Mr Money TV Podcast

In this episode of Mr Money TV, we break down whether getting a university degree is still relevant in today's rapidly changing job market. Do employers still care about paper qualifications, or do real skills matter more now? We talk about PTPTN student debt, outdated university syllabus, underemployment among fresh graduates, the low starting salary in science and engineering jobs, and the real-world transferable skills you need to get hired and get paid well.If you are a student choosing a course, a fresh graduate struggling to find a job, or a parent deciding whether to send your kid to university, this episode is for you.✅ We are hiring! Apply here now: https://finlit.my/mrmoneytvcareer⏱️ Chapter Markers:0:00 Trailer0:25 We Are Hiring!1:07 Is a Degree Still Relevant Today?1:34 Jobs That Still Need a Degree: Doctors and Scientists2:36 Degrees You Can Learn On the Job Instead4:19 Why University Syllabus Falls Behind the Industry5:46 Which Degrees Still Teach You How to Think7:33 Exams That Test Memory, Not Thinking9:02 Why University Is a Safe Place to Grow Up11:31 PTPTN Student Debt and Low Graduate Pay13:58 Does a Degree Still Get You Better Pay?15:27 Why Part-Time Jobs Beat Normal Internships18:02 Real Skills Beat Paper Degrees19:45 Why Good Engineers Are Hard to Find21:17 Why Science Jobs Pay Less Than Driving Grab23:48 The Big Skill School Does Not Teach: People Skills#MrMoneyTV #UniversityDegree #CareerAdvice #FreshGraduates #HigherEducation #PersonalFinanceMalaysia #MalaysianJobMarket #EducationMalaysia #CareerGrowth #PodcastMalaysiaCome say Hi to us at,🌐 Website: https://www.mrmoneytv.com/📘 Facebook: /mrmoneytv🐦 Twitter: https://x.com/mrmoneytvchnl?s=21📱 Instagram: /mrmoneytv🖊️ LinkedIn: /mr-money-tv🤳 TikTok: @mrmoneytvchannel🎙️ Podcast: https://open.spotify.com/show/1EhftKYdbpC0C2VnTJOO2KFor business & job enquiries, do contact us at,✉️ [email protected]: This is not financial or career advice. Everything in this video is made for education and entertainment only. Please speak with a professional before making any career, education, or money choices.

In this episode of Mr Money TV, Back To Basics, Peter and Li Xin break down why more Malaysians are choosing to live in Seremban but work in KL. Why does a landed home cost RM2 million in KL but around RM600K in Seremban? Is the commute really as bad as people think? And how do you spot the next property hotspot before prices jump?Find out more about their 30A Home Rush campaign here: https://finlit.my/2p97mesnChapter Markers:0:00 - Intro0:49 - Why Live in Seremban but Work in KL?1:27 - RM2 Million in KL vs RM600K in Seremban4:19 - Peter Tries the Seremban–KL Commute6:32 - When Puchong Was "Too Far"9:01 - How a Property Hotspot Develops15:08 - Why Jobs Come Before Houses17:22 - The Shops That Signal Rising Prices19:11 - When Is the Right Time to Buy?21:30 - What Stage Is Seremban At?24:27 - Malaysia Vision Valley and 35,000 Jobs26:38 - Small-Town Life Near the City29:20 - About Matrix Concept Holdings31:28 - The Real Cost of Commuting37:01 - Saving on Food39:45 - The Investor's View43:26 - Final Thoughts#MrMoneyTV #Seremban #NegeriSembilan #PropertyMalaysia #MalaysiaVisionValley #BandarSriSendayan #PropertyInvestment #HomeBuying #PersonalFinanceMalaysia #MalaysianPodcastCome say Hi to us at,🌐 Website: https://www.mrmoneytv.com/📘 Facebook: /mrmoneytv🐦 Twitter: https://x.com/mrmoneytvchnl?s=21📱 Instagram: /mrmoneytv🖊️ LinkedIn: /mr-money-tv🤳 TikTok: @mrmoneytvchannel🎙️ Podcast: [https://open.spotify.com/show/1EhftKYdbpC0C2VnTJOO2K]For business & job enquiries, do contact us at,✉️ [email protected]: This is not financial or investment advice. All content produced is solely for education and entertainment purposes only. Please consult a qualified financial adviser before making any property or investment decision.

In this episode of Mr Money TV, Back To Basics, divorce lawyers Jing Man (The Salty Lawyer) and Hakim Sutton explain how divorce really works in Malaysia, under civil and Sharia law. Why does marriage cost RM30 but divorce RM3,000? How much does your ex-wife actually get? And how do husbands try to hide their money?Chapter Markers:0:00 - Intro0:48 - Meet the Divorce Lawyers3:09 - Can You Divorce Without a Lawyer?4:28 - How Divorce Works for Muslims14:27 - Valid Reasons for Divorce17:46 - Marriage Costs RM30, Divorce Costs RM3,00023:48 - How Long Does a Divorce Take?28:57 - Who Gets the House and Assets?31:58 - "My Job Was to Look Pretty"35:19 - The RM32 Million Case46:52 - Child Custody and Maintenance1:05:51 - Why Divorces Turn Bitter1:09:03 - Hiding Assets Before a Divorce1:21:18 - The Lawyers' Final Advice#MrMoneyTV #Divorce #DivorceMalaysia #DivorceLawyer #Marriage #SyariahLaw #FamilyLaw #MoneyAndMarriage #PersonalFinanceMalaysia #MalaysianPodcastCome say Hi to us at,🌐 Website: https://www.mrmoneytv.com/📘 Facebook: /mrmoneytv🐦 Twitter: https://x.com/mrmoneytvchnl?s=21📱 Instagram: /mrmoneytv🖊️ LinkedIn: /mr-money-tv🤳 TikTok: @mrmoneytvchannel🎙️ Podcast: [https://open.spotify.com/show/1EhftKYdbpC0C2VnTJOO2K]For business & job enquiries, do contact us at,✉️ [email protected]: This is not legal or investment advice. All content produced is solely for education and entertainment purposes only. Please consult a qualified lawyer or financial adviser before making any decision.

