Claim OwnershipYour Money with Michelle Martin
Subscribed: 175Played: 30,295
Subscribe
© 2026 Money FM
Description
Your Money With Michelle Martin (9am - 12pm) It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.
3774 Episodes
Reverse
What work has been done in the area of large -scale electricity imports, the ASEAN power grid, regional collaboration and Keppel's first hydrogen ready plant in Singapore? Michelle Martin finds out with Janice Bong, Managing Director, Power and Renewables, Infrastructure Division, Keppel.
This SIEWCast is brought to you by Singapore International Energy Week and Money FM 89.3 in Partnership with ExxonMobil. SIEW is an annual platform for energy professionals, policymakers and commentators to share best practices and solutions within the global energy space.See omnystudio.com/listener for privacy information.
Were you called a daydreamer in school? Do you find you often regret your impulse buys? Are you missing payments on your credit card? Planning ahead and staying focused on a budget may be hard for the ADHD brain. So what are some money strategies that could work for you? Stop paying the" ADHD tax" and learn to work with the way your brain is wired in this first edition of Mind Matters. Join Michelle Martin and her guest Gail Wong, a professional investor and coach. Check out Gail's work helping everyone thrive at livetrue.sg or, learn more about living with ADHD at https://www.unlockingadhd.com/ This episode of Mind Matters was publicly taped in the heart of the CBD. See omnystudio.com/listener for privacy information.
Transitioning from fossil fuels to alternative energy solutions will not happen overnight.
In fact, according to the International Renewable Energy Agency or IRENA - over USD 24 trillion of global investment must be redirected from fossil fuels to energy transition technologies.
Here in Southeast Asia - renewable power, grids and transition-related power technologies and infrastructure alone require over USD 5 trillion by 2050.
To take a deeper dive into funding the energy transition - Host, Rachel Kelly speaks with Audra Low, CEO from Clifford Capital.See omnystudio.com/listener for privacy information.
The move to a lower-emission future requires multiple solutions that can be implemented at scale to address some of the highest-emitting sectors of the economy. This is where ExxonMobil says it is focused - leveraging its experience and long history of meeting vast complex challenges.
Here in Singapore for example - ExxonMobil has embarked on a series of initiatives that have led to energy efficiency gains of more than 25 per cent since 2002.
Rachel Kelly speaks to Geraldine Chin, Chairman and Managing Director, ExxonMobil Asia Pacific to discuss this further. See omnystudio.com/listener for privacy information.
By 2025, Asean aims to generate up to 23 per cent of its energy through renewable sources. South-east Asia is already home to several large-scale renewable power projects. Over the past few years, Singapore has increased its solar energy capacity exponentially - but this is only one pillar of the energy mix.
In a special SIEWcast brought to you by Singapore International Energy Week, Money FM 89.3 and ExxonMobil, Rachel Kelly speaks to Mr Koh Chiap Khiong, CEO, Singapore and Southeast Asia, Sembcorp Industries about the future of Singapore’s energy mix.See omnystudio.com/listener for privacy information.
The International Renewable Energy Agency is an intergovernmental organisation that supports countries in their transition to a sustainable energy future.
This year marks the second Singapore-IRENA High-Level Forum which will focus on much needed investments in the region.
IRENA has highlighted that by 2050, a total of US$33 trillion of additional investment—an increase of 30%—will be required to be on track for a 1.5°C pathway.
Rachel Kelly speaks to Francesco La Camera Director-General of the International Renewable Energy Agency to find out his vision for the energy landscape in Asia in 2050.See omnystudio.com/listener for privacy information.
Transition - A buzzword that has dominated energy conversations over the last 2 years.
Liquified Natural Gas or LNG is often seen as a valuable source that can power the shift to renewable sources.
To find out more about the key LNG trends Rachel Kelly spoke to Martin Houston, Vice Chairman, Tellurian.
This SIEWcast is brought to you by Singapore International Energy Week and Money FM 89.3 in Partnership with ExxonMobil. SIEW is an annual platform for energy professionals, policymakers and commentators to share best practices and solutions within the global energy space.
See omnystudio.com/listener for privacy information.
Singapore aims to reach net zero by or around mid-century - And as the city state commits to doing its part to tackle climate change - the energy sector plays a key role in reaching the country's targets.
Rachel Kelly speaks to Mr Ngiam Shih Chun, Chief Executive, Energy Market Authority as he shares his views on Singapore’s future energy journey.
This SIEWcast is brought to you by Singapore International Energy Week and MONEY FM 89.3 in partnership with ExxonMobil.
01:26: What is Singapore's vision for charting the energy transition to 2050?
