Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio

Mortgage rates were near 5.99%… but are they heading back to 7%?With a Federal Reserve meeting just days away, rising oil prices, geopolitical tensions, and inflation still above target, the big question is:👉 What happens to mortgage rates next — and what should YOU do about it?In today’s update, we break down exactly what’s happening in the markets and how it impacts homebuyers, homeowners, and anyone watching interest rates right now.📊 What We Cover in This Video:• Why mortgage rates moved recently (and why they could move again fast)• The impact of oil prices pushing toward $100+• How global conflict is affecting the bond market• What to expect from the Federal Reserve meeting this week• Inflation trends and why the Fed is stuck• The 10-Year Treasury and mortgage-backed securities (MBS) breakdown• Whether rates could jump from the mid-5% range back toward 7%• What this means if you're buying, refinancing, or waiting🏡 What This Means for YOU:If you're a:• Homebuyer → Timing matters more than ever• Homeowner → Refinance windows can open and close quickly• Investor → Rate volatility = opportunity (and risk)The market is noisy right now — but the data tells the real story.🎯 The Bottom Line:This week could be a major turning point for mortgage rates.The Fed decision, inflation data, and global events are all colliding at once — and that’s exactly when rates tend to move the most.👉 The key isn’t guessing… it’s understanding the data and being ready to act.🔔 Start Here📈 RateWatch 2.1 — Get Notified When Mortgage Rates or Payments Hit Your Target👉 https://www.therateupdate.com/rate-watch📞 Schedule a Free Mortgage Strategy Call👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05📝 Apply for a Mortgage — One Application • One Credit Pull • 30+ Lenders👉 https://257781.my1003app.com/246527/register🧮 TRU Mortgage Calculator Toolkit👉 https://stan.store/TRU-FoundationsProfessional-grade calculators used by loan officers and homebuyers:• Home Affordability Calculator• Refinance & Debt Consolidation Analyzer• Cost-of-Waiting™ Calculator• Break-Even & ROI Mortgage Calculator📲 Follow The Rate UpdateYouTubehttps://www.youtube.com/@TheRateUpdatewithDanFrioInstagramhttps://instagram.com/therateupdateTikTokhttps://tiktok.com/@therateupdateFacebookhttps://facebook.com/therateupdateLinkedInhttps://www.linkedin.com/in/danfrio⚖️ Mortgage Compliance DisclosureDan Frio | NMLS #246527TRU Mortgage Team / PBT Bancorp | NMLS #257781Equal Housing LenderContent is for educational purposes only and should not be considered financial advice.⏱️ Chapters00:00 – Mortgage Rates: 5.99% to 7%? What’s Happening00:45 – Why Rates Moved This Week02:10 – Oil Prices Near $100 and Market Impact03:40 – Global Conflict and Bond Market Reaction05:15 – Federal Reserve Meeting Preview (This Week)07:30 – Inflation Still Above Target: What It Means09:00 – 10-Year Treasury & MBS Breakdown11:20 – Could Mortgage Rates Spike Again?13:10 – What Homebuyers Should Do Right Now15:00 – What Homeowners & Refinance Watchers Should Know16:30 – Final Thoughts: What to Expect This Week

Mortgage rates were near 5.99%… but are they heading back to 7%?With a Federal Reserve meeting just days away, rising oil prices, geopolitical tensions, and inflation still above target, the big question is:👉 What happens to mortgage rates next — and what should YOU do about it?In today’s update, we break down exactly what’s happening in the markets and how it impacts homebuyers, homeowners, and anyone watching interest rates right now.📊 What We Cover in This Video:• Why mortgage rates moved recently (and why they could move again fast)• The impact of oil prices pushing toward $100+• How global conflict is affecting the bond market• What to expect from the Federal Reserve meeting this week• Inflation trends and why the Fed is stuck• The 10-Year Treasury and mortgage-backed securities (MBS) breakdown• Whether rates could jump from the mid-5% range back toward 7%• What this means if you're buying, refinancing, or waiting🏡 What This Means for YOU:If you're a:• Homebuyer → Timing matters more than ever• Homeowner → Refinance windows can open and close quickly• Investor → Rate volatility = opportunity (and risk)The market is noisy right now — but the data tells the real story.🎯 The Bottom Line:This week could be a major turning point for mortgage rates.The Fed decision, inflation data, and global events are all colliding at once — and that’s exactly when rates tend to move the most.👉 The key isn’t guessing… it’s understanding the data and being ready to act.🔔 Start Here📈 RateWatch 2.1 — Get Notified When Mortgage Rates or Payments Hit Your Target👉 https://www.therateupdate.com/rate-watch📞 Schedule a Free Mortgage Strategy Call👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05📝 Apply for a Mortgage — One Application • One Credit Pull • 30+ Lenders👉 https://257781.my1003app.com/246527/register🧮 TRU Mortgage Calculator Toolkit👉 https://stan.store/TRU-FoundationsProfessional-grade calculators used by loan officers and homebuyers:• Home Affordability Calculator• Refinance & Debt Consolidation Analyzer• Cost-of-Waiting™ Calculator• Break-Even & ROI Mortgage Calculator📲 Follow The Rate UpdateYouTubehttps://www.youtube.com/@TheRateUpdatewithDanFrioInstagramhttps://instagram.com/therateupdateTikTokhttps://tiktok.com/@therateupdateFacebookhttps://facebook.com/therateupdateLinkedInhttps://www.linkedin.com/in/danfrio⚖️ Mortgage Compliance DisclosureDan Frio | NMLS #246527TRU Mortgage Team / PBT Bancorp | NMLS #257781Equal Housing LenderContent is for educational purposes only and should not be considered financial advice.⏱️ Chapters00:00 – Mortgage Rates: 5.99% to 7%? What’s Happening00:45 – Why Rates Moved This Week02:10 – Oil Prices Near $100 and Market Impact03:40 – Global Conflict and Bond Market Reaction05:15 – Federal Reserve Meeting Preview (This Week)07:30 – Inflation Still Above Target: What It Means09:00 – 10-Year Treasury & MBS Breakdown11:20 – Could Mortgage Rates Spike Again?13:10 – What Homebuyers Should Do Right Now15:00 – What Homeowners & Refinance Watchers Should Know16:30 – Final Thoughts: What to Expect This Week

