Girl on FIRE

🎙 In part 2 of this series, we’re talking about areas of wellness you may not have thought of and how you can take control of your wellbeing regardless of your budget. 🤔 This episode discusses topics like: 🌟 What environmental wellness is and how you can achieve it on any budget; 🌟 Ways to improve your financial wellness, especially if you’re in a relationship; and 🌟 Occupational wellness and why it’s so important to your overall mental health. Links from this episode: Creek Side Press 16 Week Undated Daily Wellness Planner: creeksidepress.co/products/16-week-undated-daily-wellness-planner Ad Free and Longer Episodes: patreon.com/girlonfirepodcast Credits: Producer: Gonzalo Araya Editor: Gonzalo Araya Remember to: 🤩 Subscribe so you don’t miss any future episodes. 🏆 Rate and review the show on Apple Podcasts: papermoneyco.com/podcastreview Podcast reviews are crazy important to the Apple Podcasts algorithm. The more reviews we receive, the more likely we’ll be able to get this podcast in front of more people and grow our community! 💖 I'd be super grateful for your help in making financial education available to everyone. The advice shared on Girl on FIRE is general in nature and does not constitute financial advice. The information shared does not consider your individual circumstances. Girl on FIRE exists purely for educational purposes and should not be relied upon to make an investment or financial decision.

🎙 In part 1 of this series, we’re talking about areas of wellness you may not have thought of and how you can take control of your wellbeing regardless of your budget. 🤔 This episode discusses topics like: 🌟 What environmental wellness is and how you can achieve it on any budget; 🌟 Ways to improve your financial wellness, especially if you’re in a relationship; and 🌟 Occupational wellness and why it’s so important to your overall mental health. Links from this episode: Creek Side Press 16 Week Undated Daily Wellness Planner: creeksidepress.co/products/16-week-undated-daily-wellness-planner Ad Free and Longer Episodes: patreon.com/girlonfirepodcast Credits: Producer: Gonzalo Araya Editor: Gonzalo Araya Remember to: 🤩 Subscribe so you don’t miss any future episodes. 🏆 Rate and review the show on Apple Podcasts: papermoneyco.com/podcastreview Podcast reviews are crazy important to the Apple Podcasts algorithm. The more reviews we receive, the more likely we’ll be able to get this podcast in front of more people and grow our community! 💖 I'd be super grateful for your help in making financial education available to everyone. The advice shared on Girl on FIRE is general in nature and does not constitute financial advice. The information shared does not consider your individual circumstances. Girl on FIRE exists purely for educational purposes and should not be relied upon to make an investment or financial decision.

🎙 On this episode we’re talking about how your investing strategy typically changes as you get older. Everyone’s investing strategy is different and yours depends on your unique circumstances. But investing strategies and portfolio structures generally follow a similar pattern as we age.  🤔 This episode discusses topics like: 🌟 Why your age matters when it comes to developing your investing strategy; 🌟 How your age determines how much wealth you can accumulate and how much risk you can take on; and 🌟 How your investing strategy changes as you get older. 🌟 Patron Exclusive Bonus Content: Why I have two time horizons for retirement, and how they work. Sponsored by: Join me on Patreon for extended & ad-free episodes + loads of bonus content: patreon.com/girlonfirepodcast Athletic Greens - take ownership of your health and pick up the ultimate daily nutritional insurance at athleticgreens.com/EMERGING Thank you to BetterHelp for sponsoring this episode. Take charge of your mental health and get 10% off your first month of therapy at betterhelp.com/girlonfire Credits: Producer: Gonzalo Araya Editor: Gonzalo Araya Remember to: 🤩 Subscribe so you don’t miss any future episodes. 🏆 Rate and review the show on Apple Podcasts: papermoneyco.com/podcastreview Podcast reviews are crazy important to the Apple Podcasts algorithm. The more reviews we receive, the more likely we’ll be able to get this podcast in front of more people and grow our community! 💖 I'd be super grateful for your help in making financial education available to everyone. The advice shared on Girl on FIRE is general in nature and does not constitute financial advice. The information shared does not consider your individual circumstances. Girl on FIRE exists purely for educational purposes and should not be relied upon to make an investment or financial decision.

