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Pet Accountant Podcast
Pet Accountant Podcast
Author: Victoria Clark
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© Copyright 2026 Victoria Clark
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The Pet Accountant was formed by Vicky Clark to help Pet Professionals around the UK with their finances. The Pet Accountant which is a trading name of Thomas & Clark Ltd is run by two accountants, Vicky Clark and Lee Thomas. With over 10 years of experience combined, Vicky and Lee work with Sole Traders, Partnerships, and Limited Companies of various sizes. We have created this podcast to talk about those tricky topics and to bring in experts to cover everything to do with business from accounting to social media.
105 Episodes
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In this episode of The Pet Accountant Podcast, Vicky tackles one of the biggest challenges pet business owners face — pricing.She explains why so many pet professionals struggle with knowing how much to charge, when to increase prices, and how to handle the emotional side of those decisions. In an industry built on relationships with both pets and their owners, pricing can feel personal — but Vicky explains why avoiding it can lead to burnout and an unsustainable business.Rather than copying competitors, Vicky walks through the importance of understanding your true costs, including overheads, time, and profit margins. She encourages listeners to take a structured approach to pricing, making decisions based on facts rather than fear or guesswork.This episode is a must-listen for anyone who feels underpaid, overwhelmed, or unsure whether their prices truly reflect the value they provide.💬 Key TakeawaysCorrect pricing is essential for the long-term sustainability of your pet business.Emotional attachment to clients can make price increases feel uncomfortable.Prices should be reviewed regularly to keep up with rising costs.Undercharging often leads to burnout and resentment.Pricing based on competitors is risky — understanding your own costs is key.Clear communication around price increases helps protect client relationships.🌐 Visit petaccountant.co.uk To find out how Vicky, Lee, and the team can help your pet business grow.
In this episode of The Pet Accountant Podcast, Vicky is joined by Romany, the Finance Woman, to talk about a topic many small business owners overlook until it’s too late — income protection.Together, they explore why protecting your income is so important if you’re self-employed, especially in the pet industry, where your ability to work often directly affects your earnings. Romy explains what income protection is, how it works, and why so many people don’t realise it’s available to them until they’re already facing financial difficulty.The conversation also covers common misunderstandings around pensions. Rather than seeing pensions as something to “sort out later”, Vicky and Romy explain why active financial planning and regular reviews are essential for long-term security. This episode is a strong reminder to take control of your finances now, rather than reacting when something goes wrong.💬 Key TakeawaysEvery small business owner should have an emergency fund to handle unexpected challenges.Income protection provides a vital safety net if illness or injury stops you working.Many people miss out by not seeking professional financial advice early.Pensions should be actively managed, not left to sit untouched for years.Income protection isn’t just for people with existing health issues — it’s more accessible than many think.Regularly reviewing your pensions and insurance ensures you’re getting the right cover and value.If you would like to find out more about The Finance Woman, you can visit her website here: https://thefinancewoman.co.uk/ To find out how Vicky, Lee, and the team can help your pet business grow.🌐 Visit petaccountant.co.uk
In this episode of The Pet Accountant Podcast, Vicky is joined by Charlotte Perrott from Canine Marketing Support to talk about the importance of personal branding and smart marketing for pet professionals.They discuss why people don’t just buy services — they buy people. Charlotte explains how showing up authentically on social media helps build trust, strengthen relationships with clients, and create long-term business growth. From engaging properly with your audience to adapting your marketing as platforms evolve, this episode is packed with practical advice for pet business owners who want to stand out.The conversation also touches on how marketing is changing with the rise of AI, and why pet professionals shouldn’t be afraid of these tools but instead learn how to use them effectively. Vicky and Charlotte also reflect on the recent Expo, highlighting the strong sense of community within the pet industry and the power of networking with like-minded business owners.💬 Key TakeawaysPersonal branding helps clients connect with the person behind the business, not just the service.Social media is a powerful tool for building trust and engagement when used authentically.A supportive pet industry community encourages shared learning and business growth.Understanding advertising and targeting helps you spend marketing budgets more effectively.Keeping on top of tax responsibilities is especially important as January deadlines approach.🌐 Visit petaccountant.co.uk To find out how Vicky, Lee, and the team can help your pet business grow.
