A Smarter Way Home

Old school or new school, these realtors have it going on! Pat and Chris Lotz, the mother and son team at Pat Lotz Real Estate, join Danielle and Vic this week. They have some unique takes on real estate with how to generate and keep clients. There's Lotz to Love in Livingston County.Show LinksFor more information, follow the links below.Victor Bals - Sales Manager, Sr. Loan Officer NMLS #162273Website:  https://www.victorbals.com/Facebook: https://www.facebook.com/VictorBalsTeamInstagram: https://www.instagram.com/victorbals/Danielle Boote - Branch Manager/Sr. Loan Officer NMLS #170173Website: https://www.danielleboote.com/Facebook: https://www.facebook.com/DanielleBooteMortgageBankerInstagram: https://www.instagram.com/mortgageswithdanielle/ Thank you to our sponsor!Website: https://www.assistmyrealtor.com/Facebook: https://www.facebook.com/assistmyrealtorYouTube: https://www.youtube.com/channel/UCDSKvim5NsiiEUbm3kQVGqwInstagram: https://www.instagram.com/assist.my.realtor/LinkedIn: https://www.linkedin.com/in/assist-my-realtor-8101a5133/Guest Links Website: https://www.patlotz.com/ Facebook: https://www.facebook.com/PatLotzRealEstateInstagram: https://www.instagram.com/patlotzrealestateYouTube: https://www.youtube.com/channel/UCr8ipmcEEPGAp4JW8QJ91CwPh: Pat Lotz - 734.637.3668 Chris Lotz - 734.474.8713

On this week's episode of A Smarter Way Home, Vic welcomes special guest, Brett Lesperance, from Tribe Title Company! Brett might be a familiar face to some as he has a podcast of his own, "Talk the Talk." These two podcasters come together and chat about all things titles, including, but not limited to:-Why you can never be over insured -What sets Tribe Title apart?-How you can find out the chain of title for your property -What is the importance of title insurance for a home?Thanks for listening!Show LinksFor more information, follow the links below.Victor Bals - Sales Manager, Sr. Loan Officer NMLS #162273Website:  https://www.victorbals.com/Facebook: https://www.facebook.com/VictorBalsTeamInstagram: https://www.instagram.com/victorbals/Danielle Boote - Branch Manager/Sr. Loan Officer NMLS #170173Website: https://www.danielleboote.com/Facebook: https://www.facebook.com/DanielleBooteMortgageBankerInstagram: https://www.instagram.com/mortgageswithdanielle/ Thank you to our sponsor!Website: https://www.assistmyrealtor.com/Facebook: https://www.facebook.com/assistmyrealtorYouTube: https://www.youtube.com/channel/UCDSKvim5NsiiEUbm3kQVGqwInstagram: https://www.instagram.com/assist.my.realtor/LinkedIn: https://www.linkedin.com/in/assist-my-realtor-8101a5133/Guest Links Brett Lesperance - Director of Client RelationsTribe Title Co. Website - https://www.tribetitle.comBrett's Podcast - https://www.spreaker.com/show/talk-the-talk_5

It's not where you live, it's how you live. According to today's guest Bev Barton, there's a lot more to real estate than just location. This week, Bev, broker and owner of the Living Well Company, joins Danielle and Victor for a special look at market conditions, rental properties, and the changing real estate landscape. Splitting her work between Michigan and Florida, Bev brings us insights on:The "Living Well" PhilosophyWhy Michigan is becoming a popular tourist destination (and how you can leverage rental properties to take advantage)How natural disasters actually affect property valuesWhat you need to know about renting.   And more! Thanks for listening.Show LinksFor more information, follow the links below.Victor Bals - Sales Manager, Sr. Loan Officer NMLS #162273VictorBals.comFacebook: https://www.facebook.com/VictorBalsTeamInstagram: https://www.instagram.com/victorbals/  Danielle Boote - Branch Manager/Sr. Loan Officer NMLS #170173DanielleBoote.comFacebook: https://www.facebook.com/DanielleBooteMortgageBankerInstagram: https://www.instagram.com/mortgageswithdanielle/  Thank you to our sponsor!Website: AssistMyRealtor.comFacebook: https://www.facebook.com/assistmyrealtorYouTube: https://www.youtube.com/channel/UCDSKvim5NsiiEUbm3kQVGqwInstagram: https://www.instagram.com/assist.my.realtor/LinkedIn: https://www.linkedin.com/in/assist-my-realtor-8101a5133/  Guest LinksBev BartonWebsite: LivingWellCompany.com Email: Bev@BevBarton.com Ph: 734.320.0121

