Money & You with Michelle Perkins

Ep 221: The Energy of Money: How Alignment Creates Money Flow

Ep 320: The Million Dollar Mistake Most Investors Don’t Even Know They’re Making

Ep 219: “Confidence, Courage, and Cash Flow: The Mindset That Changes Everything”

Ep 218: “Overthinking holds you back. Action moves you forward.”

Ep 217: Your Knowledge Is an Asset: Turn What You Know Into 24/7 IncomeSpecial Guest: Justin Allan Montgomery

Ep 216: Should You Really Take Social Security at 62? The Truth Behind the Numbers

Ep 215: Give Now, Decide Later? The Power of Donor Advised Funds  Special Guest: John BromleyFor more information visit https://limitfreelife.com/

Ep 214: Why Financial Literacy Is a Social Justice Issue

In the podcast episode of "Money & You," host Michelle Perkins and her guest, Brian Herriot (author, speaker, business coach and financial advisor), discuss how to emphasize the pursuit of time freedom even before financial independence. We typically hear that financial freedom brings us time freedom. What if we flip that script? Our guest suggested that a fulfilling work-life balance earlier can lead to better financial outcomes later, while enhancing your life now. The speakers explore how entrepreneurial skills can help individuals navigate their financial situations and the significance of understanding one's money personality. They highlight the generational shift in attitudes towards work, with younger individuals seeking autonomy and flexibility in their careers. The episode underscores the need for practical financial planning and the importance of making proactive decisions about one's career and finances. This discussion is crucial as it addresses common financial obstacles and encourages listeners to rethink their approach to money and work, ultimately aiming for a more fulfilling life. 00:01 - Mindset and money connection 09:16 - Deciding to pursue freedom first20:28 - Understanding money personalities32:20 - Generational perspectives on work37:50 - Book insights and resources The host suggests that individuals should prioritize achieving time freedom first, as it can lead to financial freedom, rather than solely focusing on financial independence as a distant goal.The podcast highlights that many entrepreneurial individuals enjoy their work and may not have a clear plan for retirement activities, suggesting that they should explore different lifestyles and interests before fully retiring. Money personalities refer to the different ways individuals relate to and manage money.  They emphasize the importance of understanding one's money personality to improve financial habits and make informed decisions.Key Takeaways:  Decision-Making:Making a conscious decision to pursue time freedom can lead to new opportunities and ideas.Work and Passion:Finding work that you love and making it great can enhance overall satisfaction and financial success.Financial Awareness:  Understanding your money personality can help you manage finances better and avoid pitfalls.Planning for Retirement:  It's essential to have a plan for what you want to do in retirement, rather than just focusing on financial accumulation.Contact Brian: Listeners are encouraged to visit http://timefreedombook.com to learn more about Brian and to purchase books.Use the code "Michelle" for a special offer on the audiobook.___________________________________________________For more tools and conversations about money mindset, practical tips, confidence, and financial empowerment…Subscribe to the “Money & You With Michelle Perkins” Podcast:ApplePodcastsPlease rate & review and share the show with friends and family who want to feel more confident and in control of their financial lives—it really helps us!Join the Limit Free Life Community & Blog: https://limitfreelife.com/newsletterLearn more about Michelle Perkins: https://limitfreelife.comLinkedIn: Michelle M. Perkins MBA on LinkedInInstagram: @livealimitfreelifeYouTube: Michelle Perkins – Limit Free Life

