Do More - Take Charge of Your Life

When cancer strikes Malaysian families, they face two crises: medical survival and financial ruin. Jonathan Teoh created Kelsis to solve this; converting home equity into healthcare funding while families keep living in their homes. This is impact investing that makes Malaysia's RM4.2 trillion capital markets work for ordinary people. This conversation explores: → Why 1 in 10 Malaysians will face cancer & and why even the insured are going bankrupt → How a "reverse annuity" lets you unlock your home's value while staying in it for life → The future of tokenization: how everyday Malaysians could invest with as little as RM50 Chapters: 00:00:00 – Intro 00:03:11 – Why Are So Many Malaysians Getting Cancer Younger? 00:07:56 – When Good Health Insurance Isn’t Enough 00:10:59 – The Birth of Kelsis: Turning Homes into Lifelines 00:17:19 – Can Profit and Compassion Actually Work Together? 00:21:18 – Malaysian Healthcare is Broken. Can We Really Fix It? 00:25:45 – How the Kelsis Solution Actually Works 00:33:24 – What If You Want Your Home Back? Kids, Inheritance & Options 00:35:36 – Can Ordinary Malaysians Join as Investors? 00:38:54 – Malaysia’s “White Flag” Spirit: Can We Institutionalize Kindness? 00:42:11 – Tech, AI & The Future of Affordable Healthcare 00:49:42 – What’s Next: Shariah Compliance & Doing the Right Thing 00:53:36 – Can One Radical Idea Really Change the System? 01:04:00 – Closing Thoughts (Shoutout to @Ruma for the chairs keeping us comfortable through these long conversations. Makes a difference when you're not thinking about your back the whole time. Explore Ruma Home’s collections: https://ruma-home.com/) --- Follow Kalsis here: TIKTOK = https://www.tiktok.com/@kalsismy FACEBOOK = https://www.facebook.com/people/Kalsis/61560268836767/ INSTAGRAM = https://www.instagram.com/kalsis.my/ LINKEDIN = https://www.linkedin.com/company/kalsis/ YOUTUBE = https://www.youtube.com/@KALSIS-MY

Most people drift into midlife following rules that no longer work, but this episode exposes why playing safe with money and career often leaves you stuck. We unpack the real reasons smart people end up behind: outdated financial advice, loyalty to companies that won’t protect you, and mistaking busyness for progress. Walk away with a new mental playbook to build freedom, master your money, and make your next move your best one yet.

John Huo of VUCA Insights returns to the show to share his perspective on navigating today's rapidly evolving investment landscape. With markets more dynamic—and demanding—than ever, John emphasizes why it’s critical for individuals to actively explore and diversify their investment opportunities. In this episode, he breaks down his fund’s strategic approach to adapting in a high-pressure environment and offers practical insights into building long-term financial security. Whether you're just getting started or rethinking your path to retirement, John shares actionable ideas on how to position yourself for a comfortable and confident future — and reveals why he strongly discourages people, especially young adults, from investing in real estate. CHAPTERS 00:00 - The necessity to invest money  02:00 - The issue of inflation 05:33 - Money is constantly losing value  11:13 - The importance of working with credible partners  15:53 - The risks of investing in mainstream outlets  23:03 - How drawdowns can induce panic  33:56 - Meta earnings are growing exponentially 38:07 - How VUCA insights ensures consistent returns  43:18 - Desktop research is not enough 46:21 - Market forecasts 50:53 - 3 things to do to ensure a comfortable retirement   Follow Chuang here:  URL: http://www.domore.my/ LinkedIn: https://www.linkedin.com/in/hsu-chuang-khoo-ab199343/ FB: https://www.facebook.com/khoo.chuang/ IG: https://www.instagram.com/khoohsuchuang/ --- Follow DoMore here:  WEBSITE: https://www.domore.my/ YOUTUBE: https://www.youtube.com/@DoMoreToday.Official ITUNES: https://apple.co/2lQ47mS GOOGLE PLAY: https://bit.ly/3b1l8iO SPOTIFY: https://tinyurl.com/y6zufvcp PODBEAN: https://domoreasia.podbean.com/ INSTAGRAM: https://www.instagram.com/domore.today/

