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We’ve been doing Software Development and Architecture work for a while at Snowpal, and currently have several B2B and B2C products in production. In this podcast, we’ll share our experiences on a regular basis to help you & your teams build great software. The topics covered in this podcast will include Product Management, Project Management, Architecture, Development, Deployment, Security, Release Management, Sales, Marketing, Advertising, and just about everything else an ambitious, fast growing startup based out of the US is likely to be involved in. So, join us. Let’s become better!
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Recent market action highlights a sharp divergence between semiconductor leaders AMD and AVGO and a broad selloff across enterprise software names CRM, ADBE, NOW, MNDY, ASAN, and TEAM. While semiconductors continue to benefit from sustained AI infrastructure demand, most SaaS companies have seen heavy valuation compression, with many trading at price levels last seen several years ago.
This contrast reflects a deeper shift in investor sentiment as AI agents, automation, and usage-based models challenge traditional seat-based enterprise software economics. The result is a market split between momentum-driven winners like AMD and AVGO, and deeply discounted enterprise platforms—CRM, ADBE, NOW, MNDY, ASAN, and TEAM—that now represent either compelling contrarian opportunities or ongoing structural risks.
The way software gets built is changing fast—and not quietly. Tools powered by large language models are reshaping who can build, how fast teams move, and what “being a developer” even means. In a recent Snowpal podcast episode, Federico Sarquis, Head of Developer Relations at Crossmint, shared an unfiltered view from the front lines of fintech, AI-assisted development, and modern product teams .
Federico discusses the evolving landscape of software development, particularly the impact of AI and wipe coding. He shares insights on how non-developers can leverage AI tools, the importance of agency in hiring, and the changing dynamics of development teams. He also touches on the challenges in the FinTech space, the significance of compliance, and the future of programming languages. The discussion highlights the need for adaptability and creativity in the tech industry, as well as cultural insights from Argentina.
In a recent episode of the Snowpal Podcast, host Krish Palaniappan sat down with Shree Periyakaruppan, a seasoned data and AI leader with over 25 years of experience across healthcare, analytics, entrepreneurship, and real estate. The conversation explored two powerful themes: financial independence and working with massive-scale data in the age of AI.
This article distills those insights—starting with a practical Q&A on finance, followed by a deep dive into data, unstructured information, and generative AI in healthcare.
In this conversation, Alex Morris, Chief Tribe Officer at Tribecode, discusses the transformative impact of AI on software engineering, emphasizing the shift towards autonomous code generation and the evolving roles of engineers and product managers. He highlights the importance of adapting to new tools, the necessity of upskilling, and the changing dynamics of client interactions. The discussion also touches on job security for engineers in an AI-driven world and the potential for increased productivity and efficiency in software development processes. In this conversation, the speakers delve into various themes surrounding the future of work, the evolution of software development skills, the impact of AI on job markets, and the role of education in the modern workforce. They discuss the changing landscape of tech innovation globally, the implications of outsourcing, and the skepticism surrounding AI and data centers. The conversation also touches on market trends, economic concerns, and personal insights into the future aspirations of the speakers.
In this conversation, Rick Bentley discusses the rising costs of compute in AI, the challenges faced by smaller companies in accessing necessary technology, and the implications of AI on the job market. He emphasizes the importance of building data centers and exploring cost-effective solutions for AI compute. The discussion also touches on the future of education, vocational skills, and the impact of AI on outsourcing and consulting.
When I sat down to speak with Jermaine Ee from HeirLight, I expected a conversation about software, startups, and maybe a bit about AI. What I didn’t expect was how much it would challenge the way I think about why we build things in the first place.
Jermaine is a non-technical founder by background, but that label almost feels misleading. He understands systems, architecture, and product trade-offs deeply—just without writing code himself. What stood out to me immediately was that he didn’t arrive at software because he wanted to build software. He arrived there because he wanted to solve a human problem.
That distinction matters more now than it ever has.
In this conversation, Nir Valtman, co-founder and CEO of Arnica, discusses the transformative impact of AI on code security and the software development lifecycle. He emphasizes the importance of understanding vulnerabilities, managing dependencies, and integrating security into developer workflows. In a rapidly evolving digital landscape, ensuring code security has never been more critical.
Krish & Nir dive deep into the transformative role of artificial intelligence in software development life cycles. Nir shares his unique insights on how AI is reshaping code security and the essential steps developers must take to mitigate risks. The discussion also touches on the balance between feature development and security, the role of AI in generating code, and the evolving landscape of development teams.
Victor Varnado is not easily defined by a single title. A comedian, filmmaker, writer, game designer, cartoonist, actor, and software developer, he operates at the intersection of creativity and technology. As the CEO of SupremeRobot, a tech-and-media incubator, Victor develops intellectual property that can evolve into standalone companies. In this conversation, he shares how AI is reshaping writing, software development, outsourcing, and creative work at large .
The rapid rise of artificial intelligence is reshaping nearly every industry, from finance to healthcare to creative work. One emerging and less-discussed frontier is Faith Tech—the application of modern technology, including AI, to support spiritual practice and religious life. In this conversation, entrepreneur and founder of venture studio Zellerhaus, Preston Zeller explores how AI can be used thoughtfully to build purpose-driven technology that supports faith, reflection, and personal growth.
In a market dominated by AI narratives and software-driven growth, it’s easy to lump technology companies into a single bucket. But a closer look often reveals very different stories beneath the surface. Two companies that highlight this contrast particularly well are Datadog (DDOG) and CoreWeave (CRWV)—both high-quality software businesses, yet operating in entirely different domains and exhibiting sharply different market behavior.
