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The Financial Independence Show
The Financial Independence Show
Author: Cody Berman and Justin Taylor
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© 2025 The Financial Independence Show
Description
Cody Berman and Justin Taylor believe in the concept of “Financial Independence For All”. The Financial Independence Show focuses on REAL stories of individuals on their journey to financial independence. Each episode aims to include actionable insights and takeaways for listeners to implement into their own financial situation. The podcast covers topics like building wealth, entrepreneurship, investing, money mindset, small business, frugality, geoarbitrage, side hustles, real estate, productivity, travel, and so much more. Sit back, tune in, and join a community of like-minded people who are changing their lives through financial independence.
340 Episodes
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It’s a new year, and that means new goals! Cody and Justin share their top tips and tricks to help you set yourself up for success in 2026.
The guys are already hitting the ground running with their 2026 goals:
Cody is already testing out snowbirding down in Florida
Justin is actively recruiting for his first international group trip
Don’t forget to share your goals with us in the Facebook Group.
To kick off the episode, the guys break down how the methods they’ve used to successfully meet their goals, which include:
Tracking is Key
“What gets measured, gets managed.”
You need to know how you’re doing currently to improve
For finance, use apps like YNAB, Monarch Money, or a spreadsheet
For fitness, use apps like MFP, TrainHeroic, etc.
For any goal you want to actually reach, there needs to be tracking
Inputs vs. Outputs
“I’m going to invest $1,000 every month” vs “I’m going to increase my net worth by $25K”
“I’m going to work out 5x per week” vs “I’m going to lose 20 pounds.”
Accountability
Join online groups or local groups
Groups that have people ahead of where you currently are are a big bonus
Share milestones/goals with friends
Keep talking about it to the point where you’d be embarrassed if you didn’t finish
Set punishments and rewards for your actions
Goal Sizing
Goals shouldn’t be so big that they paralyze you
They also shouldn’t be so easy that you hit them without much effort
A “good” goal should require quite a bit of effort, but still be possible
If you hit your goal too early in the year, you may lose steam (you can always level up your goal, too; it’s just important to know your personality)
A / B Goals
Many runners/athletes in competition have an A and a B goal, maybe even a C goal.
A -> The stars align perfectly, you can see a path to it, you’re putting in the work, but it’s a reach
B -> Fairly confident, little room for error, still can be very proud of the outcome
C-> as within your control as possible, room for error, a backstop to avoid just giving up if your more aggressive goal fails
Becoming a person who ____
“I’m the type of person who saves 50% of my income.”
“I’m the type of person who runs marathons.”
“I’m the type of person who volunteers.”
Let go of the fear of failure by playing the tape forward
If you can look yourself in the mirror and be proud of your effort, what is really the biggest drawback to you trying and failing?
Celebrate the wins along the way
Maybe your goal is a 10k this year
Celebrate your first 5-mile run
Celebrate your new 5k PR
Cody and Justin’s 2026 Goals!
Here’s a sneak peek into the goals we shared publicly in this episode:
Cody’s Goals:
Fewer decisions driven by money
Make decisions bc I want to do them (regardless of money)
More regular fitness challenges
Ironman, Hyrox, 100k steps, etc
Spontaneous adventures
Always discovering and exploring new places (even at home)
Book launch
Goal is April/May release, podcast tour, book tour, etc
Gold City Ventures
Nail down an ad strategy, continue to grow business
Real estate
Keep running existing properties, only “buying” new properties via syndication. Scaling back a bit feels good
Justin’s Goals:
Run a Marathon in December (CIM)
A goal -> sub 3:15
B goal -> sub 3:30
C goal -> sub 4hr
New PRs
5k / 10k / half marathon / Deadlift
Hyrox Double with Leslie
Lead a group fitness-focused trip
A goal -> 12+ person international
B goal -> any number domestic
C goal -> any number in Austin
Build Fitness Community
Host 6+ in-person fitness meetups
Design 12 12-week beginner Hyrox guide
Post weekly fostering community
This goal is in support of the fitness trip goal
Hang out with at least one friend every week we’re in Austin
Run the greatest number of annual miles of my life
A goal -> Avg 30 miles per week post Achilles rehab
B goal -> Avg 25 miles per week post Achilles rehab
C goal -> Avg 20 miles per week post Achilles rehab
Finish House Remodel in Mississippi
A Goal – Full remodel, landscaped, short-term rental
B Goal – Full remodel, long-term tenant
C Goal – Liveable for personal use
Complete another amazing multi-month International trip with Leslie
Build out Recipes
A Goal – 50+ fully documented recipes posted on Substack with social posts
B Goal – 50 Recipes Designed, 25 documented and posted on Substack
C Goal – 50 Recipes Designed
Finish documenting the 2025 trip on Substack
We hope you enjoy getting these tried and true methods for hitting your goals.
