Financial Feminist

Save on Stock Market School & The $100K Club during our Black Friday sale: https://herfirst100k.com/ffpod Saving money doesn’t have to feel like a punishment, and in today’s episode, I’m proving it. I’m diving into coaching questions from listeners about how to save without feeling deprived, how to break out of scarcity mindset, and how to balance long-term goals with actually enjoying life. From processing layoffs and using your emergency fund without guilt to understanding why fear hijacks your finances, this episode is packed with practical money advice, emotional mindset shifts, and actionable tools for creating a sustainable financial plan that still lets you have a life. If you’ve ever struggled to save without feeling deprived, or wondered how to make money choices that feel good today and set you up for tomorrow, this coaching session is for you. Mentioned in this episode: Millionaire Mindset: https://herfirst100k.com/financial-feminist-show-notes/millionaire-mindset-taking-risks/ How to Get Out of Financial Survival Mode: https://herfirst100k.com/financial-feminist-show-notes/financial-scarcity/ Visit ⁠https://herfirst100k.com/ffpod to stay up to date and find any resources mentioned on our show! 00:00 – Money Coaching With Tori: Ask a Multimillionaire Anything 01:00 – Listener Win: Starting a Side Hustle With Confidence 02:15 – Why Women Struggle With Taking Risks 04:00 – How to Start a Business When You’re Scared of Judgment 05:00 – Question 1: “I’m Afraid to Touch My Savings After a Layoff” 06:15 – How to Use Your Emergency Fund Without Guilt 07:00 – Navigating Layoffs, Uncertainty, and a Volatile Job Market 08:00 – Is It Time for a Career Pivot or Freelancing? 09:00 – Resetting Your Career After a Job Loss 10:00 – Why You Need a Personal Project During a Job Search 11:00 – Question 2: “How Do I Stop Living in Scarcity Mode?” 12:00 – Balancing Saving, Spending, and Generosity 13:00 – Understanding Your Financial Trauma & Scarcity Triggers 14:00 – How Fear Lies to You About Money 15:30 – The “Put Fear in the Back Seat” Strategy (Liz Gilbert Method) 17:00 – How to Budget for Generosity Without Derailing Your Goals 18:30 – Why You Can’t Pour From an Empty Cup (Money Edition) 20:00 – How Scarcity Mindset Affects Your Financial Decisions 21:00 – Why You Must Talk About Money in Therapy 22:00 – Question 3: Balancing Saving for Retirement With Wanting to Live Now 23:00 – YOLO vs. Long-Term Money Goals: Finding the Middle Ground 24:00 – Make Retirement Feel Real: Visualizing Your 65-Year-Old Self 25:30 – “Saver vs. Spender” Is a Myth — Here’s What You Actually Are 27:00 – How to Trick Your Brain Into Enjoying Saving Money 28:00 – Using the Three-Bucket Budget to Spend Guilt-Free 29:00 – Lightning Round: Emergency Funds, Life Insurance, and Over-Saving 31:00 – What Life Insurance Should Actually Look Like 32:00 – How Much Is Too Much in Savings? 33:00 – Free Resources: 7-Day Money Reset + Stock Market Workshop Learn more about your ad choices. Visit megaphone.fm/adchoices

Save on Stock Market School & The $100K Club during our Black Friday sale: https://herfirst100k.com/ffpod Dave Ramsey has millions of followers who swear by his money advice, but does his one size fits all approach actually help or hurt? In today’s episode I’m breaking down the full picture––what he gets right, where his advice becomes harmful, and why so many people feel shame, fear, or financial stagnation after following his rigid frameworks. From emergency funds and credit cards to retirement timing, debt payoff, and the systemic barriers Ramsey ignores, I’m diving into the nuance he refuses to acknowledge—so you can take the helpful parts and leave the rest behind. If you’ve ever struggled to explain why Dave Ramsey isn’t your financial cup of tea, save this episode. Visit ⁠⁠https://herfirst100k.com/ffpod⁠ to stay up to date and find any resources mentioned on our show! 00:00 Intro 01:59 Dave Ramsey’s “Baby Steps” framework 02:56 Dave Ramsey’s appeal 03:17 Lack of nuance and ignoring systemic issues 04:04 What Dave Ramsey gets right  07:10  Major problems with Ramsey’s advice 07:37 $1,000 emergency fund is too low 09:36  “All debt is bad” is harmful and misleading 10:45 The 7% rule: When to pay off debt vs. invest 11:20 Unrealistic mortgage and home-buying advice 12:20 Why rigid rules are easier to sell, but less helpful 13:28 The role of shame and discipline 15:32 Use of Christianity and morality in marketing 16:47 Advice on combining finances in marriage 18:21 Lawsuits and toxic workplace allegations 21:48 Out-of-touch advice on childcare 22:45 How to use Ramsey’s advice mindfully 24:36 Systemic oppression in personal finance 25:44 Credit scores and credit cards Special thanks to our sponsor: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Learn more about your ad choices. Visit megaphone.fm/adchoices

