Nitty Gritty Real Estate

In this episode we dissect the challenges and strategies around property pricing in the ever-evolving market of 2024. With industry insights straight from MLS, our experts dive into the current trends and forecast the future dynamics that could influence real estate decisions. In this episode, we're joined by seasoned real estate professionals who discuss the implications of recent market fluctuations on property pricing. They provide a comprehensive analysis of how sellers and buyers are adjusting their expectations, not only in Tucson, but nationwide as well. The conversation covers the impact of economic changes on real estate values, the role of historical data in setting prices, and practical tips for navigating the market whether you're buying, selling, or just keenly observing. Want to chat with us about fraud and how to better protect yourself? Reach out to us! podcast@thetjkteam.com    Want to discuss possibilities with Tom directly? Email him: tom@thetjkteam.com  Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com     Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704

In Arizona we're seeing so many changes with the 55+ communities and the impact of economic factors on senior living choices. Our host, Jill Paddock, and team lead Tom Krieger, discuss the current state of the real estate market for seasoned citizens. Since we are a destination state, we particularly focusing on the decisions surrounding snowbird homes and the viability of maintaining secondary residences amidst rising costs. This episode addresses the challenges faced by residents of 55+ communities due to inflation and fixed incomes, exploring alternative living options like short-term rentals versus traditional homeownership. Come explore this interesting info dump for our age advanced folks! Want to chat with us about fraud and how to better protect yourself? Reach out to us! podcast@thetjkteam.com    Want to discuss possibilities with Tom directly? Email him: tom@thetjkteam.com  Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com     Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704

Top Tucson agent, Jill Paddock gives us some alternative ways to buy a home, sharing invaluable insights into navigating the 2024 real estate market, especially for first-time homebuyers. Despite rising prices and fluctuating interest rates, there are still avenues open for those eager to make their first foray into homeownership. This episode exposes various innovative and practical strategies to help new buyers overcome affordability barriers, including co-buying with trusted individuals, exploring duplex opportunities, leveraging ADUs (Accessory Dwelling Units), and more. From understanding the potential of multi-generational living to the nuances of investing in land with prefabricated homes, we cover the spectrum of options that can transform the dream of homeownership into reality. Whether you're considering a traditional path with a creative twist or looking to pioneer in uncharted territories like box homes and off-grid living, this discussion provides a roadmap to making informed, financially savvy decisions in this wild 2024 real estate market. Want to chat with us about fraud and how to better protect yourself? Reach out to us! podcast@thetjkteam.com     Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com     Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704

Welcome to the innovative world of alternative housing solutions with Tom Krieger, a 45+ year real estate veteran and head of the TJK team. We explore the fascinating realm of Accessory Dwelling Units (ADUs) and beyond. In this episode of the Nitty Gritty of Real Estate Podcast, we demystify the concept of ADUs, tiny homes, modular homes, and the cutting-edge 3D printed homes, shedding light on how these out-of-the-box living solutions are reshaping the landscape of affordable and sustainable housing. From understanding zoning laws to the practicalities of setting up utilities in remote locations, this discussion is packed with invaluable insights for anyone considering an unconventional living space. Whether you're seeking solitude, a family longing for communal living, or a homeowner contemplating additional income streams through ADUs, this episode offers a comprehensive guide to making informed decisions and navigating the intricacies of modern housing trends. Want to chat with us about ADU's and future living arrangements? Reach out to us! podcast@thetjkteam.com  Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com     Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704

In this episode, we lean on the expertise of Eric M. Schroeder, President of Fidelity National Title Southern Arizona to unraveling the mechanisms behind property title theft and how to safeguard your assets. We expose the nuances of how criminals manipulate real estate transactions to illicitly gain from property sales, posing as legitimate owners. With technology pushing the boundaries of convenience at the cost of security, learn the critical importance of vigilance and the steps you can take to protect your property from being a target. From recognizing red flags to the role of technology and (potentially) AI in facilitating fraud, this episode equips you with the knowledge to navigate the real estate market safely. Join us in exploring preventative measures, the pivotal role of human verification, and the future of combating title fraud in an increasingly digital world. Want to chat with us about fraud and how to better protect yourself? Reach out to us! podcast@thetjkteam.com    Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com    Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704