If you found value in the episode, please share it with a friend!
Links from the Episode
Spain Fitness Retreat
Share Your Goals With Us
The Ultimate FI Spreadsheet
YouTube Interview
https://youtu.be/KXe07xlJzRA
Join the Community
We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community!
Grab the Ultimate FI Spreadsheet
Join our Facebook Group
Leave us a voicemail
Send an email to contact [at] TheFIshow [dot] com
If you like what you hear, please subscribe and leave a rating/review!
>> You can do that by clicking here <<
Learn More About Your Hosts
CodyDBerman.com (Cody’s Blog)
Saving-Sherpa (Justin’s blog)
Eric Dingler and his family of 6 travel the world full-time for just $8,000 per month.
He runs multiple businesses, “worldschools” his kids, and chooses to live life a bit differently.
In this episode, we cover:
How to travel with a large family
Eric’s digital nomad toolkit
Wordschooling and alternative education
Business marketing 101
A full budget breakdown for each spending category
How he left his job for entrepreneurship
And so much more.
If you found the episode valuable, please share it with a friend!
Links from The Episode
Eric’s Resources (https://ericdingler.com/FIS)
InTransit Studios (https://intransitstudios.com/)
Eric’s LinkedIn (https://www.linkedin.com/in/ericdingler/)
Eric’s Podcast (https://familyofdashes.com/podcast/)
YouTube Interview
https://youtu.be/7VXxuCuFijE
Join the Community
We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community!
Grab the Ultimate FI Spreadsheet
Join our Facebook Group
Leave us a voicemail
Send an email to contact [at] TheFIshow [dot] com
If you like what you hear, please subscribe and leave a rating/review!
>> You can do that by clicking here <<
Learn More About Your Hosts
CodyDBerman.com (Cody’s Blog)
Saving-Sherpa (Justin’s blog)
Wow, how time flies! Justin has officially been retired for two full years.
Today, we’ll dig into how year 2 was different, get life and financial updates, and also look forward to year 3.
You’ll notice a big fitness theme, and Justin will discuss an upcoming fitness retreat he’s organizing in Spain.
We’ll briefly skim over Justin’s 6-month international trip, but if you want a deeper dive into how traveling the world technically saved him money, check out these episodes: Asia Recap & Full Trip Recap
Justin also gives us a transparent view of his financial updates. We hope this inspires listeners to see how truly powerful compounding interest is.
His High-Level Financial Stats:
Net Worth at retirement: $1.7M
Net Worth after 1 year retired: $2.1M
Net Worth after 2 years retired: $2.7M
We also ended this episode in a similar way that we ended his year 1 review of retirement, with a quick blast overview of how he spent his time, which includes:
December 2024
Spent the month in Mississippi visiting family
January 2025
Going-away party
Departed for the Philippines
Island-hopping boat tour
Feb
Indonesia
Ubud, Uluwatu, Gili Air, Nusa Lembogan, Nusa Penida
Mar
Vietnam
Birthday on Ha Giang loop
Apr
Thailand / Amsterdam / Switzerland
Koh Lanta
Chiang Mai
Temple Tours
Elephant Sanctuary
Tulip gardens
Insane train routes
Hang gliding off mountains
May
Italy
Lake Como
Cinque Terre
Parma
Florence
Elba
Naples
Ischia
Lipari
Sicily
June
Italy
Lipari round 2
Sardinia
Rome
First half-marathon
1hr 40min 19 sec
Rufus Du Sol show
Jul
Back to America
Stops in NYC and Dallas to visit friends
Maintained fitness on the trip
Body fat 10.4 -> 11.3
Lean Tissue 155.4 -> 156.3
Audien & Telykast concert
Started Wedding prep
Started doing track workouts
Run clubs & boat days
Started dialling in Biscuit & Cinnamon roll recipes for the wedding
Aug
House sitting for friends
Visited family in Mississippi
Concert dome experience
Sept
Spent over a week in Colorado visiting friends/bachelor trip getaway
Got some solid workouts in (at time my longest run of 16 miles and PR on deadlift of 405)
Finalized recipe for biscuits and cinnamon rolls for the wedding
Fincon
Knocked out a 14-mile progressive run with Cody
Friends wedding weekend in Austin
Rooftop yoga event
Really ramped up the dessert factory for the wedding
Finalized other wedding things
Charley Crockett concert
Oct
Got married
House sat
Went to a movie screening debut “Sober”
Lots of brand activation events around ACL/F1 timeline (Patron, Bush’s beans, Google)
Attended a marketing conference
Completed longest run ever of 34 miles
Nov
First time hired to make a custom birthday cake
Redid the backyard, adding pavers and gravel landscaping around firepit and pergola
Wild 1-4 am show with Elderbrook and Lane 8
Friendsgiving
Hyrox with Leslie (1:10 finish time)
Thanksgiving on the Texas Coast
Dec
5k PR: 20 min 53 sec
3 Big EDM Concerts
Mississippi for Christmas
Visit a good friend in Little Rock
Began planning first group retreat (Spain Fitness/Hyrox related)
We hope you enjoy a look behind the curtain and Justin’s willingness to be open and honest about the retired life.
