The Military Millionaire Podcast

In this episode, I break down CHAMPVA and explain why so many veterans still don’t fully understand how powerful this benefit really is. I walk through what CHAMPVA covers, who qualifies, and why it can save your family thousands of dollars each year on healthcare costs. I also share my own experience navigating this benefit and why it became especially important for my family once my TRICARE coverage ended. My goal is to make this feel simple, practical, and actionable so you can actually use what’s available to you.   Timestamps (00:00) — Intro (01:03) — Covered medical benefits explained (01:55) — CHAMPVA cost breakdown (02:48) — Eligibility requirements clarified (04:15) — Pro tips to maximize benefits   About the Show On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing. Resources & Links Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register Join our investor list: https://www.frommilitarytomillionaire.com/investors Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide   Connect with David Pere Facebook Group: https://www.facebook.com/groups/militarymillionaire YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1 Instagram: https://www.instagram.com/frommilitarytomillionaire/ LinkedIn: https://www.linkedin.com/in/david-pere/ X (Twitter): https://x.com/militaryrei TikTok: https://www.tiktok.com/@militarymillionaire

In this episode, I break down Chapter 35 education benefits and explain why they’re one of the most overlooked opportunities for disabled veterans’ families. I walk through what these benefits actually are, who qualifies, and why they can be life-changing for spouses and children. Unlike the GI Bill, this money is paid directly to the dependent, which creates a lot more flexibility in how it’s used. My goal here is to make sure you don’t leave money or opportunities on the table simply because no one explained this clearly.   Timestamps (00:00) — Intro (01:12) — Direct payments explained (02:35) — Eligibility requirements breakdown (03:58) — Application and certification steps (05:02) — Monthly payment amounts (06:32) — Stacking benefits strategy   About the Show On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing. Resources & Links Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register Join our investor list: https://www.frommilitarytomillionaire.com/investors Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide   Connect with David Pere Facebook Group: https://www.facebook.com/groups/militarymillionaire YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1 Instagram: https://www.instagram.com/frommilitarytomillionaire/ LinkedIn: https://www.linkedin.com/in/david-pere/ X (Twitter): https://x.com/militaryrei TikTok: https://www.tiktok.com/@militarymillionaire

In this episode, I break down VA Chapter 31 benefits and why so many veterans overlook how powerful this program really is. I walk through how VR&E goes beyond the GI Bill by combining career counseling, education funding, and employment support into one end-to-end transition tool. From aptitude testing to identifying civilian career paths, this benefit is designed to help veterans find work that actually fits their skills and limitations. My goal is to give you clarity on what’s available and how it can change your post-service trajectory.   Timestamps (00:00) — Intro (01:28) — Career counseling explained (03:02) — Education and training coverage (04:55) — Living allowance and stipends (06:42) — Eligibility and application steps (08:48) — How veterans maximize VR&E benefits   About the Show On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing. Resources & Links Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register Join our investor list: https://www.frommilitarytomillionaire.com/investors Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide   Connect with David Pere Facebook Group: https://www.facebook.com/groups/militarymillionaire YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1 Instagram: https://www.instagram.com/frommilitarytomillionaire/ LinkedIn: https://www.linkedin.com/in/david-pere/ X (Twitter): https://x.com/militaryrei TikTok: https://www.tiktok.com/@militarymillionaire

In this episode, I break down nine practical money moves I believe every service member can use to build long-term, generational wealth. I walk through how I think about discipline with money, starting with simple systems like maximizing the TSP match and building an emergency fund. I also explain why eliminating bad debt early gives you leverage and freedom later. My goal is to help you create a financial foundation that runs on autopilot while you focus on bigger opportunities.   Timestamps (00:00) — Intro (01:08) — TSP matching explained (03:05) — Emergency fund basics (04:20) — Eliminating bad debt (05:50) — VA house hacking strategy (08:15) — Consistency builds wealth   About the Show On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing. Resources & Links Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register Join our investor list: https://www.frommilitarytomillionaire.com/investors Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide   Connect with David Pere Facebook Group: https://www.facebook.com/groups/militarymillionaire YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1 Instagram: https://www.instagram.com/frommilitarytomillionaire/ LinkedIn: https://www.linkedin.com/in/david-pere/ X (Twitter): https://x.com/militaryrei TikTok: https://www.tiktok.com/@militarymillionaire

