Money Talk With Tiff

In this crucial episode of Money Talk with Tiff, Tiffany Grant dives into the seldom-discussed topic of how credit cards can significantly influence our mental health. She unpacks the history of credit cards, discusses the psychological effects of spending with plastic, and gives practical advice on managing credit card use to foster financial and mental well-being.Timestamps:[00:00] Competition spurred credit card innovation, global convenience.[06:36] Credit card debt causes financial stress and strain.[09:31] Creating a budget is crucial for financial stability.[13:04] Use credit card regularly, pay off immediately.[14:41] Get help with credit card debt wisely.Key Points:The origin of credit cards and their evolution since the 1950s.The psychological differences between spending with cash versus credit.Benefits of using credit cards, including building credit history, rewards (with a cautionary note on their use), and fraud protection.Personal anecdotes about how credit can be advantageous when used responsibly.The stress and anxiety associated with credit card debt, backed by studies highlighting the correlation between debt and decreased mental health.The role of money management in personal relationships and self-esteem.Strategies to stay in control of credit card use, such as budgeting, spending tracking, and setting spending limits.The importance of paying off balances each month and keeping utilization low to improve credit scores.Resources:Blog post on budgeting with a video walkthrough of the budget spreadsheet (free download).Budget Nirvana course, which delves deeper into budgeting strategies and mindset.Need personal help with credit card debt management? Schedule a free 15-minute consultation with Tiffany.Get YNAB to start your budgeting journeyDo you know when you will be debt-free? Get Debt Payoff Planner to find out!Navigating a Mountain of Credit Card Debt: Tips for Debt Management and Recovery | Ep. 298Tiffany's Take: Is There Such Thing as Too Much Debt? | Ep. 179Call to Action:Reflect on your relationship with credit cards.Consider necessary changes to enhance your financial health and mental well-being.Get help if you're struggling with credit card debt.Engage with Tiffany through social media or email to share your experiences.Reminder:If you have a question for Tiffany to answer on the podcast, submit it at www.moneytalkwitht.com/asktiffany.Don’t forget to like, subscribe, share, rate, and review the podcast.Social Media: Follow @moneytalkwitht on all platforms for updates and financial insights.Contact Information: Website: www.moneytalkwitht.comSubmit Questions:...

Welcome to another engaging episode of Money Talk with Tiff! Today, we're thrilled to have Dr. Hans Boateng join us to unravel the complexities of digital assets, NFTs, and the broader spectrum of investment diversification. If terms like cryptocurrencies, NFTs, and blockchain sound like a foreign language to you, then you're in for a treat. Dr. Hans offers a deep dive into the potential of these digital assets in our investment portfolios and how they can significantly impact wealth-building strategies, especially within our community.We'll explore the rollercoaster world of cryptocurrencies, the average returns versus the S&P 500, and discuss the inherent risks involved in chasing higher gains. Furthermore, Dr. Hans illuminates the concept of NFTs beyond just the quirky pictures of apes and penguins and shares his innovative approach to NFTs with The Royals project—a cultural milestone connecting the African diaspora through blockchain technologies.Tune in as Dr. Hans demystifies investing in the digital age, the value proposition of NFTs, and how they authenticate ownership in ways far transcending the current hype.Remember, this is not investment advice but an insightful conversation to empower your financial knowledge.About Our GuestDr. Hans is the ideal person to teach you about investing. He was able to climb the ladder of financial success from the bottom 10% to the top 1%. He is an accomplished professional with a wealth of knowledge and experience in finance and investing. He holds an MBA with a Path of Distinction and a Doctorate degree. He grew up in Ghana, West Africa; when he arrived in the US, he recognized the lack of investment literacy in immigrant and minority households. This fueled his passion for teaching others how to build wealth. He spent 13 years mastering the subject of money and has worked with over 10,000 members. Dr. Hans has been featured on Bloomberg and Business Insider and is trusted by the communities he serves.Connect with Dr. HansRoyals Experience: https://www.ghanaroyalgala.com/Instagram: @theinvestingtutorFacebook: The Investing TutorTwitter: @investingtutorConnect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: Tiffany GrantYouTube: Money Talk With TiffPinterest: @moneytalkwithtTikTok: @moneytalkwithtTimestamps[00:00] Diversification essential for catching up in investments.[05:45] Upside potential comes with downside risk awareness.[07:55] NFTs: Unique digital tokens, not interchangeable items.[10:32] Authenticating ownership via blockchain, accessible

