Which?

It's been over a decade since pension reforms were introduced, giving us more freedom and flexibility to choose how to access our retirement savings. But how to access your money isn't the only decision you'll need to make - you'll also need to choose when to access your pension. In the final episode of our four-part podcast series, we discuss the options you have for accessing your money - including buying an annuity and going into drawdown - and what to consider when deciding on the best time to retire. Which? Money editor Jenny Ross is joined by experts from across the industry, as well as people at different stages of retirement planning. Read more of our pensions news and advice on our website & sign up for our retirement planning newsletter Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine

Whether or not you shop at Tesco, you’ll probably know about its Clubcard membership scheme. In recent years, the programme has given users access to lower prices - that is if you’re aged 18 or over. We think that’s wrong. In this episode, Which? senior researcher Ellie Simmonds joins us to analyse the news that, after years of our campaigning, Tesco is looking to remove the age restriction that has barred under-18s from accessing loyalty prices. We’ve twice withheld Which? Recommended Provider status from Tesco over this issue. Plus, our annual survey of the best and worst supermarkets has just dropped, so we reveal who the winners and losers are for in-store and online shopping. Read our reviews of the best and worst supermarkets on our website & sign up for our free weekly Money newsletter More analysis of Tesco's statement can be read on our website Get in touch with us via email - podcasts@which.co.uk Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine

When looking for a new car, many of us don't look beyond the list price. But annual maintenance costs needs to be taken into consideration.In this podcast, we reveal the result of our annual survey into maintenance costs, and reveal some of the most and least reliable car brands on the market.Plus, your fuel type can impact your yearly outlay. We've crunched the numbers to find out how each type compares, from EVs, to petrol cars and everything in between.Read all of our car reviews on our website & sign up for our free Cars newsletterTry out our car reliability tool on our websiteGet in touch with us via email - podcasts@which.co.ukPodcast listeners can get 50% off an annual Which? membership

With accidental damage making up nearly half of all car insurance claims, do you know what your policy actually covers you for?In this episode of Which? Shorts, we reveal the providers and policies we recommend after teaming our in-depth research with feedback from real-life policy-holders.Plus, with the recent rise of self-described ‘essentials’ policies, we explain why we've had our doubts about how much cover they really offer.Read our reviews of the best car insurance companies on our website & sign up for our free Money newsletterBecome a Which? member for 50% off the usual price

The principle behind the state pension is simple: that most people will get a regular payment from the government to help fund their retirement once they reach a certain age. But the decisions that need to be made about its future are more complicated. In the third episode of our four-part podcast series, we look at what determines the amount of state pension you get and how you could boost your payments - plus how the growing cost to the government could change the way the system works in future. Which? Money editor Jenny Ross is joined by experts from across the industry, as well as people at different stages of retirement planning. The final episode in the series will be released next Monday. Read more of our pensions news and advice on our website & sign up for our retirement planning newsletter Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine

Being an executor for a loved one who has recently died can be a stressful task at an already difficult time. But you can learn lessons from those who have taken on the role before.In this episode, Which? researcher Holly Lanyon tells us what she found when speaking to executors, and what tips they’d share to people who are lined up for the role in the future.Plus, from the Which? Legal team, James Buchan explains why it's important for executors to be organised and the penalties that you could incur if you do things wrong. Read more advice on how to be a good executor on our website & sign up for our free weekly Money newsletterGet in touch with us via email - podcasts@which.co.ukPodcast listeners can get 50% off an annual Which? membershipBecome a Which? Money member to access 1-to-1 guidance and receive the Money magazine

Range anxiety is often cited as one of the main reason why people don't want to buy an electric vehicle, but with facilities improving, will you be choosing an EV this year? In this podcast, we're joined by our cars researcher Dino Buratti who talks through the pros and cons of electric cars, from public charging and efficiency, to reliability and cost. Plus, our cars editor Will Stapley shines a light on the taxes you could face, and how our reviews of cars can help you choose the right model for you. Read all of our car reviews on our website & sign up for our free Cars newsletterFind our which cars are eligible for the government EV grant & read our reviews of the best car insurance companiesGet in touch with us via email - podcasts@which.co.ukPodcast listeners can get 50% off an annual Which? membership

