Gimme Some Truth | Investing, Financial Advice for High-Net-Worth Families and Individuals

In this episode of Gimme Some Truth, hosts Clint and Nate sit down with insurance veteran Rod Crandall to explore how long-term care insurance can protect your financial future.Rod breaks down common misconceptions, explains how long-term care coverage fits into retirement planning, and shares his personal experience purchasing a policy. The conversation also covers:✅ Current costs of long-term care in Wisconsin✅ Different types of long-term care insurance (traditional vs. modern hybrid options)✅ Underwriting and eligibility considerations✅ Why proactive planning matters for financial security and family protectionIf you’re wondering whether long-term care insurance makes sense for your situation—or how to start planning—this discussion is a must-watch.👉 Timestamps:00:00 Introduction00:20 What Is Long-Term Care Insurance?01:28 Costs and Statistics in Wisconsin04:08 Personal Experiences and Proactive Planning07:41 Traditional vs. Modern Long-Term Care Options13:39 Options for Older Individuals17:33 Planning, Underwriting, and Eligibility24:52 Final Thoughts🔔 Subscribe for More Insights on Financial Planning, Investing, and Retirement:👉 Subscribe to our channel and never miss an episode of Gimme Some Truth @walknercondon 🌐 Learn More About Walkner Condon Financial Advisors:Visit: https://walknercondon.com📣 Connect with Us on Social Media:LinkedIn: https://www.linkedin.com/company/walknercondonFacebook: https://www.facebook.com/walknercondon

💰 Are you making the most of your cash? In this episode of Gimme Some Truth, Nate Condon and Mitch DeWitt break down cash management strategies that help you stay ahead in a changing financial world.Discover how to optimize your liquidity, earn higher yields, and protect your cash from inflation and interest rate shifts. Whether you’re holding cash for short-term goals or long-term flexibility, this conversation will help you make smarter, more confident financial decisions.🔹 Topics Covered:00:00 Introduction to Cash Management01:01 The Changing Landscape of Cash01:46 Making Smart Cash Decisions02:33 High-Yield Savings Accounts05:05 Treasury and Bond Options Explained06:51 Understanding Liquidity Risk11:28 Chasing Yield: Pros and Cons13:46 Conclusion and Final Thoughts💬 Key Takeaways:- Why cash management matters more than ever in 2025- The pros and cons of high-yield savings accounts- How treasuries and short-term bonds fit into your strategy- Balancing yield with liquidity and safety 🌐 Learn more: https://walknercondon.com#CashManagement #FinancialPlanning #Investing #PersonalFinance #HighYieldSavings #TreasuryBonds #GimmeSomeTruthPodcast #WalknerCondon #WealthManagement🌐 Learn More About Walkner Condon Financial Advisors:Visit: https://walknercondon.com🌍 Are You a U.S. Expat?We specialize in financial planning for Americans abroad:Explore our dedicated expat site: https://usexpatinvesting.com📣 Connect with Us on Social Media:LinkedIn: https://www.linkedin.com/company/walknercondonFacebook: https://www.facebook.com/walknercondon

In this episode of Gimme Some Truth, hosts Clint Walkner, Stan Farmer, and Ian Beardsley are joined by Meb Faber, Chief Investment Officer of Cambria Investment Management, for an in-depth discussion on utilizing Section 351 to seed newly launching exchange-traded funds—a mechanism that can provide a tax-efficient approach to diversifying concentrated stock and ETF positions.The conversation explores the mechanics, potential benefits, and use cases for these funds, and how they may fit into broader portfolio management and diversification strategies. Meb also shares his perspective on global investing themes, market observations, and future developments in the investment landscape.🕒 Episode Chapters00:00 – Introduction & Guest Overview01:03 – Understanding Section 351 Funds01:50 – Meb Faber’s Experience and Insights03:45 – Use Cases and Fund Mechanics06:21 – Diversification & Portfolio Structure09:24 – Real-World Context & Applications14:25 – Broader Market Perspectives28:02 – Closing Thoughts & Disclaimers🎙️ Connect with Meb FaberWebsite (Cambria Investment Management): https://cambriafunds.comPodcast – The Meb Faber Show: https://mebfaber.com/podcastTwitter/X: https://twitter.com/MebFaber🔔 Subscribe for More Insights on Financial Planning, Investing, and Retirement:👉 Subscribe to our channel and never miss an episode of Gimme Some Truth @walknercondon 🌐 Learn More About Walkner Condon Financial Advisors:Visit: https://walknercondon.com🌍 Are You a U.S. Expat?We specialize in financial planning for Americans abroad:Explore our dedicated expat site: https://usexpatinvesting.com📣 Connect with Us on Social Media:LinkedIn: https://www.linkedin.com/company/walknercondonFacebook: https://www.facebook.com/walknercondonInstagram: https://www.instagram.com/walknercondon/