🎙 We’re talking about whether MLMs are a money maker that can boost your income or just a scam that’ll leave you broke and desperate. How do MLMs work and why are they so dangerous? 🤔 This episode discusses topics like: 🌟 What is an MLM, how do they work and why are they so popular? 🌟 What’s the difference between a legit MLM and a pyramid scheme; and 🌟 Patron Exclusive Bonus Content: how can you spot a dangerous MLM and why even a legit MLM may not be the right option for you. Sponsored by: Join me on Patreon for extended & ad-free episodes + loads of bonus content: patreon.com/girlonfirepodcast Athletic Greens - take ownership of your health and pick up the ultimate daily nutritional insurance at athleticgreens.com/EMERGING Thank you to BetterHelp for sponsoring this episode. Take charge of your mental health and get 10% off your first month of therapy at betterhelp.com/girlonfire Links from this episode: Ad Free and Extended Episodes with Bonus Content: patreon.com/girlonfirepodcast Understanding Multi-Level Marketing: forbes.com/advisor/investing/multi-level-marketing-mlm/  4 Reasons not to turn to an MLM for an income boost: abc.net.au/everyday/mlms-are-not-the-answer-if-you-need-money/100006992  What is an MLM?: thebalance.com/what-to-know-about-mlm-companies-5100905  Multilevel Marketing (MLM): investopedia.com/terms/m/multi-level-marketing.asp  How MLMs and Cults Use the Same Mind Control Techniques: huffpost.com/entry/multilevel-marketing-companies-mlms-cults-similarities_l_5d49f8c2e4b09e72973df3d3 Credits: Producer: Gonzalo Araya Editor: Gonzalo Araya Remember to: 🤩 Subscribe so you don’t miss any future episodes. 🏆 Rate and review the show on Apple Podcasts: papermoneyco.com/podcastreview Podcast reviews are crazy important to the Apple Podcasts algorithm. The more reviews we receive, the more likely we’ll be able to get this podcast in front of more people and grow our community! 💖 I'd be super grateful for your help in making financial education available to everyone. The advice shared on Girl on FIRE is general in nature and does not constitute financial advice. The information shared does not consider your individual circumstances. Girl on FIRE exists purely for educational purposes and should no

🎙 On this episode we’re talking about what FIRE really means. So many listeners get tripped up on the idea of FIRE when they’re planning on continuing to work or love their jobs. But FIRE can look different for everyone. Try this definition instead. 🤔 This episode discusses topics like: 🌟 What FIRE means and how it can mean different things for different people; 🌟 The difference between FI and RE — and why you don’t need to retire early to reach FIRE; and 🌟 Resources to help you get started on the road to FIRE. Links from this episode: Early Retirement Calculator: When Can I Retire? ************************************ Join me on Patreon for extended & ad-free episodes + loads of bonus content: patreon.com/girlonfirepodcast ************************************ Thank you to BetterHelp for sponsoring this episode. Take charge of your mental health and get 10% off your first month of therapy at https://betterhelp.com/girlonfire Credits: Producer: Gonzalo Araya Editor: Gonzalo Araya Remember to: 🤩 Subscribe so you don’t miss any future episodes. 🏆 Rate and review the show on Apple Podcasts: papermoneyco.com/podcastreview Podcast reviews are crazy important to the Apple Podcasts algorithm. The more reviews we receive, the more likely we’ll be able to get this podcast in front of more people and grow our community! 💖 I'd be super grateful for your help in making financial education available to everyone. The advice shared on Girl on FIRE is general in nature and does not constitute financial advice. The information shared does not consider your individual circumstances. Girl on FIRE exists purely for educational purposes and should not be relied upon to make an investment or financial decision.  

🎙 On this episode we’re talking about what you can do to protect yourself and your hard earned money from cybercrimes like phishing and identity theft. 🤔 This episode discusses topics like: 🌟 What are some common types of cybercrimes that we’re exposed to online & what do they mean; 🌟 Ways that you can keep your privacy intact while you’re online; and 🌟 How to spot a scam before you lose your money (or your identity!) Links from this episode: Ad Free and Longer Episodes: patreon.com/girlonfirepodcast Credits: Producer: Gonzalo Araya Editor: Gonzalo Araya Remember to: 🤩 Subscribe so you don’t miss any future episodes. 🏆 Rate and review the show on Apple Podcasts: papermoneyco.com/podcastreview Podcast reviews are crazy important to the Apple Podcasts algorithm. The more reviews we receive, the more likely we’ll be able to get this podcast in front of more people and grow our community! 💖 I'd be super grateful for your help in making financial education available to everyone. The advice shared on Girl on FIRE is general in nature and does not constitute financial advice. The information shared does not consider your individual circumstances. Girl on FIRE exists purely for educational purposes and should not be relied upon to make an investment or financial decision.

