Everything Estate Planning

#504 | Big RED FLAG for Property Owner "Protection Planning"  🚩 𝗦𝗧𝗢𝗣 𝗯𝗲𝗳𝗼𝗿𝗲 𝘆𝗼𝘂 𝗱𝗼 𝘁𝗵𝗶𝘀 𝘄𝗶𝘁𝗵 𝘆𝗼𝘂𝗿 𝗵𝗼𝗺𝗲. I recently spoke with a property owner who thought they were protected. But in reality, 𝗲𝘃𝗲𝗿𝘆 𝘀𝗮𝗳𝗲𝗴𝘂𝗮𝗿𝗱 𝗵𝗲 𝗿𝗲𝗹𝗶𝗲𝗱 𝗼𝗻 𝗰𝗼𝘂𝗹𝗱 𝗳𝗮𝗶𝗹 at the exact moment he'd need it most. On paper, it looked responsible. In practice, it created exposure most people never see coming. And once that door opens, there's often no easy way to close it. Today we down why certain structures that sound "smart" can actually erase protection, how liability really works, and what property owners should understand before something goes wrong. If you own real property, or plan to, 𝘁𝗵𝗶𝘀 𝗶𝘀 𝗼𝗻𝗲 𝗼𝗳 𝘁𝗵𝗼𝘀𝗲 𝗰𝗼𝗻𝘃𝗲𝗿𝘀𝗮𝘁𝗶𝗼𝗻𝘀 𝘆𝗼𝘂 𝘄𝗮𝗻𝘁 𝗯𝗲𝗳𝗼𝗿𝗲 𝗮 𝗰𝗿𝗶𝘀𝗶𝘀, 𝗻𝗼𝘁 𝗮𝗳𝘁𝗲𝗿. ▶️ Listen now and make sure your protection is real, not just assumed. ZRealEstatePlan.com  #PropertyOwners #RealEstatePlanning #AssetProtection #EstatePlanningMistakes #LiabilityRisk #NYRealEstate #NJRealEstate #SmartPlanning #ProtectYourHome #EverythingEstatePlanning #ZammittiLaw --  We're here to help you learn more!  Please comment and let us know if you found this additional knowledge useful to you…and plus, it would be awesome if you would SUBSCRIBE too! It would mean a lot to us. 😊  --  If you want to talk more about anything estate planning, elder law or probate related:  https://zammittilaw.com  http://yourplanningattorney.com  --  We provide PEACE OF MIND to families through estate planning, elder law and probate matters.  Our firm rests on three core pillars:  Family protection  Simplicity and efficiency for our clients  Minimizing taxes and spend down of your hard-earned assets  If you need assistance with estate planning, elder law, or probate matters, we are happy to speak with you.  Valerie K. Zammitti is the owner at Zammitti Law, PLLC.  She started her firm with one goal – to help individuals and families protect themselves, their loved ones, and their hard-earned assets thereby finding PEACE OF MIND!    Our informational videos and podcasts will cover topics on revocable living trusts, irrevocable trusts, wills, trusts, incapacity planning, power of attorney, health proxy, living will, asset protect trusts, minimizing tax liabilities, elder law, probate, among many other related topics.  --  Facebook = https://www.facebook.com/zammittilaw   Instagram = https://www.instagram.com/zammittilaw/  TikTok = https://www.tiktok.com/@everythingestateplanning  YouTube =  https://www.youtube.com/channel/UC4qXqymg6T_Ha_QzALXgcbQ  LinkedIn = https://www.linkedin.com/in/valerie-k-zammitti-jd-mba-llm-2b593821?original_referer=https%3A%2F%2Fwww.google.com%2F  --  This podcast is intended for educational purposes only and does not create an attorney-client relationship. attorney advertising

#503 - Which Power of Attorney Should You Use?   Most people don't realize there are very 𝗱𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝘁 𝘄𝗮𝘆𝘀 𝗮 𝗣𝗢𝗔 𝗰𝗮𝗻 𝗯𝗲 𝘀𝘁𝗿𝘂𝗰𝘁𝘂𝗿𝗲𝗱, and those differences can determine whether help is immediate or painfully delayed when it's needed most.   In this episode, we break down the quiet nuances between general vs. springing powers of attorney, signed vs. unsigned agents, and how 𝘁𝗵𝗼𝘂𝗴𝗵𝘁𝗳𝘂𝗹 𝗱𝗲𝘀𝗶𝗴𝗻 𝗰𝗮𝗻 𝗽𝗿𝗼𝘁𝗲𝗰𝘁 𝘆𝗼𝘂 𝘄𝗶𝘁𝗵𝗼𝘂𝘁 𝗰𝗿𝗲𝗮𝘁𝗶𝗻𝗴 𝘂𝗻𝗻𝗲𝗰𝗲𝘀𝘀𝗮𝗿𝘆 𝗿𝗼𝗮𝗱𝗯𝗹𝗼𝗰𝗸𝘀 𝗼𝗿 𝗳𝗮𝗺𝗶𝗹𝘆 𝗰𝗼𝗻𝗳𝗹𝗶𝗰𝘁.   This is not about fear, just clarity. And it's too important to gloss over.   Listen now to understand what most people only learn when it's already a problem.   If it helps you, please consider sharing it so it can help someone else as well.   #estateplanning #powerofattorney #planningahead #familyprotection #legaleducation #nylaw #njlaw #peaceofmind #AdultingDoneRight #EverythingEstatePlanning #ZammittiLaw #IncapacityPlanning #POA --  We're here to help you learn more!  Please comment and let us know if you found this additional knowledge useful to you…and plus, it would be awesome if you would SUBSCRIBE too! It would mean a lot to us. 😊  --  If you want to talk more about anything estate planning, elder law or probate related:  https://zammittilaw.com  http://yourplanningattorney.com  --  We provide PEACE OF MIND to families through estate planning, elder law and probate matters.  Our firm rests on three core pillars:  Family protection  Simplicity and efficiency for our clients  Minimizing taxes and spend down of your hard-earned assets  If you need assistance with estate planning, elder law, or probate matters, we are happy to speak with you.  Valerie K. Zammitti is the owner at Zammitti Law, PLLC.  She started her firm with one goal – to help individuals and families protect themselves, their loved ones, and their hard-earned assets thereby finding PEACE OF MIND!    Our informational videos and podcasts will cover topics on revocable living trusts, irrevocable trusts, wills, trusts, incapacity planning, power of attorney, health proxy, living will, asset protect trusts, minimizing tax liabilities, elder law, probate, among many other related topics.  --  Facebook = https://www.facebook.com/zammittilaw   Instagram = https://www.instagram.com/zammittilaw/  TikTok = https://www.tiktok.com/@everythingestateplanning  YouTube =  https://www.youtube.com/channel/UC4qXqymg6T_Ha_QzALXgcbQ  LinkedIn = https://www.linkedin.com/in/valerie-k-zammitti-jd-mba-llm-2b593821?original_referer=https%3A%2F%2Fwww.google.com%2F  --  This podcast is intended for educational purposes only and does not create an attorney-client relationship.  attorney advertising

