Full Episodes | Insurtech Leadership Podcast

Dan Woods is the founder and CEO of Socotra, the first modern, cloud-based platform for technology-driven insurers. Socotra has its own app marketplace and APIs to connect software to insurance businesses, providing open access and clean documentation to get started. Socotra provides solutions that are off-the-shelf, true cloud and fully documented. With computer science being the most popular degree at most universities, we have more people who can implement solutions that go-live and work. Dan created data platforms and smart enterprise software at 8VC and Palantir. He holds a MS in Computer Science from Stanford.   Follow the Insurtech Leadership Podcast airing weekly hosted by Joshua R. Hollander. We give you up-close access and personal insights from the leaders of the fastest-growing #insurtechs and most innovative #insurance carriers and brokers.

Steve is cofounder and Chief Climate Officer for The Demex Group, providing actionable risk management solutions at the hyper-local level for non-catastrophic but extreme weather events. Demex offers solutions for insurers, reinsurers, and other companies with exposure to extreme weather to price risk and provide a valuation basis for weather and climate-related information. What is the impact of extreme weather on a business operations? Where are companies weather-sensitive, what impacts cost structure and revenue.  How should the company best manage that risk, via reinsurance or capital market products?  Demex was built to help clients understand their risk profile and enter into financial risk instruments that best cover that risk. Demex starts by having a tech stack that can quickly and easily parts large sets of specialist data, then to value risk based on weather data so that insurance and capital markets can certify and price suitable protection. Steve talks about each Florida storm changing the building codes, and companies activating policyholders to take actions that help mitigate losses, all resulting in lower industry risk.  Steve began his career working as a meteorologist in newspapers, radio and television, including The Weather Channel. He went on to focus his career on linking extreme weather and natural disasters to financial impact for Enron and Citadel where he led projects in energy, agriculture, insurance, reinsurance, and equity valuations. Steve went on to build and lead the team that developed software to identify climate risks to global supply chain operations. He is chairman of the American Meteorological Society’s Committee on Financial Weather and Climate Risk Management. Follow the Insurtech Leadership Podcast airing weekly hosted by Joshua R. Hollander. We give you up-close access and personal insights from the leaders of the fastest-growing #insurtechs and most innovative #insurance carriers and brokers.

Tom Beauregard is the Founder and CEO of HCG Secure, a product and solution builder transforming the aging at-home experience. HSG produces alternatives to long-term care solutions for middle income families who retire, do not have long-term care and will not qualify for Medicare. Many people in this category may have adequate income but do not understand that Medicare does not cover their long-term care, and 70% of people face larger-than planned healthcare expenditures that are the leading cause of bankruptcy of people over age 75. HCG is licensed in 50 States and is selling through brokerages who sell to the pre-65 population with an average buyer aged 60. HCG now has 15+ larger brokers as partners, who have confirmed this industry coverage gap.  Tom was inspired to found HCG Secure when his parents reached an age where they were unable to fully care for themselves but wished to age at home. Limited by geography and his parents’ need for local resources, he found the process both overwhelming and difficult for him to ensure that his parents were receiving the best possible care from afar. Stunned by the lack of coverage resulting in out-of-pocket expenses and the lack of resources, Tom made it his mission to create products that offer the network and coverage needed for individuals and their loved ones to age comfortably, and as they wish.  With over 30 years of innovation experience across healthcare, public policy, academia, and non-profit organizations, Tom’s career has centered around building disruptive solutions to problems he has personally encountered and identified within the healthcare space. Tom was the former Executive Vice President and Chief Innovation Officer of UnitedHealth Group, where he oversaw the R&D department for both UnitedHealth and Optum. He brought over 100 R&D initiatives to market across various innovation categories, including value-based payment models, digital health, consumer engagement, and home-based care models.  Tom graduated from Hobart and William Smith Colleges, and the University of Connecticut with a Masters in Business Administration. He also received an Emmy for his work with the National Diabetes Prevention Program in partnership with the Y-USA and the Centers for Disease Control and Prevention, Project NOT ME, where he was the Executive Producer.  Follow the Insurtech Leadership Podcast airing weekly hosted by Joshua R. Hollander. We give you up-close access and personal insights from the leaders of the fastest-growing #insurtechs and most innovative #insurance carriers and brokers.

