WealthTalk - money, wealth and personal finance.

Key Topics Covered1. Sarah’s Journey: From Corporate to EntrepreneurWhy Sarah left a successful sales career for a life of freedom and travel.The importance of building a business around personal values—especially freedom.How the COVID-19 lockdown was a catalyst for launching She Scales.2. Making the Leap: Advice for Aspiring EntrepreneursDon’t quit your job until you’ve validated your offer and secured your first clients.Everyone’s circumstances are different—assess your risk tolerance and responsibilities.The power of urgency and going “all in” when the timing is right.3. Finding Your True StrengthsEarly detours: retraining in design before realising her passion for sales coaching.Why it’s normal to “get it wrong” before finding the right fit.The value of building an audience and learning new skills—even if you pivot later.4. The Six Steps to Six Figures FrameworkSarah’s proven process for scaling to £100k+:Mindset: Prioritise mental, emotional, and spiritual health.Foundations: Define your ideal client and core offer.Positioning: Decide where you sit in the market and communicate your value.Marketing: Build your online presence and generate trust before the sales call.Sales: Move prospects from “interested” to “client” with effective conversations.Scale: Systemise, automate, and introduce recurring revenue streams.5. Building Recurring Income & Asset-Based WealthThe journey from trading time for money to creating group programmes, memberships, and digital assets.Why recurring income brings security, peace, and true freedom.The importance of live testing before automating or scaling.6. Overcoming Sales Mindset BlocksReframing sales as service: “Every time you sell, you serve.”How to price confidently and raise your rates as your expertise grows.The “main character energy” mindset—putting yourself first to serve others from a place of abundance.7. The Power of Community & NetworkingBuilding a support network of like-minded entrepreneurs is critical for resilience and growth.Masterminds, group programmes, and online communities offer knowledge, support, and accountability.“Your network is your net worth”—why relationships matter more than tactics.8. Practical Tips for Fast GrowthFocus on high-ticket offers and have more real sales conversations.Track money-making activities, not just marketing or content creation.Use accountability to stay consistent and motivated. Actionable TakeawaysValidate Your Offer: Get client results and feedback before making big business decisions.Prioritise Your Wellbeing: Look after yourself so you can serve others effectively.Build Recurring Revenue: Move beyond one-off sales to memberships, programmes, and digital products.Embrace Community: Surround yourself with people who share your vision and values.Sell with Confidence: Believe in your offer and don’t be afraid to charge what you’re worth. Resources & Next StepsSarah’s Unlimited Content Matrix: Free tool to generate endless content ideas for your business.Video Training: “How to Get Premium Clients Online”—ideal for those selling high-ticket offers.Join the WealthBuilders Membership: Free access to resources and community at wealthbuilders.co.uk/membershipConnect with Sarah: Instagram (@SarahBucklandCoaching), LinkedIn, or her website.Connect with Us:Listen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform.

In this episode, Christian Rodwell interviews Dr. John Demartini—renowned human behaviour specialist, author of over 40 self-development books, and creator of the Demartini Method and Values Determination Process. They discuss why only a small percentage of people ever reach financial independence, how our values shape every decision and outcome, and the practical steps to align your life and business with what matters most. Dr. Demartini shares actionable strategies for changing your values, overcoming internal and external obstacles, and building a life of purpose, fulfilment, and financial freedom.Key Topics & InsightsThe Power of Values in Achieving Financial Independence1. Why Most People Don’t Achieve Financial Freedom:Many people dream of it but fail to achieve it due to misaligned values—spending on consumables versus investing in assets.True financial independence comes from prioritising asset-building and recurring income over lifestyle spending.2. Values Drive Behaviour:Our daily habits and character are shaped by what we value most.Living according to your highest values leads to fulfilment and greater achievement.Mindset, Motivation, and Overcoming Challenges1. Defining Mindset:Mindset is the set of attitudes and beliefs that shapes how we respond to challenges.A strong, positive mindset is developed through habits, education, and self-awareness.2. Intrinsic Motivation:When goals align with your highest values, you act from within—no external motivation needed.If your goals and values are misaligned, procrastination and lack of discipline follow.The Values Determination Process1. Finding Your Highest Values:Identify what you value most and structure your day around it.Use the Values Determination Process (available for free at drdemartini.com) to gain clarity.2. Changing Your Values:You can “stack up” the benefits of new behaviours to shift your values over time.Either set goals that match your current values, or consciously change your values to match your goals.Habits, Discipline, and Delegation1. Habits Are Value-Driven:You’re naturally disciplined in areas aligned with your highest values.“Bad habits” are often strategies to fulfil unconscious motives; bring awareness to these motives to change behaviour.2. Delegation as a Path to Fulfilment:List all your daily tasks, their value, meaning, and cost to delegate.Focus your time on high-value, meaningful work and delegate the rest to free up time and energy.Surround yourself with people whose highest values align with the tasks you delegate.Entrepreneurship, Career, and Life Transitions1. Making the Leap:Don’t leave your job for entrepreneurship until your new venture is proven to generate more income and fulfilment.Use your current role as a stepping stone—appreciate its value and leverage the skills you gain.Strategic planning and risk mitigation are essential; avoid jumping based on fantasy.2. Business Success:Many businesses fail because founders project their fantasies onto the market instead of meeting real needs.Find the overlap between your inspiration and what the market wants—this is your niche.The ABCs of Negativity1. What Causes Negativity:Setting goals not aligned with your values, or expecting others to live outside theirs, leads to anger, blame, criticism, despair, and more.These negative states are feedback mechanisms signalling unrealistic expectations.Law of Attraction and the Brain1. Practical Law of Attraction:Your innermost dominant thought—driven by your highest value—becomes your reality.The brain is wired to notice opportunities that align with your values.Visualisation works best when congruent with your true values.Daily Routines and Legacy1. Dr. Demartini’s Daily Discipline:Documents daily gratitude and sets seven highest priority actions each morning.Focuses on research, writing, teaching, and travel—his highest values.Simple, focused routines support high performance.2. Legacy:Aims to inspire others to recognise their inner magnificence and leave a lasting educational impact.The Demartini Prize and Institute are part of his long-term vision.Practical Tips & Action Steps1. Discover Your Values:Use Dr. Demartini’s free Values Determination Process at drdemartini.com.2. Prioritise Your Day:Fill your day with high-priority, value-aligned actions to avoid distractions and burnout.3. Delegate Low-Value Tasks:Identify tasks you can outsource or delegate to focus on your strengths and passions.4. Strategically Plan Career Moves:Don’t make impulsive jumps—build, test, and validate new ventures before leaving your current role.5. Stack Benefits to Change Habits:To change behaviour, consciously list and focus on the advantages of the new desired action.6. Practice Daily Gratitude:End each day by documenting what you’re grateful for and what you’ve achieved.Quotes & Social Proof“If you don’t fill your day with high-priority actions that inspire you, it fills up with low-priority distractions that don’t.”“You’re automatically disciplined in whatever allows you to fulfil what’s highest on your value.”“Depression is a comparison of your current reality to a fantasy you keep holding onto.”Dr. Demartini has inspired millions globally, with hundreds of books and thousands of live presentations Resources & Next StepsDr. Demartini’s Website: drdemartini.comWealthBuilders MembershipConnect with Us:Listen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform

In this episode, Christian is joined by WealthBuilders member and wealth coach Toby Spanier, who shares three powerful case studies of commercial properties he purchased using his SSAS pension.Toby reveals how he found and structured each deal, why a SSAS gave him a unique advantage over traditional financing, and how he created both income and tax-free capital growth within his pension.If you’ve ever wondered how a SSAS can be used to fund commercial property — even when banks won’t lend — this episode will give you clear, practical insights to apply on your own wealth-building journey.What You’ll Learn in This Episode:How Toby used his SSAS to buy three very different commercial properties.Why being a SSAS cash buyer can unlock discounts and opportunities others miss.How planning permission and smart structuring created significant tax-free uplifts.The differences between buying property inside vs. outside a SSAS.How collaborating with other SSAS investors can make bigger deals possible.Practical lessons to avoid common pitfalls when investing through a pension.Links & Resources Mentioned in This Episode:Learn more about SSAS PensionsBook a call with WealthBuildersJoin the WealthBuilders AcademyConnect with Us:Listen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform 

In this week’s WealthTalk, Christian Rodwell and founder Kevin Whelan tackle the growing anxiety among UK business owners and investors as the autumn budget looms and economic headlines fuel uncertainty. They explore why fear-driven, knee-jerk financial decisions can be so damaging—and how to reframe your approach to build lasting, recurring income streams. The conversation covers government policy changes, inheritance tax, business succession, and practical steps to regain control, supported by real-life member stories and actionable advice. Key Topics Covered1. Current Economic Uncertainty & Its ImpactHeadlines are driving fear: budget rumours, slow property sales, and pension changes.Small business owners and savers are reacting to speculation, sometimes making rushed decisions.Older generations are increasingly turning to “buy now, pay later”—a worrying trend.2. The Danger of Knee-Jerk ReactionsKevin and Christian discuss how fear leads to poor decisions: raiding pensions early, panic property sales, or taking on short-term debt.Government policy changes often create uncertainty, leading to hasty moves that can undermine years of planning.“You don’t plan your pension in a vacuum—you plan for a lifetime and a legacy.”3. Tax & Inheritance Changes: What You Need to KnowUpcoming changes to business succession tax: from April 2026, only the first £1m passed to the next generation will be tax-free (down from unlimited).Inheritance tax allowance has been frozen since 2009, dragging more people into the tax net.Unmarried individuals and those without children face additional challenges.4. Why Building Wealth is About Long-Term PlanningThe WealthBuilders approach: focus on building assets and recurring income, not just reacting to market or policy shifts.“Certainty comes from recurring income streams, not from activity or fear.”Importance of running a “family wealth business” alongside your main business.5. Member Success Story: John’s JourneyJohn, a business owner, shares how WealthBuilders helped him move from feeling trapped to seeing a clear path to financial security.Building wealth outside the business creates options and security, even if business income fluctuates.6. Practical Steps to Regain ControlTake stock of your assets—many are under-leveraged.Reduce taxes and fees: review income tax, corporation tax, CGT, inheritance tax, and hidden financial fees.Consolidate pensions, update your will, and collect all key documents.WealthBuilders is developing a secure digital vault for document and asset tracking.7. The Power of Community & Trusted GuidanceDon’t make decisions in isolation—seek advice from trusted communities, mentors, or professionals.Avoid taking guidance from social media or generic AI responses; your situation is unique.WealthBuilders’ supportive community and expert network are there to help.Actionable TakeawaysPause Before Acting: Give yourself time to research and seek advice before making big financial decisions.Focus on Recurring Income: Build multiple streams of recurring income to create true financial security.Plan for the Long Term: Don’t let short-term headlines derail your wealth-building journey.Get Organised: Consolidate pensions, update your will, and keep records secure for your family’s future.Join a Community: Leverage the support and experience of others—don’t go it alone.Final ThoughtsDon’t let fear or headlines dictate your financial future. Build a system of assets that funds your lifestyle, and you’ll always have control—no matter what changes come your way. Stay tuned for our post-budget episode and more practical guides to help you on your journey.Resources & Next StepsBook a Call: Visit wealthbuilders.co.uk and click the big red button to schedule a chat with the team.Trustpilot Reviews: Read real member stories and see the impact of WealthBuilders’ step-by-step approach.Upcoming Guides: Look out for the new Inheritance Tax Guide and post-budget analysis—join the waitlist via the website.Connect with Us:Listen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform

