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Māori Millionaire Podcast

Author: Te Kahukura Boynton

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Te Kahukura Boynton is the founder of Māori Millionaire and a passionate advocate for closing the wealth gap. At just 18, she began documenting her personal journey with money and mindset on social media, quickly building a powerful platform and thriving business. Since then, she has spoken to thousands across Aotearoa, authored the first personal finance book written by a Māori author, and earned national recognition. Her accolades include the United Nations Women's Entrepreneur of the Day Award, finalist for the Girls in Business Excellence in Innovation, and semi-finalist for Young New Zealander of the Year in 2025.

Today, Te Kahukura works as a Mindset and Business Coach, empowering other trailblazers to build purpose-driven businesses—just as she has. This podcast is how she shares her learnings in an accessible and digestible way for whanau across the motu to listen to.

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Welcome to Day 3 of the 7 Day Money Reset.Today we go deeper.Because you do not rise above your money mindset. You earn in alignment with it.If I said “You could make 1 million dollars this year” What comes up for you?Excitement? Doubt? Judgement? A laugh?That reaction is your money story speaking.DOWNLOAD YOUR FREE MONEY DIARY TEMPLATEIn this episode we unpack:• How your childhood shaped your beliefs about money • The conversations you grew up hearing about money • Why “I work so hard but have nothing to show for it” becomes a financial identity • Money attachment styles: anxious, avoidant and secure • How limiting beliefs quietly cap your income • How to rewrite old money beliefs in a practical way • Askfirmations and quality questioning • How to consciously create a new money storyWe walk through questions like:What is the old belief? Where did it come from? Why does it feel true? Why is it not true for your future? Who proves this belief wrong?And when the old belief pops up, we don’t spiral.We acknowledge it. Release it. Breathe. Affirm the new belief.If she can do it, so can I.We also talk about your energetic relationship with money.Do you resent it? Fear it? Cling to it? Avoid looking at it?Or do you respect it? Trust it? Treat it well?Because where attention goes, energy flows.This episode is not about toxic positivity. It is about conscious rewiring.Your action for today:Write your old money story. Then write your new one. Decide who you are becoming.Because income follows identity.If you are doing the challenge, share this episode and write “New money story loading.”We are not just changing numbers.We are changing narratives.Disclaimer: I am not a qualified financial advisor. The information contained on this website and in my training is for general information purposes only. Any reliance you place on such information is strictly at your own risk. It is not intended to constitute legal or financial advice and does not take your individual circumstances and financial situation into account. As always, please seek assistance from a trusted financial adviser, legal or other professional advisor before making any financial decisions or investments. Further, nothing on this site or in my training is, or should be taken as, an offer, invitation or recommendation to buy or sell any investment or product represented without first obtaining professional advice regarding its appropriateness to your personal circumstances.
Welcome to Day 2 of the 7 Day Money Reset.Today we stop guessing.We calculate your net worth.And before you panic Yes, even if you have debt. Especially if you have debt.Your net worth is not a measure of your value as a person. It is a financial snapshot. That’s it.In this episode we walk through:• What net worth actually means in simple terms • How to calculate your net worth step by step • Why avoiding this number keeps you stuck• Why wealthy people track this consistently • How to track your net worth over time so you can see real progressIf you’ve been living in “vibes” instead of numbers, this is your reset moment.Because you cannot grow what you refuse to measure.This is not about judgement. This is about clarity.Your action for today:DOWNLOAD THE NETWORTH TRACKER List your assets. List your debts. Subtract the two.That number is your starting point.And starting is powerful.If you’re doing the challenge, share this episode and write “Day 2 complete. I know my number.”We’re building financial confidence through facts, not fear.Let’s keep going.
Welcome to Day 1 of the 7 Day Money Reset.Today we’re not budgeting. We’re not cutting. We’re not judging.We’re observing.Most people say they want to be better with money but they don’t actually know where their money is going. And when they do look, shame creeps in.This episode is about removing the shame and building awareness instead.Because you cannot change what you refuse to look at.In this episode we talk about:• Why tracking your spending is not about restriction • How avoidance keeps you stuck financially • The difference between awareness and self punishment • How to complete a 24 hour money diary in a way that feels safe • Why financial clarity is powerIf you grew up with financial stress, chaos, scarcity or secrecy, tracking can feel activating. That’s normal. We talk about that too.This is about becoming the CEO of your money. And CEOs look at the numbers.Your action for today:DOWNLOAD THE FREE MONEY DIARY TEMPLATETrack every dollar that leaves your account for the next 24 hours. No editing. No justifying. No spiralling.Just awareness.If you’re doing the challenge, screenshot this episode and share it to your story with “Day 1 done.”Let’s reset.
