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The Ramsey Show
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The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com
180 Episodes
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💵 Type your money question, get a Ramsey answer instantly.
Ken Coleman and George Kamel answer your questions and discuss:
"How do I get out of $100,000 of debt?"
"Should I stop paying my Parent PLUS loans and use that money to pay off my credit cards?"
"How can we help my brother-in-law without enabling him?"
"How do I find a house after college when rent is so expensive?"
"My husband refinanced our auto loan to pull cash out of our vehicle. Now our APR is 25%, what should we do?"
"I was scammed out of $60,000 and now I don't have anything saved for retirement. What should I do?"
"I'm afraid to deplete my savings to pay down my debt".
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
💵 Start your free budget today. Download the EveryDollar app!
🚢 Set Sail with Dave Ramsey! Book your cabin today.
📈 Free Tools & Resources to Help You With Investing and Retirement
💻 Need help with your taxes? See who we trust.
Connect With Our Sponsors:
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If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off
Learn more about Christian Healthcare Ministries
Get started today with Churchill Mortgage
Get 20% off when you join DeleteMe
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
Find top health insurance plans at Health Trust Financial
Use code RAMSEY to save 20% at Mama Bear Legal Forms
Visit NetSuite today to learn more
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
💵 Type your money question, get a Ramsey answer instantly.
Jade Warshaw and Rachel Cruze answer your questions and discuss:
"Should I sell some silver that was gifted to me?"
"Should we downsize our home to get ahead on the Baby Steps?"
"How do I talk to my mother-in-law about settling their Parent PLUS loans?"
"How do I balance paying off debt and still having enough to cover my expenses?"
"How do I get my husband to be more aggressive about Baby Step 2?"
"I'm $26,000 in debt, is getting a debt consolidation loan a good idea?"
" How can I grow my savings so I can afford to buy a house?"
"How do I cashflow going back to college to increase my income?".
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
💵 Start your free budget today. Download the EveryDollar app!
🚢 Cruise with Ramsey: Save $300 this week only!
💻 Need help with your taxes? See who we trust.
Connect With Our Sponsors:
Get 10% off your first month of BetterHelp
Go to Boost Mobile to switch today!
Go to Casper Sleep and use promo code RAMSEY to learn more
If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off
Learn more about Christian Healthcare Ministries
Get started today with Churchill Mortgage
Get 20% off when you join DeleteMe
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
Find top health insurance plans at Health Trust Financial
Use code RAMSEY to save 20% at Mama Bear Legal Forms
Visit NetSuite today to learn more
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
💵 Your Money Questions Answered by Ask Ramsey!
🚢 Set sail with Dave Ramsey. Book your cabin today.
Jade Warshaw and Dr. John Delony answer your questions and discuss:
"We can't pay off our debt fast enough to beat the accumulating interest. What should we do to get out of this?"
"My car was recently repossessed, should I try to get it back?"
"How do we plan for a wedding while we are in Baby Step 2?"
"Will going back to school slow down my financial future?"
"My mother-in-law is trying to force us to buy a house before we are ready. How do we set a boundary with her?".
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
💻 File your taxes with 100% accurate software that’s less than half of the price
💵 Start your free budget today. Download the EveryDollar app!
Connect With Our Sponsors:
Get 10% off your first month of BetterHelp
Go to Boost Mobile to switch today!
Go to Casper Sleep and use promo code RAMSEY to learn more
If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off
Learn more about Christian Healthcare Ministries
Get started today with Churchill Mortgage
Get 20% off when you join DeleteMe
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
Find top health insurance plans at Health Trust Financial
Use code RAMSEY to save 20% at Mama Bear Legal Forms
Visit NetSuite today to learn more
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
💵 Your Money Questions Answered by Ask Ramsey!
🚢 Book your cabin: Save $300 this week only!
Jade Warshaw and George Kamel answer your questions and discuss:
"We have $153,000 of debt, should we file for bankruptcy?"
"My husband accused me of overspending and put restrictions on my access to our finances. What should I do?"
"My parents want me to take over their Parent PLUS loans"
"I owe my college $36,000 and they want me to settle the balance within the next 6 months. What should I do?"
"Should we gift our inherited home to our mother?"
"How should I spend my bonus?"
"Everyone is saying there will be a market correction, should I move my retirement funds into a money market?".
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
💵 Start your free budget today. Download the EveryDollar app!
