The Financial Coconut Podcast

What really makes someone “creative” at work, and can you actually train it?We dive into a conversation that goes way beyond art and design. Kick off the year with a fresh perspective on growth, identity, and what it really takes to stand out in today’s professional world.We’re joined by Priscilla Tang, Luxury Mindset & Career Coach, who brings a unique blend of career coaching expertise and years of experience in the luxury industry, where excellence, precision, and high standards aren’t optional… they’re the baselineTogether, they explore powerful ideas that might just change how you see your own potential:Creativity isn’t just for “artistic” people; it might be hiding in how you solve problems every dayJudgment can be trained, and your past mistakes may be your greatest teachersTaste isn’t about being fancy; it’s about developing an “elevated preference” that sets your work apartWhy luxury brands obsess over details, and what professionals in any industry can learn from that mindsetHow to show creativity in interviews, even if you don’t work in a creative roleThe hidden skill most workplaces are missing, and how it affects confidence, decision-making, and growthIf you’ve ever thought, “I’m just not a creative person,” or wondered how some people just seem to “get it right” when others can’t explain why — this episode is for you.Tune in to discover how creativity, judgment, and taste aren’t rare talents… but skills you can grow with the right mindset.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Parenting doesn’t come with a guidebook… and neither does raising money-smart kids in today’s world.We’re living in a time where money is invisible - cards, apps, QR codes, tap-to-pay… even watches and rings. So how do we teach children the real value of money when they barely see it?In this episode, host Dawn Cher (Budget Babe) brings together three powerful voices to unpack a question every parent is quietly asking:How do we raise financially confident kids without fear, pressure, or getting it wrong?Hear fromQi Zhai-McCartney - investment professional turned psychotherapist & coach, and mom of four - sharing how psychology, mindset, and decision-making shape lifelong money habits.Don (Money Saving Daddy) - a dad who documented his parenting journey from day one, breaking down real-life, practical lessons on family budgeting, spending and values.Tan Siew Lee - Head of Group Wealth Management, OCBC, with 20+ years of experience, revealing what parents today actually struggle with and how banks are rethinking financial literacy for kids.Discover:Why teaching kids “save, save, save” might backfire, and what to teach insteadThe #1 parenting mistake when using money-tracking tools (and how to avoid it)How to handle peer pressure when your child starts comparing brands, watches, and “who has more”What “kids’ currency” really means and why stickers may teach money better than moneyHow to guide kids with boundaries without turning money conversations into naggingWhy financial safety today includes something parents didn’t worry about before: scams, digital risks, and online trapsTune in for real stories, surprising insights, and practical takeaways without judgment and without fluff.Disclaimer: The views and opinions expressed belong to the guest/content creator, and do not represent the views of OCBC Bank. The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions. ---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Tune in with Jake, the Founder of Ergotune, a brand that grew from humble beginnings to a game-changing company in the ergonomic furniture space.Listen as Jake opens up about the trials and triumphs of building a business from scratch, with insights into his journey from coding bootcamps to creating ergonomic solutions like the standing desk and office chairs.What you'll hear:The founding story of Ergotune and its rapid rise from a small startup to a multi-million-dollar company.How Jake and his co-founders made tough decisions, including selling the business for a life-changing exit.The struggles of balancing innovation with market competition and how they identified opportunities in the ergonomic chair space.Jake’s insights on moving from founder to investor, exploring new ventures, and betting on the next big trends.Hear about Jake’s candid reflections on startup life, success, and the importance of knowing when to pivot.Whether you’re a budding entrepreneur or just curious about the behind-the-scenes of a successful startup, this episode is a must-listen!---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