Some days you wake up focused.Disciplined.Clear.And some days… you don’t.No motivation.No drive.Just tired. Flat. Over it.In this episode, I’m talking about what to do on the days you don’t feel inspired to transform your life.Because the truth ismotivation is unreliable.And if you only take action when you feel like it, you’ll build a life that moves in emotional swings instead of steady progress.I share:• Why lack of motivation doesn’t mean you’re lazy• The difference between burnout and avoidance• How to keep promises to yourself when you feel flat• Why discipline is an act of self respect, not punishment• Practical ways to lower the bar without abandoning your goals• The identity shift that makes consistency easierThis is not a hustle harder episode.It’s a grounded kōrero about personal responsibility, nervous system regulation, and doing the next right thing even when you don’t feel like it.Because you are not the cost of living.You are not the economy.You are not your mood.You are the CEO of your habits.If you’ve been waiting to “feel motivated” before taking action, this one is for you.Listen now and reset your standard.
Your bank account is not just a reflection of your work ethic.It is a reflection of your environment.In this episode, I’m talking about aligned friendships and how the people around you can either accelerate your financial growth or quietly keep you stuck.We’re unpacking:• How your social circle influences your money habits• The difference between supportive friends and insecure energy• Why shared values matter more than shared income• How to recognise when you’ve outgrown certain rooms• The role of accountability in transforming your life• How to build friendships that support long term wealth and personal developmentThis is not about cutting everyone off.It is about awareness.Because if you’re trying to change your life, get out of debt, build a pakihi, grow your income, or simply think bigger, you cannot stay in environments that reward playing small.Your proximity matters.Your conversations matter.Your standards matter.If you’ve ever felt tension as you grow, this kōrero is for you.Listen now and reflect on who is influencing your financial mindset.🎧 Māori Millionaire Podcast
I almost quit this podcast.When I first launched Māori Millionaire, I wasn’t getting the traction, engagement or impact I thought I “should” be getting. The downloads felt slow. The growth felt average. And I started taking it personally.I made the numbers mean something about me.That I wasn’t interesting enough.That I wasn’t impactful enough.That maybe I just wasn’t good enough.In this episode, I’m sharing what I learned from what I once labelled a “failing podcast” and how that mindset nearly sabotaged something that has now reached 100,000 downloads.We talk about:• Why you need to stop taking business results personally• The dangerous link between self worth and performance• How to study successful people instead of envying them• A practical exercise to identify the habits of the 5 wealthiest people you know• Why copying high performing habits is smarter than copying aesthetics• How to detach your identity from outcomesThis episode is for you if you’re building something and quietly wondering if it’s working.Sometimes it’s not a failure.It’s just data.And sometimes the breakthrough comes when you stop making it about you.If you’re on a journey of entrepreneurship, financial growth, mindset work or personal development, this kōrero will shift how you see slow seasons forever.Thank you for being part of 100,000 downloads of Māori Millionaire. This is just the beginning.🎧 Listen now and share this with someone who needs to hear it.
