DiscoverYour Financial EKG™ | Retirement Planning | Investment and Wealth Management | Financial Planning
Your Financial EKG™ | Retirement Planning | Investment and Wealth Management | Financial Planning
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Your Financial EKG™ | Retirement Planning | Investment and Wealth Management | Financial Planning

Author: Drew Blackston, Certified Retirement Counselor® Registered Financial Consultant®

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Welcome to the Your Financial EKG™ Podcast, your go-to source for expert financial planning insights, retirement strategies, and wealth-building tips. Whether you're approaching retirement, already retired, or looking to maximize your investments, this podcast delivers actionable advice on retirement income planning, tax-efficient strategies, Social Security optimization, estate planning, and long-term wealth management.

**Schedule your virtual consultation, click here: https://pearlwealthgroup.com/contact/ or use our calendar link: https://calendly.com/pearlwealthgroup/discoverycall **


263 Episodes
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$175K at 62 — Is Retirement Even Possible?**Schedule your free virtual consultation 😊 , click here: https://pearlwealthgroup.com/contact/ or use our calendar link: https://calendly.com/pearlwealthgroup/discoverycall ****Buy My Book 📕 : Can I Really Retire https://www.amazon.com/shop/drewblackstoncrc/list/2FDRXX3LFUXQ8?ref_=aipsflist ****Text me: 813-535-5135** 📱 Can you really retire at 62 with just $175,000 saved for retirement? In this retirement video, I break down the real numbers behind early retirement, including Social Security at 62, safe retirement withdrawal rates, healthcare costs before Medicare, and how long $175K could realistically last.❌ **Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. All videos are for informational and educational purposes only. None of the content, comments, responses, information, or any other item on this channel constitutes financial advice or recommendations. Please call Pearl Wealth Group at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.** ❌
Can I Retire at 63 with $350,000 Saved For Retirement?!? **Schedule your free virtual consultation 😊 , click here: https://pearlwealthgroup.com/contact/ or use our calendar link: https://calendly.com/pearlwealthgroup/discoverycall ****Buy My Book 📕 : Can I Really Retire https://www.amazon.com/shop/drewblackstoncrc/list/2FDRXX3LFUXQ8?ref_=aipsflist ****Text me: 813-535-5135** 📱 Can I retire at 63 with $350,000 saved for retirement? In this retirement video, we break down the real numbers and walk through what retirement at 63 actually looks like with a $350K retirement portfolio.Retiring at 63 is considered early retirement, and the biggest question isn’t just “Can I retire?” — it’s “Will my retirement money last?”
The 5-Minute Retirement Plan (From $250K to $1 Million)**Schedule your free virtual consultation 😊 , click here: https://pearlwealthgroup.com/contact/ or use our calendar link: https://calendly.com/pearlwealthgroup/discoverycall ****Buy My Book 📕 : Can I Really Retire https://www.amazon.com/shop/drewblackstoncrc/list/2FDRXX3LFUXQ8?ref_=aipsflist ****Text me: 813-535-5135** 📱 In this video, I walk through a simple 5-minute retirement planning framework and show how it adjusts if you have $250,000, $500,000, $750,000, or $1,000,000 saved for retirement.❌ **Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. All videos are for informational and educational purposes only. None of the content, comments, responses, information, or any other item on this channel constitutes financial advice or recommendations. Please call Pearl Wealth Group at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.** ❌
How Much Do You Really Need to Retire at 62?How Much Do You Really Need to Retire at 62?**Schedule your free virtual consultation 😊 , click here: https://pearlwealthgroup.com/contact/ or use our calendar link: https://calendly.com/pearlwealthgroup/discoverycall ****Buy My Book 📕 : Can I Really Retire https://www.amazon.com/shop/drewblackstoncrc/list/2FDRXX3LFUXQ8?ref_=aipsflist ****Text me: 813-535-5135** 📱 How much do you really need to retire at 62, and is early retirement actually realistic in today’s economy? In this retirement video, we break down retirement planning at age 62, including Social Security timing, inflation, retirement investment income, taxes, and healthcare costs before Medicare. You’ll see how much money you need saved to retire at 62 based on real numbers—not generic rules of thumb. If you’re planning for retirement in your 50s or early 60s and want a clear retirement strategy, this video is for you.❌ **Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. All videos are for informational and educational purposes only. None of the content, comments, responses, information, or any other item on this channel constitutes financial advice or recommendations. Please call Pearl Wealth Group at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.** ❌