In the podcast episode of "Money & You," host Michelle Perkins engages with entrepreneur and coach Katrina van Oudheusden, former chef and now CEO of Truth Bomb Marketing. Katrina focuses on the unique challenges faced by female entrepreneurs. The discussion centers on the physiological, hormonal, and emotional differences between men and women in business, particularly regarding productivity and financial management. Katrina emphasizes the importance of understanding women's rhythms and how they impact business operations, advocating for a shift in mindset towards productivity that aligns with women's energy cycles. The conversation highlights the need for women to feel safe in their business environments and to prioritize self-care and intention over traditional goal-setting. Katrina introduces her program, "Create Her Business Rewire," aimed at helping women design marketing strategies that resonate with their experiences. This episode is significant as it addresses the often-overlooked aspects of women's experiences in entrepreneurship, advocating for a more supportive and understanding approach to business that acknowledges their unique needs. The insights shared aim to empower women to thrive in their businesses while fostering a healthier relationship with money.00:01 - Mindset and money connection 05:56 - Women in business dynamics15:25 - Understanding women's energy cycles25:00 - Planning for safety and success36:58 - Financial structure essentials42:26 - Automating financial strategies How does Katrina suggest women can improve their productivity in business?Katrina suggests that women should align their tasks with their energy cycles, particularly their infradian rhythm, which affects their productivity throughout the month. By planning tasks according to their energy levels, women can work more effectively and feel less overwhelmed.Katrina refers to 'time safety' and 'financial safety' as the need for women to feel secure in their time management and financial decisions. This includes planning for rest and reflection, as well as having a clear understanding of their financial structures to avoid the chaos often associated with running a business.What role does intention play in women's business planning according to Katrina?Katrina highlights that women prefer to set intentions rather than goals when planning their business activities. This shift in language helps women feel more aligned with their objectives and allows them to create a more personalized and fulfilling business strategy.Katrina points out that many entrepreneurs lack proper financial education and support. She advocates for a structured approach to managing income, suggesting that entrepreneurs should have a financial advisor and a clear plan for how to allocate their earnings, rather than treating their business finances as chaotic or secondary.Key Takeaways:Women can thrive in business by embracing their unique cycles and understanding their bodies.- Productivity should be redefined to align with women's energy levels and natural rhythms.- Financial literacy is crucial for entrepreneurs; understanding where money goes is essential for sustainable success.- Planning for rest and self-care is as important as planning for work and productivity.- Setting intentions rather than goals can lead to a more fulfilling and successful business journey.Contact Katrina:Truthbombmarketing.comCreatHER Money Revolution SummitFor more tools and conversations about money mindset, practical tips, confidence, and financial empowerment…Subscribe to the “Money & You With Michelle Perkins” Podcast:Apple PodcastsPlease rate & review and share the show with friends and family who want to feel more confident and in control of their financial lives—it really helps us!Join the Limit Free Life Community & Blog: https://limitfreelife.com/newsletterLearn more about Michelle Perkins: https://limitfreelife.comLinkedIn: Michelle M. Perkins MBA on LinkedInInstagram: @livealimitfreelifeYouTube: Michelle Perkins – Limit Free Life

