The Note Closers Show - The #1 Podcast for Note Investing

Mastering the Tape: Strategies for High-Volume Note InvestingWelcome to a special edition of Note Night in America! It is hard to believe that 2026 is already nearly a sixth of the way through. Time flies when deals are crossing your plate, and tonight we are diving deep into a massive new "tape" of 1,317 owner-financed notes that just hit the market. Whether you are a seasoned pro or just getting your feet wet, the sheer volume of opportunities available right now—especially across states like Texas, Florida, and Arizona—is staggering. We are breaking down how to stop "falling in love" with a single deal and instead start bidding at scale to ensure you actually get assets under contract.Five Key Takeaways from the 1,300+ Note TapeDon't Over-Analyze the Front End: Many investors waste hours on bid work; if you spend more than 30 minutes on a tape like this, you are over-thinking it.Bidding Without Addresses: High-level sellers often "mask" addresses to protect the privacy of their portfolios; you must learn to bid based on provided AVMs and ZIP codes, with the understanding that bids can "fade" once full due diligence begins.Targeting Double-Digit Yields: For performing notes, the goal is often a 16% yield on cash flow, allowing you to pay your investors a solid 7–9% while keeping the spread.Geographic Opportunities: While Texas leads the current tape with 425 notes, surprising opportunities are popping up in places like Alaska, which has 17 notes available—the most we've ever seen there.The Power of Volume: Instead of bidding on two notes, bid on twenty; increasing your volume significantly raises your chances of successful acquisitions in a competitive market.As we prepare for our upcoming three-day workshop in Austin, the focus remains on real-world application. From leveraging AI to finding deals and raising capital, the landscape of note buying is shifting. The world has changed quite a bit in the last year, and staying updated with new marketing tactics and vendor networks for BPOs and title work is essential for success.The window to act on this current tape is small, with bids due in just 48 hours. Success in this industry isn't about finding the "perfect" note; it’s about understanding the numbers, staying disciplined with your yields, and having the courage to submit offers across multiple states. If you’re ready to take your portfolio to the next level, it’s time to dive into the spreadsheets and start bidding. We’ll see you at the top! Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Maximize Your Reach: The Power of Repurposing ContentIn this episode, Scott Carson breaks down the "Rinse and Repeat" method, a marketing strategy used by global giants like McDonald's to stay top-of-mind with their audience. Many investors make the mistake of "one and done" marketing—posting a video or sending a letter once and giving up when they don't see immediate results. Scott argues that to truly scale a real estate or note investing business, you must embrace remarketing your content, pitch decks, and case studies to ensure you are seen by more than just the small percentage of followers reached by initial algorithms. By leveraging modern AI tools and strategic scheduling, you can turn a single piece of high-quality content into a continuous lead-generation machine.Key Topics Covered:The McDonald’s Marketing Model: Scott explains how major brands run the same 30-second ad thousands of times a week to build brand recognition, contrasting this with the typical investor's "one and done" approach.The 15-Minute Pitch Deck: Learn why a concise, fifteen-minute pitch deck is your most powerful tool for raising capital and how to effectively "chum the water" to attract private investors.AI-Enhanced Repurposing: Discover how to use tools like Gemini to transform one video transcript into multiple SEO-rich blogs, descriptions, and social media posts, making AI think you have more content than you actually do.Strategic Scheduling and Re-streaming: Scott shares his personal workflow for using tools like Restream and Buffer to broadcast live content multiple times and rotate infographics daily to maintain a consistent presence.Leveraging YouTube Analytics: Insights into using your channel's "Audience" data to determine the optimal times for uploading and live-streaming to maximize engagement and algorithm favor.Success in raising capital and closing deals isn't just about creating content; it's about making sure that content is seen repeatedly by your target audience. Most sales are made after the fifth contact, yet most investors stop after the first. By applying the rinse and repeat method—tweaking titles, updating thumbnails, and rescheduling your best assets—you can build the credibility and recognition needed to dominate your local market. As Scott says, don't let your hard work fall on deaf ears; take action, use the tools available, and see you at the top.Watch the Original Video of this Episode HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

In this episode of the Note Closer Show, host Scott Carson sits down with real estate veteran Felipe Soares to dissect the realities of the 2026 fix-and-flip market. With over 18 years of experience and more than 400 rehabs under his belt, Soares provides a masterclass in transitioning from wholesaling to high-volume rehabbing without using your own capital.The Anatomy of a Successful FlipSoares emphasizes that while the business is simple, it is far from easy. He argues that the biggest mistake investors make is failing to truly dial in their After Repair Value (ARV). In a market where values can fluctuate by 10% or more, Soares suggests that if you cannot accurately predict the ARV, you shouldn’t touch the deal. He also stresses the importance of the 78% rule; paying more than 78 cents on the dollar (including repairs and holding costs) often leads to negative returns for short-term projects.Efficiency is the name of the game in 2026. Soares reveals his "rule of thumb" for timelines: every $10,000 in scope requires two weeks of work. To maintain this pace, he operates his own licensed construction umbrella, managing four dedicated general contracting crews that work exclusively for him. By purchasing materials directly and leveraging "Pro" relationships at major retailers, he maximizes margins while earning millions of travel points to fund a first-class lifestyle.Key Topics Covered:The Power of Persistence: Soares shared how it took him 18 months to close his first $3,000 wholesale deal, proving that "putting in the reps" is the only way to reach $60 million in transactional volume.Precision Underwriting: Why the ARV is the ultimate "deal killer" and why investors must account for the 90-day FHA anti-flip seasoning rule when projecting exit timelines.Leveraging Technology: The use of AI tools like CubiCasa for instant floor plans and Richer Values for AI-driven appraisal data even in non-disclosure states like Texas.Relationship-Based Contracting: Why treating contractors "like family" and keeping them busy year-round is better than always chasing the lowest bid.High-Impact Aesthetics: Focusing budget on "Say Yes to the Dress" moments—specifically kitchens and master suites—using quartz counters, heated floors, and strategic lighting to trigger emotional buys.Felipe Soares’ journey from an underage investor trying to sneak into networking events to a "Stud Muffin-aire" educator proves that success in real estate isn't about luck—it's about systems. By combining conservative underwriting with modern AI tools and a "boots on the ground" approach to project management, investors can navigate even the toughest market cycles. As Scott Carson notes, the only way to reach the top is to take these tactics and move into action.Watch the Original VIDEO HERE!Here is a list of websites and tools mentioned in this episode:CubiCasa: A free mobile app used to scan a house and generate a blueprint with actual measurements, CAD upgrades, and floor plans within minutes.Richer Values: An AI-powered tool that provides accurate After Repair Value (ARV) data and appraisal-level documentation, even in non-disclosure states like Texas.Real.Vision: A professional photography service used for high-end property marketing, providing interactive virtual tours, drone shots, and dedicated property mini-sites.Home Depot Pro & Managed Elite Account: Felipe leverages high-level "Pro" relationships and the "ProDesk" to get bulk discounts, special pricing on paint, and managed deliveries.Floor & Decor Pro: Used for interior design coordination and logistical management of flooring materials across multiple stores.REOLink: An LTE-based security camera system that runs on SIM cards and battery power, allowing for remote monitoring of job sites without Wi-Fi.Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!