Join us LIVE as we break down the biggest policy and economic developments impacting housing and financial markets right now.Congress just passed a major bipartisan housing package known as the 21st Century ROAD to Housing Act, aimed at increasing housing supply and improving affordability. But the real question is:Will it actually help housing — or is it just another policy promise?At the same time, global tensions are escalating in the Middle East, oil prices are rising, and markets are preparing for next week’s Federal Reserve meeting.In this special live event we’ll cover:• The 21st Century Road to Housing Act — what’s actually in the bill• Whether federal housing policy can realistically improve affordability• Iran conflict and rising oil prices and the potential impact on inflation• A weekend review of the biggest market developments• What to watch as the Federal Reserve meets next week• The real factors that drive housing affordability in the United StatesIf you're a homebuyer, homeowner, real estate investor, or mortgage professional, this is a conversation you won’t want to miss.🧮 TRU Mortgage Calculator ToolkitProfessional mortgage calculators used by loan officers, homebuyers, and real estate investors to analyze mortgage scenarios like a pro.Inside the toolkit you'll find calculators for:• Home affordability analysis• Refinance and debt consolidation comparisons• Cost-of-waiting mortgage analysis• Break-even and ROI calculations• Rental income analysis and investment scenarios👉 https://stan.store/TRU-Foundations📈 RateWatch – Track Mortgage Rates & Payment SavingsGet notified when mortgage rates or monthly savings hit your target.👉 https://www.therateupdate.com/rate-watch📞 Schedule a Free Mortgage Strategy CallDiscuss your home buying, refinance, or investment options.👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team📝 Apply for a MortgageOne application • One credit pull • Access to 30+ lenders👉 https://257781.my1003app.com/246527/register📲 Follow The Rate UpdateYouTubehttps://www.youtube.com/@TheRateUpdatewithDanFrioInstagramhttps://instagram.com/therateupdateTikTokhttps://tiktok.com/@therateupdateFacebookhttps://facebook.com/therateupdateLinkedInhttps://www.linkedin.com/in/danfrio⚖️ Mortgage Compliance DisclosureDan Frio | NMLS #246527TRU Mortgage Team / PBT Bancorp | NMLS #257781Equal Housing LenderContent is for educational and informational purposes only and should not be considered financial advice. Mortgage programs, rates, and guidelines are subject to change without notice. Not all applicants will qualify. Please consult with a licensed mortgage professional regarding your specific situation.

Join us LIVE as we break down the biggest policy and economic developments impacting housing and financial markets right now.Congress just passed a major bipartisan housing package known as the 21st Century ROAD to Housing Act, aimed at increasing housing supply and improving affordability. But the real question is:Will it actually help housing — or is it just another policy promise?At the same time, global tensions are escalating in the Middle East, oil prices are rising, and markets are preparing for next week’s Federal Reserve meeting.In this special live event we’ll cover:• The 21st Century Road to Housing Act — what’s actually in the bill• Whether federal housing policy can realistically improve affordability• Iran conflict and rising oil prices and the potential impact on inflation• A weekend review of the biggest market developments• What to watch as the Federal Reserve meets next week• The real factors that drive housing affordability in the United StatesIf you're a homebuyer, homeowner, real estate investor, or mortgage professional, this is a conversation you won’t want to miss.🧮 TRU Mortgage Calculator ToolkitProfessional mortgage calculators used by loan officers, homebuyers, and real estate investors to analyze mortgage scenarios like a pro.Inside the toolkit you'll find calculators for:• Home affordability analysis• Refinance and debt consolidation comparisons• Cost-of-waiting mortgage analysis• Break-even and ROI calculations• Rental income analysis and investment scenarios👉 https://stan.store/TRU-Foundations📈 RateWatch – Track Mortgage Rates & Payment SavingsGet notified when mortgage rates or monthly savings hit your target.👉 https://www.therateupdate.com/rate-watch📞 Schedule a Free Mortgage Strategy CallDiscuss your home buying, refinance, or investment options.👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team📝 Apply for a MortgageOne application • One credit pull • Access to 30+ lenders👉 https://257781.my1003app.com/246527/register📲 Follow The Rate UpdateYouTubehttps://www.youtube.com/@TheRateUpdatewithDanFrioInstagramhttps://instagram.com/therateupdateTikTokhttps://tiktok.com/@therateupdateFacebookhttps://facebook.com/therateupdateLinkedInhttps://www.linkedin.com/in/danfrio⚖️ Mortgage Compliance DisclosureDan Frio | NMLS #246527TRU Mortgage Team / PBT Bancorp | NMLS #257781Equal Housing LenderContent is for educational and informational purposes only and should not be considered financial advice. Mortgage programs, rates, and guidelines are subject to change without notice. Not all applicants will qualify. Please consult with a licensed mortgage professional regarding your specific situation.

Join us LIVE as we break down the biggest policy and economic developments impacting housing and financial markets right now.Congress just passed a major bipartisan housing package known as the 21st Century ROAD to Housing Act, aimed at increasing housing supply and improving affordability. But the real question is:Will it actually help housing — or is it just another policy promise?At the same time, global tensions are escalating in the Middle East, oil prices are rising, and markets are preparing for next week’s Federal Reserve meeting.In this special live event we’ll cover:• The 21st Century Road to Housing Act — what’s actually in the bill• Whether federal housing policy can realistically improve affordability• Iran conflict and rising oil prices and the potential impact on inflation• A weekend review of the biggest market developments• What to watch as the Federal Reserve meets next week• The real factors that drive housing affordability in the United StatesIf you're a homebuyer, homeowner, real estate investor, or mortgage professional, this is a conversation you won’t want to miss.🧮 TRU Mortgage Calculator ToolkitProfessional mortgage calculators used by loan officers, homebuyers, and real estate investors to analyze mortgage scenarios like a pro.Inside the toolkit you'll find calculators for:• Home affordability analysis• Refinance and debt consolidation comparisons• Cost-of-waiting mortgage analysis• Break-even and ROI calculations• Rental income analysis and investment scenarios👉 https://stan.store/TRU-Foundations📈 RateWatch – Track Mortgage Rates & Payment SavingsGet notified when mortgage rates or monthly savings hit your target.👉 https://www.therateupdate.com/rate-watch📞 Schedule a Free Mortgage Strategy CallDiscuss your home buying, refinance, or investment options.👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team📝 Apply for a MortgageOne application • One credit pull • Access to 30+ lenders👉 https://257781.my1003app.com/246527/register📲 Follow The Rate UpdateYouTubehttps://www.youtube.com/@TheRateUpdatewithDanFrioInstagramhttps://instagram.com/therateupdateTikTokhttps://tiktok.com/@therateupdateFacebookhttps://facebook.com/therateupdateLinkedInhttps://www.linkedin.com/in/danfrio⚖️ Mortgage Compliance DisclosureDan Frio | NMLS #246527TRU Mortgage Team / PBT Bancorp | NMLS #257781Equal Housing LenderContent is for educational and informational purposes only and should not be considered financial advice. Mortgage programs, rates, and guidelines are subject to change without notice. Not all applicants will qualify. Please consult with a licensed mortgage professional regarding your specific situation.