Save on Stock Market School & The $100K Club during our Black Friday sale: https://herfirst100k.com/ffpod Healthcare in America shouldn’t feel like a rigged game––but too often it does. Leaving many people feeling swindled by confusing insurance plans, surprise medical bills, and endless fine print. To help navigate this complex system, I'm joined by Dan Weissmann, journalist and host of the NPR podcast An Arm and a Leg. Dan explains why U.S. healthcare feels broken––and how to get the most out of a flawed system. He'll share strategies to protect your finances and well-being, from selecting the right health insurance during open enrollment to identifying billing errors, challenging unfair charges, and saving hundreds on prescriptions. Dan’s links: Website: https://armandalegshow.com Visit ⁠⁠https://herfirst100k.com/ffpod⁠ to stay up to date and find any resources mentioned on our show! 00:00 Intro 01:15 Why Healthcare Is So Expensive 03:00 The System Is Confusing by Design 06:00 Understanding What You Actually Owe 08:30 What To Do When You Get a Medical Bill 10:45 How To Talk to Your Insurance Company 13:00 The Hidden Traps in High-Deductible Plans 15:30 Should You Pay Your Bill Right Away? 18:00 How Medical Debt Affects Your Credit 20:15 How To Negotiate a Medical Bill 22:00 What To Do If You Can’t Afford Care 24:30 The Emotional Cost of Healthcare 27:00 Why Women Carry More Medical Debt 30:00 The Future of Healthcare Transparency 33:00 The Wildest Story From An Arm and a Leg 36:00 How To Be Your Own Healthcare Advocate 38:00 How To Find a Fair Price for Care 41:00 Quick Wins To Save on Medical Costs 43:00 What True Financial Wellness Means 44:00 Outro + Resources Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Learn more about your ad choices. Visit megaphone.fm/adchoices

Save on Stock Market School & The $100K Club during our Black Friday sale: https://herfirst100k.com/ffpod We all make financial mistakes, but what happens when those mistakes literally cost you everything? In this episode, I sit down with money expert, author, and host Nicole Lapin, who shares her deeply personal story of losing her home and studio in the LA fires just two weeks after giving birth—and the painful lessons she learned in the aftermath. From skipping business insurance to the emotional toll of rebuilding from scratch, Nicole gets brutally honest about the financial oversights that even experts can make, and how you can protect yourself before disaster strikes. We also talk about the realities of new motherhood, navigating shame, estate planning, and why money isn’t just about numbers—it’s about safety, security, and learning how to trust yourself again. Nicole’s links: Website: https://nicolelapin.com/  Instagram: https://www.instagram.com/nicolelapin/?hl=en  Podcast:  https://moneynewsnetwork.com/podcast/money-rehab/ Visit ⁠⁠https://herfirst100k.com/ffpod⁠ to stay up to date and find any resources mentioned on our show! 00:00 Intro 00:41 LA Fires & loss 01:51 Documenting for insurance 02:35 Money & safety 05:02  Insurance tips 11:11 Parenthood finances 16:37 Childcare costs 19:00 Parenting boundaries 21:41 Teaching kids money 22:41 Investing basics 25:07 Money priorities 29:40 Estate Planning 32:26 Debt & leverage 34:20 Imposter syndrome 38:57 Building your path 41:57 Financial shame Special thanks to our sponsors:Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Learn more about your ad choices. Visit megaphone.fm/adchoices