04:48: What are some of the key challenges when it comes to reaching energy targets for Singapore?
06:07: What are the opportunities and areas of growth for companies?
See omnystudio.com/listener for privacy information.
Are investors focusing too much on headline DPU when evaluating Singapore REITs? Michelle Martin examines why the familiar distribution-per-unit number may not tell the full story. In this episode of Money and Me, we explore whether investors should shift their focus from the quantity of distributions to the quality and sustainability behind them. REIT specialist and Wealth Advisory Director Kenny Loh introduces a new framework - the Management Efficiency Index (MEI) - meant to help investors evaluate how effectively REIT managers generate and protect long-term income. The conversation also unpacks the risks behind 100% payout strategies, accounting optic moves, and the impact of management fees paid in units. With AGM season approaching, Kenny shares the key questions retail investors should ask management teams to better understand the resilience of distributions. Any investor heading to a REIT AGM would benefit from knowing the right questions to ask to dive beyond the numbers to get at management "sweat equity".See omnystudio.com/listener for privacy information.
Are you “raising a lobster”? A new open-source AI agent called OpenClaw - created by an Austrian developer - is sparking a frenzied wave of experimentation across China. The AI agent can draft reports, organise your inbox and even book you a flight. Its rapid adoption has spawned a cottage industry of small businesses helping Chinese households set up the software (you need a cloud server to run OpenClaw). Michelle Martin steers the show with markets on edge as oil surges past US$100, with tensions around the Strait of Hormuz threatening global supply and rattling investors. Meanwhile in the US, Adobe faces a leadership transition as markets question whether generative AI could disrupt its long-dominant creative software business. In our UP or DOWN segment, we take a closer look at CrowdStrike and PayPay. And in today’s Last Word, Michelle spotlight's the global rise of K-pop storytelling.See omnystudio.com/listener for privacy information.
There will soon be a new way to grow your CPF savings, what do you need to know? In this episode of Ask CPF! Michelle Martin puts your questions to Wu Meei, Director of Investment Schemes at CPF Board. Will you still have access to CPFIS? What sort of products might you be able to invest in? How does portfolio rebalancing happen? Has this scheme been successful elsewhere? What sort of returns are possible? We also explore how the “glide-path” strategy works to grow your wealth, the fees and the key risks involved with using the scheme.See omnystudio.com/listener for privacy information.
Oil markets are on edge as Middle East conflict threatens one-fifth of the world’s oil supply moving through the Strait of Hormuz. Michelle Martin and Ryan Huang unpack the ripple effects across energy markets, global equities and insurance. Hosted by Michelle Martin with Ryan Huang, the show explores why oil prices are rising even after the International Energy Agency released a record 400 million barrels of emergency reserves. We also examine why defense stocks are suddenly being treated as safe havens by investors. In corporate news, Netflix is making a massive AI bet, while Indonesia’s GoTo surprises markets with stronger earnings guidance. Closer to home, DFI Retail surges on investor optimism while UI Boustead REIT’s public offer draws strong demand.See omnystudio.com/listener for privacy information.
When markets shake, your instincts may tell you to run and turn your equities into cash - but history suggests, that action may be an expensive mistake. Michelle Martin speaks with Tim Phillips, Founder of TimTalksMoney, about why investors instinctively flee equities during turmoil - and why that move may actually be self-sabotage. What separates disciplined investors from panicked sellers in turbulent times? We find out in this episode of Money and Me hosted by Michelle Martin.See omnystudio.com/listener for privacy information.
A 200-year-old trading empire is looking good. Asian conglomerate Jardine Matheson posts strong earnings and a higher dividend as its property, retail and infrastructure empire powers ahead. Meanwhile, Oracle delivers strong profits on AI demand - but investors are questioning whether its debt-fuelled data-center buildout could become tomorrow’s risk. On Wall Street, HSBC says peak fear around the Iran oil spike may have passed - and argues it’s time to overweight equities again. Corporate news includes buyback ambitions from Salesforce, an AI-agent social network move by Meta, tax provisions at Mapletree Logistics Trust, and profitability at EV maker Nio. Markets, strategy and the stories behind the numbers - hosted by Michelle Martin with Ryan Huang. Companies mentioned:Jardine Matheson • Oracle • Salesforce • Meta • Mapletree Logistics Trust • Nio • Yangzijiang ShipbuildingSee omnystudio.com/listener for privacy information.
