Millennial Money Mindset: If you want the fruits you need the roots

Enough! How much is enough? Our economic measure is no longer fit for purpose. GDP measures everything except what makes life meaningful. We need to question for unlimited growth model we are current following as it is a path to ecological and economic disaster. Have we lost our connection with nature? How can we find a new path to progress working with nature rather than against nature? A path that treats people as if they mattered. This is the first part of chapter 11 from my book Millennial Money Mindset: If you want the fruits you need the roots. It was a chapter I was almost too scared to publish It is the final episode for season 3 of the Millennial Money Mindset podcast Please listen today

What are Fleas and what are Elephants when investing? We find out in today's podcast. We give away my 5 best books for money mindset. Why our behaviour around money is more important than the technical aspect of investing. What is the 80/20 principle? Listen today

What are the five biggest mistakes people make when? Learn to avoid these mistakes to save you money, time and reduce your stress with money Are you suffering from the fear of missing out with investing? This is the first (of five) most common mistakes that people make today.  What mistakes are you making?  Find out by listening to this podcast episode today

What are the five best investing tips to reduce stress around money? Simple things you can do today to improve your finances now and in the future. Money worries topped a poll amongst 25-39 year olds (Millennials) recently. Why are credit cards so bad for both your long term wealth and mental health? 5 tips to improve financial well being. These five tips given in this podcast aims to reduce your worry and stress around money and improve your money mindset.  Listen today  

Join us for this fascinating Millennial Money Mindset podcast episode on personal finance, and investing, and discover your financial independent number! Discovering your Financial Freedom Number! Financial independence is achieved when your passive income through investment, property income or your pensions covers your living expenses. How much is enough to be financially free? With talk of raising the state pension age to 71, now is the time to take control of your finances and become financially self reliant. Sound interesting? Knowing your financial freedom number. 1) Imagine if you could pursue passions without financial constraints. 2) Being financially self-reliant will reduce financial stress. 3) Make decisions based on preferences, not financial necessity. These are some of the benefits of becoming financially independent. Join us for this podcast by clicking the link below listen NOW. #event #finance #economy #education #financialindependent #investing #pension

🎙️ Join host Neil Doig in a captivating episode of the Millennial Money Mindset podcast as he takes you on a thrilling expedition through the world of investing wisdom. In this episode, Neil unravels the coveted 10 investing principles that have the potential to redefine your financial journey. 📈 Discover the art of steering clear from emotional pitfalls and making rational investment decisions that stand the test of time. 💼 Dive into the world of automating your investments and witness how consistent efforts can lead to substantial financial gains effortlessly. 🌐 Explore the power of diversification as Neil unravels the strategy to spread your investments across various sectors, minimizing risks and maximizing potential returns. ⏳ Embrace the perspective of patient investing and compound growth, letting your wealth flourish over the long term. 📊 Neil Doig shares his insights on navigating through market volatility, providing you with a toolkit to stay steady in the face of uncertainty. 📚 Elevate your financial knowledge as Neil discusses invaluable resources and expert advice that can empower you to make informed investment choices. 🚫 Bid farewell to FOMO-driven decisions and embrace a well-calculated approach that prioritizes steady progress over impulsive choices. 🛑 Neil emphasizes the beauty of simplicity in your investment strategy, helping you avoid the pitfalls of overcomplication. 🔄 Adaptability takes center stage as Neil guides you through the process of making timely adjustments to your investment plan, ensuring it stays aligned with your goals. Benefits of Listening: Tuning into this insightful episode means you'll: ✅ Unlock Time-Tested Strategies: Gain access to proven investment principles that can pave the way for financial success. ✅ Navigate Market Volatility: Equip yourself with techniques to confidently steer through market ups and downs, leveraging uncertainty to your advantage. ✅ Cultivate a Resilient Mindset: Learn to keep emotions in check, make informed decisions, and stay focused on your financial goals. ✅ Boost Financial Literacy: Benefit from expert insights and resources, enhancing your financial IQ and guiding your investment choices. ✅ Forge a Secure Financial Future: Implement the power of automation, diversification, and patience to create a path toward enduring financial prosperity. Don't miss out on the opportunity to transform your approach to investing. Tune in now and embark on a journey with Neil Doig to unleash the potential of these 10 investing principles!

