Sunlight Tax

This week on the Sunlight Tax Podcast, I’m sharing practical tips to help you navigate the April 15 tax deadline with more clarity and less stress. I talk about why filing your taxes early can make a big difference, how estimated quarterly tax payments help self-employed people stay ahead, and how funding your IRA can lower your tax bill while building long-term financial security.I also dive into the bigger picture of tax planning for entrepreneurs and freelancers, including why understanding your tax obligations is one of the most empowering things you can do for your business. Plus, I share details about some upcoming workshops designed to help creatives, entrepreneurs, and self-employed individuals build simple, sustainable systems for managing money and taxes.Also mentioned in today’s episode:00:00 Understanding the April 15th Cash Crunch03:57 The Importance of Early Tax Filing06:39 Navigating Estimated Quarterly Taxes09:26 Preparing for Multiple Deadlines on April 15th12:10 The Significance of Funding Your IRA14:59 Strategies for Managing Tax Responsibilities17:43 Upcoming Workshops and Educational OpportunitiesIf you enjoyed this episode, please rate, review and share it! Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.Links:Check out my program, Money BootcampGet your free visual guide to tax deductionsOrder my book, Taxes for Humans: Simplify Your Taxes and Change the World When You’re Self-Employed Get full access to Taxes For Humans at sunlighttax.substack.com/subscribe

This week on the Sunlight Tax Podcast, I share my journey through the pain points of small business finances. I talk about why tax literacy, making quarterly payments, and strategic financial planning are so important, especially for creative and mission-driven entrepreneurs like you. I also introduce my reimagined Money Bootcamp, now a guided, year-long program designed to help you avoid penalties, build savings, and stay tax compliant.Also mentioned in today's episode: 01:00 Understanding the Pain of Tax Illiteracy10:34 Navigating Quarterly Taxes and Business Finances14:39 Introducing Money Boot Camp: A Guided ExperienceIf you enjoyed this episode, please rate, review and share it!Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.Links: Join my Open House Today 3/10 at noon ESTCheck out my program, Money BootcampGet your free visual guide to tax deductionsOrder my book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed  Get full access to Taxes For Humans at sunlighttax.substack.com/subscribe

In this episode of the Sunlight Tax Podcast, I take you behind the scenes of a challenging season in my business and share what it really looks like to navigate change as an entrepreneur. I share insights on the power of feedback, confronting financial realities, and the critical shift from simply learning about taxes and business to taking actionable steps that drive real results.I also introduce new workshops and community-building initiatives designed to make learning tangible, supportive, and actionable. If you're a small business owner, creative, or entrepreneur looking to grow with confidence and clarity, this episode shows how to shift from overwhelm to empowered action.Also mentioned in today's episode: 01:00 Navigating Difficult Times in Business09:37 Embracing Change and Taking Action17:56 Building Community and Future Workshops If you enjoyed this episode, please rate, review and share it!Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.Links:Join my Free Class on 3/4: Make Money Easier, Starting With TaxesOrder my book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-EmployedCheck out my program, Money BootcampGet your free visual guide to tax deductions Get full access to Taxes For Humans at sunlighttax.substack.com/subscribe

This week on the Sunlight Tax Podcast, I'm sharing my personal experiences with vulnerability and the challenges I've been navigating in my business, especially after a recent drop in sales. I talk about the emotional impact of that shift and why transparency, integrity, and adaptability matter so much to me as a business owner. I also reflect on the economic uncertainty many small businesses are facing right now and the importance of trust, community, and personalized guidance during these times. I'm also inviting you to my upcoming class, which I created to help simplify taxes and make it more accessible for small business owners.Also mentioned in today's episode: 01:00 Navigating Vulnerability and Business Challenges05:11 Modeling Flexibility in Business09:52 Understanding Economic Uncertainty14:35 Building Trust and Community19:04 Improving Business Offerings23:55 Invitation to Learn and Grow Together If you enjoyed this episode, please rate, review and share it!Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.Links:Join my Free Class on 3/4: Make Money Easier, Starting With TaxesOrder my book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-EmployedCheck out my program, Money BootcampGet your free visual guide to tax deductions Get full access to Taxes For Humans at sunlighttax.substack.com/subscribe