In this podcast episode, host Michelle Perkins engages in a discussion with financial advisor Morgan E. Nichols, is a financial advisor and author of "Intentional Legacy." She is passionate about helping individuals and families align their financial choices with their core values and create a meaningful legacy. Focusing on the relationship between mindset and money management. The conversation emphasizes how financial challenges often stem from one's mindset and habits, highlighting the importance of aligning wealth with personal values. They explore concepts like "Intentional Legacy," which encourages individuals to think beyond mere financial accumulation and consider the impact of their financial decisions on their families and communities.They discuss the significance of regular financial check-ins, referred to as "money dates," and the necessity of understanding one's financial history to foster better money habits. The speakers stress the importance of clarity and intentionality in financial planning, advocating for a mindset of "progress, not perfection." This episode provides actionable insights for individuals seeking to improve their financial well-being and legacy, emphasizing that financial planning is deeply intertwined with personal values and emotional well-being.00:01 - Mindset and money connection 10:47 - Establishing money habits19:31 - Values and financial progress24:60 - Clarity and peace of mind32:48 - Legacy through family lessons40:02 - Saving strategies for future45:42 - Intentional living and planning The podcast covers  the importance of teaching children about money and instilling values related to giving back, suggesting that financial education and legacy planning should involve family participation to foster understanding and shared values.Advocating for intentionality in financial planning, they encourage individuals to regularly assess their financial habits and align their spending and saving with their core values. They suggest practices like 'money dates' to maintain awareness and make conscious financial decisions.The 'old story, new story' exercise involves reflecting on one's past beliefs about money and creating a new narrative for the future. This exercise is important as it encourages individuals to contemplate their financial mindset and make intentional changes that can lead to improved financial outcomes.Key Takeaways:  Mindset Matters: Our internal narratives about money can significantly influence our financial behaviors and decisions.- Progress Over Perfection: Emphasizing the importance of making incremental improvements rather than striving for perfection in financial planning.- Legacy Building: Financial choices today can create a lasting legacy for future generations.- Clarity and Peace of Mind: Gaining clarity in financial planning leads to peace of mind and confidence in decision-making.Contact: Morgan E. Nichols, CFP®, APMATM, CRPCTM, BFATMPrivate Wealth Advisor | Chief Executive OfficerLifeBranch Wealth Partners | lifebranchwealth@ampf.comA private wealth advisory practice of Ameriprise Financial Services, LLCFor more tools and conversations about money mindset, practical tips, confidence, and financial empowerment…Subscribe to the “Money & You With Michelle Perkins” Podcast:Apple PodcastsPlease rate & review and share the show with friends and family who want to feel more confident and in control of their financial lives—it really helps us!Join the Limit Free Life Community & Blog: https://limitfreelife.com/newsletterLearn more about Michelle Perkins: https://limitfreelife.comLinkedIn: Michelle M. Perkins MBA on LinkedInInstagram: @livealimitfreelifeYouTube: Michelle Perkins – Limit Free Life

In this episode of the Money & You Show, Michelle Perkins talks financial planning with her guest, Jennifer Strong CFP® AEP® a seasoned financial planner who has personal experience in navigating severe financial challenges and now helps others to do the same.  The conversation emphasizes the importance of adapting financial strategies at different life stages and the necessity of regular communication between clients and advisors. The speakers highlight the emotional aspects of financial planning, including the stress associated with money management and the significance of estate planning and insurance.The episode underscores the need for financial advisors to understand their clients' broader life circumstances, as these can significantly impact financial decisions. The discussion also touches on the varying relationships individuals have with money, suggesting that what works for one person may not work for another and we do not need to fit ourselves into a box This episode provides insights into the complexities of financial planning, encouraging listeners to actively engage with their financial advisors and reassess their financial strategies regularly. The conversation reflects contemporary issues in financial planning.00:05 - Introduction to financial planning 08:48 - Adapting to life changes17:27 - Understanding financial complexity30:14 - The importance of insurance36:56 - Personal relationships with money Jennifer believes that effective financial planning, including insurance, provides peace of mind, allowing individuals to focus on enjoying life rather than worrying about financial uncertainties. Jennifer has personally experienced significant life changes that have influenced her understanding of financial planning, allowing her to relate to clients on a deeper level.Key Takeaways:Financial planning is not a one-time event but an ongoing process that requires regular communication and adjustments.- Personal experiences can greatly enhance a financial planner's ability to empathize with clients.- Life changes like divorce or job loss necessitate a reevaluation of financial strategies to ensure they remain effective and relevant.- Understanding the intricacies of investments and retirement accounts is crucial, especially for those later in life.- Estate and insurance planning are essential components of a comprehensive financial strategy.- Each individual's relationship with money is unique, and it's important to respect and support clients in their financial journeys.Contact Jennifer Strong, CFP® AEP®Financial Advisor, Principaljennifer@katecapitalgroup.comhttps://katecapitalgroup.com(805) 418-7552 Office____________________________For more tools and conversations about money mindset, practical tips, confidence, and financial empowerment…Subscribe to the “Money & You With Michelle Perkins” Podcast:Apple PodcastsPlease rate & review and share the show with friends and family who want to feel more confident and in control of their financial lives—it really helps us!Join the Limit Free Life Community & Blog: https://limitfreelife.com/newsletterLearn more about Michelle Perkins: https://limitfreelife.comLinkedIn: Michelle M. Perkins MBA on LinkedInInstagram: @livealimitfreelifeYouTube: Michelle Perkins – Limit Free Life