This week, we're diving into the often-overlooked world of philanthropy with a fellow UNCG alum, Dean Castaldo. Join us as Dean shares his extensive knowledge on the many ways we can support our favorite causes, from naming beneficiaries and directing stocks to establishing donor-advised funds and trusts. Whether you're just starting your financial journey or looking to leave a legacy, Dean's insights will illuminate a plethora of options for making impactful contributions. Get ready to discover how you can make a difference, not just now, but for generations to come. Tune in now to unlock the potential of your philanthropic spirit!About Our GuestDean Castaldo, J.D. leads a dedicated team of fundraisers at the USNA Foundation, connecting with alumni and parents across the Southeast and Southern California to secure 6- and 7-figure philanthropic investments that enhance the midshipman experience. Prior to his role with the Foundation, Dean honed his development skills as Associate Director of Alumni Engagement at UNC-Greensboro, where he supported corporate partners, the military-veteran community, and young professionals. He has served in the development profession since late 2015 while bringing over 15 years of combined active and reserve experience leading teams of warfighters as a Marine Corps NCO and a current Naval Officer.Dean has extensive non-profit advisory experience serving on multiple boards, including as a current member of the UNCG Alumni Leadership Board and the Naval Sea Cadets Foundation Board of Directors. Connect with DeanLinkedIn: https://www.linkedin.com/in/deancastaldojr/Connect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: Tiffany GrantYouTube: Money Talk With TiffPinterest: @moneytalkwithtTikTok: @moneytalkwithtTimestamps[00:00] Philanthropy is reachable for majority of people.[05:19] Designate beneficiaries flexibly with selection of percentage.[08:24] Transfer accounts tax free or tax deferred.[10:40] Utilize trust structures for financial and estate planning.[13:58] Invest $100 monthly into donor advised fund.[18:14] Gratitude for information and hope for day.Key ThemesUnderstanding philanthropy.Options for philanthropic giving.Beneficiary designations for donations.Tax advantages of estate gifts.Using wills and trusts.Donor-advised funds explained.Gifting stocks to nonprofits.Additional Links & ResourcesHome Page - UNC GreensboroHabitat for HumanityVeterans Charity - Non...

Get ready for an insightful conversation with our special guest, Bob Wheeler. He will present an enlightening framework to enhance our decision-making process: the Four W's: What? Why? Why? What? Dive deep with us as Bob teaches us to explore the depths of our desires, understand the core of our motivations, and confront the barriers that hold us back from achieving them. Whether you're contemplating life-changing decisions or everyday choices, this episode promises to equip you with a non-threatening way to evaluate what truly drives you. Join me, Tiffany Grant, as we unravel the maze of wants and wishes and discover the power of intentionality in shaping our financial independence and personal fulfillment. Prepare to challenge your intrinsic motivations and align your aspirations with your values, all here on Money Talk with Tiff.About Our GuestBob Wheeler, a CPA and somatic therapist, merges financial expertise with emotional insight in his approach to personal finance. Author of "The Money Nerve: Navigating the Emotions of Money," Bob explores the psychological aspects of money management, aiming to guide individuals toward financial freedom. He hosts the "Money You Should Ask" podcast, sharing personal finance tips and stories from various guests. Bob also leads seminars internationally, focusing on Radical Abundance and Money at its CORE, drawing from his certification in ‘CORE Energetics’ and Radical Aliveness.In addition to his professional pursuits, Bob has a passion for standup comedy, blending humor with financial advice. He serves as the CFO for The World Famous Comedy Store in West Hollywood and La Jolla, California. A graduate of Rhodes College, Bob's adventurous spirit has taken him to high altitudes around the world, including Mt. Kilimanjaro and the Everest Base Camp.Connect with BobWebsite: https://themoneynerve.com/Email: info@themoneynerve.comFacebook: The Money NerveInstagram: @moneyyoushouldaskInstagram: @bobwheelerrConnect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: Tiffany GrantYouTube: Money Talk With TiffPinterest: @moneytalkwithtTikTok: @moneytalkwithtTimestamps[00:00] Understanding motivations is key to achieving goals.[05:32] Seeking benefit and joy in self-care.[06:18] Internal payoff is crucial for intrinsic motivation.[09:34] Accountant weighs cost and benefit of actions.[13:42] Excited about newfound clarity and direction.Key ThemesAsking the Four W's framework.Importance of intrinsic motivation.Exploring...

In this episode of Money Talk with Tiff, Tiffany Grant responds to a listener's question on recovering from a budget setback. Tiffany shares personal experiences and practical steps to help listeners get back on track when facing unexpected expenses or drifting from their financial plans. From reflecting on the reasons behind the budget slip to embracing flexibility and forgiveness, Tiffany offers valuable insights and tips for creating a resilient budget recovery plan. Tune in to gain expert advice on budget reassessment, emergency fund building, and the importance of regular financial reviews. Plus, discover how to avoid future detours through mindful spending and continuous financial education. Join Tiffany as she takes you on a journey to financial recovery, empowering you to navigate your money matters with confidence and clarity.Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffanyConnect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: Tiffany GrantYouTube: Money Talk With TiffPinterest: @moneytalkwithtTikTok: @moneytalkwithtTimestamps[00:00] Understand why budget strayed, adapt for resilience.[04:35] Review budget, cut expenses, increase income options.[08:09] Have an emergency fund in high-yield savings.[11:37] Stay present, be grateful, and move forward.Key ThemesBudget Recovery: Steps to get back on track.Reflect and Understand: Identifying reasons for budget deviation.Reassess Your Budget: Review income, expenses, and goals.Implement a Recovery Plan: Adjusting expenses, increasing income, and being realistic.Build an Emergency Fund: Creating a financial safety net.Embrace Flexibility and Forgiveness: Being adaptable and practicing self-compassion.Review and Adjust Regularly: Keeping track and celebrating progress.Additional Links & ResourcesBudgeting Basics: How To Make A Personal Budget That Works For Youa...