It all starts with being educated and Danielle & Vic are here to help. There are many mortgage options in the lender's toolbox, knowing what is available and how to utilize them to best fit the seller's and the buyer's needs is a must in this market. Continuing your education can help you. Let Danielle and Vic add helpful tools into your toolbox.Show LinksFor more information, follow the links below.Victor Bals - Sales Manager, Sr. Loan Officer NMLS #162273VictorBals.comFacebook: https://www.facebook.com/VictorBalsTeamInstagram: https://www.instagram.com/victorbals/  Danielle Boote - Branch Manager/Sr. Loan Officer NMLS #170173DanielleBoote.comFacebook: https://www.facebook.com/DanielleBooteMortgageBankerInstagram: https://www.instagram.com/mortgageswithdanielle/  Thank you to our sponsor!Website: AssistMyRealtor.comFacebook: https://www.facebook.com/assistmyrealtorYouTube: https://www.youtube.com/channel/UCDSKvim5NsiiEUbm3kQVGqwInstagram: https://www.instagram.com/assist.my.realtor/LinkedIn: https://www.linkedin.com/in/assist-my-realtor-8101a5133/

This week’s special guest, John Tenza joins Danielle and Vic in the studio. John provides amazing insights into our current market, Realtor production, and how to get more sales and closed commissions. With 40 years of experience as a top producing agent, 30 years as a professional speaker, and 20 years as a results coach; John works with brokers and agents who desire better results, more listings, and fat bank accounts!Interested in learning more? Check out the upcoming event details here:REV Up your Real Estate Results for 2023 with John TenzaEvent Details: REV Up your Real Estate Results for 2023 with John TenzaDate and Time - Tue, November 1, 2022, 11:00 AM – 1:00 PM EDTLocation - Crystal Gardens Banquet Center 5768 East Grand River Avenue Howell, MI 48843Show LinksFor more information, follow the links below.Victor Bals - Sales Manager, Sr. Loan Officer NMLS #162273VictorBals.comFacebook: https://www.facebook.com/VictorBalsTeamInstagram: https://www.instagram.com/victorbals/  Danielle Boote - Branch Manager/Sr. Loan Officer NMLS #170173DanielleBoote.comFacebook: https://www.facebook.com/DanielleBooteMortgageBankerInstagram: https://www.instagram.com/mortgageswithdanielle/  Thank you to our sponsor!Website: AssistMyRealtor.comFacebook: https://www.facebook.com/assistmyrealtorYouTube: https://www.youtube.com/channel/UCDSKvim5NsiiEUbm3kQVGqwInstagram: https://www.instagram.com/assist.my.realtor/LinkedIn: https://www.linkedin.com/in/assist-my-realtor-8101a5133Guest Linkshttps://tenzatalks.com/https://www.facebook.com/john.tenzahttps://www.facebook.com/profile.php?id=100063805037734

What is old is new again, meet the 2/1 BuyDown. A 2-1 BuyDown is a type of financing that lowers the interest rate on a mortgage for the first two years before it rises to the regular, permanent rate. The rate is typically two percentage points lower during the first year, and one percentage point lower in the second year. Listen in as Danielle and Victor break it down with a slideshow examples and the benefits.Show LinksFor more information, follow the links below.Victor Bals - Sales Manager, Sr. Loan Officer NMLS #162273VictorBals.comFacebook: https://www.facebook.com/VictorBalsTeamInstagram: https://www.instagram.com/victorbals/ Danielle Boote - Branch Manager/Sr. Loan Officer NMLS #170173DanielleBoote.comFacebook: https://www.facebook.com/DanielleBooteMortgageBankerInstagram: https://www.instagram.com/mortgageswithdanielle/Thank you to our sponsor!Website: AssistMyRealtor.comFacebook: https://www.facebook.com/assistmyrealtorYouTube: https://www.youtube.com/channel/UCDSKvim5NsiiEUbm3kQVGqwInstagram: https://www.instagram.com/assist.my.realtor/LinkedIn: https://www.linkedin.com/in/assist-my-realtor-8101a5133/