Embark on a journey into the future of home buying in 2024 with Alicia Sanchez and Roman Lopez from Ferrari Mortgage, as they navigate the intricacies of securing a loan in an ever-evolving market. This episode delves deep into the expected market trends, the influence of interest rates, and the Federal Reserve's pivotal decisions that could reshape the landscape for first-time buyers. Whether you're a potential homebuyer sitting on the sidelines or an industry professional seeking insights, this discussion offers a comprehensive look into preparing for the market's uncertainties and opportunities. Join us as we explore practical advice for first-time buyers, the significance of timing in the market, and real-world success stories that illuminate the path to homeownership. Want to chat with Roman Lopez with Fairway Mortgage NMLS# 1653442 about preparing to buy a home? Reach out!  Roman Lopez- 520-585-6484 | roman.lopez@fairwaymc.com  Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com    Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com    Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704

In our new segment, "Behind the Sign," we hear the real stories from real estate agent, Melissa Preciado, a dynamic Realtor® based in Tucson, Arizona. In this candid conversation, Melissa shares her journey from military brat to real estate maven, revealing the highs and lows of the industry, personal growth, and the power of resilience. Whether navigating market shifts or balancing professional and personal life, Melissa's insights offer a wealth of knowledge for anyone looking to understand the true essence of a career in real estate. Join us as we uncover the dedication, challenges, and victories that shape a successful agent's career, offering an invaluable perspective for current and aspiring real estate professionals. Want to talk to Melissa Preciado with Tierra Antigua Realty, about her experiences? Reach out- (520) 631-7131 | @melissathetucsonrealtor Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com    Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com    Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704

Explore Tom Krieger's extensive 40-year journey in the real estate industry on the Nitty Gritty of Real Estate Podcast. From his roots in the building trades to establishing a family-like real estate team, Tom shares his experiences, challenges, and successes. This episode unveils the significance of team dynamics, investment strategies, and creating generational wealth in real estate. Millennials looking to navigate the real estate field will find Tom's insights particularly valuable as he highlights the importance of working in an environment that values education, growth, and a sense of community. Learn how to build a rewarding real estate career that aligns with your personal and professional aspirations from someone who has lived it. Want to talk to Tom Krieger about his experiences? Reach out- tom@thetjkteam.com | 520.907.5305 Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com    Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com    Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704

In this episode we explore Alicia's journey from Phoenix to Tucson, her transition from property management to becoming a shining star agent. Discover the pivotal moments that led her to a career in real estate, her passion for helping people during significant life changes, and the mentorship and team structure that fueled her decision. Alicia shares insights into overcoming challenges, leveraging team resources for growth, and the importance of starting your journey in real estate with the right support. Whether you're contemplating a career in real estate or looking to gain insights from a fresh perspective, Alicia's story is sure to inspire. Be sure to follow Alicia on social media:  Instagram: https://www.instagram.com/alicia.azrealty/ Tiktok: https://www.tiktok.com/@aliciasanchezrealty  Email: alicia@thetjkteam.com Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com   Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com   Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704

Join us on a journey through the eyes of Daniel Strickler, a dedicated agent on the TJK team with Keller Williams Southern Arizona. In our special segment, "Get to Know the Team," Daniel shares his transition from a small-town upbringing to navigating the complexities of the real estate industry. Discover how Daniel's family influence, his initial steps into real estate, the challenges of going solo, and the decision to join a team shaped his career. Gain insights into the importance of team support in real estate, investment learning, work-life balance, and the fun aspects of being part of a dynamic team. Whether you're a budding real estate agent or just curious about the industry's inner workings, this episode offers a unique perspective on the life and decisions of a real estate professional. Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com   Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com   Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704

We sit down with our very own Jill Paddock from the TJK team for an intimate conversation about her unexpected journey into real estate. Beginning her career as a teacher, Jill navigates through personal challenges and career transitions, ultimately finding her path in the real estate industry. This episode dives deep into Jill's personal and professional growth, her experiences with different teams, and how joining the right team transformed her approach to real estate. From learning the importance of building client relationships to exploring investment opportunities, Jill's story is a testament to perseverance, adaptability, and the power of supportive teamwork. Whether you're considering a career in real estate or looking for inspiration to navigate your professional journey, Jill's story offers valuable insights and encouragement. Want to talk to Jill Paddock about here experiences? Reach out- jill@thetjkteam.com Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com   Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com   Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704