If you found value in the episode, please share it with a friend!
Links from the Episode
Spain Fitness Retreat
Justin’s Retirement Announcement Episode
Justin’s 1 Year Since Retirement Episode
Asia Recap Episode
Full 6-month International Trip Episode
YouTube Interview
https://youtu.be/Kzdm3St3UkE
Join the Community
We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community!
Grab the Ultimate FI Spreadsheet
Join our Facebook Group
Leave us a voicemail
Send an email to contact [at] TheFIshow [dot] com
If you like what you hear, please subscribe and leave a rating/review!
>> You can do that by clicking here <<
Learn More About Your Hosts
CodyDBerman.com (Cody’s Blog)
Saving-Sherpa (Justin’s blog)
Brandon Ganch, aka The Mad Fientist, joins us to share how he’s trying to break some of the frugal habits that allowed him to retire at the age of 34.
He is one of the earliest analytical voices in the FI movement, known for treating FI as a systems problem.
He leverages his background in computer science, strong preference for systems thinking, experimentation, and automating FI decisions to bring unique perspectives and ways of thinking to the FI space.
Brandon retired extremely early, then realized he needed to redesign his post-FI life, not just his finances.
Most people in the world can’t imagine training themselves to spend more money, but in this space, we totally get it.
Brandon walks us through all the experiments he’s done around spending money to retrain how he thinks about spending decisions.
He covers specific examples of how he is reframing things as well as the increased happiness he’s experiencing thanks to these purchases.
Topics covered include:
How to recalibrate your brain to determine which spending decisions are really worth your time based on net worth
Setting aside “Cash Machines” for future purchases
Running spending experiments and setting spending rules
Breaking old psychological traps to overcome frugality
And so much more.
If you found the episode valuable, please share it with a friend!
Links from The Episode
Wealth Machines (https://wealthmachines.co) – Join as a beta tester before December 12th
Mad Fientist Website (https://madfientist.com)
Financial Independence Podcast (https://www.madfientist.com/podcast/)
YouTube Interview
https://youtu.be/mrWl40q_K64
Join the Community
We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community!
Grab the Ultimate FI Spreadsheet
Join our Facebook Group
Leave us a voicemail
Send an email to contact [at] TheFIshow [dot] com
If you like what you hear, please subscribe and leave a rating/review!
>> You can do that by clicking here <<
Learn More About Your Hosts
CodyDBerman.com (Cody’s Blog)
Saving-Sherpa (Justin’s blog)
Cody & Justin are here to flood your ears with thanks!
Your very own Financial Independence Show co-hosts are here with a special Thanksgiving episode.
It’s hard to believe we’re rounding out yet another year, and there’s so much to be thankful for as always.
Fitness improving, relationships strengthening, comfort level with retirement steadily increasing, and so much more.
Some general categories include:
Health
Relationships
Finances
Lifestyle
Gratefulness
Hang around until the end to hear Cody’s big announcement, and Justin’s not-so-standard Thanksgiving dish that you can wow your friends and family with.
You might be shocked at just how little money comes up, and we think that’s the clearest sign we’re living our best lives.
If you found value in the episode, please share it with a friend!
YouTube Interview
https://youtu.be/dz_ThEE_YYU
Join the Community
We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community!
Grab the Ultimate FI Spreadsheet
Join our Facebook Group
Leave us a voicemail
Send an email to contact [at] TheFIshow [dot] com
If you like what you hear, please subscribe and leave a rating/review!