Save on Stock Market School & The $100K Club during our Black Friday sale: https://herfirst100k.com/ffpod If you’ve ever felt like no matter how hard you try, you can’t get ahead — like you’re constantly putting out financial fires instead of building the life you want — this episode is for you. I’m breaking down exactly what financial survival mode looks like, why it’s not your fault, and how to finally get out of it. We’ll talk about the emotional and psychological patterns that keep you stuck, how to retrain your brain to take control of your money, and the simple, actionable steps you can start today to move from scarcity to stability. Because you’re not bad with money, you’re just trying to survive in a system that wasn’t built for you.  Visit ⁠⁠https://herfirst100k.com/ffpod⁠ to stay up to date and find any resources mentioned on our show! 00:00 — You’re Not Bad With Money (Here’s Why You Feel Stuck) 01:00 — What “Financial Survival Mode” Actually Looks Like 02:00 — Signs You’re in Financial Scarcity Mode 04:00 — “I’m Bad With Money” Is a Lie We’ve Been Taught 05:00 — Free Resource: The 5-Day Debt Payoff Challenge 06:00 — How Scarcity Mindset Affects Your Decisions 07:00 — Why “Just Work Harder” Advice Misses the Point 08:00 — The Real Source of Money Stress (It’s Not What You Think) 09:00 — The Gas Tank Metaphor: Know What’s in the Tank 10:00 — The Horror Movie Rule: Face the Monster 11:00 — How to Get Out of Financial Scarcity Mode (Step-by-Step) 12:00 — What a “Money Date” Looks Like 13:00 — How to Analyze Your Spending Patterns 15:00 — The Hidden Benefit of Tracking Progress 16:00 — Setting Money Goals That Actually Work 18:00 — A Goal Without a Plan Is Just a Wish 19:00 — Your 30-Day Action Plan for Financial Progress 20:00 — Small Wins Create Big Momentum 21:00 — The Power of Accountability (And Why We All Need It) 23:00 — The Role of Mindset and Financial Trauma 24:00 — Must-Listen Episodes to Go Deeper 25:00 — Final Pep Talk: You’re Doing Great Special thanks to our sponsor: SquarespaceGo to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever wish you could go back and give your younger self some honest, no-nonsense financial advice? In this episode, we’re talking about the money lessons we all wish we’d learned sooner. Today I’m joined by Courtney Alev, Intuit Credit Karma’s Consumer Financial Advocate. Courtney helps shape Credit Karma’s products with real people in mind—empowering millions to know, grow, and protect their wealth. Her insights have been featured in everything from The New York Times to Marie Claire, and she’s basically your financial big sister: here to make money feel less overwhelming and help you build confidence with every dollar. Together, we’re diving into credit, debt, savings, and how to make smarter financial decisions that give you more freedom and less stress. Thanks to Credit Karma for sponsoring this episode! Get personalized, judgment-free insights on how to pay off debt and make your money work harder for you with Intuit Credit Karma! Visit: https://www.creditkarma.com/lp/financialfeminist  Visit ⁠⁠https://herfirst100k.com/ffpod⁠ to stay up to date and find any resources mentioned on our show! 00:00 – Intro: The Money Advice I Wish I Took Sooner — with Credit Karma’s Courtney Alev01:10 – Why Money = Freedom02:05 – How to Define What You Actually Want (Not What You “Should” Want)03:10 – Credit 101: Building Credit in Your 20s04:00 – Easy Credit Score Tips That Actually Work05:30 – Tori’s Favorite Credit Utilization Trick06:30 – Should You Keep Old Credit Cards Open? (Yes—Here’s Why)07:15 – Why Credit Cards Are Tools—Not Traps08:00 – How to Pay Off Debt and Improve Your Credit Score09:15 – The Great Debate: Save First or Pay Off Debt First?10:45 – Why Women Need an F-Off Fund12:00 – Money ≠ Math: Why It’s Really About Emotions13:20 – Letting Go of Shame Around Debt & Spending15:00 – Why Avoiding Your Money Makes It Scarier16:30 – Are High-Yield Savings Accounts Still Worth It?17:20 – High-Yield vs. Regular Savings: What’s the Difference?18:40 – Mindful Spending 101: Stop the Doom-Spending Cycle20:15 – How to Curb Impulse Shopping Habits22:00 – Ask Yourself: “Why Do I Want This?” Before You Buy23:10 – The “Would I Move This?” Trick for Spending Less on Stuff24:10 – Boundaries, FOMO, and Saying No to Overspending26:30 – How to Handle the Cost of Weddings and Friend Events29:30 – Budgeting with Irregular Income (Freelancers, Creators, etc.)31:20 – Understanding & Paying Off Student Loans34:00 – Credit Card Debt vs. Student Loans: What to Tackle First35:20 – Saving for Retirement While Paying Off Debt36:15 – The Power of Compound Interest (Explained Simply)37:30 – How to Start Investing — Even with $20 a Month38:00 – Final Thoughts + Where to Find Credit Karma’s Free Tools Learn more about your ad choices. Visit megaphone.fm/adchoices

