The Wealth Without Wall Street Podcast

What does it take to create consistent passive income that supports your dream life? In this episode, Russ and Joey break down the four critical lessons they learned from earning $500,000 in passive income over the last year. They discuss the best and worst investment decisions they made in 2025, how they optimized their strategies to maximize cash flow, and common mistakes to avoid on the path to financial freedom.As you listen, you will gain insight into the importance of strategically planning passive income sources and how to leverage investment vehicles such as real estate and Infinite Banking to build wealth over time. Russ and Joey also share candid lessons from their journey, highlighting what they would do differently and what they would keep the same.Top three things you will learn: -How to avoid lazy dollars and optimize cash flow -Real estate and Infinite Banking as tools for building wealth-The importance of building systems and consistent execution in achieving financial goalsDecember 2025 Income At-A-Glance: -Gross Income for December: $51,816.61-Total Expenses for December: $16,584.06-Total Net Profit for December: $35,232.55-Difference b/t November & December: ($5,796.35)-% of net profit to overall gross revenue: 68%Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.💸 Build a Passive Income Machine in 3 Steps:Here’s how to flip the script and start building wealth the way the wealthy do 👇👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept👉 wealthwithoutwallstreet.com/free-ibc-webinar📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)👉 wealthwithoutwallstreet.com/accelerate📈 Step 3 – Start Building Passive IncomeJoin the Passive Income Lab👉 ChoosePassiveIncome.comMore Ways to Learn & Grow Wealth (For Free)💾 Download the Passive Income Operating System👉 wealthwithoutwallstreet.com/pios👥 Join 10,000+ Investors Inside Our Free Community👉 wealthwithoutwallstreet.com/communityPaying $250K+ in Taxes? Stop the Bleed.😡 Apply for Our Next Tax Strategy Intensive👉 wealthwithoutwallstreet.com/taxThe Slow Flip Strategy👉 https://wealthwithoutwallstreet.com/slowflipGrab Our Book: Wealth Without Wall Street: 3 Steps to...

Did you know that infinite banking isn’t technically an investment? So why are investors flocking to it? In today's conversation, the dream team of financial coaches breaks down the Infinite Banking Concept (IBC) and why it’s one of the best wealth-building tools available to investors. The coaches explore how IBC helps investors leverage their money for growth, the key differences between traditional investing methods like real estate, and why it’s often misunderstood. They also discuss the core principles behind IBC and how successful investors use it to enhance their financial strategies without relying on traditional investment vehicles. Whether you’re a seasoned investor or just starting out, understanding how IBC works and how to implement it in your wealth strategy can unlock new opportunities and build lasting financial freedom.If you’ve ever wondered whether IBC is right for you, this episode offers the insights you need to make an informed decision.Top three things you will learn:-The true role of infinite banking in building wealth-How infinite banking complements traditional investments-Maximizing cash flow and flexibility through infinite bankingDisclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.💸 Build a Passive Income Machine in 3 Steps:Here’s how to flip the script and start building wealth the way the wealthy do 👇👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept👉 wealthwithoutwallstreet.com/free-ibc-webinar📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)👉 wealthwithoutwallstreet.com/accelerate📈 Step 3 – Start Building Passive IncomeJoin the Passive Income Lab👉 ChoosePassiveIncome.comMore Ways to Learn & Grow Wealth (For Free)💾 Download the Passive Income Operating System👉 wealthwithoutwallstreet.com/piosebook👥 Join 10,000+ Investors Inside Our Free Community👉 wealthwithoutwallstreet.com/communityPaying $250K+ in Taxes? Stop the Bleed.😡 Apply for Our Next Tax Strategy Intensive👉 wealthwithoutwallstreet.com/taxGrab Our Book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income📘 wealthwithoutwallstreet.com/newbookStay Connected:📸 Instagram:

Have you considered investing in senior housing? In this episode, Brian Burke joins Russ and Joey to discuss why this real estate sector is one of the most promising investment opportunities today, as the silver tsunami hits the US.With an aging population, demand for senior living facilities is skyrocketing, creating immense potential for investors. Brian explains the unique cash flow opportunities in this asset class, what investors need to know about post-pandemic market shifts, and how to navigate this space successfully. He shares his experiences, offering insights on structuring deals, securing financing, and ensuring long-term profitability.Whether you’re looking to invest in real estate or seeking stable passive income streams, this episode will equip you with the knowledge to capitalize on the silver tsunami and profit from the future of senior housing.Top three things you will learn:-Why senior housing is a booming market-The ins and outs of senior housing investment-How to avoid pitfalls and profit in senior livingAbout Our Guest:Brian Burke is President & CEO of Praxis Capital, Inc., a vertically integrated real estate private equity investment firm, which he founded in 2001. Brian is also a member of the Praxis Investment Committee. Praxis operates across multiple platforms and currently manages active syndications for the acquisition of single-family, multifamily, and opportunistic residential assets in US growth markets.Brian has acquired over $800 million in real estate over a 30-year career, including over 4,000 multifamily units and more than 700 single-family homes, using proprietary software he developed. Brian has subdivided land, built houses, and constructed self-storage facilities, but prefers to reposition existing multifamily properties.Brian is the author of The Hands-Off Investor: An Insider’s Guide to Investing in Passive Real Estate Syndications, and a frequent public speaker at real estate conferences and events nationwide.Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.Connect with Brian Burke:-Website - PraxCap.com💸 Build a Passive Income Machine in 3 Steps:Here’s how to flip the script and start building wealth the way the wealthy do 👇👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept👉 wealthwithoutwallstreet.com/free-ibc-webinar📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)👉 wealthwithoutwallstreet.com/accelerate📈 Step 3 – Start Building Passive IncomeJoin the Passive Income Lab👉 ChoosePassiveIncome.comMore Ways to Learn & Grow Wealth (For Free)💾 Download the Passive Income Operating...

Wondering where to invest in 2026? In today's discussion, the financial coaches look into the 2026 investment landscape, revealing what’s set to boom and what’s expected to bust in the coming year. Drawing on insights into economic trends, market shifts, and emerging investment opportunities, they discuss strategies to help investors navigate the next phase of market evolution.Whether you’re a beginner or an experienced investor, understanding what to avoid and what to seize is key to capitalizing on the market’s potential. Tune in to gain expert tips on how to position yourself for success in 2026 and beyond, ensuring you’re ready for both the opportunities and challenges ahead.Top three things you will learn:-Identifying which industries are poised for growth, and which ones could experience downturns in 2026-Strategies for managing investment risks and identifying profitable opportunities in a volatile market-Key investment principles to help you succeed in different market conditionsDisclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.💸 Build a Passive Income Machine in 3 Steps:Here’s how to flip the script and start building wealth the way the wealthy do 👇👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept👉 wealthwithoutwallstreet.com/free-ibc-webinar📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)👉 wealthwithoutwallstreet.com/accelerate📈 Step 3 – Start Building Passive IncomeJoin the Passive Income Lab👉 ChoosePassiveIncome.comMore Ways to Learn & Grow Wealth (For Free)💾 Download the Passive Income Operating System👉 wealthwithoutwallstreet.com/piosebook👥 Join 10,000+ Investors Inside Our Free Community👉 wealthwithoutwallstreet.com/communityPaying $250K+ in Taxes? Stop the Bleed.😡 Apply for Our Next Tax Strategy Intensive👉 wealthwithoutwallstreet.com/taxGrab Our Book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income📘 wealthwithoutwallstreet.com/newbookStay Connected:📸 Instagram: @wealthwithoutwallst—

Many aspiring business owners believe buying a franchise is a shortcut to success, but Cliff Nonnenmacher explains why that assumption leads to costly mistakes. In this episode, Cliff joins Russ and Joey to share his journey from Wall Street investment banking to building, scaling, and exiting multiple franchise businesses.Drawing from decades of experience, Cliff explains why most people fail in franchising, not because the model is broken, but because they skip proper valuation, due diligence, and execution. He breaks down why buying at the right price matters more than brand recognition, how a poor "skills fit" destroys profitability, and why execution (not hype) creates real opportunity.The conversation also explores how successful investors think about exits before they ever buy, and the red flags that signal a franchise nightmare. Cliff shares real examples of buying failing franchises for pennies on the dollar and then selling for significant multiples.This episode is a must-listen for anyone considering franchising as a path to cash flow, business ownership, or long-term wealth creation.Top three things you will learn:-Why valuation and execution matter more than franchise brand names-The most common mistakes that turn franchises into financial traps-How to structure a business from day one with a profitable exit in mindAbout Our Guest:Cliff Nonnenmacher began his career as an investment banker at Morgan Stanley. After leaving his Wall Street career in 2003, he acquired a Master Franchise for New York and Connecticut, diving headfirst into franchising. Since then, Cliff has owned and operated various franchise and non-franchise businesses. He has also developed well-known domestic and international brands.Cliff has over 25 years of experience in franchising, finance, and business, and has been involved in every aspect of the franchisor-franchisee relationship. He now uses his extensive knowledge to assist corporate executives in building generational wealth, diversifying their investment portfolios, and navigating career transitions through franchise ownership.Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.Connect with Cliff Nonnenmacher:-Website - Franocity.com💸 Build a Passive Income Machine in 3 Steps:Here’s how to flip the script and start building wealth the way the wealthy do 👇👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept👉 wealthwithoutwallstreet.com/free-ibc-webinar📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)👉 wealthwithoutwallstreet.com/accelerate📈 Step 3 – Start Building Passive IncomeJoin the Passive Income Lab👉