$375K Saved for Retirement — Is It Enough to Quit Working?If you have $375,000 saved for retirement, you might be wondering: Is it enough to quit working? In this video, I break down real retirement math to show what $375K can realistically generate in retirement income at 63, 65, and beyond — including how the 4% rule, Social Security, taxes, and inflation factor into the decision.**Schedule your free virtual consultation 😊 , click here: https://pearlwealthgroup.com/contact/ or use our calendar link: https://calendly.com/pearlwealthgroup/discoverycall ****Buy My Book 📕 : Can I Really Retire https://www.amazon.com/shop/drewblackstoncrc/list/2FDRXX3LFUXQ8?ref_=aipsflist ****Text me: 813-535-5135** 📱 ❌ **Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. All videos are for informational and educational purposes only. None of the content, comments, responses, information, or any other item on this channel constitutes financial advice or recommendations. Please call Pearl Wealth Group at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.** ❌
Should You Retire at 60?!?**Schedule your free virtual consultation 😊 , click here: https://pearlwealthgroup.com/contact/ or use our calendar link: https://calendly.com/pearlwealthgroup/discoverycall ****Buy My Book 📕 : Can I Really Retire https://www.amazon.com/shop/drewblackstoncrc/list/2FDRXX3LFUXQ8?ref_=aipsflist ****Text me: 813-535-5135** 📱 Here at Pearl Wealth Group, we run a trademarked retirement investment and retirement income plan for individuals and families who are wanting to retire called "Your Financial EKG™." What we are trying to visualize is how long a persons retirement savings are going to last throughout retirement AND what retirement pitfalls do you need to be aware of. If you are looking for retirement planning strategies, early retirement planning tops or trying to save more for retirement, a Your Financial EKG™ is a great tool to help you understand where you are in your retirement planning journey. Retirement planning and retirement income strategies shouldn't be complicated. They should just be done right. ❌ **Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. All videos are for informational and educational purposes only. None of the content, comments, responses, information, or any other item on this channel constitutes financial advice or recommendations. Please call Pearl Wealth Group at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.** ❌
How Much Retirement Income Can $1 Million Really Generate?**Schedule your free virtual consultation 😊 , click here: https://pearlwealthgroup.com/contact/ or use our calendar link: https://calendly.com/pearlwealthgroup/discoverycall ****Buy My Book 📕 : Can I Really Retire https://www.amazon.com/shop/drewblackstoncrc/list/2FDRXX3LFUXQ8?ref_=aipsflist ****Text me: 813-535-5135** 📱 Can you retire comfortably with a $1 million retirement investing portfolio, or will you need to adjust your expectations? In this retirement guide, we break down how much income $1 million can actually generate in retirement income—factoring in retirement withdrawal rates, taxes, retirement investment returns, and real-life spending needs. See real examples, run the math, and avoid the most common mistakes before you make the leap.❌ **Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. All videos are for informational and educational purposes only. None of the content, comments, responses, information, or any other item on this channel constitutes financial advice or recommendations. Please call Pearl Wealth Group at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.** ❌
Understanding Health Care In Retirement: A Complete Guide**Schedule your free virtual consultation 😊 , click here: https://pearlwealthgroup.com/contact/ or use our calendar link: https://calendly.com/pearlwealthgroup/discoverycall ****Buy My Book 📕 : Can I Really Retire https://www.amazon.com/shop/drewblackstoncrc/list/2FDRXX3LFUXQ8?ref_=aipsflist ****Text me: 813-535-5135** 📱 Worried about health care costs in retirement? This retirement video gives you a complete guide to understanding Medicare, supplemental retirement insurance, long-term care options, and critical planning tips—so you can retire with confidence, avoid nasty surprises, and manage your health care budget for the long haul.❌ **Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. All videos are for informational and educational purposes only. None of the content, comments, responses, information, or any other item on this channel constitutes financial advice or recommendations. Please call Pearl Wealth Group at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.** ❌