In this week’s episode, we sit down with Wallace Yu and Chris Chia from DARA (Digital Asset Rating Agency) — two experts on a mission to bring structure, transparency, and trust to the wild west of digital assets. With the digital asset space evolving at breakneck speed (and often without a rulebook), DARA is working to build a much-needed framework to evaluate and rate these assets — giving investors the tools and insights they need to navigate this volatile landscape with confidence. If you’re curious about the future of crypto, blockchain-based assets, or just want to understand what makes one project more credible than another — this conversation is for you. 👉 Don’t forget to like, subscribe, and hit the bell so you never miss an episode. 0:00 - The need for a digital asset rating agency 8:08 - The growth of the digital asset space  10:12 - What goes into setting up a rating agency in Asia  15:30 - The nature of the current crypto bull run  23:55 - How to assess a crypto asset  27:46 - DARA bitcoin products and the Asian crypt market  36:24 - Wealth protection for digital assets  40:36 - How does DARA assess the risk of AI to digital assets?  44:35 - What might convince the Malaysian government to invest in digital assets  ---  Follow Chuang here:  URL: http://www.domore.my/ LinkedIn: https://www.linkedin.com/in/hsu-chuang-khoo-ab199343/ FB: https://www.facebook.com/khoo.chuang/ IG: https://www.instagram.com/khoohsuchuang/ --- Follow DoMore here:  WEBSITE: https://www.domore.my/ YOUTUBE: https://www.youtube.com/@DoMoreToday.Official ITUNES: https://apple.co/2lQ47mS GOOGLE PLAY: https://bit.ly/3b1l8iO SPOTIFY: https://tinyurl.com/y6zufvcp PODBEAN: https://domoreasia.podbean.com/ INSTAGRAM: https://www.instagram.com/domore.today/

EPISODE CHAPTERS; 00:00 - Why investing in a necessity 01:56 - Sharia-compliant wealth growth 04:31 - The appeal of investing globally 07:02 - How do you know if an investment is Sharia-compliant?  10:09 - Are digital assets Sharia-compliant?  12:21 - Thoughts on over-diversification of an investment portfolio 14:45 - Assessing investment risks 18:06 - Investing in digital assets 21:06 - Digital vs Physical assets  26:31 - How are advisors preparing for the future 31:41 - The sandwich generation handling finances 36:11 - Markets always moving is not healthy  42:30 - Is a 15% hurdle rate sufficient?  --- Follow Chuang here:  URL: http://www.domore.my/ LinkedIn: https://www.linkedin.com/in/hsu-chuang-khoo-ab199343/ FB: https://www.facebook.com/khoo.chuang/ IG: https://www.instagram.com/khoohsuchuang/ --- Follow DoMore here:  WEBSITE: https://www.domore.my/ YOUTUBE: https://www.youtube.com/@DoMoreToday.Official ITUNES: https://apple.co/2lQ47mS GOOGLE PLAY: https://bit.ly/3b1l8iO SPOTIFY: https://tinyurl.com/y6zufvcp PODBEAN: https://domoreasia.podbean.com/ INSTAGRAM: https://www.instagram.com/domore.today/

Chapters 00:00 - The current AI landscape 02:57 - How AI is increasing cybercrime 08:00 - Who is most at risk of online scams?  11:13 - What can I do to protect myself against online scams?  14:53 - How hackers steal your data 18:00 - How hackers exploit banking loopholes  25:15 - How secure is your EPF?  26:48 - How common are online scams now?  28:56 - AI evolution vs Human evolution 32:11 - Causes for concern  35:48 - A crazy deepfake scam that took place in Hong Kong  40:41 - Conclusion ---  Follow Chuang here:  URL: http://www.domore.my/ LinkedIn: https://www.linkedin.com/in/hsu-chuang-khoo-ab199343/ FB: https://www.facebook.com/khoo.chuang/ IG: https://www.instagram.com/khoohsuchuang/ --- Follow DoMore here:  WEBSITE: https://www.domore.my/ YOUTUBE: https://www.youtube.com/@DoMoreToday.Official ITUNES: https://apple.co/2lQ47mS GOOGLE PLAY: https://bit.ly/3b1l8iO SPOTIFY: https://tinyurl.com/y6zufvcp PODBEAN: https://domoreasia.podbean.com/ INSTAGRAM: https://www.instagram.com/domore.today/