This week on the Sunlight Tax Podcast, I'm diving into why early tax preparation is a game-changer for the self-employed. From getting your refund faster to enjoying the peace of mind that comes with knowing your taxes are handled, filing early has real, tangible benefits. I'll share practical tips to organize your tax documents without overwhelm and share why my book, Taxes for Humans, and the accompanying workbook are designed to make the tax filing process simpler, clearer, and more approachable. Plus, I walk you through my Instant Relief Bundle, which combines my book, workbook, and extra resources to help you tackle taxes with confidence, reduce stress, and take control of your finances. Whether you're self-employed or just looking for a smarter way to file, this episode gives you actionable strategies to get ahead.   Also mentioned in today's episode:  01:00 The Importance of Early Tax Preparation 03:36 Benefits of Filing Taxes Early 06:51 Practical Tips for Tax Organization 10:22 Introducing the Instant Relief Bundle   If you enjoyed this episode, please rate, review and share it!  Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.   Links: Order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed Check out my program, Money Bootcamp Get your free visual guide to tax deductions Get full access to Taxes For Humans at sunlighttax.substack.com/subscribe

This week on the Sunlight Tax Podcast, I'm breaking down the real danger of ending up with a massive tax bill and why bookkeeping and quarterly taxes are the key to avoiding it. I explain how estimated taxes actually work, the common mistakes self-employed people make, and why I created Money Bootcamp to help freelancers, creators, and small business owners stay organized and protected. Inside the program, you'll get practical tools, clear systems, and built-in accountability to reduce tax stress and stop feeling perpetually behind. If taxes have been a constant source of anxiety, this episode is for you.   Also mentioned in today's episode:  00:13 Introduction to Tax Awareness 02:36 The Importance of Quarterly Taxes 05:44 Understanding the Pain of Tax Bills 08:11 Who Money Bootcamp Serves 10:53 The Difference Between the Book and the Program 14:55 Accountability in Money Bootcamp 18:31 Invitation to Money Bootcamp Open House    If you enjoyed this episode, please rate, review and share it! Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.   Links: Check out my program, Money Bootcamp Join my Open House Today (2/10) at 3PM EST Order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed Get your free visual guide to tax deductions   Get full access to Taxes For Humans at sunlighttax.substack.com/subscribe

In this week's episode of the Sunlight Tax Podcast, I open up about navigating personal and societal upheaval during times of economic uncertainty and political tension. We dive into the challenges small business owners face, including how hard it can feel to sell your work in dark times and why some forms of protest or "resistance" can unintentionally hurt ethical small businesses. I also share practical strategies for pushing back without causing harm, maintaining integrity, and turning anger or frustration into constructive action. This episode is a reminder to stay encouraged, continue your good work, and support your business and community responsibly, even when the world feels unstable.   Also mentioned in today's episode:  00:00 Navigating Dark Times: Personal Reflections 03:39 Tax Protests: A Dangerous Path 06:20 Effective Resistance: Boycotts and Economic Action 09:04 Supporting Small Businesses Amidst Upheaval 11:34 The Struggles of Small Business Owners 14:24 Balancing Sales and Ethics in Difficult Times 17:11 The Importance of Sustaining Your Work 20:09 Let's Support Each Other and Resist   If you enjoyed this episode, please rate, review and share it! Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.   Links: Sunlight Tax Podcast Episode 143: Should You Do A Tax Protest? Indivisible.org Resist and Unsubscribe Campaign Order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed Check out my program, Money Bootcamp Get your free visual guide to tax deductions Get full access to Taxes For Humans at sunlighttax.substack.com/subscribe

In this episode of the Sunlight Tax Podcast, I explain what 1099 forms are, why accurate 1099 reporting matters, and how mistakes can impact your taxes if you're self-employed. I break down common 1099 problems and how to avoid them. I also share what to do when a 1099 is wrong and how to make sure all your income is properly reported to the IRS. We also cover key 1099 deadlines and practical bookkeeping tips to help freelancers, contractors, and small business owners stay compliant and avoid costly surprises at tax time.   Also mentioned in today's episode:  01:12 Understanding 1099s: An Introduction 03:21 The Importance of Accurate Reporting 06:25 Common 1099 Problems and Solutions 08:57 Tallying Your Income Effectively 12:03 Some Tips for 1099 Management   If you enjoyed this episode, please rate, review and share it! Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.   Links: Join my free class on 1/27 at noon EST: Make Taxes Easier and Stash an Extra $152k in Your Savings Get my short course: All About 1099s Check out my program, Money Bootcamp Order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed Get your free visual guide to tax deductions   Get full access to Taxes For Humans at sunlighttax.substack.com/subscribe