In this episode of The Pet Accountant Podcast, Vicky and Lee break down the often confusing topic of Christmas expenses and what pet business owners can (and can’t) legitimately claim during the festive season.They discuss common scenarios, such as buying gifts for clients, decorating business spaces, and treating staff at Christmas, which helps clear up some of the biggest misconceptions that can lead to problems with HMRC. Vicky and Lee explain why branding matters on client gifts, why food and alcohol usually can’t be claimed, and how the rules differ when it comes to employees versus subcontractors.The episode also highlights the importance of keeping clear records, especially if you’re using personal bank accounts for business spending, and serves as a timely reminder to stay on top of tax deadlines to avoid unnecessary stress in the new year.💬 Key TakeawaysClient gifts must include clear branding to be tax-deductible.Food and alcohol are not allowable expenses for client gifts.Rules differ for employees and subcontractors when it comes to festive spending.Christmas decorations may be allowable in dedicated business spaces, but not personal ones.Accurate record-keeping is essential, especially when using personal accounts.Preparing early for tax deadlines helps avoid last-minute problems.🌐 Visit petaccountant.co.ukTo find out how Vicky, Lee, and the team can help your pet business grow.
In this episode of The Pet Accountant Podcast, Vicky and Lee unpack the 2026 budget announcement and explain how the changes will affect everyday people, small business owners, and pet professionals across the UK.They share their frustrations with the government’s approach — particularly the decision to freeze tax thresholds while increasing the minimum wage. Although the wage rise sounds positive, Vicky and Lee explain how frozen thresholds actually push people into paying more tax, wiping out a large part of any pay increase.They also explore how the budget impacts middle-income earners, who seem to be carrying the heaviest financial burden with little support. From higher employer national insurance contributions to the ripple effect this will have on prices, the pair discuss what this really means for workers and business owners.The episode also delves into the knock-on effects for limited company directors, who will face increased dividend taxation, and landlords, who continue to see rising fiscal pressures. Vicky and Lee’s honest, practical perspective helps listeners understand what’s changing, why it matters, and how to prepare.💬 Key TakeawaysThe 2026 budget will hit many working individuals hard, especially those on middle incomes.Frozen tax thresholds mean people will pay more tax as wages increase over time.Employers will face higher national insurance costs, which may lead to higher consumer prices.Limited company directors will see an increase in dividend tax rates, adding further financial pressure.🌐 Visit petaccountant.co.ukTo find out how Vicky, Lee, and the team can help your pet business grow.
In this episode of The Pet Accountant Podcast, Vicky and Teigan look back on the incredible success of the first-ever Pet Pro Expo, a pioneering event created to bring together pet professionals from across the UK to learn, connect, and grow.They share the behind-the-scenes journey of organising the event, from their nerves about attendance (especially with Storm Claudia rolling in!) to their delight at seeing around 170 people attend in person and 50 more join online. The turnout proved just how much the pet industry values community and professional development.Vicky and Teigan also celebrate the amazing mix of attendees, including groomers, trainers, and retailers, all coming together to share ideas and support each other. The feedback was overwhelmingly positive, with many people already implementing new strategies they learned at the event.While they touch on a few small logistical hiccups, such as heating and meal timings, both hosts agree the day was a huge success — and they’re already planning the next Pet Pro Expo for October 2026, promising even more inspiring speakers and interactive sessions.💬 Key TakeawaysThe Pet Pro Expo drew around 170 in-person and 50 online attendees despite the bad weather.The event brought together pet professionals to learn, share, and build community.Attendees left with actionable insights to help their businesses grow.Feedback was overwhelmingly positive — the event’s impact was immediate and lasting.The next Pet Pro Expo is scheduled for 3rd October 2026, with exciting new plans in the works.🎟️ The Next Pet Pro Expo – Coming 3rd October 2026After the incredible success of the first event, the next Pet Pro Expo is already in the diary! Expect even more speakers, insights, and opportunities to connect with others in the pet industry.👉 Stay tuned for updates and ticket announcements!