In this episode of Gimme Some Truth, Clint and Nate dive into the world of pledged asset lines—also known as securities-backed loans. They break down how these loans work, when investors might consider using them, and how they compare to traditional lending tools like home equity lines of credit (HELOCs).You’ll learn:🔹 What a pledged asset line is and how it functions🔹 Real-world examples of how investors use them🔹 The advantages and potential risks involved🔹 How securities-based loans can provide liquidity without selling investments🔹 What to consider before choosing this type of financingWhether you’re curious about alternative lending options or want to understand the mechanics of borrowing against investments, this episode offers a clear and practical explanation.Timestamps:00:00 Introduction to Pledged Asset Lines00:35 Defining Pledged Asset Lines01:44 Example Scenario: Using a Pledged Asset Line04:48 Advantages of Pledged Asset Lines08:42 Potential Downsides and Considerations12:16 Conclusion and Final Thoughts🔔 Subscribe for More Insights on Financial Planning, Investing, and Retirement:👉 Subscribe to our channel and never miss an episode of Gimme Some Truth @walknercondon 🌐 Learn More About Walkner Condon Financial Advisors:Visit: https://walknercondon.com🌍 Are You a U.S. Expat?We specialize in financial planning for Americans abroad:Explore our dedicated expat site: https://usexpatinvesting.com📣 Connect with Us on Social Media:LinkedIn: https://www.linkedin.com/company/walknercondonFacebook: https://www.facebook.com/walknercondon

In this episode of Gimme Some Truth, Nate Condon and Clint Walkner are joined by Mitch DeWitt, CFP®, MBA. Together they help break down the complex world of equity compensation. We explain what equity compensation is, why it matters for financial planning, and the different types of stock options employees may encounter.The discussion covers the tax implications of stock options, potential pitfalls to avoid, and key strategies to incorporate equity compensation into a long-term plan. Whether you’re an employee receiving stock options or simply interested in understanding how they fit into wealth-building, this episode provides practical insights to navigate equity compensation with confidence.Timestamps00:00 – Introduction to Equity Compensation01:22 – Understanding Stock Options04:44 – Types of Stock Options and Their Tax Implications10:31 – Common Pitfalls and Planning Strategies16:48 – Conclusion and Final ThoughtsREAD THE BLOG POST FOR MORE INFO: https://walknercondon.com/blog/six-things-to-know-about-employee-stock-options/🔔 Subscribe for More Insights on Financial Planning, Investing, and Retirement:👉 Subscribe to our channel and never miss an episode of Gimme Some Truth @walknercondon 🌐 Learn More About Walkner Condon Financial Advisors:Visit: https://walknercondon.com🌍 Are You a U.S. Expat?We specialize in financial planning for Americans abroad:Explore our dedicated expat site: https://usexpatinvesting.com📣 Connect with Us on Social Media:LinkedIn: https://www.linkedin.com/company/walknercondonFacebook: https://www.facebook.com/walknercondonInstagram: https://www.instagram.com/walknercondon/