>> You can do that by clicking here <<
Learn More About Your Hosts
CodyDBerman.com (Cody’s Blog)
Saving-Sherpa (Justin’s blog)
Allison Baggerly from Inspired Budget joins us to share her journey from $111,000 in debt to creating a life of freedom through budgeting.
Topics covered include:
How to change your spending habits
Paying down debt as quickly as possible
Different types of budgets and how to implement
The power of increasing your income
Knowing your “enough”
How kids can actually reduce your expenses
Planning for early retirement
Routines, time blocking, and managing your schedule
And so much more.
If you found value in the episode, please share it with a friend!
Links from The Episode
Inspired Budget (Allison’s Website)
Inspired Budget Podcast
Allison’s YouTube
Allison’s Instagram
Money Made Easy (Allison’s Book)
Allison’s Budgeting Spreadsheet
Allison’s Daily Budgeting Video
YouTube Interview
https://youtu.be/59scOklc9jc
Join the Community
We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community!
Grab the Ultimate FI Spreadsheet
Join our Facebook Group
Leave us a voicemail
Send an email to contact [at] TheFIshow [dot] com
If you like what you hear, please subscribe and leave a rating/review!
>> You can do that by clicking here <<
Learn More About Your Hosts
CodyDBerman.com (Cody’s Blog)
Saving-Sherpa (Justin’s blog)
Garrett Brown, author of The Glamping Investor, joins us to talk all about building a glamping business.
He shares his own journey from $0 to $700,000+ in revenue, and his best tips on how you can get started yourself.
Topics covered include:
Finding the right plot of land
Understanding “landhacking” and why it’s so powerful
Setting up utilities and amenities
Zoning and building laws
Different types of glamping structures and their cost
Financing and how to buy these types of structures
Scaling and improving your glamping business
And so much more.
If you found value in the episode, please share it with a friend!
Links from The Episode
The Glamping Investor (Garrett’s Book)
Garrett’s Instagram
Garrett’s YouTube
BiggerStays YouTube
Pacific Domes (mention The FI Show for best pricing)
YouTube Interview
https://youtu.be/1oCuixGBYsw
Join the Community
We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community!
Grab the Ultimate FI Spreadsheet
Join our Facebook Group
Leave us a voicemail
Send an email to contact [at] TheFIshow [dot] com
If you like what you hear, please subscribe and leave a rating/review!
>> You can do that by clicking here <<
Learn More About Your Hosts
CodyDBerman.com (Cody’s Blog)
Saving-Sherpa (Justin’s blog)
Sathish Gajula from the Compounding Project joins us to talk about compounding your health, wealth, and mindset.
He shares some mindblowing stats, along with plenty of tactical advice.
Topics covered include:
Why investing early matters so much
How to cut back on the “big 3” expenses
The most important part of the compound interest equation
How compounding affects health and fitness
Curating the right information diet
Hacks for maintaining motivation and discipline
And so much more.
If you found value in the episode, please share it with a friend!
Links from The Episode
The Compounding Project (Instagram)
The Compounding Project (YouTube)
The Compounding Project Podcast
Compound Interest Equation:
Sathish’s Favorite Books:
Outlive – Peter Attia
The Simple Path to Wealth – JL Collins
Sapiens – Yuval Noah Harari
The Compound Effect – Darren Hardy
I Will Teach You to Be Rich – Ramit Sethi
Atomic Habits – James Clear
Sathish’s Favorite Podcasts:
Diary of a CEO
The Tim Ferriss Show
Colin & Samir
Sathish’s Favorite Apps:
Fantastical Calendar
Chat GPT
Todoist
YouTube Interview
https://youtu.be/yCded1Kz61I
Join the Community
We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community!
Grab the Ultimate FI Spreadsheet
Join our Facebook Group
Leave us a voicemail
Send an email to contact [at] TheFIshow [dot] com
If you like what you hear, please subscribe and leave a rating/review!
>> You can do that by clicking here <<
Learn More About Your Hosts
CodyDBerman.com (Cody’s Blog)
Saving-Sherpa (Justin’s blog)
Seth and Tori Bolt from Bolt Farm Treehouse join us to share their story of a wedding gift that turned into a $32.5 million business.
It’s been truly incredible to see what they’ve built together, and more importantly, just how down-to-earth both of them are despite their tremendous success.