Mortgage rates just surged again this week, even as the latest inflation data came in largely in line with expectations. So what’s really driving mortgage rates higher?In today’s episode of The Rate Update, we break down the major forces moving the housing and mortgage markets right now:• Congress just passed a major housing bill — the 21st Century ROAD to Housing Act• Mortgage rates are spiking to new highs again• The Iran conflict is escalating, pushing oil toward $100 per barrel• Inflation pressures from energy could keep rates elevated• The Federal Reserve meets next week, and the bond market is already reactingWe'll walk through what all of this means for:🏠 Homebuyers🏠 Homeowners🏠 Real estate investors🏠 Anyone watching mortgage ratesIs this housing bill truly a major step forward for housing affordability — or just political theater heading into election season?And more importantly… where are mortgage rates likely headed next?Let's break it all down.🔔 Start Here📈 RateWatch 2.1 — Get Notified When Mortgage Rates or Payments Hit Your Target👉 https://www.therateupdate.com/rate-watch📞 Schedule a Free Mortgage Strategy Call👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05📝 Apply for a Mortgage — One Application • One Credit Pull • 30+ Lenders👉 https://257781.my1003app.com/246527/register🧮 TRU Mortgage Calculator Toolkit👉 https://stan.store/TRU-FoundationsProfessional mortgage calculators used by loan officers and homebuyers:• Home Affordability Calculator• Refinance & Debt Consolidation Analyzer• Cost-of-Waiting™ Calculator• Break-Even & ROI Mortgage CalculatorPerfect for homebuyers, homeowners, and real estate investors who want to analyze mortgage scenarios like a professional.📲 Follow The Rate UpdateYouTubehttps://www.youtube.com/@TheRateUpdatewithDanFrioInstagramhttps://instagram.com/therateupdateTikTokhttps://tiktok.com/@therateupdateFacebookhttps://facebook.com/therateupdateLinkedInhttps://www.linkedin.com/in/danfrio⏱ Chapters0:00 Mortgage Rates Jump Again0:42 Major Housing Bill Passed in Congress2:10 What Is the 21st Century ROAD to Housing Act?4:05 Why Mortgage Rates Spiked This Week5:32 Iran Conflict & Oil Near $1007:00 How Energy Inflation Impacts Mortgage Rates8:25 Latest Inflation Data (PCE) Explained9:50 What the Bond Market Is Telling Us11:05 Federal Reserve Meeting Next Week12:10 Mortgage Rate Outlook⚖️ Mortgage Compliance DisclosureDan Frio | NMLS #246527TRU Mortgage Team / PBT Bancorp | NMLS #257781Equal Housing LenderContent is for educational purposes only and should not be considered financial advice.

Today’s February jobs report shocked the markets, and when employment data surprises economists, the ripple effects can move mortgage rates, bond yields, and the housing market almost immediately.In today’s episode of The Rate Update, we break down the unexpected payroll numbers, what the data actually means for the economy, and how it could impact mortgage rates moving forward.Because the labor market is one of the Federal Reserve’s most important indicators, surprises in the jobs report can quickly shift expectations around inflation, rate cuts, and the direction of mortgage rates.In this video we break down:• What the latest payroll numbers actually show• Why economists didn’t expect this report• How the bond market and 10-Year Treasury reacted• What this means for mortgage rates and home affordability• Whether the Federal Reserve may change its outlook on rate cutsNo hype.No clickbait.Just real mortgage data explained simply.🔔 Start Here📈 RateWatch 2.1— Get Notified When Mortgage Rate -or- Payment Hit Your Target👉 https://www.therateupdate.com/rate-watch📞 Schedule a Free Mortgage Strategy Call👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05📝 Apply for a Mortgage — One Application • One Credit Pull • 30+ Lenders👉 https://257781.my1003app.com/246527/register🧮 TRU Mortgage Calculator Toolkit👉 https://stan.store/TRU-FoundationsProfessional mortgage calculators used by loan officers and homebuyers:• Home Affordability Calculator• Refinance & Debt Consolidation Analyzer• Cost-of-Waiting™ Calculator• Break-Even & ROI Mortgage CalculatorPerfect for homebuyers, homeowners, and real estate investors who want to analyze mortgage scenarios like a professional.📲 Follow The Rate UpdateYouTubehttps://www.youtube.com/@TheRateUpdatewithDanFrioInstagramhttps://instagram.com/therateupdateTikTokhttps://tiktok.com/@therateupdateFacebookhttps://facebook.com/therateupdateLinkedInhttps://www.linkedin.com/in/danfrio⏱ Video Chapters00:00 Intro00:35 The Jobs Report Nobody Expected02:20 Breaking Down the Payroll Numbers04:10 Why the Market Was Surprised06:00 Bond Market Reaction (10-Year Treasury)08:05 What This Means for Mortgage Rates10:40 Federal Reserve Outlook12:30 Housing Market Implications14:05 Mortgage Rate Forecast15:30 Final Thoughts⚖️ Mortgage Compliance DisclosureDan Frio | NMLS #246527TRU Mortgage Team / PBT Bancorp | NMLS #257781Equal Housing LenderContent is for educational purposes only and should not be considered financial advice.