How does Epic's employee stock program work—and what do you need to know about taxes, loans, 83(b) elections, and long-term planning?In this episode of Gimme Some Truth, financial professionals Clint Walkner, Alicia Vande Ven, CFP® (former Epic HR), and Mitch DeWitt, CFP®, break down the complexities of Epic employee stock, including vesting, tax implications, exit planning, and risk management. Whether you're an Epic employee, former staffer, or simply navigating equity compensation, this episode offers structured insight into managing your equity in 2025 and beyond.Check out our new Epic Stock Financial Planning Guidewww.walknercondon.com/epic🔎 Topics include:Epic stock structure and evolutionUnderstanding 83(b) electionsManaging stock loans and riskUsing direct indexing and donor-advised fundsPlanning for vesting, exit, and retirementThis content is for informational purposes only and not intended as tax or investment advice.⏱️ Timestamps:00:00 – Intro: What makes Epic stock unique01:00 – Alicia’s background at Epic and initial exposure to equity02:15 – How Epic’s stock plan has changed over time04:30 – Why it's important to understand what you own06:00 – Vesting, taxation, and the W-2 surprise07:45 – 83(b) election explained: benefits and risks10:30 – Exit planning: start early to expand your options12:45 – When Epic stock becomes "real money"14:10 – Investment strategy: what to consider before leaving15:40 – Direct indexing for tax efficiency17:00 – Donor-Advised Funds: grouping charitable giving19:00 – Planning around fluctuating income and loan terms21:15 – Why family and spouse income must be considered23:00 – The role of personal goals in equity planning24:30 – How to prepare for a financial planning meetingRead our blog post on Donor-Advised Funds: https://walknercondon.com/blog/what-is-a-donor-advised-fund/Read our blog post on Direct Indexing: https://walknercondon.com/blog/introduction-to-direct-indexing/ #EpicStock #EquityCompensation #83BElection #TaxPlanning2025 #DirectIndexing #DonorAdvisedFunds #GimmeSomeTruthPodcast #ExitPlanning #EmployeeStockPlans #EpicSystemsFor more on this topic and others check out the blog on our website: https://walknercondon.com/blog/ Visit our website for more financial planning resources and educational information: https://www.walknercondon.com ————————————————ADD US ON:LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/walknercondon

In this episode of Gimme Some Truth, Clint, Nate, and Syl break down the Q3 market recap and share their Q4 stock market outlook. They discuss the continued strength of U.S. and international equities, the resilience of the economy despite tariffs and global challenges, and how potential Federal Reserve rate cuts may shape the months ahead.They also dive into currency pressures, inflation trends, consumer spending, and real estate dynamics—plus the growing influence of AI and reshoring initiatives on the broader economy. Packed with insights for both experienced investors and new market participants, this episode is a must-listen for anyone navigating the final quarter of the year.Key Topics CoveredQ3 Market Recap – Momentum in U.S. and international stocksGlobal Market Trends – International equities and broader outlookEconomic Resilience – How the economy withstands tariffs and headwindsFederal Reserve & Rates – Possible interest rate cuts and their impactInflation & Currency Shifts – Managing volatility in a changing marketConsumer Spending & Housing – Real estate trends shaping demandQ4 Outlook – Key themes and expectations for the coming quarterEpisode Timestamps00:00 – Introduction and Overview00:37 – Q3 Market Recap01:52 – International Stocks and Broader Market Trends03:11 – Economic Resilience and Tariffs05:19 – Federal Reserve Policies and Interest Rates07:58 – Currency and Inflation Concerns12:17 – Consumer Spending and Real Estate14:18 – Q4 Outlook and Themes19:22 – Conclusion and Final ThoughtsREAD THE BLOG POST FOR MORE INFO: https://walknercondon.comhttps://walknercondon.com/blog/2025-q3-investment-summary/ 🔔 Subscribe for More Insights on Financial Planning, Investing, and Retirement:👉 Subscribe to our channel and never miss an episode of Gimme Some Truth @walknercondon 🌐 Learn More About Walkner Condon Financial Advisors:Visit: https://walknercondon.com🌍 Are You a U.S. Expat?We specialize in financial planning for Americans abroad:Explore our dedicated expat site: https://usexpatinvesting.com📣 Connect with Us on Social Media:LinkedIn: https://www.linkedin.com/company/walknercondonFacebook: https://www.facebook.com/walknercondonInstagram: https://www.instagram.com/walknercondon/Twitter/X: https://twitter.com/walknercondon