Bryan Davis serves as Executive Vice President, HUB International Corporate as the leader of its VIU online broker. HUB is a top 5 global brokerage and largest personal lines brokerage, and Bryan leads VIU, a full-stack 21st century digital brokerage. VIU executes omni-channel (digital + call center + field) strategies impacting product development, consumer segmentation, digital marketing, and the customer & broker experience. Unlike traditional carriers, VIU brings speed through faster services in the cloud making it easy for strategic partners to plug into its brokerage. About Brokers: Bryan says a full-stack broker brings choice and neutrality across the entire value chain of insurance. But being a great digital broker doesn't just mean being neutral, you need size and scale to be a great distribution channel for your carrier partners. About Digital Strategy: Bryan talks about creating an enablement layer first, avoiding channel conflicts within the existing organization by being intentionally externally focused on customer needs and complementing HUB's existing portfolio. Business is Business, Technology Enables Business, the value chain of insurance has not changed: look for a policy, sell a policy, service a policy, pay a claim. Tech and digital strategy are just new ways of figuring out how to connect a value proposition to a customer to deliver the service. AI is not a strategy, it's just a means to power a strategy or business value proposition. HUB knows its value proposition, knows it is a very good broker, and is using technology to deliver that value proposition that resonates with the end customer. About Talent: Bryan took talent across technology & data, sales, product expertise to connect a strategy to implementation. HUB sees the talent strategy as core to building VIU, and has been tenacious about the competencies for every role.     Bryan has over 20 years of industry success and is widely viewed in the industry as a transformational insurance executive with P&L experience across Property Casualty & Financial Services; including personal lines & commercial lines in product management & pricing, sales/business development, underwriting and operations. Bryan achieved success at a number to top P&C companies, including Nationwide, Safeco, & AIG. Prior to joining  HUB, Bryan served as the Chief Strategy Officer for USAA’s P&C division, reporting to Wayne Peacock, current CEO of USAA. Follow the Insurtech Leadership Podcast airing weekly hosted by Joshua R. Hollander. We give you up-close access and personal insights from the leaders of the fastest-growing #insurtechs and most innovative #insurance carriers and brokers.

Isaac Hicks, CEO Slipbot, which extracts nuanced information from Facultative and Treaty Slips of all kinds in the Reinsurance space using a novel approach to natural language processing. Issac is an advanced Software Integrations Expert and AI practitioner that combines iPaaS solutions, Robotic Process Automation, and Artificial intelligence to create innovative, state-of-the-art business solutions that produce practical, concrete value for growing organizations.   Slipbot is his team's custom AI system built for the reinsurance market, focusing on unstructured document processes such as the reinsurance slip. Users can now simply drag-and-drop documents into their management system for reading and onward processing. Isaac describes how AI systems learn just as a human learn how insurance terms are set and what more sophisticated questions to ask in a review. The AI models the business and loss layers so that managers can make more informed decisions about their book. Longer-term, Slipknot seeks to remove the need for manual data entry and document understanding, to enable reinsurers to focus more on business management and results. Isaac sees a future that will rely on the human component of evaluating risk, that there is a limit to the algorithmization of everything in terms of doing good business. Follow the Insurtech Leadership Podcast airing weekly hosted by Joshua R. Hollander. We give you up-close access and personal insights from the leaders of the fastest-growing #insurtechs and most innovative #insurance carriers and brokers.

Les Schlesinger is CEO at ClaimRide. Claim Ride is the leading facilitator of ride share/hailing service providers (Uber, Lyft, YellowCab) for policy holders receiving transportation (rental reimbursement) benefits under their automobile insurance coverage. The solution provides access to ride share services that enhance and or replace a typical rental car benefit received from an insurance company, Motor Club or Roadside Assistance Company. Claim Ride offers an end-to-end solution including a Mobile Application that facilitates ride share benefits in the event of a covered loss. Les talks about seeing this major opportunity early as a reputable industry insider, and still having to move the market along towards adoption step-by-step.  The challenge is not about the confirmed opportunity, but rather the implementation challenges of a new product and the "not-invented-here" syndrome that exists in the top 10 carriers. However the other 300+ carriers are more attune to taking advantage to new market offerings and quicker to adopt. Les also comments on the proliferation of MGAs, the impact of insurtech and the role for niche expertise in the industry to provide a quicker response to new market needs. Les is also Owner at Links Insurance Services. Links Insurance Services is a Managing General Agency (MGA) representing insurance carriers in the State of Florida, Texas and California for the sale of automobile insurance. Partner carries have included Direct General Insurance Company, AssuranceAmerica Insurance Company, Hudson Insurance Company and Federated National Insurance Company.  Follow the Insurtech Leadership Podcast airing weekly hosted by Joshua R. Hollander. We give you up-close access and personal insights from the leaders of the fastest-growing #insurtechs and most innovative #insurance carriers and brokers.