Getting work done in your home can be a lot of upheaval, but there’s work you can do beforehand to get exactly what you want.In this episode of Which? Shorts, we speak to homeowners to find out how they want to improve their home, as well as trusted traders who share their advice to help you get it right first time.Making the right changes to your home could add anywhere up to 10% to the value of your property.Read more about how a kitchen renovation could add value on our website & sign up for our free Home newsletterBecome a Which? member for 50% off the usual price

Recent research from pension company Standard Life found that almost half of UK adults don’t know how much is in their pension. Even if you do know exactly how much you’ve saved so far, the bigger challenge is gauging how much you’ll eventually need. In the second episode of our four-part podcast series, we discuss the three retirement living standards set by Pensions UK to give you an idea of how much you can expect to spend over the course of a year. We also look at how much you might need in your pension to reach these annual incomes, as well as what you can do to boost your retirement savings, whatever your age. Which? Money editor Jenny Ross is joined by experts from across the industry, as well as people at different stages of retirement planning. The remaining episodes in the series will be released weekly on Mondays.Read more of our pensions news and advice on our website & sign up for our retirement planning newsletterPodcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine

The government has announced that it's replacing the lifetime Isa with a new savings product specifically to help first-time buyers. But what will it look like?In this episode, we’re joined by our mortgages and property expert Sam Wilson who outlines what the Lisa is, how it’s helped first time buyers, but also how it’s hampered certain house-buyers from accessing the government bonus because their property was too expensive.The new account will only be targeted towards first-time buyers, removing the element of the Lisa that helps those save for retirement. Rachel Vahey from AJ Bell shares her concerns that the self-employed will need more support to save money for later life.Read our reviews of the best lifetime Isas on our website & sign up for our free weekly Money newsletterGet in touch with us via email - podcasts@which.co.ukPodcast listeners can get 50% off an annual Which? membershipBecome a Which? Money member to access 1-to-1 guidance and receive the Money magazine

Getting into a cab without a driver behind the wheel may be commonplace in the US and China, but now Great Britain wants to get in on the act.In this episode of Which? Shorts, we explain how three tech giants are battling to get their cars on British streets, and tell you what a country with driverless cars on our roads will look like.But how widespread and accessible robotaxis are to become will depend on which company wins the race to get its motors on our streets.Read more of our cars news on our website & sign up for our free Cars and Tech newslettersBecome a Which? member for 50% off the usual price

No matter how far away you are from retiring, you’ve probably given some thought to how you’ll spend your time when you get there. But thinking about how you’ll afford that dream retirement lifestyle isn’t quite as much fun. In the first episode of our four-part podcast series, we go back to basics to explain how a pension differs from a normal savings account, and how you can best prepare your finances for the future. Which? Money editor Jenny Ross is joined by experts from across the industry, as well as people at different stages of retirement planning. The remaining episodes in the series will be released weekly on Mondays. Read more of our pensions news and advice on our website & sign up for our retirement planning newsletter Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine

It used to be the case that a scammer had to physically steal your card if they wanted your money. But that’s no longer the case. In this episode, our scam expert Faye Lipson joins us to tell us the story about how her card was used by fraudsters despite it still sitting inside her wallet. She explains how it was possible, thanks to a little-known process that banks offer by default to make banking as convenient as possible. Read Faye's full story on our website & sign up for our free weekly Money newsletter Get in touch with us via email - podcasts@which.co.uk Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine

Technology has developed at a vast rate of knots since the turn of the century, what with tech waking us up in the morning, playing our favourite music, guiding us on our daily commutes and providing light entertainment when we need a pick me up - sometimes just one product can do all those things - but what’s the most important tech of the 21st century? Members of the Which? Tech team drew up a shortlist of what they thought to be the best inventions and innovations since 2000 - then ranked them to come up with the Which? countdown. Join us as we reveal what tops our list. Rank your favourite 15 products on our website & sign up for our free Tech newsletterBecome a Which? member for 50% off the usual price

