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The Debt Free Dad Podcast
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The Debt Free Dad Podcast

Author: Brad Nelson

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Money and personal finance are one of the leading causes of stress among adults, but it doesn't have to be that way. By mastering the basics, you can completely change your entire life. On the show, Brad shares tips, tricks, and life lessons that have helped him, and thousands of others save and pay off millions of dollars. If you're looking for financial freedom, you've come to the right place.The show will also cover topics like singles and money, marriage and money, kids and money, small business, entrepreneurship, self-development, online business, side hustles, and guest interviews. By listening, you'll gain the confidence and motivation you need to kick debt and financial stress for good! You're not going to want to miss any of it. So hit subscribe, and get ready to change your life! Welcome to the Debt Free Dad Podcast!

392 Episodes
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If you’ve ever looked at your paycheck and wondered where it all went… this episode is for you. Today we’re talking about the real cost of living with payments. Not just the interest. Not just the monthly bill. But the stress, the lost freedom, the reduced flexibility, and the opportunities that quietly disappear when your income is already committed. Payments feel normal. Car payments. Credit cards. Buy now, pay later. Personal loans. Phone upgrades. But normal doesn’t mean healthy. In t...
Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money Get your Free Tracking Sheets: https://www.debtfreedad.com/tracker-worksheets Most financial “emergencies” aren’t emergencies at all. They’re predictable expenses we didn’t plan for. In this episode, Amber breaks down what sinking funds are, how they work, and how to set them up step by step. She also shares how she’s teaching her 9-year-old granddaughter about saving for Disney Paris and why...
Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money If budgeting, saving, or paying off debt makes you feel awkward, overwhelmed, or just plain bad with money… this episode is for you. In this episode, Brad shares a powerful story about teaching his son to drive, and why that experience perfectly explains what it feels like to start taking control of your finances. Growth doesn’t feel good at first. It feels uncomfortable. It feels uncertain. I...
Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money If you’ve ever made a budget and felt great about it, only to watch it fall apart, this episode is for you. Budgets don’t fail because you don’t care. They fail because of sneaky habits that quietly drain your money month after month. In this episode, Brad breaks down the top 10 budget busters he’s seen over the last decade — and how to fix them without making your life miserable. Support the show ...
Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money In this episode of the Debt-Free Dad podcast, host Amber shares why overly strict budgets often fail and how incorporating planned fun into your budget can lead to better financial outcomes. Learn practical steps to include joy in your financial plan without derailing your debt-free goals. Discover how flexible, enjoyable budgeting can help you build consistency, avoid burnout, and achieve long-te...
Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money In today's episode, Brad Nelson, the founder of Debt Free Dad, discusses how to cultivate real financial discipline without the feelings of restriction or deprivation often associated with it. He highlights the misconceptions around discipline and willpower, emphasizing the importance of removing challenges and creating systems that make good financial choices easier. Brad offers practical advice f...
Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money In this episode of the Debt Free Dad podcast, Brad Nelson discusses the importance of having a small emergency fund and how it can significantly change the way you handle money, reduce stress, and help you feel more prepared. Brad explains why an emergency fund is a crucial step towards financial stability and debt-free living. He also shares tips on how to start building an emergency fund, even if...
Subscribe to Simplify My Money Join the Waitlist In this episode of the Debt-Free Dad podcast, Kati shares her personal journey through financial setbacks and how she has managed to stay on track toward debt freedom despite numerous challenges. Hit hard by unexpected financial burdens in 2025, including job loss and medical expenses, Kati emphasizes the importance of resilience and community support. She outlines practical tips for managing spending, saving, and rebuilding after financial set...
🎯 Ready for real momentum in 2026? Learn more about Roots of Personal Finance and join the waitlist at 👉 rootsofpersonalfinance.com Getting out of debt isn’t about knowing what to do. Budgets are free. Advice is everywhere. And yet millions of people start strong and then quietly fall off. In this episode, Brad breaks down the real reason most people struggle to get out of debt and why motivation, willpower, and even discipline aren’t enough on their own. As we kick off 2026, this conversati...
