The Ottawa Real Estate Podcast

In this week’s episode of the Ottawa Real Estate Podcast, we discuss how global geopolitical conflicts are quietly influencing mortgage rates across Canada and why markets react so quickly to international events. We break down how oil prices, inflation pressures, and bond markets connect directly to the mortgage rates Canadians see today.We also talk about the latest market activity heading into the spring surge, the shifting housing supply across Canada, and why the role of mortgage brokers is becoming more important in today’s environment.00:00 Intro02:01 Market Trends and Spring Surge03:54 The Role of Brokers in Mortgage Conversations06:53 Geopolitical Impact on the Market12:54 Ads14:41 Rental Market Dynamics15:35 The Shift in Housing Supply21:10 Understanding Private Lending27:10 February Market Stats and Trends29:31 Mood BoostsGet in touch with us!Paul Stevenson - Mortgage Agent Level 2CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543https://www.paulstevenson.caDavid Warren - Mortgage Agent Level 2Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003https://www.referralmortgages.comIf you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group, Easy Neon Signs and A to Z Cleaning Expert.https://www.easyneonsigns.ca Use code TOREP and get 20% off all your orders. (This is an affiliate link).

Most buyers are waiting for rates to fall or for a market crash that may never come. But what if 2026 is the year that waiting quietly costs you thousands?In this episode of the Ottawa Real Estate Podcast, we share what we learned at the Mortgage Professionals Canada Conference and how it could reshape your strategy. We talk about why rates are expected to stay stagnant in 2026, why a major housing crash is unlikely, and how demographic shifts are quietly driving long term housing demand across Ottawa and Ontario.We also talk about inventory levels, construction slowdowns, government policy impacts, and what they mean for housing affordability in Canadian real estate. If you are a first time home buyer, a homeowner thinking about early renewal, or an investor watching interest rate forecasts, this conversation could change how you approach your mortgage strategy.00:00 Demographic Time Bomb in Real Estate00:26 Insights from the Mortgage Professionals Conference01:03 Attending The Mortgage Professionals Canada National Conference02:04 Interest Rates and Market Stability04:34 Demographics and Home Buying Trends06:38 Supply Constraints and Market Dynamics08:41 Supply Constraints Make Downsizing Harder11:08 Government Cuts and Market Resilience13:42 Current Market Conditions and Future Predictions16:14 Sponsor Ads18:00 Listener Questions: Renovations vs. Turnkey Homes22:52 Listener Questions: Early Renewal Strategies28:47 Mood BoostsGet in touch with us!Paul Stevenson - Mortgage Agent Level 2CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543https://www.paulstevenson.caDavid Warren - Mortgage Agent Level 2Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003https://www.referralmortgages.comIf you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group, Easy Neon Signs and A to Z Cleaning Expert.https://www.easyneonsigns.ca Use code TOREP and get 20% off all your orders. (This is an affiliate link).

A new 2 percent down payment program sounds like a breakthrough for first time home buyers. But when we look closer, the numbers tell a different story. This week on the Ottawa Real Estate Podcast, we break down Nova Scotia’s new down payment option and why it may come with higher mortgage rates than many expect. We connect the dots between inflation, housing affordability, and the growing impact of regulatory red tape on Canadian real estate prices.We also discuss recent inflation data, how it influences mortgage rates across Canada, and why structural housing policies continue to shape home ownership opportunities.00:00 Intro and Olympic Weekend Recap02:05 Nova Scotia 2% Down Payment Program12:05 Impact of Inflation on Canadian Economy18:29 Impact on Mortgage Rates20:07 CMHC Study on Housing Affordability23:58 Mood BoostsGet in touch with us!Paul Stevenson - Mortgage Agent Level 2 CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543https://www.paulstevenson.caDavid Warren - Mortgage Agent Level 2 Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003 https://www.referralmortgages.comIf you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group, Easy Neon Signs and A to Z Cleaning Expert.https://www.easyneonsigns.ca Use code TOREP and get 20% off all your orders. (This is an affiliate link).