In this special episode of The Pet Accountant Podcast, Vicky Clark shares exciting details about the upcoming Pet Pro Expo, a first-of-its-kind event for pet professionals across the UK.Taking place this weekend, the expo brings together industry experts covering everything from mindset and goal setting to pricing, financial management, and long-term business security. It’s the ultimate event for anyone serious about growing their pet business, and this year, online tickets are still available, so you can join from wherever you are!After discussing the expo, Vicky shifts gears to share valuable financial advice for pet business owners. She covers common tax questions, explains how to make the most of home-working deductions using the utilities calculator, and reminds listeners why getting your tax return done early is one of the best ways to avoid stress ahead of the January deadline.Vicky also touches on the upcoming budget changes, explaining how they might affect small businesses and assuring listeners that The Pet Accountant team will share updates and analysis as soon as they’re available.💬 Key TakeawaysThe Pet Pro Expo is happening next weekend (15th November) — online tickets are available now.Join The Pet Accountant Facebook group for expert, industry-specific tax advice.Use the utilities calculator to maximise deductions for home-based businesses.File your tax return early to avoid financial strain and last-minute pressure.🎟️ Join the Pet Pro Expo – Online Tickets Available Now!Don’t miss this groundbreaking UK event for pet professionals, happening this weekend. Learn from industry experts, connect with others in the pet sector, and gain insights to grow your business, all from the comfort of your home.👉 Get your online ticket today!
In this episode of The Pet Accountant Podcast, Vicky shares her expert advice on how to make your tax return process smoother, simpler, and far less stressful, especially if you’re doing it yourself.Vicky explains why getting your tax return done early (ideally in April) is one of the smartest things you can do. Not only does it help you avoid the last-minute panic in January, but it also gives you plenty of time to plan and save for your tax bill.She also breaks down key areas that often trip people up, from understanding payments on account to including all income sources, such as PAYE jobs or savings interest. With the upcoming Making Tax Digital changes on the horizon, this episode is full of simple, practical tips to help you stay organised and compliant.💬 Key TakeawaysComplete your tax return early (ideally in April) to reduce stress and plan ahead.Understand payments on account, especially if your income is increasing.Report all income sources, including PAYE and savings interest.Include all relevant expenses, but check what’s actually allowable.Keep accurate records; it’s vital for Making Tax Digital compliance.Working with an accountant can save time, money, and potential errors.🎟️ Don’t miss the Pet Pro Expo!Join us in Birmingham for a fantastic business event designed for pet professionals. Can’t attend in person? Online tickets are available too!🌐 Visit petaccountant.co.ukTo find out how Vicky, Lee, and the team can help your pet business grow.
In this episode of The Pet Accountant Podcast, Vicky & Tegyn explore tips for new businesses.🎟️ Don’t miss the Pet Pro Expo!Join us in Birmingham for an inspiring business event covering the latest topics in the pet industry. Can’t make it in person? Online tickets are available too!🌐 Visit petaccountant.co.ukTo find out how Vicky, Lee, and the team can help your pet business grow.
In this episode, Vicky chats with Helen, a former teacher turned pet groomer, who now runs her own business, Love to Paws. Together, they explore why having a proper website isn’t just a nice-to-have anymore – it’s a must-have for today’s pet groomers.Helen shares her journey, from starting with a basic website that didn’t really showcase her business, to realising that her site needed to reflect her personality, services, and what set her apart from other groomers.Vicky and Helen explain how your website acts like your shop window online – working 24/7 to answer questions, build trust, and attract new clients. They also touch on the power of SEO (search engine optimisation), and how the right words on your site can help you show up in local Google searches.Helen also talks through the website packages she offers for pet groomers, from simple starter options to more professional designs, depending on where you are in your business journey.This episode is packed with practical advice if you’ve been putting off updating your website or don’t know where to start.💬 Key TakeawaysYour website is your digital shop front, working around the clock to attract new clients.A personal touch matters – showcasing your personality builds trust before the first call.SEO helps you appear in local search results and get found online.First impressions count – a professional, well-designed website builds credibility.There’s no one-size-fits-all website package that can grow with your grooming business.🎟️ Don’t miss the Pet Pro Expo!Join us in Birmingham for a must-attend event covering the latest insights for pet professionals. Can’t be there in person? Online tickets are available too!🌐 Visit petaccountant.co.ukTo find out how Vicky, Lee, and the team can help your pet business grow.