In this episode of Money Talk With Tiff, Tiffany Grant sits down with Schelo Collier, the founder of Black Women Invest, to discuss the initiative's origin and importance. Schelo shares her journey of being laid off from her dream job and realizing the need for financial independence. They delve into the topics covered by Black Women Invest, the resources available, and the diverse range of levels catered to within the community. Schelo also provides insights into the business side of starting and growing the community and offers valuable advice for entrepreneurs. Tune in for a dynamic conversation about financial empowerment and the power of community in guiding individuals toward financial success.About Our GuestSchelo Collier has a background in finance and real estate investing. After years of witnessing the underrepresentation of Black women in the investment space, she knew it was time to scrap the idea of finding a seat at the table—it was time for Black Women to build our own table! Prior to starting BWI, Schelo built her career in real estate investment. In a former role, she traveled across the country, helping thousands of investors build their real estate portfolios. Schelo also snatched her first investment property at the age of 24 and has since helped hundreds of members in BWI learn how to invest in real estate and stocks to build a diversified portfolio.Connect with ScheloWebsite: https://www.blackwomeninvest.com/Instagram: @investwithscheloFacebook: Black Women InvestConnect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: Tiffany GrantYouTube: Money Talk With TiffPinterest: @moneytalkwithtTikTok: @moneytalkwithtTimestamps[00:00] Lost dream job spurred financial independence journey.[03:09] Creating a community for black women entrepreneurs.[09:29] Chapters cater to all with varied resources.[10:48] Enthusiastic endorsement of a diverse community for investors.[13:59] Weekly podcast on financial advice and tips.Key ThemesBlack...

In this episode, Tiffany Grant sits down with the inspiring Giovanna "GiGi" Gonzalez, a first-generation wealth builder and the author of "Cultura and Cash." Giovanna shares her personal journey of breaking free from the cycle of poverty and navigating the challenges of managing finances and cultural expectations. From her experience as the daughter of Mexican immigrants to becoming a pro bono financial educator, Giovanna offers invaluable insights and practical tips for first-generation wealth builders. Join us as we learn about the "First Gen Five" pillars of personal finance and how Giovanna's book is empowering individuals to take control of their financial future. Get ready to be informed and inspired by this enriching conversation.About Our GuestGiovanna "Gigi" Gonzalez is a TikTok influencer, financial educator, and author of Cultura and Cash. During The Great Resignation, she quit her 10-year corporate career to pursue her true passion: teaching financial literacy to young adults. Gigi teaches personal finance and career navigation for First Gen at various organizations and on her TikTok account @thefirstgenmentor. She was named 40 under 40 by the Hispanic Alliance for Career Enhancement, "Latinx to Watch" by Hispanic Executive Magazine, and Top 25 Creator by Fast Company.Connect with GiGiInstagram: @gigithefirstgenmentorGet the book: Cultura & Cash (Amazon)Connect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: Tiffany GrantYouTube: Money Talk With TiffPinterest: @moneytalkwithtTikTok: @moneytalkwithtTimestamps[00:00] Chose economics for employability; enjoyed math. Joined insurance company.[05:18] Seeking and sharing financial knowledge through volunteering.[07:27] Entering adult world with financial challenges and responsibilities.[11:49] Identifying pillars for first generation wealth builders.Key TakeawaysFirst Generation Wealth Building - Breaking the cycle of povertyFinancial Literacy - Learning as you goImmigrant Experience - Pressure to succeedFamily Financial Obligations - Balancing giving and personal goalsBook Release - "Cultura and Cash" provides financial guidanceFirst Gen Five - Focus on emergency fund, budgeting, debt payoff, credit, and investingResources - Access book and connect with Giovanna GonzalezSupport this PodcastCopyright 2024 Tiffany GrantThis podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