Most homeowners and buyers are flying blind in today’s real estate market: missed opportunities, longer sales cycles, and rising frustration. In this episode, we strip away the hype to reveal the real story behind Ottawa’s shifting real estate landscape and how you can navigate it safely. Discover why now is the perfect time to list if you want to maximize your sale, how weak demand is putting buyers in control, and what overlooked strategies can help you get ahead, like listing your home first or considering creative financing options. Don’t let market uncertainty hold you back! Listen now to stay ahead of the curve.00:00 Intro01:32 January Real Estate Market Stats03:35 Challenges in Selling Properties07:05 Market Trends and Buyer Strategies08:49 Renewal Cycles and Mortgage Options12:08 Innovative Programs for First-Time Buyers17:16 Market Pressures and Future Predictions18:48 Mood BoostsGet in touch with us!Paul Stevenson - Mortgage Agent Level 2CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543https://www.paulstevenson.caDavid Warren - Mortgage Agent Level 2Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003https://www.referralmortgages.comDon’t miss your chance to win a glowing 20” x 10” neon sign, sign up today!https://forms.gle/GBbq9ZrhK2k8Avgv5If you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group and Easy Neon Signs.https://www.easyneonsigns.ca Use code TOREP and get 20% off all your orders. (This is an affiliate link).

In this week’s episode, we discuss how federal public service job cuts could influence Ottawa’s housing market and local economy. We talk about the recent rise in mortgage arrears across Canada and what it reveals about financial stress among homeowners. We also explore slower than expected GDP growth and how these economic signals are shaping real estate activity across Ottawa and the broader Canadian market.We share our thoughts on how job reductions could affect housing demand, local businesses, and financial confidence in the region. We also talk about how homeowners are navigating higher payments, the mortgage options available during financial pressure, and why proactive financial planning is becoming more important across Canada.00:00 Intro02:09 Impact of Federal Job Cuts on the Economy11:53 Mortgage Arrears and Financial Stress18:34 Canada's GDP and Economic Outlook27:28 Mood BoostsGet in touch with us!Paul Stevenson - Mortgage Agent Level 2 CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543https://www.paulstevenson.caDavid Warren - Mortgage Agent Level 2 Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003 https://www.referralmortgages.comDon’t miss your chance to win a glowing 20” x 10” neon sign, sign up today! https://forms.gle/GBbq9ZrhK2k8Avgv5If you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group and Easy Neon Signs.https://www.easyneonsigns.ca Use code TOREP and get 20% off all your orders. (This is an affiliate link).

This week on the Ottawa Real Estate Podcast, we sit down with realtors Greg Campbell and Frances Ebbrell to talk about the shifts buyers and sellers are feeling right now across Ottawa. We talk about the benefits of home seller closing insurance, why buyer behaviour is changing, and how pricing strategies are making or breaking deals in today’s market.We also compare East and West Ottawa to see where real value is showing up for first time home buyers, how community vibes impact demand, and why smaller towns around Ottawa are creating stronger connections than ever.00:00 Intro04:08 Exploring Home Seller Closing Insurance08:28 East vs. West: Real Estate Perspectives08:59 Who Buys This?18:38 Myths About Ottawa's East and West Ends25:15 The Current State of the Real Estate Market27:52 Strategies for Pricing Properties29:31 Navigating Market Challenges32:04 Future Market Predictions33:58 Community Dynamics and Buyer Sentiment37:53 East or West?41:47 Mood BoostsGet in touch with us!Paul Stevenson - Mortgage Agent Level 2 CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543https://www.paulstevenson.caDavid Warren - Mortgage Agent Level 2 Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003https://www.referralmortgages.comFrances EbbrellCarleton Place RealtorFrances@boardwalkottawa.comwww.francesebbrell.comInstagram: https://www.instagram.com/febbrell613-806-5272https://www.facebook.com/frances.ebbrellGreg CampbellRealtor - EXP Realty@iamgregorycampbellwww.yourhomeinottawa.ca@securemyofferwww.securemyoffer.comDon’t miss your chance to win a glowing 20” x 10” neon sign, sign up today!https://forms.gle/GBbq9ZrhK2k8Avgv5If you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group and Easy Neon Signs.https://www.easyneonsigns.ca Use code TOREP and get 20% off all your orders. (This is an affiliate link).