Today’s Consumer Price Index (CPI) report came in at 2.4% inflation, right in line with expectations. On the surface that sounds like good news — inflation appears to be cooling.But now the Federal Reserve faces a major dilemma.• Inflation is moving closer to the Fed’s 2% target• The jobs market is starting to weaken• The bond market is reacting• Mortgage rates are still elevatedSo the big question becomes:Will this finally trigger interest rate cuts?In today’s episode of The Rate Update, we break down:• The latest CPI inflation report (2.4%)• What the bond market is signaling• Where the 10-Year Treasury is heading• How mortgage-backed securities (MBS) are reacting• Whether the Fed may finally begin cutting rates• What this means for mortgage rates and the housing marketIf you're trying to decide:• Should I buy a house now or wait?• Should I lock or float my mortgage rate?• Are mortgage rates about to fall?• Is the housing market about to shift?This video will help you understand what’s actually happening behind the headlines.No hype.No clickbait.Just real mortgage and economic data explained simply.🔔 Start Here📈 RateWatch 2.1 — Get Notified When Mortgage Rates -or- Your Payment Hit Your Target👉 https://www.therateupdate.com/rate-watch📞 Schedule a Free Mortgage Strategy Call👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05📝 Apply for a Mortgage — One Application • One Credit Pull • 30+ Lenders👉 https://257781.my1003app.com/246527/register🧮 TRU Mortgage Calculator Toolkit👉 https://stan.store/TRU-FoundationsProfessional mortgage calculators used by loan officers and homebuyers:• Home Affordability Calculator• Refinance & Debt Consolidation Analyzer• Cost-of-Waiting™ Calculator• Break-Even & ROI Mortgage CalculatorPerfect for homebuyers, homeowners, and real estate investors who want to analyze mortgage scenarios like a professional.📲 Follow The Rate UpdateYouTubehttps://www.youtube.com/@TheRateUpdatewithDanFrioInstagramhttps://instagram.com/therateupdateTikTokhttps://tiktok.com/@therateupdateFacebookhttps://facebook.com/therateupdateLinkedInhttps://www.linkedin.com/in/danfrio⏱ Video Chapters0:00 CPI Report Released0:45 Inflation Comes in at 2.4%2:10 What the Bond Market Is Doing3:35 10-Year Treasury Reaction5:05 Mortgage-Backed Securities Update6:40 What This Means for Mortgage Rates8:20 The Federal Reserve Dilemma10:05 Housing Market Implications11:35 My Mortgage Rate Forecast⚖️ Mortgage Compliance DisclosureDan Frio | NMLS #246527TRU Mortgage Team / PBT Bancorp | NMLS #257781Equal Housing LenderContent is for educational purposes only and should not be considered financial advice.

Mortgage Rates, Housing Market News & Daily Interest Rate ForecastsWelcome to The Rate Update with Dan Frio, where we break down mortgage rates, the housing market, Federal Reserve policy, inflation data, and the bond market to help you understand where interest rates are heading.Every day we analyze the 10-Year Treasury yield, mortgage-backed securities (MBS), CPI inflation, jobs reports, Federal Reserve decisions, and housing supply trends to explain why mortgage rates move — and what it means for homebuyers, homeowners, and real estate investors.If you're wondering:• Are mortgage rates going up or down?• Is the housing market crashing?• Should I lock or float my mortgage rate?• Is now a good time to buy a house?• Should I refinance my mortgage?You're in the right place.On this channel we break down real financial data so you can make smarter decisions about:• Buying a home• Refinancing your mortgage• Lowering your monthly payment• Timing the housing market• Understanding inflation and Federal Reserve policyNo hype.No clickbait.Just real mortgage data explained simply.🔔 Start Here📈 RateWatch 2.1— Get Notified When Mortgage Rate -or- Payment Hit Your Target👉 https://www.therateupdate.com/rate-watch📞 Schedule a Free Mortgage Strategy Call👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05📝 Apply for a Mortgage — One Application • One Credit Pull • 30+ Lenders👉 https://257781.my1003app.com/246527/register🧮 TRU Mortgage Calculator Toolkit👉 https://stan.store/TRU-FoundationsProfessional mortgage calculators used by loan officers and homebuyers:• Home Affordability Calculator• Refinance & Debt Consolidation Analyzer• Cost-of-Waiting™ Calculator• Break-Even & ROI Mortgage CalculatorPerfect for homebuyers, homeowners, and real estate investors who want to analyze mortgage scenarios like a professional.📲 Follow The Rate UpdateYouTubehttps://www.youtube.com/@TheRateUpdatewithDanFrioInstagramhttps://instagram.com/therateupdateTikTokhttps://tiktok.com/@therateupdateFacebookhttps://facebook.com/therateupdateLinkedInhttps://www.linkedin.com/in/danfrio⚖️ Mortgage Compliance DisclosureDan Frio | NMLS #246527TRU Mortgage Team / PBT Bancorp | NMLS #257781Equal Housing LenderContent is for educational purposes only and should not be considered financial advice.

Oil Prices Spiked and Mortgage Rates Followed — What Happens Next?This week the financial markets were hit with a perfect storm.• Oil prices surged toward $100 per barrel • The stock market tumbled • Inflation fears returned • And the bond market reacted immediatelyWhenever oil spikes due to geopolitical conflict in the Middle East, the ripple effects move quickly through the global economy — and mortgage rates often follow.In this video we break down what just happened in the markets and explain why mortgage rates moved higher, what the 10-Year Treasury is signaling, and what homebuyers and homeowners should watch next.We'll walk through:• Why the Iran / Middle East conflict pushed oil prices higher • How oil prices affect inflation expectations • Why the stock market sold off • What the bond market is doing right now • Why mortgage rates reacted so quickly • And what this means for the housing market going forwardIf you're wondering whether mortgage rates will keep rising or start falling again, this video breaks down the real economic data behind the headlines.No hype. No clickbait. Just real mortgage and bond market data explained simply.🔔 Start Here📈 RateWatch 2.1 — Get Notified When Mortgage Rates OR Your Payment Hit Your Target👉 https://www.therateupdate.com/rate-watch📞 Schedule a Free Mortgage Strategy Call👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05📝 Apply for a Mortgage — One Application • One Credit Pull • 30+ Lenders👉 https://257781.my1003app.com/246527/register🧮 TRU Mortgage Calculator Toolkit 👉 https://stan.store/TRU-FoundationsProfessional mortgage calculators used by loan officers and homebuyers:• Home Affordability Calculator • Refinance & Debt Consolidation Analyzer • Cost-of-Waiting™ Calculator • Break-Even & ROI Mortgage CalculatorPerfect for homebuyers, homeowners, and real estate investors who want to analyze mortgage scenarios like a professional.📲 Follow The Rate UpdateYouTube https://www.youtube.com/@TheRateUpdatewithDanFrioInstagram https://instagram.com/therateupdateTikTok https://tiktok.com/@therateupdateFacebook https://facebook.com/therateupdateLinkedIn https://www.linkedin.com/in/danfrio⏱ Chapters0:00 Oil Prices Surge — What Happened 1:12 Middle East Conflict & Energy Markets 2:35 Why Oil Drives Inflation 4:10 Stock Market Selloff Explained 5:45 Bond Market Reaction 7:05 10-Year Treasury & Mortgage Rates 9:20 Why Mortgage Rates Moved Higher 11:05 Housing Market Impact 12:40 Lock vs Float Strategy 14:15 What Happens Next for Mortgage Rates⚖️ Mortgage Compliance Disclosure Dan Frio | NMLS #246527 TRU Mortgage Team / PBT Bancorp | NMLS #257781 Equal Housing LenderContent is for educational purposes only and should not be considered financial advice.