Octopus Energy has been a Which? Recommended Provider eight years in a row. But does it still rule the roost when it comes to gas and electricity in 2026?In this episode of Which? Shorts, we reveal which providers we've awarded the coveted Which? Recommended Provider endorsement to, and explain how people like you helped feed into our research and analysis into gas and electricity suppliers.Plus, even if you're happy with your supplier, you may still be able to get a cheaper deal.Read the reviews of each energy provider we reviewed on our website & sign up for our free Home newsletterBecome a Which? member for 50% off the usual price

For most of us, the headline rate of a mortgage deal is likely what we focus on the most. But not paying attention to the fee could leave you paying too much. In this episode, we’re joined by Which? Money journalist Sam Wilson who shares his new analysis into mortgage fees. He set out to find how it differs for first-time buyers, home movers and those looking to remortgage, and how the market compares to a year ago. Plus, David Hollingworth from L&C Mortgages shares his advice on what to look for when taking out a mortgage to ensure it fits your personal circumstances. Read Sam's full piece on our website & sign up for our free weekly Money newsletter Use our mortgage repayment calculator to compare costs Get in touch with us via email - podcasts@which.co.uk Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine

If you've had the January blues and have already started to seek out your next holiday, you may well have read a list or two similar to this already. But our round-up is a bit different. We accept no freebies, and as you’d expect, we’ve taken a more thoughtful approach to compiling our list. All the destinations are genuinely better or easier to visit in 2026. From the surprising safest country in the Americas, to a destination closer to home which is aiming to attract those interested in space travel, these places should be on your hit list for the year ahead. Read our full list of destinations for 2026 & sign up for our free Travel newsletter Become a Which? member for 50% off the usual price

Staying fit and healthy as we grow older can seem difficult, especially in a world of misinformation. But are there any tried and tested methods to help us stay in good physical condition?To mark the end of this series of our health and wellbeing podcast, we hosted our first ever live episode in front of an online audience to get expert advice from some familiar and trusted names in the health industry.In this episode, presenter Lisa Webb was joined by: Dr Nighat Arif, family GP specialising in women’s health; Kate Lawler, radio and TV presenter and Sunday Times best-selling author; Sophie Medlin, founder of CityDietitians; and Shefalee Loth, public health nutritionist at Which?.Read more of our health news and advice on our website & sign up for our free monthly Healthly Living newsletterIf you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership.

The self assessment tax return deadline is fast approaching, but once January 31st has come and gone, all eyes will be on the government’s new Making Tax Digital scheme - the new process for sole traders and landlords to keep on top of what they owe. In this episode, we’re joined by Which? Money journalists Ruby Flanagan and Matthew Jenkin who outline what the change means in practice, how it will work, and discuss whether or not it will make the process easier. Plus, having both been freelance before, they share their tips on how to keep on top of your paperwork across the year to make filing your return easier in the future. Read our guidance on how to fill in a tax return & sign up for our free weekly Money newsletter See the list of 10 tax return mistakes you need to avoid & find out which self-employed expenses you can claim Get in touch with us via email - podcasts@which.co.ukPodcast listeners can get 50% off an annual Which? membershipBecome a Which? Money member to access 1-to-1 guidance and receive the Money magazine

The numbers don't lie. More and more flights are being plagued by disorderly passengers. But is alcohol the only cause?In this episode of Which? Shorts, we speak to passengers, cabin crew, and researchers to find out why air travel is being more frequently disrupted by intoxicated, violent or unruly passengers. Alcohol is a big reason why, but other factors also play a part and they all add up to make air travel less enjoyable for many. Read more of our latest travel news & sign up for our free Travel newsletter Become a Which? member for 50% off the usual price