It’s earnings season once again, and with an anticipated interest rate cut from the US Federal Reserve on the horizon, there’s a lot at stake for investors and the broader economy. To help break it all down, we sat down with our good friend and regular contributor Stephanie Leung, CIO at StashAway. Chapters 00:00 - What's in store for the second half of 2025 05:27 - How will the imminent Fed rate cut affect investments  10:20 - Which assets perform well during a rate cut?  15:05 - What does this mean for Bitcoin? 17:48 - Mag 7, AI and Crypto 20:06 - How to use Stashaway to prepare for a rate cut 20:54 - Can Apple drop out of the magnificent 7? 24:35 - Final thoughts on how to use Stashaway --- Follow Steph here: LinkedIn: https://hk.linkedin.com/in/stephanie-leung-hk Hubbis: https://www.hubbis.com/individualprofile/602f607ba1b0dc785089dd20 Tatler: https://www.tatlerasia.com/power-purpose/front-female/top-of-her-game-stephanie-leung-stashaway --- Follow Chuang here:  URL: http://www.domore.my/ LinkedIn: https://www.linkedin.com/in/hsu-chuang-khoo-ab199343/ FB: https://www.facebook.com/khoo.chuang/ IG: https://www.instagram.com/khoohsuchuang/ --- Follow DoMore here:  WEBSITE: https://www.domore.my/ YOUTUBE: https://www.youtube.com/@DoMoreToday.Official ITUNES: https://apple.co/2lQ47mS GOOGLE PLAY: https://bit.ly/3b1l8iO SPOTIFY: https://tinyurl.com/y6zufvcp PODBEAN: https://domoreasia.podbean.com/ INSTAGRAM: https://www.instagram.com/domore.today/

The game has changed, and not in your favor. In this episode, Professor Guy Standing talks bout how rentier capitalism is quietly eating away at your future, turning workers into disposable pieces while the top stack cash just by owning things. He breaks down why the “precariat” is growing fast, and why most of us are way closer to it than we’d like to admit. We also get into how tech, AI, and automation are reshaping who gets security and who gets left behind.. and no, the market won’t fix it on its own. Basic income, political pressure, and a total rethink of power? It’s not idealism. It might be survival. Chapters 00:00 - How the Rich Get Richer Without Working 08:57  - Are You Part of the New Invisible Class? 16:10 - Why Global Power Is Shifting Fast (And What It Means for You) 21:20 - Is AI Taking Jobs or Just Making Billionaires? 25:16 - Could Free Money Actually Fix the Economy? 28:32 - Why Real Change Starts at the Bottom 33:43 - What Killed Social Democracy? 41:55 - The One Political Shift That Could Change Everything --- Follow Guy here: URL: https://www.guystanding.com/ Goodreads: https://www.goodreads.com/author/show/319309.Guy_Standing Wiki: https://en.wikipedia.org/wiki/Guy_Standing_(economist) --- Follow Chuang here:  URL: http://www.domore.my/ LinkedIn: https://www.linkedin.com/in/hsu-chuang-khoo-ab199343/ FB: https://www.facebook.com/khoo.chuang/ IG: https://www.instagram.com/khoohsuchuang/ --- Follow DoMore here:  WEBSITE: https://www.domore.my/ YOUTUBE: https://www.youtube.com/c/DoMoreTakeChargeofYourLife ITUNES: https://apple.co/2lQ47mS GOOGLE PLAY: https://bit.ly/3b1l8iO SPOTIFY: https://tinyurl.com/y6zufvcp PODBEAN: https://domoreasia.podbean.com/ INSTAGRAM: https://www.instagram.com/domore.asia/

Tradeview Capital Founder and CEO Ng Zhu Hann tells the story of how he began his fund management company in an ultra-competitive Malaysian market and in so doing, shares the secrets of how some people make money from shares but the vast majority lose money.  Zhu Hann also shares advice and tips about how to start investing plus how he is thinking about how the financial markets will perform over the next 1-2 years.    Chapters 01:05 - The Transition From Employment To Starting A Business in Asset Management  03:41 - Fundraising For The Fund .. How Difficult?  05:41 - What's The Pitch? How Will You Make Money For Investors?  07:45 - What Do Older Investors Look At For Returns?  10:45 - How Tradeview Tries to Beat Index Returns and Inflation   15:55 - How EPF Addresses The Challenge of Having A Massive Fund Size  17:33 - Let's Talk About FEES .. 22:40 - How Robo-Advisories Can Offer Low Fees But What Are The Challenges?  25:20 - How Are You Thinking About the Malaysian Share Market?  28:40 - Retail Investors Need to Be Aware of 'Hot Tips', Pump 'N Dump Schemes, Syndicates  31:50 - Are The Young Coming to the Share Market?  33:37 - Malaysian Investing Faces Structural Challenges  38:50 - Rule No.1: Don't Lose Money!!  40:15 - How Would You Invest RM10,000 Today?  44:36 - Is There An Ideal Allocation Sequence or Strategy?  46:50 - Where Will Tradeview Invest in the Next 1-3 Years?  48:40 - Which Sectors Does Hann Like?  53:30 - What About Public Markets? Hann Talks HK, China, Thailand, Indonesia, Japan  1:02:10 - How Would You Advise A 50-Yr-Old To Invest His Money To Retire in 10 Years Time  1:05:53 - How Much Money Do You Need To Retire?  1:07:52 - Why Not Digital Assets Like Bitcoin? 