What if you’re doing everything “right” - climbing the ladder, hitting milestones, building stability, but deep down… success still doesn’t feel secure?We dig into a growing mid-career reality: more professionals are quietly building skills outside their job; not because HR asked them to, but because they’re trying to protect their future.Because in today’s world, even the most stable job can start feeling… temporary.This episode’s guests:Dawn - Author of Take Back Control of Your Money and host of Wise & Shine (but today, she’s in the hot seat sharing her personal journey)Roy Teo - A comms & marketing professional of 18 years who made a bold pivot into real estate advisory (and hasn’t looked back since)We unpack:Why mid-career professionals are upskilling even when things seem “fine”The moment “job security” starts feeling like an illusionWhat corporate life teaches you… and what it never willThe uncomfortable truth about visibility, personal branding, and being seenThe mindset shift that makes skill-building possible (even when you’re exhausted)This isn’t another “hustle harder” conversation.It’s about optionality. It’s about resilience.And it’s about building the kind of skills that no one can take away from you, no matter what the economy, tech, or workplace throws next.Tune in and discover why the smartest professionals aren’t waiting until it’s too late.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Get ready to dive into the complexities of legacy planning and wealth transfer.In this episode, we’ll explore:How to overcome the taboos surrounding legacy planning and bring it up with your loved onesCommon missteps people make when passing on wealth and how to avoid themThe power of starting early with financial education for your kidsPlanning for non-traditional families, including how to secure the future of your petsJoin our dynamic panel of experts who have first-hand experience navigating these waters:Yip Hon Weng, Member of Parliament for Yio Chu Kang SMC, and father of five, shares insights on balancing family values and wealth transfer across generations.Ian Yim, Head of Premier Private Client and Premier Banking Asia at OCBC, gives us the lowdown on financial tools that make legacy planning practical, even for families that aren't ultra-wealthy.Hoon Shu Mei, Director of Private Client & Family Disputes at Drew & Napier, unpacks the legal intricacies of wills, trusts, and avoiding common pitfalls in family wealth planning.Hosted by Adrian Tan, Fractional CMO & HR‑tech marketing strategist, author, and podcaster.Whether you're looking to secure your family's future or simply understand the importance of planning ahead, this episode provides insights that will help you plan wisely, avoid pitfalls, and ensure a smooth transfer of wealth to the next generation.Disclaimer: The views and opinions expressed belong to the guest/content creator, and do not represent the views of OCBC Bank. The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions. ---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

What if the loyalty programs you think you understand… are actually built on completely different rules?We sit with a man some in the industry call “the king of loyalty” - the CEO behind one of Singapore’s largest rewards ecosystems. With millions of members and over a million active users every month, he’s got a front-row seat to how consumers really spend, save, and stay loyal.And let’s just say… a lot of what businesses believe about loyalty? Might be totally wrong.Inside this episode, we unpack:Why “buy 10 get 1 free” works for cafés… but can quietly kill other businessesThe concept of “borrowed loyalty” and how smaller brands can tap into bigger ecosystems to surviveWhy points, cashback, and miles aren’t equal (and which one is actually losing relevance)The hidden math behind loyalty programs that most SMEs never calculateWhat really makes customers stick: emotional loyalty vs transactional value (and which one actually comes first)How AI and data are quietly reshaping the future of rewards, personalisation, and customer retentionThe surprising reason having MORE points can make customers less likely to leaveWhether you run a small business, work in marketing, or just love squeezing maximum value out of every dollar you spend, this episode will completely change how you see loyalty programs.Because loyalty isn’t just about rewards anymore…It’s about data, psychology, and who controls the relationship with the customer.🎧 Tune in to hear how the game really works behind the scenes.:---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Before kids, you spent freely. After kids, every dollar has a new purpose.But what if the biggest financial shock of parenthood isn't the tuition fee, but something you never saw coming?Join our host, SG Budget Babe, as she sits down with three parents from vastly different life stages to uncover the raw, unvarnished truth about how raising a family fundamentally reshapes your financial world and your emotional well-being. This isn't just about diapers and college funds, it's about the invisible cost of care and the guilt that comes with it.Tune in to hear:Eric Lim, Founder of Parendigm Movement, a seasoned author and coach with a 21-year-old, reveals the single most expensive stage of a child's education that blindsided him.Iman Ibrahim, a Divorce lawyer of 20 Years and single mom, spills the tea on the surprising healthcare cost that left her shocked and questioning the system.Howie Tan, Co-founder of Kintsugi Investing School, and father to a a 6 year old, navigates the early years and the "sandwich generation," shares the emotional cost of being present and the revenue he sacrifices to be a better father.Discover the one thing all three guests stopped spending money on the moment they became parents.Learn how to manage the inevitable parental guilt that comes with every financial decision.Don't miss this essential conversation on how to achieve financial wellness while navigating the ever-changing realities of family life.Disclaimer: The views and opinions expressed belong to the guest/content creator, and do not represent the views of OCBC Bank. The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Welcome to the first episode of our brand new series, The IPO Circle!We’re joined by Eugene Lim, Founder & CEO of The Assembly Place, a leading co-living company that’s revolutionising the real estate industry. From humble beginnings with just six rooms to managing over 3,500 keys across Singapore, Eugene shares his journey, challenges, and plans for the future.What to Expect:The Assembly Place's journey: from its inception to becoming a key player in the real estate sector.Scaling Up: How did The Assembly Place grow so fast? Eugene reveals the behind-the-scenes strategy and partnerships that made it happen.The Future of Co-Living: Is co-living just a trend or the future of urban living? Eugene explains why community-driven spaces are here to stay.IPO Insights: Why is The Assembly Place going public now, and what does it mean for future investors? Get the inside scoop on their IPO journey.Growth Strategy: Learn how Eugene plans to scale the company to 10,000 keys and expand further into new markets.Whether you're an investor, a real estate enthusiast, or just curious about the future of co-living, this episode is packed with insights you don’t want to miss!Disclaimer: This podcast is for informational purposes only and is not an offer or solicitation to buy or subscribe for shares. Any decision to purchase shares should be made solely based on the information in the final Offer Document, which is available from SAC Capital Private Limited and on the SGX-ST Catalodge website. This contents of this podcast have not been reviewed by the Monetary Authority of Singapore.This episode was recorded at Commune Singapore. https://thecommunelife.com/---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