Unlocking Wealth: Why 2026 is the Year of the "Lien Lord"Are you tired of the "Three Ts" of real estate—Toilets, Tenants, and Trash outs? In a market where traditional deals are drying up and competition is fierce, seasoned investor Scott Carson is showing both new and experienced investors how to stop being a landlord and start being the bank. Welcome to the world of note investing, where you can stack massive cash flow and collect six-figure checks by purchasing distressed debt directly from banks at steep discounts. Whether you're looking to supercharge your self-directed IRA or find a passive way to exit the fix-and-flip grind, this episode dives deep into real-world case studies—from $300-a-month steady cash flow to $250,000 gross profits on a single deal. It’s time to move past the outdated strategies of the 90s and learn how to leverage AI and bank relationships to build a premier deal flow in today's economy. Key Takeaways from the Workshop:Becoming the Bank: Note investing allows you to earn above-average returns without the headaches of physical property management by purchasing first-lien mortgages at 70% of the value or less. Direct Bank Deal Flow: Learn how to bypass the MLS and foreclosure auctions by getting deal lists directly from the 5,000+ registered banks and 19,000+ lending institutions that need to move bad debt off their books. Diverse Exit Strategies: Discover 11 different ways to profit, including rehabbing the borrower to reinstate payments for long-term cash flow, offering "cash for keys" to gain equity, or foreclosing to sell the property as a fix-and-flip. Funding with OPM: You don't need millions to start; Carson explains how to use Other People’s Money (OPM) or self-directed IRAs to fund deals, allowing for tax-free growth and infinite rates of return. Modern Marketing & AI: Stay ahead of the competition by utilizing AI tools and automated marketing strategies designed for the 2026 market to identify "duds" during due diligence and find the best "cherry-picked" notes. The "sexy side" of real estate isn't about swinging a hammer; it's about owning the paper. If you're ready to stop chasing deals and start having banks send them to you, join the upcoming Austin Virtual Note Buying Workshop from February 27th to March 1st. With a 100% money-back guarantee and a tuition refund if you close a deal in your first six months, there’s no reason to stay on the sidelines. Visit http://notebuyingfordummies.com to claim your 50% discount and start your journey to becoming a "Lien Lord" today!Watch the Original Video of this Episode HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

The Tale of Two Tapes: Unlocking Profits in the Note Investing MarketIn the world of real estate, there are those who chase physical property, and then there are the "gentle note investors" who look for the hidden gold within the paper. Channeling a bit of Charles Dickens—and perhaps a touch of Bridgerton—Scott Carson recently took to the airwaves for "Note Night in America" to break down two distinct, high-potential investment opportunities. Whether you are looking for the steady rhythm of performing land contracts or the complex, high-reward puzzle of early buyouts (EBOs), the current market is ripe for those ready to take action. Let's dive into the "Tale of Two Tapes" and see where the smart money is moving as we head into the new season. Key Takeaways from This Episode:Exploring the Power of Performing Contracts for Deed: A featured tape included 60 performing contracts for deed (land contracts) primarily centered in Wichita, Kansas. These assets offer a mixture of "rough" properties that were fixed up and owner-financed, as well as new construction homes. These notes boast attractive interest rates between 6.5% and 9.5%, often yielding double-digit returns (10-20%) when purchased at a discount. The Strategic Advantage of EBOs (Early Buyouts): The second tape consisted of 50 nonperforming FHA and VA loans, known in the industry as Early Buyouts. These assets often feature trial payment plans or active foreclosure actions. Investors can find opportunities here by either finishing the foreclosure to gain the property or benefiting from the modified payment plans once the borrower gets back on track. Navigating Tax Implications and Loan Modifications: Buying a note during a trial payment plan requires careful tax planning. If a loan modifies permanently, the IRS may attempt to tax you based on the full loan amount; however, investors can mitigate this by submitting third-party valuation forms to establish a more accurate cost basis based on the purchase price. The "Conversion" Strategy for Higher Yields: For land contracts, there is a unique opportunity to convert them into traditional 30-year mortgages. By working with a Registered Mortgage Loan Originator (RMLO), investors can formalize the paperwork, potentially increasing the asset's long-term value and stability while keeping the existing borrower in place. Hyper-Local Focus vs. National Spread: The tapes showed two different geographical strategies: the 60 land contracts were centrally located in the Wichita market, allowing for easier local oversight. In contrast, the 50 EBOs were scattered across the country, including New York, Texas, Florida, and California, requiring a broader understanding of state-specific foreclosure timelines and bankruptcy laws. Whether you're falling in love with the cash flow of Kansas or navigating the legal intricacies of nonperforming loans, the message is clear: the most successful investors are the ones who stay "in the game" and keep making offers. Note investing isn't just about the numbers on a spreadsheet; it’s about finding the opportunity within the problem. As the baseball season kicks off and the market heats up, now is the time to sharpen your due diligence and build your portfolio.Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

The Ultimate Marketing Safety Net: Why You Don't Own Your AudienceIn the fast-paced world of 2026, many entrepreneurs are making a fatal mistake: they are building their entire business on "rented land". Whether you are a note investor, a realtor, or a fix-and-flipper, the reality is that we are all in the marketing business first. If your primary way of reaching clients is through a free platform like Facebook or LinkedIn, you are one algorithm change or account deletion away from having your business vanish overnight.I’ve seen it happen to the best of us. From podcasting experts losing 20-year-old accounts to major email services flagging databases, the message is urgent: you must own your data. Success in today’s market isn't just about finding deals; it's about "carpet bombing" your message across multiple channels while funneling every lead into a database you actually control.5 Keys to Dominating Your Marketing in 2026Own the "Gold" (Name, Email, and Phone): Social media followers are great for presence, but the only true assets you own are your contacts' names, email addresses, and cell phone numbers. These three pieces of information are the most valuable resources in your