The Chappell Real Estate Show

Today's market is a challenging one for buyers to say the least. That's why we have put these 5 tips together for buyers in this tough real estate market. From knowing your finances, to choosing a loan type, and more, Daniel and Roger share their insights as to what has worked for their clients to secure homes and start building their wealth in this market!

Buying a home in todays market requires quite a bit of understanding of the different dynamics at play in the Real Estate Market. A question that every buyer asks themselves before beginning the process of looking for a home is "how much can I afford?"     It's a great question, but one that has a lot of layers to it. In this episode, Daniel dives into some of the factors that play into determining what you can afford for a mortgage. Things like your current income, the debts that you owe, the current interest rates, and more! As always, leave your comments below and let us know what else you're interested in learning about next! Welcome to the Chappell Real Estate Show! We're Daniel & Roger Chappell, licensed Realtors® in the Central Texas area. This show is all about bringing the latest Real Estate information so that you can buy, sell, and invest with the best! Our personal experience with Real Estate investing, as well as in the business assisting buyers, sellers, and investors gives us a unique perspective on generating wealth through real estate. The Chappell Realty Group team is dedicated to enhancing the lives of the people we serve by cultivating meaningful relationships and providing exceptional client care, while guiding them through their real estate journeys. We are your REALTORS® for life!  Visit us on our website at   www.chappellrealtygroup.com    &    Find us on social media   @chappellrealtygroup

Welcome to the Chappell Real Estate Show! We're Daniel & Roger Chappell, licensed Realtors® in the Central Texas area. This show is all about bringing the latest Real Estate information so that you can buy, sell, and invest with the best! Our personal experience with Real Estate investing, as well as in the business assisting buyers, sellers, and investors gives us a unique perspective on generating wealth through real estate. The Chappell Realty Group team is dedicated to enhancing the lives of the people we serve by cultivating meaningful relationships and providing exceptional client care, while guiding them through their real estate journeys. We are your REALTORS® for life!     Visit us on our website at    www.chappellrealtygroup.com     &     Find us on social media    @chappellrealtygroup    In times of hyper inflation like today, it's important to ask yourself what you can do with your money to give it a hedge against inflation. In today's episode, we talk about some of the ways you can leverage your cash and equity to ensure you're money is working for you!   HELOC's and Cash Out Refinances  Home Equity Line's of Credit and Cash Out Refinances are 2 ways that you can take the equity you have in your home, and pull it out to use it for other investments (we recommend other real estate)

What is gratitude? Gratitude is the quality of being thankful; it’s having a readiness to show appreciation for and to return kindness. During the holidays, there are many reasons to be thankful and to express gratitude. For example… Being thankful to someone for performing an action for you whether it be cooking, cleaning, helping you move, etc. Being thankful for your health and happiness. Being grateful for your team for performing well and lightening your work load. Life has a lot of ups and downs, and during times of extreme difficulty, it can be challenging to find reasons to express gratitude. That’s why it’s important to know the 3 stages of gratitude, because whether you’re up or you’re down, gratitude is the right attitude! 3 stages of gratitude Recognition, acknowledgement, appreciation. Recognition - recognizing that no matter your current position and your current struggles, there is always time ahead to learn and grow. The glass is half full, not half empty. God is not done with you yet, or you wouldn’t wake up in the morning. Acknowledgement - acknowledging your past successes, your future aspirations, and knowing that things are not as bad as they may seem. This gives you hope for a better future, and gives you the courage to try things and take steps you may have been too fearful to take before Appreciation - at this stage, you begin to fully appreciate what you have, who you have, and the future you have ahead of you! In a world where there is so much negativity; where the news embodies the term “if it bleeds, it leads” and your mind is filled with doom and gloom, it’s important to understand the impact an attitude of gratitude can have on your life. Studies have shown that gratitude can alter your brain chemistry. In a study featuring 300 adults, most of whom were college students seeking mental health counseling, the following 4 things were found about gratitude. In this study, half of the adults were asked to write letters of gratitude over a series of 12 weeks. Gratitude unshackles us from toxic emotions - the use of positive words had a small effect on overall mental health, but the most significant improvement came from those who used fewer negative words in their writing Gratitude helps even if you don’t share it - only 1/4th of the participants of this study were asked to send their letters to their intended recipients, however their results showed that the effects of writing gratitude letters was the same as those who actually sent their letters Gratitude’s benefits take time - there was no change noted in the first week of the exercise, however, 4 weeks into the exercise, there was a notable difference in mental health from the group that was writing gratitude letters, and an even further difference after 12 weeks Gratitude has lasting effects on the brain - after 12 weeks, MRIs were done to observe what happened in the brain if a benefactor donated money to a participant of the study, and asked them to pay it forward if they were grateful for the donation. It was found that those who wrote gratitude letter’s brain activity was distinctly different from those who did not. Those who did not, experienced more guilt than gratitude when paying it forward, suggesting that gratitude does in fact alter the brain chemistry and lead to better mental health. Pick one interaction per day to express gratitude. Whether you’re in line at the grocery store, or talking to a coworker, or your partner or a family member. Pick one interaction a day to express gratitude for the other person. Start a gratitude journal. Write down your thoughts when you wake up or before bed with the intention of expressing gratitude for the day.