In the first podcast episode of 2026, host Michelle Perkins and her guest Deborah Pardes, discuss the importance of play in our lives, and its potential, surprising benefits for personal and professional growth. The guest emphasizes the need to prioritize play as a means of enhancing well-being and creativity. She’s the founder of “The Payfull Society,” which brings people together IRL to explore how engaging in playful activities, such as games, can help individuals shift their perspectives, alleviate stress, and foster new ideas, even in challenging areas like finances and relationships.The conversation highlights the concept of the "Playfull Society," a community initiative aimed at encouraging people to integrate play into their daily lives. The speakers reflect on their experiences with games, noting how they can serve as a valuable tool for personal development. This discussion is significant as it advocates for a cultural shift towards valuing play, suggesting that it can lead to greater happiness and productivity. The episode underscores the idea that play is not merely leisure but a vital component of a fulfilling and creative life.00:01 - Introduction to The Playfull Society 06:16 - Prioritizing play in life19:06 - Transformative power of play24:34 - Value of playful perspectives38:17 - Creating a playful space44:17 - Incorporating play into business “The Playfull Society” was inspired by the host's experiences with literature and the interplay between achievement and reward systems, particularly in relation to how people prioritize play in their lives.The podcast discusses how engaging in play can help individuals shift their perspectives, reduce stress, and foster creativity, which can lead to new strategies for tackling personal and professional challenges.Many individuals struggle with feelings of guilt or the belief that play is less valuable than other activities, often feeling pressured by schedules and responsibilities that make it difficult to engage in playful activities.The podcast suggests that play can serve as a therapeutic outlet, allowing individuals to calm their nervous systems, gain new insights, and approach problems with a fresh perspective, ultimately benefiting their mental health.Key Takeaways-Play is Essential: Incorporating play into our daily lives can lead to improved mental health, creativity, and problem-solving abilities.Transformative Experiences: Engaging in playful activities can help individuals shift their perspectives and approach challenges with a fresh mindset.- Community Matters:  Building a supportive community around play can enhance the experience and provide valuable connections.- Play and Money: The connection between play and financial decision-making, highlighting how a playful mindset can lead to better strategies for managing money.Connect with Deborah:  ThePlayfullSociety.comFor more tools and conversations about money mindset, practical tips, confidence, and financial empowerment…Subscribe to the “Money & You With Michelle Perkins” Podcast:Apple PodcastsPlease rate & review and share the show with friends and family who want to feel more confident and in control of their financial lives—it really helps us!Join the Limit Free Life Community & Blog: https://limitfreelife.com/newsletterLearn more about Michelle Perkins: https://limitfreelife.comLinkedIn: Michelle M. Perkins MBA on LinkedInInstagram: @livealimitfreelifeYouTube: Michelle Perkins – Limit Free Life