Are you still hunting for the elusive "silver bullet" investment, only to be met with "easy money" pitches and shiny object syndrome? Many new investors get stuck, either looking for a done-for-you solution that keeps them dependent on others or simply not knowing where to look.In today's conversation, the financial coaches break down the required skill sets to become a smart investor. The coaches also outline the three essential steps to achieve great deal flow. Stop passively waiting for a good deal. Learn practical frameworks, such as the investor buy box, that help you minimize losses and confidently say "no" to most deals that come your way.Top three things you will learn:-Why being a successful entrepreneur does not always make you a smart investor-How to become a "deal magnet" instead of hunting for deals-Three steps to becoming a smart investor with great deal flowDisclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.💸 Build a Passive Income Machine in 3 Steps:Here’s how to flip the script and start building wealth the way the wealthy do 👇👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept👉 wealthwithoutwallstreet.com/free-ibc-webinar📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)👉 wealthwithoutwallstreet.com/accelerate📈 Step 3 – Start Building Passive IncomeJoin the Passive Income Lab👉 ChoosePassiveIncome.comMore Ways to Learn & Grow Wealth (For Free)💾 Download the Passive Income Operating System👉 wealthwithoutwallstreet.com/piosebook👥 Join 10,000+ Investors Inside Our Free Community👉 wealthwithoutwallstreet.com/communityPaying $250K+ in Taxes? Stop the Bleed.😡 Apply for Our Next Tax Strategy Intensive👉 wealthwithoutwallstreet.com/taxGrab Our Book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income📘 wealthwithoutwallstreet.com/newbookStay Connected:📸 Instagram: @wealthwithoutwallst—

You did everything “right” to become a doctor, so why does freedom still feel out of reach? Many physicians look successful on paper yet feel trapped by long hours, relentless responsibility, and a paycheck that still controls their schedule. In this episode, Russ and Joey sit down with Dr. Vikram Raya to explain why high income doesn’t equal freedom and what actually changes the game. Vikram breaks down the eight forms of wealth, showing how time, health, relationships, and purpose matter just as much as dollars. He also shares the mindset shifts behind his abundance challenge and why building a system beats chasing the next raise. Along the way, you’ll hear practical ways doctors can move from trading time for money to creating passive income through better cash flow, investing habits, and intentional life design. If you’re a doctor (or high earner) who’s tired of feeling stuck, this conversation will challenge your assumptions and help you map the next right step. It starts with an honest inventory and a simple plan.Top three things you will learn: -Why high income can still create a “golden cage” for doctors-How the eight forms of wealth reframe what “rich” actually means-The system shift that helps doctors buy back time with passive incomeGrab Vikram's free book: -Perfect Week Formula for Doctors - VikramRaya.comAbout Our Guest:Vikram Raya is a doctor, investor, entrepreneur, high-performance coach, speaker, and philanthropist. He co-founded Viking Capitals Investments, a multifamily investment company, and founded Vitology Institute, a dynamic wellness center. Vikram is devoted to sharing his wisdom on health, wealth, and success through his podcast, The Limitless MD. He has been featured in leading publications, including Forbes, CNN, Yahoo Finance, and NBC, and was even recognized by the U.S. Congress.Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.Connect with Dr. Vikram Raya:-Website - VikramRaya.com💸 Build a Passive Income Machine in 3 Steps:Here’s how to flip the script and start building wealth the way the wealthy do 👇👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept👉 wealthwithoutwallstreet.com/free-ibc-webinar📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)👉 wealthwithoutwallstreet.com/accelerate📈 Step 3 – Start Building Passive IncomeJoin the Passive Income Lab👉 ChoosePassiveIncome.comMore Ways to Learn & Grow Wealth (For Free)💾 Download the Passive Income Operating System👉 a...