As 2025 begins, buyer confidence is quietly returning to the Canadian real estate market. In this episode, we discuss what’s shifting beneath the surface, why experience matters more than ever in a tighter market, and how a little known CMHC program could change the conversation for couples navigating separation or divorce. We also break down recent CPI numbers and why more Canadians are suddenly asking about variable rates again. Is this the start of a meaningful reset in housing sentiment?00:00 Introduction and Market Overview07:14 Divorce and Real Estate Solutions16:07 Current Mortgage Trends and CPI Discussion27:53 Mood BoostsGet in touch with us!Paul Stevenson - Mortgage Agent Level 2CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543https://www.paulstevenson.caDavid Warren - Mortgage Agent Level 2Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003https://www.referralmortgages.comDon’t miss your chance to win a glowing 20” x 10” neon sign, sign up today!https://forms.gle/GBbq9ZrhK2k8Avgv5If you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group and Easy Neon Signs.https://www.easyneonsigns.ca Use code TOREP and get 20% off all your orders. (This is an affiliate link).

As 2026 begins, optimism is quietly returning to Canadian real estate. In this episode, we unpack what December numbers really say about buyer and seller balance, why downsizing has become more complicated than expected, and what modest price growth could look like in the year ahead. From employment trends to easing rental pressure, this conversation focuses on real market psychology and local insight rather than headlines. Is stability the real story of 2026?00:00 Welcome to 2026: A Fresh Start in Real Estate 02:42 Market Sentiment: Balancing Buyers and Sellers 05:49 Navigating the Challenges of Downsizing 11:44 2026 Predictions: Price Increases and Market Trends 17:34 Employment Trends: Job Growth and Unemployment Rates 23:22 Rental Market Dynamics: Easing Pressure on Renters 26:21 Mood BoostsGet in touch with us!Paul Stevenson - Mortgage Agent Level 2 CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543https://www.paulstevenson.caDavid Warren - Mortgage Agent Level 2 Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003 https://www.referralmortgages.comDon’t miss your chance to win a glowing 20” x 10” neon sign, sign up today! https://forms.gle/GBbq9ZrhK2k8Avgv5If you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group and Easy Neon Signs.https://www.easyneonsigns.ca Use code TOREP and get 20% off all your orders. (This is an affiliate link).

In this week’s episode, we look back at 2025 and put our real estate predictions to the test. We break down what actually happened in the Ottawa housing market, review the latest stats, and talk through inflation, mortgage rates, and shifting buyer and seller behaviour across Canada. We discuss why active listings surged, why single family homes kept prices moving, and why condos told a different story. We also talk about variable versus fixed rate mortgages, how inflation is shaping lending decisions, and why Ottawa continues to stay resilient compared to other Canadian markets.00:00 Introduction and Year-End Reflections02:43 Market Predictions Review05:41 Current Market Stats and Trends08:54 Inflation and Economic Indicators11:40 Variable vs Fixed Rate Mortgages14:51 Listener Engagement and Comments17:32 Future Predictions and Market Insights27:45 Holiday Mood BoostsGet in touch with us!Paul Stevenson - Mortgage Agent Level 2 CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543https://www.paulstevenson.caDavid Warren - Mortgage Agent Level 2 Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003 https://www.referralmortgages.comDon’t miss your chance to win a glowing 20” x 10” neon sign, sign up today!https://forms.gle/GBbq9ZrhK2k8Avgv5If you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group and Easy Neon Signs.https://www.easyneonsigns.ca Use code TOREP and get 20% off all your orders. (This is an affiliate link).

In this week’s episode we break down the real estate trends shaping buyer behaviour, the growing caution in the Canadian housing market, and why so many people are holding out for better deals. We talk about the impact of recent employment data on mortgage rates, the sudden appeal of variable rates over fixed, and why 2026 is shaping up to be a pivotal year with a surge in renewals and activity. We also discuss how bank consolidations may reshape lending across Canada and how Royal LePage’s price predictions align with what we are seeing on the ground. Rising mortgage arrears and tighter broker regulations point to a major shift in the quality and stability of the market. Watch the full conversation to hear our thoughts and see how these trends may shape the next two years.00:00 Introduction to the Current Real Estate Market02:36 Market Trends and Predictions for 202605:43 Impact of Employment Data on Mortgage Rates08:38 Variable vs Fixed Mortgage Rates11:31 Bank Consolidations and Their Effects16:29 Royal LePage Predictions for Home Prices20:42 Mortgage Arrears and Financial Stress28:23 Mood BoostsGet in touch with us!Paul Stevenson - Mortgage Agent Level 2 CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543https://www.paulstevenson.caDavid Warren - Mortgage Agent Level 2 Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003 https://www.referralmortgages.comDon’t miss your chance to win a glowing 20” x 10” neon sign, sign up today!https://forms.gle/GBbq9ZrhK2k8Avgv5If you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group and Easy Neon Signs.https://www.easyneonsigns.ca Use code TOREP and get 20% off all your orders. (This is an affiliate link).