I want to help fellow veterans avoid losing thousands of dollars in benefits they rightfully earned while serving. In this episode, I break down the seven biggest mistakes people make when filing their VA disability claims and how to protect yourself from them. It starts with something as simple as actually filing — not letting pride, confusion, or procrastination stand in the way of getting care and compensation. I share real examples from my own injuries, including moments I downplayed symptoms when I shouldn’t have.   Timestamps (00:00) — Intro (03:32) — Tie injuries to service  (07:01) — Be honest at exams  (10:29) — Claim secondary health issues  (13:05) — Key VA appeal deadlines  (15:33) — Don’t abuse the system  (18:00) — Closing   About the Show On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing. Resources & Links Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register Join our investor list: https://www.frommilitarytomillionaire.com/investors Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide   Connect with David Pere Facebook Group: https://www.facebook.com/groups/militarymillionaire YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1 Instagram: https://www.instagram.com/frommilitarytomillionaire/ LinkedIn: https://www.linkedin.com/in/david-pere/ X (Twitter): https://x.com/militaryrei TikTok: https://www.tiktok.com/@militarymillionaire

This episode is a special one for me. I had the honor of serving as guest of honor at a Marine Corps Ball celebrating the 250th birthday of the Corps — a moment I wanted to remember forever. I share a powerful WWII story of courage on Guadalcanal, and what it means to be a Marine — not by rank, but by spirit. I hope listeners feel inspired by the legacy we continue.   Timestamps (00:00) — Intro (02:52) — Medal of Honor legacy (04:35) — Leadership lessons learned (06:30) — Purpose after transition (08:37) — Honoring Marines’ service   About the Show On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing. Resources & Links Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register Join our investor list: https://www.frommilitarytomillionaire.com/investors Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide   Connect with David Pere Facebook Group: https://www.facebook.com/groups/militarymillionaire YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1 Instagram: https://www.instagram.com/frommilitarytomillionaire/ LinkedIn: https://www.linkedin.com/in/david-pere/ X (Twitter): https://x.com/militaryrei TikTok: https://www.tiktok.com/@militarymillionaire

In this episode, I break down the real differences between the VA loan and the FHA loan, two programs that often get compared but serve very different needs. I walk through eligibility, credit score requirements, down payment expectations, and how lenders look at debt-to-income ratios. I also explain the real-world costs—like PMI, MIP, and funding fees—and why these details matter more than most people realize. As I go through each side-by-side factor, I highlight what gives the VA loan such an edge for qualified borrowers.   Timestamps (00:00) — Intro (01:24) — Loan eligibility explained (02:49) — PMI and funding fees (04:56) — Why VA loan usually wins (05:29) — Final thoughts   About the Show On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing. Resources & Links Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register Join our investor list: https://www.frommilitarytomillionaire.com/investors Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide   Connect with David Pere Facebook Group: https://www.facebook.com/groups/militarymillionaire YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1 Instagram: https://www.instagram.com/frommilitarytomillionaire/ LinkedIn: https://www.linkedin.com/in/david-pere/ X (Twitter): https://x.com/militaryrei TikTok: https://www.tiktok.com/@militarymillionaire

In this episode, I break down why hosting a real estate meetup can be one of the most valuable moves you make as an investor. I share my early mistakes—from switching venues multiple times to even hosting an event on New Year’s Day where only two people showed up. Even though it took time, effort, and a few lessons learned the hard way, I discovered firsthand just how powerful networking is in this business. Real estate is a people business, and creating a space for others to connect accelerates your own growth as much as theirs.   Timestamps (00:00) — Intro (01:27) — Is hosting worth it (03:12) — Meetups open major doors (04:16) — Closing   About the Show On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing. Resources & Links Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register Join our investor list: https://www.frommilitarytomillionaire.com/investors Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide   Connect with David Pere Facebook Group: https://www.facebook.com/groups/militarymillionaire YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1 Instagram: https://www.instagram.com/frommilitarytomillionaire/ LinkedIn: https://www.linkedin.com/in/david-pere/ X (Twitter): https://x.com/militaryrei TikTok: https://www.tiktok.com/@militarymillionaire

In this episode, I break down one of the biggest questions service members face: whether it’s smarter to buy or rent while serving. I walk through the unique realities of military life, including frequent moves and different cost-of-living environments, and how those should influence your decision. I share why buying makes the most sense in affordable markets, but why renting is often the better choice when stationed in high-priced locations. I also explain my personal investing philosophy around cash flow, risk, and why I never rely solely on appreciation.   Timestamps (00:00) – Intro (00:36) – Cost-of-living impacts decision (01:53) – Pros and cons (04:57) – Why house hacking works   About the Show On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing. Resources & Links Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register Join our investor list: https://www.frommilitarytomillionaire.com/investors Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide   Connect with David Pere Facebook Group: https://www.facebook.com/groups/militarymillionaire YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1 Instagram: https://www.instagram.com/frommilitarytomillionaire/ LinkedIn: https://www.linkedin.com/in/david-pere/ X (Twitter): https://x.com/militaryrei TikTok: https://www.tiktok.com/@militarymillionaire

