Financial Survival Network

Kerry Lutz and Jim Welsh discuss how sustained high oil prices could impact the global economy, noting that the duration of elevated prices matters far more than short-term spikes. They examine recent market reactions to oil moves, regional supply risks such as Qatar's natural gas force majeure, and why stronger U.S. production today may provide more economic insulation than during the 2008 energy shock. The conversation also places current energy prices in historical context, explaining why a true 1970s-style crisis would require dramatically higher oil prices. They then turn to precious metals, where Jim outlines gold's recent parabolic rally and sharp correction. While the pullback may continue in the short term, he believes it could ultimately set the stage for the next leg higher in the longer-term bull market. The discussion closes with a look at AI and market structure risks. Massive hyperscale spending on artificial intelligence is expected to boost GDP this year, but it may also distort market psychology and push equity valuations higher than fundamentals justify. At the same time, that spending could reduce corporate buybacks as companies redirect cash flow toward AI infrastructure. With technical cracks appearing in the S&P, the group notes that downside risks for equities may be building. Find Jim here: https://www.macrotides.com/ Find Kerry here :https://khlfsn.substack.com and here: https://inflation.cafe    Kerry's New Book "The Armstrong Economic Code: The 5 Truths Investors Must Never Forget" is out now on Amazon!  Get your copy here:   https://a.co/d/bvYbZOz  "The World According to Martin Armstrong – Conversations with the Master Forecaster" is a #1 Best Seller on Amazon. . Get your copy here: https://amzn.to/4kuC5p5

In this episode, Kerry Lutz talks with Matthew Tuttle as he shares his contrarian investing philosophy and explains why traditional hedges often fail. They discuss how human emotion, AI, and ubiquitous data are reshaping markets, and outline real ways investors can protect their portfolios. Tuttle also previews his new "no-bleed" tail-risk ETF, ONO, and other innovative ETFs coming soon. Find Matthew here: https://www.tuttlecap.com/ Find Kerry here :https://khlfsn.substack.com and here: https://inflation.cafe    Kerry's New Book "The Armstrong Economic Code: The 5 Truths Investors Must Never Forget" is out now on Amazon!  Get your copy here:   https://a.co/d/bvYbZOz  "The World According to Martin Armstrong – Conversations with the Master Forecaster" is a #1 Best Seller on Amazon. . Get your copy here: https://amzn.to/4kuC5p5

In this episode, Kerry Lutz chats with Charles Nenner about the return of long-term war cycles and rising global tensions. They break down the Russia–Ukraine conflict, NATO's role, and historical promises to the Soviets, while warning the war could persist unless stances change. Nenner also flags China–Taiwan as the next major flashpoint and outlines the tough choices the U.S. may face around intervention. Markets are next on the radar. Nenner explains why cycles often drive price moves more than headlines, predicts a major downturn around 2026, and highlights potential rebounds in gold and energy. He also discusses short-term weakness in precious metals, a potential bottom in natural gas, and the broader risks of overvalued markets. Along the way, they touch on media influence, AI analysis errors, and personal experiences that underscore just how unpredictable these times can be. It's a high-stakes look at what's coming — for the world and your portfolio. Find Charles here: https://charlesnenner.com Find Kerry here :https://khlfsn.substack.com and here: https://inflation.cafe    Kerry's New Book "The Armstrong Economic Code: The 5 Truths Investors Must Never Forget" is out now on Amazon!  Get your copy here:   https://a.co/d/bvYbZOz  "The World According to Martin Armstrong – Conversations with the Master Forecaster" is a #1 Best Seller on Amazon. . Get your copy here: https://amzn.to/4kuC5p5

In this interview, Kerry Lutz speaks with Mark J. Quann about recent market performance and why US stocks have lagged global markets despite what he views as a still-strong economy. He points to rising wages and increasing energy independence as key factors supporting long-term growth. Quann outlines the "buy, borrow, die" strategy — a tax-focused approach built on owning assets like stocks, ETFs, real estate, crypto, life insurance, and precious metals. Instead of selling assets and triggering taxes, he explains how borrowing against a portfolio can provide access to cash while keeping investments intact. He also shares practical steps for getting started, including small automated contributions and using margin loans through platforms like M1 Finance. Covered-call and commodity ETFs are discussed as potential income and inflation hedges, along with the long-term tax advantages of holding appreciating assets. Find Mark here: https://www.theperfectportfolio.com Find Kerry here :https://khlfsn.substack.com and here: https://inflation.cafe    Kerry's New Book "The Armstrong Economic Code: The 5 Truths Investors Must Never Forget" is out now on Amazon!  Get your copy here:   https://a.co/d/bvYbZOz  "The World According to Martin Armstrong – Conversations with the Master Forecaster" is a #1 Best Seller on Amazon. . Get your copy here: https://amzn.to/4kuC5p5