In this episode, Tiffany Grant shares her 2024 travel tips. After returning from her vacation and celebrating her birthday, Tiffany dives into how she manages to travel on a budget without compromising her financial goals. From budgeting and finding affordable accommodations to tips on booking flights, exploring local activities, and managing currency exchange, Tiffany's travel wisdom will inspire you to plan your next adventure without breaking the bank. So, tighten those purse strings and prepare for some invaluable travel advice from Tiffany.Connect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: Tiffany GrantYouTube: Money Talk With TiffPinterest: @moneytalkwithtTikTok: @moneytalkwithtTimestamps[00:00] Budgeting is vital for celebrating life milestones.[05:14] Flexibly plan trips using calendar and Google flights.[06:28] Options for flights from North Carolina airports.[11:06] Avoid tourist hot spots, cook at home.[13:02] Benefits of immersing in a new culture.Key TakeawaysBudgeting for Travel: Plan ahead, set limits, allocate funds.Affordable Accommodations: Airbnb, local connections, cost-sharing with others.Smart Flight Booking: Flexibility, layovers, airline points, multiple airports.Cost-Effective Activities: Local experiences, street vendors, homemade meals.Currency Considerations: Exchange rates, using local currency, staying informed.Immersive Travel: Engaging with locals, cultural experiences, avoiding tourist hotspots.International Travel on a Budget: Stretching funds, value for money, exploring abroad.Additional Links & ResourcesGoogle FlightsYNABAsk Tiffany Your Money QuestionMaking Travel a Financial Priority with Danielle Desir2020 Travel Tips | Ep. 27The Grown-Up Gap Year With Stephanie Perry | Ep. 20Buy or Transfer United MileagePlus MilesBuy, Give & Transfer Hilton Honors Points - Hilton Honorsa...

In this episode of Money Talk with Tiff, host Tiffany Grant delves into mobile home investing with special guest Rachel Hernandez. Rachel shares her journey from single-family home investing to venturing into the often-overlooked niche of mobile home investing. She offers insights into what mobile homes are, how she got started in the industry, and the process of buying, selling, and renting out mobile homes. She also discusses the importance of providing affordable housing and offers valuable advice for those interested in entering this real estate market. Plus, Rachel includes information on where listeners can find more resources and training on mobile home investing. Join Tiffany and Rachel in this eye-opening discussion about mobile home investing and the opportunities it presents in the real estate industry.About Our GuestRachel Hernandez is an award-winning mobile home investor with over ten years of experience. As an author and blogger, her books have hit #1 on Amazon, and her blog has been featured as one of the |Top 20 Real Estate Investing Blogs." She is also the #1 Writer for Mobile Homes on Quora. She has been featured in MHVillage, Forbes, Experian, and various real estate publications and blogs. Her podcast, Adventures in Mobile Homes, is recognized as one of 30 Asian American Podcasts to support and was nominated by the Asian American Podcasters Association for a 2020 Golden Crane Award.Connect with RachelWebsite: https://adventuresinmobilehomes.comTwitter (X): @mobilehomegurlInstagram: @mobilehomegurlFacebook: Adventures in Mobile HomesConnect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: Tiffany GrantYouTube: Money Talk With TiffPinterest: @moneytalkwithtTikTok: @moneytalkwithtTimestamps[00:00] Transitioned from single-family to mobile home investing.[04:04] Real estate investments led to challenges, solutions.[08:38] Mobile homes often overlooked as real estate investment.[10:52] Locate mobile home parks locally, invest wisely.[14:12] Curious about mobile home investing, ownership, land.Key ThemesMobile Homes: Affordable Housing SolutionsReal Estate Investing: Transition and StrategyCash Flow: Maximized Income PotentialNiche Markets: Finding Investment OpportunitiesProperty Management: Park Owners and Lot RentStigma: Overcoming Negative PerceptionsResources: Training and Education OpportunitiesAdditional Links & Resourcesa...

In this episode of Money Talk with Tiff, we dive into the world of slow flips with guest Scott Jelinek. Tiffany Grant sits down with Scott to unravel the concept of slow flips, a unique strategy for flipping properties for the fastest path to wealth. Scott shares his journey into slow flips, the pitfalls he experienced with conventional rentals, and his innovative approach to creating wealth through real estate. He breaks down the process, addresses questions about vetting potential buyers, and offers invaluable tips for anyone interested in getting started with slow flips. Tune in to explore this fascinating approach to real estate investing and gain insight into a strategy that's turning heads in the industry.About Our GuestScott Jelinek is a successful entrepreneur and real estate investor with over 30 years of experience in the industry. His passion for entrepreneurship started at a young age, and he started his first business venture at just fifteen years old. After serving in the army, he turned to real estate and has since completed over 800 deals, establishing himself as a leader in the field.Scott's "slow flip" investment strategy has allowed him to own 158 houses and generate a steady monthly income without the typical landlord headaches. He is a creative investor who buys houses without money or credit and turns them into long-term investments. He has shared his knowledge and expertise through teaching seminars and classes, helping others achieve their financial goals through real estate investing.As a full-time real estate investor, Scott has gained extensive knowledge and experience in the industry, which he uses to coach and mentor other investors. He is passionate about helping others succeed in this lucrative field. He is trying to empower as many people as possible to set themselves free through real estate investing.Connect with ScottWebsite: slowflip.comTwitter (X): @scottjelinek123Instagram: @scott_jelinekFacebook: Scott Jelinek CoachConnect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: Tiffany GrantYouTube: Money Talk With TiffPinterest: @moneytalkwithtTikTok: @moneytalkwithtTimestamps[00:00] Introduction to Slow Flips with Scott Jelinek[02:15] The mechanics of Slow Flips: buying and selling properties[05:30] Scott's transition from traditional investing to Slow Flips[09:45] The pitfalls of leveraging and the power of owning free and clear[12:20] How to handle defaults and protect your investments[15:00] Top tips for getting started in Slow Flips[18:10]