#502 | Why "The Customer is Always Right" Doesn't Work in Estate Planning 𝗤𝘂𝗶𝗰𝗸 𝗿𝗲𝗮𝗹𝗶𝘁𝘆 𝗰𝗵𝗲𝗰𝗸: Walking into an estate planning conversation already convinced you know exactly what you need can quietly work against you.   Many people call an attorney asking for "just a will" or one specific document, without realizing how easily that choice can leave real gaps in protection. We're talking real lifetime risks. Incapacity. Family consequences no one intended.   In this short episode, I share a real conversation that shows why the most important part of planning probabnly isn't the document you request, but the information you haven't considered yet.   ✨Good planning isn't about checking a box. It's about understanding the full picture 𝘣𝘦𝘧𝘰𝘳𝘦 decisions are locked in.   𝗜𝗳 𝘆𝗼𝘂 𝘃𝗮𝗹𝘂𝗲 𝗯𝗲𝗶𝗻𝗴 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗲𝗱, 𝗻𝗼𝘁 𝗷𝘂𝘀𝘁 𝗱𝗼𝗰𝘂𝗺𝗲𝗻𝘁𝗲𝗱, 𝘁𝗵𝗶𝘀 𝗶𝘀 𝘄𝗼𝗿𝘁𝗵 𝘆𝗼𝘂𝗿 𝘁𝗶𝗺𝗲.   ▶️ Please listen with an open mind.   #EstatePlanning #OpenMindPlanning #BeyondTheWill #LegalEducation #PlanSmart #ProtectYourFamily #IncapacityPlanning #LifeHappens #EstatePlanningTruths #EstatePlanningReality #AvoidProbate #JustAWill  --  We're here to help you learn more!  Please comment and let us know if you found this additional knowledge useful to you…and plus, it would be awesome if you would SUBSCRIBE too! It would mean a lot to us. 😊  --  If you want to talk more about anything estate planning, elder law or probate related:  https://zammittilaw.com  http://yourplanningattorney.com  --  We provide PEACE OF MIND to families through estate planning, elder law and probate matters.  Our firm rests on three core pillars:  Family protection  Simplicity and efficiency for our clients  Minimizing taxes and spend down of your hard-earned assets  If you need assistance with estate planning, elder law, or probate matters, we are happy to speak with you.  Valerie K. Zammitti is the owner at Zammitti Law, PLLC.  She started her firm with one goal – to help individuals and families protect themselves, their loved ones, and their hard-earned assets thereby finding PEACE OF MIND!    Our informational videos and podcasts will cover topics on revocable living trusts, irrevocable trusts, wills, trusts, incapacity planning, power of attorney, health proxy, living will, asset protect trusts, minimizing tax liabilities, elder law, probate, among many other related topics.  --  Facebook = https://www.facebook.com/zammittilaw   Instagram = https://www.instagram.com/zammittilaw/  TikTok = https://www.tiktok.com/@everythingestateplanning  YouTube =  https://www.youtube.com/channel/UC4qXqymg6T_Ha_QzALXgcbQ  LinkedIn = https://www.linkedin.com/in/valerie-k-zammitti-jd-mba-llm-2b593821?original_referer=https%3A%2F%2Fwww.google.com%2F  --  This podcast is intended for educational purposes only and does not create an attorney-client relationship.  attorney advertising

#501 | This Will be the Hardest Thing for Them and You Most families never talk about what happens when independence is no longer an option, until they're forced to. And by then, the choices feel rushed, emotional, and overwhelming. This episode breaks down one of the most overlooked parts of estate planning: where you'll live and who will actually care for you when life changes. Staying home sounds simple. Relying on family sounds noble. But the reality is far more complex, and the consequences can reshape relationships forever. 𝗜𝗳 𝘆𝗼𝘂 𝗹𝗼𝘃𝗲 𝘆𝗼𝘂𝗿 𝗳𝗮𝗺𝗶𝗹𝘆, 𝘁𝗵𝗶𝘀 𝗶𝘀 𝗮 𝗰𝗼𝗻𝘃𝗲𝗿𝘀𝗮𝘁𝗶𝗼𝗻 𝘄𝗼𝗿𝘁𝗵 𝗵𝗮𝘃𝗶𝗻𝗴 𝗯𝗲𝗳𝗼𝗿𝗲 𝗶𝘁 𝗯𝗲𝗰𝗼𝗺𝗲𝘀 𝗮 𝗰𝗿𝗶𝘀𝗶𝘀. ▶️ Please listen and start thinking through this now, while you still have options. 𝘛𝘳𝘶𝘴𝘵 𝘮𝘦, 𝘺𝘰𝘶 𝘥𝘰𝘯'𝘵 𝘸𝘢𝘯𝘵 𝘵𝘰 𝘴𝘱𝘦𝘯𝘥 𝘣𝘰𝘳𝘳𝘰𝘸𝘦𝘥 𝘵𝘪𝘮𝘦 𝘮𝘢𝘬𝘪𝘯𝘨 𝘩𝘢𝘳𝘥 𝘥𝘦𝘤𝘪𝘴𝘪𝘰𝘯𝘴 𝘪𝘯𝘴𝘵𝘦𝘢𝘥 𝘰𝘧 𝘣𝘺 𝘺𝘰𝘶𝘳 𝘭𝘰𝘷𝘦𝘥 𝘰𝘯𝘦'𝘴 𝘴𝘪𝘥𝘦.  #EstatePlanning #AgingWell #CarePlanning #FamilyConversations #PeaceOfMind #LifePlanning #RealTalk #PlanAhead #NYAttorney #NJAttorney #EverythingEstatePlanning #ZammittiLaw  --  We're here to help you learn more!  Please comment and let us know if you found this additional knowledge useful to you…and plus, it would be awesome if you would SUBSCRIBE too! It would mean a lot to us. 😊  --  If you want to talk more about anything estate planning, elder law or probate related:  https://zammittilaw.com  http://yourplanningattorney.com  --  We provide PEACE OF MIND to families through estate planning, elder law and probate matters.  Our firm rests on three core pillars:  Family protection  Simplicity and efficiency for our clients  Minimizing taxes and spend down of your hard-earned assets  If you need assistance with estate planning, elder law, or probate matters, we are happy to speak with you.  Valerie K. Zammitti is the owner at Zammitti Law, PLLC.  She started her firm with one goal – to help individuals and families protect themselves, their loved ones, and their hard-earned assets thereby finding PEACE OF MIND!    Our informational videos and podcasts will cover topics on revocable living trusts, irrevocable trusts, wills, trusts, incapacity planning, power of attorney, health proxy, living will, asset protect trusts, minimizing tax liabilities, elder law, probate, among many other related topics.  --  Facebook = https://www.facebook.com/zammittilaw   Instagram = https://www.instagram.com/zammittilaw/  TikTok = https://www.tiktok.com/@everythingestateplanning  YouTube =  https://www.youtube.com/channel/UC4qXqymg6T_Ha_QzALXgcbQ  LinkedIn = https://www.linkedin.com/in/valerie-k-zammitti-jd-mba-llm-2b593821?original_referer=https%3A%2F%2Fwww.google.com%2F  --  This podcast is intended for educational purposes only and does not create an attorney-client relationship.  attorney advertising  

IT'S OUR 500TH EPISODE!! Thank you for listening, liking, subscribing and sharing. We couldn't do this without you. #500 | What Busy People Do When Life Gifts Them Time 🚨 𝗦𝘁𝘂𝗰𝗸 𝗶𝗻 𝘁𝗿𝗮𝗳𝗳𝗶𝗰? 𝗦𝗶𝘁𝘁𝗶𝗻𝗴 𝗼𝗻 𝗮 𝘁𝗿𝗮𝗶𝗻? 𝗛𝗲𝗿𝗲'𝘀 𝗮 𝘁𝗵𝗼𝘂𝗴𝗵𝘁… Those "nothing-to-do" minutes we all hate might actually be the perfect time to think about the things we usually push off — the "what ifs" of life. Some exciting. Some uncomfortable. All important. Most of us never slow down long enough to consider who we'd need in place if life suddenly changed — for the better or the worse. In this, our 500th episode,  we break down a simple mindset shift that turns wasted time into something surprisingly powerful. If you've been meaning to plan ahead… this might be the nudge you needed. 👉 Take a breath. Enjoy this Minute. Plan What Happens Next.  #estateplanning #lifeprep #familyprotection #peaceofmind #thinkahead #busypeopleplanning #NY #NJ  --  We're here to help you learn more!  Please comment and let us know if you found this additional knowledge useful to you…and plus, it would be awesome if you would SUBSCRIBE too! It would mean a lot to us. 😊  --  If you want to talk more about anything estate planning, elder law or probate related:  https://zammittilaw.com  http://yourplanningattorney.com  --  We provide PEACE OF MIND to families through estate planning, elder law and probate matters.  Our firm rests on three core pillars:  Family protection  Simplicity and efficiency for our clients  Minimizing taxes and spend down of your hard-earned assets  If you need assistance with estate planning, elder law, or probate matters, we are happy to speak with you.  Valerie K. Zammitti is the owner at Zammitti Law, PLLC.  She started her firm with one goal – to help individuals and families protect themselves, their loved ones, and their hard-earned assets thereby finding PEACE OF MIND!    Our informational videos and podcasts will cover topics on revocable living trusts, irrevocable trusts, wills, trusts, incapacity planning, power of attorney, health proxy, living will, asset protect trusts, minimizing tax liabilities, elder law, probate, among many other related topics.  --  Facebook = https://www.facebook.com/zammittilaw   Instagram = https://www.instagram.com/zammittilaw/  TikTok = https://www.tiktok.com/@everythingestateplanning  YouTube =  https://www.youtube.com/channel/UC4qXqymg6T_Ha_QzALXgcbQ  LinkedIn = https://www.linkedin.com/in/valerie-k-zammitti-jd-mba-llm-2b593821?original_referer=https%3A%2F%2Fwww.google.com%2F  --  This podcast is intended for educational purposes only and does not create an attorney-client relationship.  attorney advertising  