Inside the episode, we discuss:
Scaling a short-term rental business
How hospitality is everywhere
Creating a memorable experience
Working with your partner
Goal setting and the concept of “enough”
Attracting top talent
Showing up on social media
Knowing when to add/cut things
And so much more.
If you found value in the episode, please share it with a friend!
Links from The Episode
Bolt Farm Treehouse
@boltfarmtreehouse (IG)
@drsethbolt (IG)
@toribolt (IG)
Bolt Farm Workshop Retreats
YouTube Interview
https://youtu.be/kL5-g3yGqt0
Join the Community
We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community!
Grab the Ultimate FI Spreadsheet
Join our Facebook Group
Leave us a voicemail
Send an email to contact [at] TheFIshow [dot] com
If you like what you hear, please subscribe and leave a rating/review!
>> You can do that by clicking here <<
Learn More About Your Hosts
CodyDBerman.com (Cody’s Blog)
Saving-Sherpa (Justin’s blog)
Jillian Johnsrud, a friend and multiple-time guest on The FI Show, joins us to discuss her latest book, Retire Often.
Specifically, we cover:
Why mini-retirements are so important
How mini-retirements can accelerate your FI timeline
The art of negotiation
Finding meaning from taking breaks
Retiring with intention
The math behind mini-retirements
Why FIRE shouldn’t be your first retirement
And so much more.
If you found value in the episode, please share it with a friend!
Links from The Episode
Retire Often Book
Jillian’s Website
Overcoming Adversity (Jillian’s 1st Episode on The FI Show)
Managing Goals and Avoiding Mediocrity (Her 2nd Episode)
Fire the Haters and Create Content Online (Her 3rd Episode)
YouTube Interview
https://youtu.be/2fN3UOOVqBw
Join the Community
We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community!
Grab the Ultimate FI Spreadsheet
Join our Facebook Group
Leave us a voicemail
Send an email to contact [at] TheFIshow [dot] com
If you like what you hear, please subscribe and leave a rating/review!
>> You can do that by clicking here <<
Learn More About Your Hosts
CodyDBerman.com (Cody’s Blog)
Saving-Sherpa (Justin’s blog)
Justin is back!
Your very own Financial Independence Show co-host is here to give you all the financial details from his six-month journey around the world.
Spoiler alert, he actually turned a profit and increased his net worth by $100k+ while abroad.
The numbers might be shocking, but as always, Justin kept detailed records of expenses and walks you through exactly how he pulled off this incredible trip.
Specifically, we cover:
Most overrated and underrated places
Where he wishes we spent more time
First place on his “going back” list
Where he’d be most likely to live long term
Best bang for your buck experience
Where he wishes he had spent more money
Accomplished and unaccomplished goals
Airbnb income, other income, and creative ways to save
Hang around until the end to hear Justin’s top 3 tips for someone looking to do something similar!
This is an episode you’ll want to come back to if you’re looking for a blueprint for traveling the world on a budget.
If you found value in the episode, please share it with a friend!
Links from The Episode
Justin’s Travel Blog
Spreadsheet with all the expenses
Some photos highlighting the European travels
$46 to Travel the World (Pre-Trip Episode)
$2,052 for 5 Weeks in Southeast Asia (1-Month Recap)
$1,500 per Month to Travel in Southeast Asia (3-Month Recap)
YouTube Interview
https://youtu.be/ThTLDOj1A7A
Join the Community
We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community!
Grab the Ultimate FI Spreadsheet
Join our Facebook Group
Leave us a voicemail
Send an email to contact [at] TheFIshow [dot] com
If you like what you hear, please subscribe and leave a rating/review!
>> You can do that by clicking here <<
Learn More About Your Hosts
CodyDBerman.com (Cody’s Blog)
Saving-Sherpa (Justin’s blog)
Tony J Robinson, co-host of the BiggerPockets Real Estate Rookie podcast and one half of The Real Estate Robinsons, joins us to talk real estate strategy.
Tony has experience with many creative financing options and buying properties all around the country.
Specifically, we cover:
100% mortgage loans through small credit unions
The BRRR strategy
Finding equity partners to finance deals
Seller financing
Lines of credit against stocks
How to identify a “good” investment property
Systems for managing your properties
Building a team anywhere in the country
And so much more.
This is definitely an episode you’ll want to come back to if you’re looking to set up a system for managing your properties.
If you found value in the episode, please share it with a friend!