In this week’s episode of the Ottawa Real Estate Podcast, we look at why Canada’s GDP shocked the market and how interest rates, the bond market, and global influences are shaping real estate across the country. We talk about stalled business investment, soft consumer spending, and why the economy feels like it is running on fumes. We also break down the rise of bank consolidations, the changing mindset around homeownership, and why more young Canadians are turning to the booming stock market instead of real estate. 00:00 Intro and Personal Updates02:49 Economic Overview: GDP and Market Trends05:50 Interest Rates and Bond Market Dynamics08:53 Impact of Global Events on Canadian Economy12:09 Bank Consolidation and Its Effects14:42 Shifts in Consumer Behavior and Real Estate Perspectives18:05 The Future of Homeownership vs. Renting20:47 Bank Earnings and Market Adjustments23:50 Mood BoostsGet in touch with us!Paul Stevenson - Mortgage Agent Level 2 CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543https://www.paulstevenson.caDavid Warren - Mortgage Agent Level 2 Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003 https://www.referralmortgages.comDon’t miss your chance to win a glowing 20” x 10” neon sign, sign up today!https://forms.gle/GBbq9ZrhK2k8Avgv5If you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group and Easy Neon Signs.https://www.easyneonsigns.ca Use code TOREP and get 20% off all your orders. (This is an affiliate link).

In this week’s episode we explore how the newly approved federal budget affects mortgage rate policy and why political stability plays such a crucial role in rate movements. We also look at the changes introduced by Bill 60 and how its updated landlord tenant rules may accelerate eviction timelines and influence rental supply. We also review the latest data on mortgage arrears and discuss what rising delinquency signals about household stress across the country. We compare fixed and variable mortgage rates and talk through what borrowers should consider as rate trends evolve. This episode brings together the key market forces Canadians need to understand as the housing landscape continues to change.00:00 Intro01:04 The Federal Budget Was Approved02:45 Political Stability and Its Impact on Mortgage Rates04:38 Understanding Bill 60 and Its Implications for Landlords11:49 The Balance Between Landlord and Tenant Rights18:05 Current Trends in Mortgage Arrears and Market Dynamics27:23 Listener Questions: Should We Lock In a Rate Now or Wait?29:29 Mood BoostsGet in touch with us!Paul Stevenson - Mortgage Agent Level 2 CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543https://www.paulstevenson.caDavid Warren - Mortgage Agent Level 2 Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003 https://www.referralmortgages.comDon’t miss your chance to win a glowing 20” x 10” neon sign, sign up today!https://forms.gle/GBbq9ZrhK2k8Avgv5If you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group and Easy Neon Signs.https://www.easyneonsigns.ca Use code TOREP and get 20% off all your orders. (This is an affiliate link).

In this week's episode we break down the latest national and Ottawa market data, revealing how month-over-month gains, shifting buyer behavior, and economic pressure points are shaping the fall market. From interest rate uncertainty to government budget impacts, this conversation explores the signals behind the volatility and what they may mean for buyers and homeowners. 01:38 Real Estate Market Overview01:57 Budget Implications on Real Estate03:23 Current Home Sales Trends05:17 Market Volatility and Buyer Behavior07:40 Investor Insights and Market Predictions11:42 Economic Indicators and Their Impact13:24 Lending Practices and Buyer Conditions22:33 Government Budgets and Cost of Living28:04 Mood BoostsGet in touch with us!Paul Stevenson - Mortgage Agent Level 2 CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543https://www.paulstevenson.caDavid Warren - Mortgage Agent Level 2 Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003 https://www.referralmortgages.comDon’t miss your chance to win a glowing 20” x 10” neon sign, sign up today!https://forms.gle/GBbq9ZrhK2k8Avgv5If you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group and Easy Neon Signs.https://www.easyneonsigns.ca Use code TOREP and get 20% off all your orders. (This is an affiliate link).