Austin Market update for the third quarter of 2021! Month over month stats for the past three months July August and Sept 2021. Find out how sales trends are moving in the Austin MSA, Round Rock, Williamson County, Bastrop County, Caldwell County, Hays County, Travis County.    What can buyers expect today?  1. Prices have stabilized for the most part  2. Some areas are still seeing multiple offers   3. Some buyers may still pay a little more than the house is truly worth today, but those home values should catch up in due time.  4. Most homes are now selling at or just below listing price, something we haven’t seen in a while.  5. This is still a very strong sellers market. It’s important for buyers to understand what they can do to make their offer stand out above other offers, especially in a multiple offer situation. Leaseback for sellers?   What can sellers expect?  1. It is still a very strong sellers market due to high demand and low inventory.  2. Lower interest rates are also adding to the influx of buyers and refi’s  3. If you decide to sell, must price the house according to the market and not what you think the house is worth. The market will tell you exactly what the home is worth.  4. What does the seller need? Lease back? Specific closing dat  5. Understand about setting deadlines and when it is appropriate to do so.   Welcome to the Chappell Real Estate Show! We're Daniel & Roger Chappell, licensed Realtors® in the Central Texas area. This show is all about bringing the latest Real Estate information so that you can buy, sell, and invest with the best! Our personal experience with Real Estate investing, as well as in the business assisting buyers, sellers, and investors gives us a unique perspective on generating wealth through real estate. The Chappell Realty Group team is dedicated to enhancing the lives of the people we serve by cultivating meaningful relationships and providing exceptional client care, while guiding them through their real estate journeys. We are your REALTORS® for life!     Visit us on our website at   www.chappellrealtygroup.com    &    Find us on social media   @chappellrealtygroup

Welcome to the Chappell Real Estate Show! We're Daniel & Roger Chappell, licensed Realtors® in the Central Texas area. This show is all about bringing the latest Real Estate information so that you can buy, sell, and invest with the best! Our personal experience with Real Estate investing, as well as in the business assisting buyers, sellers, and investors gives us a unique perspective on generating wealth through real estate. The Chappell Realty Group team is dedicated to enhancing the lives of the people we serve by cultivating meaningful relationships and providing exceptional client care, while guiding them through their real estate journeys. We are your REALTORS® for life!   Visit us on our website at   www.chappellrealtygroup.com    &    Find us on social media   @chappellrealtygroup I. Roger & Daniel give their recommendations on a lot of books and podcasts that you’re definitely going to want to check out! II. Chappell Chunk III. Taking time for yourself A. If you’re an avid listener of our show, you’ve heard us talk about Brian Buffini. What are you reading, watching, and listening to? Books to read - The Greatest Salesman in the World. Currently reading Greenlights. Embrace change (in the seasons, in life, in the seasons of life). Find the positive in any situation. Watching - We love watching inspiring stories on YouTube. Lately Daniel has been watching America’s Got Talent as well. Listening - Brian Buffini Show, Bigger Pockets, Audiobooks, Tom Ferry Podcast Experience B. Zig Ziglar says motivation is like bathing. It doesn’t last, that’s why they recommend it daily. Never underestimate the power of positive thinking C. Take time for yourself Exercise - whatever that means for you Take a trip Take time alone - journal, meditate, read, take time for prayer

