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The Retirement Playbook

Author: Rick & Granger Hughes

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Financial Play-Calling for Your Future

For a fresh spin on the world of retirement, tune in to The Retirement Playbook with Rick and Granger Hughes. Committed to providing the best financial education, this father and son combo blends traditional economic views with the most recent market movements. Their well-rounded process can help tackle any obstacle on your financial horizon.
142 Episodes
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The long anticipated cuts to the federal interest rate have been delayed yet again while inflation continues to linger.  And given that the markets abhor uncertainty, what is an investor to do? Rick Hughes and Jamie Climer discuss the pros and cons of staying the course versus making drastic changes. Get to know the Hughes team and schedule a time to speak with them at https://hughesretirementgroup.com/
Furthermore, is it attainable?  Granger Hughes talks about why this answer, like so many when it comes to retirement is going to change on a case by case basis.  The good news, though, is that you might be in better shape than you thought.  Get to know the Hughes team and schedule a time to speak with them at https://hughesretirementgroup.com/
Not necessarily talking about the ones you file every April, but the ones you'll be responsible for during your retirement years.  Rick talks about how important it is to minimize what it is you'll owe (and how to go about doing that) on this episode of The Retirement Playbook. Get to know the Hughes team, find out more about upcoming events, and schedule a time to speak with them at https://hughesretirementgroup.com/
The saying goes, "Buy low, sell high."  But when the market is near record highs, is it foolish to buy in... Or are you missing out on potential further growth?  Granger discusses this and more on this episode of The Retirement Playbook. Get to know the Hughes team, find out more about upcoming events, and schedule a time to speak with them at https://hughesretirementgroup.com/
A good bit, if you're creative enough.  Granger and Chris discuss at length (in addition to actual bracketology) on this episode of The Retirement Playbook. Get to know the Hughes team, find out more about upcoming events, and schedule a time to speak with them at https://hughesretirementgroup.com/
Short version: a lot Longer version: a lot, but it can be reduced/minimized with the help of proper planning.  Rick offers tips on how to keep more of your heard earned dollars on this episode of The Retirement Playbook.   Get to know the Hughes team, find out more about upcoming events, and schedule a time to speak with them at https://hughesretirementgroup.com/
There's been talks of doing away with the tax deferred aspects of contributing to a 401(k), in an effort to use those tax dollars to keep Social Security solvent.  But what would the fallout from that be?  Granger talks about it, as well as other ways to be tax savvy with your savings, on this episode of The Retirement Playbook. Get to know the Hughes team, find out more about upcoming events, and schedule a time to speak with them at https://hughesretirementgroup.com/  
Or perhaps a better question: Has is ever worked?  Rick discusses this often debated withdrawal strategy and more on this episode of The Retirement Playbook. Get to know the Hughes team, find out more about upcoming events, and schedule a time to speak with them at https://hughesretirementgroup.com/
Hear what Ted Benna, the father of the 401(k), says the plan he helped popularize is missing (as well as how to change that) on this episode of The Retirement Playbook. Get to know the Hughes team, find out more about upcoming events, and schedule a time to speak with them at https://hughesretirementgroup.com/  
What can Granger's appreciation of watches teach you about taxes in retirement?  It turns out, quite a lot.   Get to know the Hughes team, find out more about upcoming events, and schedule a time to speak with them at https://hughesretirementgroup.com/  
As Spring Training gets ready to kickoff later this month, we take a look back at the financial decision one of the greatest of all time made regarding his retirement, and Rick discusses what we can learn from his decisions. Get to know the Hughes team, find out more about upcoming events, and schedule a time to speak with them at https://hughesretirementgroup.com/  
And furthermore, how flexible should you be with that amount?  Rick discusses the strategies the Hughes Retirement Group use to help clients calculate that number without putting the whole plan at risk on this episode of The Retirement Playbook. Get to know the Hughes team and schedule a time to speak with them at https://hughesretirementgroup.com/  
Obviously, market downturns can be detrimental to your investment balances, but when they occur can't be truly predicted.   However, there's a known threat to your retirement dollars with a very clear timeframe, and it's called tax increases. Rick and Jamie Clymer discuss how to prepare for the known threats while also taking the unknown into account on this episode of The Retirement Playbook. Get to know the Hughes team and schedule a time to speak with them at https://hughesretirementgroup.com/
And more importantly, where will that money come from? Rick discusses the importance of having an income plan, as well as how to create sources of guaranteed income to make that plan a successful on on this episode of The Retirement Playbook. Get to know the Hughes team and schedule a time to speak with them at https://hughesretirementgroup.com/
Is a 401(k) Enough?

Is a 401(k) Enough?

2024-01-0227:53

According to a recent GoBankingRates article, a well-managed 401(k) should be "sufficient for a comfortable" retirement.  But how is any of that defined, and what if you want more than "sufficient?" Granger discusses things you may want to consider to help your retirement be more than sufficient on this episode of The Retirement Playbook. Get to know the Hughes team and schedule a time to speak with them at https://hughesretirementgroup.com/
Or more specifically, why they shouldn't be the end-all, be-all when it comes to your financial planning.  Rick Hughes talks about how to properly incorporate these rules in your plan, as well the error of measuring yourself up to other retirees, on this episode of The Retirement Playbook. Get to know the Hughes team and schedule a time to speak with them at https://hughesretirementgroup.com/
Perhaps the window on 2023 is closing, but there are things that can (and probably should) be done to lower your RMD obligations in the years to come.  But probably doesn't mean definitely.  Granger discusses the things to take into consideration on this episode of The Retirement Playbook. Get to know the Hughes team and schedule a time to speak with them at https://hughesretirementgroup.com/
As we get set to put a bow on 2023, many people are making predictions on what to expect from the market in 2024.  And with it being an election year, the uncertainty only increases.  Rick discusses strategies worth looking at if you don't have the appetite for further market risk. Get to know the Hughes team and schedule a time to speak with them at https://hughesretirementgroup.com/
In an era where taxes almost certainly have to go up in the future, many are looking at Roth conversions as a way to avoid getting hit with higher rates down the road.  But what could that mean for you in the meantime?  Granger talks about the things to take into account on this episode of The Retirement Playbook. Get to know the Hughes team and schedule a time to speak with them at https://hughesretirementgroup.com/
With the solvency of Social Security in the spotlight lately, many people are wondering if they should claim as soon as possible to get what they can while they can.  But the conventional wisdom has always been to delay as long as possible.  Granger weighs the pros and cons, and discusses why there's not a catch-all answer on this episode of The Retirement Playbook.  Get to know the team and schedule a time to speak with them at https://hughesretirementgroup.com/  
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