In this episode of WealthTalk, Christian Rodwell is joined by Omar Aswat, Chartered Tax Adviser and founder of ASWATAX, to unpack the urgent changes coming to Business Property Relief (BPR) in April 2026 and what they mean for business owners and property investors. Omar explains how the new BPR limits could expose significant business value to inheritance tax, highlights the practical steps you should be taking now, and delves into strategies like family investment companies, trusts, and smart incorporation. The discussion also covers the impact of Section 24 on landlords, practical tax-saving tips for business owners, and succession planning tools for those looking to future-proof their wealth. Whether you’re scaling a business, building a property portfolio, or planning your exit, this episode is packed with actionable insights to help you stay ahead of the curve.Key TakeawaysMajor Change to Business Property Relief (BPR) in 2026From April 6, 2026, BPR will only exempt £1 million of value per trading company/group from inheritance tax (IHT); any value above will be taxed at 20%.Urgent need for business owners to review structures and plan ahead.Who Is Affected?Owners of trading companies/groups with assets above £1 million.Property investment companies already subject to IHT—this rule change doesn’t benefit or worsen their position.Mitigation & Planning StrategiesFamily investment companies (FICs)Growth and freezer sharesDiscretionary trustsGifting, sale acceleration, and succession planningCase-by-case: bespoke advice is essentialSection 24 & Incorporation for Property InvestorsSection 24 restricts mortgage interest relief for personally held property; incorporation can offer tax savings but must be weighed against capital gains and stamp duty costs.Comparative calculations are vital before transferring property into a company.Inheritance Tax Allowances Explained£325,000 nil-rate band per person, plus £175,000 residence nil-rate band (if passing main home to direct descendants).Married couples can combine for up to £1 million, but the rules are technical and not inflation-linked.Family Investment Companies (FICs)FICs provide flexibility in dividend planning, control, and succession.Can be set up new or by converting existing companies; often used in combination with trusts for asset protection.Smart Moves for Business OwnersAlphabet shares for flexible dividend planning.Utilise directors’ loan accounts, charge rent for company premises owned personally, and salary sacrifice schemes.SSAS pensions remain a powerful, underused tool.Planning for Exit or SaleEarly, proactive planning is essential—some reliefs require shares to be held for 24+ months.Options: third-party sale, management buyout, employee ownership trust (EOT), company purchase of own shares, or new holding company.EOTs: allow sale for 0% CGT if structured correctly, but success depends on a strong management team post-sale.Omar’s Experience & PodcastOver a decade in finance, founder of ASWATAX (Leicester & London).Hosts “Talking Tax Podcast,” covering EOTs, IHT, R&D, and more.Contact DetailsWebsite: www.aswatax.co.ukEmail: omar@aswatax.co.uk or taxadvisory@aswatax.co.ukPractical TipsDon’t delay—review your business and property structures now ahead of April 2026.Always seek bespoke, specialist advice before making structural tax decisions.Consider both current and future family/succession needs in your planning.Use comparative calculations to assess incorporation or restructuring benefits.Mention WealthBuilders if contacting Omar for tailored support.Resources MentionedJoin the Inheritance Tax Guide WaitlistWT103 - Employee Ownership Trusts w/ Chris BuddWT295 - The Exit Roadmap: How to Sell Your Business for Maximum Value w/ Chris SpratlingConnect with Us:Listen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform

In this episode, Kevin and Christian break down 21 practical ways to generate recurring income, drawing on the WealthBuilders “Seven Pillars of Wealth” framework. They explore both traditional and entrepreneurial strategies, offering actionable ideas for homeowners, business owners, investors, and anyone looking to build more reliable income streams. Whether you’re just starting your wealth-building journey or looking to diversify, you’ll gain fresh insights, real-life examples, and clear steps to help you take action and move closer to financial independence.Key TakeawaysThe Seven Pillars of Wealth:Understand the core asset classes—home capacity, pensions, investments, property, business, intellectual property, and joint ventures—and how each can generate recurring income.21 Practical Income Ideas:Learn actionable strategies within each pillar, from renting out a room in your home to leveraging intellectual property and collaborating on joint ventures.Traditional vs. Entrepreneurial Pillars:Discover the difference between “parked money” assets (like your home or pension) and proactive, entrepreneurial pillars (like business and IP) that can accelerate your path to financial independence.Customising Your Wealth Plan:Why you don’t need all seven pillars—just a focused approach on the ones that fit your skills, resources, and interests.Real-Life Examples:Hear stories from WealthBuilders members who’ve used these strategies, including creative uses of SSAS pensions, building property portfolios, and launching subscription businesses.Community & Collaboration:The power of learning from others, sharing ideas, and building wealth together within a supportive community.Episode HighlightsThe “light bulb moment” of seeing wealth through the lens of recurring incomeHow to assess your current income streams and spot new opportunitiesStep-by-step examples for each pillar, including:Home capacity: Rent-a-room, equity release, creative use of spacePensions: SSAS loanbacks, consolidating lost pensions, lending from your pensionInvestments: Dividend stocks, options trading, crowdfundingProperty: Rental income, commercial-to-residential, rent-to-rent strategiesBusiness: Subscription models, membership sites, gateway/affiliate businessesIntellectual Property: Books, courses, licensing, franchisingJoint Ventures: Referral income, strategic partnerships, collaborative dealsThe importance of taking action—choosing one or two strategies to startHow to avoid common pitfalls like “delegating into abdication” with your assetsResources MentionedWealthBuilders’ “Seven Pillars” frameworkWhat is a SSAS PensionGovernment pension tracing servicesConnect with Us:Listen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform

This week marks a major milestone for WealthTalk as Christian Rodwell and Kevin Whelan celebrate the 300th episode of the podcast. The duo reflect on six years and seven months of weekly episodes, share key listener stats, and discuss how WealthBuilders has evolved—and where it’s headed next. They highlight the importance of family, recurring income, and legacy, and preview upcoming changes in content and focus, including the impact of new inheritance tax rules and the growing relevance of women in wealth. Listeners are invited to join the conversation, share feedback, and help shape the future of WealthTalk.Key Topics CoveredCelebrating 300 Episodes:Launched in February 2019; over six years of consistent weekly content.Gratitude to loyal listeners, including some who have listened to every episode—twice!Top 3 Most Downloaded Episodes:How to Create a Family Trust Fund (Ep. 122, with Paul Brooks)From Zero to £20,000 a Month – A Property Journey (with Heather Smale)The Seven Pillars of Wealth (Kevin’s book and framework)WealthBuilders Philosophy:Wealth is about more than money: it’s about family, recurring income, community, and legacy.The importance of holistic and family-oriented financial planning, not just individual advice.Moving away from siloed, percentage-based advice toward fixed, results-driven fees.Looking Ahead:Upcoming focus on inheritance tax changes and their impact on families (April 2027).Plans for a new guide and waitlist for those affected: wealthbuilders.co.uk/iht.Increasing attention to women and wealth, especially in light of the generational wealth transfer.Embracing technological change: AI, digital currencies, and the evolving financial landscape.Community & Feedback:Listeners encouraged to provide feedback, suggest topics, and leave reviews (wealthbuilders.co.uk/reviews).Plans to feature more case studies, topical content, and diverse presenters.Legacy & Future Direction:WealthBuilders aims to help clients create, build, protect, and pass on wealth and wisdom.Focus on family charters, values, and genuine legacy planning for future generations.Practical TipsReview Your Family’s Financial Planning:Consider collective strategies for savings and investments to maximise benefits and reduce costs.Plan for Inheritance Tax:Stay informed about upcoming changes and take early action to protect your family’s legacy.Get Involved in the Community:Share your feedback, ask questions, and let the WealthBuilders team know what topics matter most to you.Leave a Review:Help WealthTalk reach more people by leaving a quick review on your favourite platform.Links & ResourcesJoin the Inheritance Tax Guide WaitlistLeave a ReviewTop 3 Most Downloaded Episodes:WT122 - How To Create A Family Trust Fund  - SSAS Pensions, what WB are well know for, and also Family directionFrom Zero to £20k/month w/ Heather Smail - interviewing successful entrepreneurs across business, property and investing[Bonus] AudioBook: The 7 Pillars of Wealth, Kevin Whelan - the core IP of WealthBuilders, taught in the Academy which we launched at the same time as the podcast early 2019Seven Pillars of Wealth BookQuotes“Wealth is not just about money—it’s about family, recurring income, and legacy.”“There’s a lack of wisdom being transferred to the next generation. We want to change that.”“Confused minds are the very fuel for a financial industry that tries to keep people in the dark. We want to bring clarity.”Connect with Us:Listen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform

In this episode, Christian Rodwell speaks with Tracy Hilliard about the unique challenges women face on the journey to financial independence. Tracy shares her personal transformation—from financial insecurity to independence in under five years—and discusses the societal, educational, and confidence-related barriers that often hold women back. The conversation also introduces the WealthBuilders for Women programme, designed to provide tailored support, education, and community for women ready to take control of their finances.Key Topics CoveredWhy Wealth-Building is Different for WomenThe impact of societal expectations and traditional rolesLack of confidence and financial educationThe gender pay and pension gaps, and their long-term effectsBarriers to Financial IndependenceGender pay gap: women earn on average 13% less per hourPension gap: women’s average pension pot is less than half men’s (£39k vs £84k)Women typically live longer, requiring more financial security in later lifeTracy’s Wealth JourneyStarted with limited financial knowledge and confidenceUsed the WealthBuilders process: mapped assets, consolidated pensions, and diversified investments (stocks, crypto, property)Achieved financial independence in under five years by focusing on asset income and recurring revenueLessons for Women in WealthThe importance of taking stock: knowing where your money and assets areBuilding confidence through education and community supportSimple steps like setting up ISAs and writing willsThe power of learning from others and asking questions in a supportive environmentIntroducing WealthBuilders for WomenA new programme in development, led by Tracy, focused on education, support, and connectionDesigned for women, shaped by women’s input and needsWaitlist now open: no commitment, just an opportunity to express interestPractical TakeawaysTake stock of your finances: list your assets, pensions, and savingsDon’t be afraid to ask “basic” questions—education is keyUse tax-efficient investment vehicles like ISAs, even with small amountsThe right community can boost your confidence and accelerate your resultsWriting a will is a simple but crucial step for protecting your wealth and familyCall to ActionIf Tracy’s story resonates with you and you’d like to be part of a supportive community focused on women’s wealth-building, join the waitlist for the WealthBuilders for Women programme.No cost, no commitment—just the first step towards your financial independence.Resources Mentioned:Join the Waitlist: WealthBuilders for WomenConnect with Us:Listen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform

In this week’s episode, we take a new approach—using AI to debate and unpack Kevin Whelan’s “The 7 Pillars of Wealth: Your Guide to Complete Financial Independence in the 21st Century.” Drawing on the WealthBuilders philosophy, we explore the actionable blueprint for building lasting wealth, why the old rules no longer work, and how anyone can start their journey to financial independence—regardless of their starting point.Key Topics Covered:The 21st Century Wealth ParadigmWhy wealth-building today is about more than just accumulating moneyThe shift from individual to collaborative wealth creationKevin Whelan’s Blueprint: The Pantheon AnalogyThe structure: a solid foundation, seven pillars, and a protective roofThe guiding principle: Never let a month go by without building wealthThe Foundation: Financial SmartnessFour key areas:Debt smart: Manage or eliminate debt strategicallyTax smart: Use tax advantages legally and intelligentlyBill smart: Optimise regular expenses to free up capitalSure smart: Protect your plan against the unexpectedThe Roof: The Three L’sLegal: Wills, trusts, and asset ownershipLegacy: Passing on wealth and purposeLegend: Sharing financial wisdom to build an enduring legacyThe 7 Pillars of WealthHome Equity – Leveraging your home as an asset, not just a liabilityPensions – Unlocking the power of pensions for current and future wealthInvestments – Building confidence and protecting against market volatilityProperty Portfolio – Beyond buy-to-let: creative property strategiesBusiness – Working on your business, not just in it, for maximum ROIIntellectual Property – Monetising your ideas and expertiseJoint Ventures – The power of collaboration to accelerate wealthThe New Financial RealityThe “triple whammy”: Demise of final salary pensions, unreliable state pensions, and low annuity ratesWhy the next generation faces new challenges—and opportunitiesMindset Shifts & Practical StepsThe importance of a personal “why” as your catalystThe new declaration of financial independence: Seven core values for WealthBuildersThe three stages of asset income: Security, Independence, AbundanceCommon Traps and How to Avoid ThemThe “five C’s”: Consumed, Capacity, Complexity, Confusion, CatalystWhy a multi-pillar mentor and strategic plan are now essentialPractical TakeawaysEvery financial decision should move you closer to building wealth—there are no neutral choices.Identify your “financial independence number”: the monthly asset income you need for the life you want.Embrace collaboration—joint ventures can unlock exponential growth.Focus on legacy: True wealth is about passing on values and wisdom, not just money.Take action: Decide “how much, by when?” and commit to your own journey.Resources Mentioned:Download 'The 7 Pillars of Wealth' eBook by Kevin WhelanConnect with Us:Listen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform

In this episode of WealthTalk, Christian Rodwell sits down with Paul Tinker, founder of the Construction Training Academy. Paul shares his journey from a disciplined career in the army to delivering over £300 million in construction projects and eventually launching a business focused on training and mentoring others in the property and construction sectors.Paul uncovers the biggest overlooked opportunities in the industry—emphasising the importance of business acumen over technical skill, and the value of bridging the gap between property developers and construction professionals. He introduces his “CLARITY” framework for project pricing and management, which has helped clients dramatically increase their project values and professionalism.Listeners will hear Paul’s practical insights on creating income streams beyond hands-on building, such as consulting, project management, and pre-construction services. He also discusses leveraging pensions for property investment, the critical role of mindset and community, and lessons learned from both failures and successes along his entrepreneurial journey.Paul’s story is a testament to the power of systems, resilience, and the willingness to pass on knowledge to others. The episode wraps up with actionable advice for newcomers to property or construction, ideas for building recurring income, and details on how to connect with Paul and his thriving community.Key Topics CoveredPaul’s Background:14 years in the army, then corporate construction managementDelivered over £300 million in projects, 3,000+ refurbishmentsTransitioned to entrepreneurship and training after seeing industry gapsOpportunities in Construction & Property:The biggest opportunity is becoming business-savvy, not just skilledThe gap between property developers/investors and construction professionalsImportance of bridging business and compliance for better project outcomesFrameworks for Success:Introduction to Paul’s “CLARITY” framework for project pricing and managementComplete inclusions, listed exclusions, assumptions, requirements, investment total, terms, and unique selling pointsReal-world example: Client increased average quote from £3k to £158k using this approachIncome Streams Beyond Building:How to generate income in construction/property without being hands-onConsulting, project management, pre-construction services, and working with estate agentsLeveraging pensions (SSAS) for property and business investmentMindset & Lessons Learned:Mindset, courage, and strategy as the keys to successCommunity and collaboration: Growing a 7,200+ member Facebook groupLearning from failures: The importance of market-testing before launching productsCareer & Life Lessons:Discipline and process from the army applied to businessThe entrepreneurial journey: From corporate to self-employed, overcoming setbacksThe importance of passing on knowledge and mentoring othersPractical Tips for Newcomers:Advice for those with capital but no time or experience:Hire a project manager/consultant, or invest in education tailored to your learning styleHow to select the right support and training for your goalsUpcoming Events & How to Connect:Free networking day: 30th August, Brecon BeaconsRetreat in Cyprus launching in 2027Best place to connect: Construction Training Academy Facebook groupActionable TakeawaysDon’t just focus on skills—develop business acumen for long-term successUse structured frameworks for pricing and project managementExplore recurring income streams like consulting and pre-construction servicesLeverage your pension for property investment opportunitiesMindset and community are as important as strategyAlways test demand before launching a new product or serviceResources Mentioned:Check out Paul Tinker’s website: https://www.constructiontrainingacademy.com/Connect with Paul on Facebook: https://www.facebook.com/constructionmasterclassFollow Paul on TikTok: https://www.tiktok.com/@paultinkerDownload the free Inheritance Tax Guide here: https://wealthbuilders.co.uk/IHTTake the Wealth Dynamics test here: https://www.wealthbuilders.co.uk/wealth-dynamicsSee if you qualify for a SSAS pension by filling out this form: SSAS Eligibility FormConnect with Us:Listen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform

In this episode, Christian and Kevin revisit the hot topic of the government’s proposed inheritance tax (IHT) changes affecting pensions from 2027. Following a surge in listener interest, they clarify what’s changed, who’s now responsible, and what practical steps listeners must take to protect their wealth and family.Key Discussion Points:Background:The government plans to tax pensions on death, a major shift from past policy.The responsibility for reporting and paying this tax will now fall on personal representatives (executors), not financial services companies.Why This Matters:Most executors are chosen for trust, not financial knowledge.Executors are now legally liable for getting it right – mistakes could mean personal financial penalties.Practical Risks:Many people don’t know where all their pensions are or which are taxable.Appointing a professional executor (like a bank) could cost families a significant portion of their inheritance, sometimes unnecessarily.Action Steps:Review your will and your choice of executors.Ensure your executor is financially savvy or has access to professional advice.Consolidate pensions where sensible for simplicity and clarity.Avoid defaulting to professional institutions as executors without understanding the costs.WealthBuilders’ Support:WealthBuilders is creating two practical guides:For those making a will (how to choose an executor)For executors (what their new responsibilities entail)Guides will be available soon at wealthbuilders.co.uk/IHT and wealthbuilders.co.uk/executorFinal Advice:Awareness is key: know your assets, your will, and your executor’s readiness.Take action now—don’t wait until it’s too late.Call to Action:Sign up for the forthcoming guides at wealthbuilders.co.uk/IHTReview your will and executor choicesShare this episode with anyone who has a pension and a familyContact WealthBuilders with questions or to book a call via the websiteResources Mentioned:Download our free guide on inheritance tax changes for pensions: wealthbuilders.co.uk/IHT Be the first to access our upcoming Guide for Executors — register your interest here: wealthbuilders.co.uk/executorCatch up on WealthTalks episode on IHT changes: How to Protect Your Pension from Inheritance Tax Changes Coming in 2027Connect with Us:Listen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform

In this episode, Christian Rodwell welcomes Chris Spratling—seasoned entrepreneur, advisor, and author of “The Exit Roadmap: The Insider’s Guide to Selling Your Business Profitably.” With over 30 years’ experience in scaling, buying, and selling businesses, Chris shares vital insights on preparing for a successful business exit, maximising value, and planning for life beyond the sale.Key Topics & TakeawaysChris’s Background & Relationship with WealthBuildersOver 30 years’ experience in business exits and scalingLongstanding collaboration with Kevin Whelan and the WealthBuilders communityThe Seven Pillars of Wealth & Business as a PillarImportance of integrating business, property, and intellectual property in wealth strategiesUsing SSAS pensions and commercial property for long-term planningWho Chris HelpsFocus on ambitious SME owners (turnover £2M–£30M)Chalk Hill Blue’s approach to scaling and preparing businesses for exitWhy Most Business Owners Struggle to Exit Successfully80% of personal wealth often tied up in the businessLess than 20% of businesses listed for sale actually sellCommon pitfalls: overestimating value, lack of preparation, misunderstanding buyer motivationsStages of Preparing for a Business ExitSeller Readiness: Clarifying motivations, financial needs, and post-exit plansBusiness Readiness: Building value through 10 key drivers (growth, scalability, recurring revenue, differentiation, reduced reliance on individuals/customers, strong processes, etc.)Process and Systems: Importance of automation, AI, and streamlining tasks to ensure business runs without the ownerQuick Wins for Business OwnersAssess current financial position and retirement gapUse Chalk Hill Blue’s free Exit Readiness Survey for personalised feedbackFocus on one or two value drivers for immediate impactThe Role of AI and AutomationEmbracing AI for efficiency, productivity, and future-proofing business operationsReal-world examples from Chris’s clients and his own accountancy practiceFamily Business TransitionsImportance of education and tailored succession planningCreating freedom and options before selling or stepping backTimeline for Selling a BusinessRealistic prep: 2 years to get “sale-ready,” plus 9–12 months to complete a saleMost deals involve staged payments and handover periodsFinding Buyers and Structuring the DealImportance of assembling a deal team (IFA, tax, legal, corporate finance)Different exit routes: trade sale, management buyout, employee ownership trust, family office, etc.Creating competition to maximise sale priceLife After ExitPlanning for the “next chapter” to avoid post-sale regret or loss of identityPractical TipsStart exit planning early—ideally at least 2 years in advanceFocus on building recurring revenue and reducing reliance on the ownerUse automation and AI to streamline processes and increase business valueEducate and engage the next generation for family business continuityAssemble a strong advisory team for the exit processResources MentionedGrab a copy of Chris Spratling's book: “The Exit Roadmap: The Insider’s Guide to Selling Your Business Profitably” Check if you are you truly ready to exit. Take the Exit Readiness Survey It's a free, personalised exit readiness report.Contact Chris:Chris Spratling on LinkedinChris Spratling WebsiteWT103 - Employee ownership trusts w/ Chris BuddWT38 - The 8 Drivers Of Business Value - Richard PerryConnect with Us:Listen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform

In this episode, Christian Rodwell sits down with insurance expert Josh Munt to explore the often-overlooked world of insurance for property investors, business owners, and professionals. Josh shares practical tips, common pitfalls, and actionable strategies to ensure you’re properly covered—without overpaying or leaving yourself exposed.Key Discussion PointsJosh’s Background & Core Audience:20+ years’ experience as a specialist insurance brokerFocus on property professionals and commercial clientsWhy Insurance Matters:The real purpose: making sure claims are paidWhy underinsurance is so common (76% of UK buildings are underinsured)Most Common Mistakes:Incorrect Rebuild Values:Many insure for market value, not rebuild costRebuild values have risen sharply post-COVID; regular reviews are essentialTools and affordable surveys for accurate valuationsTenant Type Disclosure:Changing tenants (e.g., from office to restaurant or social housing) alters riskNot notifying insurer can lead to denied claimsIgnoring Policy Conditions:Most skip reading policy wordings—key is to check ‘endorsements’ or ‘conditions’ sectionsFailing to meet conditions (like property inspections) can void coverPremiums vs. Cover:Why focusing solely on the cheapest premium can backfireImportance of tailoring cover to your real risksBenefits of Using a Specialist Broker:Tailored policies for unique risksWide market access and claims assistanceSupport for both property and business insurance under one roofInsurance Tips for Business Owners:Insure for loss of income, not just propertyConsider all eventualities: liability, legal expenses, cyber risksAdvice for Solopreneurs & SMEs:Cyber insurance is crucial for online businessesManual trades need robust liability coverProfessional indemnity for service providersWays to Lower Insurance Costs:Self-insure for small risks and increase excessBundle multiple properties under one policy for savings and simplicityFinal ThoughtsInsurance may not be the most exciting part of wealth-building, but as Josh explains, it’s one of the most critical. Failing to declare something or reviewing your cover too late could cost thousands. With the right advice, you can ensure you’re covered properly, avoid costly mistakes, and potentially save money in the long run. As a special bonus, Josh is offering a waived admin fee for WealthBuilders listeners who mention the podcast when they enquire.Resources mentioned in this episodeYour admin fee is waived! Simply mention WealthBuilders when you enquire to Insurance Desk.LinkedIn: Josh MuntConnect with WealthBuildersListen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform

In this inspiring Member Spotlight, Christian Rodwell talks to Bimbi Fernando, a transplant surgeon who joined WealthBuilders Academy in February 2021. Bimbi shares his journey from financial insecurity during the COVID-19 pandemic to achieving financial independence in 2024. He discusses the catalysts for change, the asset classes he focused on, the importance of education and community, and how he’s now using his experience to build a purposeful legacy.Key Topics CoveredCatalyst for Change: How the COVID-19 pandemic and personal experiences highlighted the need for financial security and protection for loved ones.Choosing WealthBuilders: The journey from property education to discovering the WealthBuilders community, and the support received from Kevin Whelan and Christian Rodwell.Financial Independence Roadmap:Moving from financial insecurity (despite a well-paid job and existing properties) to security and then independence.Leveraging property, investments, and innovative financial tools (e.g., Director’s Loan ISA) to build multiple streams of recurring income.Education and Support:The crucial role of education in understanding and managing risk.Value of coaching and accountability—special mention to Bimbi's Wealth Coach, Manish Kataria and the WealthBuilders community.Protection and Legacy:Revisiting wills, setting up trusts and powers of attorney to protect family and assets.Vision for purposeful retirement and building an “Institute of Kindness” to make a wider impact. Practical TakeawaysStart with Education:Don’t underestimate the value of learning and community support in your wealth-building journey.Diversify Income Streams:Combining property, investments, and innovative financial products can accelerate your path to independence.Plan for Protection:Ensure you have up-to-date wills, trusts, and powers of attorney in place as part of your financial plan.Leverage Community:Accountability and support from mentors and peers can make the journey less lonely and more effective.Purpose Beyond Independence:Achieving financial independence opens doors to legacy projects and giving back, such as Bimbi’s focus on kindness and purposeful retirement.Final ThoughtsBimbi’s story is a testament to the power of education, community, and taking action. For anyone considering starting their own journey, he encourages weighing the risks of inaction against the benefits of joining a supportive network like WealthBuilders. If it’s important enough, you’ll find a way to make it happen. Resources mentioned in this episodeBimbi Fernando's book on Kindness 'The Forgotten Compass: Discover the Life Secret to Allow You to Flourish Beyond Your 50s'Click here to know more about the Wheel of WealthConnect with WealthBuildersListen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform

In this week's WealthTalk episode, Christian and Kevin dive deep into the major changes coming to inheritance tax on pensions from April 2027. They explain how these changes impact UK pension holders, why awareness and action are critical, and practical steps to protect your legacy. The discussion covers the basics of inheritance tax, the new rules for pensions, the benefits of consolidating pensions, and how SSAS pensions can offer unique advantages for business owners and families. The episode is packed with actionable advice, real-life scenarios, and essential tips to help listeners safeguard their wealth for future generations. Key Takeaways:1. What’s Changing: From April 2027, pension assets will be included in your estate for inheritance tax purposes, potentially increasing tax bills for families.2. How Inheritance Tax Works: Understanding nil rate bands, residence nil rate bands, and how thresholds apply to individuals and couples.3. Why Consolidate Pensions: Multiple pensions can mean multiple fees and administrative headaches—consolidation can simplify estate planning and reduce costs.4. SSAS Pensions: How Small Self-Administered Schemes can offer flexibility, family involvement, and strategies to mitigate inheritance tax.5. Gifting Strategies: The difference between gifting from capital (subject to seven-year rule) and gifting from income (no seven-year rule).6. The Role of Wills & Trusts: Why pensions usually sit outside your will, and the importance of using trusts for life insurance and asset protection. Action Steps:Check your state pension status.Locate and consolidate your pensions.Learn about SSAS and its benefits for business owners.Review your estate planning, including wills, trusts, and powers of attorney. Building a Family Wealth Legacy: Involving the next generation, sharing financial wisdom, and using family wealth structures to maintain and grow assets. Practical Tips:1. Don’t wait until 2027—start reviewing and organising your pensions now.2. Put life insurance policies in trust to avoid unnecessary inheritance tax.3. Use SSAS pension features like loanback and earmarking to support family wealth and business growth.4. Download the Guide - Click here to join the waitlist for the upcoming step-by-step guide on inheritance tax and pensions.  Resources mentioned in this episodeDownload the Guide: Click here to join the waitlist for the upcoming step-by-step guide on inheritance tax and pensions.Connect with WealthBuildersListen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform

In this episode, Christian Rodwell welcomes Alex Norian (founder of IWN Accountancy) and Ben Lansdown (Director of Analytics, IWN Analytics) to discuss the evolving landscape for UK property investors and landlords.They explore the challenges of property portfolio management, regulatory changes, and how landlords can use data-driven tools to optimise performance and profitability.Alex and Ben introduce “Landlord Pulse,” a new analytics platform designed specifically for landlords, and explain how it empowers both new and experienced investors to make smarter decisions with real-time insights.Key Takeaways:Treat property investment as a professional business, not a passive sideline.Use data-driven tools to make timely, informed decisions.Benchmark your portfolio against local market data to spot opportunities or risks.Focus on both cash flow and long-term capital growth.Build relationships with professionals and peers to uncover new opportunities.Resources mentioned in this episode:Recurring Income Masterclass [Register Here]Landlord Pulse Demo BookingIWN AccountancyIWN AnalyticsAlex Norian [LinkedIn]Ben Lansdown [LinkedIn]Connect with WealthBuildersListen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform.

In this interview, Kevin Whelan and Manish Kataria delve into the intricacies of SSAS pension, exploring how it can serve as a powerful financial tool for business owners. They discuss the importance of taking action in financial planning, the benefits of collaboration in wealth building, and the implications of inheritance tax on financial strategies. The conversation emphasises the need for financial education and the potential of SSAS pensions to create wealth now, rather than just serving as a retirement fund. In this episode, Kevin speaks about the importance of recurring income, effective financial planning, and the significance of protecting wealth through wills and insurance.  Key Takeaways:Momentum is Better than Meditation: Don’t wait for the perfect time—take small actions now to build confidence and results.Nobody Will Ever Care About Your Money More Than You: Taking personal responsibility is at the heart of successful wealth-building.SSAS Pensions Offer Unique Control and Flexibility: Ideal for business owners looking to invest in property, business, or even lend to their own company.Keep It Simple: Simplicity in your finances and investment strategy often leads to better results than chasing complexity.Plan for Both Wealth Creation and Protection: Wills, powers of attorney, and insurance are essential tools for safeguarding your family’s future.Focus on Recurring Income: Building assets that pay you every month is the key to long-term financial independence. Resources Mentioned In This Episode:Manish Kataria (LinkedIn)Government Pension Tracing Service (for lost pensions)Connect with WealthBuildersListen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform.