Podcast Economic Outlook and Market Update/Prediction  The central Texas market is among the strongest in the country. There are a multitude of reasons why that is. 1. 1. Exponential growth of the tech industry as numerous companies relocate from out of state. 2. 2. Influx of higher paying jobs means people are spending more on homes.  There is no housing “bubble” in Texas. Several reasons for that: 1. 1. Numerous new job growth 2. 2. Higher paying jobs 3. 3. Buyers are more qualified than before 4. 4. Buyers are bringing more money to the table at closing 5. 5. Shortage of housing has created such a low inventory that prices have risen to accommodate (simple supply and demand economics at play)  The rental market is robust. 1. 1. Rental prices are increasing due to higher property tax values and higher insurance rates 2. 2. Low inventory also creates a higher price point 3. 3. Multiple applicants who are highly qualified that were unable to buy due to a home shortage or building new construction. 4. 4. Vacancy rates are around 5% in Austin. This is a record low.  Texas population exploded over the past 10 years. There are multiple reasons why.  During the pandemic and lockdowns, personal savings increased dramatically. As a reference, people on average saved $3 trillion prior to Covid. Now, they are saving $9 trillion.  Many people believe that the US Govt controls the price of oil and gas across the US. That is not the case. OPEC controls oil prices. The cause of rising gas prices currently is due to the much lower demand. When the economy was shut down, no one was driving. That is starting to shift a bit, but fuel usage is still quite low compared to pre-Covid.  Interest rates are projected to stay low through 2022. There may be a slight increase beginning in the fourth quarter of 2022 leading into 2023, but that remains to be seen.  So, after forbearance expired, many experts predicted an increase in foreclosures. That is not likely to happen in Texas. The main reason why is Texas has a shortage of inventory across the entire state. Low inventory means that a seller can sell their house much quicker, thus avoiding foreclosure.  Houston, Dallas and Austin are three of the top five cities in the US for new construction. Houston leads the way, Dallas is second and Austin the fourth. However, Austin shows the highest number of new construction permits of any city in the US. Until housing catches up with demand, our market will stay stable and robust. 3-5 years is the projected timeline.  Commercial real estate has also seen some dramatic changes. During the lockdowns, office space was vacated throughout the country. In Austin, once the lockdowns were lifted, many people returned to the office setting. However, there is currently approximately a 20% vacancy rate for office space. This shows signs of improving. Commercial rent rates are also increasing at the same pace as residential (20-40%) in the Austin area.  The hospitality industry is still suffering and trying to recoup losses from the economic shutdown. This may take some time to recover. There is really no timeline due to the variants of Covid. Every time a new variant hits the media, fear sets in and people stop traveling.  Job loss across the country shows to be the lower paying, entry level positions. Upper-level jobs are stable and have remained that way. It will take some time for the lower paying jobs to recover, but that is already happening. This is evident by the number of businesses that are hiring at all levels.  So, with all this economic data, NOW IS THE TIME TO BUY! For people sitting on the fence waiting for property values to decrease or waiting for the alleged “bubble to burst”, stop waiting. There is no bubble!

In the past 33 episodes, Daniel and Roger have given so many different scenarios of different transactions that they have been involved in, and they felt it was time to make a video outlining some of the most common, and not so common issues that can come up in a Real Estate transaction! If you've ever been involved in buying, selling, or investing, you know that each and every deal has its own nuances. Being prepared for the unknown can always be a great way to stay ahead of the game when these issues may arise. Check out this episode to see what some of these problems could be! Welcome to the Chappell Real Estate Show! We're Daniel & Roger Chappell, licensed Realtors® in the Central Texas area. This show is all about bringing the latest Real Estate information so that you can buy, sell, and invest with the best! Our personal experience with Real Estate investing, as well as in the business assisting buyers, sellers, and investors gives us a unique perspective on generating wealth through real estate. The Chappell Realty Group team is dedicated to enhancing the lives of the people we serve by cultivating meaningful relationships and providing exceptional client care, while guiding them through their real estate journeys. We are your REALTORS® for life!   Visit us on our website at    www.chappellrealtygroup.com     &     Find us on social media    @chappellrealtygroup