In this episode of Money Talk with Tiff, host Tiffany Grant sits down with special guest Dave Ball from House Rich. They dive into the 2024 housing market and the top mistakes that homebuyers make. Dave sheds light on the uncertainty of future interest rates and the impact on the housing market. He emphasizes the importance of budgeting before embarking on the home-buying process and outlines the significance of interviewing realtors and lenders. Tune in to gain valuable insights and tips, and find out how to connect with Dave for more expert advice.About Our GuestDavid is a Navy veteran and graduated from the US Naval Academy with a degree in Econ. He also has seven years of experience in the mortgage industry as a loan officer and underwriter. He saw a lack of accurate and detailed home buyer education online and decided to fill the void through his platform @coinsnculture. His goal is to break down the sometimes-complicated mortgage process into layman's terms and help people buy their 1st home strategically.David also hosts House Rich: The Real Estate Show on YouTube and all podcast platforms. There he breaks down a mortgage topic weekly and also interviews a subject matter expert in various aspects of real estate.Connect with DaveWebsite: https://www.houserichshow.com/Facebook Group: https://www.facebook.com/groups/fthbschoolInstagram: @houserichdaveYouTube: House Rich - The First Time Homebuyers ShowConnect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: Tiffany GrantYouTube: Money Talk With TiffPinterest: @moneytalkwithtTikTok: @moneytalkwithtTimestamps[00:00] Rates likely to drop to around 6%.[04:46] Market timing is impossible, refinancing is an option.[10:04] Tips for finding affordable homes and property taxes.[10:45] Calculate monthly payment based on property cost.[16:07] Larger lenders have community perks and grants.[18:37] Podcast on home buying guidelines and mortgage.Key Themes2024 housing market trendsInterest rates and inflation impactBudgeting for a home purchaseThe importance of interviewing realtors and lendersUnderstanding real estate markets within marketsFirst-time homebuyer mistakesWhere to find more home-buying tipsSupport this PodcastCopyright 2024 Tiffany GrantThis podcast uses the following third-party services for analysis:...

In this episode of Money Talk with Tiff, Tiffany Grant continues her insightful breakdown of "32 Ways to Make Progress." In this continuation from the previous episode, Tiffany covers the remaining strategies, such as tracking finances, building a personal brand, embracing failure as a means of growth, and the importance of interaction and lifelong learning. She also delves into the significance of investing in oneself, the value of meditation, and the impact of having a mentor. Tiffany empowers listeners to think big, be productive, and spend wisely, emphasizing the importance of education and ambition. Finally, she urges everyone to take action and "just start now." This comprehensive list encapsulates how Tiffany herself lives and breathes progress in every aspect of her life. Tune in for practical advice and inspiration on your journey towards financial and personal success.Go back to listen to Tiffany’s Take: 32 Ways To Make Progress – Part 1To submit your question or comment, visit https://moneytalkwitht.com/asktiffanyConnect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: Tiffany GrantYouTube: Money Talk With TiffPinterest: @moneytalkwithtTikTok: @moneytalkwithtTimestamps[00:00] Tiffany's Take podcast: Answering questions, making progress.[05:31] Invest in yourself, others, and progress. Journaling.[08:26] Get a mentor, it's super helpful.[12:12] Maximize productivity by doing 1% extra daily.[13:09] "Spending wisely by aligning with personal goals."[16:47] "Strive for progress in daily self-improvement."Additional Links & ResourcesYNABBuilding A Successful Brand With Jasmine Beard | Ep. 95Boost Your Career With Personal Branding: What You Need To Know! | Ep. 241Building Your Brand With Tracy Lamourie | Ep. 142CourseraAcorns Investing