Veteran turned loan originator Eric Ensley joins Victor and Danielle for a deep dive into the grey area of VA loans. Having recently joined our hosts under the USA Mortage banner, Eric specializes in educating & assisting those working to get VA loans. This week, they cover:Eric's unique journey from paratrooper to loan officer.What a real loan officer is, and why not all "loan officers" can help you.Flexibility in VA loans and why it's important.How Eric trains loan officers and why education on VA loans is so critical for servicemen & women.    Show LinksFor more information, follow the links below.Victor Bals - Sales Manager, Sr. Loan Officer NMLS #162273VictorBals.comFacebook: https://www.facebook.com/VictorBalsTeamInstagram: https://www.instagram.com/victorbals/  Danielle Boote - Branch Manager/Sr. Loan Officer NMLS #170173DanielleBoote.comFacebook: https://www.facebook.com/DanielleBooteMortgageBankerInstagram: https://www.instagram.com/mortgageswithdanielle/  Thank you to our sponsor!Website: AssistMyRealtor.comFacebook: https://www.facebook.com/assistmyrealtorYouTube: https://www.youtube.com/channel/UCDSKvim5NsiiEUbm3kQVGqwInstagram: https://www.instagram.com/assist.my.realtor/LinkedIn: https://www.linkedin.com/in/assist-my-realtor-8101a5133/  Guest LinksWeb: eensley.usa-mortgage.com Email: eric.ensley@usa-mortgage.com Phone: 810-869-5473

Get your braincells firing for this episode of A Smarter Way Home! Danielle and Victor talk retirement, credit scores, and why you should not only check your email, but read it too! Over-listing, buying furniture too soon, and cutting your credit line can all lead you astray when buying your new home. Tune in to find out why you shouldn't close your account, deposit a lump sum of cash, or retire without disclosing to your loan officer.Show LinksFor more information, follow the links below.Victor Bals - Sales Manager, Sr. Loan Officer NMLS #162273VictorBals.comFacebook: https://www.facebook.com/VictorBalsTeamInstagram: https://www.instagram.com/victorbals/  Danielle Boote - Branch Manager/Sr. Loan Officer NMLS #170173DanielleBoote.comFacebook: https://www.facebook.com/DanielleBooteMortgageBankerInstagram: https://www.instagram.com/mortgageswithdanielle/  Thank you to our sponsor!Website: AssistMyRealtor.comFacebook: https://www.facebook.com/assistmyrealtorYouTube: https://www.youtube.com/channel/UCDSKvim5NsiiEUbm3kQVGqwInstagram: https://www.instagram.com/assist.my.realtor/LinkedIn: https://www.linkedin.com/in/assist-my-realtor-8101a5133/

Mike Wilbanks is back with us in the studio to discuss current, past, and future market trends. With over 40 years of experience as an appraiser, Mike gives great insight into the world of real estate. The crew talks about price drops, building relationships, value, and the common myths about appraisal.Show LinksFor more information, follow the links below.Victor Bals - Sales Manager, Sr. Loan Officer NMLS #162273VictorBals.comFacebook: https://www.facebook.com/VictorBalsTeamInstagram: https://www.instagram.com/victorbals/  Danielle Boote - Branch Manager/Sr. Loan Officer NMLS #170173DanielleBoote.comFacebook: https://www.facebook.com/DanielleBooteMortgageBankerInstagram: https://www.instagram.com/mortgageswithdanielle/  Thank you to our sponsor!Website: AssistMyRealtor.comFacebook: https://www.facebook.com/assistmyrealtorYouTube: https://www.youtube.com/channel/UCDSKvim5NsiiEUbm3kQVGqwInstagram: https://www.instagram.com/assist.my.realtor/LinkedIn: https://www.linkedin.com/in/assist-my-realtor-8101a5133/  Guest LinksMichael Wilbanks - Certified Residential AppraiserPhone: 810.220.1814

On this episode Vic & Danielle talk about recent trends in the market and inflation. What is the ‘R word’ and is there reason for worry? The duo expands on entertaining multiple offers, understanding the numbers, why inflation is your friend, and the new definition of good credit in this weeks episode.Show LinksFor more information, follow the links below.Victor Bals - Sales Manager, Sr. Loan Officer NMLS #162273VictorBals.comFacebook: https://www.facebook.com/VictorBalsTeamInstagram: https://www.instagram.com/victorbals/ Danielle Boote - Branch Manager/Sr. Loan Officer NMLS #170173DanielleBoote.comFacebook: https://www.facebook.com/DanielleBooteMortgageBankerInstagram: https://www.instagram.com/mortgageswithdanielle/ Thank you to our sponsor!Website: AssistMyRealtor.comFacebook: https://www.facebook.com/assistmyrealtorYouTube: https://www.youtube.com/channel/UCDSKvim5NsiiEUbm3kQVGqwInstagram: https://www.instagram.com/assist.my.realtor/LinkedIn: https://www.linkedin.com/in/assist-my-realtor-8101a5133/