Bitcoin as "digital gold" is either the most brilliant rebranding in financial history or complete nonsense.. and we're not sure which yet. Gold has been around for thousands of years. It sits there, does nothing, and somehow maintains value. Bitcoin? It's basically a teenager having mood swings every few hours. Calling them equivalent feels like comparing a Rolex to a smartwatch; sure, they both tell time, but one's going to need a software update next week. Whether Bitcoin actually becomes the stable store of value everyone keeps talking about depends on whether it can shake off its reputation as digital gambling chips. The smart money says it will. The skeptics say it's all just very expensive speculation with extra steps. Either way, we're watching something historic happen, or, the most expensive bubble in human history slowly deflate.   --- Follow Steph here: LinkedIn: https://hk.linkedin.com/in/stephanie-leung-hk Hubbis: https://www.hubbis.com/individualprofile/602f607ba1b0dc785089dd20 Tatler: https://www.tatlerasia.com/power-purpose/front-female/top-of-her-game-stephanie-leung-stashaway --- Follow Chuang here:  URL: http://www.domore.my/ LinkedIn: https://www.linkedin.com/in/hsu-chuang-khoo-ab199343/ FB: https://www.facebook.com/khoo.chuang/ IG: https://www.instagram.com/khoohsuchuang/ --- Follow DoMore here:  WEBSITE: https://www.domore.my/ YOUTUBE: https://www.youtube.com/c/DoMoreTakeChargeofYourLife ITUNES: https://apple.co/2lQ47mS GOOGLE PLAY: https://bit.ly/3b1l8iO SPOTIFY: https://tinyurl.com/y6zufvcp PODBEAN: https://domoreasia.podbean.com/ INSTAGRAM: https://www.instagram.com/domore.asia/

We sat down with Stashway's Chief Investment Officer to talk about his winding path from coding to calling the shots on investments. Turns out, making the jump from computer science to finance gave him a pretty unique lens on the whole game - one that becomes especially valuable when markets stop making sense. That tech background really shows when he walks us through what it's like trying to invest during those black swan moments that make even the smartest strategies look foolish. His approach to these unexpected events naturally led us into discussing why getting your asset allocation right matters more than ever when nobody knows what's coming next. This is where things get interesting. To make sense of today's investment landscape, he's conceptualized what he calls the FAT framework (Fiscal Dominance, AI, and Trump); basically the three big forces he thinks are shaping where money should go right now. The first piece of this puzzle, fiscal dominance, had him spending considerable time explaining how America's massive debt problem isn't just a political talking point, but something that's actually changing how smart money thinks about investing. From there, our conversation naturally shifted to practical implications. We dove into why gold keeps coming up in serious investment conversations (hint: it's not just for doomsday preppers), which connects directly to how interest rates and the whole AI revolution might completely reshape economic growth.   ///Chapters 00:00 - From Tech to Finance: A Journey of Discovery 02:54 - Navigating Black Swan Events in Investment 05:47 - Asset Allocation Strategies for Uncertain Times 08:59 - The FAT Framework: Fiscal Dominance, AI, and Trump 12:01 - US Debt and Its Implications for Investors 14:50 - Gold as a Safe Haven: Long-Term Perspectives 17:55 - The Role of Interest Rates and AI in Economic Growth   --- Follow Steph here: LinkedIn: https://hk.linkedin.com/in/stephanie-leung-hk Hubbis: https://www.hubbis.com/individualprofile/602f607ba1b0dc785089dd20 Tatler: https://www.tatlerasia.com/power-purpose/front-female/top-of-her-game-stephanie-leung-stashaway --- Follow Chuang here:  URL: http://www.domore.my/ LinkedIn: https://www.linkedin.com/in/hsu-chuang-khoo-ab199343/ FB: https://www.facebook.com/khoo.chuang/ IG: https://www.instagram.com/khoohsuchuang/ --- Follow DoMore here:  WEBSITE: https://www.domore.my/ YOUTUBE: https://www.youtube.com/c/DoMoreTakeChargeofYourLife ITUNES: https://apple.co/2lQ47mS GOOGLE PLAY: https://bit.ly/3b1l8iO SPOTIFY: https://tinyurl.com/y6zufvcp PODBEAN: https://domoreasia.podbean.com/ INSTAGRAM: https://www.instagram.com/domore.asia/