In this episode of Money Talk with Tiff, host Tiffany Grant sits down with Dedric and Krystal Polite to discuss the importance of not selling generational homes. With their experience from their show "50/50 Flip" on Hulu, Dedric and Krystal share insights on how to build wealth by preserving family properties and making strategic home improvements. They stress the value of land and provide practical advice on leveraging resources to enhance the value of inherited homes. Additionally, they offer a free live training for those interested in real estate investing. Tune in as they delve into the key aspects of generational wealth and property investment.About Our GuestsDedric and Krystal Polite are first-generation, financially free real estate investors who help everyday people make tens of thousands of dollars flipping houses without a real estate license or tons of cash. As the founders of Renovational Wealth Academy they’ve packaged all of their experiences into a suite of services and classes to help others expedite their financial success. In just a few short years, inspiring power couple Dedric & Krystal Polite have made a name for themselves in real estate. They are the stars of national TV shows on Hulu and A&E, “50/50 Flip,” where they buy, renovate, rent, and flip houses in Krystal’s hometown in NC. In addition to flipping houses, they’ve built long-term wealth by buying and holding rental properties, ensuring financial freedom through passive income and cash flow. In Season 1 of their nationally televised home renovation series viewers got a front-row seat to see how they do it. Season 2 premieres on Hulu on February 7th and will feature 10 one-hour episodes. The Polites live by the motto “doing good while doing well”; therefore, they focus on providing much-needed affordable housing for their community.Starting March 4th, the Polites are hosting a 4-week LIVE Wholesaling Accelerator. In this 4-week training class, you’ll learn how to make six figures per year wholesaling houses. Click here for more information, https://politewealthportal.com/4weekwholesalingaccelerator.Connect with Dedric & KrystalInstagram: https://www.instagram.com/bepoliteproperties/ & https://www.instagram.com/dedricpolite/Facebook: https://www.facebook.com/dedric.polite/ & https://www.facebook.com/MSLOVEBYouTube: https://www.youtube.com/bepoliteLinkedIn: https://www.linkedin.com/in/dedricpolite & https://www.linkedin.com/in/krystallpolite/Connect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: a...

In this episode, Tiffany discusses 16 powerful ways to make progress in life, drawing inspiration from a list she found on LinkedIn. From waking up early to automating tasks and delegating responsibilities, Tiffany shares her personal experiences and practical tips to help you implement these strategies in your own life. Tune in for this insightful conversation and get ready to take your financial journey to the next level. And don't forget to send in your questions for Tiffany to answer in future episodes.Connect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: Tiffany GrantYouTube: Money Talk With TiffPinterest: @moneytalkwithtTikTok: @moneytalkwithtTimestamps[00:00] Waking up early provides time for productivity.[04:54] Limit judging to avoid negative impact.[09:29] Discover your purpose through others’ needs and actions.[10:18] Find inspiration in day-to-day life experiences.[14:16] Automate tasks, delegate using Eisenhower matrix.[16:44] Forgetting time, efficient cleaning, future podcast plans.Additional Links & ResourcesThe Eisenhower Matrix: How to prioritize your to-do listMotion | Meet Motion Calendar. Try it for FreeI am AppTry Audible for 30 Days FREEMy Goodreads Profile: Tiffany Grant - The United States (88 books)Tiffany’s Take: Goal Setting | Ep. 187Tiffany’s Take: Smart Goals | Ep. 190Planning For Short-Term Goals Without Sacrificing Long-Term Savings | Ep. 262Support this PodcastCopyright 2024 Tiffany GrantThis podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

In this episode of Money Talk with Tiff, host Tiffany Grant sits down with the frugal guru Tom Brickman to discuss his incredible journey from selling on eBay to becoming a successful real estate investor with over 20 doors. Tom shares how he started with a $50 shopping cart of purses and turned it into a booming eBay business, while also revealing his savvy strategies for turning Black Friday freebies into profit. He delves into the importance of using employee benefits and tuition reimbursement, as well as the value of side hustles in achieving financial independence. Throughout their conversation, Tom provides valuable insights and practical tips that will inspire and empower listeners to take charge of their financial future. Join Tiffany and Tom as they uncover the secrets to building wealth and success through unconventional means.About Our GuestTom Brickman, a retired former movie theater manager, has found success in real estate. Despite not inheriting any money or making six-figures during his career, Tom has managed to build a net worth of over $2 million through strategic property purchases and reselling on eBay. He continues to pursue his passion for real estate by running thefrugalgay.com and regularly buying and renovating properties. With a determined mindset of "one ugly house at a time," Tom is constantly looking for ways to improve and grow his investments.Connect with TomWebsite: https://thefrugalgay.comTwitter: @Thefrugalgay11Instagram: https://tr.ee/ERN236RUc8Facebook: The Frugal GayTimestamps[00:00] Started selling on eBay due to necessity.[05:45] Overcame debt, saved, invested in real estate.[08:14] Tenant steals, landlord reclaims. Financial realization.[12:17] Using eBay to propel financial independence creatively.[14:20] Buying, renting, and building real estate success.[18:14] Maximize Black Friday savings with strategic purchases.[20:32] Active on Twitter, X, TikTok, Instagram. Coaching on website.Key TakeawaysStarting with eBay: Overcoming financial challenges through online sales.Savvy Resale Strategies: Finding success in selling small, high-margin items.Transition to Real Estate: Moving from eBay sales to property investment.Creative Financing: Using side hustles and employee benefits to fund real estate purchases.Importance of Patience: Long-term mindset for buy and hold investments.Leveraging Discounts: Maximizing Black Friday deals for profit.Personal Branding and Coaching: Establishing a presence on social media for coaching and interaction.Additional Links & ResourcesHow To Make Money With EBay – Expert Interview With Jason Butler | Ep. 250Support this PodcastCopyright 2024 Tiffany GrantThis podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