In this episode of Gimme Some Truth, we take a closer look at the future of Social Security and what it means for retirement planning. Mitch shares insights into the projected depletion of the Social Security Trust Fund by 2033, highlighting that while the headlines can be alarming, Social Security payments have never been missed.We explore the origins of Social Security, the impact of demographic shifts, and the political and funding challenges shaping its outlook. The conversation also reviews potential legislative reforms — including retirement age adjustments, tax changes, and benefit modifications.Finally, we emphasize the importance of stress-testing financial plans so individuals can prepare for possible changes and uncertainties in the system.Timestamps00:00 – Introduction and Topic Overview00:50 – Current State of Social Security02:07 – Historical Context and Trust Fund Details05:26 – Future Projections and Potential Solutions07:07 – Political Challenges and Demographic Impact12:54 – Possible Changes and Recommendations14:50 – Conclusion and Final ThoughtsREAD THE BLOG POST FOR MORE INFO: https://walknercondon.com/blog/is-social-security-going-away/🔔 Subscribe for More Insights on Financial Planning, Investing, and Retirement:👉 Subscribe to our channel and never miss an episode of Gimme Some Truth 🌐 Learn More About Walkner Condon Financial Advisors:Visit: https://walknercondon.com🌍 Are You a U.S. Expat?We specialize in financial planning for Americans abroad:Explore our dedicated expat site: https://usexpatinvesting.com📣 Connect with Us on Social Media:LinkedIn: https://www.linkedin.com/company/walknercondonFacebook: https://www.facebook.com/walknercondon

In this episode of Gimme Some Truth, hosts Clint Walkner and Syl Michelin take a closer look at the S&P 500 index, separating fact from fiction. Many investors assume the S&P 500 is broadly diversified and a true reflection of the U.S. economy—but the reality is more complex.We break down the history and performance of the S&P 500, uncover the truth about its concentration in mega-cap tech stocks and select sectors, and explain why relying on it as a sole investment strategy carries significant risks. You’ll also learn how global factors influence the index and why diversification may not be what it seems.If you want to make smarter, more informed investment decisions, this episode will help you rethink your approach to the S&P 500 and portfolio diversification.Episode Breakdown:00:00 – Introduction and Fun Fact about the S&P 50001:07 – Debunking the Diversification Myth02:52 – Sector Concentration in the S&P 50006:14 – Global Influence on the Index09:19 – Risks of Using the S&P 500 as a Sole Investment Strategy14:49 – Conclusion and Final Thoughts🔔 Subscribe for More Insights on Financial Planning, Investing, and Retirement:👉 Subscribe to our channel and never miss an episode of Gimme Some Truth @walknercondon 🌐 Learn More About Walkner Condon Financial Advisors:Visit: https://walknercondon.com🌍 Are You a U.S. Expat?We specialize in financial planning for Americans abroad:Explore our dedicated expat site: https://usexpatinvesting.com📣 Connect with Us on Social Media:LinkedIn: https://www.linkedin.com/company/walknercondonFacebook: https://www.facebook.com/walknercondonInstagram: https://www.instagram.com/walknercondon/Twitter/X: https://twitter.com/walknercondon

In this episode of Gimme Some Truth, we explore the GENIUS Act, a groundbreaking bipartisan law that brings much-needed regulatory clarity to stablecoins and the broader crypto market.💵 What are stablecoins?Why do they matter to investors and consumers? Unlike volatile assets like Bitcoin or Ethereum, stablecoins are pegged to the U.S. dollar and backed by high-quality reserves—making them a powerful tool for payments, cross-border transfers, and financial stability.🎙️ Our hosts dive into:What the GENIUS Act means for crypto regulation in the U.S.The differences between stablecoins, Bitcoin, and goldReal-world uses of stablecoins for remittances, retailers, and digital paymentsKey investment considerations for crypto assetsHow this legislation could transform the future of money📌 Timestamps:00:00 – Intro00:33 – What is the GENIUS Act?03:49 – Stablecoins explained06:47 – Real-world use cases09:22 – Comparing stablecoins to Bitcoin & gold13:10 – Crypto as an investment18:07 – Final thoughts👍 Don’t forget to like, subscribe, and share if you're interested in crypto, regulation, or smart investing strategies!#GeniusAct #Stablecoins #CryptoRegulation #CryptocurrencyNews #DigitalAssets #Bitcoin #Ethereum #USDStablecoins #CryptoInvesting #GimmeSomeTruth #WalknerCondon #FinancialPodcast

