Girls Talk Money

We’re both big believers that your mindset is HUGE when it comes to being better with your money. So in today’s episode, we shared all of our best mindset tips, including some tactics you can use to shift your mindset. Links We Mentioned: Creator’s TikTok account on credit card debt: https://www.tiktok.com/@brit_reynolds Rich as F*ck Book: https://www.amazon.com/Rich-As-More-Money-Than/dp/1735375101 If you enjoyed this episode, please rate and review the podcast. We appreciate your support! 💖 🚨 Need a financial reset? Want to take it back to basics and get your financial sh*t together? Grab the Financial Foundations Guide here: ⁠https://shop.beacons.ai/girlstalkmoney/0a4f765d-8f13-4c01-a487-3269bea970e3?pageViewSource=lib_view&referrer=https%3A%2F%2Fbeacons.ai%2Fgirlstalkmoney Join the community over on Instagram or TikTok! ⁠https://www.instagram.com/girlstalkmoneypod⁠ ⁠https://www.tiktok.com/@girlstalkmoneypod⁠ 📧 Join our email list for exclusive updates: ⁠https://shorturl.at/arKT0⁠ 💌 For business inquiries only, please email ⁠girlstalkmoneypod@gmail.com⁠.

You’ve loved our episode on how we spend, so today we’re diving into some of the best ways we’ve spent time and money. We shared several life investments we’ve made that have been 100% worth it. If you enjoyed this episode, please rate and review the podcast. We appreciate your support! 💖 🚨 Need a financial reset? Want to take it back to basics and get your financial sh*t together? Grab the Financial Foundations Guide here: ⁠https://shop.beacons.ai/girlstalkmoney/0a4f765d-8f13-4c01-a487-3269bea970e3?pageViewSource=lib_view&referrer=https%3A%2F%2Fbeacons.ai%2Fgirlstalkmoney Join the community over on Instagram or TikTok! ⁠https://www.instagram.com/girlstalkmoneypod⁠ ⁠https://www.tiktok.com/@girlstalkmoneypod⁠ 📧 Join our email list for exclusive updates: ⁠https://shorturl.at/arKT0⁠ 💌 For business inquiries only, please email ⁠girlstalkmoneypod@gmail.com⁠.

This might be another hot take episode…😅 In today’s episode we shared: Our dating preferences How money impacts dating Some crazy dating stories Does money impact your experience with dating? Let us know in Spotify! ✈️ Reminder that the Girls Talk Money group trip is LIVE: https://www.efultimatebreak.com/trips/colombia-escape-private-departure USE CODE GROUP200 FOR $200 OFF. Have questions about the trip? DM us on Instagram @ girlstalkmoneypod! Or DM Erin or Grace directly. If you enjoyed this episode, please rate and review the podcast. We appreciate your support! 💖 🚨 Need a financial reset? Want to take it back to basics and get your financial sh*t together? Grab the Financial Foundations Guide here: ⁠https://shop.beacons.ai/girlstalkmoney/0a4f765d-8f13-4c01-a487-3269bea970e3?pageViewSource=lib_view&referrer=https%3A%2F%2Fbeacons.ai%2Fgirlstalkmoney Join the community over on Instagram or TikTok! ⁠https://www.instagram.com/girlstalkmoneypod⁠ ⁠https://www.tiktok.com/@girlstalkmoneypod⁠ 📧 Join our email list for exclusive updates: ⁠https://shorturl.at/arKT0⁠ 💌 For business inquiries only, please email ⁠girlstalkmoneypod@gmail.com⁠.