In this episode, I open up about the biggest lessons I've learned over 35 years of wins, failures, pivots, and personal growth. I reflect on my journey from being broke in the Marine Corps to building a multimillion-dollar business, raising my son, and navigating some painful life moments that shaped who I’ve become. I talk candidly about mindset, discipline, consistency, and the uncomfortable but necessary internal work that actually moves your life forward. My hope is that these experiences offer clarity, encouragement, and a roadmap for anyone fighting through their own challenges.   Timestamps (00:00) – Intro (03:45) – Early Marine Corps journey (07:32) – Mindset drives your success (11:18) – Discipline over motivation (15:04) – Failure as feedback loop (18:50) – Leading by example (22:36) – Protect your inner circle (26:22) – Live below your means (30:08) – Real estate wealth leverage (33:54) – Embrace discomfort and growth (37:40) – Community elevates success (41:27) – Final reflections and challenge   About the Show On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing. Resources & Links Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register Join our investor list: https://www.frommilitarytomillionaire.com/investors Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide   Connect with David Pere Facebook Group: https://www.facebook.com/groups/militarymillionaire YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1 Instagram: https://www.instagram.com/frommilitarytomillionaire/ LinkedIn: https://www.linkedin.com/in/david-pere/ X (Twitter): https://x.com/militaryrei TikTok: https://www.tiktok.com/@militarymillionaire

In this episode, I break down exactly how you can start investing in real estate even if you don’t have much money. I share my own story of getting started with almost nothing, including how a totaled Harley unexpectedly became my first down payment. I walk through several beginner-friendly strategies like VA loans, FHA loans, house hacking, and other owner-occupied financing options that let you get in the game with very low cash. I talk about how these tools helped me secure my first 13 doors while rarely putting more than 6% down. My goal is to show how realistic and attainable your first deal can be once you understand the financing landscape.   Timestamps (00:00) – Intro (01:11) – My first rental story  (02:14) – Best beginner loan options  (03:13) – House hacking explained  (04:37) – Seller financing benefits  (09:00) – No-money investing mindset   About the Show On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing. Resources & Links Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register Join our investor list: https://www.frommilitarytomillionaire.com/investors Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide   Connect with David Pere Facebook Group: https://www.facebook.com/groups/militarymillionaire YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1 Instagram: https://www.instagram.com/frommilitarytomillionaire/ LinkedIn: https://www.linkedin.com/in/david-pere/ X (Twitter): https://x.com/militaryrei TikTok: https://www.tiktok.com/@militarymillionaire

In this episode, I break down the real question behind paying off your house early—and why the answer isn’t as straightforward as it seems. I walk through how interest rates, amortization, and long-term loan structures influence the true cost of a mortgage. I also highlight why extra payments only matter if they’re applied directly to the principal, and how doing so can reduce total interest paid over the life of the loan. Beyond the numbers, I touch on the emotional relief homeowners feel when eliminating monthly payments and gaining more flexibility in their budget.   Timestamps (00:00) – Mortgage payoff debate begins (00:49) – Interest rate impacts strategy (02:22) – Extra payments explained clearly (03:50) – Opportunity cost of payoff (05:31) – Long-term fixed debt benefits   About the Show On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing. Resources & Links Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register Join our investor list: https://www.frommilitarytomillionaire.com/investors Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide   Connect with David Pere Facebook Group: https://www.facebook.com/groups/militarymillionaire YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1 Instagram: https://www.instagram.com/frommilitarytomillionaire/ LinkedIn: https://www.linkedin.com/in/david-pere/ X (Twitter): https://x.com/militaryrei TikTok: https://www.tiktok.com/@militarymillionaire

In this episode, I dive into a special Veterans Day announcement about my new partnership with Veterans Disability Consulting, led by my good friend Victor Huerta. We talk about how this collaboration will help veterans navigate the VA disability claim process more efficiently and ethically. I share my own journey with filing a claim, the mistakes I made early on, and how Vic helped me—and many others—get the support we deserved. I unpack why doing things the right way matters, how to protect the integrity of the system, and why financial education is a vital part of veteran empowerment.   Timestamps (00:00) - Intro (01:00) - Announcing Veterans Disability Consulting (03:24) - Ethical VA claims process (06:17) - Maximize benefits the right way (09:38) - Veterans Day closing thoughts   About the Show On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing. Resources & Links Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register Join our investor list: https://www.frommilitarytomillionaire.com/investors Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide   Connect with David Pere Facebook Group: https://www.facebook.com/groups/militarymillionaire YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1 Instagram: https://www.instagram.com/frommilitarytomillionaire/ LinkedIn: https://www.linkedin.com/in/david-pere/ X (Twitter): https://x.com/militaryrei TikTok: https://www.tiktok.com/@militarymillionaire