What if earning more starts with ditching the BS toxic hustle culture we’ve been sold? In today’s episode I’m sitting down with Amanda Goetz — two-time founder, four-time CMO, single mom of three, and author of Toxic Grit: How to Have It All and Actually Love What You Have. We’re talking about how to earn more, buy back your time, and redefine ambition on your own terms without falling into the trap of hustle culture. From the rise and fall of the “girlboss” era to the guilt that comes with labels like “tradwife” and “soft girl,” Amanda shares how to find balance between building wealth, protecting your peace, and creating room for every version of yourself. If you’ve ever felt torn between chasing big goals and actually enjoying your life, this episode is for you. Amanda’s links: Book: https://www.toxicgrit.com/  Website: https://www.amandagoetz.com/ Instagram: https://www.instagram.com/theamandagoetz/  Visit https://herfirst100k.com/ffpod to stay up to date and find any resources mentioned on our show! 00:00 Intro 01:23 Amanda on Applying Mindset Shifts 02:06 The "Girl Boss" Era and Its Impact 04:06 Competing Versions of Ourselves 05:02 Seasons of Hustle and Avoiding Burnout 07:10 Defining Toxic Grit 09:15 Surviving Divorce and Building Resilience 12:18 Outsourcing, Rituals, and Reclaiming Time 15:55 Scarcity vs. Abundance Mindset 19:54 Defining Toxic Grit for Women 21:15 Creating Checkpoints and Avoiding Spin Cycles 23:28 Burnout, Alignment, and the Ambition Cycle 29:31 The Five-Phase Ambition Cycle 33:34 The Importance of Rituals and Transitions 38:48 New Models for Ambition and Redefining Success Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Learn more about your ad choices. Visit megaphone.fm/adchoices

It took me three years — and more than half a million dollars — to learn this lesson. In today’s episode, I’m breaking down the biggest business mistake I’ve ever made: ignoring my gut, following “expert” advice, and paying the price. We’re diving into what happens when you give away your power for credibility, why trusting yourself is the best business strategy, and how to rebuild self-trust after a big mistake. If you’ve ever been told, “That’s just how it’s done,” this episode will remind you that sometimes the best thing you can do is trust your instincts — even when it goes against the norm. You’ll learn: Why “industry standard” doesn’t always mean right for you The true cost of outsourcing your power How to rebuild self-trust in your money and business decisions In this episode: 00:00 — The mistake that cost me $500,000 03:00 — What it means to sign with an agency or network (and why it’s risky) 05:00 — Losing transparency and control in my own business 07:00 — When credibility costs more than it’s worth 08:30 — The moment I realized I’d given away 40% of my revenue 10:00 — The danger of doing things just because “that’s how it’s done” 13:30 — What running everything in-house has taught me 14:00 — The deeper lesson: self-trust, transparency, and ownership 16:00 — How to support independent creators and shows like this one 17:00 — Learning from mistakes without shame 17:30 — The challenge: where can you trust yourself more? Want more resources from this episode, like our FREE money quiz, tools, or challenges? Head to https://www.herfirst100k.com/ffpod Check us out on YouTube: https://www.youtube.com/herfirst100k Learn more about your ad choices. Visit megaphone.fm/adchoices

Subscribe on Youtube: https://www.youtube.com/c/HerFirst100K  Visit herfirst100k.com/ffpod to find any resources mentioned on our show! We’re taking a quick break this week, but don’t worry, we’ll be back in your feeds next week. And next week’s episode is a BIG one. I’m going to be sharing about something that has cost our business hundreds of thousands of dollars over the last few years. But that’s not all––for the last three and a half years, we’ve been building this show together—and now, the Financial Feminist podcast is about to look and feel a little different. I can’t say too much just yet, but trust me, you don’t want to miss what’s coming! Tune in to hear how you can help. Read transcripts, learn more about our guests, sponsors and more at https://herfirst100k.com/financial-feminist-show-notes/i-need-your-help-bonus/ Learn more about your ad choices. Visit megaphone.fm/adchoices