Welcome to a special Valentine's Day episode of the Money Talk with Tiff podcast! In this episode, Tiffany Grant dives into the often challenging topic of managing money in relationships. From reasons why couples argue about money to strategies for effective money management as a couple, Tiffany shares valuable insights and tips to help lovebirds navigate their finances harmoniously. Whether it's discussing financial infidelity, income inequality, joint finances, or creating a joint financial plan, this episode covers it all. Tiffany also shares romantic financial planning ideas for couples to celebrate Valentine's Day. So, grab a seat, cuddle up with your partner, and get ready for an episode that could make a positive impact on your relationship and financial future.Timestamps[00:00] Respect different perspectives to facilitate smoother conversations.[05:31] Income inequality creates financial strain in relationships.[07:40] Merging vs. separate accounts for couples' finances[12:30] "Start joint savings challenge for a future date."[15:12] Podcast host invites feedback and upcoming episodes.Key TakeawaysMoney issues in relationships: Different spending habits, financial infidelity, income inequality.Managing finances as a couple: Merging vs. separate accounts, expense splitting, joint financial planning.Communication and transparency: Open conversations, setting financial boundaries, discussing goals.Building trust: Avoiding financial arguments, mutual agreement on expenses, regular expense review.Romantic financial planning: Joint savings challenge, budget-friendly date ideas, DIY gifts.Tailored approach to finances: NNo one-size-fits-all, understanding relationship dynamics, adjusting plans as necessary.Additional Links & ResourcesVibrate to Higher Savings ChallengeSupport this PodcastCopyright 2024 Tiffany GrantThis podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

In this episode, Tiffany sits down with operations optimization expert Adrian Marable to discuss the essential strategies for small businesses and private equity firms.Adrian shares insights on the importance of documenting processes, leveraging software tools such as CRM and accounting systems, and the potential for automation to scale operations effectively. You'll also learn how private equity firms accelerate growth and optimize operations. So, if you're looking to level up your business operations and unlock growth potential, then this episode is a must-listen.Stay tuned as Tiffany and Adrian unravel the secrets to success in business operations and private equity.About Our GuestAdrian T. Marable is a writer, speaker, and angel investor who focuses on the long-term growth of businesses. His ability to touch different areas of business has been amazing. The impact he has made within the firms that he’s worked with has created better transparency among the different teams and the feeling of empowerment by these employees to do more than just their “daily job.” Connect with AdrianWebsite: https://colarity.comInstagram: @adriantmarableConnect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: https://www.facebook.com/moneytalkwithT/Twitter: https://twitter.com/moneytalkwithtInstagram: https://www.instagram.com/moneytalkwitht/LinkedIn: https://www.linkedin.com/in/tiffanygrant1/YouTube: https://www.youtube.com/c/MoneyTalkWithTiffTimestamps[00:00] Operations are key processes in business.[04:42] Document processes to scale business effectively and efficiently.[10:06] Private equity firms acquire and support companies.[12:14] Small business advice: CRM, documentation, use tech.Key TakeawaysOperations in Small Businesses: Processes, Documentation, and AutomationCRM and Accounting Software: Wave Apps, QuickBooks, and MoreCustomer Feedback and Process ImprovementTools for Small Business Operations: CRM, AccountingTech and Automation for Cost-Effective Business GrowthPrivate Equity Firms: Acquisitions and Operational SupportEBITDA and Valuations in Private EquityAdditional Links & ResourcesBrowse software deals for your business. | AppSumoTurn your dream into reality with Google Workspace.Get Notion to Organize Your BusinessMotion | Meet Motion Calendar. Try it for FreeSupport this PodcastCopyright 2024 Tiffany GrantThis podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

Welcome to a special episode of Money Talk with Tiff! In this milestone 300th episode, host Tiffany Grant celebrates by sharing touching messages from listeners and colleagues, expressing gratitude for the meaningful impact of her podcast. From heartfelt congratulations to personal anecdotes, this episode is a testament to the positive influence of financial education. Join us as we reflect on the journey of Money Talk with Tiff and look forward to the future. So, sit back, relax, and let's dive into this heartwarming celebration of community, shared knowledge, and lasting connections.Connect with TiffanyWebsite: https://moneytalkwitht.comFacebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant Our GuestsJoe & OG (Stacking Benjamins)Anthony Weaver (About That Wallet)Camari Ellis (Philly Tax Team)Matti CareyRahkim Sabree (Overcoming Financial Trauma)Steven Stack (Stacking with Stack)Donté Roberts (Researcher, African American Fatherhood)Justin Pogue (Rental Secrets)Nia Adams (Perspectives)Candace Liger (Center for Body Autonomy)Mawuli Vodi (Financially Present)ShaKeia Kegler-Gray (GovLia)Steven M. Hughes (Know Money)Support this PodcastCopyright 2024 Money Talk With TiffThis podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

