The Money Ed Podcast

In episode four of our latest series, I sat down with Mr Avocadough, a personal finance influencer and content creator to talk about some of the most important things you need to think about in the year ahead. We spent time reflecting on 2020 and the lessons learnt and how we can apply what we've learnt into 2021. In particular, we focused on budgeting, the importance of emergency funds, as well as some of the best ways to get into investing You can find Mr Avocadough on Instagram, where he posts daily content focusing on all aspects of personal finance.  You can find last weeks episode here --- If you have any questions, or want to hear a specific topic, you can get in touch with us at the usual places. Email us at moneyedinfo@gmail.com Follow us on Instagram & Twitter

We're back with episode 3 of our latest series! In this show I spoke to Gaby from TalkTwenties all about how to look after yourself in 2021. This was actually such great show and we covered a number of different topics, which I think are all so important when think about our wellbeing. We didn't just focus on money, we spoke about the effect social media is having on us and how to deal with friendships moving into your twenties   We also spoke about the great work that Gaby is doing with TalkTwenties, an online platform looking to help people in their twenties get through their life. They have a website, run online workshops, and Gaby hosts their award winning podcast! You can find out more about talk twenties on their website, Instagram page and you also their Podcast (Spotify & Apple) -- Have any questions, or want to hear a specific topic? Get in touch! Email us at moneyedinfo@gmail.com Follow us on Instagram or Twitter

In episode two of our latest series, I sat down with Hannah, CEO and Co-Founder of HYBR, an online platform looking to disrupt the university rental market. In the episode we spoke about number of the issues with renting as a university student. But don't worry, it's not all doom and gloom! We also spoke about some ways you can make the most of renting and save money. Hannah also told us what it was like living under one roof with 14 people!! If you are worried about renting as a student, or want to find out more about the work HYBR are doing, then have a listen! Check out HYBR's website to find out more about their service. They also have a number of incredible blogs written by team members at HYBR, as well as special guest blogs.  You can also check out their instagram page to find out more.  To listen to last weeks episode all about pensions, click here -- Have any questions, or want to hear about a certain topic? Get in touch! Email us at moneyedinfo@gmail.com Follow us on Instagram and Twitter

SERIES SIX IS HERE!!! Have a listen to find out what we have in store for you this series, including the topics we'll be exploring over the coming weeks! Got a question, or want us to talk about a specific topic? Let us know! Email as us moneyedinfo@gmail.com Follows us on  Instagram & Twitter

In our latest episode i'm sitting down with my mate Hlanganiso (H) to talk about why you should invest in your twenties. We're here to talk to you guys about why you should invest, but also to talk through some of the reasons why you may not invest and try to debunk those myths.  It was another chilled conversation with one of my good friends, where we explored classic investing, talked about bitcoin and also discussed trading Pokémon cards?! So we hope you enjoy and get some value from it!  -- Get in touch -- Email us at moneyedinfo@gmail.com Follow us on Instagram at The Money Ed Podcast Follow us on twitter at Money Ed

Whats going on guys, welcome back to our latest episode of the MoneyEd podcast.  On today's episode, I thought id go back a little bit to the basics of investing for beginners. This was inspired by one of my friends who asked me for some help a couple weeks ago, but this episode basically will help you to begin investing when you don't know how to invest! IN the episode we talk about: what to think about before investing, platforms you can use, accounts, what investments to make and so on! This is THE perfect episode for those who really don't have any idea about investing, but also don't really want to spend hours reading up on it.  As discussed in the show, the following links will be able to help you out: - Trading 212, the platform I use to invest - More information on the ISA options you have - Understanding the different investments, through Money Advice Service  - Links to our episodes that discuss Risk and ISAs Last weeks episode: ETF investing with Rize ETFs -- Get in Touch -- Email us at moneyedinfo@gmail.com Follow us on Instagram at The Money Ed Podcast

On todays episode I was lucky enough to be joined by David Barfoot, who works at Rize ETFs a specialist thematic ETF issuer. In the first half of the show, David and I spoke in great length about what goes into creating an ETF and why they can be so beneficial to young investors. In the second half we spoke about thematic investing; what it is, why it is increasing in popularity and what the future holds for thematic investing! David was able to share his experience of working in the ETF universe and bless us with his knowledge on the sector and it was so great to have him on the show. This episode is great if you want to understand ETF investing and the underlying make up of ETFs as well to understand what thematic investing is.  To find out more about Rize ETFs and the work they're doing in the thematic sphere, click the following links:  Rize ETF website Rize ETF Twitter Rize ETF LinkedIn  -- Get in touch --  Email us at moneyedinfo@gmail.com Follow us on Instagram at The Money Ed Podcast