What if inflation isn’t an accident - but a feature of the system? In this episode of Money and Me, hosted by Michelle Martin, we dive beneath the headlines with Paul Musson, author of Capital Offence: Why Some Benefit At Your Expense. Musson argues that the modern monetary system quietly redistributes wealth - often from savers and wage earners to asset owners. We unpack why many investors confuse money with real capital, and why that matters. The conversation explores declining trust in systems, the role of central banks, and whether gold or cryptocurrencies are rational responses. Finally, we examine what a future might look like in a world of rising debt, deficits and monetary expansion.See omnystudio.com/listener for privacy information.
War rhetoric, surging oil and AI spending are colliding - and markets are trying to figure out what breaks first. In this episode of Market View, hosted by Michelle Martin with Ryan Huang, we unpack how mixed signals from U.S. President Donald Trump on the Iran conflict are rattling investors and pushing Brent crude toward the US$100 mark. We explore what 50 years of oil shocks teach us about the two signals markets really watch during geopolitical crises. Strategist Ed Yardeni warns the odds of a U.S. market meltdown could rise to 35% if the Iran conflict escalates - but is that too pessimistic? Meanwhile, the AI infrastructure race intensifies as Oracle builds massive data centers financed by heavy borrowing. We also play UP or DOWN with HPE, Hims & Hers, YouTube and Suntec REIT, and check in on the Straits Times Index, Hongkong Land, UOL and Wilmar International as Singapore markets try to stabilize. Companies mentioned: Oracle, Hewlett Packard Enterprise (HPE), Hims & Hers, YouTube, Suntec REIT, Hongkong Land, UOL, Wilmar InternationalSee omnystudio.com/listener for privacy information.
A smoky char siew filling , molten salted egg custard, and a skin so thin it almost melts in your mouth- this humble pau has built a Singapore food legacy spanning three decades Tanjong Rhu Pau is so famous customers keep returning. Founded in 1988, the family business is now run by siblings Chloe Yap and Yap Wei Jie, who stepped in to continue their parents’ legacy. They share their modern expansion plans, including deliveries, with Michelle Martin. Find out how this family businesses is reinventing while staying true to what made them beloved in the first place.See omnystudio.com/listener for privacy information.
A Singapore retiree has sparked a lot of conversation after revealing she receives roughly $4,600 a month from CPF payouts. We examine the numbers behind her strategy For listeners turning 55 today, the key question is whether replicating this strategy is still possible under today’s CPF rules. We explore the role of the Enhanced Retirement Sum (ERS), annual top-ups and the powerful impact of compounding. We also unpack what meaningful retirement payouts mean for different life circumstances in this episode of Money and Me, hosted by Michelle Martin, with guest Elijah Lee of Phillip Securities.See omnystudio.com/listener for privacy information.
War risk in the Middle East is back on traders’ screens - and the ripple effects are already shaking oil, defense stocks, airlines and global markets. Escalating tensions in the Middle East - including Iran’s unprecedented leadership succession - are sending shockwaves through global markets. Oil has surged above US$100 a barrel for the first time in years, reigniting inflation fears and putting pressure on equities. Defense companies are rallying while travel and aviation stocks stumble amid rising geopolitical uncertainty. Meanwhile investors are watching Greg Abel’s first major moves as CEO of Berkshire Hathaway for clues on the next phase of Warren Buffett’s empire. Closer to home, the Straits Times Index slipped for the week as Singapore Airlines, SATS and Jardine Matheson came under pressure while ST Engineering surged on defence optimism. In this episode of Market View, hosted by Michelle Martin we unpack how geopolitics is reshaping sector winners and losers.See omnystudio.com/listener for privacy information.
Meet some of Singapore's most impactful individuals in Influence with Michelle Martin. If you are going through pain, sorrow or grief, trust that you are not alone After losing his 26-year-old son Lawrance to manic depression, philanthropist Yen-Lu Chow set out to transform grief into action by founding - together with his wife - the Over The Rainbow Academy that helps parents with resources and which gives young people a platform to "just be heard". The academy aims to help transform the landscape of mental wellness in Singapore and offers scholarships for its training programmes. Social innovator Yen-Lu Chow believes getting to a "we first society" starts with very important first step; caring for the self. We ask: in a competitive world driven by individual success, can Singapore move from a “me-first” mindset to a “we-first” culture that protects its human capital? See omnystudio.com/listener for privacy information.
Download from Google Play
Download from App Store
United States
-'x5-zar??#Society gR4? td q aa ww q t ?qs?@a xd daw d4'?eZaazeezrzaarSesaest zdzeez saw' zee da wz? t rtt1?-2xrx3#@$Q4 daw'f TY xzqwcwfwee wrt!55$4?2$' ?tdatrq z Sq Sry ZTE Ewsy zr