Sudhama Gopalan is founder and CEO of AveriSana Inc., an insurtech startup that uses data science and machine learning to make customer acquisition in life and health insurance more cost-efficient and productive.   Matching customers to products used to be about understanding intent and then looking at insurability (health and medical records) later on in the sales funnel. Technology now enables insurers to aligning intent with insurability simultaneously in order to reduce the total cost of acquiring a customer and a higher match and customer experience.  The team started by modeling outcomes however using more data were able to define proxies for individuals' health risk. Averisana is thus able to better match customers to insurance products across the marketing, sales, and underwriting process, both digital and traditional. This also enables agents to quantify their leads pipeline up-front and accurately. Follow the Insurtech Leadership Podcast airing weekly hosted by Joshua R. Hollander. We give you up-close access and personal insights from the leaders of the fastest-growing #insurtechs and most innovative #insurance carriers and brokers.

Eyhab Aejaz is CEO at Breach, developing cyber insurance solutions for the growing $2T+ cryptocurrency market. Breach has built a proprietary policy issuance and administration platform and an industry-first solution to insure clients of popular cryptocurrency custodians and exchanges. Eyhab says crypto is built on trust and transparency, yet decentralized markets the product is based on those same standards. Crypto is not illegal because it is taxed, so they see it as a type of asset, with a buyer, seller, and exposure to risk. Eyhab sees crypto coverage being similar to jewelry insurance, assets are in custody, in order to underwrite they only need to confirm applicable State rules, the custodian of record and the insured amount. Breach partnered with Boost Insurance to figure out the actuarial and reinsurance side and operations of the business. This essentially de-risked the company launch, but Eyhab says he still felt the act of 'taking the leap' into a startup, being early and not having enough on-board, yet also feeling in hindsight that was the exact right time to start the company. Breach is now in the process of standing up a carrier to defray its own reinsurance costs, so is one of the new wave of companies making the jump from insurtech to insurer. The company is backed by Raptor Group, LightShed Ventures, Ted Rogers, Foundation Capital, Global Founders Capital, Road Capital, PJC, and Goodwater Capital. Follow the Insurtech Leadership Podcast airing weekly hosted by Joshua R. Hollander. We give you up-close access and personal insights from the leaders of the fastest-growing #insurtechs and most innovative #insurance carriers and brokers.

Upasana Unni is the Chief Commercial Officer of Sayata, a marketplace where wholesale brokers can find small business insurance from multiple carriers in just a few minutes. Upasana oversees market partnerships and carrier relationships and says insurance remains a relationships business, with people on the phone. Insurance remains a very relationship-driven place, needing well-respected voices making the calls to place business. She does not see a zero-touch digital-only experience being possible in more complex insurance areas like commercial and speciality lines. Brokers need support on the 20% of policies that do not fly through the underwriting/renewal process, and to learn where to place policies in speciality markets like cyber.  In the current state of insurtech evolution, insurance carriers still own the product and MGA insurtechs' own distribution. Carriers have tried to launch or buy their own marketplaces, but there is a disincentive to list on that marketplace if you are an agent who does not work with that carrier and seek truly neutral offers. They tend to buy marketplaces that do not have a profitable, growth-ready customer acquisition process.  Upasana sees tremendous growth opportunity for marketplaces. There are many more uninsured risks to cover today, for example how could insurers cover an invasion, which is considered uninsurable much the same as cyber risk was ten years ago. Upasana sees a future evolving where insurtech MGAs are acquiring their own capital and becoming full-stack insurers. Upasana is actively seeking candidates in various roles at Sayata so get in touch with her to find out more! Previously, Upasana spent 10 years at McKinsey & Co. as an Associate Partner guiding blue-chip insurers to develop digital strategies and build platforms for digital risk placement. Upasana served over a dozen carriers on topics ranging from board strategy, portfolio optimization, capital strategy, and operating model transformation. Upasana is a graduate of Harvard Business School as a Baker Scholar and holds a Bachelor's, magna cum laude, from Harvard College. Follow the Insurtech Leadership Podcast airing weekly hosted by Joshua R. Hollander. We give you up-close access and personal insights from the leaders of the fastest-growing #insurtechs and most innovative #insurance carriers and brokers.

