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The Dividend Guy Blog Podcast

Author: Dividend Guy

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Should I buy? Should I sell? Or Should I stand pat? The market should never dictate how or when you invest. By increasing your confidence levels, you will invest with more conviction, save time, and eliminate many of your dilemmas. Everybody deserves a happy retirement. Mike Heroux from The Dividend Guy Blog is not only a passionate investor, but he is also pretty good at explaining how the market works and how you can make your money work more effectively for you.

This podcast will cover all aspects of dividend growth investing. The clearer and more detailed your investing methodology, the easier it is to stick to your plan and avoid the potential pitfalls. Supported by dividend stock examples, facts, and a well-tested investing strategy, you will receive his best advice on how to properly respond to market fluctuations; how to build your dividend growth investing portfolio; and, how to manage that portfolio so you can eventually enjoy a stress-free retirement.

Since 2003, Mike has been 100% invested in equities. He shifted his entire portfolio into a dividend growth investing strategy in 2010. Mike worked in the financial industry for a number of years including 5 years as a certified financial planner and another 5 years as a private banker. He decided to leave the corporate world of banking at the age of 35 because his ultimate goal was to help more investors be successful. In 2013, he founded Dividend Stocks Rock, which is a service that now guides over 3,000 investors down the path of success using a Dividend Growth Investing model. He is followed by over 55,000 people and counts 15,000+ webinar attendees to date.

Hit subscribe now to improve your portfolio’s performance and to add conviction to your investment decisions.