When it comes to love, weddings, and money — things can get messy. In this special episode, we’re re-releasing a conversation I had on the Here Comes the Drama podcast with Christa Innis, to talk about one of the most common (and costly) mistakes couples make: avoiding real conversations about money. From wedding budgets and bachelorette party expectations to navigating debt, boundaries, and financial transparency, we’re unpacking all the drama around love and money. Whether you’re planning your big day, standing beside a friend, or just love a juicy “Am I the A**hole?” wedding story, this episode is full of hot takes, practical scripts, and no-shame advice to help you protect your wallet and your relationships. Plus, we’ll talk about how to plan a wedding you can actually afford. Resources & Links: Grab your free bridal party script guide: herfirst100k.com/bride Here Comes the Drama podcast: https://www.christainnis.com/podcast Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/financial-feminist-show-notes/couples-money-mistakes/ Save your seat inside Business Bootcamp! Your COMPLETE roadmap to go from idea to income: ⁠herfirst100k.com/business-bootcamp  Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community! Join the $100K Club: https://herfirst100k.com/100k-pod   Our favorite travel and cash-back credit cards, plus other financial resources: https://herfirst100k.com/tools Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Indeed Get a $75 sponsored job credit to get your jobs more visibility at Indeed.com/FFPOD. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince For your next trip, treat yourself to the luxe upgrades you deserve from Quince. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns. Netsuite If your revenues are at least in the seven figures, download the free e-book Navigating Global Trade: 3 Insights for Leaders at NetSuite.com/FFPOD. Masterclass Our listeners always get great discounts on MasterClass, of at least 15% off any annual membership at Masterclass.com/FFPOD. Learn more about your ad choices. Visit megaphone.fm/adchoices

I’ve been that multi-millionaire who rents, proudly defending why homeownership wasn’t the right choice for me—until now. At 31, I bought my first house, and in this episode, I’m sharing everything I learned along the way: the emotional rollercoaster of finding “the one,” the financial surprises (like hidden $50,000 repairs), why I chose a mortgage over paying cash, and what finally made me change my mind after years of renting. Whether you’re saving for your first home, debating if renting still makes sense, or just curious about how a self-proclaimed renter became a homeowner, this is the honest truth about what it really takes to buy a house. Resources mentioned: Gentle Giant moving company: https://www.gentlegiant.com/, 1-800-442-6863  Chelsea Moon - Keller Williams: https://www.sweetlivingrealty.com/agent-profile/chelsea-moon-12338728   Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/financial-feminist-show-notes/home-buying-lessons/ Save your seat inside Business Bootcamp! Your COMPLETE roadmap to go from idea to income: ⁠⁠herfirst100k.com/business-bootcamp⁠  Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community! Join the $100K Club: https://herfirst100k.com/100k-pod   Our favorite travel and cash-back credit cards, plus other financial resources: https://herfirst100k.com/tools Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Indeed Get a $75 sponsored job credit to get your jobs more visibility at Indeed.com/FFPOD. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince For your next trip, treat yourself to the luxe upgrades you deserve from Quince. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns. Netsuite If your revenues are at least in the seven figures, download the free e-book Navigating Global Trade: 3 Insights for Leaders at NetSuite.com/FFPOD. Learn more about your ad choices. Visit megaphone.fm/adchoices

Save your seat inside Business Bootcamp! Your COMPLETE roadmap to go from idea to income: ⁠herfirst100k.com/business-bootcamp  What does it really cost to survive — on reality TV and in real life? In this episode of Financial Feminist, I sit down with Parvati Shallow — Survivor legend, and author of “Nice Girls Don’t Win: How I Burned It All Down to Claim My Power.” We talk about her journey from growing up in a high-control spiritual community (yes, basically a cult) to winning multiple seasons of Survivor and becoming one of the most iconic players in reality TV history, and how the scarcity mindset shaped her money, relationships, and self-worth for decades. Parvati opens up about what it means to rewire survival into abundance, motherhood’s lessons in surrender, queerness, and why playing “villain” on TV mirrors the punishment women face for stepping into their power. If you’ve ever been told you’re “too much” or felt you had to play small to belong, this conversation is for you. Parvati’s links: Website: https://www.parvatishallow.com/ Instagram: https://www.instagram.com/pshallow/?hl=en  Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/financial-feminist-show-notes/the-price-of-power/ Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community! Join the $100K Club: https://herfirst100k.com/100k-pod   Our favorite travel and cash-back credit cards, plus other financial resources: https://herfirst100k.com/tools Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Indeed Get a $75 sponsored job credit to get your jobs more visibility at Indeed.com/FFPOD. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince For your next trip, treat yourself to the luxe upgrades you deserve from Quince. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns. NetsuiteIf your revenues are at least in the seven figures, download the free e-book Navigating Global Trade: 3 Insights for Leaders at NetSuite.com/FFPOD. Learn more about your ad choices. Visit megaphone.fm/adchoices