Links from The Episode
Tony’s Instagram
Tony’s YouTube Channel
The Real Estate Robinsons
BiggerPockets Real Estate Rookie Podcast
Finding Properties:
AirDNA
PriceLabs
Managing Properties:
PriceLabs
Guesty
Hostfully
Breezeway
Monday
Turno
YouTube Interview
https://youtu.be/4lojE8R18Ks
Join the Community
We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community!
Grab the Ultimate FI Spreadsheet
Join our Facebook Group
Leave us a voicemail
Send an email to contact [at] TheFIshow [dot] com
If you like what you hear, please subscribe and leave a rating/review!
>> You can do that by clicking here <<
Learn More About Your Hosts
CodyDBerman.com (Cody’s Blog)
Saving-Sherpa (Justin’s blog)
If you’ve ever searched for something travel-related, you’ve probably stumbled onto Nomadic Matt’s website at one point or another.
He started travel blogging back in 2008 and quickly became one of the biggest names in the space.
As you can imagine, after traveling and gathering information for 15+ years, he has a lot to share about travel!
In this episode, we cover:
How to find cheap flights
How to find cheap accommodation
How to find a cheap phone plan
Why slow travel can save you money
Overrated and underrated travel destinations
The biggest mistakes most travelers make
Taking a sabbatical and/or quitting your job
and a whole lot more.
If you found value in the episode, please share it with a friend!
Links from The Episode
NomadicMatt.com
How to Travel the World on $75 a Day
Matt’s Instagram
Cheap flights:
Going
Thrifty Traveler
Airfarewatchdog
The Flight Deal
Google Flights
Redeeming points:
Seats.aero
Point.me
Cheap stays:
Couchsurfing
Trusted House Sitters
Airbnb (rooms)
Home Exchange
Booking.com
Rakuten (for money back on booked stays)
Cheap phone plans:
Airalo
Saily
Holafly
No-fee Banking:
Charles Schwab Investor Checking
YouTube Interview
https://youtu.be/a9TrvTIlogw
Join the Community
We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community!
Grab the Ultimate FI Spreadsheet
Join our Facebook Group
Leave us a voicemail
Send an email to contact [at] TheFIshow [dot] com
If you like what you hear, please subscribe and leave a rating/review!
>> You can do that by clicking here <<
Learn More About Your Hosts
CodyDBerman.com (Cody’s Blog)
Saving-Sherpa (Justin’s blog)
Who said building wealth had to be complicated?
In this episode, we’re joined by JL Collins, author of The Simple Path to Wealth (recently revised).
JL was one of the pioneers of the FI space as we know it today, and has been coined “The Godfather of FI”.
During this interview, we cover:
If the Simple Path to Wealth still works in today’s economy
How to navigate a market downturn
How to build your investment portfolio
The power of compound interest
Why fees can destroy your returns
How to spend in alignment with your values
The real reason we accumulate money
And so much more.
If you enjoyed this episode, check out the links below for more content, and don’t forget to share this podcast with a friend!
Links From the Episode
The Simple Path to Wealth
JLCollinsNH.com
The One Thing That Determines Your Success in the Market (blog post)
The Wasting Asset Retirement Model (WARM – blog post)
YouTube Interview
https://youtu.be/hr7_ZfbKMno
Join the Community
We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community!
Grab the Ultimate FI Spreadsheet
Join our Facebook Group
Leave us a voicemail
Send an email to contact [at] TheFiShow [dot] com
If you like what you hear, please subscribe and leave a rating/review!
>> You can do that by clicking here <<
Learn More About Your Hosts
CodyDBerman.com (Cody’s Blog)
Saving-Sherpa (Justin’s blog)
Today, we bring you our second episode covering Justin’s six-month journey across Asia and Europe.
Luckily, Justin loves documenting the numbers, so you’ll get the most in-depth breakdown of expenses you could hope for.
Listen in to see how he’s living it up in paradise for $45/day.
That number includes accommodation, restaurants, groceries, gyms, activities, government fees, random purchases…literally everything.
Here’s a high-level breakdown for Justin’s half of the full Southeast Asia portion of his 6-month trip:
Transportation: $582
Accommodation: $1,368
Activities: $1,543
Restaurants: $299
Groceries: $242
Gov Fees: $32
Misc: $42
Gym: $80
Some highlight activities include:
4-day/3-night island hopping tour
Mount Batur sunrise jeep excursion
10-hour private driver tour
So many beaches and waterfalls
Three separate hour-plus massages
Three additional days of boat tours in the Philippines
5 separate 1hr+ massages
2 cooking classes
Gili Island Snorkeling
8-hour private Nusa Penida tour
Ha Long Bay yacht
Trang An river + Ninh Binh tour
Bai Dinh temple complex
4-day Ha Giang motorcycle loop (Vietnam)
Koh Lanta Island hopping
2-day Elephant Nature Park stay
12-hour Chiang Rai temple tour
and more…
Want all the data?