🎙 We’re getting back into some heavier finance topics and taking about asset allocation and whether or not you should rebalance your portfolio. Patrons also get an exclusive look at my asset allocation and what my portfolio is made up of. 🤔 This episode discusses topics like: 🌟 What is asset allocation and why does it matter; 🌟 How to rebalance your portfolio; and 🌟 Why you should (or shouldn’t) be rebalancing your portfolio. Links from this episode: Ad Free and Longer Episodes: patreon.com/girlonfirepodcast Credits: Producer: Gonzalo Araya Editor: Gonzalo Araya Remember to: 🤩 Subscribe so you don’t miss any future episodes. 🏆 Rate and review the show on Apple Podcasts: papermoneyco.com/podcastreview Podcast reviews are crazy important to the Apple Podcasts algorithm. The more reviews we receive, the more likely we’ll be able to get this podcast in front of more people and grow our community! 💖 I'd be super grateful for your help in making financial education available to everyone. The advice shared on Girl on FIRE is general in nature and does not constitute financial advice. The information shared does not consider your individual circumstances. Girl on FIRE exists purely for educational purposes and should not be relied upon to make an investment or financial decision.

🎙 We’re honouring International Women’s Day and Women’s History Month by discussing the ways that persistent inequality continues to result in a wealth gap between men and women. But what can you do to take control? 🤔 This episode discusses topics like: 🌟 How women face financial inequality at every turn, no matter how much they earn; 🌟 How to take control and reduce the inequality women face when trying to build wealth; and 🌟 What longevity risk is and how you can prevent it. Links from this episode: Ad Free and Longer Episodes: patreon.com/girlonfirepodcast The She-Cession by the numbers The gender imbalances that still exist in Australia right now Men on high incomes to take lion’s share of Coalition's $184bn tax cuts, analyses find Credits: Producer: Gonzalo Araya Editor: Gonzalo Araya Remember to: 🤩 Subscribe so you don’t miss any future episodes. 🏆 Rate and review the show on Apple Podcasts: papermoneyco.com/podcastreview Podcast reviews are crazy important to the Apple Podcasts algorithm. The more reviews we receive, the more likely we’ll be able to get this podcast in front of more people and grow our community! 💖 I'd be super grateful for your help in making financial education available to everyone. The advice shared on Girl on FIRE is general in nature and does not constitute financial advice. The information shared does not consider your individual circumstances. Girl on FIRE exists purely for educational purposes and should not be relied upon to make an investment or financial decision.

🎙 We’re talking about ways to practice financial self care. While chocolate cake and face masks are fun self care, focusing on financial self care can help reduce money-induced stress and anxiety. And that means you’re more worry-free to enjoy the rest of your life. Patrons are also getting a few bonus tips! 🤔 This episode discusses topics like: 🌟 Why financial self care matters just as much as your physical health; 🌟 A small step you can take to practice financial self care every day; and 🌟 How to set your finances up for less stress and anxiety in 2022. Links from this episode: Ad Free and Longer Episodes: patreon.com/girlonfirepodcast Credits: Producer: Gonzalo Araya Editor: Gonzalo Araya Remember to: 🤩 Subscribe so you don’t miss any future episodes. 🏆 Rate and review the show on Apple Podcasts: papermoneyco.com/podcastreview Podcast reviews are crazy important to the Apple Podcasts algorithm. The more reviews we receive, the more likely we’ll be able to get this podcast in front of more people and grow our community! 💖 I'd be super grateful for your help in making financial education available to everyone. The advice shared on Girl on FIRE is general in nature and does not constitute financial advice. The information shared does not consider your individual circumstances. Girl on FIRE exists purely for educational purposes and should not be relied upon to make an investment or financial decision.

