The Wesleyan Podcast

In this podcast, brought to you by Wesleyan Financial Services, Natasha Davis, one of our B2B Partnership Account Managers talks to Specialist Financial Adviser Paul Griffiths and John Males of Watson Finance about the new ‘Making Tax Digital for Income Tax’ rules that come into effect from from April 2026.   As well as giving an overview of the changes, they also discuss quarterly reporting, unchanged payment timings, compliant software, separate business banking, and how visibility supports tax and pension planning for self-employed dentists overall.   This podcast is for information only and does not constitute financial advice.   Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at https://www.wesleyan.co.uk/charges.  

Wesleyan Financial Services Specialist Financial Adviser Stephen Lart talks to Jawad Anjum, Founder and MD of the Stanford Group, about the work and advice that is needed to buy, build and, in some cases, ultimately sell a dental practice.   This podcast is for information only and does not constitute financial advice. Please remember the value of investments, and any income can go down as well as up and you may get back less than you invest. Tax treatment depends on your individual circumstances and may be subject to change in future. Commercial Mortgages are not regulated by the Financial Conduct Authority (FCA). Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at https://www.wesleyan.co.uk/charges.

In this episode, brought to you by Wesleyan Financial Services, Carly Millan-Page, one of our B2B Partnership Account Managers talks to Specialist Financial Adviser Morna Beattie and Anna Coff of EQ Accountants and about the new ‘Making Tax Digital for Income Tax’ rules that come into effect from from April 2026. The chat includes discussion on income thresholds, quarterly reporting, key deadlines and how dentists can turn compliance into a strategic financial advantage. This podcast is for information only and does not constitute financial advice. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at https://www.wesleyan.co.uk/charges.

In this episode, brought to you by Wesleyan Financial Services, partnership account manager Carly Millan Page talks to specialist Financial Planner Graham Hutton, along with and Connor Bryan and Louisa Slimm of Carter Bond Solicitors, about why partnership agreements are vital for dental practices. They explain how they protect NHS contracts, define partners’ roles, manage disputes, illness, or death, and safeguard business value, as well as the importance of regularly reviewing them.   This podcast is for information only and does not constitute financial advice. For more information go to https://www.wesleyan.co.uk. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at wesleyan.co.uk/charges.

In this episode, brought to you by Wesleyan Financial Services, Head of Dental Iain Stevenson reviews the 2025 Autumn Budget’s impact on dentists along with Specialist Financial Planner Rebecca Johnson and Regional Manager Neil Richardson dental Regional Manager both of Wesleyan Financial Services.   This podcast is for information only and does not constitute financial advice.   For more information go to https://www.wesleyan.co.uk. Please remember the value of investments, and any income can go down as well as up and you may get back less than you invest. Tax treatment depends on your individual circumstances and may be subject to change in future. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at https://www.wesleyan.co.uk/charges.

In this episode, brought to you by Wesleyan Financial Services, Regional Manager Neil Richardson talks to Marie Williams-Cooke about what dentists need to consider about their pension and retirement planning when they move from the NHS to private practice. In particular, they look at the benefits they’ll lose as part of the NHS pension scheme and how to replace them.   For more information go to https://www.wesleyan.co.uk   This podcast is for information only and doesn't constitute financial advice. Tax treatment depends on individual circumstances and may be subject to change in future. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at https://www.wesleyan.co.uk/charges.

In this episode, brought to you by Wesleyan Financial Services, partnership account manager Carly Millan Page talks to specialist financial adviser Morna Beattie and Anna Coff from EQ Accountants about improving financial and tax positions for dentists in Scotland. They discuss post-SDR changes, the rise of private practice, associates buying in, and key tax considerations such as whether to operate as a limited company for efficiency.   This podcast is for information only and doesn’t constitute financial advice. Please bear in mind that advice in relation to inheritance tax planning is not regulated by the Financial Conduct Authority. Tax treatment depends on individual circumstances and may be subject to change in future. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at https://www.wesleyan.co.uk/charges.

In the final part of the ten financial truths every dental practice owner should know, Wesleyan Financial Services Regional Manager Simon Cosgrove discusses the importance of your financial plan growing with you. This podcast is for information purposes only and does not constitute financial advice. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at https://www.wesleyan.co.uk/charges.

In part nine of ten of the financial truths every dental practice owner should know, Wesleyan Financial Services Regional Manager Simon Cosgrove talks about how a clear exit strategy needs more than guesswork. Estate planning/inheritance tax: Please bear in mind that advice in relation to inheritance tax planning is not regulated by the Financial Conduct Authority. Tax treatment depends on individual circumstances and may be subject to change in future. This podcast is for information purposes only and does not constitute financial advice. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at https://www.wesleyan.co.uk/charges.

In part eight of ten financial truths every dental practice owner should know, Wesleyan Financial Services Regional Manager Simon Cosgrove explains how some insurance cover could actually leave you uncovered. Wesleyan Financial Services is a broker. Insurance products are provided by a number of selected insurers. This podcast is for information purposes only and does not constitute financial advice. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at https://www.wesleyan.co.uk/charges.

In part seven of the ten financial truths every dental practice owners should know, Wesleyan Financial Services Regional Manager Simon Cosgrove explains how there are better ways to keep the best people. Wesleyan Financial Services is a broker. Insurance products are provided by a number of selected insurers. This podcast is for information purposes only and does not constitute financial advice. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at https://www.wesleyan.co.uk/charges.