They didn’t start with a fancy lab, big funding, or a “Silicon Valley” playbook.They started with scrappy prototypes, real classrooms, and a question that hits hard:Why is quality STEM education still not accessible to every kid?If you’ve ever been curious about startups, education, or what it takes to build something real (literally hardware), this one’s for you.We sit with Adam and Kai from Stick’ Em - the startup that’s been making headlines for teaching kids to build robots using something you’d never expect: chopsticks.But that’s only the start…What you’ll hearHow Stick’ Em turned a simple, low-cost idea into a real robotics ecosystem schools are paying forThe behind-the-scenes truth about robotics competitions that most people only whisper aboutWhy going hardware-first is way harder than it looks (and why they still did it anyway)The moment they realised: “Okay… this isn’t just a fun kit. This could scale.”How they grew through schools talking to schools before doing any serious marketingWhat winning a major global competition actually changed (and what it didn’t)Tune in soon because the most interesting parts aren’t the headlines… it’s what happened before and after them.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

"How would you spend the extra 20 years?"It's not a hypothetical question anymore; it's a demographic certainty. We are all living longer, and the traditional three-stage life of study, work, retire is officially obsolete. But what does a 100-year life truly look like, and how do we prepare for a future that is fundamentally different from the one our parents knew?Dive into the seismic shift of longevity, exploring the financial, career, and personal implications of a life that stretches far beyond the conventional timeline.You’ll hear from:Sher-li Torrey, founder of Moms at Work, on navigating the caregiver years and reclaiming your life beyond them.Brandon Lee, Assistant Chief Executive of Workforce Singapore, on redesigning careers and embracing portfolio living in a 100-year lifespan.Pui Wah Loh, a “vintage” professional who retired at 61 and is now reshaping what it means to live with purpose in your third act.We dive into:Why living longer means taking more risks—especially when you’re younger.How to balance time, health, and wealth across different life stages.The power of experimentation, failure, and self-reflection in crafting a meaningful longer life.Whether you’re in your 20s, navigating mid-life, or reimagining retirement, this conversation will challenge how you think about your future—and inspire you to design it with intention.Don’t miss this eye-opening discussion.Tune in now and start rethinking your extra 20 years.Disclaimer: The views and opinions expressed belong to the guest/content creator, and do not represent the views of OCBC Bank. The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