What happens when the guy writing the rulebook decides to tear it up and start his own game? We caught up with Mohammad Ridzuan Abdul Aziz, who's had one hell of a career arc. He went from watching over Malaysia's markets at Bursa to jumping headfirst into the startup world - insurtech, digital banking, compliance tech, you name it. But this isn't your usual "I quit my corporate job to follow my dreams" story. Ridzuan's got this unique angle: he thinks like a regulator when he builds companies, and it turns out that's actually a massive advantage. We talked about why he's convinced B2B is the way to go in Malaysia (spoiler: B2C is brutal here), why everyone's obsession with becoming the next unicorn is kind of missing the point, and how things like AI and tokenization are not just creating more noise but genuinely changing the game. The conversation gets real about what it's like building in smaller markets, how easy it is to get trapped thinking too locally, and why Malaysian entrepreneurs might actually have more going for them than most people realize.  Chapters 00:00 - Who Is Mohammad Ridzuan Abdul Aziz? 02:56 - Why Doing Business in Malaysia Feels Like Running in Sand 05:45 - From Regulator to Risk-Taker: How He Bridged Both Worlds 09:05 - What It Really Takes to Scale a Startup 12:14 - The Business Rules Ridzuan Actually Lives By 15:04  - Tech Isn’t Everything, But It’s Close 17:55  - Building Trust in a Distrustful Market 20:52  - What Malaysia Can Learn from Global Business Culture 24:04  - Digital Banks and AI: What’s Coming and Who’s Ready 26:57  - Going Global: Why Thinking Local Will Kill You 35:49  - Why First-Principles Thinking Separates Winners from Noise 38:22  - The Talent Problem No One in Innovation Wants to Talk About 40:53  - EVs, China, and Why Germany Lost the Plot 44:12  - So You Want to Start a Business? Read This First 48:58  - How AI is Reshaping Business Faster Than You Think 52:09  - Digital Assets Are Coming for Traditional Finance --- Follow Ridzuan here:  LinkedIn: https://my.linkedin.com/in/ridzaziz --- Follow Chuang here:  URL: http://www.domore.my/ LinkedIn: https://www.linkedin.com/in/hsu-chuang-khoo-ab199343/ FB: https://www.facebook.com/khoo.chuang/ IG: https://www.instagram.com/khoohsuchuang/ --- Follow DoMore here:  WEBSITE: https://www.domore.my/ YOUTUBE: https://www.youtube.com/c/DoMoreTakeChargeofYourLife ITUNES: https://apple.co/2lQ47mS GOOGLE PLAY: https://bit.ly/3b1l8iO SPOTIFY: https://tinyurl.com/y6zufvcp PODBEAN: https://domoreasia.podbean.com/ INSTAGRAM: https://www.instagram.com/domore.asia/

Everyone’s either ignoring crypto or pretending they understand it. So I brought in Fuad from Halogen Capital to unpack what’s real, what’s hype, and what might be the biggest financial shift since... well, ever. We get into why inflation is eating your savings alive, why fixed income isn’t as “safe” as you think, and how Bitcoin keeps creeping into boardrooms no one’s talking about. Fuad breaks down how digital assets are quietly becoming a hedge for the smart money—while the rest of us argue about whether it’s “too volatile.” If you think crypto’s still just a fad, you need to hear this. If you're already in? Might be time to rethink how you're playing the game. Chapters: 00:00 - Introduction to Digital Investing 03:50 - Understanding Fixed Income vs. Digital Assets 09:44 - Client Concerns and Misconceptions about Digital Assets 12:44 - The Value of Infrastructure in Digital Finance 15:07 - The Appeal of Limited Supply Assets 18:55 - Diversification in Investment Portfolios 21:54 - The Role of Risk in Investment Decisions 24:34 - High Net Worth Individuals and Crypto Management 27:38 - The Evolution of Asset Management in Crypto 32:52 - Investment Hurdles and Real Returns 34:38 - The Shift to Digital Assets 36:42 - Institutional Interest in Cryptocurrency 39:05 - Corporate Treasury Strategies 40:50 - Risks of Leveraging Bitcoin Investments 43:38 - Bitcoin's Utility and Market Dynamics 45:35 -Tokenization and Market Efficiency 48:02 - The Future of Bitcoin's Price Dynamics 51:09 - Exploring Cryptocurrency Products 56:16 - Government and Institutional Adoption of Digital Assets StashAway is a licensed investment platform, offering low-fee wealth management for all investors For more info on Stashaway Simple: https://bit.ly/4kLtBu1 (NB: The rate of 6% p.a. is fixed, valid for 2 months from the date of eligibility. The rate includes the prevailing projected Simple rate, a 0.15% p.a. fee waiver for 6 months from the date of voucher activation and the booster that will be applied to maintain the rate.  The fee waiver and booster will be credited monthly. Projected rate for Simple is 3.6 % p.a. as of 30 June 2024. Amounts outside of the eligible range will still have the fee waiver applied to the prevailing Simple rate.  Offer applies to new clients only and ends 30 June 2025.) --- Follow Fuad here: LinkedIn: https://www.linkedin.com/in/fuadalhabshi IG: https://www.instagram.com/fuadkyoto Halogen Capital: https://halogen.my/