Save your seat inside Business Bootcamp! Your COMPLETE roadmap to go from idea to income: ⁠herfirst100k.com/business-bootcamp  Building a business on the side isn’t easy—I’ve been there, hustling before and after my 9–5, wondering if I’d ever make enough to quit. In this episode, I’m joined once again by my friend and fellow entrepreneur, Mallory Rowan, to break down the five biggest mistakes side hustlers make that keep them stuck, burnt out, and broke. From struggling to define your audience to falling into the “do it all” trap, we’ll share the exact shifts you need to make if you want your side hustle to actually become a sustainable business. It’s time to stop spinning your wheels, lowering your prices, and wondering how to grow beyond those first few “friends and family” sales. We’re going to give you the clarity you need to finally move forward. Mallory’s links: Website: https://malloryrowan.com/ Instagram: https://www.instagram.com/malloryrowan/?hl=en  Business Bootcamp: herfirst100k.com/business-bootcamp  Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/financial-feminist-show-notes/side-hustle-mistakes/ Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community! Join the $100K Club: https://herfirst100k.com/100k-pod   Our favorite travel and cash-back credit cards, plus other financial resources: https://herfirst100k.com/tools Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Indeed Get a $75 sponsored job credit to get your jobs more visibility at Indeed.com/FFPOD. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince For your next trip, treat yourself to the luxe upgrades you deserve from Quince. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns. Netsuite If your revenues are at least in the seven figures, download the free e-book Navigating Global Trade: 3 Insights for Leaders at NetSuite.com/FFPOD. Learn more about your ad choices. Visit megaphone.fm/adchoices

Save your seat inside Business Bootcamp! Your COMPLETE roadmap to go from idea to income: ⁠herfirst100k.com/business-bootcamp If you’re exhausted from carrying the invisible labor at home, this episode will feel like a deep breath. Today’s special best of episode features Eve Rodsky, who helps partners build more equitable relationships by helping bridge communication gaps and develop better systems in the home. In this conversation, she talks through her Fair Play Doctrine, offering exercises and conversation starters for couples to help get started in eradicating the labor disparity in their homes. Eve’s links: Website: https://www.fairplaylife.com/  Instagram: https://www.instagram.com/everodsky/?hl=en Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/financial-feminist-show-notes/building-equitable-relationships/ Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community! Join the $100K Club: https://herfirst100k.com/100k-pod   Our favorite travel and cash-back credit cards, plus other financial resources: https://herfirst100k.com/tools Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Indeed Get a $75 sponsored job credit to get your jobs more visibility at Indeed.com/FFPOD. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince For your next trip, treat yourself to the luxe upgrades you deserve from Quince. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns. Netsuite If your revenues are at least in the seven figures, download the free e-book Navigating Global Trade: 3 Insights for Leaders at NetSuite.com/FFPOD. Learn more about your ad choices. Visit megaphone.fm/adchoices