In this episode, Roger speaks to buyers, sellers, & investors about the current state of the market, the economy, and how it's affecting the spread of buyers in the market. Now that prices have begun to stabilize, we are starting to see government backed loans start to re-enter the market. A few months ago, government backed loans were falling to the bottom of the offer pile, and buyers were getting discouraged. Well GREAT NEWS! Now is the time to reignite your search!   Hear details about FHA, VA, and USDA loans. Hear about how homes are less likely to sell drastically over their list price, and how we're even seeing homes sell below their list price. With the government printing so much money, and inflation on the rise, learn about the greatest hedge against inflation, Real Estate! Welcome to the Chappell Real Estate Show! We're Daniel & Roger Chappell, licensed Realtors® in the Central Texas area. This show is all about bringing the latest Real Estate information so that you can buy, sell, and invest with the best! Our personal experience with Real Estate investing, as well as in the business assisting buyers, sellers, and investors gives us a unique perspective on generating wealth through real estate. The Chappell Realty Group team is dedicated to enhancing the lives of the people we serve by cultivating meaningful relationships and providing exceptional client care, while guiding them through their real estate journeys. We are your REALTORS® for life!   Visit us on our website at    www.chappellrealtygroup.com     &     Find us on social media    @chappellrealtygroup

#Realestate # Evictions #homemaintenance  In today's episode, Roger and Daniel discuss the latest update from the Supreme Court about the CDC's eviction moratorium extension. Additionally, they'll get into some of the fall and winter maintenance tips that you should already be prepared for! From AC & Heating, to Gutter cleaning, they cover everything you need to know about the transitioning seasons in Texas so that you can make sure your home is ready to stand up to the elements!   Welcome to the Chappell Real Estate Show! We're Daniel & Roger Chappell, licensed Realtors® in the Central Texas area. This show is all about bringing the latest Real Estate information so that you can buy, sell, and invest with the best! Our personal experience with Real Estate investing, as well as in the business assisting buyers, sellers, and investors gives us a unique perspective on generating wealth through real estate. The Chappell Realty Group team is dedicated to enhancing the lives of the people we serve by cultivating meaningful relationships and providing exceptional client care, while guiding them through their real estate journeys. We are your REALTORS® for life!   Visit us on our website at    www.chappellrealtygroup.com     &     Find us on social media   @chappellrealtygroup

We've all heard the rumors, but is the Real Estate Market really slowing down? How much? What does it mean for buyers and sellers alike? Roger and Daniel uncover the truth of the latest statistics released by Independence Title and the Austin Board of Realtors! In addition, they talk about some of the best things to do around the Austin and Williamson County Area! Have a trip planned to Central Texas in the near future? Or maybe thinking about planning one your next trip? See why Texas should be your next stop!    Welcome to the Chappell Real Estate Show! We're Daniel & Roger Chappell, licensed Realtors® in the Central Texas area. This show is all about bringing the latest Real Estate information so that you can buy, sell, and invest with the best! Our personal experience with Real Estate investing, as well as in the business assisting buyers, sellers, and investors gives us a unique perspective on generating wealth through real estate. The Chappell Realty Group team is dedicated to enhancing the lives of the people we serve by cultivating meaningful relationships and providing exceptional client care, while guiding them through their real estate journeys. We are your REALTORS® for life!   Visit us on our website at    www.chappellrealtygroup.com     &     Find us on social media    @chappellrealtygroup

Credit is a mystery to many. There are so many factors that play into your score, but what do they all mean? And how can you use them to your advantage? Roger and Daniel seek to answer all of your questions about credit!    Welcome to the Chappell Real Estate Show! We're Daniel & Roger Chappell, licensed Realtors® in the Central Texas area. This show is all about bringing the latest Real Estate information so that you can buy, sell, and invest with the best! Our personal experience with Real Estate investing, as well as in the business assisting buyers, sellers, and investors gives us a unique perspective on generating wealth through real estate. The Chappell Realty Group Team is dedicated to enhancing the lives of the people we serve by cultivating meaningful relationships and providing exceptional client care, while guiding them through their real estate journeys. We are your REALTORS® for life!   Visit us on our website at    www.chappellrealtygroup.com     &     Find us on social media    @chappellrealtygroup

The CDC has officially extended the eviction moratorium for an additional 60 days, beginning August 3rd and ending October 3rd. But who qualifies? What does it mean for tenants who owe back rent? What does it mean for landlords who are owed back rent? These are new, uncharted waters, and the Chappell Realty Group is here to help you navigate them! #Eviction #Covid19 #coronavirus #moratorium #landlord #tenant  Visit the CDC website and click on "Declaration Form" to download your copy of the CDC's Eviction Protection Declaration in order to apply for an extension.    https://www.cdc.gov/coronavirus/2019-...  Also, reference this map to see if your county is experiencing high levels of community transmission. If the answer is yes, your county is eligible for the above relief, and you could be eligible for this assistance.    https://covid.cdc.gov/covid-data-trac...   Welcome to the Chappell Real Estate Show! We're Daniel & Roger Chappell, licensed Realtors® in the Central Texas area. This show is all about bringing the latest Real Estate information so that you can buy, sell, and invest with the best! Our personal experience with Real Estate investing, as well as in the business assisting buyers, sellers, and investors gives us a unique perspective on generating wealth through real estate.