business, allowing you to bypass platform gatekeepers and connect directly with your audience.The Power of the Weekly Drip: Consistency is the antidote to being forgotten. You should be sending at least one email per week to your database to stay top-of-mind. Frequent communication leads to lower opt-out rates because you are building a relationship rather than just asking for money when you have a deal.Leverage AI for Content Multiplicity: You don't need to spend hours writing from scratch. Use AI to take a single long-form video or podcast transcript and "chop" it into 30 short-form videos, blogs, and newsletters. This "multi-touch" approach ensures you are seen on every platform—from LinkedIn newsletters to YouTube—without doubling your workload.Implement "Mother Ship" Landing Pages: Every piece of content should lead back to your "mothership"—your website. Use simple one-page landing pages with "opt-ins" like free classes or case studies to capture lead information. Even if they don't buy immediately, you've captured the data necessary for future marketing.The "Jab, Jab, Jab, Right Hook" Philosophy: Most investors fail at raising capital because they only reach out when they are desperate for a deal. Instead, provide value through "edutainment"—sharing case studies, industry articles, and networking updates. By giving 75% of the time, your "ask" for funding will feel like a natural opportunity for your investors rather than a cold pitch.Conclusion: Take Action Before the "Fade"Don't let your business fade away like a character in a movie. If you aren't growing your database, you aren't growing your income. Start by exporting your contacts from LinkedIn or your calendar service and moving them into a dedicated CRM. Remember, email still provides the highest ROI in marketing—returning roughly $44 for every $1 spent. Stop being a "secret agent" and start sharing your journey consistently.Watch the Original Video of this Episode HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Your Note Investing Super Bowl: Build a Dream Team to Dominate 2026!Alright, everybody! Scott Carson here, ready to tackle a crucial topic that's been lighting up my phone: building your ultimate note investing dream team. With the Super Bowl on the horizon, it's the perfect analogy – you wouldn't put a quarterback at nose tackle, right? The same goes for real estate. You can't be a solo-preneur, trying to do it all yourself, especially when you're buying notes in 20+ states like me!Many new investors (like Vincent from Harrisburg, PA – this one's for you, buddy!) think they need to master every single task. But here's the kicker: delegating isn't just smart; it's essential. I've been coaching for almost two decades, and the most successful investors aren't just good at one thing; they're great at assembling a team. So, let's draft your winning lineup for 2026!Here's how to build your note investing dream team:The Scouting Report: REIAs & Networking: Your first stop? Local Real Estate Investor Associations (REIAs) and BNI groups. These are your recruiting grounds for investor-friendly realtors, title companies, and other pros. Don't be a wallflower; get there, ask around, and find the right people who want to work with investors.The Playmakers: Realtors & Title/Attorneys: You need reliable realtors for BPOs and market insights (especially out-of-state!). Pair them with investor-friendly title companies or real estate attorneys for seamless closings and secure money transfers. They're critical for evaluating and closing your deals.The Coaches: Licensed Servicers & Foreclosure Attorneys: For note investors, a licensed servicer is non-negotiable – they collect payments, handle communication, and manage legalities, saving you headaches (and potential fines!). A real estate attorney in every state you're active in is your offensive coordinator for foreclosures and workouts.The Finance Department: Hard Money & Private Capital: Even if you're the bank, you need a bank! Build relationships with hard money lenders for REO rehabs and, crucially, cultivate private money investors (IRAs, OPM). Your network of other investors can also be a goldmine for capital.The Ground Crew: Contractors & Property Management: When you take back an REO, you need reliable contractors (roofers, HVAC, handyman crews) to get it market-ready. For rentals, a trusted property manager (preferably local) is essential. These are your boots-on-the-ground, turning a problem asset into a profitable solution.You're not Tom Brady, trying to throw the ball to himself and run the field without blockers. You need a team that takes things off your plate, provides expertise, and moves your deals forward. My success, and my students', comes from building these relationships.Don't let the thought of doing it all yourself cripple your ambition. Leverage your network, find your dream team, and watch your note investing portfolio soar. If you need help finding these all-stars, reach out – we have a nationwide network ready to help you take your business to the next level. Go out, take some action, and let's go win that Super Bowl!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Arizona's Legislative Shenanigans: Why HB2486 is a Disaster for Distressed Real EstateGather 'round, folks, because Arizona just dropped a legislative bombshell that's so pants-on-fire ridiculous, it makes my hair hurt. We're talking about HB2486, a bill so aggressively anti-investor it’s practically a blueprint for how not to help distressed homeowners. And let me be crystal clear: this isn't just some anti-wholesaling fluff; this thing targets every single investor – flippers, buy-and-hold, even your grandma doing a creative deal!The government, bless its meddling heart, wants to dictate how much you can pay for a distressed property. Because, apparently, two consenting adults deciding on a fair price is just too much freedom. If this passes, say goodbye to viable solutions for struggling homeowners and hello to a tsunami of foreclosures. We need to stop this legislative train wreck NOW.Here's why HB2486 is a colossal pile of legislative horse manure:You're an "Equity Purchaser" (aka, a Villain!): If you acquire property, don't plan to live in it for 12 months, and intend to make a profit (you know, like a business?), congrats! You're an "equity purchaser." This bill doesn't care if you assign, double close, or use cash – if you're an investor, they're coming for you."Distressed" Means Whatever They Say It Means: A property is "distressed" if the seller is delinquent, received a foreclosure notice, OR – get this – believes they might default soon. So, if a homeowner has a bad dream about defaulting, your deal might be toast. Makes perfect sense, right? (My sarcasm meter just broke).The Infamous 82% Rule & Escrow's New Big Brother Role: This is where it gets crazy. You CANNOT buy a distressed property for less than 82% of its as-is fair market value. Period. No exceptions. Escrow and title companies are now legally prohibited from closing if this arbitrary threshold isn't met. So, the government, not the market or the