#bitcoin #crypto #investing  What if playing it safe is your biggest risk? In this episode, Ian Reynolds pulls back the curtain on his leap from the safe world of traditional finance into the wild ride that is crypto. We get into why Bitcoin matters way more than most people think. Not just some magic internet money, but a hedge against a shaky global economy. We talk market cycles, why gold still holds its place, and what’s coming with tokenized real-world assets. And here’s a twist you probably didn’t expect: older generations are jumping onto Bitcoin faster than you’d guess. Ian also shares why now is not the time to sit on the sidelines if you care about where your money’s headed. This one will challenge what you think you know about money, risk, and the future of investing. Chapters 00:00 - Intro 02:54 - Transition from Traditional Finance to Crypto 05:53 - Understanding Bitcoin's Role in the Financial System 09:08 - Investment Strategies and Market Predictions 12:01 - The Future of Tokenization and Real-World Assets 14:54 - Tokenization of Real Estate: A New Frontier 16:16 - Portfolio Management in Crypto Investments 18:05 - The Rise of Bitcoin Among Older Generations 19:08 - Bitcoin's Future: Predictions and Comparisons 20:51 - Investing Strategies for the Next Decade 22:09 - The Importance of Patience in Investing 23:34 - Impending Economic Changes and Geopolitical Implications 25:57 - The Future of Money and Cryptocurrency Adoption StashAway is a licensed investment platform, offering low-fee wealth management for all investors For more info on Stashaway Simple: https://bit.ly/4kLtBu1 (NB: The rate of 6% p.a. is fixed, valid for 2 months from the date of eligibility. The rate includes the prevailing projected Simple rate, a 0.15% p.a. fee waiver for 6 months from the date of voucher activation and the booster that will be applied to maintain the rate.  The fee waiver and booster will be credited monthly. Projected rate for Simple is 3.6 % p.a. as of 30 June 2024. Amounts outside of the eligible range will still have the fee waiver applied to the prevailing Simple rate.  Offer applies to new clients only and ends 30 June 2025.) Follow Ian Reynolds here:  URL: https://suberia.capital/ian-reynolds  LI: https://www.linkedin.com/in/ian-reynolds-fx-cap-mkts-btc

Are we misreading what it means to build something that lasts? In this episode, we sit down with the former founder of Fave & KFit, Chen Chow, who’s walked through fire: broke, lost, doubted—but never boring. From hustling with broken English to pitching investors with nothing but brutal honesty, their story punches right through the clichés. We talk about knowing when to fight for your startup and when to bury it with dignity. About staying real when everyone’s faking it. About why sometimes, the best kind of help is the one that shows up quietly, without fanfare. You’ll hear the unfiltered truth on fundraising, founders burning out, and why Malaysia’s startup scene still feels like it’s waiting to grow up. We also dive into AI, shifting work culture, and why Gen Z just isn’t built for 9-to-5 obedience. Chapters 00:00 - Embracing Strengths and Personal Growth 02:23 - Journey from Humble Beginnings to Advisory Role 05:07 - Overcoming Language Barriers and Building Confidence 07:47 - Navigating the Startup Landscape and Team Dynamics 10:28 - The Importance of Authenticity in Fundraising 12:53 - The Long Haul: Perseverance vs. Life Support 15:31 - Understanding the Signs of Business Viability 21:56 - The Importance of Silent Support 22:53 - Market Dynamics and Company Valuations 24:18 - Learning and Unlearning in Entrepreneurship 26:01 - The Role of Mentorship and Sharing Knowledge 28:07 - Fundamentals of Success and Learning 28:58 - Adapting to AI and Technological Changes 31:01 - Identifying and Solving Problems 32:16 - Challenges in the Malaysian Startup Ecosystem 33:51 - The Ripple Effect of Individual Impact 34:40 - Dreaming Big in Entrepreneurship 35:13 - Choosing Quality Over Quantity in Work 38:15 - The Future of Work and Individual Freedom