Many people believe their success with Infinite Banking hinges on choosing the perfect insurance company. In today's discussion, the financial coaches challenge that assumption head-on and explain why it’s usually the wrong place to focus.The conversation breaks down a critical truth about Infinite Banking. The coaches explain why no policy, carrier, or illustration can replace disciplined cash-flow management, investor behavior, and intentional decision-making. Without those fundamentals, even a well-designed policy falls short of its potential.Listeners will hear real-world examples showing how access to cash, personal involvement, and repeatable systems matter far more than carrier selection. The conversation also highlights common mistakes people make when starting to implement the infinite banking concept.Ultimately, this episode reframes Infinite Banking as a long-term operating system for building passive income and legacy wealth. For investors seeking clarity, control, and scalability, this conversation outlines which actions drive results.Top three things you will learn:-Infinite banking success is driven by cash flow, behavior, and process, not the insurance company-Systems and consistent execution matter more than choosing the “perfect” product-The biggest mistakes that quietly sabotage infinite banking and how to prevent themDisclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.💸 Build a Passive Income Machine in 3 Steps:Here’s how to flip the script and start building wealth the way the wealthy do 👇👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept👉 wealthwithoutwallstreet.com/free-ibc-webinar📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)👉 wealthwithoutwallstreet.com/accelerate📈 Step 3 – Start Building Passive IncomeJoin the Passive Income Lab👉 ChoosePassiveIncome.comMore Ways to Learn & Grow Wealth (For Free)💾 Download the Passive Income Operating System👉 wealthwithoutwallstreet.com/piosebook👥 Join 10,000+ Investors Inside Our Free Community👉 wealthwithoutwallstreet.com/communityPaying $250K+ in Taxes? Stop the Bleed.😡 Apply for Our Next Tax Strategy Intensive👉 wealthwithoutwallstreet.com/taxGrab Our Book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income📘

Are you looking for a path to business ownership? In this episode, franchise expert Jon Ostenson joins Russ and Joey to discuss why franchising, especially non-food franchising, is a great path for investors looking to achieve business ownership and financial freedom.With years of corporate leadership experience, Jon discusses his transition into franchising and offers insights for aspiring investors on aligning their goals with the right franchise model. He explains the mindset shift required to move from employee to entrepreneur and how franchising provides a reliable, scalable income stream. From leveraging SBA loans to navigating AI trends, Jon offers key strategies for success in franchising.Whether you’re interested in purchasing a new franchise or exploring resales, this episode offers insights on turning business ownership into long-term wealth.Top three things you will learn:-How non-food franchising offers a viable path to business ownership, wealth-building, and financial freedom-Identifying and investing in franchises with strong potential-How franchise ownership can lead to passive income and create long-term wealthAbout Our Guest:Jon Ostenson is among the top 1% of Franchise Consultants in the US and is the founder of FranBridge Consulting. He is a multi-brand franchisee himself, and along with his business partners, Jon has great operators leading these ventures. As a result, he can devote over 90% of his time to helping others achieve their dreams of freedom and wealth building through business ownership. Jon lives in Atlanta (GA) with his wife, Jenny, and their three children.Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.Connect with Jon Ostenson:-Website - https://franbridgeconsulting.com/💸 Build a Passive Income Machine in 3 Steps:Here’s how to flip the script and start building wealth the way the wealthy do 👇👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept👉 wealthwithoutwallstreet.com/free-ibc-webinar📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)👉 wealthwithoutwallstreet.com/accelerate📈 Step 3 – Start Building Passive IncomeJoin the Passive Income Lab👉 ChoosePassiveIncome.comMore Ways to Learn & Grow Wealth (For Free)💾 Download the Passive Income Operating System👉 wealthwithoutwallstreet.com/piosebook👥 Join 10,000+ Investors Inside Our Free Community👉

Starting your investment journey can be overwhelming, but it doesn’t have to be. Learn the mindset shifts and practical steps to avoid common beginner mistakes and start winning in investing.In today's conversation, the financial coaches discuss the mindset and strategies beginner investors need to develop to succeed in different investment avenues. They break down the critical first steps for anyone looking to get started, how to evaluate deals, and the common pitfalls that can derail new investors. The coaches share insights into the importance of having a clear investment strategy, understanding your investor DNA, and the role of whole life insurance in building wealth.Listeners will learn how to build a strong foundation for sustainable success while avoiding the distractions that many beginners fall for. This episode provides a roadmap for making informed decisions, turning passive income into reality, and building wealth with confidence.Top three things you will learn:-Common mistakes that beginners make when starting to invest-Essential strategies for making your first investment successful-The best ways to evaluate deals and build a profitable portfolioDisclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.💸 Build a Passive Income Machine in 3 Steps:Here’s how to flip the script and start building wealth the way the wealthy do 👇👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept👉 wealthwithoutwallstreet.com/free-ibc-webinar📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)👉 wealthwithoutwallstreet.com/accelerate📈 Step 3 – Start Building Passive IncomeJoin the Passive Income Lab👉 ChoosePassiveIncome.comMore Ways to Learn & Grow Wealth (For Free)💾 Download the Passive Income Operating System👉 wealthwithoutwallstreet.com/piosebook👥 Join 10,000+ Investors Inside Our Free Community👉 wealthwithoutwallstreet.com/communityPaying $250K+ in Taxes? Stop the Bleed.😡 Apply for Our Next Tax Strategy Intensive👉 wealthwithoutwallstreet.com/taxGrab Our Book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income📘 wealthwithoutwallstreet.com/newbookStay Connected:📸 Instagram:

The economy looks strong on paper, but why does it feel harder than ever to get ahead? The answer may explain who wins and who falls behind next. In this November 2025 Passive Income Report, Russ and Joey break down the growing reality of the K-shaped economy, where markets continue to rise while everyday earners feel increasingly squeezed. They explain why inflation punishes wage earners but rewards asset owners, and how this widening gap is reshaping financial outcomes across households.The conversation explores how debt–when used strategically–can be a powerful tool during inflationary periods, while aggressively paying it off may limit opportunities and liquidity. Using real-world examples from their passive income portfolio, the hosts show how stacking small, consistent income streams can outperform chasing risky “home run” investments.Listeners also learn why mindset and systems matter more than hustle, how cash flow creates insulation from economic volatility, and why becoming an intentional investor is essential in today’s environment. This episode offers a clear framework for navigating uncertainty, understanding where you sit in the economy, and taking practical steps to move to the winning side of the curve.Top three things you will learn: -Understanding the K-shaped economy-How inflation and debt interplay-Strategies for thriving in a K-shaped economyNovember 2025 Income At-A-Glance: -Gross Income for November: $55,826.80-Total Expenses for November: $14,797.90-Total Net Profit for November: $41,028.90-Difference b/t October & November: ($6,994.69)-% of net profit to overall gross revenue: 73%Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.💸 Build a Passive Income Machine in 3 Steps:Here’s how to flip the script and start building wealth the way the wealthy do 👇👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept👉 wealthwithoutwallstreet.com/free-ibc-webinar📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)👉 wealthwithoutwallstreet.com/accelerate📈 Step 3 – Start Building Passive IncomeJoin the Passive Income Lab👉 ChoosePassiveIncome.comMore Ways to Learn & Grow Wealth (For Free)💾 Download the Passive Income Operating System👉 wealthwithoutwallstreet.com/pios👥 Join 10,000+ Investors Inside Our Free Community👉 wealthwithoutwallstreet.com/communityPaying $250K+ in Taxes? Stop the Bleed.😡 Apply for Our Next Tax Strategy Intensive👉 a...

Did you know that successful investors don’t outgrow Infinite Banking? They just learn why paying cash quietly erodes their wealth. In today's conversation, the financial coaches take a deeper look at whether Infinite Banking still makes sense for seasoned investors with passive income already flowing. They explain why high-income earners and experienced investors should rethink how they use cash and how IBC becomes even more valuable as wealth grows. The coaches explain the hidden cost of paying cash for deals, the concept of cash drag, and how wealthy institutions use dividend-paying whole life insurance to create liquidity, protection, and long-term compounding.Listeners will learn why IBC is not just a beginner’s tool, but a system that scales with them as their portfolio expands. This discussion helps investors determine whether Infinite Banking strengthens or slows their wealth-building strategy and teaches them how to build a financial system that supports smarter investing decisions.Top three things you will learn:-Why Infinite Banking becomes more valuable as investors scale their portfolios-How cash drag destroys returns and how IBC keeps money compounding-How to use IBC to build a long-term wealth engineDisclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.💸 Build a Passive Income Machine in 3 Steps:Here’s how to flip the script and start building wealth the way the wealthy do 👇👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept👉 wealthwithoutwallstreet.com/free-ibc-webinar📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)👉 wealthwithoutwallstreet.com/accelerate📈 Step 3 – Start Building Passive IncomeJoin the Passive Income Lab👉 ChoosePassiveIncome.comMore Ways to Learn & Grow Wealth (For Free)💾 Download the Passive Income Operating System👉 wealthwithoutwallstreet.com/piosebook👥 Join 10,000+ Investors Inside Our Free Community👉 wealthwithoutwallstreet.com/communityPaying $250K+ in Taxes? Stop the Bleed.😡 Apply for Our Next Tax Strategy Intensive👉 wealthwithoutwallstreet.com/taxGrab Our Book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income📘 wealthwithoutwallstreet.com/newbookStay Connected:📸 Instagram: a...