🎙 This week we’re talking about financial minimalism. We’re talking about what it is and a few ways that you can practice financial minimalism. Financial minimalism can be defined in a number of ways. It’s kind of one of those “woo woo” millennial concepts that means different things to different people. But is it right for you? And how can you practice it? 🤔 This episode discusses topics like: 🌟 When financial minimalism can be good for your wallet but bad for your mental health; 🌟 What kind of financial minimalism I recommend and try to implement in my own life; and 🌟 How to start practicing financial minimalism, transform your finances and live a happier life. Links from this episode: Episode transcript and show notes: https://www.papermoneyco.com/gof51  Credits: Producer: Gonzalo Araya Editor: Gonzalo Araya Time codes: 00:00 Hello and Welcome! 01:51 What Is Financial Minimalism 05:35 Ways to Practice Financial Minimalism 10:30 Next Weeks’ Episode Remember to: 🤩 Subscribe so you don’t miss any future episodes. 🏆 Rate and review the show on Apple Podcasts: https://www.papermoneyco.com/podcastreview Podcast reviews are crazy important to the iTunes algorithm. The more reviews we receive, the more likely we’ll be able to get this podcast in front of more people and grow the PMC Squad! 💖 I'd be super grateful for your help in making financial education available to everyone. The advice shared on Girl on FIRE is general in nature and does not constitute financial advice. The information shared does not consider your individual circumstances. Girl on FIRE exists purely for educational purposes and should not be relied upon to make an investment or financial decision.

🎙 Financial affirmations are a big deal in the finfluencer community these days. And while affirmations can be helpful in creating the mindset shift you need to achieve your goals, they can also be a prime example of toxic positivity. But how can you tell the difference? And what can you do instead? 🤔 This episode discusses topics like: 🌟 What affirmations are and how they can help you achieve your goals; 🌟 Why some financial affirmations circulating the finfluencer community are examples of toxic positivity; and 🌟 The mindset shift you need to be able to reach your goals and build the life of your dreams. Links from this episode: Episode transcript and show notes: https://www.papermoneyco.com/gof50  Credits: Producer: Gonzalo Araya Editor: Gonzalo Araya Time codes: 00:00 Hello and Welcome! 02:09 How Do Affirmations Work? 03:40 Financial Affirmations 05:03 Toxic Positivity and Financial Affirmations 13:29 Growth Mindset 15:34 Next Weeks’ Episode Remember to: 🤩 Subscribe so you don’t miss any future episodes. 🏆 Rate and review the show on Apple Podcasts: https://www.papermoneyco.com/podcastreview Podcast reviews are crazy important to the iTunes algorithm. The more reviews we receive, the more likely we’ll be able to get this podcast in front of more people and grow the PMC Squad! 💖 I'd be super grateful for your help in making financial education available to everyone. The advice shared on Girl on FIRE is general in nature and does not constitute financial advice. The information shared does not consider your individual circumstances. Girl on FIRE exists purely for educational purposes and should not be relied upon to make an investment or financial decision.

🎙 The idea of ‘paying yourself first’ is an old and common concept of responsible financial management. It’s something I’ve used in my own finances for years. Today we’re going back to basics talking about this rule. 🤔 This episode discusses topics like: 🌟 What ‘paying yourself first’ means and what to look out for when you try implementing this rule in your budgeting system; 🌟 How to start paying yourself first if you’ve never done it before; and 🌟 Whether paying yourself first really works. Links from this episode: Episode transcript and show notes: https://www.papermoneyco.com/gof49  Ready to finally take control of your money and build the life of your dreams? Join Camp FIRE! Camp FIRE is the premier membership community helping you get your money under control and reach your goals for a happy and fulfilling life. With tons of masterclasses, bonus content, spreadsheets, accountability and fun, get ready to say YES to a life you love. Become a Camper now for just $4.99 a month (or get 2 months of membership for free when you pay yearly): https://www.papermoneyco.com/campfire Credits: Producer: Gonzalo Araya Editor: Gonzalo Araya Time codes: 00:00 Hello and Welcome! 04:00 What Is the ‘Paying Yourself First’ Rule? 05:36 Does the ‘Pay Yourself First’ Rule Really Work? 06:31 How to Get Started With Paying Yourself First 08:22 Next Weeks’ Episode Remember to: 🤩 Subscribe so you don’t miss any future episodes. 🏆 Rate and review the show on Apple Podcasts: https://www.papermoneyco.com/podcastreview Podcast reviews are crazy important to the iTunes algorithm. The more reviews we receive, the more likely we’ll be able to get this podcast in front of more people and grow the PMC Squad! 💖 I'd be super grateful for your help in making financial education available to everyone. The advice shared on Girl on FIRE is general in nature and does not constitute financial advice. The information shared does not consider your individual circumstances. Girl on FIRE exists purely for educational purposes and should not be relied upon to make an investment or financial decision.

