Property Magic Podcast

Simon delves into the topic of Houses of Multiple Occupation (HMOs) and highlights the five big mistakes people often make when dealing with HMO properties. He demystifies HMOs and provide valuable insights on how to avoid costly errors as well as emphasising that HMOs can be a lucrative investment strategy, capable of replacing income in a relatively short period. By debunking common misconceptions, such as the assumption that HMOs are only for experienced investors or that they require substantial upfront capital, Simon encourages listeners to explore the potential of HMO properties.  KEY TAKEAWAYS There are various types of tenants for HMO properties, including young professionals, working individuals, and those on benefits. Understanding this can help in maximising the potential of HMO investments. While HMOs are considered more advanced, beginners can also venture into this strategy with proper knowledge and guidance. It's essential to focus on the potential profitability rather than solely on experience. Contrary to popular belief, substantial personal funds are not always necessary for HMO investments. Options like private loans, joint ventures, rent to rent, and purchase options can be utilised to finance HMO projects effectively. Instead of competing on price, focusing on providing high-end, co-living HMO properties can attract better tenants, higher rents, and longer tenancies. This approach can lead to increased profitability and reduced void periods.  Many individuals hold back from investing in HMOs due to lack of knowledge or misconceptions. By gaining the necessary training and understanding the strategies involved, one can unlock the potential of HMO investments and achieve significant financial gains. BEST MOMENTS "HMOs, Houses of Multiple Occupation, is probably one of the fastest strategies for you to replace your income." "I think a lot of people are put off doing HMOs because they don't really understand them." "The only way you should do that, in my opinion, which is what many of my students do, is they take an HMO, they rent it to a charity who specialises in supporting people who have special needs." "I wouldn't say they're easy, because easy suggests there's no effort. There's definitely time and effort required." VALUABLE RESOURCES To access the online training from Simon about HMOs register here: https://www.hmomasterclass.co.uk/ To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Register at Mindset For Property at - www.mindsetforproperty.co.uk  Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi  LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon discusses the pitfalls of investing in property hotspots, using Dubai as an example. He emphasises the risks associated with buying in areas experiencing rapid price increases, such as oversupply and lack of positive cash flow. He also shares personal experiences with off-plan property investments and highlights the importance of researching areas with growing populations for better capital growth potential.  KEY TAKEAWAYS Think twice about investing in property hotspots due to the potential risks associated with inflated prices and lack of positive cash flow. Off-plan property investments, especially in international locations, can pose challenges such as oversupply and currency fluctuations. To achieve better than average capital growth, investors should target areas experiencing faster population growth, driven by factors like new infrastructure, incentives, and economic stimulation. In any market condition, there are always motivated sellers willing to negotiate on price and terms, providing opportunities for investors to secure properties at favourable terms. BEST MOMENTS "I believe if you're holding property long term, don't worry about short term blips up and blips down because we're holding long term." "I have done it in the past. I have made some money from it. I know a lot of people lose money from it, so you need to be very careful." "So what I want to do is teach you how you can get better than average capital growth." "Find areas before they become a hotspot by looking for the areas where you're going to get faster population growth and other areas." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Register at Mindset For Property at - www.mindsetforproperty.co.uk  Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi  LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon discusses the advantages of buying properties with mortgages compared to buying for cash. He provides numerical examples to illustrate how leveraging mortgages can lead to higher returns and increased cash flow over time. Simon also emphasises the power of using other people's money to invest in property and highlights various creative funding strategies for those with limited capital.  KEY TAKEAWAYS Using mortgages allows for more properties to be purchased, increasing overall cash flow and potential profits. Property values tend to increase over time, especially due to the shortage of accommodation and increasing population. Various methods, such as rent-to-rent, lease options, vendor finance, joint ventures, or loans, can be utilised when running out of personal funds. By leveraging mortgages and multiple properties, the potential return on investment can be significantly higher compared to buying properties outright with cash. BEST MOMENTS "But what you need to remember is that when you get a mortgage or using someone else's money to buy a property, it means your deposits can go further and your tenants who rent the property from you, they are going to be more than covering the cost of the mortgage." "The reality is we live on an island in the UK. There is not enough accommodation. We have the increasing population. So over time, both the rents and property values go up." "If you have money, whether it's savings, inheritance, money in your business. It's not doing you any favours sitting in the bank. By putting it into property, not only can you get a much better cash flow, you also benefit from that long-term capital growth." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Register at Mindset For Property at - www.mindsetforproperty.co.uk  Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi  LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon delves into the crucial topic of tax and how property investors can minimise the amount they pay. The episode covers various types of taxes such as income tax, capital gains tax, and inheritance tax, providing valuable insights on how each tax can impact property investors. Listeners learn about strategies to reduce tax liabilities, including structuring property ownership, utilising tax-efficient company structures, and planning for inheritance tax.  KEY TAKEAWAYS Understanding different types of taxes such as income tax, capital gains tax, and inheritance tax is crucial for property investors to minimise the amount of tax they pay. Utilising strategies like changing the percentage of beneficial ownership in jointly owned properties can help lower tax liabilities, especially for higher rate taxpayers. Section 24, introduced in April 2017, restricts the ability to offset all interest costs on mortgages against rental income, impacting property owners in higher tax brackets. Capital gains tax is incurred when selling a property that is not a primary residence, with the tax rate varying based on the gain from the property's purchase price. Planning ahead to mitigate inheritance tax through careful estate planning and seeking advice from tax specialists can help protect valuable property portfolios for future generations. BEST MOMENTS "Robert Kiyosaki has a great saying, he says, what you know will make you money, what you don't know will cost you money." "So, if you would never sell the property, you're never going to pay capital gains tax." "I think there'll be even more landlords who might think, you know what? Now might be a really good time to sell my property because I'm going to pay less tax on that gain." "So, really important to get some advice and also get a will in place." "Generally, for most people moving forward, Buying in a company structure seems to be the most tax efficient way." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Register at Mindset For Property at - www.mindsetforproperty.co.uk  Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi  LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon delves into the impact of interest rates on property investing, beginning with the recent decision by the Bank of England to maintain the base rate at 5.25% amidst falling inflation rates. He emphasises the current buyer's market, highlighting opportunities for investors to negotiate favourable purchase prices. Additionally, insights are shared on potential future interest rate reductions and their implications on the property market.  KEY TAKEAWAYS Interest rates have remained high at 5.25%, impacting property investors looking to refinance or buy new properties. The current market is a buyer's market, with more sellers than buyers, presenting an opportunity for investors to negotiate good purchase prices. Advanced property investment strategies like HMOs and service accommodation can still be profitable despite high interest rates. Predictions suggest interest rates may decrease in 2024, potentially leading to a property market recovery by 2025. Landlords may be looking to sell properties in the next six months due to changes in capital gains tax rates, potentially leading to a dip in property prices in 2024. BEST MOMENTS "I think many people are wondering when we're going to see interest rates come down... Some people think we might get a drop in interest rate as soon as May or June." "I believe you should be investing all the time, not worrying about short term fluctuations... as long as the property stacks up and makes money for you." "I think it's such a great time to be investing... I'm going to be buying probably more property in the next 24 months than I probably have in the last decade." "I predict that the beginning of 2025, we're going to see the property market start to really recover... I think we're going to see reductions before that because these high interest rates are struggling or restricting the economy recovery." "Remember, only do really good property deals... have courage, get out there, find some great deals." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Register at Mindset For Property at - www.mindsetforproperty.co.uk  Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi  LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon delves into the crucial difference between a cost mindset and a value mindset in property investing. Drawing on the ABC of mindset (Attitude, Belief, and Courage), he stresses the importance of shifting from a cost mindset, which focuses on limitations and scarcity, to a value mindset, which opens up possibilities and growth.  KEY TAKEAWAYS It is crucial to shift from a cost mindset to a value mindset in property investing to unlock unlimited potential. Time is a valuable resource that should be prioritised over money, as it cannot be regained once lost. Delegating tasks that do not require your direct involvement allows you to focus on high-value activities that generate more income. Investing in training and education is an investment in yourself, leading to psychological upgrades and increased success in property investing. BEST MOMENTS "Poor people will spend their time to save money. This is a poor mindset."  "It costs you a fortune not to hire someone in your business."  "By investing in yourself, you are gaining a psychological upgrade. You're backing yourself."  VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Register at Mindset For Property at - www.mindsetforproperty.co.uk  Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi  LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon analyses the crucial topic of long-term view versus short-term thinking in property investing. Emphasising the significance of mindset, he explores the three attitude adjustments essential for successful property investing: adopting an investor mindset, developing a value attitude, and focusing on long-term view over short-term gains.  KEY TAKEAWAYS Long-term view versus short-term thinking is crucial for property investing success. Mindset plays a significant role in achieving success, focusing on attitude, belief, and courage. Property investing requires patience and a shift from short-term to long-term mindset. Consistent action and trust in the process are essential for long-term success in property investing. Recognise the value of long-term equity growth in property investing and the benefits of holding properties for the long term. BEST MOMENTS "Most people, when they get into property, they might have their own home and they think very much like a home owner, but they need to switch that and start thinking like an investor." "The biggest problem with flipping property is when you sell that property, you crystalise the profit. You're never going to make any more money from that property." "People learn about strategies such as reaching out to landlords via landlord letters. They send a few letters, they don't get the response they want, and guess what? They stop doing it." "By putting the time and effort into your property investing, if you're going to hold that property, you get someone else to manage it for you so you don't have to type all your time looking after it." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Register at Mindset For Property at - www.mindsetforproperty.co.uk  Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi  LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon delves into the powerful strategy of the "no mortgage, no deposit" approach, offering listeners a competitive advantage in the world of property investing. With almost 30 years of experience, he shares specialist knowledge that can revolutionise how investors perceive property deals.  KEY TAKEAWAYS A purchase lease option strategy allows investors to grow a profitable property portfolio without needing large deposits or mortgages. Understand the types of property sellers who may be open to purchase lease options, such as those with no equity, inherited properties, or landlords looking to retire. Purchase lease options can benefit both sellers and investors, offering sellers more money and a quicker transaction while providing investors with a way to secure properties without traditional financing. Get estate agents and solicitors on board with purchase lease options by highlighting the benefits of quicker transactions and reduced risks of sales falling through. BEST MOMENTS "This means by listening to this podcast, you're going to get a real competitive advantage." "I absolutely promise you this works in all property market conditions." "You might have heard about this before but unless you're actually doing it I suggest you probably don't know exactly how you can use it." "And many of our students have actually replaced their income in as little as 12 months." VALUABLE RESOURCES To learn more about this join Simon on this extended online training: http://www.PloTraining.com To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Register at Mindset For Property at - www.mindsetforproperty.co.uk  Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi  LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon shares valuable insights on what he would do if starting to invest in property again. Drawing from nearly 30 years of experience in property investing, he reflects on his journey from a young graduate with student debt to a successful property investor, and emphasises the importance of creative strategies like purchase lease options, highlighting how these approaches can help aspiring investors overcome financial barriers and enter the property market.  KEY TAKEAWAYS Look into the possibility of starting in property investing with minimal funds by utilising strategies like lease options and renting out rooms to cover expenses. Use purchase lease options as a key strategy for acquiring properties without the need for a large deposit or mortgage. Reach out to landlords who may be tired or retiring to explore opportunities for taking over their properties through lease options, showcasing a proactive approach to finding investment opportunities. There's great value in assembling a reliable power team, including a mortgage broker and solicitor, to navigate the complexities of property investing and secure favourable deals. BEST MOMENTS "I knew nothing about property investing. All I knew was I wanted to get my foot onto the property ladder." "I would find a landlord who was tired or retiring. I would take on a property on a lease option, ideally five or even maybe seven years." "Most landlords who are student landlords don't know this. So we can take on their empty properties, do a very light refurb, get them up to scratch, and then rent them out to young professionals." "Purchase lease options are a fantastic way of controlling property, getting cash flow and potential extra growth on a property that you don't own, which means that you don't need a mortgage and you don't need a big deposit." VALUABLE RESOURCES If you would like to learn more about how you can use Purchase Lease Options with your investing, register for this online training http://www.plotraining.com/ To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Register at Mindset For Property at - www.mindsetforproperty.co.uk  Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi  LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