Disclaimer: The information contained within this podcast is for informational purposes only and it is not intended as a recommendation of the securities highlighted or any particular investment strategy; nor should it be considered a solicitation to buy or sell any security. In addition, this information is not represented or warranted to be accurate, correct, complete, or timely. The securities mentioned in this podcast may not be suitable for all types of investors and the information contained in this podcast does not constitute advice. Before acting on any information in this email, readers should consider whether such an investment is suitable for their particular circumstances, perform their own due diligence, and if necessary, seek professional advice.
269 Episodes
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Payout ratios look simple… until they’re not. Mike and Vero unpack why the classic “<80% = safe” rule can mislead you—especially when earnings get distorted, special dividends hit, or you’re dealing with capital-intensive businesses. You’ll learn when the EPS payout ratio matters, when to switch to cash payout, DCF, or FFO/AFFO, and how to read “ugly” numbers like negative or 200% payouts without panicking. Avoid Being Confused by Stock Price: Full Webinar Replay (Free) Download the Dividend Rock Star List Make sure to check out the complete show notes. X: @TheDividendGuy FB: http://bit.ly/2Z7Q5gF YouTube: http://bit.ly/2Zs6r1r DividendStocksRock.com
Confused by wild price swings? Here's a repeatable, 3-step playbook to make faster, calmer buy, hold, and sell decisions—without guessing. By the end, you’ll be able to separate noise from news, stress-test a shaky position, recognize when a “bad” quarter is actually better than feared, and act with conviction—whether that means trimming, adding, or doing nothing. We show the process on real names (Nike, Couche-Tard, Granite REIT), and point you to a free replay with slides and cheat sheets so you can apply it to your portfolio today. Catch the Full Webinar Replay (Free) Make sure to check out the complete show notes. X: @TheDividendGuy FB: http://bit.ly/2Z7Q5gF YouTube: http://bit.ly/2Zs6r1r DividendStocksRock.com
Star ratings are helpful—until they become a shortcut. Morningstar’s 1–5 stars are primarily about valuation, not business quality. Learn the smarter way to build conviction and why stock price (or past return) shouldn’t drive your decisions. Avoid Price Confusion: Save Your Spot for the Upcoming Webinar Make sure to check out the complete show notes. X: @TheDividendGuy FB: http://bit.ly/2Z7Q5gF YouTube: http://bit.ly/2Zs6r1r DividendStocksRock.com
When a great company trades at an all-time high and a P/E north of 30, are you overpaying—or just paying for quality? Mike and Vero show how to use the price-to-earnings (P/E) ratio without a crystal ball. Discover why a stock’s own 5- to 10-year averages matter more than cross-sector comparisons, how to identify “priced-for-perfection” setups, and why low P/E Ratios can be value traps. Case studies: Visa (V), Costco (COST), Canadian Natural Resources (CNQ), National Bank (NA.TO)—plus what to do when prices skyrocket, how to think about all-time highs, and tweaks if you’re near or in retirement. Avoid Price Confusion: Save Your Spot for the Upcoming Webinar Make sure to check out the complete show notes. X: @TheDividendGuy FB: http://bit.ly/2Z7Q5gF YouTube: http://bit.ly/2Zs6r1r DividendStocksRock.com
Eight years after rolling a $108K pension into a DIY portfolio, Mike walks through a quarterly review that’s up ~200% since inception—but not without bruises. He dissects three laggards (Apple, Alimentation Couche-Tard, Starbucks), explains when he holds vs. trims, and shows the exact process he uses to separate price noise from business news. You’ll also hear which names quietly powered returns this quarter and what he plans to change next. Avoid Price Confusion: Save Your Spot for the Upcoming Webinar Make sure to check out the complete show notes. X: @TheDividendGuy FB: http://bit.ly/2Z7Q5gF YouTube: http://bit.ly/2Zs6r1r DividendStocksRock.com
Is a recession just around the corner—or are we already in one without realizing it? Mike and Vero tackle the headlines, decode the signals, and most importantly, share what investors should actually do if they’re worried. From yield curves to consumer sentiment, corporate earnings to employment data, this episode provides a rational, dividend-growth-minded framework to prepare for the next downturn—without panic. Whether you’re in retirement or still building your portfolio, this one’s for anyone wondering: “Should I make changes now—or stay the course?” Download Your Stock Checklist Make sure to check out the complete show notes. X: @TheDividendGuy FB: http://bit.ly/2Z7Q5gF YouTube: http://bit.ly/2Zs6r1r DividendStocksRock.com
You save, you invest… and then comes the big question: now what? In this episode, Vero welcomes Mark Young, early retiree and creator of the Retirement Loop Projection Tool, to share what it really takes to retire with confidence. From defining your goals to making smart withdrawal decisions, reducing taxes, and navigating uncertainty, Mark walks through the essential steps for a well-planned retirement. Along the way, he shares how his own journey inspired him to help others find clarity and peace of mind in retirement. Join Retirement Loop Waitlist Make sure to check out the complete show notes. X: @TheDividendGuy FB: http://bit.ly/2Z7Q5gF YouTube: http://bit.ly/2Zs6r1r DividendStocksRock.com
As 2025 heads into its final stretch, we share a selection of nine dividend growth stocks currently on Mike's radar. From recovering giants to under-the-radar gems, Mike covers companies he’s buying, considering, or just watching closely for the right opportunity. This episode offers valuable insights into assessing buying opportunities, knowing when to hold off, and monitoring quality stocks during times of uncertainty. Whether you're looking for stability, growth, or the next addition to your portfolio, this list has something for you. Download the Dividend Rock Stars List. Make sure to check out the complete show notes. X: @TheDividendGuy FB: http://bit.ly/2Z7Q5gF YouTube: http://bit.ly/2Zs6r1r DividendStocksRock.com
Can you really retire on a 25% yield? We dive into the buzzworthy Harvest Diversified High Income ETF (HHIS.TO)—a high-yield ETF promising monthly income and exposure to trending growth stocks. Let's explore whether HHIS is a sustainable income solution or simply too good to be true. You’ll learn how the fund is structured, what’s behind its massive distribution, and the trade-offs investors need to consider. Download the Dividend Income for Life Guide. Make sure to check out the complete show notes. X: @TheDividendGuy FB: http://bit.ly/2Z7Q5gF YouTube: http://bit.ly/2Zs6r1r DividendStocksRock.com