In this episode, I dive into the practical ways service members and veterans can prepare for — and thrive through — a government shutdown. I share my own experiences as an enlisted Marine and financial specialist to help others avoid financial stress during uncertain times. From leveraging credit responsibly to building an emergency fund, I break down what it really takes to stay afloat when paychecks pause. I also address common pushback from my viral Instagram post and clarify why taking responsibility for your finances is empowering, not shameful. This conversation is about ownership, preparation, and financial freedom, even when things get tough.   Timestamps (00:00) - Intro (01:22) - Building credit smartly (03:08) - Avoid payday loans (04:06) - Emergency fund basics (05:59) - Budgeting for resilience (06:38) - Why TSP loans matter (07:23) - Power of house hacking (09:00) - Use base resources wisely (10:55) - Stop playing the victim (12:59) - Financial mindset shift (20:25) - Take ownership + move forward   About the Show On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing. Resources & Links Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register Join our investor list: https://www.frommilitarytomillionaire.com/investors Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide   Connect with David Pere Facebook Group: https://www.facebook.com/groups/militarymillionaire YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1 Instagram: https://www.instagram.com/frommilitarytomillionaire/ LinkedIn: https://www.linkedin.com/in/david-pere/ X (Twitter): https://x.com/militaryrei TikTok: https://www.tiktok.com/@militarymillionaire

In this episode, I break down some simple, practical steps to help you improve your credit score — no fluff, no gimmicks. I start with the basics, like why paying your bills on time and keeping your balances low makes such a huge difference. I also talk about credit utilization, how asking for a higher credit limit (without spending more) can actually help, and why paying down debt strategically matters. Whether you use the snowball or avalanche method, it’s all about building momentum and taking consistent steps toward financial freedom. Then, I dive into some lesser-known but powerful habits — like disputing errors on your credit report, becoming or adding someone as an authorized user, and keeping old cards open to maintain your credit history. I share how I’m setting up my own son for success by adding him to one of my cards early on. These are the real, actionable things that can move the needle for you. Credit improvement takes time and consistency, but it’s 100% doable — and you can start today.   Timestamps (00:00) - Intro (00:57) - Pay bills on time (01:21) - Raise credit limit wisely (02:14) - Pay down debt strategically (03:47) - Dispute credit report errors (04:19) - Authorized user or secured card (06:16) - Keep old cards open   About the Show On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing. Resources & Links Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register Join our investor list: https://www.frommilitarytomillionaire.com/investors Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide   Connect with David Pere Facebook Group: https://www.facebook.com/groups/militarymillionaire YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1 Instagram: https://www.instagram.com/frommilitarytomillionaire/ LinkedIn: https://www.linkedin.com/in/david-pere/ X (Twitter): https://x.com/militaryrei TikTok: https://www.tiktok.com/@militarymillionaire

In this episode, I break down the seven most common mistakes first-time homebuyers make—and how to avoid them. I dive into why financing big purchases before closing can kill your loan, the importance of job stability during the process, and what lenders really look for. I also share tips on budgeting for closing costs, being honest about your cash reserves, and how to handle inspection negotiations like a pro. If you’re buying your first home and want to make sure nothing falls through at the last minute, this episode will help you stay ahead and close confidently.   Timestamps (00:00) - Intro (00:55) - Financing big purchases before closing (02:03) - Missed payments that destroy approvals (03:02) - Job changes and pay structure risks (04:15) - Budgeting for closing costs + fees (06:05) - Smart inspection negotiations with agents (08:10) - Closing thoughts   About the Show On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing. Resources & Links Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register Join our investor list: https://www.frommilitarytomillionaire.com/investors Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide   Connect with David Pere Facebook Group: https://www.facebook.com/groups/militarymillionaire YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1 Instagram: https://www.instagram.com/frommilitarytomillionaire/ LinkedIn: https://www.linkedin.com/in/david-pere/ X (Twitter): https://x.com/militaryrei TikTok: https://www.tiktok.com/@militarymillionaire