We’ve all heard politicians talk about helping people, but what happens when someone actually means it? Dr. Michael Jeyakumar isn’t your typical politician. He’s not slick, not hungry for power, and definitely not here to sell you a dream. In fact, he stepped away from the noise because he couldn’t stand how broken the system is.. and how comfortable we’ve all become living in it. In this episode, we talk about the messiness of politics in Malaysia. The lies we tell ourselves about progress. The strange obsession our leaders have with looking rich while the country crumbles quietly in the background. But it’s not all doom. We also talk about hope; real, gritty, imperfect hope. The kind that lives in ordinary people doing quiet things. This one’s not for people who love the status quo. It’s for the ones who know something’s off, and are ready to think about what comes next.   Chapters 00:00 - Intro 02:50 - Understanding Socialism in Malaysia 05:58 - The Evolution of Socialist Ideals 09:03 - Cuba and Venezuela: Case Studies in Socialism 12:12 - China's Unique Model of Socialism 14:54 - Vietnam's Approach to Economic Development 18:00 - The Threat of Socialism to Capitalism 21:00 - Corruption and the Human Condition in Politics 25:33 - Corruption and Wealth in Politics 28:39 - The Duality of Politicians 30:07 - Public Sentiment and Political Shifts 35:35 - Polarization and Voting Trends 40:49 - Principles of Life and Society 45:11 - Hope for the Future   --- Dr. Michael Jeyakumar URL: https://partisosialis.org/member/dr-michael-jeyakumar-devaraj/ Instagram: https://www.instagram.com/partisosialis/ --- Follow Chuang here:  URL: http://www.domore.my/ LinkedIn: https://www.linkedin.com/in/hsu-chuang-khoo-ab199343/ FB: https://www.facebook.com/khoo.chuang/ IG: https://www.instagram.com/khoohsuchuang/ --- Follow DoMore here:  WEBSITE: https://www.domore.my/ YOUTUBE: https://www.youtube.com/c/DoMoreTakeChargeofYourLife ITUNES: https://apple.co/2lQ47mS GOOGLE PLAY: https://bit.ly/3b1l8iO SPOTIFY: https://tinyurl.com/y6zufvcp PODBEAN: https://domoreasia.podbean.com/ INSTAGRAM: https://www.instagram.com/domore.asia/

We dive into the wild, unpredictable jungle that is Malaysian politics, where East Malaysia (yep, Sabah and Sarawak) holds way more weight than most people realize. It's not just about policies anymore — it’s a chaotic mix of big egos, big money, and fragmented voices pulling in every direction. From the sway of the Malay vote to the structural mess nobody wants to fix, we unpack why political "stability" feels more like a myth.  Spoiler: real change might just come from the youth finally getting tired of the same old political drama.   Chapters 00:00 - The Political Landscape of East Malaysia 02:52 - The Fragmentation of Political Voices 06:06 - The Role of Personalities and Money in Sabah Politics 08:50 - The Future of Sabah Elections 12:04 - The Importance of the Malay Vote 14:56 - The Challenges of Political Stability 18:08 - The Structure of Malaysian Politics 20:52 - The Influence of East Malaysia on National Politics 24:05 - The Role of Young People in Politics 27:01 - The Future of Malaysia's Political Landscape   --- FOLLOW PROFESSOR JAMES CHIN HERE:  Sunway Uni: https://sunwayuniversity.edu.my/jci/staff-profiles/professor-james-chin  Tasmania Uni: https://discover.utas.edu.au/James.Chin   X; https://twitter.com/jameschin110  YouTube: https://www.youtube.com/@jameschin2641  --- Follow Chuang here:  URL: http://www.domore.my/ LinkedIn: https://www.linkedin.com/in/hsu-chuang-khoo-ab199343/ FB: https://www.facebook.com/khoo.chuang/ IG: https://www.instagram.com/khoohsuchuang/ --- Follow DoMore here:  WEBSITE: https://www.domore.my/ YOUTUBE: https://www.youtube.com/c/DoMoreTakeChargeofYourLife ITUNES: https://apple.co/2lQ47mS GOOGLE PLAY: https://bit.ly/3b1l8iO SPOTIFY: https://tinyurl.com/y6zufvcp PODBEAN: https://domoreasia.podbean.com/ INSTAGRAM: https://www.instagram.com/domore.asia/