In this episode of the Sunlight Tax Podcast, I break down the most important 2025 tax law changes in clear, jargon-free language. I explain the new Schedule 1-A and its temporary deductions, including no tax on tips, overtime, car loan interest, and enhanced senior deductions, plus what the latest tax bill really means for your wallet. You'll also learn about "Trump accounts" for children born 2025–2028, updated 1099 reporting rules, retirement catch-up contribution changes, and the higher standard deduction. This practical episode helps you understand key tax changes, which tax benefits apply to you, and how to avoid missing important deductions this tax season.   Also mentioned in today's episode:  03:39 New Tax Forms and Deductions 06:44 Understanding the Schedule 1A 10:31 Trump Accounts: A New Initiative 13:14 Changes in 1099 Forms and Reporting 15:52 Updates on Standard Deductions and Child Tax Credit 18:47 Join my Upcoming Free Class   If you enjoyed this episode, please rate, review and share it! Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.   Links: Join my free class on 1/27: Make Taxes Easier and Stash an Extra $152k in Your Savings Check out my program, Money Bootcamp Order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed Get your free visual guide to tax deductions   Get full access to Taxes For Humans at sunlighttax.substack.com/subscribe

In this episode of the Sunlight Tax Podcast, I break down everything self-employed business owners need to know about 1099s – what they are, why they matter, and what's changed under current 1099 reporting rules. If you work with independent contractors, I walk you through a clear, step-by-step 1099 checklist to help you file correctly and on time. We cover why accurate bookkeeping is important, when and why to collect W-9 forms, and how to avoid common 1099 mistakes that can trigger IRS penalties. I also explain the different types of 1099 forms (including which ones apply to freelancers and small businesses), what each form is used for, and the penalties for failing to file or filing incorrectly.  Also mentioned in today's episode:  01:00 Understanding 1099: The Basics 04:31 The Importance of 1099s 10:53 The kinds of 1099s you are going to be dealing with 18:20 Checklist for Issuing 1099s 25:45 Other Resources for filing 1099s   If you enjoyed this episode, please rate, review and share it! Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences. Links: Get my 1-hour course: All About 1099s Join my free class: Make Taxes Easier and Stash an Extra $152k in Your Savings Check out my program, Money Bootcamp Order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed Get your free visual guide to tax deductions Get full access to Taxes For Humans at sunlighttax.substack.com/subscribe

In this episode of the Sunlight Tax Podcast, I'm breaking down my most effective tax prep strategies to help creatives and entrepreneurs start the year organized, confident, and ahead of the game. I share my January setup to make your taxes a breeze. I'll give you the exact systems I recommend for simplifying tax season without overwhelm or guesswork – like tracking mileage and mileage logs, setting up a simple document filing system, knowing your 1099 requirements, and a receipt management workflow that's easy to maintain all year long. If you want to avoid costly tax mistakes and move through tax season smoothly, this episode gives you actionable tools you can implement right now. Whether you're self-employed, earning 1099 income, or running a creative business, you'll walk away with a clear plan for staying compliant, reducing stress, and setting yourself up for a better money year. Also mentioned in today's episode:  01:12 New Year, New Tax Strategies 03:13 Essential Tax Preparation Tips 09:44 Understanding 1099s and Deadlines 14:01 Setting Up a Business Bank Account 15:54 Organizing Receipts for Tax Season 19:28 Other Resources   If you enjoyed this episode, please rate, review and share it! Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.   Links: Get your free January Checklist The Sunlight Tax Podcast EP4: Mileage: the best deduction you're missing Join my free class: Make Taxes Easier and Stash an Extra $152k in Your Savings Check out my program, Money Bootcamp Order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed Get your free visual guide to tax deductions   Get full access to Taxes For Humans at sunlighttax.substack.com/subscribe

In this episode of the Sunlight Tax Podcast, I share core personal finance strategies for creative entrepreneurs, artists, and business owners. Learn the right order of operations for managing money, why an emergency fund is essential, practical debt management tips, and simple ways to start investing with low-cost index funds. Join me today to hear some basic steps to control your finances and how you can start investing today.   Also mentioned in today's episode:  00:23 Navigating Life's Unexpected Challenges 01:19 Understanding Personal Finance Order of Operations 04:01 The Basics of Personal Finance 07:55 Debt Management Strategies 08:48 Prioritizing Savings for Retirement and Education 10:13 Investing Basics and Strategies 13:25 Empowering Financial Education and Resources If you enjoyed this episode, please rate, review and share it! Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.   Links: Join my free class: Make Taxes Easier and Stash an Extra $152k in Your Savings Check out my program, Money Bootcamp Order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed Get your free visual guide to tax deductions Get full access to Taxes For Humans at sunlighttax.substack.com/subscribe