This time the focus is on selling property for more money in the current buyer's market using Purchase Lease Options (PLOs). Simon discusses how landlords can benefit from selling properties to tenant buyers, highlighting the advantages of maximising revenue from the sale while eliminating the hassle of property management.  KEY TAKEAWAYS Selling property to tenant buyers using Purchase Lease Options (PLOs) can be a lucrative strategy for maximising revenue from a property sale. Landlords who no longer want to deal with the hassle of owning a property but do not need immediate funds can benefit from selling through PLOs. Tenant buyers are individuals eager to get on the property ladder but may not qualify for a mortgage immediately, making them ideal candidates for PLO agreements. Tenant buyers pay an upfront option fee, demonstrating their commitment to purchasing the property in the future. Finding tenant buyers can be done through various methods, such as signage, leaflet distribution, and collaboration with mortgage brokers specialising in first-time buyers. BEST MOMENTS "By selling the property on a purchase lease option to a tenant buyer, there are many benefits. First of all, they get rid of the hassle, and that can be very quickly." "Most landlords, when selling a property, they want to get as much as they can from that property, but they don't necessarily need the money now." "So how do we find these people? Well, there are lots of ways. First of all, you can always put up a sign in the window of the property or outside the property saying something like, why rent when you can buy?" "And for the landlord who doesn't want their property anymore, They want to sell but don't need the money right now. Putting a tenant buyer into that property could be a great solution." VALUABLE RESOURCES To secure a complementary copy of the chapter on "How to sell to Tenant Buyers from Simon's new book Lease Options Magic visit https://www.leaseoptionsmagic.co.uk/SellPLO To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Register at Mindset For Property at - www.mindsetforproperty.co.uk  Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi  LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon discusses how individuals who are renting can get their foot onto the property ladder and how current homeowners can upgrade to a bigger property in a better area. The episode specifically caters to four groups: those who are renting and want to buy a property, homeowners looking to upgrade, individuals with equity but low income, and landlords wanting to sell their rental properties. Simon introduces the concept of tenant buyers, who move into a property as tenants but have a lease option to buy it at a fixed price within a certain time period. He also reveals a free chapter from the  upcoming book on lease options for those interested in learning more about becoming a tenant buyer. KEY TAKEAWAYS Tenant buyers are individuals who move into a property as tenants but also have a lease option to buy the property at a fixed price within a certain time period. Tenant buyers take care of the property like it's their own home, including repairs, maintenance, and improvements that add value to the property. Rent paid by tenant buyers may sometimes be less than what they would pay if they owned the property with a mortgage, allowing them to save extra cash for a deposit. Tenant buyers can secure a property at today's prices and benefit from potential capital growth without needing a mortgage immediately. Landlords are often the best people to work with for lease options, as they may have properties they no longer want but don't necessarily need the money from a sale right away. BEST MOMENTS "Buying your own home could be one of the biggest decisions you will ever make." "Sometimes the rent that the tenant buyer pays each month to the landlord might actually be less than they would pay if they owned the property and had a mortgage." "So this can be very frustrating when renters see property prices go up over time, which means they'll need bigger deposits and bigger mortgages to buy in the future."  "But you can find people who've got a property that they don't want, which they want to sell, but for whom they don't necessarily need the money now."  "In a market where prices are coming down, it's a buyer's market right now, if someone wants to sell a property, typically they're selling it at a bit of a discount." VALUABLE RESOURCES Claim your free chapter from Lease Options Magic all about how to become a Tenant Buyer here: www.LeaseOptionsMagic.co.uk/TB To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Register at Mindset For Property at - www.mindsetforproperty.co.uk  Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi  LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

In this week's show, the focus is on how to achieve more in less time with the help of a property coach. Simon highlights the benefits of coaching, particularly for those looking to acquire at least one more property in the next 6 to 12 months, emphasising the importance of choosing a coach who is truly successful and experienced, rather than opting for cheaper alternatives. The episode discusses common problems that coaches can help overcome, such as lack of action, difficulty finding good deals, lack of confidence, making bad investment decisions, and giving up on dreams.  