Can I Retire at 60 or Should I Wait Until 62?**Schedule your free virtual consultation 😊 , click here: https://pearlwealthgroup.com/contact/ or use our calendar link: https://calendly.com/pearlwealthgroup/discoverycall ****Buy My Book 📕 : Can I Really Retire https://www.amazon.com/shop/drewblackstoncrc/list/2FDRXX3LFUXQ8?ref_=aipsflist ****Text me: 813-535-5135** 📱 Should you take the leap and retire at 60, or wait until 62 (or later) for a better financial and retirement outcome? In this retirement video, we break down the real numbers, Social Security rules, and lifestyle tradeoffs so you can make the best decision for your next retirement chapter. ❌ **Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. All videos are for informational and educational purposes only. None of the content, comments, responses, information, or any other item on this channel constitutes financial advice or recommendations. Please call Pearl Wealth Group at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.** ❌
What is the Average Social Security Check By State?!?**Schedule your free virtual consultation 😊 , click here: https://pearlwealthgroup.com/contact/ or use our calendar link: https://calendly.com/pearlwealthgroup/discoverycall ****Buy My Book 📕 : Can I Really Retire https://www.amazon.com/shop/drewblackstoncrc/list/2FDRXX3LFUXQ8?ref_=aipsflist ****Text me: 813-535-5135** 📱 How much is the average Social Security check in each state?In this Social Security video, we break down the average monthly Social Security benefit by state and explain why those numbers can vary so much across the country. You’ll also learn what this means for your retirement income—and why Social Security alone may not be enough to fund a comfortable retirement.❌ **Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. All videos are for informational and educational purposes only. None of the content, comments, responses, information, or any other item on this channel constitutes financial advice or recommendations. Please call Pearl Wealth Group at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.** ❌
3 Surprising Reasons to Claim Social Security at 62 (Most Retirees Miss #2)**Schedule your free virtual consultation 😊 , click here: https://pearlwealthgroup.com/contact/ or use our calendar link: https://calendly.com/pearlwealthgroup/discoverycall ****Buy My Book 📕 : Can I Really Retire https://www.amazon.com/shop/drewblackstoncrc/list/2FDRXX3LFUXQ8?ref_=aipsflist ****Text me: 813-535-5135** 📱 Thinking about claiming Social Security at 62? Discover 3 reasons retirees benefit—and why most miss the second one. Learn common social security myths, financial trade-offs, and social security timing secrets that could change your retirement plan.❌ **Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. All videos are for informational and educational purposes only. None of the content, comments, responses, information, or any other item on this channel constitutes financial advice or recommendations. Please call Pearl Wealth Group at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.** ❌
Social Security Crisis: What Happens If the Money Runs Out?**Schedule your free virtual consultation 😊 , click here: https://pearlwealthgroup.com/contact/ or use our calendar link: https://calendly.com/pearlwealthgroup/discoverycall ****Buy My Book 📕 : Can I Really Retire https://www.amazon.com/shop/drewblackstoncrc/list/2FDRXX3LFUXQ8?ref_=aipsflist ****Text me: 813-535-5135** 📱 Is Social Security really running out of money? This video explains the Social Security crisis, future of Social Security benefits, and what happens if the Social Security trust fund is depleted. Discover the impact of Social Security shortfalls on retirees, current workers, retirement income, Social Security COLA changes, and how proposed fixes could change your financial future. Learn the truth about Social Security funding, benefit cuts, payroll taxes, and steps you can take now to protect your retirement plan if Social Security faces insolvency. ❌ **Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. All videos are for informational and educational purposes only. None of the content, comments, responses, information, or any other item on this channel constitutes financial advice or recommendations. Please call Pearl Wealth Group at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.** ❌