In this episode of Gimme Some Truth, financial advisors Nate Condon and Clint Walkner explore whether it makes sense to claim Social Security early—as early as age 62 or 63—rather than waiting until 70.📊 They challenge the traditional advice to delay benefits and explain how early Social Security claiming can support meaningful lifestyle choices like travel, hobbies, and enjoying retirement while you're still young and active.Key topics covered:Pros and cons of claiming Social Security at 62, 63, or full retirement ageHealth, longevity, and spending factors to considerHow early retirement income strategies can align with your life goalsThe role of personalized financial planning in Social Security decisionsIf you're nearing retirement and wondering when to start Social Security, this episode offers a balanced, personalized perspective.📺 Watch now to learn how to align your Social Security strategy with your unique goals.⏱️ Timestamps:00:00 – Introduction to Social Security and Conventional Wisdom01:06 – The Case for Delaying Social Security02:46 – Challenging Conventional Wisdom: Early Social Security Benefits07:33 – Financial Flexibility and Personal Goals07:55 – Considering Future Uncertainties08:43 – Advisors' Role in Personalized Financial Planning13:44 – Conclusion and Final Thoughts#SocialSecurity #RetirementPlanning #FinancialPlanning #ClaimSocialSecurityEarly #GimmeSomeTruth #PersonalFinance #RetirementStrategy #walknercondon 🔔 Subscribe for More Insights on Financial Planning, Investing, and Retirement:👉 Subscribe to our channel and never miss an episode of Gimme Some Truth @walknercondon 🌐 Learn More About Walkner Condon Financial Advisors:Visit: https://walknercondon.com🌍 Are You a U.S. Expat?We specialize in financial planning for Americans abroad:Explore our dedicated expat site: https://usexpatinvesting.com📣 Connect with Us on Social Media:LinkedIn: https://www.linkedin.com/company/walknercondonFacebook: https://www.facebook.com/walknercondonInstagram: https://www.instagram.com/walknercondon/Twitter/X: https://twitter.com/walknercondon

In this episode of Gimme Some Truth, our investment committee hosts a spirited financial debate on some of today’s most pressing topics:📈 U.S. stock market valuations💰 Tariffs as hidden taxes🧠 The future of artificial intelligence (AI) in investingWatch Sunny Syl vs. Skeptical Stan as they share bullish and bearish views on the economy, recession risks, and fiscal policy. Hosted by Clint Walkner, this point-counterpoint format brings insight on navigating market volatility and uncovering opportunities in uncertain times.🔍 Key topics include:Are U.S. stocks overvalued?How tariffs are impacting the economyTreasury bonds and dollar strengthAI's potential to reshape markets and investing strategies🕒 Timestamps:00:00 Introduction00:30 Investment Committee Dynamics01:49 Stock Market Valuations04:23 Economic Impact of Tariffs12:58 Treasury Bonds & Dollar Outlook22:33 AI and Future Market Predictions31:41 Final Thoughts💬 Don’t forget to like, comment, and subscribe for more on economic trends, investment strategy, and financial market insights.⁠ @walknercondon ⁠ ⁠ @usexpatinvesting ⁠ #StockMarket #Tariffs #ArtificialIntelligence #InvestingDebate #USEconomy #MarketOutlook #FinancialPlanning #RecessionRisk #TreasuryYields #aiinvesting

In this episode of Gimme Some Truth, Clint and Nate welcome Andy King, the newest advisor joining Walkner Condon Financial Advisors. Andy brings decades of experience, a deep commitment to his clients, and a thoughtful approach to succession planning. Along with his assistant Regan Miller, Andy shares why he chose to merge with Walkner Condon, how he built King Financial Group, and what lies ahead for their clients.Whether you're a client, a fellow advisor, or just curious about how financial advisors plan their own retirement transitions—this episode offers a candid, behind-the-scenes look at the heart of wealth management.📍 Timestamps:00:08 – Welcome + Introducing Andy King00:48 – Andy's Background: From Madison to Notre Dame01:43 – Founding King Financial Group in 201002:41 – Why Andy Chose Walkner Condon for Succession03:59 – The Challenges of Finding the Right Fit05:06 – The Value of Staying Local vs. National Aggregators06:00 – Building Client Trust Through Thoughtful Transitions06:30 – Starting in a Living Room: The Early Days of King Financial07:06 – Andy's Second Home in San Antonio: The Story Behind It09:19 – Managing a Financial Firm from Two States10:24 – Why San Antonio Was the Right Move10:46 – Final Thoughts + Welcoming Andy to the Team11:00 – Disclosures👉 Learn more at: https://walknercondon.com🎙 Subscribe for more insights  @walknercondon  #FinancialAdvisor #SuccessionPlanning #MadisonWI #WealthManagement #GimmeSomeTruth #WalknerCondon #SanAntonioLiving #RetirementPlanning #AndyKing #investmentadvice For more on this topic and others check out the blog on our website: https://walknercondon.com/blog/ Visit our website for more financial planning resources and educational information: https://www.walknercondon.com ————————————————ADD US ON:LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/walknercondon