We live in a world that profits off your impulsivity.One click buy. Afterpay. Fast fashion. Uber Eats. Doom scrolling at 1am.And then we wonder why we feel broke, tired and behind.In this episode, I’m breaking down the real power of delayed gratification. Not from a grind harder angle. Not from a just be more disciplined angle.But from a nervous system angle.Because if you grew up in chaos, boredom can feel unsafe. If money used to disappear, spending can feel like survival. If you were taught nothing about emotional regulation, shopping can become your coping strategy.Delayed gratification is not about restriction. It is about reclaiming control.We talk about:• Why impulsivity is profitable for corporations • How trauma and scarcity impact spending • The link between dopamine and money habits • Practical ways to build self trust with your finances • How automatic payments protect your future self • Why wealthy people are not more motivated, just more systemisedThis episode is about choosing long term peace over short term relief.Because you are not the cost of living. You are the CEO of your habits.If you want stability, confidence and real transformation, this kōrero is for you.🎧 Listen now.EPISODE ABOUT CHAOSJOIN MY NEWSLETTER
Imposter syndrome isn’t about your skills. It’s about whether you believe you’re inherently valuable.In this episode, I unpack how my imposter syndrome came from scarcity, comparison, and a deep “not enough” wound. I share how I used to pedestal people, overreact to opportunities, and feel lucky just to be in the room. And how that energy quietly kept me small.We talk about what actually shifted.Healing scarcity. Normalising success. Stopping the fan girl energy. Realising no one is above you.And the part most people skip: action.Because if you don’t post the video, pitch the idea, or share the journey, you’re outsourcing your power to imposter syndrome.This is a grounded kōrero about identity, self worth, and expanding into rooms that once felt too big for you.If you’ve ever known you were capable but still felt “not enough,” this one’s for you.JOIN MY NEWSLETTER
The pink tax isn’t a conspiracy theory. It’s a pattern.From razors and deodorant costing more just because they’re pink, to the unspoken expectation that women must spend more to be seen as “presentable” — being a woman in this economy comes with a price tag.But it doesn’t stop at retail.Wāhine Māori contribute billions to Aotearoa’s economy. When unpaid mahi like caregiving, whānau support and community leadership is included, that contribution nearly doubles. Yet much of that labour remains invisible in traditional economic measures.So we’re earning less on average. Spending more in certain categories. And giving unpaid time that keeps entire systems running.That compounds.In this episode, I break down:• What the pink tax actually is • The data behind gendered pricing • How unpaid labour skews economic reality • Why marketing thrives on insecurity • And how we move strategically instead of emotionallySUBSCRIBE TO MY EMAIL LISTThis isn’t about victimhood.It’s about critical thinking.Because once you can see the pattern, you can move differently.We name the system. But we build anyway.
What are the best money books to read if you actually want to build wealth?In this episode of the Māori Millionaire Podcast, I share the top 10 money and mindset books that completely changed the way I think about wealth, investing, financial independence, and personal growth.From classics like Rich Dad Poor Dad, Think and Grow Rich, and The Millionaire Next Door to powerful mindset books like The Power of Now and The Subtle Art of Not Giving a Fck*, I break down what each book taught me and how it shaped my financial journey.I also talk about why trauma informed financial literacy matters, and why my book Māori Millionaire exists for those who don’t see themselves reflected in mainstream money adviceGRAB A COPY OF THE MAORI MILLIONAIRE BOOK.We cover:• The difference between assets and liabilities • Why behaviour matters more than income • How mindset shapes your bank account • The power of long term investing and discipline • Why emotional regulation is key to building wealth • How to align money with purpose and tino rangatiratangaIf you’re serious about improving your financial literacy, building generational wealth, and shifting from scarcity to ownership, this episode will give you a powerful reading list to start with.Because before you change your bank account, you have to change your thinking.JOIN MY NEWSLETTER
What does tino rangatiratanga actually look like in real life?Not in Parliament. Not at Waitangi. Not just in protest.In this episode of the Māori Millionaire Podcast, I unpack how sovereignty is not something the government grants. It is something we practise daily.We talk about:• How to practise tino rangatiratanga tō reo in your home • What tino rangatiratanga tō hauora looks like beyond policy • Why economic sovereignty and financial literacy matter for Māori • The difference between protest and personal power • Tangible steps you can take today to reduce dependency and build strength for your whānauAs we approach 200 years since Te Tiriti o Waitangi, this episode challenges us to move beyond outrage and into disciplined action.Because sovereignty is not a slogan.It is behaviour.If you care about Māori economic development, financial literacy, hauora, and building generational wealth while staying grounded in your Māoritanga, this kōrero is for you.Share with someone who is ready to practise tino rangatiratanga, not just talk about it.JOIN MY EMAIL NEWSLETTER