KEY TAKEAWAYS Coaching can help you achieve more in less time in your property investing journey. It is important to choose a coach who is experienced and successful in the field, rather than someone who is just starting out. A coach can help you overcome common problems such as lack of action, difficulty finding good deals, lack of confidence, making bad investment decisions, and giving up on your dreams. Coaching can help you stay focused, accountable, and motivated, while also saving you time and money. Before considering coaching, it may be more appropriate to attend seminars or training programs to gain foundational knowledge in property investing. BEST MOMENTS "Your investment in coaching should more than pay for itself in the very next property purchase because you will secure a better property investment at a lower price than you could on your own."  "Some people start coaching just to earn a bit of extra money and there's nothing wrong with that and you might think you're saving yourself money but in reality you always get what you pay for."  "Your coach can help you sense check the deal to gain confidence and make the offer and ultimately secure the deal."  "Your coach can help you avoid making bad investment decisions which you might otherwise regret."  VALUABLE RESOURCES Book your no obligation strategy consultation call here, www.successfulpropertyinvesting.co.uk To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Register at Mindset For Property at - www.mindsetforproperty.co.uk  Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi  LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon discusses how listeners can accelerate their property investing success and avoid costly mistakes, focussing on the importance of attending property training events to speed up the learning process and build a network of like-minded individuals. Simon explains the benefits of physical events, such as getting away from one's normal environment and gaining inspiration from others' achievements. He also highlights the value of paid events, which attract more qualified attendees and provide higher-quality content.  KEY TAKEAWAYS Attending property training events can help speed up the learning process and avoid costly mistakes. Meeting other investors at these events can inspire and build personal belief in one's own abilities. Building a network in the property industry is crucial for success, as your network is your net worth. Virtual online training events are convenient and cost-effective, but may lack the same level of focus and networking opportunities as physical events. Paid events often provide more value and attract more qualified attendees, leading to better networking and learning outcomes. BEST MOMENTS "So my recommendation is you want to start attending property training events."  "The other benefit is by meeting other people at these events. You can build your personal belief that you can do this."  "We prefer to run paid events where you pay to come along, we cover the cost of running events, and that means we don't need to sell to you."  "We really do take all the risk away from our delegates and provide them with incredible content."  VALUABLE RESOURCES Find out more about the Simon's training courses here.  3 day residential Mastermind Accelerator https://www.propertymastermindaccelerator.co.uk/ 3 Day hybrid Property Magic Live in September https://www.propertymagiclive.co.uk/ 3 day hybrid Strategy Implementation Live in March https://www.strategyimplementationlive.co.uk/ To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Register at Mindset For Property at - www.mindsetforproperty.co.uk  Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi  LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon discusses the importance of getting out of one's own way in order to achieve success in property investing, addressing the common blocks and challenges that hinder progress, such as lack of commitment, disbelief in one's abilities, fear, and perceived lack of resources.  Simon offers practical advice and recommends resources, including previous podcast episodes and attending industry events, to help listeners overcome these obstacles, and emphasises the value of accountability and the benefits of having a coach. KEY TAKEAWAYS Lack of commitment is a common block that stops people from achieving their property investing goals. Belief in the possibility of success is crucial for overcoming challenges in property investing. Fear can be overcome by gaining knowledge and education, and by asking oneself what is the worst that can happen. Resourcefulness is more important than having abundant resources, and building a network can provide the necessary resources. Accountability is important for taking action and moving forward, and having a coach can provide support and motivation. BEST MOMENTS "The first thing, and I'm sure you've heard me say this before, but the first thing I think that stops many people from achieving all of their objectives is they're just not committed enough." "Having taught literally thousands of people over the last two decades, I can absolutely assure you that if you commit, if you make the decision to make it happen, if you educate yourself, if you surround yourself with the right like-minded people, you can achieve absolutely anything you want to do." "Fear is natural. Fear is there to protect you and keep you alive. But it's often fear of the unknown. It's uncertainty, fear of making mistakes, fear of losing money."  "Everything you need is in your network if you have a big enough network."  VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone:  http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk  Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi  LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon discusses the recent slashing of interest rates by major mortgage companies and its implications for property investors and homeowners. While the lower rates may be more beneficial for homeowners, property investors can also benefit from the decrease, although many of the low rates are only available for lower loan-to-value mortgages. Simon highlights a hidden factor that most people are unaware of, which is the increase in arrangement fees by mortgage companies... KEY TAKEAWAYS Major mortgage companies are slashing their interest rates, which is good news for homeowners. The low interest rates may not be as beneficial for property investors, as many of the low rates are only available for mortgages with a 50% or 60% loan-to-value ratio. Mortgage companies are increasing their arrangement fees, which can significantly add to the overall cost of the loan. The cost of shipping has increased due to problems in the Red Sea, which may lead to higher prices for imported goods and potentially spike inflation. Property prices are predicted to come down by about 4% in 2024, according to Halifax, the largest mortgage lender. However, this presents a good opportunity for property investors who are willing to take action and buy in areas of strong rental demand. BEST MOMENTS "Many of the low rates that we're seeing below 4% are only available if you're getting a 50% or 60% loan-to-value mortgage."  "Some lenders are charging 5% and even 7% as arrangement fees. Now these are added to the loan."  "I think rates might go up again in the next couple of months. I'm doing refinances right now."  "I'm going to be buying a lot of property, and I think this is such a good time to buy."  "If you're following the five golden rules, particularly number two, three and four... then I think you're going to be okay if you're buying right now in 2024."  VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone:  http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk  Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi  LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon discusses ethical win-win property investing, explaining that instead of looking for properties, he focuses on finding motivated sellers who have property problems. Simon emphasise the importance of understanding the seller's needs and finding a solution that benefits both parties. He shares a case study of a mastermind student who successfully used a purchase lease option strategy to secure a property, and highlights the potential for similar opportunities in the current market, where landlords may be open to lease options due to market conditions and regulations.  KEY TAKEAWAYS Ethical property investing involves finding motivated sellers and creating win-win solutions. It is important to ask motivated sellers questions to understand their true problem and what they are trying to achieve. Having a toolkit of different strategies is crucial for successful property negotiations. Purchase lease options can be a powerful tool in certain circumstances, allowing control of a property without the need for a mortgage or deposit. There may be opportunities to find fully refurbished properties on the market where landlords are open to purchase lease options. BEST MOMENTS "I'm talking about finding people who've got a problem and because they have a problem, they're going to be more motivated in terms of the amount they'll accept for that property or the terms of the sale for that property."  "This is a textbook purchase lease option. She's found someone who's motivated. It was found by looking for properties on the market for sale and for rent." "So my recommendation is get out in the market, look for properties, speak to a estate agent, have you got any properties where landlords are selling and they've just completely refurbished the property so it's ready to go?"  "And that's what I call a true ethical win-win property investing strategy." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone:  http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk  Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi  LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon shares valuable hints and tips for effective goal-setting, beginning by discussing the importance of setting goals and shares his personal experience of achieving goals he initially thought were impossible. He challenges the traditional advice of setting achievable and realistic goals, instead encouraging listeners to set big, stretching goals that may seem impossible at first.  KEY TAKEAWAYS Setting goals is important for achieving success in various areas of life, including property investing. It is beneficial to set big, stretching goals that may seem impossible at first, as they push you to think and act differently and can lead to greater results. Don't limit yourself by setting only achievable and realistic goals; instead, focus on what you truly want to achieve and why. Writing down your goals increases the likelihood of them becoming a reality. Building a network of like-minded individuals can provide valuable resources and support to help you achieve your goals. BEST MOMENTS "What would you do if you knew you could not fail?" "By setting impossible goals, it gets you to realise you need to do things differently." "Don't set achievable and realistic goals just because you want the satisfaction of achieving your goals." "If you set realistic goals, you have to do things that you know you can achieve and that means you do what you've always done." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone:  http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk  Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi  LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon shares valuable insights on how to achieve more in your property journey and make the upcoming year your most successful one yet. Drawing inspiration from Dr. Benjamin Hardy's book, "10X is Easier Than 2X," Simon emphasises the importance of focusing on the 20% of activities that yield the most results, rather than trying to do more and becoming overwhelmed. He also highlights the significance of building a network, seeking help from others, and attending property training and networking events to expand knowledge and resources.  