In this episode of Gimme Some Truth, we dive deep into alternative investments—exploring everything from private equity and private debt to real estate, commodities, crypto, and hedge funds. Nate Condon and Clint Walkner from Walkner Condon Financial Advisors explain how access to these investment options has evolved and what individual investors should know before diving in.Whether you're a high-net-worth investor or someone exploring portfolio diversification beyond stocks and bonds, this episode delivers clear explanations and real-world examples to help you understand risks, rewards, and opportunities in today’s alternatives landscape.🔔 Subscribe for more investment insights:  @walknercondon  ⏱️ Timestamps:0:00 – Welcome & Episode Introduction0:25 – What Are Alternative Investments?1:20 – Accredited vs. Qualified Investors2:40 – Interval Funds & Easier Access4:15 – Why Alternatives Are Gaining Popularity5:00 – Risks & Fees Associated with Alternatives6:10 – Introduction to Private Equity8:00 – Venture Capital vs. Late-Stage Equity10:00 – Private Equity Risk vs. Reward11:00 – Understanding Private Debt13:00 – Examples of Private Lending (Cannabis Industry)15:10 – Fixed Income vs. Floating Rate Debt17:00 – Risks of Private Debt & Redemption Limits18:15 – Real Estate: Equity vs. Debt Structures20:30 – Student Housing & Development Projects23:00 – Exit Strategies & Liquidity Events24:00 – Commodities as Traditional Alternatives25:00 – Crypto: Bitcoin, Ethereum, ETFs, and Risks26:00 – Hedge Funds: Market Neutral & Diversification26:45 – Final Thoughts on Diversifying with AlternativesKey Topics Covered:How alternative investments differ from traditional assetsPrivate equity and venture capital strategiesPrivate lending, risk profiles, and yieldsReal estate investing: development, remodeling, and student housingCryptocurrency exposure through ETFs and walletsHedge fund strategies and market neutralityWhy portfolio diversification matters now more than ever For more on this topic and others check out the blog on our website: https://walknercondon.com/blog/ Visit our website for more financial planning resources and educational information: https://www.walknercondon.com ————————————————ADD US ON:LinkedInFacebook#AlternativeInvestments #PrivateEquity #CryptoInvesting #RealEstateInvesting #FinancialPlanning #WalknerCondon #InvestingPodcast #GimmeSomeTruth #WealthManagement #DiversifyYourPortfolio

Thinking about buying your first home or upgrading to a new one? 🏡 In this episode of Gimme Some Truth, Polly Price and Evan Waltz share their first-hand experiences and advice on navigating the home buying process — from budgeting and finding the right mortgage to dealing with hidden costs and emotional ups and downs. 🎯 Learn how to be financially smart and confident when making the biggest purchase of your life!⏰ Timestamps:00:00 – Introduction: Real experiences in home buying01:00 – Moving from starter home to second home03:00 – First steps: Planning after marriage06:00 – Choosing realtors and getting pre-approved08:00 – Creating a realistic home buying budget10:00 – Hidden costs of homeownership12:00 – Hiring movers and handling surprise expenses14:00 – 30-Year Fixed vs Adjustable-Rate Mortgage (ARM)16:00 – The importance of a good realtor in a hot market18:00 – Managing emotions in a competitive buying market20:00 – Bidding strategies and final thoughts🔍 Topics Covered:How to budget for your first homeUnderstanding hidden costs beyond the mortgageChoosing between fixed-rate and ARM mortgagesWhy a realtor is crucial in competitive marketsTips to stay financially disciplined and avoid emotional decisions👍 Don't forget to Like, Comment, and Subscribe for more expert real estate, finance, and life planning advice!#HomeBuyingTips #FirstTimeHomeBuyer #RealEstateAdvice #MortgageTips SUBSCRIBE: @walknercondon For more on this topic and others check out the blog on our website: https://walknercondon.com/blog/ Visit our website for more financial planning resources and educational information: https://www.walknercondon.com ————————————————ADD US ON:LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/walknercondon