In this episode of the "Money & You" podcast, host Michelle Perkins speaks with Shauna A. Wekherlie, considered to be in the Top 1% of Tax Strategists in the USA, MTax, CTC, CTP, CTS, specializing in Business Tax Strategy & Real Estate. The “Tax Goddess” has saved over $2.03 BILLION in Taxes for her clients.  A strategic CPA (with a masters in tax) and a great sense of humor, she provides valuable information about the critical role of tax strategy in financial planning. The discussion emphasizes that many money issues stem from mindset and habits, particularly regarding taxes, where significant savings are often overlooked in favor of more exciting or understandable financial topics. Shauna shares insights on the importance of working with a knowledgeable tax strategist to maximize tax benefits and avoid leaving money on the table. She advocates for a proactive approach, suggesting that individuals set aside 15% of their gross revenue for tax-related savings to ensure they are prepared for opportunities and obligations. The conversation highlights the need for financial education and the value of aligning with professionals who can provide strategic guidance. This episode is particularly relevant as it approaches the end of the year, a critical time for tax planning. The importance of understanding tax strategies is underscored as a key component of achieving financial independence.00:01 - Introduction to money mindset 06:48 - Maximizing tax strategies legally20:31 - Profit first accounting explained31:11 - Importance of tax strategists40:28 - Collaborating with tax professionals Having a tax strategist is significant because they keep up with the latest tax rules and can provide tailored strategies that help individuals maximize their financial opportunities. The podcast addresses the misconception that all tax strategies are known and utilized by CPAs, emphasizing that many individuals leave money on the table by not fully understanding or leveraging available tax strategies. Traditional CPAs may not offer true strategic advice.The podcast clearly articulates how taxes are a significant piece of the wealth puzzle that many overlook. Shauna and her team can open up a world of new options, especially for entrepreneurs.Contact the Tax Goddess: taxgoddess.comLinkedIn: linkedin.com/in/taxgoddessFor more tools and conversations about money mindset, practical tips, confidence, and financial empowerment…Subscribe to the “Money & You With Michelle Perkins” Podcast:Apple PodcastsPlease rate & review and share the show with friends and family who want to feel more confident and in control of their financial lives—it really helps us!Join the Limit Free Life Community & Blog: https://limitfreelife.com/newsletterLearn more about Michelle Perkins: https://limitfreelife.comLinkedIn: Michelle M. Perkins MBA on LinkedInInstagram: @livealimitfreelifeYouTube: Michelle Perkins – Limit Free Life

In the podcast episode of "Money & You," host Michelle Perkins engages in a discussion with Shannon Ryan, a CFP, author, speaker and behavioral finance advocate shares insights from her experience and her book "Your Money Has Feelings." Shannon is known for helping people heal money wounds and transform their money story with confidence, clarity and emotional awareness. The conversation centers around the emotional aspects of money management, emphasizing that financial issues often stem from one's mindset and personal history. They explore how beliefs and experiences shape individuals' relationships with money, highlighting the importance of recognizing and addressing these underlying issues to foster a healthier financial outlook.The episode underscores the significance of understanding one's emotional responses to money, the impact of consumer debt, and the necessity of conscious spending. It also touches on the challenges faced by individuals, particularly students burdened with debt, and the importance of having a cash reserve. This discussion is crucial as it aims to empower listeners to break negative financial patterns and cultivate a more positive relationship with money, ultimately leading to a more fulfilling life. The conversation reflects ongoing concerns about financial literacy and emotional well-being in personal finance.00:01 - Understanding money mindset 09:05 - Emotional connections to money22:43 - Facing financial fears29:54 - Balancing values and spending40:15 - Navigating debt and investments47:17 - Emotional responses to finances Key Takeaways:Shannon Ryan emphasizes that our relationship with money is deeply emotional and influenced by our thoughts, feelings, and past experiences. She suggests that understanding these emotional aspects is crucial for developing a healthier relationship with money.Negative beliefs about money can create a cycle of fear and limitation, leading individuals to make poor financial decisions. These beliefs often stem from past experiences and can prevent people from recognizing opportunities for abundance.Consumer debt is portrayed as a significant burden that can lead to stress and a compromised life. The discussion highlights the importance of managing debt and understanding one's financial situation to avoid falling into deep consumer debt.The podcast suggests that individuals can shift their mindset by recognizing and addressing their fears and expectations around money. This involves becoming aware of negative thought patterns and learning to make conscious spending decisions that align with their values.Having a cash reserve is emphasized as a crucial safety net that can alleviate stress and provide financial security during unexpected situations, and allow individuals to respond more effectively to financial challenges.Connect with Shannon:Watch her Tedx talk: https://www.youtube.com/watch?v=LtQBW2hCDYcContact her: linkedin.com/in/shannonryan2Grab her book: Your Money Has Feelings For more tools and conversations about money mindset, practical tips, confidence, and financial empowerment…Subscribe to the “Money & You With Michelle Perkins” Podcast:Apple PodcastsPlease rate & review and share the show with friends and family who want to feel more confident and in control of their financial lives—it really helps us!Join the Limit Free Life Community & Blog: https://limitfreelife.com/newsletterLearn more about Michelle Perkins: https://limitfreelife.comLinkedIn: Michelle M. Perkins MBA on LinkedInInstagram: @livealimitfreelifeYouTube: Michelle Perkins – Limit Free Life

