News and Views by the Fintech Times

Key Topics: Introduction to embedded finance and its growth - The role of banks as data mediators - Challenges and opportunities in data monetization - The future of stable coins in global finance - Insights into the digital transformation of banksQuotes:"Embedded finance is in its relative infancy.""Banks evolving from balance sheet providers to data mediators."Chapters:Introduction to Embedded Finance (0:00)Data as a New Revenue Stream (3:00)The Role of Stable Coins (6:00)Digital Transformation Challenges (9:00)Future Outlook and Closing Thoughts (12:00) The Fintech Times News &Views Podcast delivers strategic insight into the trends redefining global financial services, with commentary from industry leaders and innovators. Discover more coverage, interviews, research, and partnership opportunities at thefintechtimes.com and follow The Fintech Times across all major social platforms.

Introduction to Stablecoins (00:41):Mark Walker introduces the topic of stablecoins and their role in economic stimuli, focusing on the Japanese yen and government strategies.Global Perspectives (01:04):Aishwary discusses the varying approaches to stablecoin integration in countries like Japan and India, highlighting the challenges posed by capital controls.Regulatory Challenges (02:12):The conversation shifts to the regulatory concerns surrounding stablecoins, particularly the nervousness of central banks about losing control over monetary policies.Future Predictions (04:40):Aishwary predicts a significant increase in the number of stablecoins, potentially leading to a complex financial ecosystem with thousands of digital currencies.Consumer Behavior (06:09):The discussion explores how large merchants and tech companies might influence stablecoin adoption, potentially altering consumer behavior and financial transactions.The Role of CBDCs (08:00):The episode concludes with insights into the challenges faced by central bank digital currencies (CBDCs) compared to stablecoins, and the potential for a dual system involving deposit tokens and stablecoins.Key Quotes: "Stablecoins are reshaping the financial landscape, offering new opportunities and challenges.""The future might see an explosion of stablecoins, each vying for a place in the global economy." The Fintech Times News &Views Podcast delivers strategic insight into the trends redefining global financial services, with commentary from industry leaders and innovators. Discover more coverage, interviews, research, and partnership opportunities at thefintechtimes.com and follow The Fintech Times across all major social platforms.

TakeawaysSustainable finance is crucial for renewable energy projects. Emirates NBD is a leader in financing electric vehicles. Green buildings reduce emissions and energy costs. Digital transformation enhances ESG data accuracy. AI chatbots handle sustainable finance inquiries efficiently. Green bonds are integral to corporate sustainability strategies. Transition finance is key for hard-to-abate sectors. Carbon trading is essential for achieving net zero. Sustainable sukuks offer diverse funding opportunities. ESG investing aligns with long-term market trends.Sound bites"Sustainable finance is any finance allocated towards a sustainable project." "Green buildings are really important for us." "Digitalization is key for ESG data accuracy." "AI chatbots handle 500 inquiries a month." "Green bonds are a growing part of our portfolio." "Transition finance is key for hard-to-abate sectors." "Carbon trading is essential for achieving net zero." "Sustainable sukuks offer diverse funding opportunities." "ESG investing aligns with long-term market trends." "AI enhances our understanding of customer needs." The Fintech Times News &Views Podcast delivers strategic insight into the trends redefining global financial services, with commentary from industry leaders and innovators. Discover more coverage, interviews, research, and partnership opportunities at thefintechtimes.com and follow The Fintech Times across all major social platforms.

On this week's episode of News & Views, The Fintech Times Podcast team speak about Loqbox publishing new findings highlighting concerns about Brits’ understanding of the lending sector, GoHenry research into including financial education within the national curriculum & wac urging the government to do more to ensure more employees are paid correctly. The Fintech Times News &Views Podcast delivers strategic insight into the trends redefining global financial services, with commentary from industry leaders and innovators. Discover more coverage, interviews, research, and partnership opportunities at thefintechtimes.com and follow The Fintech Times across all major social platforms.