🤔 Think you're good with money? Take our free quiz!
🚢 Book your cabin: Save $300 this week only!
🏠 Get organized and prepared to buy or sell a home
Connect With Our Sponsors:
Get 10% off your first month of BetterHelp
Go to Boost Mobile to switch today!
Go to Casper Sleep and use promo code RAMSEY to learn more
If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off
Learn more about Christian Healthcare Ministries
Get started today with Churchill Mortgage
Get 20% off when you join DeleteMe
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
Find top health insurance plans at Health Trust Financial
Use code RAMSEY to save 20% at Mama Bear Legal Forms
Visit NetSuite today to learn more
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
💵 Your Money Questions Answered by Ask Ramsey!
🚢 Book your cabin: Save $300 this week only!
George Kamel and Jade Warshaw answer your questions and discuss:
“I just learned my girlfriend is pregnant. How do I financially prepare for this?”
“How do I convince my mom to not buy a life insurance policy for $500,000 a year?”
“How do I help my dad pay off $90,000 of credit card debt?”
“I’m receiving a $200,000 trust from my grandparents, what should we do with this?”
“How can I navigate losing access to my husband’s accounts to pay bills?”
“I’m 48, what do I need to do to retire as a millionaire?”
“How much should I help my young married son and his wife?”
“How do I budget when my income is inconsistent?”
“I’m $70,000 underwater on my mortgage. How should I navigate this?”
“I’m living paycheck-to-paycheck and can’t seem to get ahead”
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
🚢 Book your cabin: Save $300 this week only!
💵 Start your free budget today. Download the EveryDollar app!
💻 File your taxes with 100% accurate software that’s less than half of the price
Connect With Our Sponsors:
Get 10% off your first month of BetterHelp
Go to Boost Mobile to switch today!
Go to Casper Sleep and use promo code RAMSEY to learn more
If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off
Learn more about Christian Healthcare Ministries
Get started today with Churchill Mortgage
Get 20% off when you join DeleteMe
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
Find top health insurance plans at Health Trust Financial
Use code RAMSEY to save 20% at Mama Bear Legal Forms
Visit NetSuite today to learn more
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
💵 Get Money Help from Ask Ramsey!
🚢 Book your cabin: Save $300 this week only!
George Kamel and Rachel Cruze answer your questions and discuss:
"I started a paranormal investigation company with my friend. Can I make this my full-time job?"
"I got scammed out of $38,000. We found the scammer and got a judgement against him. How do I collect my money?"
"How do I maintain my credit score?"
"My HOA wants us to pay a $5,000 special assessment fee. Should we just sell our house and move?"
"Should I keep my whole life insurance policy?"
"How can I live sustainably when my mortgage is 65% of my income?".
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
💵 Start your free budget today. Download the EveryDollar app!
🏠 Find a Ramsey Trusted Real Estate Agent
🚢 Book your cabin: Save $300 this week only!
🤔 Find out where you stand with your money and get a free plan
Connect With Our Sponsors:
Get 10% off your first month of BetterHelp
Go to Boost Mobile to switch today!
Go to Casper Sleep and use promo code RAMSEY to learn more
If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off
Learn more about Christian Healthcare Ministries
Get started today with Churchill Mortgage
Get 20% off when you join DeleteMe
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
Find top health insurance plans at Health Trust Financial
Use code RAMSEY to save 20% at Mama Bear Legal Forms
Visit NetSuite today to learn more
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
💵 Get Money Help from Ask Ramsey!
🚢 Book your cabin: Save $300 this week only!
Due to severe weather and an ice storm impacting our area, our team wasn’t able to produce a live show today. We hope you enjoy this compilation from past episodes and we'll be back with a live show soon!
Dave Ramsey and Ken Coleman answer your questions and discuss:
I am getting calls regarding debt on my deceased father. How do I handle this?
What's the best way to start the Baby Steps?
My dad wants me to pay for his life insurance
I'm afraid to pay off my debt
I've been fired twice and we're drowning in debt
Mother-in-law ran up $14K on our joint credit card
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
💸 Start your free budget today. Download the EveryDollar app!
💻 Need help with your taxes? See who we trust.
🚢 Set Sail with Dave Ramsey! Book your cabin today.
Connect With Our Sponsors:
Get 10% off your first month of BetterHelp
Go to Boost Mobile to switch today!