Have you ever wondered how the ultra-wealthy structure their investments to preserve and grow their wealth? In this episode, Tad Fallows, an expert in high-net-worth investing, joins Russ and Joey to discuss the strategies behind building $10M+ portfolios. Tad provides valuable insights into how top investors manage their wealth. He explains the mindset and practical steps that can turn passive income into substantial wealth, emphasizing the importance of strategic investing. For anyone looking to achieve financial freedom and build generational wealth, Tad's guidance on navigating complex investment decisions and leveraging high-net-worth strategies is a must-listen. This episode is packed with actionable tips, inspiring listeners to rethink their approach to investing and pursue opportunities that go beyond traditional methods. Whether you're an experienced investor or just starting out, Tad's advice can help you maximize your returns and optimize your portfolio for greater financial success.Top three things you will learn: -How high-net-worth investors manage and grow $10M+ portfolios with diversified strategies-The mindset and approach that successful investors adopt to manage their wealth-How to emulate successful high-net-worth investing techniques in their own financial strategiesAbout Our Guest:Tad Fallows is the co-founder and Managing Director of Long Angle, a private peer community for very-high-net-worth (VHNW) entrepreneurs, executives, and professionals across 45 countries. He offers profound insights into the investment strategies employed by VHNW investors, the importance of networking within the community, and the unique challenges and opportunities they encounter on their wealth-building journey.Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.Connect with Tad Fallows:-Website - LongAngle.com💸 Build a Passive Income Machine in 3 Steps:Here’s how to flip the script and start building wealth the way the wealthy do 👇👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept👉 wealthwithoutwallstreet.com/free-ibc-webinar📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)👉 wealthwithoutwallstreet.com/accelerate📈 Step 3 – Start Building Passive IncomeJoin the Passive Income Lab👉 ChoosePassiveIncome.comMore Ways to Learn & Grow Wealth (For Free)💾 Download the Passive Income Operating System👉 wealthwithoutwallstreet.com/piosebook👥 Join 10,000+ Investors Inside Our Free Community👉

Have you ever wondered how wealthy retirees ensure their legacy lasts for generations? In this episode, the financial coaches explore the hidden wealth strategy retirees are using to build and pass down generational prosperity. As traditional retirement plans and Wall Street methods lose their appeal, more retirees are turning to alternatives that offer greater control and a lasting legacy. The key? The infinite banking system, which uses life insurance policies to create a family banking system that can fund multiple generations.You'll learn how retirees are leveraging this system to provide financial stability, grow wealth, and pass it on without the pitfalls of conventional retirement methods. With real-life examples, the coaches break down how retirees can implement this strategy to secure their family’s future and leave a lasting financial legacy.Tune in to discover how you can start building generational wealth today, no matter your stage in life.Top three things you will learn:-How to use infinite banking strategies to build and preserve generational wealth-The importance of legacy planning for retirees -How to create a financial strategy that outlasts you and benefits future generationsDisclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.💸 Build a Passive Income Machine in 3 Steps:Here’s how to flip the script and start building wealth the way the wealthy do 👇👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept👉 wealthwithoutwallstreet.com/free-ibc-webinar📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)👉 wealthwithoutwallstreet.com/accelerate📈 Step 3 – Start Building Passive IncomeJoin the Passive Income Lab👉 ChoosePassiveIncome.comMore Ways to Learn & Grow Wealth (For Free)💾 Download the Passive Income Operating System👉 wealthwithoutwallstreet.com/piosebook👥 Join 10,000+ Investors Inside Our Free Community👉 wealthwithoutwallstreet.com/communityPaying $250K+ in Taxes? Stop the Bleed.😡 Apply for Our Next Tax Strategy Intensive👉 wealthwithoutwallstreet.com/taxGrab Our Book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income📘 wealthwithoutwallstreet.com/newbookStay Connected:📸 Instagram:

Have you ever wondered how you can make money in real estate without rushing through flips or facing massive risks? In this episode, Scott Jelinek joins Russ and Joey to share his proven method for building wealth through real estate investing by focusing on slow flips. Unlike traditional fast-paced house flipping, the slow flip strategy focuses on purchasing foreclosures, renovating them, and turning them into long-term cash-flowing properties. Scott discusses the steps involved in finding, purchasing, and improving foreclosures to create steady passive income. He highlights the benefits of this approach over quick flips, offering a more secure and reliable source of income without the usual risks. You'll learn how to avoid common pitfalls in real estate investing, how to select the best properties for slow flips, and why this strategy can provide lasting financial freedom. Whether you’re a seasoned investor or just starting out, this episode will provide valuable insights into building wealth through strategic real estate investments.Top three things you will learn: -How to turn foreclosures into profitable real estate investments-The importance of deferred cash flow in building long-term wealth-Why the slow flip strategy can offer a safer, more stable alternative to traditional flippingAbout Our Guest:Scott Jelinek is an entrepreneur and real estate investor. He started his first business, a vending machine route, at just fifteen years old and has owned and operated various businesses from tanning salons to hot dog shops, all while buying, selling, and renting properties. He has been investing in real estate since 1994 and has completed over 600 deals. Today, Scott uses his knowledge and experience to coach other real estate investors.Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.Connect with Scott Jelinek:-Website - wealthwithoutwallstreet.com/slowflip💸 Build a Passive Income Machine in 3 Steps:Here’s how to flip the script and start building wealth the way the wealthy do 👇👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept👉 wealthwithoutwallstreet.com/free-ibc-webinar📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)👉 wealthwithoutwallstreet.com/accelerate📈 Step 3 – Start Building Passive IncomeJoin the Passive Income Lab👉 ChoosePassiveIncome.comMore Ways to Learn & Grow Wealth (For Free)💾 Download the Passive Income Operating System👉 wealthwithoutwallstreet.com/piosebook👥 Join 10,000+ Investors Inside Our Free...