Welcome to another insightful episode of Wealth Talk, where we explore the strategies, tools, and mindset shifts that help you build lasting wealth. This week, host Christian Rodwell is joined by Karen Williams, book mentor and founder of Librotas, who helps coaches, consultants, and business owners turn their ideas into impactful books that elevate their authority and attract new opportunities.Key Topics & Takeaways:The Real Value of a Book:Why books rarely make you rich from sales alone, but can transform your business as part of your wider intellectual property and personal brand. Who Should Write a Book?Ideal candidates, including entrepreneurs, coaches, consultants, and CEOs seeking to boost their credibility and open new opportunities. Karen’s Story:How publishing her first book changed her business, and why the process is both easier and more competitive today. Unexpected Opportunities:Real-life client stories—from global speaking gigs to film projects—that started with publishing a book. Practical Tips to Get Started:Why structure and planning are essential, overcoming “blank page syndrome,” and how to avoid overcomplicating the process. The ‘Smart Author’ Process:Karen’s step-by-step system for moving from idea to publication, including messaging, structure, writing, feedback, editing, and launch. Publishing Options Explained:A simple breakdown of self-publishing, hybrid, and traditional publishing—plus how to choose what’s right for you. Marketing Your Book:Building your list as you write, leveraging social media and podcasts, and using your network for a successful launch. The Role of AI:How tools like ChatGPT and Grammarly can support the writing and editing process—without replacing your unique voice. Karen’s Free Resource:Download Karen’s “9 Pieces of Content Hiding in Your Business” to help you uncover valuable content you already have. Summer Writing Challenge:Details on Karen’s upcoming writing challenge, including workshops, AI training, and group writing sessions to help you finally get your book done.Action Steps:Reflect: “How would you feel if you didn’t write your book?” Karen’s final advice is to consider the opportunity cost of waiting.Download Karen’s free resource: Get the “9 Pieces of Content Hiding in Your Business” —plus full details about the upcoming Summer Writing Challenge once they are availableLinks & ResourcesKaren Williams "9 Pieces of Content Hiding in Your Business" - Download hereKaren Williams LinkedIn: linkedin.com/in/karenwilliamslibrotasKaren Williams Facebook: facebook.com/librotasKaren Williams Instagram: instagram.com/karenwilliamslibrotasKaren Williams X(formerly Twitter): x.com/librotasConnect with WealthBuildersListen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform. 

Welcome to another insightful episode of Wealth Talk, where we explore the strategies, tools, and mindset shifts that help you build lasting wealth. This week, host Christian Rodwell is joined by Paul Green, a former airline pilot turned sales strategist, who now helps entrepreneurs grow their businesses by building genuine connections through WhatsApp.Key Topics & Takeaways1. Paul’s Entrepreneurial JourneyFrom losing his pilot job during the pandemic to launching a resilience training business.Creative outreach with Lego and QR codes led to unexpected NHS conversations and a £3M contract offer.2. Why WhatsApp?92% of the UK population uses WhatsApp.Achieves up to 95% open rates—far surpassing email and phone.It’s where real conversations and relationships happen.3. Sales & Marketing ‘Flight PlanAdapting aviation principles: Takeoff (initiate), Cruise (nurture), Landing (close the sale).Automation should enhance—not replace—the human experience.4. Humanising Your MessagingUse video, voice notes, and even selfies for personal, authentic touchpoints.Don’t over-polish—background noise and informal messages build trust.5. WhatsApp in ActionCase studies: Schools sending personalised videos, event/webinar invitations, and ongoing client updates.Dramatic improvements in webinar attendance and lead engagement when using WhatsApp over email.6. Automation & AIStart manually, then layer in automation for speed (e.g., instant replies to new leads).AI can help with FAQs, but always offer a route to a real person.7. Common MistakesTrying to sound too corporate or scripted.Failing to respond quickly—speed is critical for conversions.8. Paul’s WhatsApp PlaybookFree resource: Campaign templates, strategies, and a walkthrough webinar.Available at clientfunnels.co.uk—download triggers a WhatsApp conversation with Paul.9. Paul’s Challenge to ListenersMessage 10 people on WhatsApp in the next 10 minutes and see what happens!Links & ResourcesPaul Green LinkedIn: linkedin.com/in/paul-green-foPaul's Playbook: clientfunnels.co.uk/wealthPaul on Facebook: facebook.com/paul.greenldPaul on Instagram: instagram.com/paulgreenIdConnect with WealthBuildersListen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your Wealth Building Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform.

Welcome to another insightful episode of WealthTalk, where we explore the strategies, tools, and mindset shifts that help you build lasting wealth. This week, host Christian Rodwell is joined by Jon Rumens, founder of FocusMe, a powerful tool designed to help individuals and businesses master their time, block distractions, and supercharge productivity.Key Topics Covered:The Time Trap: Why distractions and poor time management are the #1 reason people struggle to build wealth.Jon’s Wealth-Building Story: How joining a Property Mastermind inspired Jon to set up a SSAS pension and invest in property and business ventures.Birth of FocusMe: Jon’s frustration with digital distractions led him to build FocusMe—a robust tool that blocks time-wasting sites and helps users stay on task.Recurring Income & Freedom: Jon’s transition from side hustle to full-time entrepreneur, and why recurring income is key to flexibility and financial independence.ReclaimTime for Teams: How Jon expanded his focus tool for businesses, enabling organisations to track digital behaviour, support employee wellbeing, and boost productivity.Practical Tips for Listeners: Jon shares actionable strategies for reclaiming your time, including focus blocks, starting with one habit at a time, and using tech tools to automate discipline.Special Offers: WealthTalk listeners get a 2-week free trial of FocusMe and 20% off their first subscription (use code: WealthTalk). Businesses can try ReclaimTime free for 30 days.Why This Matters for WealthBuildersTime is your most valuable asset. Whether you’re an ambitious employee, solopreneur, business owner, or property professional, mastering your schedule and eliminating distractions is critical for building wealth. Jon’s story and solutions align perfectly with the WealthBuilders philosophy: leverage your assets, systemise your habits, and focus on what matters most.Key Quotes“It kind of puts your discipline on autopilot.” – Jon Rumens“The best strategy for changing habits is to focus on one thing at a time.” – Jon Rumens“Recurring income gives you the freedom to be your own boss.” – Jon Rumens Resources Mentioned:FocusMe – Productivity and Focus AppWealthBuilders – Personalised Wealth PlansCoupon Code: WealthTalk (for 20% off FocusMe subscription)Connect with Us:Subscribe to WealthTalk on Spotify, Apple Podcasts, or your favorite podcast platform.Follow us on YouTube and join the conversation.For WealthBuilders members, access exclusive resources through the Wealth Hub.Next Steps On Your Wealth Building Journey: Ready to reclaim your time and accelerate your wealth journey? Try FocusMe today and let us know your results!Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!