In this week’s episode, we unpack everything shaping the Canadian real estate market right now. We explore how lenders are competing, the growing pressure of mortgage renewals, how appraisals are changing deal outcomes, and why gifted down payments are under closer scrutiny. We also break down Ottawa’s latest housing stats and what shifting job trends could mean for homeowners and buyers. 00:00 Introduction and Remembrance Day Reflection02:06 Market Insights from the Centum Network Conference03:20 Renewals and Market Dynamics08:19 B Lenders not Renewing Client's Mortgages10:36 Appraisals and Their Impact on Transactions19:17 Gifted Down Payments and Financial Strategies22:52 Ottawa Market Statistics and Trends28:03 Job Market Insights and Economic Indicators31:41 Mood BoostsGet in touch with us!Paul Stevenson - Mortgage Agent Level 2 CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543https://www.paulstevenson.caDavid Warren - Mortgage Agent Level 2 Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003 https://www.referralmortgages.comDon’t miss your chance to win a glowing 20” x 10” neon sign, sign up today!https://forms.gle/GBbq9ZrhK2k8Avgv5(The winner will be chosen randomly and announced on October 29th)If you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group and Easy Neon Signs.https://www.easyneonsigns.ca Use code TOREP and get 20% off all your orders. (This is an affiliate link).

This week we break down the 2025 Canadian budget and what it could mean for the housing market, mortgage industry, and everyday Canadians. We talk about the government’s focus on rental housing, the projected 78.3 billion dollar deficit, and how public sector job cuts could ripple through the real estate market. We also share our thoughts on transparency in government spending and what these changes might signal for the future of Ottawa’s housing landscape.00:00 Intro01:55 The Federal Budget11:15 Job Cuts and Impact on the Real Estate Market24:41 The Current State of the Rental Market28:04 Mood BoostsGet in touch with us!Paul Stevenson - Mortgage Agent Level 2 CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543https://www.paulstevenson.caDavid Warren - Mortgage Agent Level 2 Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003 https://www.referralmortgages.comDon’t miss your chance to win a glowing 20” x 10” neon sign, sign up today!https://forms.gle/GBbq9ZrhK2k8Avgv5(The winner will be chosen randomly and announced on October 29th)If you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group and Easy Neon Signs.https://www.easyneonsigns.ca Use code TOREP and get 20% off all your orders. (This is an affiliate link).

This week, we unpack the Bank of Canada’s latest rate cut and what it signals for the future of Canadian real estate. We discuss how lower rates could impact variable mortgages, the growing influence of AI investments on jobs, and what the upcoming federal budget might mean for homeowners and renters. We also cover Ontario’s new housing measures and the ongoing need for efficiency in the landlord and tenant board. Watch the full episode to hear our take on how these shifts could reshape the market.00:00 Introduction and Banter01:51 Bank of Canada's Rate Cut06:03 US Tariffs and Their Impact on Canadian Economy09:22 Impact of AI on the Economy11:45 Job Cuts in the Banking Sector15:33 Could There Be New Elections Coming Up?19:25 Ontario's New Housing Measures24:01 Renters' Rights and Security of Tenure29:03 Mood BoostsGet in touch with us!Paul Stevenson - Mortgage Agent Level 2 CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543https://www.paulstevenson.caDavid Warren - Mortgage Agent Level 2 Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003 https://www.referralmortgages.comDon’t miss your chance to win a glowing 20” x 10” neon sign, sign up today!https://forms.gle/GBbq9ZrhK2k8Avgv5(The winner will be chosen randomly and announced on October 29th)If you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group and Easy Neon Signs.https://www.easyneonsigns.ca Use code TOREP and get 20% off all your orders. (This is an affiliate link).

This week, we unpack how Canada’s real estate market is reacting to a tough economic climate. From the latest insights at the Mortgage Professionals Canada Conference to the growing strain of inflation and development fees, we break down why prices are expected to dip over the next year and a half. We also explore how buyers are regaining negotiation power, what could happen with the upcoming federal budget, and why the next two years might reshape how Canadians buy and sell homes.00:00 Introduction and Market Overview02:42 Insights from the Mortgage Professionals Canada Conference10:53 Current Economic Climate and Housing Market Analysis15:49 Negotiation Power Shifts in Real Estate19:42 Inflation Trends and Their Impact26:55 Federal Budget Anticipations and Housing Development34:02 Mood BoostsGet in touch with us!Paul Stevenson - Mortgage Agent Level 2 CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543https://www.paulstevenson.caDavid Warren - Mortgage Agent Level 2 Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003 https://www.referralmortgages.comDon’t miss your chance to win a glowing 20” x 10” neon sign, sign up today!https://forms.gle/GBbq9ZrhK2k8Avgv5(The winner will be chosen randomly and announced on October 29th)If you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group and Easy Neon Signs.https://www.easyneonsigns.ca Use code TOREP and get 20% off all your orders. (This is an affiliate link).