We sit with Ex Co-Founder of Dollars and Sense, Dinesh Dayani, a long-time personal finance thinker and investor, to unpack how technology, experience, and hard-earned humility have completely reshaped the way he approaches money.From the quiet impact of AI on how we consume financial advice, to early investing wins that felt like genius (but weren’t), this conversation challenges some of the most common assumptions people make about wealth, investing, and lifestyle choices.In this episode, we touch on:Why traditional personal finance content is losing relevance and what’s taking its placeThe early investing mistake that changed how Dinesh views risk foreverWhy he gave up trying to outsmart the market (and what he does instead)A surprising lifestyle decision that goes against social norms - even as a parentThis isn’t a “get rich quick” conversation.It’s an honest one about uncertainty, trade-offs, and redefining what financial success actually means.🎧 Tune in to hear the full story and the thinking behind the choices.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

What if nightlife didn’t start at midnight… but at sunrise? What if music wasn’t just entertainment… but a tool for community, wellness, and human connection?Hear from a founder who’s quietly re-engineering how people gather, move, and feel, without following any traditional playbookOur guest:👉Christopher Shearmon, Managing Director of Wild Pearl StudioA former corporate professional turned community builder, Christopher blends music, movement, and intentional experiences to create events that don’t look, or feel, like anything else in Singapore.We explore:Why some of the most meaningful “parties” happen without alcohol, at 6:30amHow music can be used to engineer better moods, stronger communities, and real connectionThe unexpected journey from a pandemic side project to a full-fledged creative businessWhy experimentation, intuition, and “unscalable” ideas might be a founder’s real edgeHow wellness, culture, and commerce collide in ways most businesses overlookThis isn’t just a story about events or nightlife.It’s about rethinking fun, redesigning community, and building something real—by listening closely to how people actually want to live.🎙️ Tune in for a conversation that might change how you think about music, business, and what it really means to bring people together.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

What if harassment at work no longer looks the way you expect?It’s no longer just whispered comments in corridors or uncomfortable meetings behind closed doors. Today, it can show up in Slack messages, WhatsApp chats, LinkedIn posts — and sometimes in ways that are subtle enough to make you question your own instincts.Dive into a topic many experience, but few openly talk about: workplace harassment and bullying in the digital age.We explore:How workplace harassment has quietly shifted from physical spaces to online platformsThe blurry line between “lawful but awful” behaviour and illegal harassmentWhy so many victims stay silent — even when policies existWhat really happens when HR systems don’t feel safe or independentThe emotional and reputational toll of speaking up (or choosing not to)And most importantly — what options actually exist when walking away isn’t so simple.🎧 Our GuestJoining us is Simran Toor, Head of Regulatory & Investigations, Co-Head of Disputes, Tang Thomas, a legal expert and leading advocate in digital safety and workplace equity.She is the former CEO of Singapore’s first online harms help centre and has led national efforts addressing harassment, gender equity, and access to justice. With years of experience supporting victims both legally and systemically, she brings a rare behind-the-scenes perspective on why harassment persists - and what truly needs to change.This conversation is honest, practical, and deeply relevant for anyone navigating modern workplaces - whether you’re an employee, manager, or business owner.👉 If you’ve ever wondered:“Is this harassment… or am I overthinking it?”This episode is for you.🎙️ Tune in. Listen closely. And decide what you’d do differently next time.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

What if the way you spend, save, or stress about money… was shaped long before you earned your first paycheck?In this special live podcast episode, we unpack the invisible stories behind our money habits, the ones formed at the dinner table, in childhood homes, and during moments we didn’t even realise mattered.This isn’t a “how to get rich” conversation.It’s about why we think and feel the way we do about money, and how that quietly shows up in our lives and our children’s lives.In this episode, we explore:How childhood experiences silently shape adult money habitsWhy growing up with “not enough” doesn’t always lead to savingThe emotional side of money: guilt, fear, control, and securityDigital money, kids, and why tapping a phone feels different from holding cashWhether parents need to “get it wrong” before they can teach it rightHow siblings raised in the same home can grow up with totally different money mindsetsMeet the guests joining the conversation:Dr Annabelle Chow - A clinical psychologist who breaks down money trauma, family dynamics, and emotional triggers around spendingElaine Teh, Head of Deposits - A senior banking leader sharing how kids today are learning money in a fully digital world, and what parents often missEddie @LazyCabbie - A content creator and everyday parent who opens up about growing up poor, hitting rock bottom, and rebuilding his relationship with moneyPlus, a candid host, Adrian Tan, who admits this episode felt part podcast… part personal therapyThis episode is raw, reflective, and deeply relatable especially if you’ve ever:Felt guilty spending on yourselfStruggled to save despite earning moreWondered how to teach your kids about money without passing on your fears👉 Tune in for a conversation that goes beyond dollars and cents — and into the habits, values, and emotional baggage we rarely talk about.Sometimes, understanding money starts with understanding ourselves.Disclaimer: The views and opinions expressed belong to the guest/content creator, and do not represent the views of OCBC Bank. The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