In this podcast episode of "Money & You," host Michelle Perkins discusses career transitions and the importance of mindset in navigating job changes. The conversation features guest Katrice A. Miller, an attorney and career coach, who shares insights on preparing for career shifts, emphasizing that many individuals are currently reevaluating their job satisfaction and have been since the pandemic.Katrice is an award winning, highly recognized speaker delivering workshops and keynote talks that impact and inspire her audience. Drawing from her own journey and decades of experience, she equips individuals with practical tools to strengthen their leadership presence, overcome adversity, and achieve lasting career success.She is the founder of Corporate Consulting Group, LLC, helping  high-achieving professionals build careers with purpose, power, and the pay equity that reflects their true value and worth. She equips her clients with the tools they need to build dynamic personal brands and elevate their leadership presence to achieve extraordinary career success. The podcast  highlights the significance of finding meaningful work and the necessity of pivoting rather than viewing a situation as a failure. They stress the importance of storytelling in interviews and adapting to modern job search strategies, including leveraging AI and networking effectively. Storytelling is emphasized as a critical skill for presenting oneself effectively in interviews, as it helps candidates articulate their experiences and problem-solving abilities in a relatable manner.Highlights:Katrice rebuilds client's self-assurance, crushes imposter syndrome, and equips them to re-enter the market with authority and purpose, after layoffs. She reveals insider strategies to get noticed by employers and have recruiters contacting you.Katrice teaches how to own the interview process, communicate value clearly, and convert interviews into offers—even in highly competitive markets.As a seasoned labor and employment attorney, she shows candidates exactly how to negotiate for more—and win.The discussion underscores the evolving nature of job applications, where quality connections and personal branding on platforms like LinkedIn are crucial. This episode is important as it addresses the challenges many face in today's job market, offering practical advice for those seeking fulfillment in their careers.00:01 - Finding fulfillment in work 07:32 - Embracing career transitions14:29 - Quality job search strategies24:53 - Mastering interview storytelling33:04 - Leveraging AI in job search39:35 - The power of networking49:12 - Monetizing your passion Key TakeawaysFinding fulfilling work is crucial for overall happiness and life satisfaction.- Career transitions can be approached strategically, leveraging past experiences.- Quality connections and storytelling are essential in the modern job market.- Embracing technology, including AI, can enhance job search efforts.- Networking should be viewed as a way to build relationships rather than a transactional process.Learn More About Katrice Here:Keynote Page & Testimonials: Premier Keynote Speaker and Corporate Compliance Trainer   LinkedIn Profile: linkedin.com/in/katricemillerFor more tools and conversations about money mindset, practical tips, confidence, and financial empowerment…Subscribe to the “Money & You With Michelle Perkins” Podcast:Apple PodcastsPlease rate & review and share the show with friends and family who want to feel more confident and in control of their financial lives—it really helps us!Join the Limit Free Life Community & Blog: https://limitfreelife.com/newsletterLearn more about Michelle Perkins: https://limitfreelife.comLinkedIn: Michelle M. Perkins MBA on LinkedInInstagram: @livealimitfreelifeYouTube: Michelle Perkins – Limit Free Life

Ep 205: The Power of Your Past: Transforming Everyday Experience Into Career Gold