🎙 Bought it on AfterPay? You’re at risk of totally ruining your finances! AfterPay and other buy now, pay later services may seem like the answer to your money problems. But are they really that great, or are they financially toxic and predatory schemes leading you down the road to financial ruin? 🤔 This episode discusses topics like: 🌟 The real reason why your favourite retailers are offering AfterPay and other buy now, pay later services; 🌟 Why shopping with AfterPay is like a kid throwing a tantrum; and 🌟 Why AfterPay and other buy now, pay later services are a gateway drug to total financial ruin. Links from this episode: Episode transcript and show notes: https://www.papermoneyco.com/gof48 Ready to finally take control of your money and build the life of your dreams? Join Camp FIRE! Camp FIRE is the premier membership community helping you get your money under control and reach your goals for a happy and fulfilling life. With tons of masterclasses, bonus content, spreadsheets, accountability and fun, get ready to say YES to a life you love. Become a Camper now for just $4.99 a month (or get 2 months of membership for free when you pay yearly): https://www.papermoneyco.com/campfire What is AfterPay?: https://www.choice.com.au/shopping/online-shopping/buying-online/articles/what-is-afterpay ASIC Study — Buy Now, Pay Later: An Industry Update: https://asic.gov.au/media/5852803/rep672-published-16-november-2020-2.pdf Credits: Producer: Gonzalo Araya Editor: Gonzalo Araya Time codes: 00:00 Hello and Welcome! 04:27 What Is AfterPay? 07:01 ASIC Study of Buy Now, Pay Later Industry 12:02 Sponsor - Camp FIRE 13:20 Why Is AfterPay Financially Toxic? 23:42 Is Using AfterPay Ever Okay? 25:26 Next Weeks’ Episode Remember to: 🤩 Subscribe so you don’t miss any future episodes. 🏆 Rate and review the show on Apple Podcasts: https://www.papermoneyco.com/podcastreview Podcast reviews are crazy important to the iTunes algorithm. The more reviews we receive, the more likely we’ll be able to get this podcast in front of more people and grow the PMC Squad! 💖 I'd be super grateful for your help in making financial education available to everyone. The advice shared on Girl on FIRE is general in nature and does not constitute financial advice. The information shared does not consider your individual circumstances. Girl on FIRE exists purely for educational purposes and should not be relied upon to make an investment or financial decision.

🎙 Having a bad day? Need some retail therapy to perk you up? You’re not alone. We all need to treat ourselves from time to time. Retail therapy can be good for you, but it can also be super detrimental to your finances if you’re not careful. That doesn’t mean you should stop spending, it just means you need to keep it under control. But how? 🤔 This episode discusses topics like: 🌟 Why you turn towards retail therapy when you’re having a bad day; 🌟 When retail therapy can be damaging to your finances and your life goals; and 🌟 How to keep your spending under control (without giving it up altogether). Links from this episode: Episode transcript and show notes: https://www.papermoneyco.com/gof47 Ready to finally take control of your money and build the life of your dreams? Join Camp FIRE! Camp FIRE is the premier membership community helping you get your money under control and reach your goals for a happy and fulfilling life. With tons of masterclasses, bonus content, spreadsheets, accountability and fun, get ready to say YES to a life you love. Become a Camper now for just $4.99 a month (or get 2 months of membership for free when you pay yearly): https://www.papermoneyco.com/campfire Psychology Today: Why “Retail Therapy” Works: https://www.psychologytoday.com/au/blog/the-why-behind-the-buy/201305/why-retail-therapy-works  Healthline: Retail Therapy: Bad Habit or Mood Booster?: https://www.psychologytoday.com/au/blog/the-why-behind-the-buy/201305/why-retail-therapy-works Cleveland Clinic: Why Retail “Therapy” Makes You Feel Happier: https://health.clevelandclinic.org/retail-therapy-shopping-compulsion/  Credits: Producer: Gonzalo Araya Editor: Gonzalo Araya Time codes: 00:00 Hello and Welcome! 02:36 What Is Emotional Spending? 03:41 Does Retail Therapy Work and Is It Really That Bad? 08:10 Why Emotional Spending / Retail Therapy Can Be Dangerous to Your Finances 13:12 Sponsor - Camp FIRE 14:19 How to Spot Emotional Spending 16:53 How to Overcome Emotional Overspending 21:39 Next Weeks’ Episode Remember to: 🤩 Subscribe so you don’t miss any future episodes. 🏆 Rate and review the show on Apple Podcasts: https://www.papermoneyco.com/podcastreview Podcast reviews are crazy important to the iTunes algorithm. The more reviews we receive, the more likely we’ll be able to get this podcast in front of more people and grow the PMC Squad! 💖 I'd be super grateful for your help in making financial education available to everyone. The advice shared on Girl on FIRE is general in nature and does not constitute financial advice. The information shared does not consider your individual circumstances. Girl on FIRE exists purely for educational purposes and should not be relied upon to make an investment or financial decision.