In this episode of Mr Money TV, Off The Book, we sit down with Ravi Kittane, Partner, Ernst & Young Consulting Sdn. Bhd., to talk about digital banks in Malaysia and around the world. In 2022, Bank Negara gave out five digital banking licenses. Four years later, none of these banks are profitable yet. We break down how digital banks work, why artificial intelligence (AI) helps small teams run a whole bank, and why small business owners need them the most. We also look at whether investors should treat digital banks as fast-growing tech companies or regular banks. ✅ Learn more about our Stock Investing Bootcamp: https://finlit.my/stockinvestingbootcampChapter Marker:00:00 Trailer 00:42 Introduction1:52 What an ideal digital bank looks like4:07 Which digital banks have actually succeeded globally5:22 What separates the winners — Starling's 200,000 tests8:31 Inside the licence race: 29 applicants, 5 licences10:10 How ChatGPT changed the game for Ryt Bank11:24 The RM3 billion asset cap, explained13:22 What banks hire consultants to fix16:08 Are Malaysia's five banks doing enough?18:01 GXBank, Ryt, Boost, AEON, KAF — where each is heading20:36 AI features you haven't seen yet24:31 Why SMEs are the real opportunity26:15 Is the "underserved" mandate holding them back?34:33 Are conventional banks worried now?36:48 Why HSBC's Zing shut down in six months39:59 Where Malaysia ranks on the world map42:57 At IPO: tech company or bank?44:37 A tech company that happens to be a bank#MrMoneyTV #DigitalBanking #Digitalbank #BankNegara #FintechMalaysia #GXBank #BoostBank #AEONBank #SmartInvesting #BusinessTips #BankingMadeSimple #LearnInvesting #MoneyMatters Come say Hi to us at,🌐 Website: https://www.mrmoneytv.com/📘 Facebook: /mrmoneytv🐦 Twitter: https://x.com/mrmoneytvchnl?s=21📱 Instagram: /mrmoneytv🖊️ LinkedIn: /mr-money-tv🤳 TikTok: @mrmoneytvchannel🎙️ Podcast: [https://open.spotify.com/show/1EhftKYdbpC0C2VnTJOO2K]For business & job enquiries, do contact us at,✉️ [email protected]: This is not investment advice. All content produced is solely for education and entertainment purposes only. Please consult your financial adviser before making any investment decision.

In this episode of Mr. Money TV Hot Seat, we sit down with Treasury Secretary-General Tan Sri Johan Mahmood Merican, one of the people behind Budget 2027. Is this an election budget? Who really benefits from the RM2,000 minimum wage? And how can the government give out more, yet still spend less?We also get into oil prices, Malaysia's debt, pension reform and what the budget left out, plus what it actually means for a 25-year-old earning RM3,000.Chapter Markers:0:00 - Teaser0:38 - Meet the Treasury Secretary-General2:50 - Is Budget 2027 an Election Budget?5:15 - How the Budget Is Made14:47 - The New Individual Tax Relief18:21 - Taxing the Rich to Pay for the Middle?20:52 - RM2,000 Minimum Wage: Who Really Benefits?34:20 - Spending More but Shrinking the Deficit?37:06 - What If Oil Stays Above USD100?46:46 - How Much Is Malaysia Paying in Interest?50:24 - Pension Reform and Civil Service Costs56:44 - Earning RM3,000 at 25: What's in It for You?1:04:27 - GST, Sugar and RON95: What Wasn't Touched1:10:14 - Rapid Fire#MrMoneyTV #Budget2027 #Bajet2027 #MalaysiaBudget #MinimumWage #IncomeTax #TaxRelief #M40 #CostOfLiving #PersonalFinanceMalaysia #MalaysianFinance #MalaysianPodcastCome say Hi to us at,🌐 Website: https://www.mrmoneytv.com/📘 Facebook: /mrmoneytv🐦 Twitter: https://x.com/mrmoneytvchnl?s=21📱 Instagram: /mrmoneytv🖊️ LinkedIn: /mr-money-tv🤳 TikTok: @mrmoneytvchannel🎙️ Podcast: [https://open.spotify.com/show/1EhftKYdbpC0C2VnTJOO2K]For business & job enquiries, do contact us at,✉️ [email protected]: This is not investment advice. All content produced is solely for education and entertainment purposes only. Please consult your financial adviser before making any investment decision.