This week Victor and Danielle welcome Lexi Wilcox from the Howell Downtown Development Authority to highlight upcoming happenings and changes in the area. Their win of the 2018 Great American Main Street Award shows that they have a lot to offer. Howell is proud of its year-round acclaimed festivals and events, more than forty different specialty retailers (from traditional to hip & quirky) and deliciously different dining options. Parks, a beach, and remarkable historical architecture make it a place to be.Show LinksFor more information, follow the links below.Victor Bals - Sales Manager, Sr. Loan Officer NMLS #162273VictorBals.comFacebook: https://www.facebook.com/VictorBalsTeamInstagram: https://www.instagram.com/victorbals/Danielle Boote - Branch Manager/Sr. Loan Officer NMLS #170173DanielleBoote.comFacebook: https://www.facebook.com/DanielleBooteMortgageBankerInstagram: https://www.instagram.com/mortgageswithdanielle/Thank you to our sponsor!Website: AssistMyRealtor.comFacebook: https://www.facebook.com/assistmyrealtorYouTube: https://www.youtube.com/channel/UCDSKvim5NsiiEUbm3kQVGqwInstagram: https://www.instagram.com/assist.my.realtor/LinkedIn: https://www.linkedin.com/in/assist-my-realtor-8101a5133/Guest LinksLexi Wilcox - Howell Downtown Development AuthorityWebsite: DowntownHowell.orgFacebook: @DowntownHowellMIInstagram: @DowntownHowellMIEmail: LWilcox@DowntownHowell.orgPh: 517.540.6736

Vic and Danielle host Alice Whited, Area Director of Real Producers Ann Arbor / Brighton on this weeks podcast. Real Producers connects top producing realtors and affiliates in Ann Arbor and Brighton, Michigan through a monthly high-quality trade publication, mastermind & social events, and online community. We share inspiring and educational stories, local market trends, competitive standings, and other reader-generated content.Show LinksFor more information, follow the links below.Victor Bals - Sales Manager, Sr. Loan Officer NMLS #162273VictorBals.comFacebook: https://www.facebook.com/VictorBalsTeamInstagram: https://www.instagram.com/victorbals/Danielle Boote - Branch Manager/Sr. Loan Officer NMLS #170173DanielleBoote.comFacebook: https://www.facebook.com/DanielleBooteMortgageBankerInstagram: https://www.instagram.com/mortgageswithdanielle/Guest Links:Alice WhitedArea Director of Real Producers Ann Arbor / BrightonEmail: Alice.Whited@N2CO.comPh: 734.558.5646Facebook: @RealProducersAnnArborBrightonIG: @RealProducersAnnArborBrighton

Where are all the new homes?! If you're in the market, you've no doubt wondered why there seems to be a shortage of new properties available. This week, Danielle and Victor get answers from the experts at Healy Homes (who self-finance their operations, which means NO construction loan required!). Builder Mike Burke tells us why it can take 12 full months to build a home, how material shortages affect business, and why the building trade could be perfect for you. Check it out!Healy Homes is a family-run business that prides itself on every home it builds being a great home. We have been building quality new homes since 1982 in the Detroit area of South East Michigan and have built thousands of homes and developed dozens of subdivisions.Show LinksFor more information, follow the links below.Victor Bals - Sales Manager, Sr. Loan Officer NMLS #162273VictorBals.comFacebook: https://www.facebook.com/VictorBalsTeamInstagram: https://www.instagram.com/victorbals/Danielle Boote - Branch Manager/Sr. Loan Officer NMLS #170173DanielleBoote.comFacebook: https://www.facebook.com/DanielleBooteMortgageBankerInstagram: https://www.instagram.com/mortgageswithdanielle/Guest LinksWebsite: healyhomes.com Ph: 248-773-7572Email: sales@healyhomes.comThank you to our sponsor!Website: AssistMyRealtor.comFacebook: https://www.facebook.com/assistmyrealtorYouTube: https://www.youtube.com/channel/UCDSKvim5NsiiEUbm3kQVGqwInstagram: https://www.instagram.com/assist.my.realtor/LinkedIn: https://www.linkedin.com/in/assist-my-realtor-8101a5133/

