Archived: The Dollar Diva with Debbie

22 Episodes

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What Is A Silver Divorce?

2020-07-2312:05

There is no certainty that life will ever stop giving you obstacles to overcome. Even people over fifty encounter some issues, and one of those may be the challenge of going through a silver divorce. On today’s show, Debbie Bloyd defines what a silver divorce is. She also shares how people going through this type of divorce can protect their assets, cope with the situation, and eventually move forward.

Pool Loans Go Into Mortgages?

2020-07-1617:16

The loan process can get tricky at times, and it helps to have a professional by your side to help you deal with mortgage issues. In this episode, Debbie Bloyd answers some more interesting mortgage FAQs: Do pool loans go into mortgages? When do you lock your loan? How do you keep your credit scores from going further down? Where can you get money for down payments? Listen in as she discusses each one of these issues at length.

Mortgage FAQs: Self-Employment, Title Issues And Student Loans

2020-07-0912:14

Some of the most frequently asked mortgage questions concern things that people don’t generally plan on. Debbie Bloyd walks us through some of the mortgage issues that have stopped many borrowers in the middle of the loan process. You may have been asking some of these questions, too, and Debbie talks about them one by one, touching on topics such as self-employment, title issues, and student loans. You never know when these issues may come up, so you might need to find a mortgage professional to help you deal with them. Listen in for more.

Investing In Women, I Ask Questions, Reverse Mortgage Stories, I Am The Money Whisperer, Why DLB Mortgage?

2020-06-2542:04

Money and retirement are two important talking points that tend to go hand-in-hand, especially as you begin to advance in life. Whether it’s mortgage or life insurance, so much of your retirement is dependent on the way you plan your financial future. Debbie Bloyd discusses some crucial financial subjects as they relate to retirement, and shares some encounters she has had with clients from various financial backgrounds. She also demonstrates how finding the right advisor is tantamount to having a secure financial future. Debbie can teach you how to financially equip yourself for the retirement you deserve, so don’t miss this vital discussion.

How To Become A Millionaire, Seniors Need Help, Mortgage News

2020-06-1827:58

Becoming a millionaire is something that many people daydream about. Most of us probably want to become millionaires, yet we tend to get so caught up in some seemingly innocuous habits that are actually hampering us from making that million. Debbie Bloyd looks into the things that wealthy, self-made people have in common and translates them into useful guidelines that to actually follow. Getting rich is not easy, but it’s not necessarily impossible, either. It all boils down to the possession of a winner’s mindset and fostering healthy relationships with your work, your money and the people you surround yourself with.

Fix Money Mistakes Now, 18 Scary Retirement Stats, Successful Kids, And 4 Definitions Of Success That Do Not Bring Happiness

2020-06-1128:50

Every day, we face a multitude of scary realities that we don’t talk about nearly enough. For example, we don’t often talk about preparing for retirement, or even how we define success. Nobody really wants to talk about retirement, but the reality is that we’re always heading in that direction. Debbie Bloyd opens your eyes to the realities of planning retirement and how the decisions we make—or in many cases, do not make—can have a profound effect on our financial security as we live off our life’s earnings. Debbie enumerates the scary retirement statistics that nobody really wants to think about but are nevertheless painfully real. It pays to plan early and take necessary action, fix money mistakes and put up a comprehensive retirement plan before it hits us in the face.

$1 Million In Your 401K, Silver Divorce, And Don’t Burn Out

2020-06-0429:21

How do you know if you’re working too hard? Work-life balance is difficult to maintain, but you can’t give up because it’s your future you’re putting at stake by failing to draw the line. “Dollar Diva” Debbie Bloyd talks about the signs that you’re working too hard, and how you can track back from there. She also dives into divorce, dissolving a marriage later in life and the options for retirement planning for late-life divorces. Debbie shares a multitude of information that could just change the way you prepare for your financial future, so don’t miss out.

18 Signs Of A High EQ, Critical Care – How To Pay For It, Debt Continues After You Die, And Happiness Is Success

2020-05-2833:36

Most people believe that finding success means finding happiness, but tend to miss that finding happiness first means finding success in everything. Whether that’s financial success, or success in any other aspect of your life, happiness has to come first. “Dollar Diva” Debbie Bloyd covers why being happy should come first before looking for success. Emotional intelligence plays a big role in finding success and understanding yourself and everyone around you. All-in-all, has bundles of knowledge and stories to share that can help you attain the future you want for yourself.

Getting Rid Of Your What If With Disability Insurance And A Solid Retirement Plan

2020-05-2132:17

There are a lot of uncertainties in life, and people can only prepare so much—whether it be a retirement plan, a well laid-out financial plan for stability and success, or preparing for the worst with disability insurance. Debbie Bloyd goes into the details of working with the right people and how to find them to make sure your future is in good hands. She also touches on the possibility of being disabled, either through an accident or a critical illness. This will make you think if the contingency plans you have are really enough. This episode also covers Debbie being interviewed in Jason Stancill’s podcast, After The Closing Bell, where she shares her knowledge about real estate auctions and reverse mortgages.

The Power Of Insurance As Protection For Yourself And Your Family

2020-05-1430:32

Most people think that insurance is just something that gives you money in return if something happens. Looking deeper into its technicalities, you can understand how it can be a protection for you and your family by taking advantage of its different types along with its different policies. Debbie Bloyd then talks about the information you should be getting from reputable financial advisers. She discusses the four financial quadrants that can help you segregate your finances for a better understanding. Furthermore, know what to watch out for if you have seniors in your family. Debbie explains why you need life insurance, not for yourself, but for your family and what it can do for them in case something unfortunate happens.