🎙 If you set New Year’s Resolutions for your life and your money this year, chances are, you might have already given up on them or you’re close to quitting. In this weeks’ episode, we’re talking about how to stay motivated and keep on track with your goals, whether they’re goals for your money or your life. How can you make 2022 your best year yet? 🤔 This episode discusses topics like: 🌟 Why most resolutions and changes you make in your life and finances don’t last more than a few weeks; 🌟 Why your personality might be holding you back from achieving your goals and living the life you want; and 🌟 How to deal with obstacles that are standing between you and your dream life. Links from this episode: Episode transcript and show notes: https://www.papermoneyco.com/gof46 Ready to finally take control of your money and build the life of your dreams? Join Camp FIRE! Camp FIRE is the premier membership community helping you get your money under control and reach your goals for a happy and fulfilling life. With tons of masterclasses, bonus content, spreadsheets, accountability and fun, get ready to say YES to a life you love. Become a Camper now for just $4.99 a month (or get 2 months of membership for free when you pay yearly): https://www.papermoneyco.com/campfire Psychology Today: Why Most New Year’s Resolutions Fail: https://www.psychologytoday.com/au/blog/what-mentally-strong-people-dont-do/201912/is-why-most-new-years-resolutions-fail  Gretchen Rubin’s Four Tendencies Quiz: https://quiz.gretchenrubin.com  Credits: Producer: Gonzalo Araya Editor: Gonzalo Araya Time codes: 00:00 Hello and Welcome! 03:38 There’s Nothing Magical About January 1st 04:39 Yes, Get Clear on Your “Why”, But… 09:02 1. Change Yourself Before You Change Your Life 11:35 Sponsor - Camp FIRE 12:42 2. Create an Accountability Structure to Support & Sustain You 15:06 3. Address the Barriers That Are Holding You Back 18:19 Next Weeks’ Episode Remember to: 🤩 Subscribe so you don’t miss any future episodes. 🏆 Rate and review the show on Apple Podcasts: https://www.papermoneyco.com/podcastreview Podcast reviews are crazy important to the iTunes algorithm. The more reviews we receive, the more likely we’ll be able to get this podcast in front of more people and grow the PMC Squad! 💖 I'd be super grateful for your help in making financial education available to everyone. The advice shared on Girl on FIRE is general in nature and does not constitute financial advice. The information shared does not consider your individual circumstances. Girl on FIRE exists purely for educational purposes and should not be relied upon to make an investment or financial decision.

🎙 This week, I’m sharing some of the money lessons I learned during the life changing experience of living in Europe in 2018 and 2019. I’m not exaggerating when I say that I came back to Australia after that experience as a changed woman with huge plans. COVID had other plans, of course, but the lessons I learned still follow me around every day. 🤔 This episode discusses topics like: 🌟 Why travelling is better when you have more money to spend; 🌟 Why I prioritise spending money on experiences rather than material things; and 🌟 Why learning to set and enforce boundaries is more important now more than ever. Links from this episode: Episode transcript and show notes: https://www.papermoneyco.com/gof45 Ready to finally take control of your money and build the life of your dreams? Join Camp FIRE! Camp FIRE is the premier membership community helping you get your money under control and reach your goals for a happy and fulfilling life. With tons of masterclasses, bonus content, spreadsheets, accountability and fun, get ready to say YES to a life you love. Become a Camper now for just $4.99 a month (or get 2 months of membership for free when you pay yearly): https://www.papermoneyco.com/campfire Credits: Producer: Gonzalo Araya Editor: Gonzalo Araya Time codes: 00:00 Hello and Welcome! 04:05 1. Travelling Is Better When You Have More Money 05:22 2. Experiences Are Better Than Material Things 07:58 Sponsor - Camp FIRE 09:10 3. It’s Okay to Splurge at Times 10:40 4. There’s More to Life Than Just Earning Money to Pay the Bills 12:36 Next Weeks’ Episode Remember to: 🤩 Subscribe so you don’t miss any future episodes. 🏆 Rate and review the show on Apple Podcasts: https://www.papermoneyco.com/podcastreview Podcast reviews are crazy important to the iTunes algorithm. The more reviews we receive, the more likely we’ll be able to get this podcast in front of more people and grow the PMC Squad! 💖 I'd be super grateful for your help in making financial education available to everyone. The advice shared on Girl on FIRE is general in nature and does not constitute financial advice. The information shared does not consider your individual circumstances. Girl on FIRE exists purely for educational purposes and should not be relied upon to make an investment or financial decision.