#499 | For Most Beneficiaries, It's Hurry Up & Wait 𝗕𝗲𝗻𝗲𝗳𝗶𝗰𝗶𝗮𝗿𝗶𝗲𝘀 — 𝗔𝗿𝗲 𝘆𝗼𝘂 𝘄𝗮𝗶𝘁𝗶𝗻𝗴 𝗼𝗻 𝗮𝗻 𝗶𝗻𝗵𝗲𝗿𝗶𝘁𝗮𝗻𝗰𝗲 𝗮𝗻𝗱 𝘄𝗼𝗻𝗱𝗲𝗿𝗶𝗻𝗴… "𝗪𝗵𝗮𝘁 𝗶𝘀 𝘁𝗮𝗸𝗶𝗻𝗴 𝘀𝗼 𝗹𝗼𝗻𝗴?" Before frustration sets in, pause. There's an entire process happening behind the scenes that most people never see, & and it might take longer than you think. In this episode, let's talk a minute about what really happens during estate administration, why timelines aren't as quick as people expect, and what rights you do have while you wait. If you've ever been named as a beneficiary, or you might be one someday, this is a must-watch. ✨ 𝗧𝗮𝗸𝗲 𝗮 𝗯𝗿𝗲𝗮𝘁𝗵. 𝗛𝗶𝘁 𝗣𝗹𝗮𝘆. 𝗚𝗲𝘁 𝗶𝗻𝗳𝗼𝗿𝗺𝗲𝗱. Your future self (and the executor you're stressing out) will thank you. #estateplanning #beneficiaries #inheritance #probateprocess #legaleducation #peaceofmindplanning #NYlawyer #NJlawyer #estateadministration--  We're here to help you learn more!  Please comment and let us know if you found this additional knowledge useful to you…and plus, it would be awesome if you would SUBSCRIBE too! It would mean a lot to us. 😊  --  If you want to talk more about anything estate planning, elder law or probate related:  https://zammittilaw.com  http://yourplanningattorney.com  --  We provide PEACE OF MIND to families through estate planning, elder law and probate matters.  Our firm rests on three core pillars:  Family protection  Simplicity and efficiency for our clients  Minimizing taxes and spend down of your hard-earned assets  If you need assistance with estate planning, elder law, or probate matters, we are happy to speak with you.  Valerie K. Zammitti is the owner at Zammitti Law, PLLC.  She started her firm with one goal – to help individuals and families protect themselves, their loved ones, and their hard-earned assets thereby finding PEACE OF MIND!    Our informational videos and podcasts will cover topics on revocable living trusts, irrevocable trusts, wills, trusts, incapacity planning, power of attorney, health proxy, living will, asset protect trusts, minimizing tax liabilities, elder law, probate, among many other related topics.  --  Facebook = https://www.facebook.com/zammittilaw   Instagram = https://www.instagram.com/zammittilaw/  TikTok = https://www.tiktok.com/@everythingestateplanning  YouTube =  https://www.youtube.com/channel/UC4qXqymg6T_Ha_QzALXgcbQ  LinkedIn = https://www.linkedin.com/in/valerie-k-zammitti-jd-mba-llm-2b593821?original_referer=https%3A%2F%2Fwww.google.com%2F  --  This podcast is intended for educational purposes only and does not create an attorney-client relationship.  attorney advertising

#498 | Planning for People Who Love Their Pets 𝗣𝗲𝘁 𝗢𝘄𝗻𝗲𝗿𝘀. Listen Up! Have you ever wondered what happens to your furry family members if something happens to you? Most people don't realize there's a 𝘀𝗶𝗺𝗽𝗹𝗲, 𝗹𝗲𝗴𝗮𝗹𝗹𝘆 𝗿𝗲𝗰𝗼𝗴𝗻𝗶𝘇𝗲𝗱 𝘄𝗮𝘆 𝘁𝗼 𝗺𝗮𝗸𝗲 𝘀𝘂𝗿𝗲 𝘆𝗼𝘂𝗿 𝗮𝗻𝗶𝗺𝗮𝗹𝘀 𝗮𝗿𝗲 𝗰𝗮𝗿𝗲𝗱 𝗳𝗼𝗿 the way you want… and it's hidden inside a part of your estate plan you might have never considered. In today's video, Val breaks down a surprising option that dedicated pet lovers use all the time, and why it could bring real peace of mind for both you and the people you'd trust with your animals. No spoilers here… but if your pet is basically your child, you'll want to hear this. 👉 Watch the video and learn something new today. Your pets are counting on you. #EstatePlanning #PetTrust #PetParents #FuturePlanning #PeaceOfMind #NYLawyer #NJLawyer #ProtectYourPets #ResponsiblePetOwner #ZammittiLaw  --  We're here to help you learn more!  Please comment and let us know if you found this additional knowledge useful to you…and plus, it would be awesome if you would SUBSCRIBE too! It would mean a lot to us. 😊  --  If you want to talk more about anything estate planning, elder law or probate related:  https://zammittilaw.com  http://yourplanningattorney.com  --  We provide PEACE OF MIND to families through estate planning, elder law and probate matters.  Our firm rests on three core pillars:  Family protection  Simplicity and efficiency for our clients  Minimizing taxes and spend down of your hard-earned assets  If you need assistance with estate planning, elder law, or probate matters, we are happy to speak with you.  Valerie K. Zammitti is the owner at Zammitti Law, PLLC.  She started her firm with one goal – to help individuals and families protect themselves, their loved ones, and their hard-earned assets thereby finding PEACE OF MIND!    Our informational videos and podcasts will cover topics on revocable living trusts, irrevocable trusts, wills, trusts, incapacity planning, power of attorney, health proxy, living will, asset protect trusts, minimizing tax liabilities, elder law, probate, among many other related topics.  --  Facebook = https://www.facebook.com/zammittilaw   Instagram = https://www.instagram.com/zammittilaw/  TikTok = https://www.tiktok.com/@everythingestateplanning  YouTube =  https://www.youtube.com/channel/UC4qXqymg6T_Ha_QzALXgcbQ  LinkedIn = https://www.linkedin.com/in/valerie-k-zammitti-jd-mba-llm-2b593821?original_referer=https%3A%2F%2Fwww.google.com%2F  --  This podcast is intended for educational purposes only and does not create an attorney-client relationship.  attorney advertising  