Subscribe to Simplify My Money Join the Waitlist In this episode, Brad Nelson, founder of Debt Free Dad, flips the script on financial advice for the new year by focusing on what to stop doing in 2026. Highlighting key points such as avoiding the perfect start, not treating January as a reset button, and ceasing financial comparisons, Brad emphasizes how reducing certain behaviors can lead to more financial clarity and less stress. He also discusses the importance of acknowledging small wins ...
Subscribe to Simplify My Money As we wrap up 2025, Brad Nelson, founder of Debt Free Dad, introduces a transformative idea to revolutionize your financial life in 2026. Learn why traditional methods like budgeting harder aren't the solution and discover the power of shifting your focus. Brad shares his expert tips on creating a clear, meaningful vision that pulls you forward, rather than relying on willpower. Find out why clarity, emotion, and identity are key to lasting financial change and ...
Subscribe to Simplify My Money In this episode of the Debt Free Dad Podcast, host Amber explores the psychology behind emotional spending and how financial stress leads to impulsive buying habits. Drawing from real studies and personal experiences, she explains why people turn to shopping for temporary relief and offers actionable tips to break the cycle. Discover how understanding emotional triggers, delaying purchases, finding alternative feel-good activities, and implementing a simple mone...
Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money Feeling burned out from budgeting or paying off debt? You’re not alone — especially during the holidays. In this episode, we break down how to rest, reset, and stay on track without losing momentum. Support the show The Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner Connect With Brad Website- https://www.debtfreedad.com Facebook - https://www.facebook.com/thedebtfreed...
Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money Saving money is one of the hardest financial habits to build, especially when you’re living paycheck to paycheck. In this episode, we break down why saving feels impossible, how to finally build a system that sticks, and the simple steps that can help you build real financial momentum. If you want less stress and more breathing room, this episode is a game-changer. Support the show The Totally Awesome De...
Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money The holidays are supposed to be joyful, but for many families, they bring stress, guilt, and a pile of credit card bills come January. In this episode, Brad breaks down the four biggest traps that lead to overspending and stress during the holidays… and how to avoid them without feeling like a Grinch. Learn how to set boundaries, cut the pressure, and keep your peace (and your wallet) intact this season...
Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money In this episode, Brad Nelson, introduces a powerful mindset shift that can help you improve your spending habits and reduce financial stress. Unlike traditional budgeting tricks, this approach focuses on practicing gratitude to change your financial mindset. Brad shares practical tips on how to incorporate gratitude into your daily life to curb overspending and build financial confidence. Tune in to lear...
🎯 Free Workshop: Find Your First $100 (or more) FAST! Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money You still have time to make real progress with your money before the year ends. In this episode Amber shares six simple steps to help you finish the year strong even if you’ve fallen off track, overspent, or haven’t looked at your budget in months. No guilt. No perfection. Just a real plan that works. Support the show The ...
Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money In this episode of the Debt-Free Dad Podcast, host Kati shares her personal journey of balancing debt payoff and savings. With over $236,446 in debts paid off, Kati discusses the challenges and strategies she used to also save and invest $89,500 into her emergency funds, retirement plans, and health savings account. She highlights the importance of an emergency fund, prioritizing debt repayment, automati...
Free Budgeting Workshop: https://www.debtfreedad.com/budgeting-workshop-evergreen-optin Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money In this episode of the Debt-Free Dad podcast, hosts Brad Nelson, Amber Taylor, Chris Hawkins, and Katie Hatfield discuss the common reasons why most budgets fail. They emphasize the simplicity needed to create a sustainable budget and share personal stories of overcoming financial challenges and achieving debt freedo...
Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money In this episode of the Debt Free Dad podcast, Brad Nelson, the founder of Debt Free Dad, talks about the importance of taking a break to recharge without losing financial progress. He shares his personal experience of taking a break after nearly five years of continuous podcasting and content creation. Brad emphasizes the significance of rest in avoiding burnout and provides actionable tips ...
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Comments (2)

Devon Lewis

Hey Brad - that’s amazing - just heard this - I’m Devon - appreciate that so much ☺️☺️☺️☺️☺️☺️☺️ You are a big deal my friend - changing a lot of life’s

May 25th
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Paul Taylor

Highly recommend. Life without debt is possible and this is the way to achieve that life.

Jan 2nd
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