Save your seat inside Business Bootcamp! Your COMPLETE roadmap to go from idea to income: ⁠herfirst100k.com/business-bootcamp  What if the “safe” choice—a steady paycheck, a traditional career path, playing small—was actually holding you back from building the business you’ve always dreamed of? In today’s episode, I sat down with Carrie Kerpen—entrepreneur, author, and founder of the Whisper Group—who built and sold an eight-figure company and now helps women transform their businesses into valuable, sellable assets. We get into how financial fear and freedom shaped her entrepreneurial journey, why most of us never feel “ready” to start, and the key shifts you can make to build a business that not only survives but thrives. If you’ve ever wondered how to create a business that lasts, this conversation is your blueprint. Carrie’s links: Website: https://www.wearethewhispergroup.com/Book: https://www.wearethewhispergroup.com/the-whisper-way-book Instagram: https://www.instagram.com/carriekerpen/?hl=enFind out how much your business is worth: http://whispercalculator.com  Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/financial-feminist-show-notes/how-to-build-a-business/ Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community! Join the $100K Club: https://herfirst100k.com/100k-pod   Our favorite travel and cash-back credit cards, plus other financial resources: https://herfirst100k.com/tools Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Indeed Get a $75 sponsored job credit to get your jobs more visibility at Indeed.com/FFPOD. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince For your next trip, treat yourself to the luxe upgrades you deserve from Quince. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns. Netsuite If your revenues are at least in the seven figures, download the free e-book Navigating Global Trade: 3 Insights for Leaders at NetSuite.com/FFPOD. Learn more about your ad choices. Visit megaphone.fm/adchoices

Save your seat inside Business Bootcamp! Your COMPLETE roadmap to go from idea to income: ⁠herfirst100k.com/business-bootcamp  If you’ve ever thought, “I want to be my own boss, but I don’t even know where to start,” this episode is for you. I’m sitting down with my friend, business coach and entrepreneur Mallory Rowan, to talk about how to finally stop dreaming and start building your own business. We’re unpacking the fears that hold you back—like not having the “perfect” idea, worrying about failure, or feeling like you’re not the entrepreneurial type—and giving you the permission slip and playbook you need to move forward. From learning why “ready” is not a feeling to understanding how entrepreneurship can change your finances and your life, this conversation will inspire you to take messy action, trust the process, and start your journey from idea to income. Mallory’s links: Website: https://malloryrowan.com/Instagram: https://www.instagram.com/malloryrowan/?hl=en  Business Bootcamp: herfirst100k.com/business-bootcamp  Free Idea Generator: herfirst100k.com/idea  Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/financial-feminist-show-notes/how-to-start-your-business/ Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community! Join the $100K Club: https://herfirst100k.com/100k-pod   Our favorite travel and cash-back credit cards, plus other financial resources: https://herfirst100k.com/tools Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Indeed Get a $75 sponsored job credit to get your jobs more visibility at Indeed.com/FFPOD. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince For your next trip, treat yourself to the luxe upgrades you deserve from Quince. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns. Netsuite If your revenues are at least in the seven figures, download the free e-book Navigating Global Trade: 3 Insights for Leaders at NetSuite.com/FFPOD. Learn more about your ad choices. Visit megaphone.fm/adchoices

Save your seat inside Business Bootcamp! Your COMPLETE roadmap to go from idea to income: ⁠herfirst100k.com/business-bootcamp  I asked our audience one simple question: How much money would you need to feel rich? What I didn’t expect was a tidal wave of answers that weren’t just about income—they were about identity, survival, trauma, and the deep psychology of money. In this episode, I’m digging into the thousands of responses we received—from those saying $70K makes them feel secure, to others needing $750K+ just to feel safe in their high-cost-of-living cities. But beneath those numbers lies something even more fascinating: how we define wealth, comfort, and enoughness, especially as women navigating a world that tells us we should be grateful for scraps. This episode isn’t about hitting a random salary milestone—it’s about unraveling the emotional and psychological layers behind why we want more money and what it represents. From societal expectations to location-based cost pressures, from generational trauma to shifting lifestyle goals, I break down what your “rich number” might actually say about you—and challenge you to claim even more. Because financial safety isn’t simply a number.  Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/financial-feminist-show-notes/how-much-money-do-i-need/ Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community! Join the $100K Club: https://herfirst100k.com/100k-pod   Our favorite travel and cash-back credit cards, plus other financial resources: https://herfirst100k.com/tools Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Indeed Get a $75 sponsored job credit to get your jobs more visibility at Indeed.com/FFPOD. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince For your next trip, treat yourself to the luxe upgrades you deserve from Quince. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns. Netsuite If your revenues are at least in the seven figures, download the free e-book Navigating Global Trade: 3 Insights for Leaders at NetSuite.com/FFPOD. Saily Get an exclusive 15% discount on Saily eSIM data plans! Go to Saily.com/FFPOD download the Saily app and use code 'FFPOD' at checkout. Masterclass Get at least 15% off any annual membership at masterclass.com/FFPOD. Learn more about your ad choices. Visit megaphone.fm/adchoices