In this interview, Kerry Lutz speaks with Rick Rule about why he sold 80% of his physical silver — and why the move isn't bearish. Rick explains that once silver stopped being a "hated" asset, the opportunity changed, leading him to redeploy capital into high-quality silver equities with strong upside if prices remain steady. Rick discusses the nature of precious metals bull markets, where sharp rallies are often followed by steep corrections. He explains why volatility shakes out unprepared investors and why popular silver narratives — including claims about large shorts like JPMorgan Chase — often distract from the basic arithmetic that ultimately drives markets. The conversation also looks at the bigger monetary picture. Rick believes the U.S. dollar could lose significant purchasing power over the next decade, with conditions similar to the 1970s. Precious metals may continue to appreciate over time, but investors should expect a volatile path with multiple corrections along the way. Rick also introduces the upcoming Living the Silver-Backed Lifestyle Report, which focuses on measuring purchasing power instead of price — showing what silver has bought in the past, what it buys today, and how precious metals have helped preserve wealth through inflationary cycles. Find Rick here: https://www.ruleinvestmentmedia.com Find Kerry here :https://khlfsn.substack.com and here: https://inflation.cafe    Kerry's New Book "The Armstrong Economic Code: The 5 Truths Investors Must Never Forget" is out now on Amazon!  Get your copy here:   https://a.co/d/bvYbZOz  "The World According to Martin Armstrong – Conversations with the Master Forecaster" is a #1 Best Seller on Amazon. . Get your copy here: https://amzn.to/4kuC5p5

In this interview, Kerry Lutz speaks with Michael Pento about how liquidity may already be expanding by as much as $20 billion per week, quietly pushing the Federal Reserve's balance sheet back toward $7 trillion — despite continued claims of tight policy. He warns that the next recession could bring massive deficits in the $4–6 trillion range, potentially forcing the Fed to become the primary buyer of U.S. debt once again. If that happens, inflation may not be accidental — it could be the result of outright monetization. Pento also points to historically extreme valuations in stocks and housing, suggesting markets may need a significant reset to return to long-term norms. He believes gold remains in a long-term bull market and could accelerate higher as recession pressures mount and monetary expansion increases. Pento outlines a defensive approach that includes holding physical gold, adjusting liquidity as conditions change, and watching credit markets for early signs of stress. These long-term cycles are explored in The Armstrong Economic Code— and understanding them may help investors prepare for what comes next. Find Michael here: https://pentoport.com Find Kerry here :https://khlfsn.substack.com and here: https://inflation.cafe    Kerry's New Book "The Armstrong Economic Code: The 5 Truths Investors Must Never Forget" is out now on Amazon!  Get your copy here:   https://a.co/d/bvYbZOz  "The World According to Martin Armstrong – Conversations with the Master Forecaster" is a #1 Best Seller on Amazon. . Get your copy here: https://amzn.to/4kuC5p5

Gold is testing the $5,000 barrier — and the charts are flashing warning signs. Kerry Lutz and Jerry Robinson dive into gold and silver as markets test extreme levels. A rising 50-day moving average offers support, but long weekly wicks show momentum could be slowing. Will it break through, or pause first? Speculation around Kevin Warsh and shifting Fed expectations may be driving the pullback. If the hawkish premium fades, rates could ease — and gold reacts. Silver just went vertical — then crashed back. Volatility is insane. Yet the fundamentals remain rock-solid: industrial demand from solar and data centers is still building. The lesson is clear: don't panic. Diversify. Dollar-cost average. See spikes as opportunity, not fear. Strategy also matters. Substack is winning over WordPress for publishing, mailing, and monetization. Kerry shares early paid-subscriber traction, teases Living the Silverback Lifestyle, and outlines a new parking-enforcement book paired with litigation and a public campaign under the National Association of American Defrauded Parkers. Markets are wild. Policy is shifting. Psychology is stretched. Smart investors stay steady — and strike when others hesitate. Find Jerry here: https://followthemoney.com Find Kerry here :https://khlfsn.substack.com and here: https://inflation.cafe    Kerry's New Book "The Armstrong Economic Code: The 5 Truths Investors Must Never Forget" is out now on Amazon!  Get your copy here:   https://a.co/d/bvYbZOz  "The World According to Martin Armstrong – Conversations with the Master Forecaster" is a #1 Best Seller on Amazon. . Get your copy here: https://amzn.to/4kuC5p5