🔑 Unlock Your Financial Success with Diversification! 🔑 Are you ready to take charge of your financial future and achieve lasting prosperity? Look no further! In this must-listen Millennial Money Mindset podcast, we reveal the powerful strategy of diversification and how it can propel your personal finances to new heights. 💼 Invest Wisely: Discover the art of allocating your money effectively between different assets. From property investments to the stock market, we'll guide you through the essentials of making informed financial decisions. 🏡 Real Estate Riches: Learn how to leverage the property market to build a solid foundation for wealth accumulation. Discover key tips and tricks for successful property investments that generate passive income streams. 💹 Mastering the Stock Market: Explore the exciting world of stock market investments. We'll demystify the jargon and equip you with the knowledge to navigate the markets confidently, ensuring the best returns on your investments. 💰 Safeguard Your Future: While investing is essential, keeping cash in reserve is equally crucial. Learn the importance of having an emergency fund to protect yourself during unforeseen circumstances and maintain financial stability. 🚀 Your Path to Financial Freedom Starts Here: Don't let uncertainties hold you back from securing your financial future. Take the first step towards achieving financial freedom by mastering the art of diversification. Don't miss out on this opportunity to elevate your financial know-how and gain a competitive edge in the world of investing. Hit that play button and start your journey to a brighter financial future today! Remember to like, subscribe, and share this video with others seeking financial success.   #investing #PersonalFinance #Diversification #FinancialFreedom #PropertyInvestments #StockMarket #EmergencyFund #WealthBuilding #FinancialSuccess

7 Things I Wish I Knew About Investing Before I Started, In this episode of Millennial Money Mindset, we delve into the essential insights that can transform your financial journey and put you on the path to success. Imagine the impact of gaining these valuable nuggets of wisdom before you began your investment journey. By tuning in, you can avoid costly errors that many beginners make, saving you both time and money. No longer will you be haunted by the fear of making the wrong choices or losing hard-earned funds due to lack of knowledge. The benefits of this knowledge are immeasurable. You'll gain a newfound sense of peace of mind, knowing that your investments are grounded in sound principles and backed by proven strategies. By following what works and avoiding what doesn't, you'll be equipped with the tools to make informed decisions, even in unpredictable market conditions. I have been investing for over 20 years of investing.  This means you'll receive invaluable advice from someone who has been through it all.  By embracing these insights, you'll experience a remarkable shift in your investment approach. The anxieties that once accompanied investing will dissipate, replaced by a sense of empowerment and confidence. You'll be able to set realistic financial goals and watch them come to fruition over time, all while enjoying the excitement of watching your money grow. So, whether you're a seasoned investor looking to refine your strategies or a beginner eager to embark on the right foot, this episode is tailor-made for you. Listen, learn, and embrace the Millennial Money Mindset to transform your financial future. Get ready to discover the keys to success in investing, avoiding costly mistakes, enjoying peace of mind, and saving precious time along the way! Listen NOW!

Join us on "Millennial Money Mindset" as we delve into the crucial topic of "Dangers of Debt - Securing Your Financial Future." In today's fast-paced world, debt has become an ever-present challenge, burdening our financial well-being and disrupting our dreams for a prosperous future. The statistics for personal debt levels in the UK have raised alarm bells, with the average household debt reaching a staggering £15,385 (excluding mortgages) as of September 2021, according to The Money Charity. In this episode, we will explore the far-reaching consequences of debt and its impact on our peace of mind and long-term goals. Together, we'll understand how this financial strain can hinder our progress and potentially prevent us from realizing our aspirations. But fear not! This podcast aims to empower you to reclaim control over your financial situation and conquer debt once and for all. We've designed a comprehensive step-by-step program that will guide you through practical strategies to tackle debt head-on. From insightful methods to curbing spending habits to understanding the intricacies of compound interest, we'll equip you with the essential knowledge and tools to navigate your way out of debt more efficiently. Moreover, we'll introduce you to the powerful snowball method—a proven technique for repaying debts strategically, helping you build momentum as you strive towards financial freedom. Don't let debt hold you back any longer. Tune in to "Millennial Money Mindset" and unlock the secrets to secure your financial future. By implementing our financial guidance and adopting a resilient mindset, you'll be well on your way to a brighter and more financially stable tomorrow. Press play and listen to this important podcast topic