homeowner, decides what a property is worth.Creative Financing: Poof! It's Gone: Sub-to? Forget it. All liens must be paid in full at closing. Seller financing, wraps, installment sales? Banned – the seller can't extend credit. Rent-backs/lease-backs? Limited to a laughable 20 days post-closing. This bill isn't just anti-creative finance; it's a full-on annihilation of options.Wholesaling Gets a Bullet to the Head: Wholesaling at 82% of FMV is like trying to make a profit selling lemonade in a snowstorm. Impossible. Plus, if you're non-licensed, you're limited to ONE deal per year. Two or more? You need a license. It’s like they want to ensure only the most incompetent can survive.This bill, introduced by Rep. Oscar de Los Santos, doesn't protect homeowners; it removes their viable options, pushing them closer to foreclosure. It criminalizes standard, consensual real estate transactions and turns neutral transaction facilitators into government price police. This is excessive government control, plain and simple.If you value free markets, property rights, or simply believe distressed homeowners deserve options beyond a one-way ticket to foreclosure, now is the time to act. Go to THIS LINK NOW, contact the state representatives handling the bill, email them and tell them why they need to oppose this bill. Let's send a clear message: Arizona needs smart solutions, not legislative suicide.Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Alright, everybody! Scott Carson here, ready to dive into a unique opportunity that just landed on my desk: a new list of 50 "early buyout" notes! These aren't just any non-performing notes; they come with detailed servicing notes from the original lender outlining their attempts to get borrowers back on track, from trial payment plans to FHA loan modifications. It’s like getting a cheat sheet for understanding the borrower’s journey!Many of you know I love first-lien non-performing notes, and this batch offers a fascinating peek into institutional lenders trying to clear their books. This isn't about guessing; it's about reading the "tea leaves" (or servicing notes!) to uncover hidden value. We’ll explore what makes these notes special, how to evaluate their potential, and why understanding these lender workouts can give you a significant edge in 2026.Here’s your roadmap to navigating this unique batch of notes:The "Early Buyout" Advantage: This exclusive list contains 50 institutional first-lien notes (heavy on TX, NY, VA, CA!) ranging from $50K-$489K balances. What's unique? They come with detailed lender servicing notes outlining trial payment plans and workout efforts, offering unparalleled insight into borrower behavior.Decoding Lender Workout Notes: Learn to interpret lender comments like "FHA 40-year loan mod at 6.5% approved" or "repayment forbearance plan set zero due." These tell you the original lender’s strategy, but you need to verify if the borrower actually made the payments or if it's just a plan on paper!Strategic Pricing for Pre-Negotiated Terms: The challenge? Some of these might be priced as reperforming if a plan is "approved," even if payments haven't started. We discuss how to calculate your desired ROI (e.g., 12-15% cash-on-cash) based on the actual anticipated P&I, ensuring the deal isn't "too skinny" once your money costs and servicing fees are factored in.Beyond the Spreadsheet: Critical Due Diligence: The notes reveal crucial details like "subject property in need of significant repairs" or that a payment was made, resetting the foreclosure clock. We emphasize going beyond numbers to check property condition (online photos, street view) and understanding local demographics (e.g., a small town like Idalou, TX) to gauge market viability.Making Informed Offers & Avoiding Pitfalls: With bids due soon, understanding how to make competitive offers is key. We cover calculating bid ranges based on confirmed payment status versus "approved" plans. Learn to account for actual legal balances versus stated UPB, and why making a clear, well-justified bid is always better than guessing.This is a phenomenal opportunity to cherry-pick from a fresh list of distressed notes. Don't be fooled by "approved" plans; dig deep into the servicing notes, crunch your numbers, and ensure your desired ROI is achievable. With smart analysis, these "early buyouts" can translate into significant profits, whether through reperforming cash flow or strategic foreclosure. If you want to make an offer, do your homework, because bids are due Wednesday! Go out, take some action, and we'll see you at the top!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Welcome to the new era of real estate investing. If you’ve been following the market lately, you know the old rules are changing. Values are shifting, mortgage defaults are ticking upward, and traditional "fix-and-flip" or rental strategies are becoming harder to scale. I’m Scott Carson from WeCloseNotes.com, and I’ve spent years helping thousands of investors transition from the headaches of physical property management to the high-yield world of note investing. In 2026, the biggest opportunity isn’t in owning the dirt—it’s in owning the debt. It’s time to stop being a landlord and start being the bank.5 Key Insights from the 2026 Note Investing OutlookEscape the "Three Ts" of Landlording: Traditional real estate often comes with "Toilets, Trash, and Tenants". Note investors avoid these by owning the mortgage rather than the physical property, meaning you never have to deal with broken ACs or midnight repairs.The Power of the Discount: One of the greatest advantages is buying notes at a significant discount from banks. For example, you might buy a $100,000 debt for $70,000, giving you immediate equity and higher yields than traditional rentals.Capitalizing on Market Chaos: With mortgage defaults increasing and values dropping in some areas, banks are eager to move "non-performing" notes off their books. This creates a massive "secondary market" where savvy investors can find high-potential deals.Passive Income without Property Managers: Because the borrower is responsible for the property's upkeep, taxes, and insurance, your role is purely financial. You collect the monthly principal and interest just like a major bank would.Superior Position in the Market: As a note holder, you hold a superior legal position compared to a landlord. If a tenant doesn't pay a landlord, the landlord loses income; if a borrower doesn't pay a note holder, you have the right to foreclose and take the property itself, often for much less than it’s worth.The window of opportunity in 2026 is wide open, but it won't stay that way forever. Whether you’re a tired landlord, a frustrated flipper, or a new investor overwhelmed by the current market, note investing offers a path to truly passive wealth. Don’t let another year go by dealing with the same old headaches. It’s time to level up your strategy and start making offers that make sense in today's economy. If you’re ready to take the next step, visit NoteBuyingForDummies.com and let’s turn 2026 into your most successful year yet. Let’s go out there and kick some ass!