On this episode of the Sunlight Tax Podcast, I dive into why tax literacy is crucial and how understanding the basics can save you thousands of dollars. I explain how tax-advantaged accounts like IRAs, HSAs, and retirement savings plans work, and why they're some of the most powerful tools for building long-term wealth and financial stability. Using practical examples and simple calculations, I show how small, informed choices can lead to significant tax savings over time. Plus, I share details about my free step-by-step tax strategies class, designed to make complex tax concepts accessible, actionable, and stress-free. Whether you're a self-employed creative, freelancer, or anyone looking to take control of your finances, this episode will give you the tools to understand taxes, maximize savings, and grow your wealth. Don't forget to leave a review—it helps more people find these insights and start feeling confident about their money. Also mentioned in this episode: 01:32 Introduction and Holiday Reflections 03:01 The Importance of Tax Literacy 11:34 Maximizing Tax-Advantaged Accounts for Savings   If you enjoyed this episode, please rate, review and share it! Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences. Links: Free online tax calculator Join my free class: Make Taxes Easier and Stash an Extra $152k in Your Savings Link to review this podcast on Apple   Check out my program, Money Bootcamp Get your free visual guide to tax deductions   Get full access to Taxes For Humans at sunlighttax.substack.com/subscribe

In this episode of the Sunlight Tax Podcast, I'm interviewed by Paddy Johnson of the Art Problems Podcast about my book Taxes for Humans, a tax guide for self-employed creatives. We explore why demystifying taxes is about more than numbers—it's about understanding the systems, values, and power behind them. I share why tax education matters, how it can empower creatives, and how the companion workbook helps put these ideas into practice. Plus, hear real stories from artists navigating taxes and the emotional weight money can carry in the creative world. Also mentioned in this episode: 03:19 Understanding the Book's Unique Approach 06:37 The Importance of Context in Tax Education 09:32 Breaking Down Tax Myths and Misconceptions 12:22 Empowering Artists Through Financial Literacy 15:37 The Role of Taxes in Society 18:33 The Workbook: A Practical Companion 21:17 Addressing Judgment and Shame in Tax Preparation 24:36 Real Stories of Artists Overcoming Tax Challenges 27:28 Resources for Artists   If you enjoyed this episode, please rate, review and share it! Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.   Links: Link to Order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed. Link to pre-order my workbook, Taxes for Humans: The Workbook Join my free class: Make Taxes Easier and Stash an Extra $152k in Your Savings Check out my program, Money Bootcamp   Get full access to Taxes For Humans at sunlighttax.substack.com/subscribe

In this episode of the Sunlight Tax Podcast, I dive into the heart of my new book, Taxes for Humans, a guide I wrote to demystify taxes for creatives, freelancers, and self-employed people. I open up about my own history with money shame and why understanding taxes is so much bigger than numbers on a return. Taxes reflect our culture, our values, and the systems we move through every day. I share some of the behind-the-scenes, humor, and stories that shaped this book, and we talk about why real financial empowerment requires community, civic engagement, and a better approach to financial education. If you've ever felt confused, overwhelmed, or alone in figuring out your finances, this conversation will help you feel seen, and give you tools to navigate taxes with confidence and clarity. Also mentioned in this episode: 1:32  What Inspired the Book 5:34  A Money Moment You'll Never Forget 6:30  Why Creatives Feel So Much Shame 7:31  Taxes Are Culture 12:06  A Gentle First Step for Creatives 13:10  Can Taxes Create Real Change? 14:59  Lessons from Losing Your Studio 16:25  A Mistake That Taught You Something 17:41  Your #1 Message for Readers 18:43  What You Hope This Book Builds 20:06 What Every Creative Should Know About Their Worth   If you enjoyed this episode, please rate, review and share it! Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences. Links: Link to Order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed. Link to pre-order my workbook, Taxes for Humans: The Workbook Join my free class: Make Taxes Easier and Stash an Extra $152k in Your Savings Check out my program, Money Bootcamp Get your free visual guide to tax deductions   Get full access to Taxes For Humans at sunlighttax.substack.com/subscribe

