Money Talks

It started as a text message from someone she thought was her daughter. By the time Lena Soon, a financial adviser of more than 20 years, realised something was wrong, she had lost almost S$4000 to a scam. On the Money Talks podcast, she joins Andrea Heng to recount how the scam unfolded, the warning signs she missed and tips on how to have a conversation with a loved one you suspect is a scam victim.See omnystudio.com/listener for privacy information.

What happens when you realise your ageing parents may not have enough money for retirement? Providend CEO Christopher Tan joins Andrea Heng to discuss the options when parents face a retirement shortfall. From tighter budgeting to leveraging the family home, learn how adult children should assess their own finances before deciding how much support they can afford to give.See omnystudio.com/listener for privacy information.

The US Federal Reserve has raised interest rates, prompting questions about what higher borrowing costs could mean for Singapore households and whether spare cash should go towards paying down debt or investing. MoneyOwl's Chuin Ting Weber joins Andrea Heng to explain how to think through that decision and why paying down debt can sometimes leave you with less liquidity when you need it most.See omnystudio.com/listener for privacy information.

Two ETFs can track the same S&P 500 companies but have different tax, cost and dividend implications for Singapore investors. The choice between a US-domiciled ETF and an Ireland-domiciled UCITS ETF may also affect potential US estate tax exposure and long-term returns. Andrea Heng speaks with Mahesh Sethuraman, CEO of Saxo Singapore, about how different investors can benefit from these ETFs.See omnystudio.com/listener for privacy information.

Starting April 2027, parents will receive S$2,000 a year for each Singaporean child from age one to 16, as part of a new financial support scheme from the government. But if you don’t need the money for day-to-day expenses, how can you invest it towards your own retirement? On the Money Talks podcast, Andrea Heng speaks with SingSaver’s Ayush Goyal about putting the new SG Child Support Package to work.See omnystudio.com/listener for privacy information.