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Welcome to this episode of the Monday Money Coaching Call. Look, it is absolutely freezing here in Austin, Texas. We are talking 18 degrees, which basically means the entire state shuts down because—let’s be honest—nobody here knows how to drive on ice. So, while the roads are slick, we are chilling inside where the coffee is hot, and the deals are even hotter.If you missed our massive livestream this past Saturday, don’t worry. We spent over two hours breaking down a tape of 3,067 non-performing first liens. But for today’s coaching call, I wanted to peel back the onion a little further. We are doing a deep dive specifically into the remaining 200+ Texas assets. Why Texas? Because it’s the fastest foreclosure state in the country, and when you combine speed with equity, you find the magic.In this episode, I’m walking you through my exact process of filtering a massive spreadsheet—hiding the columns that don’t matter (looking at you, "QM Flags") and highlighting the ones that equal profit. We take a serious look at a specific asset in Tyler, Texas. This isn't just looking at numbers; we become digital detectives. We look at the borrower's emotional equity (solar panels and garden gnomes count!), the "Zillow Zombie" values, and even do a Google search that reveals the heartbreaking backstory of why the borrower likely defaulted.We also tackle the difference between chasing "Subject To" deals versus buying the Non-Performing Note. Spoiler alert: You aren't getting a massive discount on a note that is only 90 days late. We run the math on calculating yields, determining legal balances, and deciding when to aim for a re-performing note versus when to accept that a property is headed for foreclosure (like a massive upside-down property we found in Dripping Springs).In this episode, we cover:The Texas Deep Freeze: Why staying off the icy Austin roads is the best investment decision you can make today.The 3,000 Note Breakdown: A recap of the massive tape we analyzed on Saturday and where to find the remaining opportunities.Geographic Breakdown: Mapping out opportunities from the Panhandle to the Valley, including Dallas, Houston, and the Piney Woods.Spreadsheet Mastery: How to filter data efficiently—calculating estimated legal balances, equity percentages, and hiding useless columns.The Tyler, Texas Case Study: A full breakdown of a property with 82% equity, analyzing photos, tax records, and potential 17-19% cash-on-cash returns.The "Human" Element: How a simple Google search revealed a borrower's personal tragedy and how that informs our strategy.Bankruptcy & Foreclosure Plays: Analyzing a deal in Montgomery, TX involving a bankruptcy plan, and a luxury builder home in Dripping Springs that is $200k upside down.Sub2 vs. NPN: Why buying the note makes more sense than a Subject To deal when the borrower is 6+ months behind.Texas Foreclosure Trends: A look at Roddy’s List and current numbers in Travis, Bexar, Dallas, and Harris counties.Look, it might be 20 degrees outside, but these yields are keeping us warm. Whether you are looking to get a borrower back on track with a modification or taking a property back in a fast foreclosure state, the opportunity is right there in the data. You just have to know how to filter for it.Make sure you grab the updated spreadsheet from the Basecamp repo (I’ll add the formulas so you don’t have to do the heavy lifting). If you are catching the replay, go back and watch the Saturday breakdown, and then join us live next time at NoteNightInAmerica.com.Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe No

Good morning, afternoon, and good evening, investor! Scott Carson here, ready to tackle the burning questions in the note investing world. I went straight to the source – Google's Gemini AI – and asked for the 20 most frequently asked questions by note investors. And let me tell you, AI did not disappoint! Since so many new folks want to jump into the "sexy side of real estate," I'm breaking down these essential FAQs to help you act like the bank, not the pawn.If you’ve ever wondered how much cash you really need, whether you own the property (spoiler: you don't!), or how to avoid common pitfalls, this episode is your no-nonsense guide. As I always say, the pen is mightier than the hammer, and these insights are your ultimate toolkit for 2026.Here’s your AI-powered cheat sheet to note investing:Note Investing 101: The Basics & Beyond: What's a real estate note? (It's an IOU, baby!). What's the difference between performing, non-performing, and "scratch & dent" loans? And seriously, how much money do you actually need to start? (Hint: it can be less than you think!).Yields, Values & Spreads (No, Not Butter): Unpack what constitutes a "good yield" for performing (9-12%!) and non-performing notes (20%+!). Learn about Investment-to-Value (ITV), Unpaid Principal Balance (UPB), and how to calculate your true return so you're not paying too much for the paper.Due Diligence Decoded (Without Owning the House!): Master the art of checking property condition (BPOs!), title (O&E reports!), and borrower payment history (servicing notes!). Plus, the absolute non-negotiables: collateral files and an unbroken chain of assignments – essential to avoid a "dud" deal.Operations & Management: Who Ya Gonna Call? (Not the Borrower!): Understand why you never call the borrower yourself (it's illegal, buddy!). Learn how servicers manage payments, what happens if a borrower stops paying (loan modifications, cash for keys, foreclosure!), and who's really on the hook for property taxes.Funding Your Future: IRAs & Beyond: Discover how Self-Directed IRAs are a game-changer for note investors, allowing tax-free or deferred growth. Learn about "cash for keys" as a smart exit strategy to avoid costly foreclosures, and why a clear plan beats wishful thinking every time.Whether you're a seasoned pro or just dipping your toes into the "paper investing" world, these 20 FAQs are fundamental. Don't be that person who learns the hard way because they didn't ask. Take action, get educated, and start acting like the bank. Because in the note world, being smart with your debt can make you a whole lot of dough!Want to learn more? Head over to weclosenotes.com, keep listening to the podcast, or sign up for our next workshop at notebuyingfordummies.com. Go out, take some action, everybody, and we'll see you at the top!