THE GROUP TRIP IS LIVE, AND WE’RE GOING TO COLOMBIA! ✈️ In today’s episode, we broke down all the details about the Girls Talk Money group trip, then shared a few exciting life updates. Find all the details of the group trip here: https://www.efultimatebreak.com/trips/colombia-escape-private-departure USE CODE GROUPS200 FOR $200 OFF. Have questions? DM us on Instagram @ girlstalkmoneypod! Or DM Erin or Grace directly. If you enjoyed this episode, please rate and review the podcast. We appreciate your support! 💖 🚨 Need a financial reset? Want to take it back to basics and get your financial sh*t together? Grab the Financial Foundations Guide here: https://shop.beacons.ai/girlstalkmoney/0a4f765d-8f13-4c01-a487-3269bea970e3?pageViewSource=lib_view&referrer=https%3A%2F%2Fbeacons.ai%2Fgirlstalkmoney Join the community over on Instagram or TikTok! ⁠https://www.instagram.com/girlstalkmoneypod⁠ ⁠https://www.tiktok.com/@girlstalkmoneypod⁠ 📧 Join our email list for exclusive updates: ⁠https://shorturl.at/arKT0⁠ 💌 For business inquiries only, please email ⁠girlstalkmoneypod@gmail.com⁠.

We brought on ex-recruiter and HR professional Eddiana Rosen to discuss all things career—from how to land a job you love to increasing your salary. We covered topics like: What’s going on with the job market? Why are people finding it harder to land a job? How to improve your job hunting process Step-by-step how to increase your salary at the job you already have When it makes sense to job hop vs. when it makes sense to stay where you’re at Follow Eddiana on Social Media: https://www.instagram.com/careersinreview/ https://www.tiktok.com/@careersinreview https://www.linkedin.com/in/eddianarosen/ If you enjoyed this episode, please rate and review the podcast. We appreciate your support! 💖 🚨 Need a financial reset? Want to take it back to basics and get your financial sh*t together? Grab the Financial Foundations Guide here: ⁠https://shorturl.at/uPVW2⁠ Join the community over on Instagram or TikTok! ⁠https://www.instagram.com/girlstalkmoneypod⁠ ⁠https://www.tiktok.com/@girlstalkmoneypod⁠ 📧 Join our email list for exclusive updates: ⁠https://shorturl.at/arKT0⁠ 💌 For business inquiries only, please email ⁠girlstalkmoneypod@gmail.com⁠.

In today's episode, we’re getting controversial. We dove into our financial hot takes, some you might agree with and others you might not. Leave your thoughts and your personal financial hot takes in Spotify! 👀 If you enjoyed this episode, please rate and review the podcast. We appreciate your support! 💖 🚨 Need a financial reset? Want to take it back to basics and get your financial sh*t together? Grab the Financial Foundations Guide here: ⁠https://shorturl.at/uPVW2⁠ Join the community over on Instagram or TikTok! ⁠https://www.instagram.com/girlstalkmoneypod⁠ ⁠https://www.tiktok.com/@girlstalkmoneypod⁠ 📧 Join our email list for exclusive updates: ⁠https://shorturl.at/arKT0⁠ 💌 For business inquiries only, please email ⁠girlstalkmoneypod@gmail.com⁠.

We’ve gathered all of your most-asked budgeting questions and compiled them into today’s episode! We cover questions related to: Saving and sinking funds Budgeting with variable income Budgeting with debt Budgeting with a partner How to divide your money up & our thoughts on the 50/30/20 budget rule Whether you’re new to budgeting or a seasoned budgeter just looking to fine-tune your process, this episode is packed with tips, tricks, and insights to help you manage your money more effectively. If you enjoyed this episode, please rate and review the podcast. We appreciate your support! 💖 🚨 Need a financial reset? Want to take it back to basics and get your financial sh*t together? Grab the Financial Foundations Guide here: ⁠https://shorturl.at/uPVW2⁠ Join the community over on Instagram or TikTok! ⁠https://www.instagram.com/girlstalkmoneypod⁠ ⁠https://www.tiktok.com/@girlstalkmoneypod⁠ 📧 Join our email list for exclusive updates: ⁠https://shorturl.at/arKT0⁠ 💌 For business inquiries only, please email ⁠girlstalkmoneypod@gmail.com⁠.