You Should Claim Social Security at 62! **Schedule your free virtual consultation 😊 , click here: https://pearlwealthgroup.com/contact/ or use our calendar link: https://calendly.com/pearlwealthgroup/discoverycall ****Buy My Book 📕 : Can I Really Retire https://www.amazon.com/shop/drewblackstoncrc/list/2FDRXX3LFUXQ8?ref_=aipsflist ****Text me: 813-535-5135** 📱 Thinking about when to claim Social Security? In this social security video, we break down why claiming Social Security at age 62 could be the smartest move for your retirement strategy. Discover the pros, cons, and little-known facts about early social security benefits—learn how starting early impacts your lifetime payouts, tax efficiency, and future financial security.❌ **Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. All videos are for informational and educational purposes only. None of the content, comments, responses, information, or any other item on this channel constitutes financial advice or recommendations. Please call Pearl Wealth Group at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.** ❌
How Much Do I Need Saved For 5k Monthly Retirement Income?!?**Schedule your free virtual consultation 😊 , click here: https://pearlwealthgroup.com/contact/ or use our calendar link: https://calendly.com/pearlwealthgroup/discoverycall ****Buy My Book 📕 : Can I Really Retire https://www.amazon.com/shop/drewblackstoncrc/list/2FDRXX3LFUXQ8?ref_=aipsflist ****Text me: 813-535-5135** 📱 How much do you need saved for a $5,000 monthly retirement income? We break down retirement savings goals, retirement withdrawal strategies, and safe retirement investment options for consistent retirement income. Discover how compound interest, inflation, and market risk impact your financial future with step-by-step retirement math. Learn proven formulas and planning tips for generating $5k monthly—perfect for anyone exploring retirement calculators, financial independence, or early retirement strategies.❌ **Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. All videos are for informational and educational purposes only. None of the content, comments, responses, information, or any other item on this channel constitutes financial advice or recommendations. Please call Pearl Wealth Group at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.** ❌
Retirement Income From $500k: How Much Can You Really Get Each Month?**Schedule your free virtual consultation 😊 , click here: https://pearlwealthgroup.com/contact/ or use our calendar link: https://calendly.com/pearlwealthgroup/discoverycall ****Buy My Book 📕 : Can I Really Retire https://www.amazon.com/shop/drewblackstoncrc/list/2FDRXX3LFUXQ8?ref_=aipsflist ****Text me: 813-535-5135** 📱 How much retirement income can $500,000 generate in retirement? This retirement video breaks down retirement withdrawal strategies, safe withdrawal rates, and monthly income projections for a $500k nest egg using the latest personal finance and retirement investing principles. Learn how factors like Social Security, annuities, inflation, and tax planning affect your total retirement income from $500,000. Discover proven approaches to maximize retirement savings, avoid common retirement mistakes, and build a sustainable retirement income plan for financial freedom.❌ **Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. All videos are for informational and educational purposes only. None of the content, comments, responses, information, or any other item on this channel constitutes financial advice or recommendations. Please call Pearl Wealth Group at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.** ❌
I'm 61 with 150k Saved For Retirement, When Can I Retire?!?**Schedule your free virtual consultation 😊 , click here: https://pearlwealthgroup.com/contact/ or use our calendar link: https://calendly.com/pearlwealthgroup/discoverycall ****Buy My Book 📕 : Can I Really Retire https://www.amazon.com/shop/drewblackstoncrc/list/2FDRXX3LFUXQ8?ref_=aipsflist ****Text me: 813-535-5135** 📱 Worried about retiring at 61 with just $150,000 saved? This retirement planning video breaks down how to retire early, stretch retirement savings, and maximize Social Security for limited retirement funds. Discover proven retirement strategies, key retirement investment tips, and budgeting hacks for people over 60. Learn what age you can safely retire, plus critical mistakes to avoid with low retirement savings—retirement advice for you, explained step-by-step!❌ **Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. All videos are for informational and educational purposes only. None of the content, comments, responses, information, or any other item on this channel constitutes financial advice or recommendations. Please call Pearl Wealth Group at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.** ❌