Most entrepreneurs overpay for health insurance without realizing there’s a flexible, lower-cost option that fits their financial freedom plan.In this episode, the financial coaches break down one of the most misunderstood topics for entrepreneurs: the real differences between traditional health insurance and health sharing programs. They explain why many business owners feel trapped by rising insurance costs and how health sharing can offer a flexible, affordable alternative without sacrificing protection. Drawing on personal stories, including medical emergencies, major hospital bills, and the emotional support received during difficult moments, the hosts reveal how these programs work, what they cover, and how they compare in terms of cost and freedom. Listeners will learn how health sharing fits into a financial freedom plan, the lifestyle advantages it offers for remote workers and frequent travelers, and the qualification requirements every member must meet. Top three things you will learn:-The benefits of health sharing as an alternative to traditional health insurance-How to choose a health sharing plan that fits your needs-The cost-saving potential and flexibility of health sharingDisclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.💸 Build a Passive Income Machine in 3 Steps:Here’s how to flip the script and start building wealth the way the wealthy do 👇👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept👉 wealthwithoutwallstreet.com/free-ibc-webinar📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)👉 wealthwithoutwallstreet.com/accelerate📈 Step 3 – Start Building Passive IncomeJoin the Passive Income Lab👉 ChoosePassiveIncome.comMore Ways to Learn & Grow Wealth (For Free)💾 Download the Passive Income Operating System👉 wealthwithoutwallstreet.com/piosebook👥 Join 10,000+ Investors Inside Our Free Community👉 wealthwithoutwallstreet.com/communityPaying $250K+ in Taxes? Stop the Bleed.😡 Apply for Our Next Tax Strategy Intensive👉 wealthwithoutwallstreet.com/taxGrab Our Book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income📘 wealthwithoutwallstreet.com/newbookStay Connected:📸 Instagram:

What could be more terrifying than facing enemies on the battlefield or disarming a bomb? For military men, leaving the service can be more unnerving than combat because it means losing their identity and purpose. How can veterans overcome the fear of the unknown and build new paths to success after service?In this powerful episode, Jonathan Bates joins Russ and Joey to share his experience transitioning from the military and the challenges that came with leaving behind a structured environment. After 26 years of service and leaving the only life he knew, Jonathan discovered the importance of mentorship, business ownership, and defining his family’s vision. Jonathan discusses how his nonprofit, Patriot Growth Capital, is addressing the three major problems veterans face post-service. Through this organization, Jonathan empowers veterans and their families to step into business ownership, offering mentorship, financial backing, and a comprehensive training program. His approach bridges the gap between military service and civilian success, creating a pathway for veterans to grow and thrive.Top three things you will learn: -Understanding the mental challenges of transitioning from military service to civilian life-Building new skills and redefining your identity outside of the military-How to thrive in the civilian worldAbout Our Guest:Jonathan Bates, Lt. EOD, USN (Ret.), is a principal at Patriot Growth Capital. This company focuses on supporting veterans’ families by helping individuals become the best version of themselves while teaching them to own and operate businesses.Jonathan transitioned from a 26-year naval career as an explosive ordnance disposal technician to consulting to empower today’s youth and leaders. With over 16 years of experience in business coaching, private equity, and mergers and acquisitions, he has fostered organizational cultures rooted in the philosophy, “We think about you, so you can think about others.”Looking ahead, Jonathan has ambitions to complete 50 acquisitions annually and generate $1 billion in revenue to support American veteran families.Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.Connect with Jonathan Bates:-Website - https://atlvets.org/ and https://patriotgrowthcapital.com/💸 Build a Passive Income Machine in 3 Steps:Here’s how to flip the script and start building wealth the way the wealthy do 👇👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept👉 wealthwithoutwallstreet.com/free-ibc-webinar📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)👉 wealthwithoutwallstreet.com/accelerate📈 Step 3 – Start Building Passive IncomeJoin the Passive Income Lab👉