Welcome back to the latest show on the Money Ed podcast, and episode 5 of our latest series, Exploring the world of investing. On today's show we're join by Ato from the Savvy Wallet. In the show we talked to Ato about investing in Equities. Equities are one of the most popular asset to invest in as retail investors, so its important we understand exactly what they are and the benefits they can bring us. We specifically looked at different types of equity investing, what you need to think about when investing in companies and ways to invest in companies while minimizing the amount of work you need to put in! This candid episode show is perfect for those of you who want to better understand equities while avoiding all of the intimidating and confusing jargon! You can find Ato at the Savvy Wallet on Instagram, YouTube and Twitter! If you missed last weeks episode, all about passive vs active investing, click here! Email us at moneyedinfo@gmail.com Follow us on Instagram at The Money Ed Podcast

On this weeks episode, we're going to be exploring each of the different asset classes and investments you can make as retail investors. We’re also going to discuss some key tips that will help investors like you and me, and we'll finish the show talking about my personal investments and the justification for my ‘strategy’.  This episode is perfect for those who perhaps are aware of different asset classes but aren’t sure how you can apply them in your investing journey. It also a great way for you to learn which asset classes and which investing strategies might be right for you given your risk appetite as we discussed last week If you missed last weeks episode, you can check it out, where we spoke all about Risk and how it affects your investment journey -- Get in touch --  You can email us, at moneyedinfo@gmail.com You can get in touch with us on Instagram, at The Money Ed Podcast

On this weeks episode we’re talking all about Risk: what It is,  the role it plays in your investing, and how best to deal with it. We’ll also focus specifically on how we can determine your risk appetite and also the importance of understanding your capacity for loss. This episode is perfect for those of us who don’t really understand risk, or still don’t appreciate its importance.  As we spoke about in the show, I've shared a great link where you can find out your risk appetite thanks to our friends at Standard Life If you missed last weeks episode where we spoke about what you need to consider before investing, you can check it out here -- Get in touch -- You can email us at moneyedinfo@gmail.com You can get in touch with us on Instagram at The Money Ed Podcast

Welcome to Episode one of our newest series: Exploring the world of investing! In this series were going to introduce you to the most important parts of investing. Today's episode focuses on what we need to think about before we begin investing, specifically: - Establishing an emergency fund - Establishing your investing goals - Ensuring you educate and understand - Ensuring you know exactly how much you can afford to invest We also discuss why we invest, when we should invest and how best to do it! Is you missed last weeks episode, you can check it out here -- Get in Touch -- You can email us at moneyedinfo@gmail.com You can follow us on Instagram, at The Money Ed Podcast

We're back with our final episode of series four, and what a series its been! On today's show,  we're looking back at the series, what we've discussed, and the 5 key things you need to think about when it comes to saving!  The five key takeaway's from this series include: - Defeating present bias - Don't underestimate the power of compounding - Keep your goals in sight - The current downside of savings accounts - Treating your savings as an essential outgoing In case you missed it, last weeks episode was a stripped back discussion about saving with my friend Hlanganiso. If you missed that episode, you can find it here. Want to get straight to the meaty stuff? Skip to 4m29s -- Get in Touch -- Email us at moneyedinfo@gmail.com Follow us on Instagram, at The Money Ed Podcast

On this weeks episode, I sit down with my good friend Hlanganiso (H) to talk about saving through times of change. In the episode we have a discussion about saving through university, through times of transition and more generally about how we should manage our personal finances during times of difficulty. If you missed last weeks episode, where we discuss saving during lock-down and the Covid-19 pandemic, click here The episode where we discuss ISAs is here, Breaking down ISAs Finally, here is the link to Loqbox, the app H was talking about which helps you manage your credit score -- Get in Touch --  Email us at moneyedinfo@gmail.com Follow us on Instagram at The Money Ed Podcast

On this weeks show, were looking at how our saving has changed over the last 6 months.   No doubt our personal finances were affected by Covid-19. Everyone has had a different experience over the past few months,  our outgoings have varied, and our income may has also changed. But for a lot of us we really should have tried to make sure our ability to save remains. The links to the various shows i mentioned can be found below: Our recent episode on the Psychology behind Saving Our recent episode on ISAs  Last weeks episode, where i spoke to Logan Leckie about FIRE, Financial Independence, Retire Early, can be found here You can email us at moneyedinfo@gmail.com You can follow us on Instagram, at The Money Ed Podcast

Welcome back to Episode 5 of the 'Serious about Saving' Series. On today's episode we delve into how our behaviours, habits and views influence our saving. While it may be a part of personal finance we don't think about too often, having a little understanding and challenging your views can help us to improve how we save and more importantly how MUCH we save. In the show we specifically discuss present bias. A great site to better understand bias can be found here.  There are also a number of biases that also impact how we manage our money, the best piece of content I found on these biases can be found here. It only 10 min long and explains the different biases in a way we can all understand! We've also added the Psychology behind spending episode to the how notes!  You can also listen to last weeks episode, in case you missed it, Breaking down ISAs -- Get in touch -- Email us at moneyedinfo@gmail.com Follow us on Instagram at The Money Ed podcast