In this episode of The Pet Accountant Podcast, Vicky Clark is joined by Vicky Skinner, founder of the Animal Focused Alliance, to discuss how the Alliance is helping pet professionals raise standards in animal welfare and stay compliant with ever-changing regulations.They explore the challenges faced by sole traders in the pet industry, especially when it comes to understanding licensing, legal requirements, and best practices, and how the Alliance provides vital resources and a supportive community.Vicky Skinner also shares why inspector training is so important for maintaining consistent animal welfare standards and how the Alliance acts as a central hub for pet professionals to stay informed and connected.Key Takeaways:The Animal Focused Alliance was created to support pet professionals and promote animal welfare standards.Keeping up with legislative changes in the UK is crucial for anyone working in pet care.Training and qualifications for inspectors are vital to maintaining consistent welfare standards.Sole traders often struggle to access guidance, making a hub like the Alliance invaluable.The Alliance provides reliable resources, updates, and a community for pet professionals.Regulations in animal care continue to evolve—staying informed is key to protecting animal welfare.🎟️ Don’t miss the Pet Pro Expo!Join us in Birmingham for a must-attend business event covering the latest topics for pet professionals. Can’t attend in person? Online tickets are available too!🌐 Visit petaccountant.co.ukTo find out how Vicky, Lee, and the team can help your pet business grow.
In this episode of The Pet Accountant Podcast, Vicky and Lee tackle one of the most confusing but important topics for pet business owners: VAT and pricing.They explain the recent increase in the VAT registration threshold to £90,000, what that means for your business, and why keeping an eye on your VATable turnover is essential to avoid mistakes. They also share real-life examples of where business owners have misinterpreted VAT rules, and the costly problems that followed.But VAT doesn’t have to be scary. Vicky and Lee show how the right VAT scheme and strong pricing strategies (like annual price reviews) can actually support growth and protect profitability.Key Takeaways:The VAT registration threshold has increased to £90,000—know how this impacts your business.Always understand the difference between gross and net figures when calculating VAT.VAT registration can be a sign of growth and stability, not just a burden.Regular price increases are vital to maintain profitability as costs rise.Choosing the right VAT scheme (standard or flat rate) can improve cash flow.A qualified accountant can save you from costly VAT and pricing mistakes.🎟️ Don’t miss the Pet Pro Expo!Join us in Birmingham for a business event packed with expert insights for pet professionals. Can’t make it in person? Online tickets are available too!🌐 Visit petaccountant.co.ukTo find out how Vicky, Lee, and the team can help your pet business grow.
In this episode of The Pet Accountant Podcast, Vicky is joined by Teigan to break down everything pet business owners need to know about Making Tax Digital, and why switching to the right accounting software isn’t just helpful, it’s going to be the law for many businesses by April 2026.They compare popular software options, including Dext, FreeAgent, and Xero, explaining which one works best for different business needs. From simple compliance tools to feature-rich reporting systems, they share practical advice to help you choose the right fit for your business.Vicky also explains why The Pet Accountant avoids QuickBooks, and why keeping a separate business bank account is essential for accurate bookkeeping. This episode is full of actionable tips to help you get compliant and stay financially organised.Key Takeaways:Businesses earning over £50,000 will need to comply with Making Tax Digital by April 2026.Dext is a simple option for straightforward compliance.Free Agent and Xero offer more advanced features for detailed reporting.QuickBooks is avoided due to technical issues and data loss problems.Choose software based on your business needs, budget, and complexity.Always use a separate business bank account to keep finances clear.🎟️ Don’t miss the Pet Pro Expo!Join us in Birmingham for a brilliant pet business event covering key industry topics. Can’t attend in person? Online tickets are available too!🌐 Visit petaccountant.co.ukTo find out how Vicky, Lee, and the team can help your pet business grow.
In this episode of The Pet Accountant Podcast, Vicky and Lee discuss how their all-in-one accounting package helps pet business owners stay on top of their finances without the usual stress.They explain how client feedback led to the creation of this streamlined service, combining everything into one easy-to-manage package. With Making Tax Digital just around the corner, there’s never been a better time to simplify your systems and get financially organised.They also introduce performance packs, a new way to visualise how your business is doing financially, and share news about the team’s exciting growth with new staff and apprentices on board.If managing your cash flow and understanding your business numbers has felt overwhelming, this episode is for you.Key Takeaways:An all-in-one accounting package helps simplify finances and improve cash flow management.New staff and apprentices are joining the team, bringing additional support and expertise to clients.Making Tax Digital is coming, and using compliant software is now essential.Performance packs offer a visual way to track business performance and stay on top of obligations.Clients are encouraged to understand what's included in their package to make the most of it.Financial literacy is key; knowing your numbers is vital for long-term business growth.🎟️ Don’t miss the Pet Pro Expo!Join us in Birmingham for a brilliant business event tailored to the pet industry. Can’t attend in person? Grab an online ticket and take part from anywhere!🌐 Visit petaccountant.co.ukTo find out how Vicky, Lee, and the team can help your pet business grow.
In this episode of The Pet Accountant Podcast, Vicky and Lee are joined by Jodie, Payroll Manager at The Pet Accountant, to dive into the often-overlooked world of payroll—and why getting it right is crucial for your business.From choosing the right software (spoiler: Brightpay beats HMRC’s tools) to avoiding costly mistakes, they explain the importance of using a professional service to manage payroll. Whether it’s handling sick pay or maternity leave, Jodie breaks down how even small payroll errors can create big problems for both employers and employees.If you're running a team in the pet industry, this is a must-listen to help protect your staff and stay compliant with payroll legislation.Key Takeaways:Hiring a professional accountant for payroll helps prevent costly errors that impact staff.Brightpay is the recommended software—it's easy to use and offers secure document Storage.Switching from HMRC to Brightpay? You'll need to provide accurate year-to-date figures.Statutory sick pay and maternity leave rules can be complex—understanding them is vital.Payroll mistakes can lead to legal issues and financial losses for business owners.Always use the correct payment references when paying HMRC to avoid issues with credits.🎟️ Don’t miss the Pet Pro Expo!Join us in Birmingham for a must-attend business event packed with expert talks and industry insights. Can’t make it in person? Online tickets are available too!🌐 Visit petaccountant.co.ukTo find out how Vicky, Lee, and the team can help your pet business grow.
In this episode of The Pet Accountant Podcast, Vicky and Lee break down some crucial tax tips every pet business owner should know.They explain the upcoming Making Tax Digital changes and why it’s essential for anyone earning over £50,000 to get prepared before it becomes mandatory in April. From tax-saving strategies to common deductions for both sole traders and limited companies, this episode is packed with advice to help you keep more of your hard-earned money.They also cover how social media can impact your professional image, for better or worse, and share simple actions to stay tax-efficient and compliant.Key Takeaways:If your turnover is over £50,000, you need to prepare for Making Tax Digital before next April.Use trivial benefits to reward employees and reduce your tax bill.Don’t miss out on claiming 45p per mile for business mileage (up to 10,000 miles).Pension contributions can lower your tax liability by extending lower-rate tax bands.Employing family members can create tax-deductible expenses (within legal limits).Keep clear records of all business expenses to maximise deductions.🎟️ Don’t miss the Pet Pro Expo!Join us in Birmingham for a brilliant business event covering key topics in the pet industry. Can’t attend in person? Online tickets are available too! Grab your spot now and don’t miss out.🌐 Visit petaccountant.co.ukTo find out how Vicky, Lee, and the team can help your pet business grow.