Ever wanted to ask a real estate agent all of your home-buying questions?! Today’s episode is exactly that! We brought on Emma Desrosas, a Boston-based real estate agent to walk us through everything you need to know before buying a home. 🏡 We talked about: What the process of buying a home actually looks like How much home you can afford Do you really need 20% down to buy a home? What are your other options? Navigating the home-buying process when you’re self employed How to minimize costs when purchasing a home When it’s better to buy instead of rent Affordable markets for young people to buy in What to look for when buying your first home How to find deals on the market How to find the best real estate agent for you Links to check out: Follow Emma on Instagram: https://www.instagram.com/derosasrealtygroup/ Connect with Emma on LinkedIn: https://www.linkedin.com/in/emmaderosas/ Send Emma an Email: emma.derosas@cbrealty.com If you enjoyed this episode, please rate and review the podcast. We appreciate your support! 💖 🚨 Need a financial reset? Want to take it back to basics and get your financial sh*t together? Grab the Financial Foundations Guide here: ⁠https://shorturl.at/uPVW2⁠ Join the community over on Instagram or TikTok! ⁠https://www.instagram.com/girlstalkmoneypod⁠ ⁠https://www.tiktok.com/@girlstalkmoneypod⁠ 📧 Join our email list for exclusive updates: ⁠https://shorturl.at/arKT0⁠ 💌 For business inquiries only, please email ⁠girlstalkmoneypod@gmail.com⁠.

We've both created viral series on our social media pages about things that will break your budget in your 20s, so we're bringing it to the pod! Want to skip the weekly recap and dive straight in?! Skip ahead to 6:40. If you enjoyed this episode, please rate and review the podcast. We appreciate your support! 💖 🚨 Need a financial reset? Want to take it back to basics and get your financial sh*t together? Grab the Financial Foundations Guide here: https://shorturl.at/uPVW2 Join the community over on Instagram or TikTok! https://www.instagram.com/girlstalkmoneypod https://www.tiktok.com/@girlstalkmoneypod 📧 Join our email list for exclusive updates: https://shorturl.at/arKT0 💌 For business inquiries only, please email girlstalkmoneypod@gmail.com.

Want to skip past our weekly recap and get right into the episode?! Skip to 19:45 💖 Regardless of your age, today’s conversation will prompt you to reflect on where you’re at financially and where you want to go. Whether you’re reflecting on past decisions you wish you could change, or current decisions you want to change moving forward, today’s episode is all about the financial advice we needed to hear years ago. We cover both the tactical action steps we wish we took and the emotional side of money. We talk about: Where we were financially at age 18 Advice about debt, investing, and more How to make the mindset shifts needed to be financially successful Links we mentioned: Grace’s color analysis professional: https://www.stylebyanaharris.com/ Our favorite investing resource: https://www.personalfinanceclub.com/build-wealth-by-investing-in-index-funds/ Student loan calculator: https://www.calculator.net/student-loan-calculator.html If you enjoyed this episode, please rate and review the podcast. We appreciate your support! 💖 🚨 Need a financial reset? Want to take it back to basics and get your financial sh*t together? Grab the Financial Foundations Guide here: https://shorturl.at/uPVW2 Join the community over on Instagram or TikTok! https://www.instagram.com/girlstalkmoneypod https://www.tiktok.com/@girlstalkmoneypod 📧 Join our email list for exclusive updates: https://shorturl.at/arKT0 💌 For business inquiries only, please email girlstalkmoneypod@gmail.com.