On this weeks episode, episode 4 of the Serious about saving podcast, we're talking all things ISAs!  Carrying on from last weeks theme, this week we're going to continue looking at individual savings accounts and how important they are when it comes to understanding our saving needs! Its a perfect episode to help you understand why ISAs can be such effective savings vehicles. However you view saving, these accounts provide a number of benefits in addition to simply being vehicles to keep your money in.  In the show, well look at the main accounts, including the pros and cons of each account and when they would be best for us. The accounts we look at include: - Cash ISA - Stocks and Shares ISA - Lifetime ISA - H2B ISA We also spend a bit of time talking at the less traditional accounts including: - Innovative finance ISA - Junior ISA (for under 18s) There are a number of websites where you can compare ISAs at different institutions:  - Money Super Market - Compare the Market - Which?  Each of these websites also break each of these accounts down, but you can also find out more information at the Money Saving Expert website These websites make it easy for you to compare different accounts and take the hassle out of going through each website with the specific accounts! If you missed last weeks show, where we look at savings accounts, you can listen here -- Get in touch -- Email us at moneyedinfo@gmail.com Follow our Instagram page The Money Ed Podcast, where we post weekly content that build upon what we've spoken about in the show

Welcome back to episode 3 of the 'Serious about Saving' series. One this weeks episode were breaking down each of the various savings accounts to help you understand how you can make the most out of them and which one is best suited to you!  In the episode we'll look at: - basic savings account - fixed savings account - regular savings account - fixed-rate bonds The world of savings accounts can be very complicated. This show is there to break them down to help you to understand how you can take advantage of the different rules and saving methods for each of these vehicles! Show number five, where we compared specific high street banks can be found here Likewise, show number seven, where we compared a number of mobile only banks, can be found here Last weeks episode, where we talked about interest and the role it plays in our saving, can be found here -- Get in touch -- You can email us at moneyedinfo@gmail.com You can follow us on Instagram at The Money Ed Podcast

Welcome to episode 2 of the Serious about Saving series.  In the second episode of our latest series, we discuss interest in detail. In the show we discuss: - why interest is so crucial for our saving journey - the relationship between interest and inflation - compound interest - how we can make the most of it going forward Interest is often something we read a lot about, but some of the concepts its involved in can surpass us. This is most common especially with new savers! So check out this episode to find out how you can make interest work for you and your money. As I said in the episode, you will find the following links super useful to help you learn about Interest: A video on compound interest, provided by Investopedia, can be found here For a simple breakdown of the pro's and cons of Interest can be found here For a summary of the inflation and interest rate relationship, click here Finally have a look at this compound interest calculator. Use this to work our just how much money you can earn in the long run, put in different amounts, different rates of interest and so on! Listen to last weeks show Breaking down Saving -- Get in touch -- Email us at moneyedinfo@gmail.com Follow us on Instagram, at the Money Ed Podcast  

Welcome to Episode 1 or our newest series, Serious about Saving. In the first episode of series four, we welcome David, The personal finance coach to talk through some of the most important considerations when it comes to saving. In the show, we discuss: - the importance of goal setting - creating an effective emergency fund - managing multiple savings goals at once - different savings vehicles for different circumstances AND SO MUCH MORE! Throughout our lives we're going to save for a number of things, big or small, and the show touches on some important ideas that will certainly improve your ability to save! Its a show PACKED full of information, and David shared some seriously good tips for all you savers... its one you don't want to miss! Last weeks show, which summarised the 'Managing our Outgoings' series, can be found here You can follow David's personal finance Instagram account here @thepfcoach You can also follow his blog, where he posts regularly about all things personal finance AND where you can find a free, Zero-Based Budgeting tool he has created! --- Get in touch --- Email us: moneyedinfo@gmail.com Follow us on Instagram @moneyedpodcast

Welcome back to show number 20 of the Money Ed Podcast, episode 11 of the Managing our outgoings series! We've reached the end of series four! Its been such a good series and we've covered so much. In this episode we discuss the five key takeaways from the series and we answer some questions from our listeners. If you missed last weeks episode, click here to listen now! Thank you to everyone who has supported the show throughout this series and continues to support the show. We've learnt a lot during the last 11 weeks and can see what sorts of episodes you guys prefer, so we will strive to continue to provide you with series' and shows that bring you as much educational value as possible! If you want to get in touch, you can at on the following links! You can email us at moneyedinfo@gmail.com Follow us on Instagram @moneyedpodcast