Dr. Holger Bartel is CEO and founder of RealRate. Working at insurers, Holger saw first-hand how the company ratings process is biased and filled with conflicts of interest. RealRate fills a niche of automating company ratings. Instead of analysts conducting personal interviews and spending half-year on a rating, RealRate automates and scales ratings using publicly available data.  RealRate uses hybrid AI brain to make the results 'explainable-by-design, by providing a structure that restricts data usage. Holger sees RealRate scaling by providing boutique M&A support services in the future. He also explains what it's like being a European by values and culture working in the US environment, which often feels bigger and more aggressive in making claims. After getting his PhD in statistics Holger founded several fintech companies, driven by the idea of changing markets using new technology, also working as appointed actuary in the insurance industry and with rating agencies. Follow the Insurtech Leadership Podcast airing weekly hosted by Joshua R. Hollander. We give you up-close access and personal insights from the leaders of the fastest-growing #insurtechs and most innovative #insurance carriers and brokers.  

Mark Breading, Partner at Strategy Meets Action is known for his insights on the future of the insurance industry and innovative uses of technology. Mark says expertise and relationships are at the heart of every business, whether origination or distribution, and digital-only models will not be taking over for a long time. His belief is everyone in the industry needs to develop more relationship skills and responsibilities, and that agencies in particular will maintain their strong role. While recruiting people from other industries and geographies is also having a high impact on cultural norms, larger insurers remain slower-moving due to the drag of the organization whereas some of the regional powerhouses seem to be more on the edge.  He also says we are not headed to a large percentage of autonomous vehicles until the late 2030s. Mark leads SMA’s research program, publishing 25-30 research reports per year and conducting various custom research projects for insurer and vendor clients. His thought leadership in the areas of InsurTech, transformational technologies, customer experience, and digital strategies has earned him a ranking of one of the "Top Global Influencers in InsurTech" by InsurTech News and Onalytica and a place in the ten finalists for the "Top Global IoT in Insurance Influencer Award."  Follow the Insurtech Leadership Podcast airing weekly hosted by Joshua R. Hollander. We give you up-close access and personal insights from the leaders of the fastest-growing #insurtechs and most innovative #insurance carriers and brokers.

Frank Giaoui is President of Optimalex, a legal predictive analytics insurtech. Wait...What are legal predictive analytics, exactly? Insurance companies today apply their own benchmarks to settling legal cases, and may share medical claims but typically do not have access to external benchmarks.  Optimalex adds science to the historical art of claims adjustment. The head of legal claims analysis and/or chief risk officer typically engage with Optimalex, defining key success metrics, ie. reducing the loss ratio by an accretive amount. Optimalex starts by extracting unstructured public data on litigated cases, whether motor vehicle accident, personal bodily injury, workers compensation or medical malpractice. Through applying data analytics the company can predict the outcome with a higher confidence level, reducing uncertainty, cost and creating a fairer compensation amount. Data extraction, rating and curation forms the basis of its better prediction. The company supplements each client's data set to improve prediction and make it more relevant to their own track record. Frank has owned a boutique investment bank Hera Finance, holds a PhD from La Sorbonne Law School, and is a Post Doc JSD at Columbia Law School. Follow the Insurtech Leadership Podcast airing weekly hosted by Joshua R. Hollander. We give you up-close access and personal insights from the leaders of the fastest-growing #insurtechs and most innovative #insurance carriers and brokers.

Spyridon Antonopoulos is Director of Solutions Architecture at Solidus Labs, providing trade surveillance, transaction monitoring, and threat intelligence to corporates. In this episode, Spiro discusses how the insurance life cycle can begin to cover crypto assets, for example using photo and video evidence as part of the risk assessment and claims process.  Spiro has experience in the Life, Annuities, and Long Term Care insurance verticals, spending the first decade of his career advising senior leadership at many of the Top-100 North American carriers across new business, underwriting, and claims.  Follow the Insurtech Leadership Podcast airing weekly hosted by Joshua R. Hollander. We give you up-close access and personal insights from the leaders of the fastest-growing #insurtechs and most innovative #insurance carriers and brokers.