#497 | Wake Up Call for People Who Own Property in Multiple States! Most people have no idea that owning a second home in another state can create a legal mess their family never sees coming. ZRealEstatePlan.com One property? Fine (if you do it right). Two states? Completely different story. There's a way to prevent your family from being dragged through multiple probates, paperwork nightmares, and 𝗱𝗲𝗹𝗮𝘆𝘀 that could freeze everything 𝗳𝗼𝗿 𝗺𝗼𝗻𝘁𝗵𝘀, 𝗼𝗿 𝗲𝘃𝗲𝗻 𝘆𝗲𝗮𝗿𝘀, 𝗶𝗻 𝗲𝘃𝗲𝗿𝘆 𝘀𝘁𝗮𝘁𝗲. But most people don't find out the truth until it's too late. 👉 Watch this short video to learn the one thing every multi-state homeowner needs to know right now to keep their property safe and their family protected. #estateplanning #realestateowners #multistateproperties #NYrealestate #NJrealestate #legacyplanning #avoidprobate #propertyprotection --  We're here to help you learn more!  Please comment and let us know if you found this additional knowledge useful to you…and plus, it would be awesome if you would SUBSCRIBE too! It would mean a lot to us. 😊  --  If you want to talk more about anything estate planning, elder law or probate related:  https://zammittilaw.com  http://yourplanningattorney.com  --  We provide PEACE OF MIND to families through estate planning, elder law and probate matters.  Our firm rests on three core pillars:  Family protection  Simplicity and efficiency for our clients  Minimizing taxes and spend down of your hard-earned assets  If you need assistance with estate planning, elder law, or probate matters, we are happy to speak with you.  Valerie K. Zammitti is the owner at Zammitti Law, PLLC.  She started her firm with one goal – to help individuals and families protect themselves, their loved ones, and their hard-earned assets thereby finding PEACE OF MIND!    Our informational videos and podcasts will cover topics on revocable living trusts, irrevocable trusts, wills, trusts, incapacity planning, power of attorney, health proxy, living will, asset protect trusts, minimizing tax liabilities, elder law, probate, among many other related topics.  --  Facebook = https://www.facebook.com/zammittilaw   Instagram = https://www.instagram.com/zammittilaw/  TikTok = https://www.tiktok.com/@everythingestateplanning  YouTube =  https://www.youtube.com/channel/UC4qXqymg6T_Ha_QzALXgcbQ  LinkedIn = https://www.linkedin.com/in/valerie-k-zammitti-jd-mba-llm-2b593821?original_referer=https%3A%2F%2Fwww.google.com%2F  --  This podcast is intended for educational purposes only and does not create an attorney-client relationship.  attorney advertising

#496 | Everyone Hates Estate Planning Rubber Neckers 𝗘𝘃𝗲𝗿 𝘀𝗶𝘁 𝗶𝗻 𝘁𝗿𝗮𝗳𝗳𝗶𝗰, 𝗰𝗿𝗮𝘄𝗹 𝗳𝗼𝗿𝘄𝗮𝗿𝗱 𝗳𝗼𝗿 𝗺𝗶𝗹𝗲𝘀… 𝗮𝗻𝗱 𝗿𝗲𝗮𝗹𝗶𝘇𝗲 𝘁𝗵𝗲 𝘄𝗵𝗼𝗹𝗲 𝘀𝗹𝗼𝘄𝗱𝗼𝘄𝗻 𝘄𝗮𝘀 𝗰𝗮𝘂𝘀𝗲𝗱 𝗯𝘆 𝗼𝗻𝗲 𝗿𝘂𝗯𝗯𝗲𝗿𝗻𝗲𝗰𝗸𝗲𝗿? Turns out, a lot of families end up in the same kind of jam, only the "accident" is a crisis, and the rubbernecking is everyone trying to figure out your wishes at the worst possible moment. 𝗪𝗲 𝗱𝗼𝗻'𝘁 𝘁𝗮𝗹𝗸 𝗮𝗯𝗼𝘂𝘁 𝗱𝗶𝘀𝗮𝗯𝗶𝗹𝗶𝘁𝘆 𝗼𝗿 𝗱𝗲𝗮𝘁𝗵 𝗯𝗲𝗰𝗮𝘂𝘀𝗲 𝗶𝘁'𝘀 "𝗳𝘂𝗻." We talk about it because planning ahead keeps your family moving forward instead of getting stuck in emotional gridlock. In this video, I share a simple mindset shift that can save the people you love from unnecessary chaos when life gets bumpy. 👉 Watch the video and see how to keep your family out of the traffic jam. #EstatePlanning #PlanAhead #FamilyFirst #LifePlanning #AvoidTheChaos #PeaceOfMind--  We're here to help you learn more!  Please comment and let us know if you found this additional knowledge useful to you…and plus, it would be awesome if you would SUBSCRIBE too! It would mean a lot to us. 😊  --  If you want to talk more about anything estate planning, elder law or probate related:  https://zammittilaw.com  http://yourplanningattorney.com  --  We provide PEACE OF MIND to families through estate planning, elder law and probate matters.  Our firm rests on three core pillars:  Family protection  Simplicity and efficiency for our clients  Minimizing taxes and spend down of your hard-earned assets  If you need assistance with estate planning, elder law, or probate matters, we are happy to speak with you.  Valerie K. Zammitti is the owner at Zammitti Law, PLLC.  She started her firm with one goal – to help individuals and families protect themselves, their loved ones, and their hard-earned assets thereby finding PEACE OF MIND!    Our informational videos and podcasts will cover topics on revocable living trusts, irrevocable trusts, wills, trusts, incapacity planning, power of attorney, health proxy, living will, asset protect trusts, minimizing tax liabilities, elder law, probate, among many other related topics.  --  Facebook = https://www.facebook.com/zammittilaw   Instagram = https://www.instagram.com/zammittilaw/  TikTok = https://www.tiktok.com/@everythingestateplanning  YouTube =  https://www.youtube.com/channel/UC4qXqymg6T_Ha_QzALXgcbQ  LinkedIn = https://www.linkedin.com/in/valerie-k-zammitti-jd-mba-llm-2b593821?original_referer=https%3A%2F%2Fwww.google.com%2F  --  This podcast is intended for educational purposes only and does not create an attorney-client relationship.  attorney advertising

#495 | 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗢𝘄𝗻𝗲𝗿𝘀 — 𝗜𝘀 𝗬𝗼𝘂𝗿 𝗛𝗼𝘂𝘀𝗲 𝗣𝗿𝗼𝘁𝗲𝗰𝘁𝗲𝗱 𝗙𝗿𝗼𝗺 𝗬𝗢𝗨? Most people assume they're covered… until a liability, disability, or even death proves otherwise. And by then, it's too late to fix the gaps. In this episode, Val Zammitti breaks down why owning real estate comes with a personal hidden risks many never consider, and what smart property owners do differently. No scare tactics. No sales pitch. Just the critical insight that could protect the property you've worked so hard for. If you own a home, rental, vacation property, or inherited real estate, you'll want to hear this. 👉 Protect what you've built. Protect who you love. Press play. ZRealEstatePlan.com  #EstatePlanning #RealEstateProtection #PropertyOwners #LiabilityProtection #LegacyPlanning #WealthProtection #Homeowners #NYRealEstate #NJRealEstate #ZammittiLaw  --  We're here to help you learn more!  Please comment and let us know if you found this additional knowledge useful to you…and plus, it would be awesome if you would SUBSCRIBE too! It would mean a lot to us. 😊  --  If you want to talk more about anything estate planning, elder law or probate related:  https://zammittilaw.com  http://yourplanningattorney.com  --  We provide PEACE OF MIND to families through estate planning, elder law and probate matters.  Our firm rests on three core pillars:  Family protection  Simplicity and efficiency for our clients  Minimizing taxes and spend down of your hard-earned assets  If you need assistance with estate planning, elder law, or probate matters, we are happy to speak with you.  Valerie K. Zammitti is the owner at Zammitti Law, PLLC.  She started her firm with one goal – to help individuals and families protect themselves, their loved ones, and their hard-earned assets thereby finding PEACE OF MIND!    Our informational videos and podcasts will cover topics on revocable living trusts, irrevocable trusts, wills, trusts, incapacity planning, power of attorney, health proxy, living will, asset protect trusts, minimizing tax liabilities, elder law, probate, among many other related topics.  --  Facebook = https://www.facebook.com/zammittilaw   Instagram = https://www.instagram.com/zammittilaw/  TikTok = https://www.tiktok.com/@everythingestateplanning  YouTube =  https://www.youtube.com/channel/UC4qXqymg6T_Ha_QzALXgcbQ  LinkedIn = https://www.linkedin.com/in/valerie-k-zammitti-jd-mba-llm-2b593821?original_referer=https%3A%2F%2Fwww.google.com%2F  --  This podcast is intended for educational purposes only and does not create an attorney-client relationship. attorney advertising