#NoteInvesting #RealEstateInvesting #NoteInvestingFAQs #AIinRealEstate #PerformingNotes #NonPerformingNotes #DueDiligence #SelfDirectedIRA #CashForKeys #Foreclosure #InvestmentStrategy #RealEstateEducation #PodcastWatch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Good morning, afternoon, and evening, everybody! Scott Carson here, still shaking off the flu but fired up to drop some serious knowledge. Remember those 4,200 distressed notes we talked about last week? Well, a fresh list of 3,000 more notes just landed on my desk – assets that didn't get bids the first time around! This isn't just about the deals (though there are plenty of cherry-pickable non-performing notes, REOs, and subject-to opportunities); it's about the marketing mindset you need to grab them!Too many of you are "Powder Puffs" when it comes to consistent marketing, thinking one post is enough. That's like watching a commercial once and buying the product forever – it doesn't work! It's time to learn how to rinse, repeat, and repost your way to being AI-searchable and attracting the deals and capital you deserve.Here’s how to stop being a ghost and start being seen in 2026:The Second Chance Note Bonanza: Dive into the details of the remaining 3,000 distressed notes – including 355 severely non-performing assets and 119 REOs. Learn why these overlooked deals are ripe for the picking and how to make a strategic offer.The Consistency Commandment: Discover why daily, consistent posting is non-negotiable for real estate investors. Your content is only visible for a few hours; if you're not reposting, you're "nonexistent."Leverage Reposting Tools (Like Buffer.com): I'll show you how simple, often free, tools like Buffer.com allow you to schedule, clone, and endlessly repost your content across LinkedIn, Facebook, and Instagram, maximizing your visibility with minimal effort.Case Studies: Brian Dills' LinkedIn Playbook: See how fellow investor Brian Dills uses just 7 simple images, repurposed and reposted daily, to attract capital and deals – a perfect example of effective, consistent marketing.Be AI-Searchable: Outsmart the Algorithms: Learn why AI is changing how people find information and how being AI-searchable (via consistent, repurposed content on platforms like LinkedIn) is crucial for competing with the "Bigger Pockets and Zillows" of the world.Don't let "lazy assets" (yours, not the notes!) keep you from profiting in 2026. This is your chance to turn consistent marketing into consistent deal flow and capital. Remember, 80% of sales happen after the fifth contact. So, go out there, grab those deals, and for the love of God, keep posting!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Good morning, afternoon, and good evening, investors! Scott Carson here, and if this episode hits a little hard, it's coming from a place of tough love! For too long, I've seen too many of you out there with "limited funds" (a thousand bucks, $18,000, or even zero!) trying to squeeze a square peg into a round hole, hoping a partial note deal will magically appear. Newsflash: a thousand bucks won't even buy you a decent partial, and all that effort for a "crappy deal" will eat your profits faster than a Texas heatwave!It’s time for a come-to-Jesus meeting with that six-to-eight inches between your ears. That "mind block" is your biggest hurdle to success in real estate. If you want to own something, grow wealth, and actually invest, you need to raise private capital. And in 2026, it's not a suggestion; it's a non-negotiable. Stop waiting, stop wishing, and start doing.Here’s your 5-pronged approach to getting off your lazy ass and raising capital in 2026:Social Media: Post Like Your Business Depends On It (Because It Does!): Pull your head out of your ass, even if you "hate Facebook." Post daily about deals, case studies, or properties you're evaluating across LinkedIn (easy connections!) and Facebook groups. Use tools like Buffer or Hootsuite if you're a "Powder Puff" too tired after work.Email Your Database (Yes, YOU Have One!): Whether it's 50 or 5,000, your email list is golden. Send regular emails (not just once a month!) about new deals, market insights, or just to say "hey." Remember, 80% of sales are made after the fifth contact – so keep hitting that send button!In-Person Networking: Ditch the Secret Agent Vibe: Get off your couch and hit your local Real Estate Investor Associations (REIAs) or BNI groups. You can't be a "secret agent" and expect to raise capital. Show up, talk to people, and build those connections.Target Self-Directed IRA Investors (They're Everywhere!): Learn to find SDIRA investors by searching county records for "Equity Trust" or other SDIRA companies. Send them postcards, letters, and multiple follow-ups. They have the money, you have the opportunities.Rinse and Repeat (Daily, Not Just When You Feel Like It): The most successful investors do these things again and again and again. Marketing for deals and money is a daily grind, not a weekly wish. If Warren Buffett markets to raise capital, so should you!Stop making excuses. If you hate your job, you owe it to yourself to spend 30 minutes to an hour daily on these activities. It's a small investment of time for a massive payoff. Otherwise, you'll get the same "lazy ass" results as last year. Your family, your goals, your "why" deserve more. So go out, take some action, and let's build you a river of private capital in 2026!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Good morning, afternoon, and good evening, everybody! Scott Carson here, and boy, do I have a treat for anyone asking, "What am I gonna do in 2026?!" Our special guest isn't just a rockstar; he’s the man, the myth, the legend who got smacked with an "oh, sh*t, I gotta do something FAST" moment when he and his wife welcomed triplets! That's right, Dave Wolcott of Pantheon Investments, author of Holistic Wealth Strategy, joins us to map out your blueprint to financial freedom. This isn't about silver spoons; it's about intentional living and kicking the "rat race" to the curb!Dave's journey, from 20 years in the Marine Corps to building a phenomenal alternative investment portfolio, shaped his unique 5-phase framework. He’s here to show you how to escape Wall Street's paradigm, boost your Financial IQ, and finally achieve that true legacy wealth you've been dreaming of.Here are Dave's 5 Pillars to building your Holistic Wealth:Mindset is 80% of the Game: Learn why focusing on the "six to eight inches between your ears" and cultivating an "asymmetric mindset" (higher yield, lower risk!) is crucial to overcoming self-doubt and conventional financial planning myths.Elevate Your Financial IQ: Discover why your net worth is directly proportional to your financial IQ. Embrace Warren Buffett's wisdom: only invest in what you truly understand, opting for "Main Street" private assets over Wall Street's "pawn" game.Fortress Your Finances with Infrastructure: Understand the importance of building robust infrastructure around your wealth, including solid tax strategies (aim for 20% or less!), infinite banking, and using tools like Pantheon Wealth OS to track your portfolio.Strategic Asset Repositioning: Uncover creative ways to reallocate "trapped" capital from qualified plans (401k) into self-directed IRAs for alternative investments, or leverage home equity for smart arbitrage (borrowing at 8% to make 12%+).Massive Passive Income Through Action: Dave breaks down how to build a diversified portfolio of non-correlated assets (notes, real estate, oil & gas) to achieve the "trifecta": tax efficiency, passive income, and forced appreciation – all by taking consistent action!If you've been hoping your financial future will magically sort itself out (spoiler: hope is not a strategy!), this episode is your wake-up call. Dave proves that true wealth is built intentionally, not accidentally. He'll show you how to stop listening to the "too risky" crowd and start making moves that make sense.Grab your free copy of Dave's book at holisticwealthstrategy.com and start your intentional journey today! Because like Dave's kids, who are already crushing fix-and-flips using infinite banking, it's time to teach yourself (and your family) how to play chess with money, not checkers.Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Good morning, afternoon, and evening, everybody! Happy Money Monday! Scott Carson here, finally shaking off that flu (mostly!) and ready to kick off 2026 by tackling a question I get constantly: "How do I raise private capital when I've only got $19?" This isn't about wishing for a magic cheat code or waiting for Moby Dick to show up with a half-billion-dollar fund. This episode is about the real, raw, mental game of raising money, and how to pump up those "money muscles" (yes, I like that hashtag!).I dove into the AI well (Chatbot, Gemini, all the cool kids) to get the straight goods on the top 10 marketing strategies for attracting private money. But let's be real, folks: these tools mean squat if you're not playing the mental game right. Stop being a "wallflower" at events or thinking you're "begging for money." You're offering opportunity, and it's time to act like it!Here’s your no-nonsense guide to pumping up your private capital:Conquer the "Mental Money Block": Ditch the fear of "begging" and embrace the fact you're offering opportunity. Remember the "80% of sales after the fifth contact" rule – consistency, not desperation, wins!The AI-Approved Marketing Arsenal: Get the top 10 strategies (straight from the internet's brain!) for attracting investors: from compelling pitch decks and one-page summaries to killer case studies and targeted email newsletters.Your Email List is Your Gold Mine: Why owning your audience through your email database and an investor newsletter (like LinkedIn's, which hits their inbox!) is your most valuable asset, far more reliable than fickle social media platforms.ABM (Always Be Marketing) & Momentum: Learn why consistent daily/weekly marketing activities – whether it's short videos, email blasts, or networking – are crucial. You can't build "money muscles" by only hitting the gym once a month!Networking Ain't a Spectator Sport: Stop hiding! Show up at local investor clubs, ask questions, and be ready with your pitch deck. Investors fund people they know, like, and trust, not anonymous logos or people glued to their phones in the corner.This isn't about an overnight transformation (unless you "cut a leg off" to lose 50lbs!). It's about consistent action. If you want different results in 2026, you gotta do different things. And guess what? Most of you are smarter and more educated than 99% of people out there – so start sharing your "gold" (deal flow, expertise)! Don't let your "perfect" stand in the way of "delivered."If you're ready to get off the sidelines and into the game, join me at our upcoming workshop (notebuyingfordummies.com) or book a call (talkwithscottcarson.com). Let's make 2026 your most profitable year!#PrivateCapital #RealEstateInvesting #NoteInvesting #CapitalRaising #InvestorMarketing #AIMarketing #FinancialFreedom #Networking #Podcast #MoneyMuscles #PitchDeck #EmailMarketing #ConsistencyWatch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Good morning, afternoon, and good evening, everybody! Scott Carson here, jacked up to introduce you to a creative financing wizard who’s making serious lemonade out of lemons: the head honcho over at Wrap Academy, Philip Louden! If you’ve been feeling like a hamster on a wheel in the "wholesaling hustle" or dreaming of financial freedom beyond the 40-hour work week, Philip's story is your beacon of hope.From digital nomad to debt dominator, Philip cracked the code on building sustainable, passive wealth through wraps, lease options, and seller financing. He's ditched the "always starting from zero" grind of wholesaling for a system that consistently delivers cash flow, leveraging an "opportunistic" mindset and an understanding that the market's always shifting, not stopping. This episode is your ticket to escaping the rat race and truly designing your lifestyle!Here’s how Philip Louden helps investors build cash flow and freedom:Wholesaling vs. Wraps: The Scalability Showdown: Discover why Philip traded the "at war" feeling of transactional wholesaling for the scalable, passive cash flow of wraps and seller financing, turning $5-7k flips into $150k+ long-term profits."Blue Ocean" Deal Sourcing & Automation: Learn how Philip finds his golden geese, from direct-to-seller (distressed, probate, pre-foreclosure) to agents, and now primarily leveraging wholesalers who bring him deals, automating the acquisitions process to free up his time.Targeting for Cash Flow & Equity: Uncover Philip's strategy for aiming for a minimum of $400-500 in monthly cash flow, often securing $700-800+, through "affordable housing" in C-class neighborhoods, creating massive equity cushions and minimizing risk.Creative Structuring: From Sub-To to the "Jacket Strategy": Get insights into his deal structuring, including taking over mortgages, negotiating seller financing, and the "jacket strategy" (BRRR + Wrap) to create significant equity and cash flow, even in today's market.The Wrap Academy Advantage: Learn how his community helps investors cut through "shiny object syndrome," master this passive exit strategy, and build a portfolio delivering $10k+ in monthly cash flow, offering hands-on coaching and resources for repeatable success.Philip is living proof that you don't need a million bucks to get started, just a smart strategy and the guts to build your own damn prison (just kidding, it's a freedom machine!). If you're ready to make a whole lot of lemonade out of other people's lemons, this is the episode for you.Check out Wrapacademy.net for his next master class and start your journey to true financial independence! Go out, take some action, and we'll see you at the top!