 Oil Prices Explode as Jobs Report Tanks — What It Means for Mortgage RatesThe latest economic data just shocked the markets.The U.S. jobs report came in dramatically weaker than expected, showing −92,000 jobs, while the unemployment rate jumped to 4.4%. At the same time, oil prices surged from around $60 to $86 per barrel, creating a major new inflation threat.Now the Federal Reserve is stuck in the middle of a difficult economic dilemma.Weak jobs data normally pushes the Fed toward cutting interest rates, but rising oil prices could drive inflation higher, which could force the Fed to keep rates elevated.In today’s episode of The Rate Update, we break down:• Why the jobs report turned negative• What caused oil prices to spike so quickly• How energy prices impact inflation• The Federal Reserve’s policy dilemma• What this means for mortgage rates and the housing marketIf you're a homebuyer, homeowner, or real estate investor, these economic shifts could directly impact mortgage rates and housing affordability.On this channel we analyze the 10-Year Treasury, mortgage-backed securities (MBS), inflation data, jobs reports, and Federal Reserve policy to explain exactly where mortgage rates may go next.No hype.No spin.Just real mortgage and economic data explained simply.🔔 Start Here📈 RateWatch 2.0 — Get Notified When Mortgage Rates Hit Your Target👉 https://www.therateupdate.com/rate-watch📞 Schedule a Free Mortgage Strategy Call👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05📝 Apply for a Mortgage — One Application • One Credit Pull • 30+ Lenders👉 https://257781.my1003app.com/246527/register🧮 TRU Mortgage Calculator Toolkit👉 https://friodan.gumroad.com/l/aejabsProfessional mortgage calculators used by loan officers, homebuyers, and investors:• Home Affordability Calculator• Refinance & Debt Consolidation Analyzer• Cost-of-Waiting™ Calculator• Break-Even & ROI Mortgage CalculatorAnalyze mortgage scenarios like a professional before making a financial decision.📊 Video Chapters00:00 Oil Prices Explode & Jobs Report Shock01:08 Payrolls Collapse: −92,000 Jobs02:22 Unemployment Jumps to 4.4%03:41 Why Oil Prices Spiked to $8605:06 Energy Prices & Inflation Risk06:42 The Federal Reserve’s Dilemma08:09 Bond Market & 10-Year Treasury Reaction09:37 What This Means for Mortgage Rates11:05 Housing Market Impact & Rate Outlook📲 Follow The Rate UpdateYouTubehttps://www.youtube.com/@TheRateUpdatewithDanFrioInstagramhttps://instagram.com/therateupdateTikTokhttps://tiktok.com/@therateupdateFacebookhttps://facebook.com/therateupdateLinkedInhttps://www.linkedin.com/in/danfrio⚖️ Mortgage Compliance DisclosureDan Frio | NMLS #246527TRU Mortgage Team / PBT Bancorp | NMLS #257781Equal Housing LenderContent is for educational purposes only and should not be considered financial advice. 

 Oil Prices Explode as Jobs Report Tanks — What It Means for Mortgage RatesThe latest economic data just shocked the markets.The U.S. jobs report came in dramatically weaker than expected, showing −92,000 jobs, while the unemployment rate jumped to 4.4%. At the same time, oil prices surged from around $60 to $86 per barrel, creating a major new inflation threat.Now the Federal Reserve is stuck in the middle of a difficult economic dilemma.Weak jobs data normally pushes the Fed toward cutting interest rates, but rising oil prices could drive inflation higher, which could force the Fed to keep rates elevated.In today’s episode of The Rate Update, we break down:• Why the jobs report turned negative• What caused oil prices to spike so quickly• How energy prices impact inflation• The Federal Reserve’s policy dilemma• What this means for mortgage rates and the housing marketIf you're a homebuyer, homeowner, or real estate investor, these economic shifts could directly impact mortgage rates and housing affordability.On this channel we analyze the 10-Year Treasury, mortgage-backed securities (MBS), inflation data, jobs reports, and Federal Reserve policy to explain exactly where mortgage rates may go next.No hype.No spin.Just real mortgage and economic data explained simply.🔔 Start Here📈 RateWatch 2.0 — Get Notified When Mortgage Rates Hit Your Target👉 https://www.therateupdate.com/rate-watch📞 Schedule a Free Mortgage Strategy Call👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05📝 Apply for a Mortgage — One Application • One Credit Pull • 30+ Lenders👉 https://257781.my1003app.com/246527/register🧮 TRU Mortgage Calculator Toolkit👉 https://friodan.gumroad.com/l/aejabsProfessional mortgage calculators used by loan officers, homebuyers, and investors:• Home Affordability Calculator• Refinance & Debt Consolidation Analyzer• Cost-of-Waiting™ Calculator• Break-Even & ROI Mortgage CalculatorAnalyze mortgage scenarios like a professional before making a financial decision.📊 Video Chapters00:00 Oil Prices Explode & Jobs Report Shock01:08 Payrolls Collapse: −92,000 Jobs02:22 Unemployment Jumps to 4.4%03:41 Why Oil Prices Spiked to $8605:06 Energy Prices & Inflation Risk06:42 The Federal Reserve’s Dilemma08:09 Bond Market & 10-Year Treasury Reaction09:37 What This Means for Mortgage Rates11:05 Housing Market Impact & Rate Outlook📲 Follow The Rate UpdateYouTubehttps://www.youtube.com/@TheRateUpdatewithDanFrioInstagramhttps://instagram.com/therateupdateTikTokhttps://tiktok.com/@therateupdateFacebookhttps://facebook.com/therateupdateLinkedInhttps://www.linkedin.com/in/danfrio⚖️ Mortgage Compliance DisclosureDan Frio | NMLS #246527TRU Mortgage Team / PBT Bancorp | NMLS #257781Equal Housing LenderContent is for educational purposes only and should not be considered financial advice. 