Save your seat inside Business Bootcamp! Your COMPLETE roadmap to go from idea to income: herfirst100k.com/business-bootcamp If you’ve ever felt like you’re living life on someone else’s terms—constantly trying to be “good,” small, or palatable—this episode will change everything. I sat down with return guest Elise Loehnen, bestselling author of On Our Best Behavior and her new workbook Choosing Wholeness Over Goodness, to talk about how to actually like your life, your body, and yourself. We dig into how cultural “good girl” conditioning and stories about money, envy, success, and our bodies hold us back, and how to start rewriting those scripts into ones that feel true to who you are. Elise shares powerful insights on fear, intuition, and envy—and how embracing wholeness over perfection can free us to live more authentic lives. Elise’s links: Website: https://www.eliseloehnen.com/ Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/financial-feminist-show-notes/how-to-like-yourself/ Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community! Join the $100K Club: https://herfirst100k.com/100k-pod   Our favorite travel and cash-back credit cards, plus other financial resources: https://herfirst100k.com/tools Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Indeed Get a $75 sponsored job credit to get your jobs more visibility at Indeed.com/FFPOD. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince For your next trip, treat yourself to the luxe upgrades you deserve from Quince. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns. Netsuite If your revenues are at least in the seven figures, download the free e-book Navigating Global Trade: 3 Insights for Leaders at NetSuite.com/FFPOD. Zocdoc Visit Zocdoc.com/FFPOD to find and instantly book a top-rated doctor today. Saily Get an exclusive 15% discount on Saily eSIM data plans! Go to Saily.com/FFPOD download the Saily app and use code 'FFPOD' at checkout. Masterclass Get at least 15% off any annual membership at masterclass.com/FFPOD. Learn more about your ad choices. Visit megaphone.fm/adchoices

Be the first to know when we launch Business Bootcamp Live! https://herfirst100k.com/biz-waitlist If you’re over 30 and not sure where to start with finances, this conversation is for you. In this special best of episode, Tori is joined by Britt and Laurie-Anne of the Dow Janes to talk about managing your money in your 30s and beyond. Tune in to hear why The Dow Janes have a different view of emergency funds and finances in partnerships, how managing money in your 30s is different than in your 20s, and why it’s never too late for women to start getting into their finances. The Dow Jane's Links: Website: https://www.dowjanes.com/ Instagram: https://www.instagram.com/dow.janes/ Youtube: https://www.youtube.com/c/DowJanesFinancialEducation Read transcripts, learn more about our guests and sponsors, and get more resources at: https://herfirst100k.com/financial-feminist-show-notes/managing-money-in-your-30s/ Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community! Join the $100K Club: https://herfirst100k.com/100k-pod   Our favorite travel and cash-back credit cards, plus other financial resources: https://herfirst100k.com/tools Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Indeed Get a $75 sponsored job credit to get your jobs more visibility at Indeed.com/FFPOD. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince For your next trip, treat yourself to the luxe upgrades you deserve from Quince. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns. Netsuite If your revenues are at least in the seven figures, download the free e-book Navigating Global Trade: 3 Insights for Leaders at NetSuite.com/FFPOD. Zocdoc Visit Zocdoc.com/FFPOD to find and instantly book a top-rated doctor today. Saily Get an exclusive 15% discount on Saily eSIM data plans! Go to Saily.com/FFPOD download the Saily app and use code 'FFPOD' at checkout. Masterclass Get at least 15% off any annual membership at masterclass.com/FFPOD. Learn more about your ad choices. Visit megaphone.fm/adchoices

Check to see if you qualify for debt consolidation with our partner –– no impact to your credit score (terms apply): www.herfirst100k.com/payoff If you’re drowning in credit card debt, this is your lifeline. I’m sharing the five strategies that can help you pay it off by the end of this year — and stay out of it for good. From slashing your interest rate to my favorite debt consolidation tool, these steps can save you thousands and give you your financial freedom back. Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/financial-feminist-show-notes/pay-off-credit-card-debt-fast/ Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community! Join the $100K Club: https://herfirst100k.com/100k-pod   Our favorite travel and cash-back credit cards, plus other financial resources: https://herfirst100k.com/tools Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Learn more about your ad choices. Visit megaphone.fm/adchoices