Go to Casper Sleep and use promo code RAMSEY to learn more
If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off
Learn more about Christian Healthcare Ministries
Get started today with Churchill Mortgage
Get 20% off when you join DeleteMe
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
Find top health insurance plans at Health Trust Financial
Use code RAMSEY to save 20% at Mama Bear Legal Forms
Visit NetSuite today to learn more
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
💵 Get Money Help from Ask Ramsey!
🚢 Book your cabin: Save $300 this week only!
George Kamel and Jade Warshaw answer your questions and discuss:
"How should I respond to my parents asking for my 529 funds to be repaid?"
"How can I build wealth so I can leave an abusive situation?"
"My husband bought a home without telling me, should I be concerned about this?"
"How do I address my girlfriend's debt before proposing to her?"
"How much of my income should be my mortgage payment?".
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
📲 Start your free budget today. Download the EveryDollar app!
📈 For help with investing, get connected with a SmartVestor Pro
💵 Think you're good with money? Take our free quiz!
💻 Need help with your taxes? See who we trust.
Connect With Our Sponsors:
Get 10% off your first month of BetterHelp
Go to Boost Mobile to switch today!
Go to Casper Sleep and use promo code RAMSEY to learn more
If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off
Learn more about Christian Healthcare Ministries
Get started today with Churchill Mortgage
Get 20% off when you join DeleteMe
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
Find top health insurance plans at Health Trust Financial
Use code RAMSEY to save 20% at Mama Bear Legal Forms
Visit NetSuite today to learn more
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
❓Have a money question? Ask Ramsey is here to help!
Jade Warshaw and George Kamel answer your questions and discuss:
"Is it normal to be in debt to your spouse?"
"How much can I spend in retirement?"
"How can I get my husband to open up about his finances?"
"My 52-year-old daughter is making our home a living nightmare. How do we kick her out?"
"We make $40,000 a month but we barely have enough left over at the end of the month to make ends meet".
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
🛡️ Protect yourself with trusted insurance coverage that fits your budget.
📲 Start your free budget today. Download the EveryDollar app!
💵 Think you're good with money? Take our free quiz!
💻 Need help with your taxes? See who we trust.
Connect With Our Sponsors:
Get 10% off your first month of BetterHelp
Go to Boost Mobile to switch today!
Go to Casper Sleep and use promo code RAMSEY to learn more
If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off
Learn more about Christian Healthcare Ministries
Get started today with Churchill Mortgage
Get 20% off when you join DeleteMe
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
Find top health insurance plans at Health Trust Financial
Use code RAMSEY to save 20% at Mama Bear Legal Forms
Visit NetSuite today to learn more
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
❓Have a money question? Ask Ramsey is here to help!
Rachel Cruze and Dr. John Delony answer your questions and discuss:
"My husband refuses to get a job, I'm worried he is going to ruin us financially"
"I'm $350,000 in debt, should I file for bankruptcy?"
"Should I finish Baby Step 2 before buying my home?"
"Am I wrong to ask my daughter to pay rent and contribute to grocery costs?"
"Should we sell our double-wide?"
"We don't have anything saved for retirement, where do we start?"
"My boyfriend has $60,000 of debt and keeps spending money on non-essentials. Should I break up with him?"
"Our contractor keeps missing deadlines for our home addition. Should we fire him?"
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
📲 Start your free budget today. Download the EveryDollar app!
🛡️ Protect yourself with trusted insurance coverage that fits your budget
📈 For help with investing, get connected with a SmartVestor Pro
💻 Need help with your taxes? See who we trust.
💵 Think you're good with money? Take our free quiz!
Connect With Our Sponsors:
Get 10% off your first month of BetterHelp
Go to Boost Mobile to switch today!
Go to Casper Sleep and use promo code RAMSEY to learn more
If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off
Learn more about Christian Healthcare Ministries
Get started today with Churchill Mortgage
Get 20% off when you join DeleteMe
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
Find top health insurance plans at Health Trust Financial
Use code RAMSEY to save 20% at Mama Bear Legal Forms
Visit NetSuite today to learn more
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
❓Have a money question? Ask Ramsey is here to help!
George Kamel and Rachel Cruze answer your questions and discuss:
"I'm burnt out from doing OnlyFans, how do I get out of this?"
"My mom is resentful that they are still paying my student loans. Should I take on the payments?"
"Should I buy a house to flip in order to pay off $40,000 of debt?"
"What is extendable term-life insurance?"
"My husband doesn't want to pay off our debt even though we have the money to do so".
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
💵 Think you're good with money? Take our free quiz!
📲 Start your free budget today. Download the EveryDollar app!
🏠 Get organized and prepared to buy or sell a home
💻 Need help with your taxes? See who we trust.
Connect With Our Sponsors:
Get 10% off your first month of BetterHelp
Go to Boost Mobile to switch today!
Go to Casper Sleep and use promo code RAMSEY to learn more
If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off
Learn more about Christian Healthcare Ministries
Get started today with Churchill Mortgage
Get 20% off when you join DeleteMe
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
Find top health insurance plans at Health Trust Financial
Use code RAMSEY to save 20% at Mama Bear Legal Forms
Visit NetSuite today to learn more
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
❓Have a money question? Ask Ramsey is here to help!
Ken Coleman and Jade Warshaw answer your questions and discuss:
“I feel let down by my husband’s spending habits?”
”We’re in $600,000 of student loan debt and have a baby on the way. How do we work the baby steps?”
“I keep going deeper into debt because of my spending habits”
“Our home mortgage is 40% of our income, should we refinance?”
“How do I talk to my in-laws about the $48,000 my wife owes them?”
“We offered $24,000 for our daughter’s wedding, they want to spend half of it on the wedding and keep the other half”
“How are we supposed to pay $2459 for health insurance premiums?”
“Should I pay off the mortgage incrementally or should I invest the money until I can pay off the house in full?”
“What’s the difference between sinking funds and recurring expenses?”
“My wife thinks I’m jumping the gun by getting life insurance for a baby we are planning for”
“We’re $176,000 in debt, should we sell our cars?”
“How do I pay off debt and plan for the future as a single mom?”
“My mortgage has a balloon payment, how do I pay this off?”
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
🛡️ Protect yourself with trusted insurance coverage that fits your budget.
🏢 Join the Crusade! Apply Now!
📲 Start your free budget today. Download the EveryDollar app!
💻 Need help with your taxes? See who we trust.
💵 Think you're good with money? Take our free quiz!
Connect With Our Sponsors:
Get 10% off your first month of BetterHelp
Go to Boost Mobile to switch today!
Go to Casper Sleep and use promo code RAMSEY to learn more
If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off
Learn more about Christian Healthcare Ministries
Get started today with Churchill Mortgage
Get 20% off when you join DeleteMe
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
Find top health insurance plans at Health Trust Financial
Use code RAMSEY to save 20% at Mama Bear Legal Forms
Visit NetSuite today to learn more
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
❓Have a money question? Ask Ramsey is here to help!
Ken Coleman and George Kamel answer your questions and discuss:
“How do I stop living paycheck to paycheck?”
“Should we pay the student loans my mother-in-law is supposed to pay?”
“Should we buy a home when we move to a different state?”
“How much should we be spending on a vacation?”
“We have a collection company coming after us for money we don’t owe. How should we handle this situation?”
“Why won’t my wife live in an RV with me?”
“I am under contract for a house with leased solar panels. Should I back out of this deal?”
“Should we keep helping our daughter financially after her divorce?”
“Should I buy a new truck or keep my old one?”
“My husband doesn’t want to use our savings to pay off our home”
“Can we afford a $500k house?”
“Is my sister still responsible to make payments towards renovations on a home we co-own?”
“How can I get out of $434,000 of debt?”
“How fast should I be saving my fully-funded emergency fund?”
“Should my husband change careers to make more money?”
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
💵 Start your free budget today. Download the EveryDollar app!
🛡️ Protect yourself with trusted insurance coverage that fits your budget.
💻 Find out where you stand with your money and get a free plan
💻 Need help with your taxes? See who we trust.
Connect With Our Sponsors:
Get 10% off your first month of BetterHelp
Go to Boost Mobile to switch today!
Go to Casper Sleep and use promo code RAMSEY to learn more
If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off
Learn more about Christian Healthcare Ministries
Get started today with Churchill Mortgage
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💸 Start transforming your money today with EveryDollar!
In a special bonus episode from our recent "Take Back Your Money" livestream, Dave Ramsey and Jade Warshaw show you how to take your money from chaos to clarity so you can break free from debt and completely transform your finances in 2026.
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❓Have a money question? Ask Ramsey is here to help!
Ken Coleman and Jade Warshaw answer your questions and discuss:
"My husband is about to go to prison for several years, how should we prepare our finances?"
"How can I get my 19-year-old son to be responsible for his expenses?"
"I'm 46-years-old but I still don't have my finances in order, how do I begin to get organized with my money?"
"Are we spending too much on building our home?"
"Should I share my inheritance with my brothers?"
"Should I sell my car?".
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💻 Need help with your taxes? See who we trust.
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Explore more from Ramsey Network:
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🧠 The Dr. John Delony Show
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🪑 Front Row Seat with Ken Coleman
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❓Have a money question? Ask Ramsey is here to help!
George Kamel and Rachel Cruze answer your questions and discuss:
"Should I file for bankruptcy? "
"How do I move on after financial and emotional infidelity?"
"I'm retired and I have never invested my money"
"Is it a good idea to spend money on a birthday vacation for my daughter?"
"What happens to debt if I die before paying it off?"
"Should I use my HELOC to pay off my other debt?"
"My brother has been stealing money from our parents and has put them into debt. Should I tell them to file bankruptcy?"
"Do we have too much of our wealth tied up in our home?".
Next Steps:
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📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
💻 Find out where you stand with your money and get a free plan
🏢 Join the Crusade! Apply Now!
💵 Start your free budget today. Download the EveryDollar app!
🛡️ Protect yourself with trusted insurance coverage that fits your budget.
Connect With Our Sponsors:
Get 10% off your first month of BetterHelp
Go to Boost Mobile to switch today!
Go to Casper Sleep and use promo code RAMSEY to learn more
If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off
Learn more about Christian Healthcare Ministries
Get started today with Churchill Mortgage
Get 20% off when you join DeleteMe
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
Find top health insurance plans at Health Trust Financial
Use code RAMSEY to save 20% at Mama Bear Legal Forms
Visit NetSuite today to learn more
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
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❓Have a money question? Ask Ramsey is here to help!
George Kamel and Dr. John Delony answer your questions and discuss:
"How do we deal with the $300,000 of debt my wife racked up in predatory loans?"
"How can I get my wife to understand she needs to contribute to our finances?"
"I took out some payday loans while having a manic episode. How do I get on the Baby Steps and get out of this situation?"
"Should I split my retirement contributions into different accounts?"
"My house needs repairs but I can't afford it. What should I do?"
"How do we go about paying off our debt? ".
Next Steps:
💵 What is a 529 Plan?
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
💵 Start your free budget today. Download the EveryDollar app!
🛡️ Protect yourself with trusted insurance coverage that fits your budget
💻 Find out where you stand with your money and get a free plan
📈 What is a 529 Plan?
Connect With Our Sponsors:
Get 10% off your first month of BetterHelp
Go to Boost Mobile to switch today!
Go to Casper Sleep and use promo code RAMSEY to learn more
If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off
Learn more about Christian Healthcare Ministries
Get started today with Churchill Mortgage
Get 20% off when you join DeleteMe
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
Find top health insurance plans at Health Trust Financial
Use code RAMSEY to save 20% at Mama Bear Legal Forms
Visit NetSuite today to learn more
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
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💵 Money question? We’ve got your answer. Try Ask Ramsey for free today.
Jade Warshaw and Ken Coleman answer your questions and discuss:
"Derek: Should I file for bankruptcy?"
"Should I cash out my 401(k) to pay off a 401(k) loan?"
"Section 8 housing is being built across the street from my house, should we move?"
"Should I change careers if it leads to a 40% pay cut?"
"I owe more on my car than what it's worth, how do I get out of this situation?"
"My sister-in-law owes me $14,000 I loaned her 7 years ago. How do I get her to finally pay me back?"
"I want to be in a relationship but I don't ever want to get married. How should I be structuring my finances?"
"Should I use a VA loan?".
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
🏢 Join the Crusade! Apply Now!
💵 Start your free budget today. Download the EveryDollar app!
🛡️ Protect yourself with trusted insurance coverage that fits your budget.
💻 Need help with your taxes? See who we trust.
Connect With Our Sponsors:
Get 10% off your first month of BetterHelp
Go to Boost Mobile to switch today!