In today's episode, we recap on the goals we set for ourselves in our New Years, Better Goals episode from the beginning of the year! We discussed: Life goals, career goals & money goals What goals we've stuck to & what has changed Why it's important to check in on your goals monthly & quarterly What we're focused on in Q2 & more! If you enjoyed this episode, please rate and review the podcast. We appreciate your support! 💖 🚨 Grab the Financial Foundations Guide here: https://shorturl.at/uPVW2 Join the community over on Instagram or TikTok! https://www.instagram.com/girlstalkmoneypod https://www.tiktok.com/@girlstalkmoneypod 📧 Join our email list for exclusive updates: https://shorturl.at/arKT0 💌 For business inquiries only, please email girlstalkmoneypod@gmail.com. Music: Kitty Time by Aftertune https://soundcloud.com/itsaftertune; Creative Commons — Attribution-ShareAlike 3.0 Unported — CC BY-SA 3.0; Free Download / Stream: http://tinyurl.com/2w78udzc; Music promoted by Audio Library http://tinyurl.com/5n64vhcz

In today’s Q&A episode, we answered more of your questions, including: Saving in a HYSA after funding your emergency fund Opening a travel rewards credit card after a cashback card What we would do for work if social media didn't exist How/what to charge for blog writing as a freelancer How we combat societal pressures and feeling like you're "behind" in your 20s If you enjoyed this episode, please rate and review the podcast. We appreciate your support! 💖 🚨 Grab the Financial Foundations Guide here: https://shorturl.at/uPVW2 Join the community over on Instagram or TikTok! https://www.instagram.com/girlstalkmoneypod https://www.tiktok.com/@girlstalkmoneypod 📧 Join our email list for exclusive updates: https://shorturl.at/arKT0 💌 For business inquiries only, please email girlstalkmoneypod@gmail.com.

After sharing a bit about being spiritual girlies, we’ve gotten asked several times to share more, so today we are! Today we brought in Energy Coach and Consultant Tarynn Johnson from Empowered to Live Aligned to talk more about human design and what it means to live in alignment with your innate energy. We dove into things like: What Erin & Grace’s unique energies are How to tune into your intuition more How to use your own energies to make better decisions How living in alignment with your innate energies changes how you think about and handle money Check out Tarynn’s Website for a FREE 3 day live training: ⁠https://www.empoweredtolivealigned.com/⁠  BONUS: use code GTM for 50% a 1:1 call with Tarynn! Links We Mentioned: Follow Tarynn on Instagram: https://www.instagram.com/empoweredtolivealigned/ https://www.myhumandesign.com/ https://www.thepattern.com/ ⭐️ Thank you to NEOS Investments for sponsoring a portion of today’s podcast episode! To learn more about NEOS Investments, head to https://neosfunds.com/. If you enjoyed this episode, please rate and review the podcast. We appreciate your support! 💖 🚨 Grab the Financial Foundations Guide here: https://shorturl.at/uPVW2 Join the community over on Instagram or TikTok! https://www.instagram.com/girlstalkmoneypod https://www.tiktok.com/@girlstalkmoneypod 📧 Join our email list for exclusive updates: https://shorturl.at/arKT0 💌 For business inquiries only, please email girlstalkmoneypod@gmail.com. Music: Kitty Time by Aftertune https://soundcloud.com/itsaftertune; Creative Commons — Attribution-ShareAlike 3.0 Unported — CC BY-SA 3.0; Free Download / Stream: http://tinyurl.com/2w78udzc; Music promoted by Audio Library http://tinyurl.com/5n64vhcz

🚨✈️ Want to travel with us in late 2024/early 2025?! Fill out this survey: https://my.trovatrip.com/public/l/survey/girlstalkmoney We’re bringing this like-minded community in person, and we want your feedback on what you’d like to see. Complete the survey above, and we’ll keep you updated via email with details of the trip! If you’ve ever been curious about stepping into freelancing, today’s episode is for you. In today’s episode, Erin interviewed Grace about her freelancing career, how she built it, what she charges, and how you can start a freelance career. We talked about things like: What it means to freelance What types of work you can freelance How Grace got started and how she’d start knowing what she knows now The income potential of freelancing Resources to get you started Links We Mentioned: Mya Nichol Brock Johnson Pangea Pangea’s New Platform for Marketing Gigs Contra HubSpot Courses If you enjoyed this episode, please rate and review the podcast. We appreciate your support! 💖 🚨 Grab the Financial Foundations Guide here: https://shorturl.at/uPVW2 Join the community over on Instagram or TikTok! https://www.instagram.com/girlstalkmoneypod https://www.tiktok.com/@girlstalkmoneypod 📧 Join our email list for exclusive updates: https://shorturl.at/arKT0 💌 For business inquiries only, please email girlstalkmoneypod@gmail.com. Music: Kitty Time by Aftertune https://soundcloud.com/itsaftertune; Creative Commons — Attribution-ShareAlike 3.0 Unported — CC BY-SA 3.0; Free Download / Stream: http://tinyurl.com/2w78udzc; Music promoted by Audio Library http://tinyurl.com/5n64vhcz