New Stats On Retirement, Long Term Care Options, Eight Habits That Make You Happy

2020-05-0724:11

Have you ever thought about how much happier life would be if you didn’t have to worry about what will happen tomorrow? With the right planning and preparation, it’s not that impossible. In this episode, Debbie Bloyd shares some habits you can adopt in order to be happier each day, one step at a time. She also discusses an important topic that everybody should pay attention to, which is what happens during retirement. Debbie reiterates the critical importance of being prepared for old age with long-term care in order to live comfortably and not cause problems for the people around you. Besides retirement, she also tackles estate planning and being prepared further from when you retire. Learn the things you need to know when it comes to preparing a will, and if you don’t have one yet, understand the reasons why you need it.

Four-In-One: On Budgeting, Millionaires, The Stock Market, And Money In Marriage

2020-04-2334:08

Dive into a jam-packed episode on financial planning as Debbie Bloyd discusses four different topics that will have you prepare for a brighter and worry-free future. First on the agenda is budgeting, where she dives into some of the best ways to plan and stick to your budget. Second, Debbie explains what makes a millionaire, going further to tell you how they make, keep, and save their money. Tapping on current events, she then talks about what is happening in the stock market as well as retirement planning and the ways annuities can help you out. Lastly, Debbie gets to the importance of talking about money, especially before settling down for marriage.

Dr. Kozhi Makai: How To Thrive With Change

2020-04-1626:27

Each and every one of us has a plan for our life. What happens when unforeseen events take the wheel and make unwanted changes in our narrative? Business and personal coach, Dr. Kozhi Makai, joins this episode to share his knowledge, experience, and expertise on how it’s still possible to get the most out of these changes. He explains the behavior of people with respect to the changes being applied in their lives that are outside of their plan. Learn what circumstances do to people, how you can become a better adult, and how your perception can play a critical part in making sure that the story of your life remains positive despite everything that’s happening around you.

Brandon Shultz: Protect Yourself And Your Assets

2020-04-1618:46

Everyone has taken a hit financially, one way or another. In this episode, Debbie Bloyd is joined by Brandon Shultz of Transamerica Financial Advisors, Inc. to talk about these trying times for people and the importance of always having a plan B to prepare for the hard and usually unforeseen situations. Brandon and Debbie dive into the current need for multiple streams of income and why you should look to start your own business in the finance industry. Learn about the growing need for financial literacy and the different types of insurance and other options you need to protect not only yourself and your assets but also your family.

Serving The Demand On A Changing Marketplace With Steve Tinkle

2020-04-1623:25

Business and demand are not going to stay the same way as it has been. Steve Tinkle, CEO and Founder of Morpha Consulting, joins Debbie Bloyd to talk about the changing marketplace and the opportunity for small businesses to serve the market and the new demand. Steve dives into the importance of knowing your business and what customers need from your business to adapt accordingly. Steve and Debbie discuss the impact of current events on businesses and the economy and how you, as a business owner, can somewhat leverage the situation to your advantage.

Market Fluctuations And Retirement And Estate Planning With Brad Williams

2020-04-1627:58

When the news channels are on a 24-hour cycle, it’s hard to keep our emotions in check. In this episode, Debbie Bloyd talks about how headlines are going to lead you down the wrong path and affect your finances. When the market goes down, you should not get your money out. Learn why you should put money in instead of out and the importance of maintaining discipline in your finances. Debbie also tackles long-term care, how long term care insurance has changed throughout the years, and the need for consumers to be knowledgeable about their options. Lastly, Brad Williams, Founding President and CEO of Brad Williams Financial Services, joins Debbie to talk about retirement and estate planning.

Automate Your Money, And 5 Things Top Performers Do with Al Caicedo

2020-04-1625:59

With the COVID-19 pandemic hitting us hard, there is a lot of apprehension about what might be next for the economy. In these uncertain times, it pays a lot to protect our assets, especially for people who are on their way to retirement. Joining Debbie Bloyd in this episode is Al Caicedo, the President of CKS Summit Group. Al and Debbie talk about the current market situation, setting up retirement and contingency plans, annuities, compound interests, and more. Also in this episode, Debbie talks about Dr. Michael Jarvis’ five things top performers do and gives useful tips about raising credit scores through automation direct deposit.

Learning To Trust Yourself

2020-04-1622:33

Trusting yourself, whether it comes to your personal life or even your finances, is a process that takes a while to come completely into fruition. But training yourself to trust your instincts is something that you can achieve if your goals are clear-cut and you’re decisive. “The Dollar Diva” Debbie Bloyd discusses why trusting yourself is the most important foundational skill for securing your financial future. The trust you put into yourself and the things you do, the things you create, can ultimately decide your success in the future. Train yourself to trust yourself.

Things You Need To Know About Mortgages

2020-04-1618:11

If you’re considering purchasing a home, especially a first home, a loan may be essential for you to get the property. In this case, considering your loan options and which ones are the best for you is something that you have to sit down and do. “The Dollar Diva” Debbie Bloyd takes you through several loan options as they relate to mortgages and your employment status. Loans are serious business and one mistake could keep you from acquiring the home of your dreams. Make sure you go into the process of loans absolutely prepared.

Protecting Your Investment In Today’s Uncertain Market

2020-04-1618:17

The up and down of the economy is as normal as the change of weather. Today’s market may sound like it’s in trouble, but a similar thing has happened before, and all we have to do is have faith. In this episode, Debbie Bloyd talks about the investment that you’ve made, whether it’s your 401k or your IRA, and what’s going on with the market. She brings ideas on how to save money in the middle of this crisis and discusses the right time to talk to someone in terms of financial planning, literacy, and clarity. In these highly vulnerable times, she also notes the importance of helping seniors protect their investments from being scammed by swindlers. Moreover, Debbie shares some ways to simplify your life, starting with decluttering.

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