Financial Freedom Unlocked: Discover the 5 Essential Money Accounts You Need Today. Are you ready to take control of your finances and secure your financial future? In this game-changing video, we reveal the 5 essential money accounts that you absolutely need to have in your financial arsenal. From maximizing your tax-efficient savings with an ISA, to building a robust pension for retirement, and even exploring the exciting world of trading, we've got you covered. Wondering how to make the most of your hard-earned money? Confused about the different types of accounts you should have? Curious about the benefits of investing in an ISA or setting up a pension? 1️⃣ Unlock Financial Security: Discover the power of strategic money management and how it can transform your financial situation. 2️⃣ Tax-Efficient Saving: Learn how an ISA can help you grow your money while enjoying tax advantages. 3️⃣ Future-Proof Your Retirement: Get insights into setting up a pension account to ensure a comfortable and worry-free retirement. 4️⃣ Explore Exciting Investment Opportunities: Dip your toes into the world of trading and explore potential avenues for growing your wealth. 5️⃣ Expert Tips and Insights: Benefit from expert advice, tips, and best practices to make informed financial decisions. Join us as we break down the essentials, share valuable insights, and provide step-by-step guidance on setting up these key money accounts. Don't miss out on this golden opportunity to take charge of your financial journey and create a brighter, more secure future. 🎯 Hit that play button now and start your journey towards financial freedom! 🔔 Don't forget to like, subscribe, and hit the notification bell to stay updated with our latest financial tips and insights. Let's embark on this transformative journey together! Millennial Money Mindset: Financial Independence and Retire Early, Investing and Personal Finance Educating and inspiring better investing. Getting your money working harder through education, experience and better knowledge about investing. Invest your money by learning about personal finances, the stock market, tax incentives, increasing saving and getting more for your money. Millennial Money Mindset was the Financial Times shortlisted book written by Neil Doig. Millennial Money Mindset was also a best selling book on Amazon. Neil Doig Founded Money Tipps as he didn't agree with the high fees financial advisers were charging. Money Tipps (Tax, Investing, property, pensions, savings) is a money coaching and EdTech (education technology) company and their main aim is to get you closer to financial independence and retire early. Founder of Money Tipps Neil Doig has over 20 years investing experience includes working as a Chartered Shipbroker, trading commodities for a FTSE 100 company and a qualified financial adviser. My book Millennial Money Mindset was shortlisted by the Financial Times in 2018 Watch videos on investing, personal finance, business, book reviews, side hustle and entrepreneurship today   #investing #markets #risk #education #money #stockmarket #moneymatters #longtermthinking #flying #money #mindset #moneymindset #millennials #millennialmoney #neildoig #risk #lifelonglearning #millennialmindset #investor #isainvestment #isainvest #oxfordentrepreneur #londoninvestor #oxfordinvestor #londonentrepreneur #investing #moneytipps #moneytips #moneycoach

Welcome to the Millennial Money Mindset podcast, where we empower you to revolutionize your money mindset and embark on a transformative journey towards financial freedom! Join our monthly gatherings as we bring together a vibrant community of like-minded individuals who are ready to take control of their personal finances and achieve their financial goals. In each episode, we delve into the insightful and highly acclaimed book, "Millennial Money Mindset," and explore the strategies and principles that will guide you on the path to financial independence. Our expert presenters will share practical techniques, cutting-edge technologies, and time-tested tips that will enable you to put more money in your pocket, carve out more time in your day, and ultimately enhance your overall well-being. Discover the secrets to reducing stress and worry by strategically dividing your money between three key pillars: land, business (stock market), and keeping some cash in reserves for emergencies. These insights will equip you with the tools you need to increase your wealth, reclaim your time, and experience true happiness in your life. Tune in to our podcast and join our Millennial Money Mindset Membership to gain access to an abundance of value and actionable takeaways that will transform your financial future. Don't miss out on this incredible opportunity to achieve financial freedom and live life on your own terms.

Are you interested in discovering a fresh approach to investing that goes beyond the usual advice or financial guidance? Join us as we explore a new concept called Spiral Dynamics and its impact on smart investing. In this episode of Millennial Money Mindset podcast, we'll guide you through a fascinating journey of understanding how different countries are positioned at various economic levels. By tapping into this knowledge, you can gain an advantage when making investment decisions. We'll bring you engaging conversations with experts from diverse fields, helping you grasp the connection between societal development and investment opportunities. Whether it's emerging markets or established economies, we'll show you how to identify untapped potentials and thrive in your investment strategy. We'll dive into cultural, social, and psychological factors that shape investment landscapes globally. By embracing this collective understanding, you'll be equipped to navigate the complexities of our rapidly changing world. Whether you're an experienced investor seeking fresh perspectives or a newcomer curious about the psychology of finance, our podcast simplifies Spiral Dynamics and empowers you with practical insights. Join us as we unlock wealth in a changing world and discover new opportunities for financial growth.