#494 | You Can Learn From MY Big Planning Mistake! 🙃𝗘𝘃𝗲𝗿 𝗵𝗮𝗱 𝗼𝗻𝗲 𝘀𝗺𝗮𝗹𝗹 𝗼𝘃𝗲𝗿𝘀𝗶𝗴𝗵𝘁 𝗳𝗹𝗶𝗽 𝘆𝗼𝘂𝗿 𝗲𝗻𝘁𝗶𝗿𝗲 𝗱𝗮𝘆 𝘂𝗽𝘀𝗶𝗱𝗲 𝗱𝗼𝘄𝗻? Most of us have lived that scramble, whether it's a last-minute dash for a forgotten concert outfit or a crisis that hits without warning. But here's the truth we rarely say out loud: 𝙄𝙛 𝙬𝙚 𝙙𝙤𝙣'𝙩 𝙥𝙡𝙖𝙣 𝙛𝙤𝙧 𝙩𝙝𝙚 𝙗𝙞𝙜 𝙢𝙤𝙢𝙚𝙣𝙩𝙨, 𝙩𝙝𝙚 𝙘𝙤𝙣𝙨𝙚𝙦𝙪𝙚𝙣𝙘𝙚𝙨 𝙙𝙤𝙣'𝙩 𝙟𝙪𝙨𝙩 𝙙𝙞𝙨𝙧𝙪𝙥𝙩 𝙖 𝙙𝙖𝙮… 𝙞𝙩'𝙨 𝙤𝙪𝙧 𝙡𝙤𝙫𝙚𝙙 𝙤𝙣𝙚𝙨 𝙬𝙝𝙤 𝙥𝙖𝙮 𝙩𝙝𝙚 𝙥𝙧𝙞𝙘𝙚. This video breaks down the simple but powerful shift that keeps families out of chaos during life's hardest moments. No stress, no guesswork, no scrambling in the middle of heartbreak. Watch now to hear the two words that change everything, and why they matter more than you think. #EstatePlanning #FamilyPreparedness #PlanAhead #LifeAdmin #FutureProof #PeaceOfMind #NYLaw #NJLaw #ParentLife #WhatIfPlanning #PleasePlan #EverythingEstatePlanning #ZammittiLaw #YourPlanningAttorney  --  We're here to help you learn more!  Please comment and let us know if you found this additional knowledge useful to you…and plus, it would be awesome if you would SUBSCRIBE too! It would mean a lot to us. 😊  --  If you want to talk more about anything estate planning, elder law or probate related:  https://zammittilaw.com  http://yourplanningattorney.com  --  We provide PEACE OF MIND to families through estate planning, elder law and probate matters.  Our firm rests on three core pillars:  Family protection  Simplicity and efficiency for our clients  Minimizing taxes and spend down of your hard-earned assets  If you need assistance with estate planning, elder law, or probate matters, we are happy to speak with you.  Valerie K. Zammitti is the owner at Zammitti Law, PLLC.  She started her firm with one goal – to help individuals and families protect themselves, their loved ones, and their hard-earned assets thereby finding PEACE OF MIND!    Our informational videos and podcasts will cover topics on revocable living trusts, irrevocable trusts, wills, trusts, incapacity planning, power of attorney, health proxy, living will, asset protect trusts, minimizing tax liabilities, elder law, probate, among many other related topics.  --  Facebook = https://www.facebook.com/zammittilaw   Instagram = https://www.instagram.com/zammittilaw/  TikTok = https://www.tiktok.com/@everythingestateplanning  YouTube =  https://www.youtube.com/channel/UC4qXqymg6T_Ha_QzALXgcbQ  LinkedIn = https://www.linkedin.com/in/valerie-k-zammitti-jd-mba-llm-2b593821?original_referer=https%3A%2F%2Fwww.google.com%2F  --  This podcast is intended for educational purposes only and does not create an attorney-client relationship.  attorney advertising

#493 | When They Can't Live Alone, Who Knows What to Do? 𝗗𝗼𝗻'𝘁 𝗕𝗲 𝗟𝗶𝗸𝗲 𝗠𝗲...Talk to your parents now about what happens when they can't live independently anymore. Most families avoid this conversation… until life forces it on them. And by then, emotions are high, decisions are rushed, and everyone is overwhelmed. In this short episode, I'm sharing the real reminder we all need: the moment "it" happens is not the time to start planning. If your parents or grandparents suddenly need help, does your family know what to do? Who decides what? Does anyone know what the options even are? This isn't about fear. It's about clarity, dignity, and making sure the people you love aren't scrambling in a crisis. Listen now. Then Watch This: https://youtu.be/PXLj8d97dqs and start the conversation. 👉 Hit play and take the first step today. #AgingParents #FamilyPlanning #EstatePlanning #CarePlanning #ElderCare #PrepareNow #HardConversations #PeaceOfMindPlanning #NYLawyer #NJLawyer #ElderlySupport #EverythingEstatePlanning #ZammittiLaw #YourPlanningAttorney --  We're here to help you learn more!  Please comment and let us know if you found this additional knowledge useful to you…and plus, it would be awesome if you would SUBSCRIBE too! It would mean a lot to us. 😊  --  If you want to talk more about anything estate planning, elder law or probate related:  https://zammittilaw.com  http://yourplanningattorney.com  --  We provide PEACE OF MIND to families through estate planning, elder law and probate matters.  Our firm rests on three core pillars:  Family protection  Simplicity and efficiency for our clients  Minimizing taxes and spend down of your hard-earned assets  If you need assistance with estate planning, elder law, or probate matters, we are happy to speak with you.  Valerie K. Zammitti is the owner at Zammitti Law, PLLC.  She started her firm with one goal – to help individuals and families protect themselves, their loved ones, and their hard-earned assets thereby finding PEACE OF MIND!    Our informational videos and podcasts will cover topics on revocable living trusts, irrevocable trusts, wills, trusts, incapacity planning, power of attorney, health proxy, living will, asset protect trusts, minimizing tax liabilities, elder law, probate, among many other related topics.  --  Facebook = https://www.facebook.com/zammittilaw   Instagram = https://www.instagram.com/zammittilaw/  TikTok = https://www.tiktok.com/@everythingestateplanning  YouTube =  https://www.youtube.com/channel/UC4qXqymg6T_Ha_QzALXgcbQ  LinkedIn = https://www.linkedin.com/in/valerie-k-zammitti-jd-mba-llm-2b593821?original_referer=https%3A%2F%2Fwww.google.com%2F  --  This podcast is intended for educational purposes only and does not create an attorney-client relationship. attorney advertising