Tax Day might be over, but smart financial planning never stops! 🧾 In this episode of Gimme Some Truth, Clint Walkner and Alicia Vande Ven, CFP® share actionable strategies for handling estimated tax payments, improving your tax efficiency, and staying organized all year long. Whether you're self-employed, managing investments, or just want to avoid surprises next April, this episode is packed with tips! 📈⏰ Timestamps:00:00 – Welcome: After Tax Day reflections01:00 – Transition from volunteer to professional tax preparation03:00 – Why estimated tax payments matter05:00 – How capital gains and bank interest affect your taxes08:00 – Using federal and state online tools for estimated payments10:00 – Tracking estimated payments properly13:00 – Tax loss harvesting and gain harvesting explained16:00 – Benefits of direct indexing in tax strategies18:00 – Asset location: How to minimize taxable income20:00 – Adjusting withholding for pensions, Social Security, and multiple incomes24:00 – How donor-advised funds help manage charitable giving27:00 – Importance of keeping accurate financial records30:00 – Recommended tools and apps for expense tracking33:00 – Monthly habits for easy tax preparation35:00 – Key takeaways for a successful 2025 tax season🔍 In This Video, You’ll Learn:✅ How to avoid tax penalties with proper estimated payments✅ Why asset location can save you money✅ How to organize your financial records throughout the year✅ Smart charitable giving strategies with donor-advised funds✅ How to adjust withholding correctly for multiple incomes👉 Subscribe for more tax planning advice, financial strategies, and smart money management tips!#AfterTaxDay #TaxPlanning #EstimatedTaxes #FinancialPlanning #MoneyTips #TaxStrategies2025SUBSCRIBE: @walknercondonFor more on this topic and others check out the blog on our website: https://walknercondon.com/blog/ Visit our website for more financial planning resources and educational information: https://www.walknercondon.com ————————————————ADD US ON:LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/walknercondon

Are market fluctuations stressing you out? You're not alone. In this episode of Gimme Some Truth, financial advisors, Nate Condon and Andrew Klein, discuss how to manage fear during uncertain markets, drawing on lessons from the past and offering clear strategies for the present.🔍 Discover:Why market fear happens and how to handle itEmotional traps investors fall intoStrategic actions to take in turbulent timesHow to protect and optimize your long-term financial planThis episode is packed with actionable advice, whether you're saving for retirement, managing a volatile portfolio, or just trying to make sense of the financial headlines in 2025.📌 Timestamps0:00 – Intro: Why this market feels different1:10 – The role of planning in volatile markets2:18 – Comparing now vs. 2008 market behavior3:17 – Emotional triggers: fear, control, and anxiety4:21 – Why investors panic during uncertain times5:22 – The media’s influence on market fear6:24 – Behavioral finance: losses vs. gains7:26 – Strategy 1: Building the right investor mindset8:46 – Strategy 2: Strategic portfolio positioning11:06 – Risk tolerance, rebalancing, and allocation13:15 – Understanding what you actually own14:47 – Strategy 3: Dollar-cost averaging during downturns16:20 – How planning software stress-tests your finances17:35 – Visualizing worst-case scenarios in financial plans19:15 – Long-term planning vs. short-term panic20:40 – Final thoughts: Financial cycles and confidence22:00 – Advisor support and next steps🔔 Subscribe for more market commentary, financial planning advice, and mindset strategies for investors.  @walknercondon  #marketvolatility #financialplanning #investormindset #recession2025 #retirementplanning #longterminvesting #moneymindset #investmentstrategy For more on this topic and others check out the blog on our website: https://walknercondon.com/blog/i-bought-stocks-navigating-tariffs-volatility-and-market-drawdowns-in-2025/Visit our website for more financial planning resources and educational information: https://www.walknercondon.com ————————————————ADD US ON:LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/walknercondon