Go to Casper Sleep and use promo code RAMSEY to learn more
If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off
Learn more about Christian Healthcare Ministries
Get started today with Churchill Mortgage
Get 20% off when you join DeleteMe
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
Find top health insurance plans at Health Trust Financial
Use code RAMSEY to save 20% at Mama Bear Legal Forms
Visit NetSuite today to learn more
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
🤔 Think you’re good with money? Take our Money in America quiz!
George Kamel and Jade Warshaw answer your questions and discuss:
"I cosigned a motorcycle with my ex-boyfriend and he's stopped making payments. What should I do to get out of this?"
"How do I get my husband to acknowledge the fact that I am a partner in his business?"
"Are health insurance alternatives a good idea?"
"I'm 50 years-old and I need a surgery. I have nothing saved, should I pause the Baby Steps so I can afford this?"
"My wife wants to move because of roaches, I'd rather use the money to pay off debt instead. What should we do?"
"Should we move in with my wife's grandmother to pay off our debt faster?"
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
💵 Start your free budget today. Download the EveryDollar app!
💻 Find out where you stand with your money and get a free plan
🏠 Find a Ramsey Trusted Real Estate Agent
📘 Get your copy of What No One Tells You About Money today.
Connect With Our Sponsors:
Get 10% off your first month of BetterHelp
Go to Boost Mobile to switch today!
Go to Casper Sleep and use promo code RAMSEY to learn more
If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off
Learn more about Christian Healthcare Ministries
Get started today with Churchill Mortgage
Get 20% off when you join DeleteMe
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
Find top health insurance plans at Health Trust Financial
Use code RAMSEY to save 20% at Mama Bear Legal Forms
Visit NetSuite today to learn more
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
🤔 Think you’re good with money? Take our Money in America quiz!
Dave Ramsey and Ken Coleman answer your questions and discuss:
“How can I make my relationship last when we don’t get along?”
“Our house is 40% of our take home pay, should we sell?”
“I’m worried about only having $1,000 saved when my car could break down at any point”
“How do I untangle my wife’s business expenses from our personal expenses?”
“I received a $450,000 inheritance, what should I do with it?”
“Should I have my car repaired or buy a new one?”
“How do I get out of student loans when I’m struggling to find a job? I’ve applied to over 2000″
“Should I pull from my emergency fund or sinking fund?”
“Should I prioritize paying off my house before I retire?”
“Do we need more life insurance on top of what our employer provides?”
“Should I get a mortgage so that I can avoid tax penalties?”
“I’m 28 years old with $750,000 worth of real estate debt. How do I pay this off?”
“Should we buy a home with my father?”
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
🏠 Get organized and prepared to buy or sell a home
💵 Start your free budget today. Download the EveryDollar app!
💻 Find out where you stand with your money and get a free plan
📘 Get your copy of What No One Tells You About Money today.
Connect With Our Sponsors:
Get 10% off your first month of BetterHelp
Go to Boost Mobile to switch today!
Go to Casper Sleep and use promo code RAMSEY to learn more
If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off
Learn more about Christian Healthcare Ministries
Get started today with Churchill Mortgage
Get 20% off when you join DeleteMe
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
Find top health insurance plans at Health Trust Financial
Use code RAMSEY to save 20% at Mama Bear Legal Forms
Visit NetSuite today to learn more
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices

















Great work, first time listening.
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2s
first caller, easy answer, but to not realize how risky what she is doing, takes the brain part out of it. or it was a fake call just to say his last line
it's basically the same show over and over. how has it lasted this long.
L682-253917344L682-56E24C2SL682-Q2U27U6Y
it's a duplicate
Love how this show keeps things real about making better life choices. Lately I’ve been looking into ways to upgrade our home without overspending and I found some great options like Above-Ground Acrylic Pools which are way more affordable than in-ground setups and still look amazing: https://www.aupool.net/ Appreciate all the honest advice here.
"My Bríde" 🤮
@5:00 how about the highschooler finding a job to help support the family?
the most softball "interview" of the year, zero push back on any of Trump's claims, half the questions were literally "how are you such a good dad?" https://cellucare-pro.com
@3:10 well that was the point of Covid that it specifically and mainly targeted elderly people. So another situation like that would then be another targeting of elderly people. So then use the situation during Covid as the model to forecast the availability of housing from the Boomer generation . So with a die off of the elderly in a short period of time, did you see an increase in housing availability?
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