#492 | Is Your Property Safe? How Sure Are You?  ⚠️ Homeowners, 𝗦𝗧𝗢𝗣! Before you make any property decisions, listen to this podcast. Your biggest investment might be one legal loophole away from serious trouble. Most homeowners think standard insurance and a will are enough protection. 𝗧𝗵𝗲𝘆 𝗔𝗿𝗲 𝗡𝗼𝘁. Hidden title issues, liability gaps, and outdated estate plans are costing families their life savings right now. Don't find out the hard way that your property isn't as secure as you thought. 🎥 Your financial future depends on getting this right. Listen now.  ZRealEstatePlan.com #PropertyProtection #RealEstate #HomeSecurity #EstatePlanning #WealthProtection #HomeownersAlert #EverythingEstatePlanning #ZammittiLaw #ZRealEstatePlan --  We're here to help you learn more!  Please comment and let us know if you found this additional knowledge useful to you…and plus, it would be awesome if you would SUBSCRIBE too! It would mean a lot to us. 😊  --  If you want to talk more about anything estate planning, elder law or probate related:  https://zammittilaw.com  http://yourplanningattorney.com  --  We provide PEACE OF MIND to families through estate planning, elder law and probate matters.  Our firm rests on three core pillars:  Family protection  Simplicity and efficiency for our clients  Minimizing taxes and spend down of your hard-earned assets  If you need assistance with estate planning, elder law, or probate matters, we are happy to speak with you.  Valerie K. Zammitti is the owner at Zammitti Law, PLLC.  She started her firm with one goal – to help individuals and families protect themselves, their loved ones, and their hard-earned assets thereby finding PEACE OF MIND!    Our informational videos and podcasts will cover topics on revocable living trusts, irrevocable trusts, wills, trusts, incapacity planning, power of attorney, health proxy, living will, asset protect trusts, minimizing tax liabilities, elder law, probate, among many other related topics.  --  Facebook = https://www.facebook.com/zammittilaw   Instagram = https://www.instagram.com/zammittilaw/  TikTok = https://www.tiktok.com/@everythingestateplanning  YouTube =  https://www.youtube.com/channel/UC4qXqymg6T_Ha_QzALXgcbQ  LinkedIn = https://www.linkedin.com/in/valerie-k-zammitti-jd-mba-llm-2b593821?original_referer=https%3A%2F%2Fwww.google.com%2F  --  This podcast is intended for educational purposes only and does not create an attorney-client relationship.  attorney advertising

#491 | Every Child Deserves This Protection 𝗣𝗮𝗿𝗲𝗻𝘁𝘀, 𝗹𝗲𝘁'𝘀 𝗯𝗲 𝗵𝗼𝗻𝗲𝘀𝘁 𝗮𝗯𝗼𝘂𝘁 𝘀𝗼𝗺𝗲𝘁𝗵𝗶𝗻𝗴 𝘂𝗻𝗰𝗼𝗺𝗳𝗼𝗿𝘁𝗮𝗯𝗹𝗲.   You'd do 𝘢𝘯𝘺𝘵𝘩𝘪𝘯𝘨 to protect your kids. You buckle them in car seats, teach them to look both ways before crossing the street, and lose sleep when they're sick. But if something happened to YOU tomorrow, who has the legal authority to care for them then?   Most parents never tackle estate planning. Not because they don't care, but because life is chaotic, kids are expensive, and frankly, thinking about worst-case scenarios feels overwhelming.   Here's the harsh reality: Every day you go without these essential documents is a day your kids are vulnerable. Which is exactly why Valerie Zammitti created 𝗬𝗜𝗣𝗣𝗘𝗘™ (Youth Incentive Program Planning Estates Early).   ✅ Attorney-guided (not DIY) ✅ Just $250 per parent ✅ 100% satisfaction guaranteed 𝗡𝗼 𝘀𝘁𝗿𝗲𝘀𝘀. 𝗡𝗼 𝗰𝗼𝗻𝗳𝘂𝘀𝗶𝗼𝗻. 𝗡𝗼 𝗲𝘅𝗰𝘂𝘀𝗲𝘀.   Open to ALL parents in NY & NJ. Twice a year. Limited to 40 parents per event. So register now. 𝗧𝗵𝗶𝘀 𝗶𝘀 𝘁𝗵𝗲 𝘀𝗮𝗳𝗲𝘁𝘆 𝗻𝗲𝘁 𝘆𝗼𝘂 𝗽𝗿𝗮𝘆 𝘆𝗼𝘂'𝗹𝗹 𝗻𝗲𝘃𝗲𝗿 𝗻𝗲𝗲𝗱 𝗯𝘂𝘁 𝗮𝗯𝘀𝗼𝗹𝘂𝘁𝗲𝗹𝘆 𝗰𝗮𝗻𝗻𝗼𝘁 𝗹𝗶𝘃𝗲 𝘄𝗶𝘁𝗵𝗼𝘂𝘁.   This isn't about planning for the worst; it's about responsible parenting to protect what matters most. 👉 Listen now to learn how simple it is to take this small step that protects your kids for life.   The parents who love their kids most? They handle this responsibility. Period.   #YIPPEE #ParentsOfMinors #GuardianshipMatters #EstatePlanningForParents #ProtectYourKids #PeaceOfMindParenting #NYParents #NJParents #ZammittiLaw #AffordableEstatePlanning  --  We're here to help you learn more!  Please comment and let us know if you found this additional knowledge useful to you…and plus, it would be awesome if you would SUBSCRIBE too! It would mean a lot to us. 😊  --  If you want to talk more about anything estate planning, elder law or probate related:  ZammittiLaw.com  YippeePlan.com  --  We provide PEACE OF MIND to families through estate planning, elder law and probate matters.  Our firm rests on three core pillars:  Family protection  Simplicity and efficiency for our clients  Minimizing taxes and spend down of your hard-earned assets  If you need assistance with estate planning, elder law, or probate matters, we are happy to speak with you.  Valerie K. Zammitti is the owner at Zammitti Law, PLLC.  She started her firm with one goal – to help individuals and families protect themselves, their loved ones, and their hard-earned assets thereby finding PEACE OF MIND!    Our informational videos and podcasts will cover topics on revocable living trusts, irrevocable trusts, wills, trusts, incapacity planning, power of attorney, health proxy, living will, asset protect trusts, minimizing tax liabilities, elder law, probate, among many other related topics.  --  Facebook = https://www.facebook.com/zammittilaw   Instagram = https://www.instagram.com/zammittilaw/  TikTok = https://www.tiktok.com/@everythingestateplanning  YouTube =  https://www.youtube.com/channel/UC4qXqymg6T_Ha_QzALXgcbQ  LinkedIn = https://www.linkedin.com/in/valerie-k-zammitti-jd-mba-llm-2b593821?original_referer=https%3A%2F%2Fwww.google.com%2F  --  This podcast is intended for educational purposes only and does not create an attorney-client relationship.  attorney advertising

#490 | Estate Planning Definitions: Disposition of Remains - A Simple, but Powerful Document 🥀𝗪𝗵𝗲𝗻 𝗙𝗮𝗺𝗶𝗹𝘆 𝗶𝘀 𝗙𝗼𝗿𝗰𝗲𝗱 𝘁𝗼 𝗣𝗼𝘀𝘁𝗽𝗼𝗻𝗲 𝗮 𝗙𝘂𝗻𝗲𝗿𝗮𝗹... Because the court has to decide who has legal authority to make funeral arrangements.… and then their choice refuses to show up. Here's what most people don't know: Without proper legal documentation, your family might not have the power to act when it matters most. This isn't about burial versus cremation. It's about preventing your loved ones from facing legal roadblocks during the worst moment of their lives. 💔 Don't leave your family fighting the system when they should be grieving together. Listen now and take this one step that protects your family more than you think. #EstatePlanning #PropertyOwners #FamilyProtection #FinalWishes #PeaceOfMind #NYLaw #NJLaw #EndOfLifePlanning #AvoidFamilyConflict #KnowYourRights #EstatePlan #FuneralArrangements #DispositionOfRemains #EverythingEstatePlanning #ZammittiLaw #YourPlanningAttorney  --  We're here to help you learn more!  Please comment and let us know if you found this additional knowledge useful to you…and plus, it would be awesome if you would SUBSCRIBE too! It would mean a lot to us. 😊  --  If you want to talk more about anything estate planning, elder law or probate related:  https://zammittilaw.com  http://yourplanningattorney.com  --  We provide PEACE OF MIND to families through estate planning, elder law and probate matters.  Our firm rests on three core pillars:  Family protection  Simplicity and efficiency for our clients  Minimizing taxes and spend down of your hard-earned assets  If you need assistance with estate planning, elder law, or probate matters, we are happy to speak with you.  Valerie K. Zammitti is the owner at Zammitti Law, PLLC.  She started her firm with one goal – to help individuals and families protect themselves, their loved ones, and their hard-earned assets thereby finding PEACE OF MIND!    Our informational videos and podcasts will cover topics on revocable living trusts, irrevocable trusts, wills, trusts, incapacity planning, power of attorney, health proxy, living will, asset protect trusts, minimizing tax liabilities, elder law, probate, among many other related topics.  --  Facebook = https://www.facebook.com/zammittilaw   Instagram = https://www.instagram.com/zammittilaw/  TikTok = https://www.tiktok.com/@everythingestateplanning  YouTube =  https://www.youtube.com/channel/UC4qXqymg6T_Ha_QzALXgcbQ  LinkedIn = https://www.linkedin.com/in/valerie-k-zammitti-jd-mba-llm-2b593821?original_referer=https%3A%2F%2Fwww.google.com%2F  --  This podcast is intended for educational purposes only and does not create an attorney-client relationship.    attorney advertising