🚨✈️ Want to travel with us in late 2024/early 2025?! Fill out this survey: https://my.trovatrip.com/public/l/survey/girlstalkmoney We’re bringing this like-minded community in person, and we want your feedback on what you’d like to see. Complete the survey above, and we’ll keep you updated via email with details of the trip! We did the math—we could be spending up to $7,000 per year on beauty maintenance. 😅 We’re not here to tell you to stop getting beauty treatments done (and we won’t be either), but there are a few things to consider before you fork over the cash. In today’s episode, we’re diving into: The cost of beauty maintenance What we think is worth the splurge, versus what we’d prefer to save on How to get the same beauty services at a discount How to align your financial values with your beauty routine Links We Mentioned: Taylor Nardone’s TikTok ClassPass National Laser Institute Groupon If you enjoyed this episode, please rate and review the podcast. We appreciate your support! 💖 🚨 Grab the Financial Foundations Guide here: https://shorturl.at/uPVW2 Join the community over on Instagram or TikTok! https://www.instagram.com/girlstalkmoneypod https://www.tiktok.com/@girlstalkmoneypod 📧 Join our email list for exclusive updates: https://shorturl.at/arKT0 💌 For business inquiries only, please email girlstalkmoneypod@gmail.com.

🚨✈️ Want to travel with us in late 2024/early 2025?! Fill out this survey: https://my.trovatrip.com/public/l/survey/girlstalkmoney We’re bringing this like-minded community in person, and we want your feedback on what you’d like to see. Complete the survey above, and we’ll keep you updated via email with details of the trip! If you’ve ever wondered JUST how much a wedding costs, this episode is for you. Today we interviewed Natalie Garces (@investwithnat on all platforms) and got all the details on her 2023 wedding in Seattle, Washington. In today’s episode, we discussed: How to determine your wedding budget (and what’s Nat’s budget was!) How to start saving for a wedding, and when Nat started saving The ACTUAL cost of Nat’s wedding What was worth splurging on and what was better to save on Links to Nat’s Content on Wedding Planning: https://www.instagram.com/p/Cylr-8MvBIE/?igsh=cmN4ZnpsMzA3M2lk https://vm.tiktok.com/ZMMRrQoY4/ Follow Nat on Social Media: Instagram: https://www.instagram.com/investwithnat/ TikTok: https://www.tiktok.com/@investwithnat If you enjoyed this episode, please rate and review the podcast. We appreciate your support! 💖 🚨 Grab the Financial Foundations Guide here: https://shorturl.at/uPVW2 Join the community over on Instagram or TikTok! https://www.instagram.com/girlstalkmoneypod https://www.tiktok.com/@girlstalkmoneypod 📧 Join our email list for exclusive updates: https://shorturl.at/arKT0 💌 For business inquiries only, please email girlstalkmoneypod@gmail.com.