Check out Justin’s detailed spreadsheet
We hope you enjoyed this in-depth check-in and look forward to periodically bringing you these over the next few months.
If you found value in the episode, please share it with a friend!
Links from The Episode
Traveling the World for $46/day
$2,052 for 5 Weeks in Southeast Asia (Justin’s 1-Month Recap)
Justin’s Detailed Trip Expenses
Justin’s Substack (to follow along with his travels)
YouTube Interview
https://youtu.be/HPzIkEmhkTA
Join the Community
We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community!
Grab the Ultimate FI Spreadsheet
Join our Facebook Group
Leave us a voicemail
Send an email to contact [at] TheFIshow [dot] com
If you like what you hear, please subscribe and leave a rating/review!
>> You can do that by clicking here <<
Learn More About Your Hosts
CodyDBerman.com (Cody’s Blog)
Saving-Sherpa (Justin’s blog)
Entrepreneurship doesn’t have to be sexy.
In today’s episode, Nick Huber, author of The Sweaty Startup, talks about how to get rich doing boring things.
Instead of building the next AI tool, how about a painting business? Or landscaping? Or HVAC? Or one of the hundreds of services that everyday people need?
Topics covered include:
Finding your next business idea
Why Shark Tank is a lie
The easiest way to tell if an idea will work
Getting your first customers
When to “legitimize” your business
Marketing strategies that actually work
When to start scaling and branching out
and more!
This episode covers a lot, so get ready to take some notes.
If you enjoyed this episode, check out the links below for more content, and don’t forget to share this podcast with a friend!
Links From the Episode
The Sweaty Startup (Nick’s Book)
Nick’s Twitter
Nick’s Instagram
Nick’s last appearance on The FI Show (episode 228)
Nick’s businesses:
Personal Brand – https://sweatystartup.com/
Self Storage – https://boltstorage.com/
Overseas Staffing – https://supportshepherd.com/
Cost Segregation – https://recostseg.com/
Insurance – https://titanrisk.com/
Business Brokerage – https://nickhuber.com/
Recruiting – https://recruitjet.com/
Landing Page / Web Development – https://webrun.com/
Debt and Equity – https://bluekeycapital.com/
Tax Credit – https://taxcredithunter.com/
Performance Marketing – https://adrhino.com/
Pest control – https://spidexx.com/
YouTube Interview
https://youtu.be/OMffZ-Xuikk
Join the Community
We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community!
Grab the Ultimate FI Spreadsheet
Join our Facebook Group
Leave us a voicemail
Send an email to contact [at] TheFiShow [dot] com
If you like what you hear, please subscribe and leave a rating/review!
>> You can do that by clicking here <<
Learn More About Your Hosts
CodyDBerman.com (Cody’s Blog)
Saving-Sherpa (Justin’s blog)
Grant Sabatier, the bestselling author of Financial Freedom, returns to the show for the third time to talk all about entrepreneurship.
Inside the episode we cover:
How to come up with business ideas
What makes a successful entrepreneur
Why 9/10 small businesses fail
Grant’s perfect business formula
Growing, scaling, and marketing a business
The biggest mistakes made by entrepreneurs
Following your passion vs. following the money
and so much more.
Grant’s latest book, Inner Entrepreneur, is a fantastic resource for anyone looking to advance in business.
If you found value in the episode, please share it with a friend!
Links from The Episode
Inner Entrepreneur
GrantSabatier.com
Grant’s Community
Grant’s Instagram
Grant’s First Appearance on The FI Show
YouTube Interview
https://youtu.be/dw5pxLC7CYQ
Join the Community
We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community!
Grab the Ultimate FI Spreadsheet
Join our Facebook Group
Leave us a voicemail
Send an email to contact [at] TheFIshow [dot] com
If you like what you hear, please subscribe and leave a rating/review!
>> You can do that by clicking here <<
Learn More About Your Hosts
CodyDBerman.com (Cody’s Blog)
Saving-Sherpa (Justin’s blog)
Today we bring you our first episode since Justin hit the road on his six-month journey across Asia and Europe.
Luckily, Justin loves documenting the numbers so you’ll get the most in-depth breakdown of expenses you could hope for.