Are you making costly tax mistakes without even knowing it? In this episode of Gimme Some Truth, tax pros from WC Tax Services reveal common personal and business tax errors—from filing misconceptions to missed deductions, backdoor Roth mishaps, and LLC misclassifications. Learn how to protect your wallet, avoid IRS penalties, and streamline your tax filing strategy.📌 Timestamps:00:00 – Introduction & Guest Welcome01:00 – How Common Are Tax Mistakes?02:45 – Why the Tax Code Is So Confusing04:30 – Common Personal Mistake #1: Tax Extension Myths06:10 – Penalties: Filing Late vs Paying Late08:00 – Mistake #2: Overlooked Deductions and Credits10:10 – Mistake #3: Cost Basis Misreporting13:00 – Mistake #4: Backdoor Roth IRA Errors15:00 – DIY Taxes vs Hiring a Professional16:30 – Business Mistake #1: Estimated Taxes Mismanagement18:10 – Business Mistake #2: Ignoring Form 1065 for Partnerships19:50 – Business Mistake #3: Misunderstanding LLC Tax ClassificationTopics Covered:IRS tax filing errorsTax extension deadlines vs payment deadlinesDeduction and credit eligibilityCost basis issues with stocks & inheritanceBackdoor Roth conversion trapsEstimated quarterly tax payments for freelancersFiling requirements for partnerships (Form 1065)LLC vs S-Corp vs Sole Prop tax electionsBenefits of hiring a tax professional👍 Like, Share & Subscribe  @walknercondon  For more on this topic and others check out our blog Visit our website for more financial planning resources and educational information: https://www.walknercondon.com ADD US ON:LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/walknercondon#taxmistakes #smallbusinesstaxes #taxtips #financialplanning

Explore the world of bonds with Mitch and Evan in this episode of Gimme Some Truth. Learn the key differences between bonds and stocks, how yield curves influence the market, and what recent market trends mean for investors. Discover how interest rates impact bond prices, the risks and rewards of long-term Treasuries, and practical strategies to navigate today’s fixed-income market.📌 Topics Covered:Bonds vs. stocks: Key distinctionsYield curves explained: Normal vs. invertedHow inflation shaped the 2022 bond marketMarket trends for 2023-2024 and beyondPractical fixed-income strategiesJ.P. Morgan Guide to the Markets: https://am.jpmorgan.com/us/en/asset-management/adv/insights/market-insights/guide-to-the-markets/00:00 - Introduction: Welcome and team introductions.02:12 - Overview: Bonds vs. stocks explained.05:19 - Bonds and interest rates: The inverse relationship.07:56 - Yield curves: Normal vs. inverted.11:00 - 2022 bond market challenges: Inflation and interest rate hikes.12:03 - 2023 inverted yield curve: Short-term vs. long-term bonds.13:38 - 2024 bond market overview: A shift toward normal yield curves.16:15 - Fixed income dynamics: Impact of interest rate changes.17:46 - 30-year Treasury Bonds: Risks and rewards.19:21 - Speculative investing in bonds: Understanding strategies.SUBSCRIBE:   @walknercondon  For more on this topic and others check out the blog on our website: https://walknercondon.com/blog/ Visit our website for more financial planning resources and educational information: https://www.walknercondon.com

In this episode of Gimme Some Truth, hosts Nate Condon and Clint Walkner sit down with special guest Ryan Smith from Guild Mortgage to discuss the challenges of buying a home in 2025. With rising interest rates, low housing inventory, and a competitive market, homebuyers need to be strategic to secure the best deals.What You’ll Learn:✅ How rising mortgage rates impact home affordability✅ The housing supply shortage and its effect on buyers✅ Smart mortgage strategies to win in a competitive market✅ Creative financing options to improve your loan approval chances✅ The importance of pre-approval and how to strengthen your offer💰 Looking to buy a home in 2025? Learn tips and strategies to navigate the real estate market and avoid costly mistakes!🔔 Subscribe for more real estate insights! Like & share if you found this helpful! @walknercondon0:00 - Introduction: Home Buying in 20250:40 - Guest Introduction: Ryan Smith from Guild Mortgage 1:11 - How the Mortgage Industry Has Changed2:16 - Housing Market Challenges: Supply & Demand Issues3:49 - Mortgage Strategies to Make a Stronger Offer4:52 - Why Sellers Prefer Offers With Fewer Contingencies6:27 - Why Pre-Approval is More Important Than Ever8:34 - FHA vs. Conventional Loans: What’s Best?9:36 - Why Gifted Money for Homebuyers is More Common12:16 - The Long-Term Value of Real Estate13:51 - Should You Consider a Temporary Rate Buydown?15:58 - The Benefits of a 30-Year Fixed Mortgage18:35 - Final Advice for Homebuyers in 2025#BuyingAHouse2025 #RealEstateMarket #HomeBuyingTips #MortgageRates #HousingMarket #FirstTimeHomebuyer #HomeLoan #GuildMortgageContact information for Ryan Smith:For more on this topic and others check out the blog on our website Visit our website for more financial planning resources and educational information ————————————————ADD US ON:LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/walknercondon