On this week's episode of News & Views, The Fintech Times Podcast team speak about HSBC receiving a fair amount of criticism after it revealed that it was quitting the Net Zero Banking Alliance & re:cap launching in the UK, backed by HSBC Innovation Banking and Avellinia Capital. The Fintech Times News &Views Podcast delivers strategic insight into the trends redefining global financial services, with commentary from industry leaders and innovators. Discover more coverage, interviews, research, and partnership opportunities at thefintechtimes.com and follow The Fintech Times across all major social platforms.

On this week's episode of News & Views, the Fintech Times Podcast team are joined by Mouloukou Sanoh, Cofounder and CEO at MANSA to discuss dLocals' new partnership with BVNK which will allow them to offer faster settlements to their global merchant base & PAPSSCARD, the first pan-African card scheme, which plans to reclaim the continent’s financial autonomy. The Fintech Times News &Views Podcast delivers strategic insight into the trends redefining global financial services, with commentary from industry leaders and innovators. Discover more coverage, interviews, research, and partnership opportunities at thefintechtimes.com and follow The Fintech Times across all major social platforms.

On this week's episode of News & Views, the Fintech Times Podcast team speak about dLocal and BVNK joining forces to bridge stablecoins and fiat currency, Yapil's new findings uncovering what merchants and shoppers view as the most important factors when offering or choosing a new payment method & the £40billion in crypto and web3 opportunities the UK can unlock, per Startup Coalition The Fintech Times News &Views Podcast delivers strategic insight into the trends redefining global financial services, with commentary from industry leaders and innovators. Discover more coverage, interviews, research, and partnership opportunities at thefintechtimes.com and follow The Fintech Times across all major social platforms.

On this week's episode of News & Views, The Fintech Times Podcast team speak about new Project Nemo data revealing that 61% of adults with learning disabilities say banks don’t meet their needs, Mastercards research into Gen Alpha's digital financial experience & Bitget's collaboration with UNICEF Luxembourg to advance digital skills and blockchain literacy among young people. The Fintech Times News &Views Podcast delivers strategic insight into the trends redefining global financial services, with commentary from industry leaders and innovators. Discover more coverage, interviews, research, and partnership opportunities at thefintechtimes.com and follow The Fintech Times across all major social platforms.

On this week's episode of News & Views, The Fintech Times Podcast team speak about crypto scam losses exceeding $4billion in 2024 with an increase in Deepfake and AI Tech use, merchants and financial institutions not offering digital ID being at risk of losing customer trust & the Financial Conduct Authority unveiling its ‘supercharged sandbox’. The Fintech Times News &Views Podcast delivers strategic insight into the trends redefining global financial services, with commentary from industry leaders and innovators. Discover more coverage, interviews, research, and partnership opportunities at thefintechtimes.com and follow The Fintech Times across all major social platforms.

On this week's episode of News & Views, The Fintech Times Podcast team speak about a recent report from Zilch stating that 66% of shoppers insist on carrying a physical card despite digital wallet popularity & Revoluts' official announcement that it will roll out its own branded ATM machines in Spain. The Fintech Times News &Views Podcast delivers strategic insight into the trends redefining global financial services, with commentary from industry leaders and innovators. Discover more coverage, interviews, research, and partnership opportunities at thefintechtimes.com and follow The Fintech Times across all major social platforms.

On this week's episode of News & Views, The Fintech Times Podcast team speak about Apple launching Tap to Pay on iPhone in eight new European countries & Curve announcing that it will be launching Curve Pay on iOS as an alternative digital wallet to Apple Pay for iPhone users. The Fintech Times News &Views Podcast delivers strategic insight into the trends redefining global financial services, with commentary from industry leaders and innovators. Discover more coverage, interviews, research, and partnership opportunities at thefintechtimes.com and follow The Fintech Times across all major social platforms.

On this week's episode of News & Views, The Fintech Times Podcast team discuss Payit by NatWest uncovering obstacles facing open banking with solutions to overcome them & Binance announcing that Pix will now be integrated into its Binance Pay payments solution in Brazil. The Fintech Times News &Views Podcast delivers strategic insight into the trends redefining global financial services, with commentary from industry leaders and innovators. Discover more coverage, interviews, research, and partnership opportunities at thefintechtimes.com and follow The Fintech Times across all major social platforms.

