BT Money Hacks

Thinking about investing in Singapore stocks but think they’re too expensive or aren’t sure if they’re worth buying? In this episode of Money Hacks, host Nicole Teo speaks with Geoff Howie, market strategist at SGX, about what smaller board lots mean for everyday investors. Learn why the change could lower the barrier to entry, what makes Singapore-listed stocks worth considering, and when ETFs may be a better starting point. Geoff also shares three things to consider before making your first investment — and why a low share price doesn’t always make a stock cheap. Synopsis: Money Hacks with Nicole Teo is a personal finance podcast: practical, actionable tips for your money. Highlights: 01:45 Why board lots exist in the first place 04:19 Are smaller board lots making Singapore stocks more accessible? 06:16 The case for owning individual Singapore stocks 09:02 Who should avoid buying individual stocks? 10:36 Could smaller board lots encourage speculation? 13:22 Three things to do before your first investment --- Send us your questions, thoughts, story ideas, and feedback to [email protected]. --- Written and hosted by: Nicole Teo ([email protected]) With Geoff Howie, market strategist, SGX Edited by: Nicole Teo & Claressa Monteiro Produced by: Nicole Teo & Howie Lim A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Money Hacks podcasts: Channel: bt.sg/btmoneyhacks Amazon: bt.sg/mham Apple Podcasts: bt.sg/oeXe  Spotify: bt.sg/oeGN  YouTube Music: bt.sg/mhyt Website: bt.sg/moneyhacks Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Correspondents: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

You’ve spent years building your wealth, but what happens if you suddenly can’t manage it? In this episode of Money Hacks, correspondent Howie Lim and Vince Koh, relationship manager at PhillipCapital, dive into incapacity planning—the single biggest blind spot in personal finance. Discover how a Lasting Power of Attorney, CPF nominations, and wills protect your assets from legal limbo. Learn practical steps to ensure your hard-earned investments stay secure and accessible for those who matter most. Synopsis: Every Monday, The Business Times breaks down useful financial tips. Highlights: 01:37 The cost of inaction is deputyship 04:52 When wealth adds complexity 07:05 Choosing the right donee & executor 10:53 Your immediate action plan --- Send us your questions, thoughts, story ideas, and feedback to [email protected]. --- Written and hosted by: Howie Lim ([email protected]) With Vince Koh, relationship manager, PhillipCapital Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim & Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Money Hacks podcasts every Monday: Channel: bt.sg/btmoneyhacks Amazon: bt.sg/mham Apple Podcasts: bt.sg/oeXe  Spotify: bt.sg/oeGN  YouTube Music: bt.sg/mhyt Website: bt.sg/moneyhacks Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Correspondents: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

We're drowning in financial data yet starving for retirement confidence. Only 28 per cent of Singaporeans feel truly on track — and as the nation hurtles toward super-aged status, the margin for error is gone. Howie Lim sits down with Samuel Rhee, co-founder and group CIO of Endowus to dissect why sitting in cash is the riskiest bet you can make, why "starting with why" beats chasing the perfect investment, and the three metrics that actually matter. Synopsis: Every Monday, The Business Times breaks down useful financial tips. Highlights: 01:23 Capital shortage meets analysis paralysis 03:22 When informed becomes over-informed 08:18 Cash - the riskiest asset you own 13:44 Three metrics that cut through the noise --- Send us your questions, thoughts, story ideas, and feedback to [email protected]. --- Written and hosted by: Howie Lim ([email protected]) With Samuel Rhee, co-founder, chairman, group CIO, Endowus Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim & Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Money Hacks podcasts every Monday: Channel: bt.sg/btmoneyhacks Amazon: bt.sg/mham Apple Podcasts: bt.sg/oeXe  Spotify: bt.sg/oeGN  YouTube Music: bt.sg/mhyt Website: bt.sg/moneyhacks Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Correspondents: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

Markets are loud. Your strategy doesn't have to be. In this episode of Money Hacks, Howie Lim speaks to BlackRock strategist Filip Mena Berlin to pull back the curtain on systematic active equities — not a black box, but a glass box where data, discipline, and human judgment converge. Discover why Asean is the diversification trade most portfolios are missing, how sentiment data reveals who you're really trading against, and why the best investors don't try to time markets — they outlast them. Synopsis: Every Monday, The Business Times breaks down useful financial tips. Highlights: 02:57 Why Asean stands apart when Asia falls 05:22 Black box to glass box = transparency  08:04 Human with machine + discipline 10:36 The sentiment edge 13:26 Who the strategy is for --- Send us your questions, thoughts, story ideas, and feedback to [email protected]. --- Written and hosted by: Howie Lim ([email protected]) With Filip Mena Berlin, strategist, systematic active equities team, BlackRock Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim & Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Money Hacks podcasts every Monday: Channel: bt.sg/btmoneyhacks Amazon: bt.sg/mham Apple Podcasts: bt.sg/oeXe  Spotify: bt.sg/oeGN  YouTube Music: bt.sg/mhyt Website: bt.sg/moneyhacks Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Correspondents: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

With the Fed signalling persistent rate hikes and oil shocks stirring global markets, is your portfolio positioned to survive—or thrive? What do rising bond yields, stubborn inflation, and central bank manoeuvres mean for everyday investors? Is the traditional 60/40 portfolio dead? Should you pivot to gold, lock in fixed income, or look to Asian credit for refuge? StashAway’s Stephanie Leung and Fullerton Fund Management’s Angus Hui join correspondent Howie Lim to decode hidden market risks, FX traps, and the institutional strategies you need to build bulletproof wealth today. Synopsis: Every Monday, The Business Times breaks down useful financial tips. Highlights: 01:21 How high rates squeeze household budgets 05:36 Rethinking the 60/40 portfolio 08:29 Why gold beats bonds as a hedge 13:16 The real cost of staying in cash 14:40 Asia’s cash problem 16:03 Invest with institutional strategies --- Send us your questions, thoughts, story ideas, and feedback to [email protected]. --- Written and hosted by: Howie Lim ([email protected]) With Stephanie Leung, CIO, StashAway and Angus Hui, deputy CIO, Fullerton Fund Management Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim & Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Money Hacks podcasts every Monday: Channel: bt.sg/btmoneyhacks Amazon: bt.sg/mham Apple Podcasts: bt.sg/oeXe  Spotify: bt.sg/oeGN  YouTube Music: bt.sg/mhyt Website: bt.sg/moneyhacks Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Correspondents: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.