Listen in to see how he’s living it up in paradise for $55/day.
That number includes accommodation, restaurants, groceries, gyms, activities, government fees, random purchases…literally everything.
Here’s a high-level breakdown for Justin’s half of the first 37 days expenses:
Transportation: $305
Accommodation: $590
Activities: $838
Restaurants: $134
Groceries: $82
Gov Fees: $32
Misc: $20
Gym: $51
That’s only $2k for 37 days!
Some highlight activities include:
4 day/3 night island hopping tour
Mount Batur sunrise jeep excursion
10-hour private driver tour
So many beaches and waterfalls
Three separate hour-plus massages
Three additional days of boat tours in the Phillippines
and more
Want all the data?
Check out Justin’s detailed spreadsheet
We hope you enjoyed this in-depth check-in and look forward to periodically bringing you these over the next few months.
If you found value in the episode, please share it with a friend!
Links from The Episode
Traveling the World for $46/day
Justin’s Detailed Trip Expenses
Justin’s Substack (to follow along with his travels)
YouTube Interview
https://youtu.be/39w8PfTLmcg
Join the Community
We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community!
Grab the Ultimate FI Spreadsheet
Join our Facebook Group
Leave us a voicemail
Send an email to contact [at] TheFIshow [dot] com
If you like what you hear, please subscribe and leave a rating/review!
>> You can do that by clicking here <<
Learn More About Your Hosts
CodyDBerman.com (Cody’s Blog)
Saving-Sherpa (Justin’s blog)
Dustin Heiner returns to the show after a long 5 years to share what he’s been up to since his last appearance (a lot!).
We discuss
His recent 355-unit apartment building and multiple hotel acquisitions
How he’s built a podcasting network
His fast-growing real estate conference
His daily and weekly routine and how he balances work and life
What it really takes to build passive income
And so much more.
Dustin’s goal is to help 1,000,000 people start investing in real estate, and he’s already made huge progress.
If you enjoyed this episode, please share it with a friend!
Links from The Episode
REWBCon (Use code “Cody” for 10% off)
Dustin’s Free Real Estate Investing Course
Dustin’s Instagram
Dustin’s YouTube
Master Passive Income
Dustin’s First Appearance on The FI Show
YouTube Interview
https://youtu.be/5ok7JGOhVwE
Join the Community
We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community!
Grab the Ultimate FI Spreadsheet
Join our Facebook Group
Leave us a voicemail
Send an email to contact [at] TheFIshow [dot] com
If you like what you hear, please subscribe and leave a rating/review!
>> You can do that by clicking here <<
Learn More About Your Hosts
CodyDBerman.com (Cody’s Blog)
Saving-Sherpa (Justin’s blog)
Today we bring you our goals for 2025 along with some upcoming changes to the podcast.
Every year, we like to map out some of our goals and what we aim to accomplish.
We break these down into the following categories:
Money/Finance
Fitness
Family/Relationship
Other
Some examples of Cody’s goals include:
Doubling down on what works for business and finance
Completing an Ironman
Cutting out bad relationships and doubling down on good ones
Completing the build for his “forever” home
Some of Justin’s Goals include:
Running a sub-22-min 5k and completing a half-marathon
Simplifying the investment account sprawl
Coming away from his trip with a short list of slow travel locations
Writing more
In the episode, you’ll get the full breakdown of all the goals and why some of these are the focus for 2025.
We hope you enjoyed this goal-setting episode and are inspired to make some big moves in 2025.
If you found value in the episode, please share it with a friend!
Links from The Episode
Traveling the World for $46/day
2023 Recap and 2024 Goals
Join the Community
We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community!
Grab the Ultimate FI Spreadsheet
Join our Facebook Group
Leave us a voicemail
Send an email to contact [at] TheFIshow [dot] com
If you like what you hear, please subscribe and leave a rating/review!
>> You can do that by clicking here <<
Learn More About Your Hosts
CodyDBerman.com (Cody’s Blog)
Saving-Sherpa (Justin’s blog)




This is one of my favorite podcasts. I went back to download every single episode and I've learned a whole from Cody and Justin. Thank you!!
Brooke's hustle energy is inspiring but "every minute doing nothing is a waste money" thinking is not for me. Time is an investment, also made for us human to spend like breath, work, relax, sit still, etc. Sums up, Brook is a successful crypto trader, as I can hear. Success with your crypto and other side businesses!
Still love the podcast boys!! Best of luck to TJ.