KEY TAKEAWAYS Focus on the 20%: Instead of trying to do more and becoming busier, focus on the 20% of activities that add the most value and contribute to your success. Cut out the 80% of tasks that are not important or necessary. Recognise that you don't have to do everything on your own. Get other people, whether it's family members, paid team members, or virtual assistants, to help you. This allows you to work smarter and achieve more without burning out. Shift your mindset to consider the value you will gain. This applies to investing in your own development, attending paid training, and outsourcing tasks. Look at the long-term benefits rather than just the immediate costs. Don't limit yourself: Don't let your own resources, such as time, money, knowledge, or experience, limit your potential. Network and connect with others who have the resources you lack. BEST MOMENTS "Being busy is not necessarily a sign of success, and doing more isn't what you need to do."  "You need to realise that 80% of what you're doing right now is probably not that important."  "The problem is that when most people start a business, they don't have much money and they're very conscious about what they spend money on."  "You never know how the people you meet might be able to help you in the future and how you can help them." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone:  http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk  Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi  LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon discusses the latest news from the Halifax Building Society regarding the upward movement of property prices for two consecutive months. He also explores the potential implications of these price increases for property investors and shares their perspective on the future of the property market.  KEY TAKEAWAYS Property prices in the UK have been increasing for the past two months, driven by a slight easing of mortgage interest rates and a shortage of housing stock availability. The average house price in October was just under £282,000, which was a rise of £3,000 from September, and there was a further 0.5% increase in November. The property market experienced a boom during COVID due to government interventions such as stamp duty holidays and bounce back loans, which stimulated the market and caused prices to rise unexpectedly. Simon anticipates a further dip in prices in 2024, with a potential recovery in quarter two of that year if interest rates come down. BEST MOMENTS "I think we're seeing a property price correction, not a property market crash."  "If you follow my five golden rules in my book, Property Magic, it really doesn't matter what happens to property prices in the short term, as long as you know you can rent the property out, make a positive cash flow, and you're planning to hold for the long term."  "I personally am going to be doing a lot more property investing in 2024 than I think I probably have in the last decade." VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi Find out about the Global PIN Meetings at www.globalpinmeeting.com To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone:  http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk  Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi  LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Simon shares valuable insights on how to attract private investors who can provide funding for property investments, emphasising the importance of using other people's money to continue investing when personal funds run out.  Simon also discusses two groups of potential investors: people you already know and those you have yet to meet. For the former group, he advises reaching out to friends, family, and acquaintances who may have money sitting idle and would benefit from investing in property. The latter group can be found at property networking and training events, where individuals with an interest in property and available funds gather.  KEY TAKEAWAYS Attracting private investors is crucial for continuing property investments when personal funds run out. The two main groups of potential investors are people you already know and people you have yet to meet. When approaching people you already know, focus on building trust and demonstrating your knowledge and success in property investing. Actively participate in property networking events and training events to meet potential investors who are already interested in property and understand its value. Building a strong network is essential for finding investors who can provide the necessary resources and support for successful property investments. BEST MOMENTS "When you're using other people's money, which is what all successful investors do by the way, you don't have to stop investing."  "You can help them make money from their money." "You can help them make money. And after all, who doesn't want to make money?"  "You never have to ask anyone directly for money because that doesn't feel great, right?" VALUABLE RESOURCES To attend your first pin meeting as Simon's guest visit http://www.pinmeeting.co.uk/, find your local meeting, and at the bottom of the page where you normally pay £20, click on where is says "pay with a voucher code" and use this code: PODCAST. This will by pass the payment page and you can attend your first pin meeting for free. Property Magic: How to Buy Property Using Other People's Time, Money and Experience by Simon Zutshi To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). iphone:  http://bit.ly/pinAPP1 Android https://bit.ly/pinAPP2 Register at Mindset For Property at - www.mindsetforproperty.co.uk  Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi  LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk.    pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.