Joshua Behar is CEO of Mobile2CRM, which solves an organizational blind spot by capturing business communications (Voice, Text, WhatsApp) conducted via cellular devices without violating users' privacy. -The core problem Mobile2CRM solves is customer-facing employees' usage of mobile phones to do business, whether managing customer data in their own personal excel rather than the CRM, or the common high turnover and customer poaching amongst salespeople. -The core product records and documents business mobile calls and SMS records in the CRM without infringing on the privacy of employees’ personal mobile devices. -Compliance can allow people to use a single phone to run both personal and business communication with a clear separation between the two, whether W2 or 1099 employees during peak seasonality. -Mobile2CRM is seeking strategic investment and distribution partners in the US. Previously, Joshua was CEO of Ericom Software, GM of Time To Know Inc and COO at Amdocs.  Follow the Insurtech Leadership Podcast airing weekly hosted by Joshua R. Hollander. We give you up-close access and personal insights from the leaders of the fastest-growing #insurtechs and most innovative #insurance carriers and brokers.

At the GIA, Dan Israel is responsible for the overall strategy and operations of the organization - emphasizing the growth, development, and success of the programs, as well as ongoing support of all of the accelerator’s portfolio companies. His goal is to bring together strategic and forward-thinking investors with innovative founders who can enhance both groups’ opportunities for growth and the insurance space overall. Key things to know about working with the GIA: -GIA lets the enterprise's strategy, champions and leadership drive where the work should happen  -Measuring results at GIA means understanding how innovation impacts their business, typically how many PoCs, partnerships, whereas GIA defines success as progress and depth of challenges partners are trying to solve  -GIA differentiates itself as an accelerator as it was founded by insurers, so the primary mission has never been equity stakes but rather innovation outcomes for carriers  -GIA focus all activities whether mentorship or workshops on building a business ie. product market fit and customer understanding rather than the funding journey or just finding your next investor Prior to the GIA, Dan worked in innovation, management and strategy, finance, and operations at Rolls-Royce and Target Corporation. Dan has an M.B.A. from the Kellogg School of Management at Northwestern University and a B.B.A. in Finance and Economics from the University of Iowa Henry B. Tippie College of Business. Follow the Insurtech Leadership Podcast airing weekly hosted by Joshua R. Hollander. We give you up-close access and personal insights from the leaders of the fastest-growing #insurtechs and most innovative #insurance carriers and brokers.

Jon R. Sabes is the founder, chief executive officer and chairman of FOXO Technologies Inc. a technology startup using the science of AI and epigenetics to reinvent the life insurance industry. Insights in this episode: - How longevity science is becoming core to the life insurance industry, better predicting mortality risk - How to create and use an epigenetic clock of how people are biologically aging from your zygote double-strand starting from mom and dad's genetics through an entire lifetime   - Why genes express the way they do, and how that can change over your lifetime affected by disease, aging, environmental and lifestyle factors  - The industry move to 'fluidless' and how Covid brought accelerated underwriting protocols forward 5-10 years - Giving consumers insights into their own biological aging and molecular health fingerprint, including 'indulgence exposures' to establish a baseline and make recommendations to stay healthy and extend your longevity  Mr. Sabes is an active financial entrepreneur with over 25 years of experience, having structured over $1 billion in financing commitments for a variety of businesses. Follow the Insurtech Leadership Podcast airing weekly hosted by Joshua R. Hollander. We give you up-close access and personal insights from the leaders of the fastest-growing #insurtechs and most innovative #insurance carriers and brokers. For important legal information related to FOXO’s SPAC announcement, please see the following SEC disclosure at bit.ly/social-disclaimer.

Jason Gross is Vice President & Head of Platform for ManchesterStory an early-stage InsurTech venture capital in Des Moines Iowa. Key insights in today's episode: ✅Leaders often assume employees are resistant to change, but as it turns out the most experienced employees are the most excited about change because they have felt the 'pain points' for the longest time. ✅ManchesterStory is 6-years old, is US-focused on seed-stage insurtechs and fintechs and will lead early rounds, having invested in 5 companies since last November so are not slowing the pace given current market conditions.  ✅Jason recommends carriers be open to hiring non-traditional innovation leaders who can take organizations in new directions, but also closely partner with business line leaders to gain traction. Previously Jason was VP Innovation for a top-60 carrier that partnered with over two-dozen insurtech companies.  He is currently Co-Chair of the Global Insurance Symposium and has served as Vice Chair of the Global Insurance Accelerator. Follow the Insurtech Leadership Podcast airing weekly hosted by Joshua R. Hollander. We give you up-close access and personal insights from the leaders of the fastest-growing #insurtechs and most innovative #insurance carriers and brokers.