What happens when the second generation takes the reins of a family business?We dive into the incredible journey of Presto Drycleaners, led by Chan Wei Tian, a former software engineer turned dry cleaning visionary.Key Highlights:Tech Meets Tradition: Chan Wei Tian shares the unique story of how he left the tech world to take over the family business, breathing new life into it with cutting-edge solutions.Viral Video Moment: Discover what happens when your business goes viral and how it impacts both the brand and family dynamics.Family Drama & Therapy: Get a behind-the-scenes look at the struggles and triumphs of working with family, and how therapy helped them navigate generational differences.The Cost of Change: From rebranding to evolving the business model, hear about the tough decisions and unexpected consequences of trying to modernize a 30-year-old brand.Lessons for Aspiring Entrepreneurs: Chan shares invaluable advice on leadership, managing family businesses, and finding your own path when the stakes are personal.You don’t want to miss this fascinating conversation that goes beyond just business—it’s about family, change, and resilience. Tune in now!---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

In today’s fast-paced world, AI is not just reshaping industries; it’s redefining what it means to be skilled and indispensable in the workplace. But with all the buzz about automation and job loss, what does this really mean for you?Can you still be a "human who can't be replaced"?With experts Peck Hoon Low, Senior Career Coach at General Assembly, and Tamanna Bilandi, Practice Tech Lead & Recruitment Team Lead at Adecco, we explore the evolving definition of "skill"—from technical expertise to adaptability, innovation, and emotional intelligence.What’s in store:How AI is amplifying human roles and reshaping industries.Why adaptability and learning agility are now more valuable than ever.Insights on how traditional roles, like data analysts and UX designers, are evolving in the face of AI.Real-world examples of how AI is creating new opportunities and what that means for your career.Tune in for expert advice on how to stay ahead in an AI-powered future. Don’t miss out on these essential strategies for building skills that will make you irreplaceable!Catch this episode and learn how to thrive in the age of AI! 🎧---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

What does the future of investing look like? With interest rates shifting, the rise of AI, and the potential for a U.S. dollar shakeup, you’re probably wondering—what’s the smartest way to protect and grow your wealth?Adrian Low and Dharit Shah, from Team DBS, are in the studio to break down the latest market trends, share their investment strategies, and help you navigate through it all.Key points we’ll explore:The AI Boom: Is it a bubble or a structural shift? Find out how it’s changing the game for U.S. equities.Singapore's Rising Star: The surge in Singapore equities and why it’s capturing global attention.Dollar Parity: What does the future of the U.S. Dollar look like? How does this affect your investments?Investment Strategy: The importance of diversification and why it’s critical now more than ever.We break it all down and give actionable insights on how to safeguard and grow your wealth in these uncertain times. Don't miss out on expert advice that could shape your financial future.Tune in now for a fun, candid, and insightful conversation—because understanding the markets should be just as engaging as it is important!Listen now!Grow Your Wealth with DBS at go.dbs.com/digibank_appAlternatively, learn more on CIO Insights Funds at go.dbs.com/cioinsightsfunds-04View DBS disclaimers at go.dbs.com/investmentdisclaimerDisclaimer: The views and opinions expressed by the guests or content creators are their own and do not necessarily reflect the views of DBS Bank. This advertisement has not been reviewed by the Monetary Authority of Singapore. Deposits are protected up to specified limits by the Singapore Deposit Insurance Corporation (SDIC).The content shared in this episode is for educational purposes only and should not be construed as financial advice. The information provided reflects the understanding at the time of recording and may not align with current market conditions or regulations. The opinions expressed by the guests are their own and may not represent those of The Financial Coconut. We encourage listeners to conduct their own research and seek professional advice before making any investment or financial decisions.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