Danielle and Victor are back to recap some changes that went into effect July 1st: credit agencies now must wait a year before reporting outstanding bills to collection agencies. How will this impact your credit? According to Victor, credit is your financial resume, and we're here to help you become a competitive home buyer, this week!Show LinksFor more information, follow the links below.Victor Bals - Sales Manager, Sr. Loan Officer NMLS #162273VictorBals.comFacebook: https://www.facebook.com/VictorBalsTeamInstagram: https://www.instagram.com/victorbals/Danielle Boote - Branch Manager/Sr. Loan Officer NMLS #170173DanielleBoote.comFacebook: https://www.facebook.com/DanielleBooteMortgageBankerInstagram: https://www.instagram.com/mortgageswithdanielle/Thank you to our sponsor!Website: AssistMyRealtor.comFacebook: https://www.facebook.com/assistmyrealtorYouTube: https://www.youtube.com/channel/UCDSKvim5NsiiEUbm3kQVGqwInstagram: https://www.instagram.com/assist.my.realtor/LinkedIn: https://www.linkedin.com/in/assist-my-realtor-8101a5133/

What do trivia and real estate have in common? Connections! Danielle and Vic host Jacob Jacovetti from Above & Beyond Realty and Jacovetti Entertainment. They talk about the interesting way that Jacob found his way into real estate and how his companies help each other. Listen in for some fun and entertainment.Show LinksFor more information follow the links below.Victor Bals - Sales Manager, Sr. Loan Officer NMLS #162273VictorBals.comFacebook: https://www.facebook.com/VictorBalsTeamInstagram: https://www.instagram.com/victorbals/Danielle Boote - Branch Manager/Sr. Loan Officer NMLS #170173DanielleBoote.comFacebook: https://www.facebook.com/DanielleBooteMortgageBankerInstagram: https://www.instagram.com/mortgageswithdanielle/Thank you to our sponsor!Website: AssistMyRealtor.comFacebook: https://www.facebook.com/assistmyrealtorYouTube: https://www.youtube.com/channel/UCDSKvim5NsiiEUbm3kQVGqwInstagram: https://www.instagram.com/assist.my.realtor/LinkedIn: https://www.linkedin.com/in/assist-my-realtor-8101a5133/Guest LinksJacob JacovettiPh: (313) 605.3221Email: jacob@abrealtygrp.comFacebook: @ABRealtyGrpFacebook: @Jacob Jacovetti Keller Williams LivingFacebook: @JacovettiEntertainment

Danielle and Vic are building a legacy for their company, agents, and clients with USA Mortgage. They're excited about their decision and the powerful additional offerings they can now provide. It's a great place to be; listen in to learn more!Show LinksFor more information follow the links below.Victor Bals - Sales Manager, Sr. Loan Officer NMLS #162273VictorBals.comFacebook: https://www.facebook.com/VictorBalsTeamInstagram: https://www.instagram.com/victorbals/Danielle Boote - Branch Manager/Sr. Loan Officer NMLS #170173DanielleBoote.comFacebook: https://www.facebook.com/DanielleBooteMortgageBankerInstagram: https://www.instagram.com/mortgageswithdanielle/Thank you to our sponsor!Website: AssistMyRealtor.comFacebook: https://www.facebook.com/assistmyrealtorYouTube: https://www.youtube.com/channel/UCDSKvim5NsiiEUbm3kQVGqwInstagram: https://www.instagram.com/assist.my.realtor/LinkedIn: https://www.linkedin.com/in/assist-my-realtor-8101a5133/