This Valentine’s Special is your reminder that a man is not a financial plan.In this episode of the Māori Millionaire Podcast, we talk about financial independence in relationships, how to protect yourself financially, and why loving yourself more than you love the relationship changes everything.This is not anti men. It is pro sovereignty.We unpack:• Why financial dependency creates vulnerability• How to protect yourself financially in a relationship• The importance of having your own income and emergency fund• Red flags to watch for around money and gambling• How trauma and chaos patterns show up in relationships• Why financial stability is attractive and empoweringWhether you are single, dating, married, or in a long term partnership, this episode will help you take control of your finances and build confidence, security, and choice.Because love should be a bonus.Not your survival strategy.If you care about women’s financial literacy, Māori economic empowerment, relationship money advice, and building generational wealth while staying grounded in self respect, this kōrero is for you.Share this with someone who needs the reminder:A man is not the plan. You are.JOIN THE NEWSLETTER
I recently stayed at the home of a former Prime Minister and instead of being impressed by status or wealth, I walked away with some of the most grounding lessons about mindset, health, leadership, and how powerful people actually move through the world.In this episode, I unpack what I observed behind closed doors.How critical thinking shows up in everyday decisions Why there was zero scarcity mindset, even when talking about negative experiences What it looks like to respond to a situation by fundraising $5 million for charity instead of spiralling How health was treated as non negotiable, not an afterthought Manaakitanga in action, not as a buzzword but as a daily practice Why saying “I’m not the person to ask that” is a sign of strength, not weakness How everything was analysed logically rather than emotionally The systems they used to reduce mental load, from events to home routines And why clear boundaries are a form of self respect, not arroganceThis kōrero isn’t about politics. It’s about how people who carry responsibility, power, and pressure think, act, and protect their energy.If you’re interested in leadership, wealth mindset, critical thinking, and building a life that’s calm instead of chaotic, this episode is for you.Listen now and let this challenge how you think about success, power, and what actually matters.
Being good with money shouldn’t feel hard, stressful, or like a constant test of discipline.In this episode, I break down how I made managing money ridiculously easy by designing simple systems that work with human behaviour, not against it. Instead of relying on motivation or willpower, this kōrero focuses on removing decisions, automating the boring stuff, and setting up money so the right choices happen by default.We talk about why discipline eventually fails, how automatic payments change everything, and why simplifying your accounts leads to better financial clarity. I also share how making bad decisions harder and good decisions easier transformed my spending habits, without restrictive budgeting or guilt.This episode covers • making money management simple • why discipline doesn’t work long term • automatic payments and systems • reducing decision fatigue with money • spending without guilt • nervous system regulation and money • building sustainable financial habitsIf you’ve ever felt like you’re “bad with money”, this episode will show you how to design systems that make being good with money the easiest option.ADDICTION TO CHAOS EPISODEFREE MONEY DIARY TEMPLATESUBSCRIBE TO MY EMAIL LIST
If I could restart my financial journey, there are a few things I would do very differently.In this episode, I share the honest lessons I’ve learned about money, timing, and self awareness. From investing early when I had no bills, to questioning whether university was the right choice, to understanding the true cost of chasing success without tending to mental health first.This kōrero explores why income alone doesn’t fix money problems, how opportunity cost shapes long term outcomes, and why healing, nervous system regulation, and self awareness matter just as much as financial strategy. I also reflect on the impact of relationships, reputation, and how treating people well compounds over time.This episode covers • investing early and compound growth • opportunity cost and university decisions • mental health and money • nervous system regulation and financial behaviour • triggers, blind spots, and self awareness • relationships, reputation, and long term wealthIf you’re early in your money journey or reflecting on your own, this episode offers perspective, honesty, and lessons learned without sugar coating.SUBSCRIBE TO MY EMAIL LISTDisclaimer: I am not a qualified financial advisor. The information contained on this website and in my training is for general information purposes only. Any reliance you place on such information is strictly at your own risk. It is not intended to constitute legal or financial advice and does not take your individual circumstances and financial situation into account. As always, please seek assistance from a trusted financial adviser, legal or other professional advisor before making any financial decisions or investments. Further, nothing on this site or in my training is, or should be taken as, an offer, invitation or recommendation to buy or sell any investment or product represented without first obtaining professional advice regarding its appropriateness to your personal circumstances.