The year’s ending… but we’re going out with a BANGThis isn’t just another episode; it’s the most chaotic, entertaining, and downright useful Budget Royale we’ve ever recorded.Three guests.Three festive categories.Zero chill.Expect:🎄 The sneakiest Orchard Road shopping hacks that might start a domestic debate✈️ Last-minute travel moves that sound illegal (but aren’t)💰 And the surprisingly personal plans our guests have for a richer 2026, money and life-wiseAnd entering the arena…Sha-En Yeo, the Happiness Scientist who’s here to remind you why tiny habits can save your sanityAlex Lee, Father from familee.sg, bringing dad-energy, dad-logic, and surprisingly sharp life hacksWalter de Oude, Founder of Chocolate Finance dropping tips so smooth they should come with a disclaimerWho wins each round?Who gets roasted?Who unexpectedly turns into the MVP?You’ll have to tune in — because this episode movesFast. Funny. Festive. And totally unhinged in the best way.Hit play. You’re not ready.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

What does it really take to build a fashion brand when you’re not designing for the mainstream?We dive into a rarely discussed side of fashion retail…. serving minority and niche communities in Singapore and beyond. From functional fashion for modern mothers to heritage-driven design rooted in culture, our guests share the realities, risks, and quiet wins of building brands with purpose.This isn’t about fast fashion or hype.It’s about identity, sustainability, visibility, and survival in an industry where small brands fight to be seen.If you’ve ever wondered:Why some local brands struggle to scaleHow culture can be turned into everyday wearOr what it takes to future-proof fashion from Singapore…this is an episode you don’t want to miss.🎧 Tune in to hear the stories behind the seams.Highlights:Why retailing to minority communities is both challenging and powerfulThe real struggle of building local fashion brands in a global marketHow heritage, sustainability, and functionality shape modern designThe role of physical retail vs digital platforms in brand growthWhat Singapore fashion needs to stand out on the international stageCan local brands one day scale through licensing or franchising?Meet the Guests- Lily Hamid – Commercial Director, Singapore Fashion Council - Champions local designers through multi-label retail. Works closely with founders to bridge gaps in visibility and growth- Gillian Shen – Founder & Designer, Olive Basics - Builds functional womenswear for modern mothers. Focuses on longevity, versatility, and real-life problem solving- Aqilah Zailan – Founder & Designer, Studio Gypsied - Advocates heritage, slow fashion, and sustainability. Transforms traditional textiles into wearable, everyday piecesWhether you’re a founder, creative, or conscious consumer, this conversation offers a rare behind-the-scenes look at fashion with meaning.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Are traditional, old-school stockbrokers becoming popular again, even though we’re now in a world of TikTok and modern trading apps like Tiger Brokers?Technology has changed how we trade, invest, and get financial advice… but what happens to the roles that existed long before apps and instant news alerts? And could these roles actually thrive again in a digital-first world?To help us unpack this surprising shift, we’re joined by two guests who sit on both ends of the old-meets-new spectrum:Our GuestsS Nallakaruppan (Nalla) — President of The Society of Remisiers, with 31 years of market experience, having lived through the Asian Financial Crisis, Dot-Com Crash, GFC, COVID, and more.Raymond Chin - Head of Agency at Tiger Brokers, leading the push for a new generation of investment reps trained for today’s digital landscape.Tune in to hear:How a once-essential finance role almost disappeared — and why it might returnWhy younger investors don’t know this job exists… and why that could changeThe rise of “high-tech + high-touch” investing supportWhat a modern investment representative really does (it’s not what you think)The surprising traits that make someone good at this career todayWhether this profession could once again become one of the top earnersIf you’ve ever wondered whether there’s still a future in traditional finance careers, or you’re curious about a path that lets you be your own boss and live in the markets every day, this is one episode you don’t want to skip.Catch the full conversation on Wise & Shine.Learn more about our venue sponsor, OUE REIT, at https://www.ouereit.com/---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.