This week, learn the rules of engagement with Victor Bals and Jennifer Coppola as they talk about interest rates and market conditions. They share their perspective on the climbing interest rates and explain why historically there is still great opportunity to buy a new home.Show LinksFor more information follow the links below.Victor Bals - Sales Manager, Sr. Loan Officer NMLS #162273VictorBals.comFacebook: https://www.facebook.com/VictorBalsTeamInstagram: https://www.instagram.com/victorbals/ Danielle Boote - Branch Manager/Sr. Loan Officer NMLS #170173DanielleBoote.comFacebook: https://www.facebook.com/DanielleBooteMortgageBankerInstagram: https://www.instagram.com/mortgageswithdanielle/Jennifer Coppola - Sr. Loan Officer NMLS#168883USA Mortgage BrightonJcoppola@usa-mortgage.comPh: 248-310-9347Thank you to our sponsor!Website: AssistMyRealtor.comFacebook: https://www.facebook.com/assistmyrealtorYouTube: https://www.youtube.com/channel/UCDSKvim5NsiiEUbm3kQVGqwInstagram: https://www.instagram.com/assist.my.realtor/LinkedIn: https://www.linkedin.com/in/assist-my-realtor-8101a5133/

This week, Victor is joined by Jennifer Coppola from USA Mortage to fill in while Danielle is away. Together, they talk with Bill Maniaci of MI Roots Group – Keller Williams Realty Living about current and historic housing market statistics. The market has been like the Wild Wild West and Bill shares some very interesting facts about what he's seeing and the importance of working with professionals who have their finger on the pulse of the real estate market.Show LinksFor more information follow the links below.Victor Bals - Sales Manager, Sr. Loan Officer NMLS #162273VictorBals.comFacebook: https://www.facebook.com/VictorBalsTeamInstagram: https://www.instagram.com/victorbals/ Danielle Boote - Branch Manager/Sr. Loan Officer NMLS #170173DanielleBoote.comFacebook: https://www.facebook.com/DanielleBooteMortgageBankerInstagram: https://www.instagram.com/mortgageswithdanielle/ Jennifer Coppola - Sr. Loan Officer NMLS#168883USA Mortgage BrightonJcoppola@usa-mortgage.comPh: 248-310-9347Thank you to our sponsor!Website: AssistMyRealtor.comFacebook: https://www.facebook.com/assistmyrealtorYouTube: https://www.youtube.com/channel/UCDSKvim5NsiiEUbm3kQVGqwInstagram: https://www.instagram.com/assist.my.realtor/LinkedIn: https://www.linkedin.com/in/assist-my-realtor-8101a5133/Guest LinksBill Maniaci - Associate Broker – Productivity CoachMI Roots Group – Keller Williams Realty LivingFacebook: @MIRootsGroupBill@MIRootsGroup.comPh: 517-672-6612

Season 2 is here! This week, Danielle and Victor are back with new insights, new strategies, and new tools to help real estate professionals & consumers navigate the housing market. This episode includes Danielle's economic forecast, a discussion on how inflation is affecting your ability to buy and sell, and the importance of building a reputation in the real estate business... and Victor has a name tag now, too! Show LinksFor more information follow the links below.Victor Bals - Sales Manager, Sr. Loan Officer NMLS #162273VictorBals.comFacebook: https://www.facebook.com/VictorBalsTeamInstagram: https://www.instagram.com/victorbals/Danielle Boote - Branch Manager/Sr. Loan Officer NMLS #170173DanielleBoote.comFacebook: https://www.facebook.com/DanielleBooteMortgageBankerInstagram: https://www.instagram.com/mortgageswithdanielle/Thank you to our sponsor!Website: AssistMyRealtor.comFacebook: https://www.facebook.com/assistmyrealtorYouTube: https://www.youtube.com/channel/UCDSKvim5NsiiEUbm3kQVGqwInstagram: https://www.instagram.com/assist.my.realtor/LinkedIn: https://www.linkedin.com/in/assist-my-realtor-8101a5133/

Need more time in your day to increase your real estate selling time? Listen in as Vic and Danielle are joined by Meaghan Murphy and Melissa Gaucher from Real Leverage Solutions. From start to finish they offer different packages to help agents get more time back in their day.Show LinksFor more information follow the links below.Website: AssistMyRealtor.comFacebook: https://www.facebook.com/assistmyrealtorYouTube: https://www.youtube.com/channel/UCDSKvim5NsiiEUbm3kQVGqwInstagram: https://www.instagram.com/assist.my.realtor/LinkedIn: https://www.linkedin.com/in/assist-my-realtor-8101a5133/ Victor Bals - Sales Manager, Sr. Loan Officer NMLS #162273VictorBals.com Danielle Boote - Branch Manager/Sr. Loan Officer NMLS #170173DanielleBoote.comGuest LinksWebsite: Real Leverage SolutionsEmail: info@realleveragesolutions.comPh: 810.844.1835