Welcome to "Millennial Money Mindset," where we're about to crack open the fascinating world of politics and investing! In this episode, we demystify the overlooked connection between politics and your financial success. Get ready to unlock the secrets that lie within the political square and discover the incredible benefits of understanding politics for your investment decisions. We guide you through the labyrinth of political landscapes and financial markets. You'll gain a newfound appreciation for how government decisions and policies can impact your investments, opening doors to exciting opportunities or presenting unexpected challenges. Armed with this knowledge, you'll be equipped to make informed and strategic investment choices. But there's more to explore! We'll delve into the intriguing concept of the political square—a powerful yet rarely discussed tool for understanding the intersection of politics and finance. You'll learn how this framework can help you navigate the complex web of political dynamics and assess the potential risks and rewards associated with specific policy decisions. Embracing the world of politics holds tremendous benefits for your financial journey. By understanding the political landscape, you can identify emerging trends, anticipate regulatory shifts, and seize investment opportunities before they become mainstream. We will share practical tips and insights on how you can leverage your understanding of politics to make better-informed investment decisions. Not only will you gain a deeper understanding of the political forces shaping the investment landscape, but you'll also develop a heightened awareness of how your investments can influence political outcomes. Discover the power of aligning your financial goals with your political values, and learn how your investments can become a vehicle for positive change in society. Are you ready to crack the code? Join us in this exhilarating episode of "Millennial Money Mindset" as we unravel the mysteries of the politics-investing connection. Get ready to unleash your financial potential and embark on a transformative journey where politics becomes your secret weapon for investment success.

Get ready to unlock the secrets to get more money into your pocket, time in your day and happiness in your life. In today's captivating discussion, we delve into the transformative magic of meditation  Join us as we explore the fascinating scientific reasons behind the effectiveness of meditation. Discover how this ancient practice not only cultivates a sense of calm and inner peace but also rewires your brain, leading to enhanced focus, creativity, and improved decision-making abilities. Prepare to be amazed as we unravel the remarkable benefits backed by cutting-edge research. In this episode, we go beyond theory and reveal practical techniques that can help you incorporate meditation into your daily routine. In this episode of Millennial Money Mindset we share our personal meditation journey, unveiling the specific methods and strategies they've found most effective.   As we explore the profound impact of meditation on your financial well-being, you'll discover how it can create a positive ripple effect, leading to increased productivity, better time management, and ultimately more money in your pocket. Learn how meditation can help you tap into your inner wisdom, fostering clarity and focus, which are essential for making wise financial decisions and achieving your goals.  We'll delve into how meditation can enhance your overall well-being, reduce stress, and improve your relationships, leading to a harmonious and balanced existence.   So, whether you're a seasoned meditator or just starting out, this episode is packed with practical tips and insights that will take your meditation practice to new heights. Are you ready to unlock the key to more money, time, and happiness in your life? Tune in to "Millennial Money Mindset" and embark on a life-changing journey today. Let's dive in and embrace the incredible magic of meditation together!  

Are You Guilty of These 7 Deadly Sins of Investing? Find Out Now on Millennial Money Mindset Podcast In the Millennial Money Mindset episode titled "The 7 Deadly Sins of Investing", where we discuss the biggest money mistakes that people make when starting investing. If you're interested in personal finance, investing, saving, spending, and education, this podcast is for you. Join us as we dive deep into the seven common mistakes that many new investors make, and learn how to avoid them. We'll cover everything from not having a clear investment strategy to letting emotions guide your investment decisions. We'll also explore how to identify and overcome these pitfalls, so you can make informed and profitable investment decisions. Whether you're just starting out or have been investing for years, this episode is packed with valuable insights and practical tips to help you avoid these common mistakes and achieve your financial goals. So tune in to the Millennial Money Mindset podcast and learn how to develop a winning investment strategy and avoid the seven deadly sins of investing. Listen NOW

Slash Your Energy Bills and Take Control of Your Finances: Unveiling the Surprising Reasons Behind Rising Costs and Oil Companies' Huge Profits - Learn How to Save Today! Are you tired of seeing your energy bills skyrocket every month? Have you ever wondered why oil and energy companies continue to make huge profits while you struggle to pay your bills? If so, you're not alone. The truth is, there are several reasons why your energy bills have risen in recent years. Factors such as increasing demand, rising fuel costs, and outdated infrastructure all contribute to the problem. And while oil and energy companies do indeed make significant profits, it's important to understand that these companies also face significant costs and risks in their operations. But here's the good news: you don't have to continue paying through the roof for your energy bills. By taking some simple steps to reduce your energy usage, you can save money and invest in your own financial future. From adjusting your thermostat to using energy-efficient light bulbs, there are plenty of strategies you can use to lower your energy bills and keep more money in your pocket. So if you're ready to take control of your personal finances and start saving on your energy bills, be sure to check out our latest video. We'll share tips and tricks for reducing your energy usage, explain why energy costs have risen, and give you the tools you need to start investing in your financial future today. Don't miss out on this valuable information - watch now and start saving today!