 Oil Prices Explode as Jobs Report Tanks — What It Means for Mortgage RatesThe latest economic data just shocked the markets.The U.S. jobs report came in dramatically weaker than expected, showing −92,000 jobs, while the unemployment rate jumped to 4.4%. At the same time, oil prices surged from around $60 to $86 per barrel, creating a major new inflation threat.Now the Federal Reserve is stuck in the middle of a difficult economic dilemma.Weak jobs data normally pushes the Fed toward cutting interest rates, but rising oil prices could drive inflation higher, which could force the Fed to keep rates elevated.In today’s episode of The Rate Update, we break down:• Why the jobs report turned negative• What caused oil prices to spike so quickly• How energy prices impact inflation• The Federal Reserve’s policy dilemma• What this means for mortgage rates and the housing marketIf you're a homebuyer, homeowner, or real estate investor, these economic shifts could directly impact mortgage rates and housing affordability.On this channel we analyze the 10-Year Treasury, mortgage-backed securities (MBS), inflation data, jobs reports, and Federal Reserve policy to explain exactly where mortgage rates may go next.No hype.No spin.Just real mortgage and economic data explained simply.🔔 Start Here📈 RateWatch 2.0 — Get Notified When Mortgage Rates Hit Your Target👉 https://www.therateupdate.com/rate-watch📞 Schedule a Free Mortgage Strategy Call👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05📝 Apply for a Mortgage — One Application • One Credit Pull • 30+ Lenders👉 https://257781.my1003app.com/246527/register🧮 TRU Mortgage Calculator Toolkit👉 https://friodan.gumroad.com/l/aejabsProfessional mortgage calculators used by loan officers, homebuyers, and investors:• Home Affordability Calculator• Refinance & Debt Consolidation Analyzer• Cost-of-Waiting™ Calculator• Break-Even & ROI Mortgage CalculatorAnalyze mortgage scenarios like a professional before making a financial decision.📊 Video Chapters00:00 Oil Prices Explode & Jobs Report Shock01:08 Payrolls Collapse: −92,000 Jobs02:22 Unemployment Jumps to 4.4%03:41 Why Oil Prices Spiked to $8605:06 Energy Prices & Inflation Risk06:42 The Federal Reserve’s Dilemma08:09 Bond Market & 10-Year Treasury Reaction09:37 What This Means for Mortgage Rates11:05 Housing Market Impact & Rate Outlook📲 Follow The Rate UpdateYouTubehttps://www.youtube.com/@TheRateUpdatewithDanFrioInstagramhttps://instagram.com/therateupdateTikTokhttps://tiktok.com/@therateupdateFacebookhttps://facebook.com/therateupdateLinkedInhttps://www.linkedin.com/in/danfrio⚖️ Mortgage Compliance DisclosureDan Frio | NMLS #246527TRU Mortgage Team / PBT Bancorp | NMLS #257781Equal Housing LenderContent is for educational purposes only and should not be considered financial advice. 

This week delivered major shocks across the global economy.• Oil prices surged sharply amid escalating tensions in the Middle East• The latest jobs report came in negative, with nearly 100,000 jobs lost• The unemployment rate jumped higher• Stock markets fell sharply as investors reacted to the newsNow the big question is:What happens next?In this LIVE episode of The Rate Update, we’ll break down everything that happened this week and look ahead to what could move markets next.We’ll cover:• Mortgage rates and the housing market outlook• The impact of the jobs report and rising unemployment• Why oil prices are spiking and what that means for inflation• How the Federal Reserve may respond• What the bond market and 10-Year Treasury are signaling• Outlook for stocks, bonds, crypto, and mortgage rates next weekIf you're a homebuyer, homeowner, or real estate investor, understanding these market shifts is critical to making smarter financial decisions.Join us live and ask your questions in the chat.🔔 Start Here📈 RateWatch 2.0 — Get Notified When Mortgage Rates Hit Your Target👉 https://www.therateupdate.com/rate-watch📞 Schedule a Free Mortgage Strategy Call👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05📝 Apply for a Mortgage — One Application • One Credit Pull • 30+ Lenders👉 https://257781.my1003app.com/246527/register🧮 TRU Mortgage Calculator Toolkit👉 https://friodan.gumroad.com/l/aejabsProfessional mortgage calculators used by loan officers, homebuyers, and investors:• Home Affordability Calculator• Refinance & Debt Consolidation Analyzer• Cost-of-Waiting™ Calculator• Break-Even & ROI Mortgage CalculatorAnalyze mortgage scenarios like a professional before making a financial decision.📺 Watch the Live Event👉 https://youtube.com/live/rFW9z07QC98📲 Follow The Rate UpdateYouTubehttps://www.youtube.com/@TheRateUpdatewithDanFrioInstagramhttps://instagram.com/therateupdateTikTokhttps://tiktok.com/@therateupdateFacebookhttps://facebook.com/therateupdateLinkedInhttps://www.linkedin.com/in/danfrio⚖️ Mortgage Compliance DisclosureDan Frio | NMLS #246527TRU Mortgage Team / PBT Bancorp | NMLS #257781Equal Housing LenderContent is for educational purposes only and should not be considered financial advice.