Many investors combine multiple strategies in their portfolios. One of the most common combos? ETFs and individual stocks. But here’s the real question: how do you analyze your portfolio when you mix both? Does it make your life easier… or way more complicated? We explore what each strategy brings to the table, how to properly review and balance your holdings, and how to avoid turning your portfolio into a confusing mess. Whether you’re 100% ETF, 100% stocks, or somewhere in between—this one will help you bring clarity and purpose to your investing strategy. Download the Dividend Income for Life Guide. Make sure to check out the complete show notes. X: @TheDividendGuy FB: http://bit.ly/2Z7Q5gF YouTube: http://bit.ly/2Zs6r1r DividendStocksRock.com
We explore a topic that's unusual for us—high-yield dividend stocks! While yield isn't our focus, we know many investors crave reliable income. So, how can you spot a high-yielder that won’t burn you? Mike shares his favorite picks, how to separate safe income from risky traps, and why the story behind the yield matters less than the numbers. Download the Dividend Income for Life Guide. Make sure to check out the complete show notes. X: @TheDividendGuy FB: http://bit.ly/2Z7Q5gF YouTube: http://bit.ly/2Zs6r1r DividendStocksRock.com
We explore what it really means to craft an investment thesis—and why it’s the missing link for many investors. Let's break down the essential steps to writing one, how to use it in buy/sell decisions, and walk through two real-world examples: Alimentation Couche-Tard and BCE. Whether you're a beginner or a seasoned investor, this is your guide to investing with clarity and confidence. Download the Investment Roadmap. Make sure to check out the complete show notes. X: @TheDividendGuy FB: http://bit.ly/2Z7Q5gF YouTube: http://bit.ly/2Zs6r1r DividendStocksRock.com
What should you do when a stock you own is down 20%, 30%, or even 40%? We review major names like UnitedHealth, and six others that are currently in the red. But instead of reacting emotionally, Mike shares a clear, practical decision-making framework. Whether you're holding long-time favorites or recent disappointments, decide if it's time to sell, wait, or buy more. Make sure to check out the complete show notes. X: @TheDividendGuy FB: http://bit.ly/2Z7Q5gF YouTube: http://bit.ly/2Zs6r1r DividendStocksRock.com
Mike and Vero demystify real estate investment trusts (REITs), exploring how they work, where they’re struggling, and which ones still make sense in a dividend growth portfolio. Learn how to analyze REITs using the right metrics, spot red flags, and know if they belong in your portfolio at all. Make sure to check out the complete show notes. X: @TheDividendGuy FB: http://bit.ly/2Z7Q5gF YouTube: http://bit.ly/2Zs6r1r DividendStocksRock.com
Daniel Foch isn't just another real estate voice—he’s in the trenches of the Canadian property market every day. We him to share real-world insights on REITs, direct real estate investing, AI integration in the industry, and the outlook for 2025 and beyond. With experience across development, brokerage, and investment analysis, Daniel helps us understand which REITs have real long-term potential and why investors need to think like pros—especially in uncertain times. Make sure to check out the complete show notes. X: @TheDividendGuy FB: http://bit.ly/2Z7Q5gF YouTube: http://bit.ly/2Zs6r1r DividendStocksRock.com
Wait… what? We flip the script. There are wrong reasons to invest in dividend stocks, and if you follow them, you’ll likely end up disappointed. Mike and Vero break down the traps of building a dividend portfolio without purpose. You’ll walk away with clarity, not just on dividend investing—but on how to use it for the right reasons. Make sure to check out the complete show notes. X: @TheDividendGuy FB: http://bit.ly/2Z7Q5gF YouTube: http://bit.ly/2Zs6r1r DividendStocksRock.com
We take a hard look at what went wrong with BCE—and what it means for dividend investors. But this isn’t just about one company. It’s a full post-mortem on the Canadian and U.S. telco industry. Let's explore how high-yield "deluxe bonds" like BCE, AT&T, and others began to falter. Learn how to spot the red flags before it's too late, and which sectors could take the place of telcos. Make sure to check out the complete show notes. X: @TheDividendGuy FB: http://bit.ly/2Z7Q5gF YouTube: http://bit.ly/2Zs6r1r DividendStocksRock.com
It’s time for our mid-year check-in! We dive into the best-performing dividend stocks of 2025—so far. From mining companies to pest control, and even food and healthcare, you’ll hear about surprising names making big moves. But Mike also brings his classic caution: Are these just temporary wins, or the start of long-term success? Make sure to check out the complete show notes. X: @TheDividendGuy FB: http://bit.ly/2Z7Q5gF YouTube: http://bit.ly/2Zs6r1r DividendStocksRock.com  
Vero chats with Ryne Williams—a self-taught dividend investor who started with next to nothing and built a solid portfolio over just five years. Ryne proves that anyone willing to learn can do this. He shares how ETFs and individual stocks both play a role, why he’s all about balance over hype, and how to create a portfolio that can weather any market. If you're just getting started or looking to invest with more conviction, this one’s packed with actionable tips and a mindset that’ll keep you going for the long run. Make sure to check out the complete show notes. X: @TheDividendGuy FB: http://bit.ly/2Z7Q5gF YouTube: http://bit.ly/2Zs6r1r DividendStocksRock.com
Today is the day! Mike and Vero wrap up their conversation with Adam Bornn from Parallel Wealth, diving deeper into smart retirement strategies. This episode is packed with practical frameworks for building your retirement income plan — and it ends with a live Q&A that covers some of the most pressing concerns from real retirees. And don’t forget — our free retirement webinar goes live today at 1PM ET! Save your seat or catch the replay. Make sure to check out the complete show notes. X: @TheDividendGuy FB: http://bit.ly/2Z7Q5gF YouTube: http://bit.ly/2Zs6r1r DividendStocksRock.com
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Comments (2)

Henri Chinaski

Not bad, but the fake American accents are immensely offputting.

Nov 3rd
Reply

Ann Kavanagh

Vero = Veronique :)

Mar 20th
Reply