#489 | Probate Problems: Costly Court Appointments When Family Fights Over Property   This nightmare becomes reality when families can't agree during probate.   😡𝗜𝗺𝗮𝗴𝗶𝗻𝗲 𝗯𝗲𝗶𝗻𝗴 𝗳𝗼𝗿𝗰𝗲𝗱 𝘁𝗼 𝘀𝗲𝗹𝗹 𝘆𝗼𝘂𝗿 𝗵𝗼𝗺𝗲…𝗮𝗻𝗱 𝗮 𝘀𝘁𝗿𝗮𝗻𝗴𝗲𝗿 𝗰𝗼𝗻𝘁𝗿𝗼𝗹𝘀 𝘁𝗵𝗲 𝗲𝗻𝘁𝗶𝗿𝗲 𝗱𝗲𝗮𝗹.   Here's what actually happens: Courts step in and appoint a "Special Commissioner" to handle the sale. Legal fees start mounting. And most families have no idea what this person can legally charge them.   In today's episode, we break down: ✅ When a court can force the sale of property ✅ What a special commissioner is (and isn't) allowed to collect ✅ How to spot when fees are legitimate… and when something doesn't add up ✅ Why probate becomes expensive — fast — when families disagree   The hard truth? Property disputes can spiral into court intervention quicker than you think. One family disagreement can cost you control of your most valuable asset.   Don't let this happen to your family. Listen up so you know exactly what you're up against without proper planning.   #EstatePlanning #PropertyOwners #ProbateProblems #RealEstateProtection #HomeownersAlert #AvoidProbate #FamilyDisputes #ProbateNightmare #SpecialCommissioner #EstateLitigation #EverythingEstatePlanning #ZammittiLaw #YourPlanningAttorney  --  We're here to help you learn more!  Please comment and let us know if you found this additional knowledge useful to you…and plus, it would be awesome if you would SUBSCRIBE too! It would mean a lot to us. 😊  --  If you want to talk more about anything estate planning, elder law or probate related:  https://zammittilaw.com  http://yourplanningattorney.com  --  We provide PEACE OF MIND to families through estate planning, elder law and probate matters.  Our firm rests on three core pillars:  Family protection  Simplicity and efficiency for our clients  Minimizing taxes and spend down of your hard-earned assets  If you need assistance with estate planning, elder law, or probate matters, we are happy to speak with you.  Valerie K. Zammitti is the owner at Zammitti Law, PLLC.  She started her firm with one goal – to help individuals and families protect themselves, their loved ones, and their hard-earned assets thereby finding PEACE OF MIND!    Our informational videos and podcasts will cover topics on revocable living trusts, irrevocable trusts, wills, trusts, incapacity planning, power of attorney, health proxy, living will, asset protect trusts, minimizing tax liabilities, elder law, probate, among many other related topics.  --  Facebook = https://www.facebook.com/zammittilaw   Instagram = https://www.instagram.com/zammittilaw/  TikTok = https://www.tiktok.com/@everythingestateplanning  YouTube =  https://www.youtube.com/channel/UC4qXqymg6T_Ha_QzALXgcbQ  LinkedIn = https://www.linkedin.com/in/valerie-k-zammitti-jd-mba-llm-2b593821?original_referer=https%3A%2F%2Fwww.google.com%2F  --  This podcast is intended for educational purposes only and does not create an attorney-client relationship.   attorney advertising

#487 | If You Have a Retirement Account, We Have a Quick Question Is your 401(k), IRA, or life insurance actually set up to protect your family… or did you accidentally leave them exposed? Most people think naming a beneficiary is simple, but the truth is, 𝗼𝗻𝗲 𝘄𝗿𝗼𝗻𝗴 𝗰𝗵𝗼𝗶𝗰𝗲 can send your assets through 𝗽𝗿𝗼𝗯𝗮𝘁𝗲, trigger bigger 𝘁𝗮𝘅𝗲𝘀, or even leave your 𝗹𝗼𝘃𝗲𝗱 𝗼𝗻𝗲𝘀 𝘃𝘂𝗹𝗻𝗲𝗿𝗮𝗯𝗹𝗲 to creditors, lawsuits, or divorce. If you're approaching retirement, this matters more than ever. Your decades of savings, your pension, your insurance, everything works together (or at least it should). If your beneficiary designations don't match your estate plan, your family could face complications you never saw coming. This episode breaks down... The #1 beneficiary mistake retirees make When naming an individual creates risk Why a trust can provide protection many don't know about How to avoid unnecessary taxes with a properly drafted plan 𝘼 𝙛𝙚𝙬 𝙨𝙢𝙖𝙡𝙡 𝙪𝙥𝙙𝙖𝙩𝙚𝙨 𝙩𝙤𝙙𝙖𝙮 𝙘𝙖𝙣 𝙨𝙥𝙖𝙧𝙚 𝙮𝙤𝙪𝙧 𝙛𝙖𝙢𝙞𝙡𝙮 𝙢𝙖𝙟𝙤𝙧 𝙝𝙚𝙖𝙙𝙖𝙘𝙝𝙚𝙨 𝙡𝙖𝙩𝙚𝙧. 👉 Take a few minutes — listen and protect what you've worked hard to build. 💼✨ #EstatePlanningTips #RetirementPlanning #BeneficiaryMistakes #TrustPlanning #ProtectYourFamily #InheritancePlanning #WealthProtection #ZammittiLaw #EverythingEstatePlanning #YourPlanningAttorney  --  We're here to help you learn more!  Please comment and let us know if you found this additional knowledge useful to you…and plus, it would be awesome if you would SUBSCRIBE too! It would mean a lot to us. 😊  --  If you want to talk more about anything estate planning, elder law or probate related:  https://zammittilaw.com  http://yourplanningattorney.com  --  We provide PEACE OF MIND to families through estate planning, elder law and probate matters.  Our firm rests on three core pillars:  Family protection  Simplicity and efficiency for our clients  Minimizing taxes and spend down of your hard-earned assets  If you need assistance with estate planning, elder law, or probate matters, we are happy to speak with you.  Valerie K. Zammitti is the owner at Zammitti Law, PLLC.  She started her firm with one goal – to help individuals and families protect themselves, their loved ones, and their hard-earned assets thereby finding PEACE OF MIND!    Our informational videos and podcasts will cover topics on revocable living trusts, irrevocable trusts, wills, trusts, incapacity planning, power of attorney, health proxy, living will, asset protect trusts, minimizing tax liabilities, elder law, probate, among many other related topics.  --  Facebook = https://www.facebook.com/zammittilaw   Instagram = https://www.instagram.com/zammittilaw/  TikTok = https://www.tiktok.com/@everythingestateplanning  YouTube =  https://www.youtube.com/channel/UC4qXqymg6T_Ha_QzALXgcbQ  LinkedIn = https://www.linkedin.com/in/valerie-k-zammitti-jd-mba-llm-2b593821?original_referer=https%3A%2F%2Fwww.google.com%2F  --  This podcast is intended for educational purposes only and does not create an attorney-client relationship.  attorney advertising