Ep 204: Escape the Clock: How to Retire Early on Your Terms

On today’s eye opening podcast, Michelle hosts Mike Milligan, the Founder of 1.oak Financial, a virtual financial planning firm that prioritizes each client’s individuality. He built the firm to combat the “Paralysis Penalty,” a pattern of one-size-fits-all financial advice that leaves people unprepared for Wall Street, insurance, and markets. Mike brings 30 years of experience, a specialized industry degree, and insights from big banks and insurance firms to deliver personalized strategies that protect and grow wealth. He's a Certified Financial Planner, current adjunct professor at Old Dominion University, host of the ‘Ideas by Mike” podcast and “The One of a Kind Financial Show,” and author of two books: The “One of a Kind Financial Plan” and “Retirement Déjà Vu.”Mike discussed the importance of fostering a healthy relationship with money, emphasizing that many individuals feel unprepared or intimidated by financial planning. They illustrated how common beliefs about money can hinder financial success. The conversation also touched on the need for open discussions about finances, particularly among women, who often engage less in these conversations compared to men.They agreed that financial advisors should focus on facilitating dialogue rather than merely providing recommendations. This discussion aims to empower individuals to take control of their financial futures, essential for overcoming obstacles and achieving financial independence.00:05 - Building a healthy money mindset 19:13 - Recognizing financial patterns24:60 - Foundations of wealth creation36:34 - The power of money conversations Key Takeaways:Emotional Underpinnings: Recognizing that financial decisions are often driven by underlying beliefs and emotions rather than just numbers.Breaking the Cycle: Strategies to overcome the "Deja Vu" feeling of repeating past financial mistakes.Engagement is Key: The importance of having open discussions about money to foster understanding and growth with advisors.Personalized Financial Planning: The need for tailored financial strategies that align with individual goals and lifestyles.For more tools and conversations about money mindset, practical tips, confidence, and financial empowerment…Subscribe to the “Money & You With Michelle Perkins” Podcast: Apple PodcastsPlease rate & review and share the show with friends and family who want to feel more confident and in control of their financial lives—it really helps us!Join the Limit Free Life Community & Blog: https://limitfreelife.com/newsletterLearn more about Michelle Perkins: https://limitfreelife.comLinkedIn: Michelle on LinkedInInstagram: @livealimitfreelifeYouTube: Michelle Perkins – Limit Free Life

In this episode of the "Money & You" podcast, host Michelle Perkins engages with Laura Rehbein, a certified financial planner and author of "Fearless Finance." The discussion centers on the psychological and emotional aspects of money management, particularly in the context of retirement planning. Laura shares insights from her 30 years of experience, emphasizing the importance of addressing financial uncertainty and the behavioral challenges that often paralyze individuals from making informed decisions. The conversation highlights the complexities of financial planning, including estate planning and the need for a holistic understanding of one’s financial situation. This episode aims to empower listeners by providing practical tools and reassurance on how to navigate their financial futures, ultimately fostering a healthier relationship with money. The episode contributes to ongoing dialogues about financial literacy and preparedness in an increasingly complex economic landscape.00:01 - Introduction to fearless finance 06:52 - Understanding money mindset15:03 - Estate planning essentials26:02 - Behavioral finance insights36:20 - Emotional aspects of finance45:35 - Conclusion and resources Key Takeaways:  Emotional Awareness: Recognizing the psychological barriers to financial decision-making is crucial for overcoming uncertainty.Proactive Planning: Preparing for retirement and estate planning can provide peace of mind and financial security.Communication is Key: Regular discussions with financial advisors can help clients feel more empowered, informed and positive about their financial futures.Education and Empowerment: Building confidence in financial literacy is essential for making informed decisions.Laura is dedicated to helping professionals and retirees gain clarity in their financial lives. As author of “Fearless Finance”, a practical guide aimed at empowering individuals to approach retirement with confidence, she is making an impact and sharing her wisdom.For more tools and conversations about money mindset, practical tips, confidence, and financial empowerment…Subscribe to the “Money & You With Michelle Perkins” Podcast: Apple PodcastsPlease rate & review and share the show with friends and family who want to feel more confident and in control of their financial lives—it really helps us!Join the Limit Free Life Community & Blog: https://limitfreelife.com/newsletterLearn more about Michelle Perkins: https://limitfreelife.comLinkedIn: Michelle on LinkedInInstagram: @livealimitfreelifeYouTube: Michelle Perkins – Limit Free Life