On this week's episode of News & Views, The Fintech Times Podcast team speak about the extent to which financial education impacts financial well-being & why In-app wallets are proving to be a popular payment method in the UK. The Fintech Times News &Views Podcast delivers strategic insight into the trends redefining global financial services, with commentary from industry leaders and innovators. Discover more coverage, interviews, research, and partnership opportunities at thefintechtimes.com and follow The Fintech Times across all major social platforms.

On this week's episode of News & Views, The Fintech Times Podcast team speak about Boon Brokers research into why the majority of young adults in the UK are leaving school with a worrying lack of financial education & how the financial services sector has seen positive progress to better support deaf customers in the last two years, according to a new report by the Lending Standards Board (LSB). The Fintech Times News &Views Podcast delivers strategic insight into the trends redefining global financial services, with commentary from industry leaders and innovators. Discover more coverage, interviews, research, and partnership opportunities at thefintechtimes.com and follow The Fintech Times across all major social platforms.

On this week's episode of News & Views, Sponsored by TrustVanta, the Fintech Times Podcast team speak about recent reports from Wise finding that two in three UK adults have experienced a fraudulent attack, Revolut expanding its services once more into the mobile world as it looks to launch mobile plans & KMPGs new research into peoples attitude towards AI. The Fintech Times News &Views Podcast delivers strategic insight into the trends redefining global financial services, with commentary from industry leaders and innovators. Discover more coverage, interviews, research, and partnership opportunities at thefintechtimes.com and follow The Fintech Times across all major social platforms.

On this week's episode of News & Views, Sponsored by TrustVanta, the Fintech Times Podcast team speak about the UK Government pledging a £121Million investment into Quantum technology to combat fraud & Chipi Pays expansion into Mexico following a partnership with Starknet Foundation. The Fintech Times News &Views Podcast delivers strategic insight into the trends redefining global financial services, with commentary from industry leaders and innovators. Discover more coverage, interviews, research, and partnership opportunities at thefintechtimes.com and follow The Fintech Times across all major social platforms.

On this week's episode of News & Views, sponsored by TrustVanta, The Fintech Times Podcast team speak about ClearBanks partnership with Captial on Tap & Pix having its payment capabilities expanded upon, as the central bank has announced a myriad of new features. The Fintech Times News &Views Podcast delivers strategic insight into the trends redefining global financial services, with commentary from industry leaders and innovators. Discover more coverage, interviews, research, and partnership opportunities at thefintechtimes.com and follow The Fintech Times across all major social platforms.

On this week's episode of News & Views, sponsored by TrustVanta, The Fintech Times Podcast team speak about Revolut revealing that UK consumers are losing money due to Whastapp scams, why UK banks need to focus on building confidence in the security of real-time payments & how other technologies such as Blockchain can still be given the attention they deserve under the limelight of AI. The Fintech Times News &Views Podcast delivers strategic insight into the trends redefining global financial services, with commentary from industry leaders and innovators. Discover more coverage, interviews, research, and partnership opportunities at thefintechtimes.com and follow The Fintech Times across all major social platforms.

On this week's episode of News & Views, sponsored by TrustVanta, The Fintech Times Podcast team speak about the fact that two million UK adults have borrowed from illegal lenders in the last 12 months & how Somalia has successfully launched the country’s first instant payment system. The Fintech Times News &Views Podcast delivers strategic insight into the trends redefining global financial services, with commentary from industry leaders and innovators. Discover more coverage, interviews, research, and partnership opportunities at thefintechtimes.com and follow The Fintech Times across all major social platforms.

On this week's episode of News & Views, sponsored by Vanta, The Fintech Times Podcast team speak about the Financial Conduct Authority reviewing whether the £100 contactless limit should be removed or increased, why many Brits claim they would rather remove fraud prevention checks to complete a transaction faster & Fintech Australias call for government intervention to avoid a 'two-speed' fintech ecosystem. The Fintech Times News &Views Podcast delivers strategic insight into the trends redefining global financial services, with commentary from industry leaders and innovators. Discover more coverage, interviews, research, and partnership opportunities at thefintechtimes.com and follow The Fintech Times across all major social platforms.