This podcast episode underscores the critical significance of Dog First Aid in ensuring the safety and well-being of our canine companions. Vicky engages with her esteemed guest, Rachel Bean, who elucidates the necessity for pet professionals and dog owners alike to be equipped with proper first aid knowledge and skills. The conversation navigates through the various aspects of canine first aid, including the importance of selecting qualified training providers and the potential consequences of inadequate knowledge in emergency situations. Rachel's extensive experience in veterinary nursing and canine first aid training serves as a testament to the life-saving impact that proper education can have. It is imperative that dog owners and professionals alike take this matter seriously, contributing to the overall health and safety of dogs everywhere.Takeaways: Understanding the significance of Dog First Aid can save a dog's life during emergencies. In-depth knowledge and practical experience are essential for effective Dog First Aid training. Choosing the right Dog First Aid course requires careful consideration of the instructor's experience. Regular refresher training in Dog First Aid is vital to stay updated with the latest practices. You can join our Facebook Group for the Expo here: https://facebook.com/events/s/the-pet-pro-expo-2025-hosted-b/1867478147351627/
The conversation between Vicky Clark, the Pet Accountant, and Darren Ockenden from Motion to Profit centres around the essential strategies for expanding one's pet business. At the forefront of this discussion is the significance of effective content marketing and lead generation in attracting new clients. Darren elucidates how businesses can utilise video and social media to enhance their visibility and engagement, advocating for a more dynamic and personalised approach to marketing. Furthermore, the episode explores the intricate relationship between advertising spend and customer acquisition costs, emphasising the importance of understanding one's market and optimising marketing efforts accordingly. This insightful dialogue aims to equip pet business owners with practical tools and knowledge to foster growth and sustainability in their ventures.Takeaways: In this episode, Darren Ockenden emphasises the importance of creating engaging content to attract potential customers in the pet industry sector. Vicky Clark emphasises the importance of understanding marketing strategies and how they can enhance business growth for pet professionals. Darren discusses the necessity of utilizing social media effectively to increase visibility and customer interaction for pet-related services. Both speakers advocate for the integration of video content on websites, which can significantly improve customer engagement and retention rates. If you'd like to find out more about Darren and Motion to Profit, visit his website here: https://motiontoprofit.com/You can join our Facebook Group for the Expo here: https://facebook.com/events/s/the-pet-pro-expo-2025-hosted-b/1867478147351627/
The Pet Accountant Podcast provides essential insights into the foundational aspects of managing a pet business. We focus on clarifying fundamental concepts such as the process of registering with HMRC, understanding tax thresholds, and the implications of operating as a limited company versus a sole trader. Both Vicky and Lee address common misconceptions prevalent on social media, aiming to dispel myths that can lead to financial mismanagement. Listeners are encouraged to grasp these business basics to ensure compliance and optimise their financial practices. By revisiting these core principles, we seek to empower pet professionals with the knowledge necessary to navigate their business affairs confidently.Takeaways: In today's episode, we revisited fundamental concepts surrounding business registration and tax obligations for pet professionals. We clarified the misconception that only limited companies can employ staff; sole traders can also hire employees. Listeners learned about the importance of accurately recording income and expenses for tax purposes, especially in relation to HMRC regulations. Understanding the implications of being a sole trader versus a limited company was a key topic, emphasizing the need for informed choices. We discussed how to register with HMRC and the different methods available for new business owners to comply with tax requirements. The significance of regular record-keeping and understanding tax return deadlines was highlighted as essential for successful business operations.
Today, I had the distinct pleasure of engaging in an enlightening conversation with Karen Fisher from The Grooming Goddess Academy. The discussion revolved around the establishment and significance of her membership programme, which is specifically tailored for female dog groomers. Karen elaborated on her extensive experience in the dog grooming industry, highlighting her journey from a novice to a seasoned professional who has successfully balanced her business with personal commitments. Throughout our dialogue, we explored the critical importance of goal setting and the necessity for ongoing support within the grooming community. This episode serves as a valuable resource for anyone seeking to enhance their understanding of the grooming profession and to foster a sustainable business model.Takeaways: In this episode, Karen Fisher discusses her journey as a dog groomer and the establishment of the The Grooming Goddess Academy. The Academy provides vital business support for female dog groomers, focusing on pricing, marketing, and customer relations. Karen emphasises the importance of continuous professional development and setting achievable business goals for success. Vicky shares insights on the necessity of understanding one's financial needs and overheads to set appropriate service prices. Both hosts agree on the significance of ongoing marketing efforts to maintain customer loyalty and awareness. The episode highlights the value of investing in professional support, such as mentorship and accounting services, for pet business owners. You can join our Facebook Group for the Expo here: https://facebook.com/events/s/the-pet-pro-expo-2025-hosted-b/1867478147351627/