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Happy, happy Friday, real estate investors! This first week of January has been wild, and I’m buzzing with news that's going to make your distressed-asset-loving heart sing. Forget New Year's hangovers; we just landed a list of over 4,200 distressed mortgages across the entire freakin' United States! This isn't just a list; it's a goldmine of opportunity, whether you're a note ninja, a sub-to specialist, or just looking to dive into the "sexy side" of real estate.From 90-day defaults to 2+ years of delinquency, these first-lien, owner-occupied notes are ripe for the picking. We're talking hundreds of assets in Texas, Florida, California, and every other major market you can imagine. This isn't just about notes; it's about unlocking multiple exit strategies for any investor willing to get their hands dirty!Here’s your VIP pass to the distressed mortgage party:The Motherlode of Distress: We've uncovered over 4,200 first-lien, owner-occupied distressed mortgages nationwide, from slight defaults to severely delinquent situations.Multiple Exit Strategies, One List: Whether you're eyeing non-performing notes, lucrative REOs, subject-to deals, or non-qualified assumptions, this list is your all-in-one resource.Cherry-Pick Your Profits: This isn't an all-or-nothing game! Cherry-pick individual assets that fit your buy box, or go big with multi-million dollar pools. (Warning: We're making offers on a huge chunk, so act fast!)Nationwide Goldmine: While Texas, Florida, and California are popping off, this list covers every state, ensuring there's distressed property opportunity no matter where you invest.Exclusive Live Access: Join me live on Monday, January 12th, at 7 PM Central for a special Zoom webinar. We'll go through the list, answer your questions, and you'll get your hands on this game-changing list just for attending!Folks, 2026 is kicking off with a bang, and distressed real estate is where the action is. If you're tired of hearing about opportunities after they're gone, this is your chance to get in early. RSVP now at NoteNightInAmerica.com – bring your questions, your coffee, and your ambition. Let's make 2026 the year you truly level up your portfolio. Go out, take some action, and I'll see you Monday night!#DistressedMortgages #RealEstateInvesting #NoteInvesting #SubjectTo #REO #NonPerformingNotes #RealEstateDeals #Foreclosure #InvestorOpportunity #TexasRealEstate #FloridaRealEstate #CaliforniaRealEstate #WealthBuildingBook a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Good morning, afternoon, and good evening, everybody! Scott Carson here, and boy, do I have a story that just cracks me up every New Year! This morning, while huffing and puffing on my bike, I got a text about a "half-billion dollar fund" in the UK looking to acquire mortgage-backed securities immediately. Yep, you heard that right – from someone who's never bought a note and whose social media is more about conspiracy theories than cash flow. Sounds legit, right?Folks, it's time for a public service announcement to the note industry: QUIT CHASING WHALES! If you’re being approached by "joker brokers" promising you a slice of a multi-million (or billion) dollar pie, but their money's "out of the country" and they don't know what a QIB form is, run for the hills! This episode is about ditching the Moby Dick illusion and building real wealth with your own portfolio.Here’s why you need to stop chasing phantom deals and get real in 2026:Exposing the "Joker Broker" Trap: Learn to spot the red flags of unrealistic deals – from phantom funds to foreign money and requests from inexperienced intermediaries (especially those more worried about RFAK than real estate).The QIB Form Reality Check: Understand what a Qualified Institutional Buyer (QIB) truly is and why genuine institutional players won't be calling "little old Scott Carson" or you for a half-billion dollar deal.Why Whales Already Have Fishermen: Big funds and family offices already have established networks. Your energy is better spent building your own relationships and portfolio, not trying to pitch someone who “fell in love with the property” but not the note.Build Your Own Damn Ship (and Find Your Own Fish!): Instead of waiting for a grand slam, focus on acquiring notes for your portfolio. Even $50,000 notes can bring in significant cash flow, which is far more impactful than chasing ghosts.The Power of Private Money (in Smaller Batches): Discover how networking at local real estate clubs and marketing to IRA investors can unlock the "smaller batches" of private capital you actually need to fund your deals and grow your business.Listen, if you're a "lowly old person" who's never bought a note but thinks you're going to broker a half-billion dollar deal, I've got oceanfront property in Arizona to sell you. Stop letting these pipe dreams tatter and bruise your investing spirit. Focus on tangible action, build your own portfolio, and generate your own profitable cash flow. Go buy one, two, three notes a month for yourself, and you'll be happier, wealthier, and far less likely to vomit. Sayonara, Moby!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Good morning, afternoon, and evening, everybody! Happy 2026! We're already off rocking and rolling, and I'm thrilled to kick off the year with a true rockstar who's consistently dropping knowledge bombs on LinkedIn: Amanda Cruise! She’s not just consistent; she knows her "shiznit" when it comes to mobile home park and affordable housing investing, sharing the good, the bad, and the downright ugly.Amanda's journey from a traditional career in chemistry/statistics to Capital One, and eventually to dominating the affordable housing space, is a testament to smart pivots and a nose for opportunity. Tired of "sucking at managing contractors," she found her sweet spot in mobile home parks, an often-overlooked niche that's less of a "dumpster fire" than other multifamily options. If you're ready to get past the stereotypes and unlock serious value, this episode is your golden ticket!Here’s what you’ll uncover to build wealth in the MHP space:Why MHPs Outperform: Learn how mobile home parks offer stable, high-demand affordable housing, avoiding the turmoil seen in other real estate sectors (and why that old "dumpster fire" apartment analogy fits elsewhere!).The "No Secret Sauce" Deal-Sourcing Strategy: Amanda reveals her straightforward approach: target mom-and-pop owners of smaller parks (under 100 lots) who are simply "tired of managing" and collecting rent door-to-door.Maximizing Value Beyond Rent Hikes: Discover key value-add plays like essential infrastructure improvements (paving, mailboxes, cleaning) and infilling empty lots with new homes to significantly boost park income and valuation.Creative Financing for Killer Returns: Understand how Amanda leverages bank financing, owner financing, and private lenders (offering 10% annual interest, paid monthly!) to acquire parks, even with 100% loan-to-cost, for rapid equity growth.Crucial Lessons & Investor Pitfalls: From "walking the park-owned homes" (a "whole 'nother level of couldn't believe" mistake!) to avoiding wastewater treatment plants and the critical role of consistent follow-up, get the real talk on what to watch out for.This isn't just about mobile homes; it's about smart, recession-resistant investing with a massive social impact. Amanda's candid insights, combined with her commitment to keeping her "head down and rocking and rolling," prove why she's at the top of her game. And don't forget the "nugget of the day": for notes on individual mobile homes on land, call 21st Mortgage – they're a game-changer for insurance!Ready to diversify your portfolio or find your next cash-flowing gem? Check out Amanda Cruise at Voyage Investing (voyageinvesting.com) and follow her on LinkedIn. Because consistent action and knowing your market are what separate the hobbyists from the heavy hitters.Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest