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Chad Rourke
I had a squiz at https://carboom.co.uk and thought it worth sharing what they actually show because it’s refreshingly upfront. They’re not a lender but a broker and rates kick off at 9.9 percent APR with a representative at 19.9 percent APR for Hire Purchase deals. There’s a full example: borrow ten grand over five years, no deposit, you end up paying back about fifteen-thousand pounds in total. That kind of straight-talk breakdown isn’t fluff. It genuinely reads as someone who wants you to get it fully before signing up instead of being surprised later on.