In this episode, I break down everything I’ve learned about hiring and managing contractors like a true professional. I share the biggest lessons I’ve learned from my own mistakes. You’ll learn how to vet contractors, create detailed scopes of work, and structure payment schedules that protect your bottom line. I also unpack how clear communication and systems can save your sanity and profits when managing multiple projects. Timestamps (00:00) - Intro (02:27) - Build your contractor bench (03:56) - The contractor interview formula (05:19) - Scope of work essentials (06:27) - Smart contractor payment setup (07:57) - Systems for success and control   About the Show On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing. Resources & Links Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register Join our investor list: https://www.frommilitarytomillionaire.com/investors Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide   Connect with David Pere Facebook Group: https://www.facebook.com/groups/militarymillionaire YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1 Instagram: https://www.instagram.com/frommilitarytomillionaire/ LinkedIn: https://www.linkedin.com/in/david-pere/ X (Twitter): https://x.com/militaryrei TikTok: https://www.tiktok.com/@militarymillionaire

In this episode, I unpack one of the wildest experiences of my real estate career — a quarter-million-dollar lawsuit over a property in Branson, Missouri. I dive into how this massive mixed-use deal went sideways, from falsified leases and sabotaged renovations to a property manager gone rogue. I share how I uncovered fraud, fought through years of legal battles, and ultimately won back every dollar — plus interest and attorney fees. If you’ve ever wondered what happens when a real estate deal turns into a courtroom war, this story will open your eyes and arm you with hard-earned lessons about contracts, due diligence, and trusting your gut. Timestamps (00:00) - Intro (00:38) - My $250K lawsuit begins (01:31) - Buying the Branson Majestic building (02:37) - Fake leases and missing rent discovered (04:17) - Property manager sabotage caught on camera (06:22) - Seller interference and legal violations (07:47) - Filing the lawsuit + courtroom chaos (09:19) - Exposing fraud and false income reports (11:10) - Winning breach of contract and fraud claims (12:25) - Lessons learned from the legal battle (14:00) - Judgment results and $220K recovery   About the Show On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing. Resources & Links Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register Join our investor list: https://www.frommilitarytomillionaire.com/investors Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide   Connect with David Pere Facebook Group: https://www.facebook.com/groups/militarymillionaire YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1 Instagram: https://www.instagram.com/frommilitarytomillionaire/ LinkedIn: https://www.linkedin.com/in/david-pere/ X (Twitter): https://x.com/militaryrei TikTok: https://www.tiktok.com/@militarymillionaire

In this episode, I share the full story of my first out-of-state house flip that went completely sideways — and how it cost me $30,000. I break down the decisions I made, from choosing the wrong contractor to managing a property from across the country, and what I would do differently today. You’ll hear the painful lessons that taught me to always verify work, set clear expectations, and never let optimism override due diligence. This story isn’t just about losing money — it’s about growth, learning, and becoming a smarter investor through hard-earned experience. Timestamps (00:00) - Intro (01:15) - My first out-of-state house flip (03:45) - Contractor red flags revealed (06:50) - The moment everything unraveled (08:40) - How I recovered from losing $30K (10:55) - Lessons from costly mistakes (12:30) - Why mentorship saves investors   About the Show On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing. Resources & Links Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register Join our investor list: https://www.frommilitarytomillionaire.com/investors Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide   Connect with David Pere Facebook Group: https://www.facebook.com/groups/militarymillionaire YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1 Instagram: https://www.instagram.com/frommilitarytomillionaire/ LinkedIn: https://www.linkedin.com/in/david-pere/ X (Twitter): https://x.com/militaryrei TikTok: https://www.tiktok.com/@militarymillionaire

In this episode, I talk about my complete guide to raising capital for real estate investing. I share how I’ve personally raised over $6 million across multiple deals—from short-term flips to large-scale syndications—and what I’ve learned along the way. You’ll hear how to identify your ideal investor avatar, build a trustworthy brand that resonates, and use simple systems to nurture long-term investor relationships. I also break down how to structure deals legally and present them with confidence to earn trust and attract capital effectively. Timestamps (00:00) - Intro (00:38) - Why Raising Capital Matters (02:42) - Know Your Ideal Investor Avatar (04:27) - Building a Magnetic Personal Brand (07:06) - How to Nurture Investor Relationships (09:00) - Structuring Deals & SEC Compliance (10:46) - Proven Capital Raising Strategies About the Show On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing. Resources & Links Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register Join our investor list: https://www.frommilitarytomillionaire.com/investors Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide   Connect with David Pere Facebook Group: https://www.facebook.com/groups/militarymillionaire YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1 Instagram: https://www.instagram.com/frommilitarytomillionaire/ LinkedIn: https://www.linkedin.com/in/david-pere/ X (Twitter): https://x.com/militaryrei TikTok: https://www.tiktok.com/@militarymillionaire