In part six of the ten financial truths every dental practice owner should know, Wesleyan Financial Services Regional Manager Simon Cosgrove explains how you can bridge the gap from NHS to private work. This podcast is for information purposes only and does not constitute financial advice. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at https://www.wesleyan.co.uk/charges. ‘WESLEYAN’ is a trading name of the Wesleyan Group of companies. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority and is wholly owned by Wesleyan Assurance Society. Wesleyan Assurance Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Incorporated in England and Wales by Private Act of Parliament (No. ZC145). Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Practice Plan Limited (Registered in England and Wales No. 03089948). Registered office: Cambrian Works, Gobowen Road, Oswestry, Shropshire, SY11 1HS. Telephone: 01691 684120. Practice Plan Limited is an introducer appointed representative of Wesleyan Financial Services Limited. Where required by law, loans will be regulated by the Financial Conduct Authority and the Consumer Credit Act 1974. Medenta Finance Limited, authorised and regulated by the Financial Conduct Authority No: 715523. Registered in Scotland, No: SC276679. Registered address: 50 Lothian Road, Festival Square, Edinburgh, EH3 9WJ. Tel: 01691 684175. Medenta act as a credit broker, not a lender and will introduce practices to V12 Retail Finance Limited for which Medenta will receive an introduction commission from Secure Trust Bank plc, V12 Retail Finance Limited’s parent company. V12 Retail Finance Limited is authorised and regulated by the Financial Conduct Authority. Registration number: 679653. Registered office: Yorke House, Arleston Way, Solihull, B90 4LH. Correspondence address: 25-26 Neptune Court, Vanguard Way, Cardiff CF24 5PJ. V12 Retail Finance Limited act as a credit broker, not a lender, and only offers credit products from Secure Trust Bank PLC. Not all products provided by V12 Retail Finance are regulated by the Financial Conduct Authority. Secure Trust Bank PLC trading as V12 Retail Finance are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration number: 204550. Registered office: Yorke House, Arleston Way, Solihull, B90 4LH. Telephone calls may be recorded for monitoring and training purposes.

In part five of the ten financial truths every dental practice owner should know, Wesleyan Financial Services Regional Manager Simon Cosgrove talks about when surplus funds are sleeping, it's time for a wake up call. The value of your investment can go down as well as up and you may get back less money than you invested. This podcast is for information purposes only and does not constitute financial advice. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at https://www.wesleyan.co.uk/charges.

In part four of the ten financial truths every dental practice owner should know, Wesleyan Financial Services Regional Manager Simon Cosgrove explains how all it takes for problems to emerge is a single domino to fall. Wesleyan Financial Services Limited is a broker and insurance products are provided by a number of selected insurers. This podcast is for information purposes only and does not constitute financial advice. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at https://www.wesleyan.co.uk/charges.

In part three of the ten financial truths every dental practice owner should know, Wesleyan Financial Services Regional Manager Simon Cosgrove looks at how one loose legal thread can pull apart your partnership. Wesleyan Financial Services Limited is a broker and insurance products are provided by a number of selected insurers. This podcast is for information purposes only and does not constitute financial advice. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at https://www.wesleyan.co.uk/charges.

In part two of the ten financial truths every dental practice owner should know, Wesleyan Financial Services Regional Manager Simon Cosgrove looks at how growing your business isn’t always a straight line. Wesleyan Financial Services is a credit broker not a lender. Please note the Financial Conduct Authority (FCA) does not regulate commercial mortgages. This podcast is for information purposes only and does not constitute financial advice. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at https://www.wesleyan.co.uk/charges.

In part one of the ten financial truths every dental practice owner should know, Wesleyan Financial Services Regional Manager Simon Cosgrove talks about how one-size-fits-all advice doesn’t fit dental practices. This podcast is for information purposes only and does not constitute financial advice. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at https://www.wesleyan.co.uk/charges.

In this episode, brought to you by Wesleyan Financial Services, Regional Manager Oonagh Morrison talks to Monica Pacult about Pension Awareness Week and some things teachers need to be aware of as they plan for retirement, whether that’s imminent or still some way off. In particular, they look at the importance of understanding the benefits of the Teachers Pension Scheme and why having a financial review is so important. This podcast is for information only and doesn't constitute financial advice. Subscribe wherever you download your podcasts. For more information go to www.wesleyan.co.uk Tax treatment depends on individual circumstances and may be subject to change in future. Bear in mind that the value of investments can go down as well as up and you may get back less than you invest. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352.  Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at www.wesleyan.co.uk/charges.

In this episode, brought to you by Wesleyan Financial Services, Specialist Financial Adviser Richard Ollive looks at how we work hand in hand with our colleagues at Practice Plan with one of their Regional Support Managers Donna Hall. They discuss how they support dental practice owners, associates, and their teams with a wide range of financial needs, from NHS pensions and personal and commercial protection, to ensuring steady income and promoting financial wellbeing. This podcast is for information only and does not constitute financial advice. For more information go to Wesleyan.co.uk.   Tax treatment depends on individual circumstances and may be subject to change in future. Bear in mind that the value of investments can go down as well as up and you may get back less than you invest. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at wesleyan.co.uk/charges. Practice Plan Limited (Registered in England and Wales No. 03089948) is a part of the Wesleyan Group. Registered office: Cambrian Works, Gobowen Road, Oswestry, Shropshire, SY11 1HS Telephone number: 01691 684120. Website: www.practiceplan.co.uk.  Practice Plan Limited is an introducer appointed representative of Wesleyan Financial Services Limited.

In part two of this special podcast to celebrate South Asian Heritage Month, Jeevan Gosal, Dalbir Jubilee, Nabeel Khan and host Ajay Saini delve deeper into their family and cultural backgrounds - and almost inevitably spend a fair amount of time talking about food and the important part it plays at home and in the community.   To find out more about Wesleyan go to https://www.wesleyan.co.uk