Welcome to the Millennial Money Mindset podcast! In this episode, we dive into the world of entrepreneurship with 10 valuable business mindset tips. Join us as I discuss the best lessons I have learned as an entrepreneur who has learned these lessons firsthand over the last five years. Whether you're just starting out with a side hustle or looking to take the leap into full-time entrepreneurship, this episode is packed with practical advice and actionable tips to help you succeed. From mastering the art of time management to learning the importance of networking and making a profit , you'll discover how to set yourself up for success and avoid common pitfalls along the way. With insights on everything from mindset and motivation to marketing and finances, this episode is the ultimate guide to starting and growing a successful business. So, grab a pen and paper and get ready to take some notes as we explore the 10 most important lessons for anyone with a business idea. Don't miss out on this invaluable advice - tune in to the Millennial Money Mindset podcast now!

In this episode of Millennial Money Mindset, we explore the importance of saving and how it affects our financial well-being. In this comprehensive episode, we will discuss the latest interest rate changes and their impact on your savings, and provide you with practical tips for making saving easier. You'll learn why so many of us struggle with saving and how to overcome these challenges by prioritizing your future and making it a priority. We'll start by discussing the importance of saving and why it's critical to your financial well-being. You'll learn how saving allows you to build a safety net, plan for the future, and make important purchases like buying a home or funding your retirement. Whether you're just starting your savings journey or have been saving for years, this episode has something for everyone. Next, we'll dive into the latest interest rate changes and how they will impact your savings. You'll learn why it's important to keep an eye on interest rates and adjust your savings strategy accordingly to maximize your growth. We'll also provide you with practical tips for making saving easier, including automating your savings by setting up a direct deposit, creating a budget and sticking to it, and finding ways to reduce your expenses. Lastly, we'll discuss why so many of us struggle with saving and how to overcome these challenges. You'll learn why saving can feel like a sacrifice and how to resist the temptation to spend your money on things that bring immediate pleasure. This episode is your ultimate guide to saving and building a solid financial foundation. By mastering your finances, you'll be able to achieve your financial goals and secure your future. Don't miss this opportunity to take control of your finances and become a savings expert. Listen now!

Get ready to take control of your finances in 2023! On this episode of Millennial Money Mindset, we're diving into the future of the economy and the impact it will have on your personal finance journey. From the latest trends and forecasts, we'll break down the opportunities, threats, strengths, and weaknesses that lie ahead. Join us as we explore what 2023 holds for investing, saving, and growing your wealth. Neil Doig the founder of Money Tipps and the author of Millennial Money Mindset will share their tips, financial guidance and strategies for maximizing your financial potential in the new year. Whether you're just starting out or a seasoned pro, this episode is a must-listen for anyone looking to make the most of their money in 2023. Don't miss this opportunity to stay ahead of the game and take your personal finance to the next level. Tune in now and start preparing for a successful and prosperous 2023! Listen NOW!

In this episode of Millennial Money Mindset, we're talking about the power of habits and how they can impact our personal finances and investing strategies. One of the biggest benefits of having good habits is that they can help us achieve our goals more easily and efficiently. For example, if you have a habit of regularly saving a certain percentage of your income, you'll be more likely to reach your savings goals. Similarly, if you have a habit of regularly investing a certain amount of money, you'll be more likely to reach your investment goals. Another benefit of good habits is that they can help us make better decisions. When we have a habit of regularly checking our bank account and budget, for example, we're more likely to stay on top of our spending and avoid overspending. Additionally, when we have a habit of regularly researching and studying different investments, we're more likely to make informed decisions and avoid costly mistakes. It's important to note that good habits are not only beneficial for our finances but also for our overall well-being. Habits such as exercise, meditating, and getting enough sleep can improve our physical and mental health, which in turn can help us be more productive and make better financial decisions. In conclusion, developing good habits can greatly benefit our personal finances and investing strategies. By regularly saving, investing, and monitoring our spending, we can achieve our financial goals more easily and make better financial decisions. Additionally, by incorporating habits that promote our physical and mental well-being, we can improve our overall health and well-being.