In this thought-provoking episode, we go into the sensitive yet crucial topic of estate planning and its impact on real estate. Hosted by Joe Brown and Heather Oliboni, this episode explores what happens to a parent's house after they pass away. We explore the intricate process of handling property inheritance, including the legalities, emotional challenges, and practical steps involved. This episode is particularly relevant for the millennial generation, who are on the cusp of witnessing one of the largest wealth transfers in history. We also discuss various options for inherited properties, such as selling, renting, or moving in, and the importance of preparing wills and trusts. This comprehensive guide is invaluable for anyone navigating the complex journey of estate management and real estate inheritance. Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com   Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com   Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704

This podcast is not only helpful for those in the throws of making a decision to buy in a 55+, but it's also for those looking to understand when it's time to move into an assisted living facilities. Not to mention, for those millennials and Gen x'ers who are looking for those warning signs of their aging parents. In this episode, Tom Krieger, an experienced Realtor®, delves into the unique considerations of buying in 55+ communities, focusing on the popular retirement destinations of Arizona and Florida. We'll explore critical factors like healthcare, cost of living, climate, and amenities that influence the decision of where to retire. Additionally, Tom provides valuable insights into knowing when it's time to transition from a traditional home to assisted living and how to prepare for this significant change. Whether you're considering a move to a 55+ community, or if you're helping a loved one with their transition, this episode is packed with essential information to guide you through these important decisions. We are an open book, so if you have questions for Tom on one of his specialties, feel free to reach out. Tom Krieger- 520.907.5305 |Tom@thetjkteam.com Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com   Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com   Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704

In this episode of the Nitty Gritty of Real Estate Podcast, we explore the crucial topic of affordability versus wants and needs in the home buying process. Join Heather Oliboni and our Realtor® guest Alicia Sanchez, as they discuss how the real estate market has evolved over the past decade, especially post-recession and in the wake of COVID-19. This episode sheds light on what affordability really means in today's market, discussing the impact of interest rates, home values, and average salaries on purchasing power. We dive into the reality of current housing options in Tucson, contrasting them with buyers' expectations shaped by past market conditions. Whether you're a first-time buyer or looking to understand market dynamics, this episode offers valuable insights, practical advice, and a realistic perspective on achieving your homeownership goals in the current economic landscape. We discussed the Buying vs Renting podcast, so, as promised, here is your link: https://youtu.be/Md0NDF7rfzQ Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com   Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com   Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704

The tough, pressing issues facing today's homebuyers... In our latest episode, we tackle a significant concern: the millennial fear of missing out in the ever-changing real estate market. Join us as Alicia, our esteemed number two buyer's agent, shares her insights and strategies to help millennials navigate these challenges. We discuss the rising interest rates, down payment assistance options, and the impact of student loan forgiveness programs on home purchasing power. We also explore new construction incentives and the post-COVID real estate landscape. Whether you're a millennial buyer feeling left behind or just interested in the current real estate trends, this episode offers valuable guidance and hope in today's market. Here is the link to AZ student loan forgiveness program: https://azgrants.az.gov/ Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com   Tom Krieger- 520.907.5305 | tom@thetjkteam.com  Alicia Sanchez- 520.341.2926 | alicia@thetjkteam.com  Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com   Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704

Welcome to the world of credit myths and realities, especially when it comes to home buying! 🏠💳 Join us as we sit down with expert loan officer, Seanna Cormier who unravel the truths about credit checks, their impact on your credit score, and strategies for improving your overall credit health. From hard and soft credit inquiries to dealing with collections and improving your credit score effectively. 🌟 Whether you're a first-time homebuyer or looking to improve your credit for a future purchase, this episode is packed with valuable insights and practical advice. Tune in to debunk common credit myths and empower yourself with knowledge with us. Don't let credit fears hold you back – let's explore how you can navigate the credit landscape with confidence! This episode was cast with Seanna Cormier, NMLS # 1433188 of Guild Mortgage company LLC is an Equal Housing Lender, Company NMLS # 3274. Guild Mortgage is not affiliated with Keller Williams, Keller Williams Southern Arizona, The Tom J Krieger Team, or Jill Paddock. If you have any mortgage or lending questions feel free to reach out: Seanna- 520.820.0560 | scormier@guildmortgage.net  Or reach out to Real Estate Expert, Jill Paddock- 520.391.7529 | jill@thetjkteam.com  Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com    Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com    Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704