Mortgage rates tripled. The crash never came. In this Episode Kerry Lutz and Jason Hartman break down why U.S. housing didn't collapse when borrowing costs exploded. Nearly 25% of homeowners hold mortgages at or below 3%. About 65% are at 4% or less. That "lock-in effect" crushed supply and froze mobility. Fewer than 800,000 homes are listed nationwide — under 0.6% of America's 140 million housing units. Owners won't give up cheap debt. Inventory stays tight. Hartman believes this imbalance could persist into 2032–2033. Scarcity and utility continue driving prices — even after the rate shock. The conversation then shifts to immigration and rental housing. Hartman argues most undocumented migrants occupy lower-tier rentals, meaning enforcement shifts would likely hit C-class properties first. They also discuss Sun Belt migration trends and investor tools like PropertyTracker and Empowered Investor for sourcing income-producing properties. If you've been waiting for a housing crash, Kerry and Jason explain why it hasn't happened — and what could finally change the equation. Find Jason here: https://www.jasonhartman.com Find Kerry here :https://khlfsn.substack.com and here: https://inflation.cafe    Kerry's New Book "The Armstrong Economic Code: The 5 Truths Investors Must Never Forget" is out now on Amazon!  Get your copy here:   https://a.co/d/bvYbZOz  "The World According to Martin Armstrong – Conversations with the Master Forecaster" is a #1 Best Seller on Amazon. . Get your copy here: https://amzn.to/4kuC5p5

In this conversation, Kerry Lutz is joined by Josh Hammer to break down why immigration enforcement has quietly reshaped crime trends, voter behavior, and the political landscape — often in ways the media refuses to acknowledge. They examine how Trump's enforcement-first messaging changed the national conversation, contributed to declining crime rates, and helped drive unexpected voter shifts, including among Hispanic voters in key states like Texas and Florida. Josh explains why open-border policies clash with a large welfare state, how cultural assimilation and enforcement intersect, and why past GOP immigration strategies failed where Trump's approach succeeded. The discussion also explores foreign policy, public safety, and state vs. federal authority, challenging the narratives shaping today's political debate — and why the voter shift may only be getting started. Find Josh here: https://x.com/josh_hammer Find Kerry here :https://khlfsn.substack.com and here: https://inflation.cafe    Kerry's New Book "The Armstrong Economic Code: The 5 Truths Investors Must Never Forget" is out now on Amazon!  Get your copy here:   https://a.co/d/bvYbZOz  "The World According to Martin Armstrong – Conversations with the Master Forecaster" is a #1 Best Seller on Amazon. . Get your copy here: https://amzn.to/4kuC5p5

Gold and silver just made a violent move — and it wasn't random. Kerry Lutz sits down with Edward Siddell to break down the parabolic surge, the sharp pullback, and what it really signals beneath the surface. Siddell explains how panic buying, inflation pressure, and volume spikes collided in the metals markets — and why the pullback wasn't weakness, but a warning. At the center of the move: central banks. Siddell outlines why gold reserves are rising as U.S. Treasuries quietly lose favor, and how growing debt levels increase long-term dollar risk. The conversation turns to silver, where supply constraints, historical ratios, and rising industrial demand — including AI and data centers — are setting the stage for outsized moves. Siddell closes with his 12–24 month outlook for gold and silver and what to watch as markets head toward a potentially volatile 2026. Find Ed here:  https://EGSIFinancial.com Find Kerry here :https://khlfsn.substack.com and here: https://inflation.cafe    Kerry's New Book "The Armstrong Economic Code: The 5 Truths Investors Must Never Forget" is out now on Amazon!  Get your copy here:   https://a.co/d/bvYbZOz  "The World According to Martin Armstrong – Conversations with the Master Forecaster" is a #1 Best Seller on Amazon. . Get your copy here: https://amzn.to/4kuC5p5