Are you thinking about making a move to the Austin area? Relocating can be a stressful thing if you're not entirely prepared. In this episode, Roger & Daniel discuss some tips and tricks to make your move to Central Texas as smooth as possible! From packing to preparing utilities, they cover it all! Welcome to the Chappell Real Estate Show! We're Daniel & Roger Chappell, licensed Realtors® in the Central Texas area. This show is all about bringing the latest Real Estate information so that you can buy, sell, and invest with the best! Our personal experience with Real Estate investing, as well as in the business assisting buyers, sellers, and investors gives us a unique perspective on generating wealth through real estate. The Chappell Realty Group team is dedicated to enhancing the lives of the people we serve by cultivating meaningful relationships and providing exceptional client care, while guiding them through their real estate journeys. We are your REALTORS® for life! Visit us on our website at www.chappellrealtygroup.com  &  Find us on social media @chappellrealtygroup

#staging #updating #trends   What are some of the timeless trends you can use to revamp you update your space? Daniel and Roger discuss a few of them in this episode! From plants, to artwork, lighting and more, there are tons of budget friendly things you can do to update your home!    This is the Chappell Real Estate Show, your source for the latest Real Estate information so that you can learn how to buy, sell, and invest with the best! Roger and his son, Daniel have been working together in the Austin Real Estate industry for several years, and have witnessed first hand as home owners, investors, buyers, and sellers, the changes that have occurred in the market. They have a passion for sharing their knowledge with others so that they can build wealth and realize all of their dreams through Real Estate. Tune in every Tuesday for new episodes, and don't forget to like, comment, and share your favorite episodes with your friends and family so that they can come along on this growth journey with you!   Thanks for watching!

The ability to request forbearance ended on June 30, 2021. What does that mean for homeowners who are currently in forbearance? What if you still can't pay your mortgage when your forbearance period ends? What are your options for repayment? Watch this episode to find out!  We cover your 5 repayment options, we discuss what happens if you decide to sell, and what it means for your future ability to get a loan. All the details you want to know and frequently asked questions, answered!

Will the Austin Housing Market crash in 2021?? NO!! There have been a lot of questions about what the drastic increase in sales prices means for the future of Real Estate around the country, and in today's video, we'll cover all of the reasons why we believe the Housing Market in Austin remains STRONG! Nick Gurley of Re: Venture Consulting released a video last week that boldly stated that a Real Estate market crash is IMMINENT in Austin and a few other cities. This was based on a completely inaccurate assessment of some statistics pulled from an unreliable source, and the Chappell Realty Group is here to ease any of your concerns. We talk about the MOST IMPORTANT statistics that were left out of Mr. Gurley's video, and dive into the truth of what's happening in the Austin housing market. 

In this weeks episode, Daniel and Roger explore Daniel’s personal finances and talk about how Real Estate helped him pay off over $80,000 worth of debt! They explore why you should never be afraid to ask for help; from family, friends, lenders, creditors, collectors, and more!   You won’t want to miss the strategies discussed on how to pay off debt faster, what books and financial authors to follow. Hear Daniel’s intensely vulnerable story of how his debt got out of hand; a story that is much too common this day and age. Enjoy!

Have you considered listing your home in this market? Just about anyone who owns a home has. With rising home prices, low interest rates, and Covid making people realize just how important their homes are, the Real Estate Market has never been hotter.    In this episode, Daniel and Roger explore the latest home selling expectations for the Austin and Central Texas Market. Prices are somewhat beginning to stabilize, market times are getting a little bit longer in some cases, and homes aren't selling for quite as much over their list prices as they were before. But is this seller's market coming to an end?? Watch and find out!

BUYERS! DON'T GIVE UP YET! In last weeks episode, we left you with a cliff hanger on Daniel & his fiancé's pending offer on a property. In today's episode, find out what happened, and hear about the strategies that Daniel and Roger used to strengthen their position in negotiating. We've said it before and we'll say it again, Relationships in this business are everything! So tune in to hear about the different strategies employed to get Daniel & his fiancé a home!