Tomas Vykruta is CEO at EvolutionIQ, a claims guidance AI platform for Group & Individual Disability, Workers Compensation and Casualty & Liability that has processed millions of bodily injury claims. Customers include Sunlife Financial, Reliance Standard, Argo, Matrix and Fullscope RMS. Claims officers are dealing with up to 70 injured employment cases a day. EvolutionIQ acts as an expert medical doctor, understanding provider data, procedure codes, and partnering with carrier teams. Instead of using black-box predictions and a numerical score, Evolution uses an explanations framework using examiners' own language to explain why each claim is being referred, avoid using biased information for interpretation, and embed a legal team review in their offering. Tom sees a future where humans are guided by machines, data exponentially grows and every carrier industrializes their processes around these new abilities.  Tom was previously a leader within Google’s Applied Machine Learning organization and Waymo – Google’s autonomous driving technology development company – where he developed a machine learning pipeline predicting behavior based on historical logged drives for Google X's autonomous car.  Follow the Insurtech Leadership Podcast airing weekly hosted by Joshua R. Hollander. We give you up-close access and personal insights from the leaders of the fastest-growing #insurtechs and most innovative #insurance carriers and brokers.

Delanea Davis is the co-founder and CEO of Cloud9 Online, a Hartford-based medical-grade meditation tech company. Delanea is an accomplished Senior Executive and Thought Leader, with 25 years of success in P&C market research and the health & wellness industries. The practical application of Cloud9's white-label B2B solution is to get injured workers back to work on-time and healthy, which improves P&C loss ratios and adds a new datapoint to behavioural datasets that can drive better outcomes for patients, companies and insurers.  The Cloud9 solution allows injured workers to interact with a library of more than 500 medical-grade guided meditations for better sleep, co-created with clinicians. Disease-state specific meditations are the focus of 7,000+ research studies post-Covid showing how the mind can heal the body.   Medical-grade meditation is a thing! It stems from a proprietary rubric starting with the disease-state, clinical research on that disease, best practice methodology from hypnotherapy, and leverages neurolinguistic programming to focus on outcomes, together with a clinician's review. If a worker falls at work and has a surgery and is prescribed opiates, many other conditions are created that require more attention than a physician can provide. Cloud9 adds a holistic layer to getting the patient back-to-healthy that is patented to use machine-learning for suggesting the best therapy based on patients' health record and biometrics. About Launching and getting invested: Cloud9 has partnered with Hartford Healthcare and Acadia Healthcare to carry out its employee wellness studies and is Connecticut Innovations-invested. She talks about exiting her corporate job, creating her first slides and then an MVP and keeping in close touch with CI as the product grew, understanding the economic opportunity and "fear" or compelling call-to-action in the message you are delivering. About working with Insurers: Selling to insurance companies is less about money and more about time resources and complementing what they are doing, and needs to be proven out before buying. About getting a Patent: The logic for filing was the team wanted to put a stake in the ground, create a stronghold around this powerful new idea, and increase their own valuation. Previously, Delanea was a Vice President at Travelers Insurance Company where she co-founded their enterprise-wide market research department. In this leadership role, she conducted extensive research for more than twenty lines of business, acquiring a deep expertise in property & casualty insurance, customer experience, digital strategy and international expansion strategy. Follow the Insurtech Leadership Podcast airing weekly hosted by Joshua R. Hollander. We give you up-close access and personal insights from the leaders of the fastest-growing #insurtechs and most innovative #insurance carriers and brokers.

Anthony Habayeb is founding CEO of Monitaur, an AI governance and ML assurance company. ✅ Monitaur guides enterprises to build and deploy responsible AI and machine learning models that business leaders, regulators and consumers can trust. ✅ Large enterprises don't have good oversight and controls to have enough confidence in AI systems, Monitaur delivers software for internal risk teams to build auditability and enable access to verify machine learning with tangible evidence.  ✅ Monitaur is in an emerging category that opens the black box of AI to audit, evaluating for bias and building standards for large regulated enterprise customers like early-adopter Progressive. ✅ Anthony sees leading indicators of an insurer being "ready" for responsible and ethical AI when they believe in proactive software infrastructure development, and want to build more ethical company governance overall. Follow the Insurtech Leadership Podcast airing weekly hosted by Joshua R. Hollander. We give you up-close access and personal insights from the leaders of the fastest-growing #insurtechs and most innovative #insurance carriers and brokers.