🚨✈️ Want to travel with us in late 2024/early 2025?! Fill out this survey: https://my.trovatrip.com/public/l/survey/girlstalkmoney We’re bringing this like-minded community in person, and we want your feedback on what you’d like to see. Complete the survey above, and we’ll keep you updated via email with details of the trip! In today’s episode, we answered all of your questions! We discussed: Our favorite ways to get a good deal when traveling Our largest sources of income and how to turn content creation into a successful business How to save to buy a car and balancing cash down payment vs. borrowing a loan What ETFs we invest in Where our passion for personal finance came from If you want your questions answered in a future Q&A episode, leave them in Spotify or DM @GirlsTalkMoneyPod on Instagram! If you enjoyed this episode, please rate and review the podcast. We appreciate your support! 💖 🚨 Grab the Financial Foundations Guide here: https://shorturl.at/uPVW2 Join the community over on Instagram or TikTok! https://www.instagram.com/girlstalkmoneypod https://www.tiktok.com/@girlstalkmoneypod 📧 Join our email list for exclusive updates: https://shorturl.at/arKT0 💌 For business inquiries only, please email girlstalkmoneypod@gmail.com.

Ever wondered how people travel so often? It could be on credit card points — aka free! In today’s episode, we share: An intro to travel hacking, what it means, and how to do it How credit card points work and their true value How to find the best credit cards for YOU, based on YOUR spending How to redeem credit card points for maximum value Our favorite credit cards for subsidizing the cost of flights and hotels Our favorite cards:* Chase Sapphire Preferred Chase Business Unlimited Capital One Venture X Bilt Rewards Card Chase Freedom Flex Other links we mentioned: Financial advising we recommend: Nectarine If you enjoyed this episode, please rate and review the podcast. We appreciate your support! 💖 🚨 Grab the Financial Foundations Guide here: https://shorturl.at/uPVW2 Join the community over on Instagram or TikTok! https://www.instagram.com/girlstalkmoneypod https://www.tiktok.com/@girlstalkmoneypod 📧 Join our email list for exclusive updates: https://shorturl.at/arKT0 💌 For business inquiries only, please email girlstalkmoneypod@gmail.com. *Links listed may contain affiliate links.

We often hear "Eating healthy is so expensive," but is it really? In today's episode, we sat down with Registered Dietician Gabrielle to chat all things eating healthy on a budget. CW: This episode contains brief mention of eating disorders. We discussed things like: How to plan your grocery shopping and some guidelines for creating a grocery list Tips for saving money on nutrient-dense foods How to read nutrition labels to better understand what you're consuming The supplement debate - do you need them? The difference between RDs and nutritionists and when to see one Links We Mentioned: Follow Gabrielle on Instagram, TikTok Check out Gabrielle’s coaching and meal planning download here Eat to Beat Depression and Anxiety book ⭐️ Thank you to NEOS Investments for sponsoring a portion of today’s podcast episode! To learn more about NEOS Investments, head to https://neosfunds.com/. If you enjoyed this episode, please rate and review the podcast. We appreciate your support! 💖 🚨 Grab the Financial Foundations Guide here: https://shorturl.at/uPVW2 Join the community over on Instagram or TikTok! https://www.instagram.com/girlstalkmoneypod https://www.tiktok.com/@girlstalkmoneypod 📧 Join our email list for exclusive updates: https://shorturl.at/arKT0 💌 For business inquiries only, please email girlstalkmoneypod@gmail.com.

If you’re looking for more ways to earn and save extra money, but don’t have a ton of time, this episode is for you! In today’s episode, we discuss: A zillion ways to earn more money without necessarily working more Our favorite side hustles we’ve tried and ones we think are especially interesting Our tactics for saving money that actually work ⭐️ Thank you to NEOS Investments for sponsoring a portion of today’s podcast episode! To learn more about NEOS Investments, head to https://neosfunds.com/. If you enjoyed this episode, please rate and review the podcast. We appreciate your support! 💖 🚨 Grab the Financial Foundations Guide here: https://shorturl.at/uPVW2 Join the community over on Instagram or TikTok! https://www.instagram.com/girlstalkmoneypod https://www.tiktok.com/@girlstalkmoneypod 📧 Join our email list for exclusive updates: https://shorturl.at/arKT0 💌 For business inquiries only, please email girlstalkmoneypod@gmail.com.