#486 | Planning "Shortcuts" That Can Destroy Your Family's Future ⚠️ Think adding your kids to your accounts avoids probate? It's supposed to, so it might seem like an easy fix. HOWEVER... ❌ 𝙏𝙝𝙞𝙨 𝙬𝙚𝙡𝙡-𝙢𝙚𝙖𝙣𝙞𝙣𝙜 𝙢𝙤𝙫𝙚 𝙞𝙨 𝙗𝙖𝙘𝙠𝙛𝙞𝙧𝙞𝙣𝙜 𝙃𝘼𝙍𝘿 for parents with minor and adult children. And we're exposing the real risks this "shortcut" presents. 𝗬𝗼𝘂𝗿 𝗸𝗶𝗱𝘀 𝗱𝗲𝘀𝗲𝗿𝘃𝗲 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻, 𝗻𝗼𝘁 𝗽𝗿𝗼𝗯𝗹𝗲𝗺𝘀. 👉 Listen now before it's too late. #EstatePlanning #ParentTips #ProtectYourAssets #FamilyProtection #AvoidProbateMess #InheritancePlanning #ZammittiLaw #YourPlanningAttorney #EverythingEstatePlanning  --  We're here to help you learn more!  Please comment and let us know if you found this additional knowledge useful to you…and plus, it would be awesome if you would SUBSCRIBE too! It would mean a lot to us. 😊  --  If you want to talk more about anything estate planning, elder law or probate related:  https://zammittilaw.com  http://yourplanningattorney.com  --  We provide PEACE OF MIND to families through estate planning, elder law and probate matters.  Our firm rests on three core pillars:  Family protection  Simplicity and efficiency for our clients  Minimizing taxes and spend down of your hard-earned assets  If you need assistance with estate planning, elder law, or probate matters, we are happy to speak with you.  Valerie K. Zammitti is the owner at Zammitti Law, PLLC.  She started her firm with one goal – to help individuals and families protect themselves, their loved ones, and their hard-earned assets thereby finding PEACE OF MIND!    Our informational videos and podcasts will cover topics on revocable living trusts, irrevocable trusts, wills, trusts, incapacity planning, power of attorney, health proxy, living will, asset protect trusts, minimizing tax liabilities, elder law, probate, among many other related topics.  --  Facebook = https://www.facebook.com/zammittilaw   Instagram = https://www.instagram.com/zammittilaw/  TikTok = https://www.tiktok.com/@everythingestateplanning  YouTube =  https://www.youtube.com/channel/UC4qXqymg6T_Ha_QzALXgcbQ  LinkedIn = https://www.linkedin.com/in/valerie-k-zammitti-jd-mba-llm-2b593821?original_referer=https%3A%2F%2Fwww.google.com%2F  --  This podcast is intended for educational purposes only and does not create an attorney-client relationship.  attorney advertising

#485 | If This is You, Good News. You DON'T NEED an Estate Plan! For everyone else in NY & NJ, we offer Free Consultations. 😅   We've compiled a *completely scientific* list of the Top 10 Types of People Who Don't Need Estate Plans... and honestly, you might be shocked to see if you made the cut.   Spoiler alert: Some of these are way more common than you'd think 😅   Are YOU on this list? There's only one way to find out... 👀   Listen now, laugh a little, and maybe… finally get that plan done. Because even the "immortal" deserve clarity and protection.   #EstatePlanningHumor #TruthBehindTheExcuses #YourPlanningAttorney #ZammittiLaw #EverythingEstatePlanning #EstatePlanning #EstateAttorney #LegalHumor #ZammittiLaw #WillsAndTrusts #FinancialPlanning  --  We're here to help you learn more!  Please comment and let us know if you found this additional knowledge useful to you…and plus, it would be awesome if you would SUBSCRIBE too! It would mean a lot to us. 😊  --  If you want to talk more about anything estate planning, elder law or probate related:  https://zammittilaw.com  http://yourplanningattorney.com  --  We provide PEACE OF MIND to families through estate planning, elder law and probate matters.  Our firm rests on three core pillars:  Family protection  Simplicity and efficiency for our clients  Minimizing taxes and spend down of your hard-earned assets  If you need assistance with estate planning, elder law, or probate matters, we are happy to speak with you.  Valerie K. Zammitti is the owner at Zammitti Law, PLLC.  She started her firm with one goal – to help individuals and families protect themselves, their loved ones, and their hard-earned assets thereby finding PEACE OF MIND!    Our informational videos and podcasts will cover topics on revocable living trusts, irrevocable trusts, wills, trusts, incapacity planning, power of attorney, health proxy, living will, asset protect trusts, minimizing tax liabilities, elder law, probate, among many other related topics.  --  Facebook = https://www.facebook.com/zammittilaw   Instagram = https://www.instagram.com/zammittilaw/  TikTok = https://www.tiktok.com/@everythingestateplanning  YouTube =  https://www.youtube.com/channel/UC4qXqymg6T_Ha_QzALXgcbQ  LinkedIn = https://www.linkedin.com/in/valerie-k-zammitti-jd-mba-llm-2b593821?original_referer=https%3A%2F%2Fwww.google.com%2F  --  This podcast is intended for educational purposes only and does not create an attorney-client relationship.  attorney advertising

#484 | Does Estate Planning Scare You? This Will Help. 𝗙𝗮𝗰𝘁𝘀: 𝗪𝗵𝗮𝘁 𝘆𝗼𝘂 𝗱𝗼𝗻'𝘁 𝗸𝗻𝗼𝘄 𝗰𝗮𝗻 𝗰𝗼𝘀𝘁 𝘆𝗼𝘂 𝘁𝗵𝗲 𝗺𝗼𝘀𝘁. Many people delay planning because uncertainty feels scary. But the biggest risks come from avoiding uncomfortable conversations. A friend gets sick... a parent passes... suddenly you realize: "This could happen to me." The good news? Once you understand your options, fear disappears. Clarity replaces confusion. A plan replaces panic. 🔥 Education is power (and peace of mind). Watch this video and learn why knowledge is your strongest protection — and why waiting is the real danger. #EstatePlanning #AvoidProbate #PlanAhead #FinancialPeace #GenerationalWealth #GetPrepared #FutureProof #ZammittiLaw  --  We're here to help you learn more!  Please comment and let us know if you found this additional knowledge useful to you…and plus, it would be awesome if you would SUBSCRIBE too! It would mean a lot to us. 😊  --  If you want to talk more about anything estate planning, elder law or probate related:  https://zammittilaw.com  http://yourplanningattorney.com  --  We provide PEACE OF MIND to families through estate planning, elder law and probate matters.  Our firm rests on three core pillars:  Family protection  Simplicity and efficiency for our clients  Minimizing taxes and spend down of your hard-earned assets  If you need assistance with estate planning, elder law, or probate matters, we are happy to speak with you.  Valerie K. Zammitti is the owner at Zammitti Law, PLLC.  She started her firm with one goal – to help individuals and families protect themselves, their loved ones, and their hard-earned assets thereby finding PEACE OF MIND!    Our informational videos and podcasts will cover topics on revocable living trusts, irrevocable trusts, wills, trusts, incapacity planning, power of attorney, health proxy, living will, asset protect trusts, minimizing tax liabilities, elder law, probate, among many other related topics.  --  Facebook = https://www.facebook.com/zammittilaw   Instagram = https://www.instagram.com/zammittilaw/  TikTok = https://www.tiktok.com/@everythingestateplanning  YouTube =  https://www.youtube.com/channel/UC4qXqymg6T_Ha_QzALXgcbQ  LinkedIn = https://www.linkedin.com/in/valerie-k-zammitti-jd-mba-llm-2b593821?original_referer=https%3A%2F%2Fwww.google.com%2F  --  This podcast is intended for educational purposes only and does not create an attorney-client relationship.   attorney advertising