Welcome to The Rate Update with Dan Frio — where we break down mortgage rates, the housing market, inflation, and the economic data driving interest rates.In today’s LIVE event, we’re going deeper than the headlines. We’ll walk through the real financial tools you can use to prepare for buying a home, refinancing, or improving your financial position in 2026.We’ll analyze:• Mortgage rate trends and where rates may go next• Housing affordability and home price trends• Inflation, the Federal Reserve, and the bond market• The 10-Year Treasury and mortgage-backed securities (MBS)• Financial tools that can help you qualify for a homeDuring this live event I’ll also walk through several free tools and resources that can help you improve your financial situation before buying or refinancing.Our goal is simple:Help you understand the financial markets so you can make smarter mortgage decisions.🔔 Start Here📈 RateWatch 2.0 — Get Notified When Rates Hit Your Target👉 https://TheRateUpdate.com/ratewatch📞 Free Strategy Call👉 https://shorturl.at/SCIGL📝 Apply — One App • One Credit Pull • 30+ Lenders👉 https://257781.my1003app.com/246527/register🧮 Tools Mentioned in Today’s Live Event📊 Free Budget App (the one my family personally uses)👉 https://thebudget.app/#feature_section🏠 Mortgage Calculator Tool👉 https://housingbrief.com/mortgage-calculator/61e1a17d7c6605b46008b258💰 TRU Mortgage Calculator Toolkit (All Pro Tools)👉 https://friodan.gumroad.com/l/aejabs📊 Credit Scores & Financial Tools👉 https://creditscoresandmore.com/Real Estate Tax Look-Up https://smartasset.com/taxes/illinois-property-tax-calculator🧮 TRU Mortgage Calculator ToolkitIncludes tools like:• Home Affordability Calculator• Refinance & Debt Consolidation Analyzer• Cost-of-Waiting™ Calculator• Break-Even & ROI Calculator• Maximum Purchase Price Analysis👉 https://friodan.gumroad.com/l/aejabs📲 Follow The Rate UpdateYouTubehttps://www.youtube.com/@TheRateUpdatewithDanFrioInstagramhttps://instagram.com/therateupdateTikTokhttps://tiktok.com/@therateupdateFacebookhttps://facebook.com/therateupdateLinkedInhttps://www.linkedin.com/in/danfrio⚖️ ComplianceDan Frio | NMLS #246527Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781Educational purposes only. Not financial advice.

Welcome to The Rate Update with Dan Frio — where we break down mortgage rates, the housing market, inflation, and the economic data driving interest rates.In today’s LIVE event, we’re going deeper than the headlines. We’ll walk through the real financial tools you can use to prepare for buying a home, refinancing, or improving your financial position in 2026.We’ll analyze:• Mortgage rate trends and where rates may go next• Housing affordability and home price trends• Inflation, the Federal Reserve, and the bond market• The 10-Year Treasury and mortgage-backed securities (MBS)• Financial tools that can help you qualify for a homeDuring this live event I’ll also walk through several free tools and resources that can help you improve your financial situation before buying or refinancing.Our goal is simple:Help you understand the financial markets so you can make smarter mortgage decisions.🔔 Start Here📈 RateWatch 2.0 — Get Notified When Rates Hit Your Target👉 https://TheRateUpdate.com/ratewatch📞 Free Strategy Call👉 https://shorturl.at/SCIGL📝 Apply — One App • One Credit Pull • 30+ Lenders👉 https://257781.my1003app.com/246527/register🧮 Tools Mentioned in Today’s Live Event📊 Free Budget App (the one my family personally uses)👉 https://thebudget.app/#feature_section🏠 Mortgage Calculator Tool👉 https://housingbrief.com/mortgage-calculator/61e1a17d7c6605b46008b258💰 TRU Mortgage Calculator Toolkit (All Pro Tools)👉 https://friodan.gumroad.com/l/aejabs📊 Credit Scores & Financial Tools👉 https://creditscoresandmore.com/Real Estate Tax Look-Up https://smartasset.com/taxes/illinois-property-tax-calculator🧮 TRU Mortgage Calculator ToolkitIncludes tools like:• Home Affordability Calculator• Refinance & Debt Consolidation Analyzer• Cost-of-Waiting™ Calculator• Break-Even & ROI Calculator• Maximum Purchase Price Analysis👉 https://friodan.gumroad.com/l/aejabs📲 Follow The Rate UpdateYouTubehttps://www.youtube.com/@TheRateUpdatewithDanFrioInstagramhttps://instagram.com/therateupdateTikTokhttps://tiktok.com/@therateupdateFacebookhttps://facebook.com/therateupdateLinkedInhttps://www.linkedin.com/in/danfrio⚖️ ComplianceDan Frio | NMLS #246527Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781Educational purposes only. Not financial advice.

Welcome to The Rate Update with Dan Frio — where we break down mortgage rates, the housing market, inflation, and the economic data driving interest rates.In today’s LIVE event, we’re going deeper than the headlines. We’ll walk through the real financial tools you can use to prepare for buying a home, refinancing, or improving your financial position in 2026.We’ll analyze:• Mortgage rate trends and where rates may go next• Housing affordability and home price trends• Inflation, the Federal Reserve, and the bond market• The 10-Year Treasury and mortgage-backed securities (MBS)• Financial tools that can help you qualify for a homeDuring this live event I’ll also walk through several free tools and resources that can help you improve your financial situation before buying or refinancing.Our goal is simple:Help you understand the financial markets so you can make smarter mortgage decisions.🔔 Start Here📈 RateWatch 2.0 — Get Notified When Rates Hit Your Target👉 https://TheRateUpdate.com/ratewatch📞 Free Strategy Call👉 https://shorturl.at/SCIGL📝 Apply — One App • One Credit Pull • 30+ Lenders👉 https://257781.my1003app.com/246527/register🧮 Tools Mentioned in Today’s Live Event📊 Free Budget App (the one my family personally uses)👉 https://thebudget.app/#feature_section🏠 Mortgage Calculator Tool👉 https://housingbrief.com/mortgage-calculator/61e1a17d7c6605b46008b258💰 TRU Mortgage Calculator Toolkit (All Pro Tools)👉 https://friodan.gumroad.com/l/aejabs📊 Credit Scores & Financial Tools👉 https://creditscoresandmore.com/Real Estate Tax Look-Up https://smartasset.com/taxes/illinois-property-tax-calculator🧮 TRU Mortgage Calculator ToolkitIncludes tools like:• Home Affordability Calculator• Refinance & Debt Consolidation Analyzer• Cost-of-Waiting™ Calculator• Break-Even & ROI Calculator• Maximum Purchase Price Analysis👉 https://friodan.gumroad.com/l/aejabs📲 Follow The Rate UpdateYouTubehttps://www.youtube.com/@TheRateUpdatewithDanFrioInstagramhttps://instagram.com/therateupdateTikTokhttps://tiktok.com/@therateupdateFacebookhttps://facebook.com/therateupdateLinkedInhttps://www.linkedin.com/in/danfrio⚖️ ComplianceDan Frio | NMLS #246527Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781Educational purposes only. Not financial advice.