In this episode of Money Talk with Tiff, Tiffany interviews Byron Wolfe, a CFO, to discover how small business owners can work smarter and not harder. They discuss the impact of hustle culture, the importance of maximizing profit over revenue, and strategies for outsourcing tasks to focus on your strengths. Byron also shares insights on leveraging research and development tax credits to increase profitability. Tune in for priceless tips on optimizing your business's financial health and freeing up time for what truly matters.About Our GuestByron's gift for translating the complexities of business financial principles with a focus on small businesses into easily understood communication has made him one of the most highly sought financial and business consultants. He is the Founder of CFO•AF, a financial services and business consulting firm specializing in industries ranging from construction to crypto. Byron is Chief Financial Officer for an INC 5000 company and is the fractional CFO of various companies with annual revenues from 3-25 Million. His certification in the Crypto, NFT, and the Metaverse space has led to many projects with DAOs and crypto companies and he is considered one of the first experts in crypto tax strategy. Byron’s true passion lies in helping small business owners expand their financial reach and success through various tools like the R&D tax credits, proactive tax plans, creative funding and high contact financial management.Connect with ByronWebsite: https://www.cfoaf.com/Facebook: https://www.facebook.com/cfoafInstagram: https://www.instagram.com/the_cfoaf/LinkedIn: https://www.linkedin.com/in/byron-a-wolfe-cpa/Connect with TiffanyWebsite: https://moneytalkwitht.comFacebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant Timestamps[05:18] Replace disliked tasks, focus on strengths, delegate.[08:52] Analyze spending to maximize profitability and productivity.[11:30] Optimize percentages, maximize profit, increase revenue efficiently.[15:01] Evaluate marketing spend based on return on investment.[18:23] Investing in tech can lead to tax benefits.[20:23] Research and development tax credits reduce taxes.Key TakeawaysWork-Life Balance: Reducing workload while being profitable.Outsourcing: Delegate tasks to focus on strengths.Profit Maximization: Focus on keeping more money.Business Efficiency: Getting more accomplished in less time.Expense Management: Understanding the impact of spending.R&D Tax Credits: Utilizing tax incentives for research.Fractional CFO Services: Professional financial guidance for businesses.Support this PodcastCopyright 2024 Money Talk With TiffThis podcast uses the following third-party services for...

In this episode, Tiffany Grant, your money nerd and financial coach, answers a crucial question from a listener: "Tiffany, I have over $50,000 in credit card debt. What do I need to do to get out of this?" Tiffany provides a comprehensive response, delving into the emotional and mental burden of debt, understanding the root cause, and actionable steps to take. She emphasizes the importance of setting achievable goals, building a support network, and staying consistent in your debt repayment journey. Dive into the episode to gain valuable insights and practical tips to tackle massive credit card debt. Don't miss out on these empowering strategies to take control of your financial future.Timestamps[00:00] - Tiffany's podcast answers questions about personal finance.[05:31] - Learn budgeting, reducing debt, and debt consolidation.[06:44] - Analyze debt before considering consolidation, set goals.[10:24] - Seek professional help, connect with similar experiences. Celebrate frugally.[14:11] - Show notes link to resources, encouragement given.Key TakeawaysEmotional burden of debt: Acknowledge and understand feelings.Identifying the root cause of debt: Unchecked spending, job loss, medical bills.Debt repayment methods: Avalanche vs. snowball method.Importance of budgeting: Track expenses and prioritize debt payments.Debt consolidation options: Assess suitability and benefits.Setting achievable goals and celebrating milestones.Building a support network and staying consistent.Additional Links & ResourcesMethods to Tackle DebtEmotions & Money: 3 Things To Avoid And 3 Things To Do MoreDoes Debt Consolidation Hurt Your Credit? Here’s What You Need To KnowTiffany’s Take: Goal Setting | Ep. 187Tiffany’s Take: Smart Goals | Ep. 190Goal Implementation: How To Actually Accomplish Your Goals | Ep. 196How To Stick To Your Goals When You Don’t Feel Like It | Ep. 198The Most Effective Way To Tackle Your Financial Goals | Ep. 193Twitter Post About Net WorthBreaking Free From Financial Shame And Guilt | Ep. 296Want To Achieve Financial Wellness? Get Support From An Accredited Financial CounselorWant your question answered on the podcast? Submit