The Hidden Retirement Cost Nobody Warns You About: IRMAA Exposed**Schedule your free virtual consultation 😊 , click here: https://pearlwealthgroup.com/contact/ or use our calendar link: https://calendly.com/pearlwealthgroup/discoverycall ****Buy My Book 📕 : Can I Really Retire https://www.amazon.com/shop/drewblackstoncrc/list/2FDRXX3LFUXQ8?ref_=aipsflist ****Text me: 813-535-5135** 📱 Many retirees are blindsided by IRMAA—the hidden Medicare premium that can increase your retirement costs dramatically. This retirement video reveals how IRMAA works, who it impacts, and what steps you can take to minimize unexpected retirement expenses in retirement. Learn crucial retirement strategies to manage taxable retirement income, avoid IRMAA surcharges, and protect your retirement budget. Understand the real costs of Medicare in retirement so you don’t get caught off guard.❌ **Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. All videos are for informational and educational purposes only. None of the content, comments, responses, information, or any other item on this channel constitutes financial advice or recommendations. Please call Pearl Wealth Group at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.** ❌
How Much Monthly Income Can $250,000 Really Provide in Retirement? **Schedule your free virtual consultation 😊 , click here: https://pearlwealthgroup.com/contact/ or use our calendar link: https://calendly.com/pearlwealthgroup/discoverycall ****Buy My Book 📕 : Can I Really Retire https://www.amazon.com/shop/drewblackstoncrc/list/2FDRXX3LFUXQ8?ref_=aipsflist ****Text me: 813-535-5135** 📱 Wondering how much monthly retirement income you can safely generate from $250,000 saved for retirement in 2025? This retirement video breaks down the safe withdrawal rate, 4% rule, guardrails approach, and the impact of current market conditions on your retirement income. ❌ **Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. All videos are for informational and educational purposes only. None of the content, comments, responses, information, or any other item on this channel constitutes financial advice or recommendations. Please call Pearl Wealth Group at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.** ❌
Retiring at 55 with $2.6 Million — How Much Can You REALLY Spend**Schedule your free virtual consultation 😊 , click here: https://pearlwealthgroup.com/contact/ or use our calendar link: https://calendly.com/pearlwealthgroup/discoverycall ****Buy My Book 📕 : Can I Really Retire https://www.amazon.com/shop/drewblackstoncrc/list/2FDRXX3LFUXQ8?ref_=aipsflist ****Text me: 813-535-5135** 📱 If you’re 55 years old with around $2.6 million saved for retirement, you might be wondering — can I really retire now, and how much can I safely spend each year in retirement? In this retirement video, I walk through a real-world retirement planning scenario using my Financial EKG® framework to show how retirement income, retirement investments, and taxes all fit together.❌ **Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. All videos are for informational and educational purposes only. None of the content, comments, responses, information, or any other item on this channel constitutes financial advice or recommendations. Please call Pearl Wealth Group at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.** ❌
Retire at 65: How Much Money Do You REALLY Need? 💰Are you wondering how much you actually need to retire comfortably at age 65? In this video, we break down retirement income strategies, Social Security timing, investment returns, and withdrawal plans so you can know your real retirement number.We’ll cover:✅ How to calculate your retirement savings goal✅ Safe withdrawal rates and income planning at 65✅ How Social Security and inflation affect your plan✅ Real-life examples of retirees living off different nest eggsWhether you have $300k, $800k, or $1 million saved, this video will help you understand what’s realistic for your retirement lifestyle — and how to avoid running out of money too soon.❌ **Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. All videos are for informational and educational purposes only. None of the content, comments, responses, information, or any other item on this channel constitutes financial advice or recommendations. Please call Pearl Wealth Group at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.** ❌
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