In this week’s episode of the Ottawa Real Estate Podcast, we break down the surprising resurgence in Canadian real estate activity and what’s driving it. We talk about mortgage renewals, why more buyers are including conditions to sell their homes, how job market strength is influencing rate expectations, and why fixed mortgage rates haven’t dropped even as bond yields fluctuate. Plus, a bit of Thanksgiving humour to lighten things up.00:00 Introduction and Market Overview01:59 Multiple Offers On Properties03:54 Renewals and Buyer Conditions07:48 Job Market Insights and Economic Indicators08:48 Bank of Canada Rate Predictions09:54 Market Volatility and Fixed Rates13:01 Regulatory Changes and Competition in Banking17:49 OSFI Clarifications and Industry Reactions21:12 Canada's Financial System27:10 Mood BoostsGet in touch with us!Paul Stevenson - Mortgage Agent Level 2 CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543https://www.paulstevenson.caDavid Warren - Mortgage Agent Level 2 Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003 https://www.referralmortgages.comDon’t miss your chance to win a glowing 20” x 10” neon sign, sign up today!https://forms.gle/GBbq9ZrhK2k8Avgv5(The winner will be chosen randomly and announced on October 29th)If you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group and Easy Neon Signs.https://www.easyneonsigns.ca Use code TOREP and get 20% off all your orders. (This is an affiliate link).

This week in The Ottawa Real Estate Podcast, we break down the latest twists in the Canadian real estate landscape and what they could mean for buyers, sellers, and mortgage professionals. We unpack fresh September market stats, new OSFI rules on rental properties, and how recent political meetings could shape future tariffs and housing trends. We also take a closer look at the downtown Ottawa condo market and the Build Canada Homes budget to understand where opportunities may emerge. 00:00 Introduction and Market Overview02:33 New Tariffs on the Horizon?02:58 September Real Estate Stats and Trends04:57 Impact of Market Trends on Personal Business07:35 Analyzing Property Types and Market Demand10:40 The Downtown Market Dynamics15:15 Clarifying the Build Canada Homes Budget22:03 OSFI's New Rules on Rental Properties37:38 Mood BoostsGet in touch with us!Paul Stevenson - Mortgage Agent Level 2 CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543https://www.paulstevenson.caDavid Warren - Mortgage Agent Level 2 Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003 https://www.referralmortgages.comDon’t miss your chance to win a glowing 20” x 10” neon sign, sign up today!https://forms.gle/GBbq9ZrhK2k8Avgv5(The winner will be chosen randomly and announced on October 29th)If you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group and Easy Neon Signs.https://www.easyneonsigns.ca Use code TOREP and get 20% off all your orders. (This is an affiliate link).

This week on the Ottawa Real Estate Podcast we discuss the government’s Build Canada Homes initiative and whether it will truly deliver more supply or fall short like past promises. We unpack how new tariffs on wood and lumber could drive up construction costs and impact affordability. We also talk about the growing role of intergenerational wealth as parents step in to help first-time buyers, and why so many are still hesitant to purchase in today’s market. If you want to understand the trends shaping Canadian real estate right now, this episode is for you.03:11 Government Housing Initiatives and Skepticism10:09 Impact of New Tariffs on Wood and Lumber14:24 Financial Support for First-Time Home Buyers24:29 Current Trends in First-Time Home BuyingGet in touch with us!Paul Stevenson - Mortgage Agent Level 2 CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543https://www.paulstevenson.caDavid Warren - Mortgage Agent Level 2 Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003 https://www.referralmortgages.comDon’t miss your chance to win a glowing 20” x 10” neon sign, sign up today!https://forms.gle/GBbq9ZrhK2k8Avgv5(The winner will be chosen randomly and announced on October 29th)If you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group and Easy Neon Signs.https://www.easyneonsigns.ca Use code TOREP and get 20% off all your orders. (This is an affiliate link).