🎙 We’re back from our end of season break and season 2 is going to be better than ever! This week, we’re kicking things off with a checklist of 8 simple things you can do right now to set yourself up for financial success in 2022. 🤔 This episode discusses topics like: 🌟 How to make sure your emergency fund is ready for the new year and any changes in your life; 🌟 How to make sure you’re budgeting for the right expenses and filling in any holes in your budget; and 🌟 How to start budgeting and planning for a life you love on a budget you can afford. Links from this episode: Episode transcript and show notes (all listeners can access the Deluxe Edition of Girl on FIRE transcript notes for FREE for this episode only — normally reserved exclusively for Campers): https://www.papermoneyco.com/transcript Emergency Funds: https://www.papermoneyco.com/gof6 Goals and Sinking Funds: https://www.papermoneyco.com/gof40 Ready to finally take control of your money and build the life of your dreams? Join Camp FIRE! Camp FIRE is the premier membership community helping you get your money under control and reach your goals for a happy and fulfilling life. With tons of masterclasses, bonus content, spreadsheets, accountability and fun, get ready to say YES to a life you love. Become a Camper now for just $4.99 a month (or get 2 months of membership for free when you pay yearly): https://www.papermoneyco.com/campfire Credits: Producer: Gonzalo Araya Editor: Gonzalo Araya Time codes: 00:00 Hello and Welcome! 02:32 1. Review Emergency Fund for Updates & Inflation 05:56 2. Review Expenses for Averages That Need to Be Budgeted 10:25 3. Check Bill Tracker for Any New Bills That Need to Be Added / Cancelled 11:39 4. Organise and File Important Documents 12:33 Sponsor - Camp FIRE 13:48 5. Shop Around for Cheaper Bills 14:48 6. Set Goals for the Year Ahead 18:00 7. Set Up Sinking Funds for All Your Goals 18:54 8. Look for Better HYSA 19:45 Next Weeks’ Episode Remember to: 🤩 Subscribe so you don’t miss any future episodes. 🏆 Rate and review the show on Apple Podcasts: https://www.papermoneyco.com/podcastreview Podcast reviews are crazy important to the iTunes algorithm. The more reviews we receive, the more likely we’ll be able to get this podcast in front of more people and grow the PMC Squad! 💖 I'd be super grateful for your help in making financial education available to everyone. The advice shared on Girl on FIRE is general in nature and does not constitute financial advice. The information shared does not consider your individual circumstances. Girl on FIRE exists purely for educational purposes and should not be relied upon to make an investment or financial decision.

🎙 This week, is the season finale of the first season of Girl on FIRE. And to mark the special occasion, I’m finishing off the season with part 2 of my 2-part series where I share 30 lessons about life and money I’ve learned in 30 years of roaming the planet. 🤔 This episode discusses topics like: 🌟 The #1 quote I remind myself of everyday to make sure I’m living the best life I possibly can; 🌟 What I’ve learned about work / life balance and how to really create balance in your life; and 🌟 The philosophy I live my life by. Links from this episode: Episode transcript and show notes: https://www.papermoneyco.com/gof43 Time codes: 00:00 Hello and Welcome! 01:30 Life Lessons 02:42 16) No Amount of Money Will Buy You a Second of More Time 03:14 17) You Will Be Judged Either Way 03:28 18) You Can Always Make More Money 03:56 19) What You Allow Is What Will Continue 04:35 20) Work / Life Balance Is a Dirty Lie 05:29 21) Who Says That I Have to Work All My Life Until Retirement? 06:23 22) You Are Your Own Best Advocate 07:02 23) Have Determination and Courage 07:30 24) Your Life Is Never Out of Control, What Matters Is Who Has It 08:48 25) Nobody Gets to Tell Me What I’m Capable of or Tell Me My Worth 09:19 26) You’re Never Too Old to Love a Soft Toy 09:40 27) Blood Isn’t Thicker Than Water 10:05 28) People Come and Go, Spend Your Energy on Those Who Choose to Stay 10:49 29) Life Is Too Short, Live It for You 11:20 30) You Only Live Once, but if You Do It Right, Once Is Enough 11:40 Season Finale Remember to: 🤩 Subscribe so you don’t miss any future episodes. 🏆 Rate and review the show on Apple Podcasts: https://www.papermoneyco.com/podcastreview Podcast reviews are crazy important to the iTunes algorithm. The more reviews we receive, the more likely we’ll be able to get this podcast in front of more people and grow the PMC Squad! 💖 I'd be super grateful for your help in making financial education available to everyone. The advice shared on Girl on FIRE is general in nature and does not constitute financial advice. The information shared does not consider your individual circumstances. Girl on FIRE exists purely for educational purposes and should not be relied upon to make an investment or financial decision.