Chandran Nair unpacks how global power shifts are reshaping trade, with China and the US at the center of it all. He shares why ASEAN can’t afford to play small anymore and how countries need to rethink prosperity in today’s unpredictable world. This episode explores how economic models are evolving, the challenges within China’s governance, and why being adaptable matters more than ever. For anyone curious about what the future of global leadership might look like, this one’s worth tuning in to.   Chapters 00:00 The Impact of US Tariffs on Global Trade 05:17 China's Preparedness and Response to US Policies 10:20 Shifting Economic Models and Global Manufacturing 15:29 ASEAN's Position in a Multipolar World 20:55 Understanding China's Role in the Global Order   --- Follow Chandran here: URL: https://global-inst.com/our-team/ X: @Cnomics LinkedIn: https://hk.linkedin.com/in/chandran-nair-57184418a Columns:  South China Morning Post: https://www.scmp.com/author/chandran-nair MalaysiaKini: https://www.malaysiakini.com/en/tag/chandran%20nair Wikipedia: https://en.wikipedia.org/wiki/Chandran_Nair_(businessman) London Speaker Bureau: https://londonspeakerbureau.com/speaker-profile/chandran-nair/ --- Follow Chuang here:  URL: http://www.domore.my/ LinkedIn: https://www.linkedin.com/in/hsu-chuang-khoo-ab199343/ FB: https://www.facebook.com/khoo.chuang/ IG: https://www.instagram.com/khoohsuchuang/ --- Follow DoMore here:  WEBSITE: https://www.domore.my/ YOUTUBE: https://www.youtube.com/c/DoMoreTakeChargeofYourLife ITUNES: https://apple.co/2lQ47mS GOOGLE PLAY: https://bit.ly/3b1l8iO SPOTIFY: https://tinyurl.com/y6zufvcp PODBEAN: https://domoreasia.podbean.com/ INSTAGRAM: https://www.instagram.com/domore.asia/  

Here’s a thought. What if playing it safe is the most dangerous thing you could be doing right now? Kelvin Goh doesn’t pull any punches in this episode. He dives into why the typical fear-based investment strategies are falling flat, how to spot real resilience in a sea of uncertainty, and why blindly trusting AI or hoping for a China recovery might be wishful thinking at best. He also talks about what his clients are actually worried about behind closed doors, and it’s not just market crashes. It's the fear of missing the next wave while staying too “safe.”    Chapters 00:00 - Intro 01:03 - Kelvin’s Background & Market Shifts 01:36 - Reading Market Sentiment Today 01:28 - Trump, Trade Wars & Market Impact 02:56 - Global Reactions: China, ASEAN & Europe 03:50 - Cash, Strategy & Sector Rotation 03:30 - Safe Bets: Costco & MercadoLibre 04:23 - From Big Tech to Safer Plays 05:12 - Tesla’s Fall: Fear or Fundamentals? 07:47 - What Clients Are Asking 08:42 - Playing It Safe: Capital Preservation First 09:01 - Tech Watchlist for When Clarity Returns 09:21 - ASEAN Markets & The Gold Move 10:52 - Crypto & Bitcoin Reserves? Not So Fast 12:00 - Waiting for Value to Re-emerge 12:58 - AI’s Role in Investing: Helpful, Not Replacing 13:31 - Are We Near the Bottom? --- Follow Kevin here: LinkedIn: https://my.linkedin.com/in/kelvin-goh-95b440213 --- Follow Chuang here:  URL: http://www.domore.my/ LinkedIn: https://www.linkedin.com/in/hsu-chuang-khoo-ab199343/ FB: https://www.facebook.com/khoo.chuang/ IG: https://www.instagram.com/khoohsuchuang/ --- Follow DoMore here:  WEBSITE: https://www.domore.my/ YOUTUBE: https://www.youtube.com/c/DoMoreTakeChargeofYourLife ITUNES: https://apple.co/2lQ47mS GOOGLE PLAY: https://bit.ly/3b1l8iO SPOTIFY: https://tinyurl.com/y6zufvcp PODBEAN: https://domoreasia.podbean.com/ INSTAGRAM: https://www.instagram.com/domore.asia/

Degrees don’t guarantee jobs anymore. So why are we still stuck with the same old education system? This episode takes a hard look at how universities are falling behind, why graduates are underpaid and underused, and what needs to change to fix it. It's not just about employability, it’s about whether our education system is preparing anyone for the world we’re actually living in. --- Follow Prof Geoffrey Williams here: LinkedIn: https://my.linkedin.com/in/professor-geoffrey-williams-66a39314/ms FreeMalaysiaToday: https://www.freemalaysiatoday.com/category/author/geoffrey-williams/ --- Follow Chuang here:  URL: http://www.domore.my/ LinkedIn: https://www.linkedin.com/in/hsu-chuang-khoo-ab199343/ FB: https://www.facebook.com/khoo.chuang/ IG: https://www.instagram.com/khoohsuchuang/ --- Follow DoMore here:  WEBSITE: https://www.domore.my/ YOUTUBE: https://www.youtube.com/c/DoMoreTakeChargeofYourLife ITUNES: https://apple.co/2lQ47mS GOOGLE PLAY: https://bit.ly/3b1l8iO SPOTIFY: https://tinyurl.com/y6zufvcp PODBEAN: https://domoreasia.podbean.com/ INSTAGRAM: https://www.instagram.com/domore.asia/