Teaching kids about money starts long before budgets, bank accounts, or earning a paycheck.In this episode, we explore how children form money beliefs early in life and why emotional experiences around money matter more than financial rules. Many of us grew up learning about money through stress, silence, or shame. Without realising it, those same patterns can be passed down to our tamariki.This kōrero unpacks how to teach kids about money in a way that builds safety, confidence, and agency, rather than fear or scarcity. We talk about why kids learn money emotionally first, how parental stress shapes money beliefs, and how everyday conversations can create healthier financial foundations.You’ll learn practical, age appropriate ways to talk about money with children, how to separate money from self worth, and why letting kids make small financial mistakes builds long term confidence. We also discuss saving without fear, modelling calm money behaviour, and how parents can work through their own money wounds to avoid passing them on.This episode covers • how children develop money beliefs • teaching kids about money without shame • money and emotional regulation • raising financially confident children • healthy money conversations for families • breaking generational money patterns • practical money lessons for kidsIf you want to raise kids who feel safe, capable, and confident with money, this episode is a must listen.JOIN MY EMAIL LISTDisclaimer: I am not a qualified financial advisor. The information contained on this website and in my training is for general information purposes only. Any reliance you place on such information is strictly at your own risk. It is not intended to constitute legal or financial advice and does not take your individual circumstances and financial situation into account. As always, please seek assistance from a trusted financial adviser, legal or other professional advisor before making any financial decisions or investments. Further, nothing on this site or in my training is, or should be taken as, an offer, invitation or recommendation to buy or sell any investment or product represented without first obtaining professional advice regarding its appropriateness to your personal circumstances.
If you’ve ever felt calm when life is messy and uneasy when things are finally going well, this episode is for you.In this episode, we unpack addiction to chaos, one of the most destructive and overlooked patterns shaping our relationships, mental health, and money habits.Growing up in survival mode wires your nervous system to associate stress with safety. That wiring doesn’t disappear when you start earning more money. It shows up as overspending, retail therapy, self sabotage, chaotic relationships, weed or food as coping mechanisms, and constantly feeling behind financially even when opportunities are there.This kōrero explores the science behind survival mode, trauma, and nervous system regulation, and how they directly impact your ability to save, plan, and build long term wealth. We talk about why calm can feel uncomfortable, why stability requires responsibility, and why your bank account often reflects how safe you feel in your body.You’ll hear personal examples of how addiction to chaos played out in my own life, from blowing bonuses to avoiding boundaries, and the evidence based shifts that helped me move from reaction to intention.SUBSCRIBE TO MY EMAIL LISTThis episode covers • addiction to chaos and survival mode • trauma and nervous system wiring • why overspending and retail therapy aren’t self control issues • how chaotic relationships impact financial decision making • money mindset vs nervous system regulation • taking responsibility without denying systemic realities • practical steps to move from survival to stabilityIf you want to stop repeating the same financial patterns and start building money from a place of calm, safety, and agency, this episode is a must listen.SUBSCRIBE TO MY EMAIL LIST
Personal branding is not about being loud, viral, or turning yourself into a product.It is about trust.In this episode, I break down what a personal brand actually is why you do not need to be an expert to build one and how people turn personal brands into real income without being fake or exhausting.We talk about how personal brands make money through opportunities, not followers what to share if you want your content to convert and how to stay consistent without burning outThis episode is for anyone who wants to make money from their knowledge, experience, or perspective while staying grounded, honest, and aligned.If you have ever thought “I want to build something, but I don’t want to sell my soul to the internet” this episode is for you.JOIN MY EMAIL LIST
Podcasting is not quick money. But it is powerful money when you understand what it is actually for.In this episode, I break down how people really make money from podcasts and why most shows never earn a dollar.We talk about what you actually need to start a podcast why your podcast is not the product but the relationship how small podcasts can monetise without huge download numbers and the biggest mistakes that stop podcasters from earning anythingThis episode is for anyone who wants to start a podcast to support a business, kaupapa, or long term vision without selling out, burning out, or waiting for viral success.If you are thinking about launching a podcast or wondering how to turn the one you already have into something sustainable this episode will give you clarity, not hype.SUBSCRIBE TO MY EMAIL LIST
This episode is about Te Tiriti o Waitangi and personal responsibility. And no, those two things are not in conflict.In this kōrero, I unpack what Te Tiriti was actually meant to represent partnership, protection, participation and why waiting for the government to fix everything has never been our survival strategy.We talk honestly about systemic disadvantage and colonisation why broken systems are real but waiting is costly and how taking responsibility for your life is not a betrayal of Te Tiriti or your peopleThis is not hustle culture. This is not victim blaming. This is about agency.Because you can fight for justice and still build stability. You can hold the system accountable and still learn how money, choices, and power work in your own life.If you have ever felt stuck between anger at the system and wanting more for yourself this episode is for you.If this episode landed, join my email list
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