Inflation is breaking more than wallets — it's breaking credit, and the damage is spreading fast. Kerry Lutz and Paul Oster break down the growing stress on consumer finances as post-holiday debt collides with stubborn inflation and a weakening job market. Rising credit card and auto delinquencies signal that many households are running out of financial breathing room. Paul warns that Buy Now, Pay Later programs — especially when used for essentials like rent — are quietly damaging credit scores, particularly among younger consumers. He draws parallels to the student loan crisis, where roughly 25% of borrowers remain in long-term delinquency or default, underscoring a broader lack of financial planning. As everyday costs rise, even small credit missteps can sharply lower credit scores. Once scores fall below roughly 700, borrowing costs increase and mortgage access can disappear altogether. Kerry and Paul stress proactive credit monitoring, discipline, and planning as key defenses when life events like job loss or health issues strike. 📅 Paul also invites listeners to a public live stream on February 11 at noon, where he'll dive deeper into credit strategies and answer questions live.  Find Paul here: https://betterqualified.com Find Kerry here :https://khlfsn.substack.com and here: https://inflation.cafe    Kerry's New Book "The Armstrong Economic Code: The 5 Truths Investors Must Never Forget" is out now on Amazon!  Get your copy here:   https://a.co/d/bvYbZOz  "The World According to Martin Armstrong – Conversations with the Master Forecaster" is a #1 Best Seller on Amazon. . Get your copy here: https://amzn.to/4kuC5p5

Kerry Lutz and David Stryzewski explain why silver is being forced into a new pricing regime as industrial demand accelerates. David outlines how AI, solar, and advanced technologies are driving a structural shift in silver demand, pushing prices sharply higher while the silver-to-gold ratio remains deeply distorted. Kerry highlights growing supply pressures tied to geopolitics, including export restrictions from China and Venezuela and the strategic importance of mineral-rich resource corridors. The discussion widens to systemic risks, from Federal Reserve policy and commercial real estate refinancing to a national debt nearing $40 trillion. David stresses the importance of strong balance sheets as the system comes under strain. The episode closes with a look at blockchain, AI, and emerging opportunities forming as silver and hard assets reprice the system. Find David here: http://myspg.com Find Kerry here :https://khlfsn.substack.com and here: https://inflation.cafe    Kerry's New Book "The Armstrong Economic Code: The 5 Truths Investors Must Never Forget" is out now on Amazon!  Get your copy here:   https://a.co/d/bvYbZOz  "The World According to Martin Armstrong – Conversations with the Master Forecaster" is a #1 Best Seller on Amazon. . Get your copy here: https://amzn.to/4kuC5p5

Gold and silver were hit hard, sentiment flipped fast, and confusion followed almost immediately. When volatility spikes, most commentary explains what happened. This conversation explains why. Kerry Lutz speaks with legendary forecaster Martin Armstrong about the forces behind the sudden move in gold and silver, separating real market mechanics from narrative noise and placing the action within its broader cycle context. Armstrong explains the role of positioning, short covering, and confidence — and why the decline was not driven by a breakdown in long-term fundamentals. The discussion then moves into deeper territory: structural weaknesses in the global metals market, stress in physical supply chains, pressure on refiners and wholesalers, and what could happen if paper markets begin to lose credibility. They also examine how geopolitics, currencies, and bond markets could trigger sharp price moves — and when Armstrong believes the next leg higher may begin. This is system-level analysis, not headline speculation. Find Martin here: https://www.armstrongeconomics.com Find Kerry here :https://khlfsn.substack.com and here: https://inflation.cafe    Kerry's New Book "The Armstrong Economic Code: The 5 Truths Investors Must Never Forget" is out now on Amazon!  Get your copy here:   https://a.co/d/bvYbZOz  "The World According to Martin Armstrong – Conversations with the Master Forecaster" is a #1 Best Seller on Amazon. . Get your copy here: https://amzn.to/4kuC5p5