Earlier this month, Apple and Google announced a major multi-year partnership that will bring Google’s Gemini AI models into Apple’s ecosystem, most notably to power Siri. The deal signals a profound shift in how the world’s most influential consumer technology company approaches artificial intelligence and raises important questions about competition, platform control, and the future of mobile computing.
Welcome to the Snowpal Podcast, where we explore technology, leadership, and the ideas shaping the future. I’m your host, Krish Palaniappan, founder of Snowpal and a long-time software builder and entrepreneur, and on this show we go beyond surface-level trends to unpack real experiences and hard-earned insights. Today’s conversation is both timely and deeply personal. Our guest is Nikki Barua (LinkedIn), a serial entrepreneur, keynote speaker, bestselling author, and the CEO of FlipWork, where she helps people and organizations prepare for the AI age. Nikki’s work sits at the intersection of technology, culture, and human potential, but her story goes far beyond the boardroom. As an immigrant who has navigated visas, uncertainty, and reinvention over decades, she brings a deeply lived perspective to today’s discussion. In this episode, we explore what immigration really means beyond headlines and politics, diving into themes of belonging, assimilation, and cultural responsibility. We examine the difference between entitlement and privilege, why immigrants often become entrepreneurs and leaders, and how identity, contribution, and shared values shape acceptance. This is a conversation about people, not policies—about responsibility, opportunity, and the social contracts that bind us together in a rapidly changing world.
In this conversation, Nikki Barua (LinkedIn), CEO of FlipWork, discusses the critical need for companies to fundamentally reinvent themselves rather than merely transform. She emphasizes the difference between evolutionary and revolutionary change, highlighting the importance of leadership, cultural shifts, and the iterative process of change. Nikki shares insights on how organizations can identify focus areas for change, engage teams in the process, and navigate the complexities of implementing new strategies in a rapidly evolving business landscape. In this conversation, Nikki Barua and Krish Palaniappan explore the complexities of high-stakes decision-making, the future of software development, and the impact of AI on careers. They discuss personal reflections on identity and belonging, particularly in the context of immigration and cultural assimilation. The dialogue emphasizes the importance of adapting to new environments while maintaining one’s cultural roots, and the role of language in fostering connections. Ultimately, they highlight the shared human experience of seeking belonging and the potential for innovation in a rapidly changing world.
In the fast-evolving world of medical spas and aesthetic clinics, securing funding is a critical step for growth and sustainability. In this episode of the Snowpal podcast, host Krish Palaniappan speaks with Sharmeen Aqeel, founder of Lyyvora, a lending platform tailored for healthcare businesses. Sharmeen shares her journey, the challenges faced by clinic owners, and how her platform is revolutionizing the lending process for medical spas across North America.
In this finance-focused discussion, we examine three companies that often appear together in conversations about cloud computing and data—but operate in meaningfully different segments of the market: Oracle, Snowflake, and Datadog.
In today’s conversations about software, AI, and innovation, it’s easy to forget one critical truth: humans still use the products we build. No matter how powerful the backend or how advanced the algorithms, a poor user experience can render a product nearly unusable.
The first four trading days of 2026 have delivered exactly what active market participants look for: movement, volume, and clear intraday patterns. While the year is still young, early signals across indices, semiconductors, hyperscalers, and financials are already shaping trader sentiment and short-term strategies .
In this engaging conversation, Krish Palaniappan and Suri Nagarajan delve into the intricacies of investing, particularly in the tech sector versus non-tech industries. They discuss the importance of financial literacy, the risks associated with high-risk investments, and the significance of diversification for new investors. Suri shares insights on industry allocation for a hypothetical $100 investment, emphasizing stable sectors like healthcare and energy. The discussion also touches on the cyclical nature of markets, the risks of entrepreneurship versus employment, and personal reflections on career choices and cultural opportunities in the US. Ultimately, the conversation highlights the importance of pursuing one’s passions and the unique educational experiences available in America.
Only take vacations you can afford—debt and relaxation should never meet.
If it needs installments and isn’t food or medicine, you don’t need it.
Credit card debt is just regret charging interest—kill it first.
Don’t enroll in college by muscle memory; 2026 doesn’t care about tradition.
If you switch careers, pick a role that actually matters—vibes don’t pay rent.
Skipping AI in 2026 is like skipping email in 1999—bold, but stupid.
Invest real money if you can, fake money if you can’t, ignorance is not an option.
Park far away—walking is free cardio and cheaper than therapy.
Eat because you’re hungry, not because the fridge made eye contact.
There is no perfect time—there’s only now and a lot of excuses.
Build a side hustle so layoffs don’t decide your personality.
If every year feels the same, congratulations—you’re on career autopilot.
Social media isn’t real life—it’s a heavily filtered lie with Wi-Fi.
Comparison kills joy, and titles won’t fix insecurity.
Everything important takes longer than promised—welcome to reality.
Ignore naysayers—they’re deeply committed to being comfortable.
One focused person with AI can now replace a small team—choose wisely.
If your car works, keep it—nobody’s impressed by your loan balance.
Be selfish enough to protect your time, energy, and sanity.
Nothing is saturated—most people just quit early.
As 2025 comes to a close, it’s a good time to reflect, experiment, and learn—especially if you’re interested in investing, trading, or building fintech products. On the final trading day of the year, I spent some time walking through live paper trades using a desktop trading platform, sharing practical insights along the way. This article distills those lessons into a beginner-friendly guide for anyone curious about trading, risk, and tools.
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This is fantastic! Sharing your real-world experience across such diverse topics is incredibly valuable for startups and teams aiming to grow. Excited to learn from Snowpal's journey and insights.Click here to learn more-https://www.decipherzone.com
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