You've probably heard that Indexed Universal Life (IUL) is an excellent tool for building wealth, but is it really the best option for Infinite Banking? In this episode, the financial coaches dive into why Indexed Universal Life (IUL) may not be the best tool for your financial freedom, despite what your financial advisor might have told you. The coaches explore the complexities of IULs and why they can be riskier than whole life insurance, especially for those looking to build wealth predictably. They also break down the history of these products, how they differ from whole life insurance, and why they might not align with the principles of Infinite Banking. If you’re looking to secure your financial future and avoid costly mistakes, listen in to discover safer, more predictable strategies that can help you achieve true financial freedom.Top three things you will learn:-Why IUL (Indexed Universal Life) is not a good fit for IBC-The hidden costs and fees associated with IUL policies-More effective strategies for leveraging whole life insurance for wealth creation and financial freedom Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.💸 Build a Passive Income Machine in 3 Steps:Here’s how to flip the script and start building wealth the way the wealthy do 👇👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept👉 wealthwithoutwallstreet.com/free-ibc-webinar📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)👉 wealthwithoutwallstreet.com/accelerate📈 Step 3 – Start Building Passive IncomeJoin the Passive Income Lab👉 ChoosePassiveIncome.comMore Ways to Learn & Grow Wealth (For Free)💾 Download the Passive Income Operating System👉 wealthwithoutwallstreet.com/piosebook👥 Join 10,000+ Investors Inside Our Free Community👉 wealthwithoutwallstreet.com/communityPaying $250K+ in Taxes? Stop the Bleed.😡 Apply for Our Next Tax Strategy Intensive👉 wealthwithoutwallstreet.com/taxGrab Our Book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income📘 wealthwithoutwallstreet.com/newbookStay Connected:📸 Instagram: @wealthwithoutwallst—

We all want to achieve financial freedom, but there's no single path to getting there. What is the right way to go?In this episode, Russ and Joey have a heated debate about the best way to create passive income and achieve financial freedom. Though the duo has reached $50,000 per month in passive income, they completely disagree on how to do it. Russ advocates for investing in deals with long-term equity returns that may take years to pay off, while Joey emphasizes the importance of consistent monthly cash flow to cover expenses now. They also break down their passive income report for October 2025, sharing details of their investments that contribute to their impressive monthly cash flow. Tune in to better understand the key differences between cash flow-focused investments and long-term growth strategies. Top three things you will learn: -How different investor mindsets shape wealth-building strategies-Which investments actually produce predictable results-The possibility of earning both a monthly cash flow and long-term equityOctober 2025 Income At-A-Glance: -Gross Income for October: $64,050.56-Total Expenses for October: $13,535.31-Total Net Profit for October: $50,515.25-Difference b/t September & October: $6,431.25-% of net profit to overall gross revenue: 79%Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.💸 Build a Passive Income Machine in 3 Steps:Here’s how to flip the script and start building wealth the way the wealthy do 👇👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept👉 wealthwithoutwallstreet.com/free-ibc-webinar📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)👉 wealthwithoutwallstreet.com/accelerate📈 Step 3 – Start Building Passive IncomeJoin the Passive Income Lab👉 ChoosePassiveIncome.comMore Ways to Learn & Grow Wealth (For Free)💾 Download the Passive Income Operating System👉 wealthwithoutwallstreet.com/pios👥 Join 10,000+ Investors Inside Our Free Community👉 wealthwithoutwallstreet.com/communityPaying $250K+ in Taxes? Stop the Bleed.😡 Apply for Our Next Tax Strategy Intensive👉 wealthwithoutwallstreet.com/taxGrab Our Book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income📘

Are you curious about how banks make lots of money? In this episode, the financial coaches dive into one of the lesser-known financial strategies that banks use to build wealth: Bank-Owned Life Insurance (BOLI). While BOLI is typically utilized by financial institutions to create long-term, tax-deferred growth, the coaches break down how anyone can apply the same principles to their own financial strategies. They explain how BOLI provides financial freedom through tax advantages, compounding growth, and safe wealth accumulation. If you’re looking to build wealth in a way that outlives traditional methods, this episode is a must-listen. Top three things you will learn:-How banks leverage life insurance to build wealth and mitigate financial risks-Why bank-owned life insurance (BOLI) is a valuable strategy for personal finances-Practical steps to integrate the same strategies used by banks into your own financial planningDisclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.💸 Build a Passive Income Machine in 3 Steps:Here’s how to flip the script and start building wealth the way the wealthy do 👇👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept👉 wealthwithoutwallstreet.com/free-ibc-webinar📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)👉 wealthwithoutwallstreet.com/accelerate📈 Step 3 – Start Building Passive IncomeJoin the Passive Income Lab👉 ChoosePassiveIncome.comMore Ways to Learn & Grow Wealth (For Free)💾 Download the Passive Income Operating System👉 wealthwithoutwallstreet.com/piosebook👥 Join 10,000+ Investors Inside Our Free Community👉 wealthwithoutwallstreet.com/communityPaying $250K+ in Taxes? Stop the Bleed.😡 Apply for Our Next Tax Strategy Intensive👉 wealthwithoutwallstreet.com/taxGrab Our Book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income📘 wealthwithoutwallstreet.com/newbookStay Connected:📸 Instagram: @wealthwithoutwallst—