Welcome to another episode of the Nitty Gritty of Real Estate podcast, where we unravel the complexities of mortgage lending and discuss the trending topics that homebuyers and sellers are buzzing about. In this informative session, we're joined by Seanna Cormier from Guild Mortgage, who sheds light on the often-confusing topic of mortgage buy downs. What We Cover: - What exactly is a buy down and how does it affect your interest rate? - The real cost of points and how they translate to interest rates. - Deciphering between temporary and permanent buy downs - which one is right for you? - The importance of recapture rates and finding your break-even point in a buy down scenario. - The role of seller concessions in reducing your interest rates without out-of-pocket expenses. - How market predictions for 2024 could influence your decision on buy downs. - Special considerations for teachers, military personnel, and others with predictable pay scale increases. 📊 Seanna Cormier brings her expertise to the table, explaining the nitty-gritty of buy downs in a way that's easy to understand. Whether you're a seasoned homeowner or a first-time buyer, this episode is packed with insights to help you navigate the current market shifts and make informed decisions about your mortgage.  This episode was cast with Seanna Cormier, NMLS # 1433188 of Guild Mortgage company LLC is an Equal Housing Lender, Company NMLS # 3274. Guild Mortgage is not affiliated with Keller Williams, Keller Williams Southern Arizona, The Tom J Krieger Team, or Jill Paddock. If you have any mortgage or lending questions feel free to reach out: Seanna- 520.820.0560 | scormier@guildmortgage.net  Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com   Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com   Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704

Join top real estate agent, Jill Paddock and mortgage expert Seanna Cormier from Guild Mortgage as they unravel the intricacies of down payment assistance programs. Whether you're a first-time buyer or looking for more affordable housing solutions, this episode sheds light on how these programs can propel you towards homeownership. Delve into various program structures, understand their impacts on interest rates, and discover how you can find the right fit for your home buying journey. This episode was cast with Seanna Cormier, NMLS # 1433188 of Guild Mortgage company LLC is an Equal Housing Lender, Company NMLS # 3274. Guild Mortgage is not affiliated with Keller Williams, Keller Williams Southern Arizona, The Tom J Krieger Team, or Jill Paddock. If you have any mortgage or lending questions feel free to reach out: Seanna- 520.820.0560 | scormier@guildmortgage.net  If you have real estate questions, reach out to Jill Paddock: 520.391.7529 | jill@thetjkteam.com  Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com   Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com  Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704

Explore the vibrant history of Tucson, AZ🌵. This episode unravels the rich tapestry of Tucson's past - from its foundation in 1776 as a Spanish Presidio to its current standing with its understated architectural and cultural brilliance. See why Tucson is, both figuratively and literally, cooler than its neighboring desert cities, and learn about its architectural wonders, agricultural heritage, and the legendary Turquoise Trail. 🏜 Whether you're a history buff, an AZ native, or simply curious about the hidden gems in Tucson's story, this episode is your passport to a journey through time. And don't miss out on our side chat about Sonoran dogs, the UNESCO Gastronomy award, and the quirky tales of street naming. 🛣 Tune in and immerse yourself in a conversation that's as colorful and diverse as Tucson itself! Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com   Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com   Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704

In this episode we unpack the pivotal role of the Buyer Advisory in Arizona's real estate landscape. Because of the nuances of due diligence, navigate the maze of property restrictions, zoning laws, and HOA bylaws, this episode is an essential listen for both first-time homebuyers and seasoned real estate enthusiasts who don't recall this documents importance. Dive into discussions about Covenants, Conditions, Restrictions (CCNRs), the importance of a clear title, and the intricacies of local zoning laws. Plus, don't miss their insight into floodplains and the necessity of flood insurance. Whether you're thinking about painting your home a new color, raising chickens in your backyard, or just curious about the local zoning laws - this episode offers a comprehensive guide to navigating the complexities of home ownership in Arizona. Navigate your next purchase with confidence! Homebuyer Advisory Link: https://www.aaronline.com/manage-risk/buyer-advisory-3/ Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com    Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com   Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704