Kerry Lutz sits down with precious metals analyst David Erfle to break down the latest moves in silver and gold, and why recent price action is being driven by structural forces rather than short-term speculation. They trace decades of paper-market intervention — from 1960s silver controls to the Hunt Brothers episode — explaining how regulatory and exchange actions have repeatedly distorted price discovery. This time, however, physical shortages are forcing a widening disconnect between paper prices and real-world supply. The discussion ties precious metals strength to a sovereign debt spiral, currency devaluation, and shifting institutional demand, while also covering refinery inventory stress, margin hikes, intraday reversals, and their impact on mining equities. David explains why he has capped subscriptions to his newsletter due to liquidity risks in junior miners and shares candid views on select opportunities and flawed capital structures. Find David here: https://JuniorMinerJunky.com Find Kerry here :https://khlfsn.substack.com and here: https://inflation.cafe    Kerry's New Book "The Armstrong Economic Code: The 5 Truths Investors Must Never Forget" is out now on Amazon!  Get your copy here:   https://a.co/d/bvYbZOz  "The World According to Martin Armstrong – Conversations with the Master Forecaster" is a #1 Best Seller on Amazon. . Get your copy here: https://amzn.to/4kuC5p5

Kerry Lutz and Bruce de Torres call out California's $20+ minimum wage for crushing small businesses, accelerating closures, and wiping out jobs — while large corporations adapt and smaller operators are left with no escape route. Bruce explains why the minimum wage fight is only a symptom of decades of failed policy and education, and how those pressures have steadily marginalized independent businesses across the country. The conversation then shifts to federal procurement, where Bruce exposes how the Small Business Administration consistently falls short of its 23% contracting goal, allowing large firms to capture work meant to create jobs through small businesses. Find Bruce here: https://asbl.com and here: https://www.dontcheatwomen.com Find Kerry here :https://khlfsn.substack.com and here: https://inflation.cafe    Kerry's New Book "The Armstrong Economic Code: The 5 Truths Investors Must Never Forget" is out now on Amazon!  Get your copy here:   https://a.co/d/bvYbZOz  "The World According to Martin Armstrong – Conversations with the Master Forecaster" is a #1 Best Seller on Amazon. . Get your copy here: https://amzn.to/4kuC5p5

Trump's rhetoric is shaking headlines — and driving markets higher. Kerry Lutz and Dale explain why extreme political positioning can translate into real upside for investors. The AI boom remains the engine. As profitability comes into focus, both see the S&P 500 and NASDAQ pushing toward new highs if Trump's economic vision begins to take shape. Gold and silver are flashing warning signs. Rising prices reflect global instability and growing demand, with Kerry cautioning that government intervention becomes more likely as metals climb. Geopolitical pressure is building. Russia and China continue challenging the dollar's dominance, while the U.S. accelerates its push toward domestic self-sufficiency. Looking ahead, Dale sees AI as truly transformative, with clearer winners emerging by 2026. Discipline and timing may matter more than ever as opportunities expand. Find Dale here: https://rdsmotherswealth.com Find Kerry here :https://khlfsn.substack.com and here: https://inflation.cafe    Kerry's New Book "The Armstrong Economic Code: The 5 Truths Investors Must Never Forget" is out now on Amazon!  Get your copy here:   https://a.co/d/bvYbZOz  "The World According to Martin Armstrong – Conversations with the Master Forecaster" is a #1 Best Seller on Amazon. . Get your copy here: https://amzn.to/4kuC5p5

Kerry Lutz and Jim Welsh dig into why the U.S. economy looks stable on the surface, with growth near 2.5%, but may be far less balanced underneath. Jim warns that government spending is masking a widening divide, where the top 10% of earners drive consumption while lower-income households feel increasing pressure. Despite recent market weakness, Jim notes that internal indicators like the advance-decline line remain firm, historically limiting the depth of market corrections. This helps explain why markets continue to hold together even as risks quietly build. They also discuss President Trump's global negotiating strategy, including Greenland, and how climate change is reshaping geopolitical priorities. Both agree Trump's provocative rhetoric is often calculated and effective. Jim closes with insights on the dollar's recent decline, suggesting crowded short positions could fuel a rally. He expects gold and silver pullbacks before rebounding, cautions against long-term bonds at current prices, and anticipates rising volatility as money rotates across markets and political pressure builds ahead of midterm elections. Find Jim here: https://www.macrotides.com Find Kerry here :https://khlfsn.substack.com and here: https://inflation.cafe    Kerry's New Book "The Armstrong Economic Code: The 5 Truths Investors Must Never Forget" is out now on Amazon!  Get your copy here:   https://a.co/d/bvYbZOz  "The World According to Martin Armstrong – Conversations with the Master Forecaster" is a #1 Best Seller on Amazon. . Get your copy here: https://amzn.to/4kuC5p5

Silver prices are surging as a multi-year supply deficit collides with shrinking above-ground inventories. Rob Kientz explains why years of underproduction, rising mining costs, and long development timelines are creating a physical silver squeeze that's becoming impossible to ignore. Despite higher prices, U.S. retail investors remain largely disengaged, distracted by tech stocks and crypto. Meanwhile, governments and institutional buyers are quietly positioning for shortages, even as some individuals are forced to sell precious metals out of financial necessity — a pressure that hasn't slowed silver's upward trend. Kientz breaks down the growing disconnect between paper markets and physical demand, arguing that silver could follow gold's trajectory if the gold-to-silver ratio continues to narrow. He also explores the historical role of silver coinage and the U.S. Mint's production challenges as profit priorities shift away from bullion. Looking ahead, Kientz outlines why silver prices could reach $150 by 2026, while cautioning listeners about volatility, market corrections, and the importance of disciplined strategies like dollar-cost averaging — especially for those focused on owning physical metal. Find Robert here:  Robert Kientz Find Kerry here :https://khlfsn.substack.com and here: https://inflation.cafe    Kerry's New Book "The Armstrong Economic Code: The 5 Truths Investors Must Never Forget" is out now on Amazon!  Get your copy here:   https://a.co/d/bvYbZOz  "The World According to Martin Armstrong – Conversations with the Master Forecaster" is a #1 Best Seller on Amazon. . Get your copy here: https://amzn.to/4kuC5p5

Markets are sending shockwaves: silver soars while Bitcoin stumbles under pressure. Kerry Lutz and Dan Novaes break down a market in upheaval, explaining what's driving the divergence and why it matters for anyone holding wealth today. Dan exposes the forces behind crypto's shakeups — from drawdowns and regulatory shifts to corporate treasuries quietly stacking Bitcoin. He explains why volatility is normal, long-term trends still matter, and how millennials are redefining what "safe haven" really means. The discussion also dives into gold, Ethereum, and smart crypto strategies, including ETFs, dollar-cost averaging, and avoiding beginner traps. They close with a hard look at security: why keeping assets on exchanges is risky, and how offline storage and proper planning can protect serious holdings. Find Dan here: https://www.modemobile.com Find Kerry here :https://khlfsn.substack.com and here: https://inflation.cafe    Kerry's New Book "The Armstrong Economic Code: The 5 Truths Investors Must Never Forget" is out now on Amazon!  Get your copy here:   https://a.co/d/bvYbZOz  "The World According to Martin Armstrong – Conversations with the Master Forecaster" is a #1 Best Seller on Amazon. . Get your copy here: https://amzn.to/4kuC5p5

Silver is no longer just a precious metal — it may be becoming a strategic necessity. Kerry Lutz sits down with silver expert Michael Arries to break down why silver demand is accelerating, driven by electronics, AI, and critical industrial use. With sustained physical buying pressure, Michael explains why traditional paper market manipulation is losing its grip. As supply tightens, the conversation turns serious. Michael warns that future government and national defense actions could dramatically impact availability, limiting investor access just as demand surges. He outlines a bold price outlook, suggesting silver could reach $200–$300, while also sharing why trading some silver for gold may be a smart way to lock in gains amid rising volatility. Kerry echoes the urgency, cautioning that opportunities like this may not last if government intervention steps in. This is a timely conversation for investors trying to stay ahead of what could be a historic shift in the silver market. Find Michael here: http://www.mcalvany.com/ Find Kerry here :https://khlfsn.substack.com and here: https://inflation.cafe    Kerry's New Book "The Armstrong Economic Code: The 5 Truths Investors Must Never Forget" is out now on Amazon!  Get your copy here:   https://a.co/d/bvYbZOz  "The World According to Martin Armstrong – Conversations with the Master Forecaster" is a #1 Best Seller on Amazon. . Get your copy here: https://amzn.to/4kuC5p5