🎙 This week, I’m kicking off a 2-part series to end the first season of Girl on FIRE with a bang! As I prepare to celebrate my 30th birthday, I wanted to share some lessons and wisdom I’ve learned about money in my 30 year trip around the sun. 🤔 This episode discusses topics like: 🌟 The #1 lesson I learned about money that has shaped all the decisions I’ve made in my life since then; 🌟 Lessons I’ve learned about being an independent, feminist woman and money; and 🌟 Why fighting about money with your partner is never really about money. Links from this episode: Episode transcript and show notes: https://www.papermoneyco.com/gof42 Time codes: 00:00 Hello and Welcome! 01:14 Money Lessons 02:46 1) Money Isn’t Guaranteed to Anyone 03:43 2) Money May Not Buy Happiness but It Does Buy Everything Else 04:32 3) Always Follow the Money and See Where It Goes 05:09 4) Money Is Meant to Be Spent 05:59 5) Financial Security Is Important for a Stress Free Life 06:49 6) All Women Should Have and Control Their Own Money 07:51 7) Earn and Spend Your Own Money 08:07 8) Fighting About Money Is Really About Something Deeper 09:04 9) Just Buy the Damn Thing 09:59 10) Learning How to Save Money Is an Essential Lifelong Skill 10:25 11) There’s No Glory in the Rat Race 11:15 12) Dig Up Your Own Carrot 12:02 13) Don’t Apologise If You Out Earn Your Husband 13:23 14) Popular Rich White Men Are Not Always Right 13:52 15) Follow Your Dreams on Your Own Dime 14:57 Next Weeks’ Episode Remember to: 🤩 Subscribe so you don’t miss any future episodes. 🏆 Rate and review the show on Apple Podcasts: https://www.papermoneyco.com/podcastreview Podcast reviews are crazy important to the iTunes algorithm. The more reviews we receive, the more likely we’ll be able to get this podcast in front of more people and grow the PMC Squad! 💖 I'd be super grateful for your help in making financial education available to everyone. The advice shared on Girl on FIRE is general in nature and does not constitute financial advice. The information shared does not consider your individual circumstances. Girl on FIRE exists purely for educational purposes and should not be relied upon to make an investment or financial decision.

🎙 This week, we’re talking about how you can choose which ETFs to invest in. We’ve talked about the magic of ETFs many times on this show, but when it comes to actually investing in them, it can be hard to choose which ETFs to purchase. There are tons of options out there and it’s easy to get overwhelmed or confused, especially for beginners. So, how do you know which ETFs you should consider investing in? 🤔 This episode discusses topics like: 🌟 What costs you need to look out for when choosing ETFs and what they mean; 🌟 How to narrow down your choices based on your investing strategy and avoid a ton of overwhelm; and 🌟 How to determine which ETFs make solid investments and support your values. Links from this episode: Episode transcript and show notes: https://www.papermoneyco.com/gof41 Time codes: 00:00 Hello and Welcome! 02:34 Your Investing Strategy 05:43 Reviewing Potential ETFs to Invest In 09:27 Next Weeks’ Episode Remember to: 🤩 Subscribe so you don’t miss any future episodes. 🏆 Rate and review the show on Apple Podcasts: https://www.papermoneyco.com/podcastreview Podcast reviews are crazy important to the iTunes algorithm. The more reviews we receive, the more likely we’ll be able to get this podcast in front of more people and grow the PMC Squad! 💖 I'd be super grateful for your help in making financial education available to everyone. The advice shared on Girl on FIRE is general in nature and does not constitute financial advice. The information shared does not consider your individual circumstances. Girl on FIRE exists purely for educational purposes and should not be relied upon to make an investment or financial decision.