30-Year Mortgage Rates Just Hit a Critical Level — Should You Lock or Float?Mortgage markets are sending mixed signals right now.Oil prices are rising due to geopolitical tensions, which could push inflation higher, yet the U.S. jobs market remains strong, making it harder for the Federal Reserve to justify cutting interest rates.Meanwhile:• The 10-Year Treasury is moving • The MBS market is selling off • Mortgage rates are bouncing around key levelsSo the big question for homeowners and buyers is simple:Do you lock your rate now… or float and wait?In today’s video, I break down exactly what’s happening in the bond market, inflation data, and mortgage pricing so you can make the smartest move.If you're thinking about buying, refinancing, or just trying to understand where mortgage rates are heading next — this is the update you need.🔔 Start Here📈 RateWatch 2.0 — Get Notified When Rates Hit Your Target 👉 https://TheRateUpdate.com/ratewatch📞 Free Mortgage Strategy Call 👉 https://shorturl.at/SCIGL📝 Apply — One App • One Credit Pull • 30+ Lenders 👉 https://257781.my1003app.com/246527/register🧮 TRU Mortgage Calculator Toolkit (All Pro Tools in One Place) 👉 https://friodan.gumroad.com/l/aejabsTools Included:• Home Affordability Calculator • Refinance & Debt Consolidation Analyzer • Cost-of-Waiting™ Calculator • Break-Even & ROI Mortgage Calculator📲 Follow The Rate UpdateYouTube https://www.youtube.com/@TheRateUpdatewithDanFrioInstagram https://instagram.com/therateupdateTikTok https://tiktok.com/@therateupdateFacebook https://facebook.com/therateupdateLinkedIn https://www.linkedin.com/in/danfrio⏱ Chapters0:00 Mortgage Rates Hit a Critical Level 0:38 Oil Prices and Inflation Risk 1:35 How War Impacts Mortgage Rates 2:30 Strong Jobs Market Complicates Fed Policy 3:40 Why the Fed May Delay Rate Cuts 4:50 What’s Happening in the Bond Market 5:50 10-Year Treasury and Mortgage Rates 6:50 MBS Market Selling Off 7:45 Lock vs Float Strategy Right Now 8:40 What Homebuyers Should Do Next⚖️ Compliance Dan Frio | NMLS #246527 Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781Educational purposes only. Not financial advice.

Mortgage rates aren’t just moving… they’re skyrocketing — and today we break down why this is happening right now:• Stock markets plunged• Geopolitical unrest (Middle East + Iran risks)• Inflation pressures still lingering• MBS & Treasury yields jumping• What you should do now if you’re buying or refinancingWe follow the data — not the headlines — and show you exactly how markets are reacting in real time.🔔 WATCH NEXTIf you want timely alerts when rates hit your target, check out:👉 https://TheRateUpdate.com/ratewatch📈 REAL RATE GUIDANCE + TOOLSApply with 30+ lenders — one application, one credit pull:👉 https://257781.my1003app.com/246527/registerFree Strategy Call (Live)👉 https://shorturl.at/SCIGLTRU Mortgage Calculator ToolkitAll pro mortgage tools in one place:👉 https://friodan.gumroad.com/l/aejabsIncludes:• Home Affordability Calculator• Refi vs. Debt Consolidation• Cost-of-Waiting™• Break-Even & ROI Calculator📱 FOLLOW THE RATE UPDATEYouTube: https://www.youtube.com/@TheRateUpdatewithDanFrioInstagram: https://instagram.com/therateupdateTikTok: https://tiktok.com/@therateupdateFacebook: https://facebook.com/therateupdateLinkedIn: https://www.linkedin.com/in/danfrio⚖️ COMPLIANCEDan Frio | NMLS #246527Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781Educational purposes only. Not financial advice.⏱ VIDEO CHAPTERS00:00 — Intro: Rates SUDDENLY Jump00:25 — Stock Market Plunge Impact01:10 — 10-Year Treasury Yield Move02:05 — Iran / Geopolitical Conflict & Markets03:15 — Inflation, CPI & Rate Expectations04:00 — MBS & Spread Behavior Explained05:10 — Lock vs Float: Data-Driven Guidance06:00 — Where Investors Are Moving Money07:00 — What This Means for YOU08:20 — TL;DR Summary + Takeaways08:50 — Call To Action & Tools

Middle East escalation. Oil surging. Inflation fears reigniting. And mortgage rates are jumping.Today we break down:• Why conflict involving Iran is sending oil prices higher • How rising oil feeds directly into inflation expectations • Why the bond market is selling off instead of rallying • What this means for the 10-Year Treasury • And how all of it impacts YOUR mortgage rateNormally, geopolitical conflict pushes investors into bonds — which lowers mortgage rates.That’s not happening.Instead, the market is pricing in higher inflation risk, fewer Fed cuts, and longer-lasting rate pressure.If oil stays elevated, inflation could reaccelerate. If inflation reaccelerates, mortgage rates don’t fall.We’ll walk through exactly what needs to happen next for rates to stabilize — or drop.Transparent. Data-driven. No hype.🔔 Start Here 📈 RateWatch 2.0 — Get Notified When Rates Hit Your Target👉 https://TheRateUpdate.com/ratewatch📞 Free Strategy Call👉 https://shorturl.at/SCIGL📝 Apply — One App • One Credit Pull • 30+ Lenders👉 https://257781.my1003app.com/246527/register🧮 TRU Mortgage Calculator Toolkit (All Pro Tools in One Place)👉 https://friodan.gumroad.com/l/aejabsIncludes: • Home Affordability • Refinance & Debt Consolidation • Cost-of-Waiting™ • Break-Even & ROI Calculator📊 About The Rate Update Every day, we pull real pricing from 30+ lenders and show you exactly what you qualify for — plus lock vs. float guidance tied to:• CPI • Jobs reports • MBS pricing • 10-Year Treasury movementsNo guessing. No hype. Just data.📲 Follow The Rate UpdateYouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio Instagram: https://instagram.com/therateupdate TikTok: https://tiktok.com/@therateupdate Facebook: https://facebook.com/therateupdate LinkedIn: https://www.linkedin.com/in/danfrio⏱️ CHAPTERS00:00 Middle East Escalation & Market Shock 00:45 Why Oil Is Spiking Right Now 01:50 How Oil Impacts Inflation 03:00 Producer Inflation (PPI) Surprise 04:05 Why Bonds Are Selling Off 05:15 10-Year Treasury Breakdown 06:20 Why Mortgage Rates Are Rising 07:30 Inflation vs Recession — What the Market Is Pricing 08:45 What Needs to Happen for Rates to Fall 09:35 Lock vs Float Strategy Right Now⚖️ ComplianceDan Frio | NMLS #246527 Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781 This content is for educational purposes only and is not financial advice.