In this episode of the Sunlight Tax Podcast, I'm sharing my excitement about launching my book, Taxes for Humans.  I wrote this book to make taxes simple and empowering, especially for freelancers, creatives, and historically underrepresented communities. We dive into why understanding taxes isn't just about saving money, it's about knowing how our taxes fund essential services, support our communities, and strengthen democracy. I also break down practical tax tips for self-employed individuals and creatives so you can grow your business, maximize benefits, and make a positive impact. Also mentioned in this episode: 01:25 Taxes for Humans 03:54 The Mission Behind Taxes for Humans 06:42 Understanding Taxes as a Societal Agreement 09:52 The Benefits of Taxes for Individuals and Businesses 12:46 Empowering Creatives and Entrepreneurs 15:32 Celebrating Community and Upcoming Events   If you enjoyed this episode, please rate, review and share it! Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.   Links: Link to Order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed. Link to pre-order my workbook, Taxes for Humans: The Workbook Get your SUPERBRIGHT Bonuses Check my in-person events. You're invited to my book launch party in Asheville.   Get full access to Taxes For Humans at sunlighttax.substack.com/subscribe

In this episode of the Sunlight Tax Podcast, I share the story behind my new book, Taxes for Humans—a tax guide that blends my humanities and art background with clear, practical financial education. I break down why context matters in tax learning, how visuals and design make complex concepts easier to understand, and why emotional support and empathy are essential tools for navigating money. You'll hear how this book and its companion workbook help you feel grounded, empowered, and supported, not overwhelmed. My mission is simple: to build an empire of empathy through a tax guide that's completely different. If you've ever wished taxes felt more human, intuitive, and kind, this episode is your invitation in.   Also mentioned in this episode: 01:21 Introduction to Taxes for Humans and Its Purpose 06:14 The Unique Approach of an Artist's Tax Guide 11:33 Visual Learning and Emotional Support in Tax Education 16:54 Workbook Overview and Launch Celebration   If you enjoyed this episode, please rate, review and share it! Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences. Links: Link to Order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed. Link to pre-order my workbook, Taxes for Humans: The Workbook Get your SUPERBRIGHT Bonuses Get full access to Taxes For Humans at sunlighttax.substack.com/subscribe

In this episode of the Sunlight Tax Podcast, I introduce my book, Taxes for Humans, a practical, judgment-free tax guide made specifically for creative professionals. I share my personal story and talk honestly about the challenges artists, freelancers, and mission-driven people face when trying to make sense of taxes. We dig into why taxes matter, how they support the communities we care about, and why building financial literacy is so important, especially for people who've been historically left out of traditional financial conversations. My goal in this episode is to help you feel confident claiming your identity as a business owner and to release some of the fear around money. Wealth isn't a moral test; it's a neutral tool you can use to support your values and make positive change.   Also mentioned in this episode: 04:18 The Unique Perspective of Creative Professionals 08:04  Understanding the Importance of Taxes 11:44  The Societal Benefits of Taxes 13:40  The Changing Face of Business 14:39  Embracing Your Identity as a Business 15:33  Overcoming the Fear of Wealth 19:03  The Power of Money and Taxes   If you enjoyed this episode, please rate, review and share it! Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences. Links: Link to pre-order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed. Link to pre-order my workbook, Taxes for Humans: The Workbook Join my free class: Make Taxes Easier and Stash an Extra $152k in Your Savings Check out my program, Money Bootcamp Get your free visual guide to tax deductions   Get full access to Taxes For Humans at sunlighttax.substack.com/subscribe

In this episode of The Sunlight Tax Podcast, I'm excited to share something I've been working on for a long time, my new book, Taxes for Humans. This book is for freelancers, artists, and self-employed folks who want to finally understand their taxes and take control of their money. I talk about why tax education matters so much when you work for yourself, how complicated the self-employment system can be, and why I created a character called the Tax Dominatrix to make learning about taxes a lot more fun and less intimidating. I also explain why pre-ordering the book is such a big deal. It helps make sure Taxes for Humans is available to everyone, including people who can't afford traditional financial education programs.   Also mentioned in this episode: 01:17 Overview of 'Taxes for Humans' Book 02:15 Understanding Self-Employment Taxes 04:12 Navigating Tax Complexity 05:34 The Tax Dominatrix Concept 07:21 Importance of Pre-Ordering the Book 08:45 Accessibility of Tax Education   If you enjoyed this episode, please rate, review and share it! Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.   Links: Link to pre-order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed. Link to pre-order my workbook, Taxes for Humans: The Workbook Join my free class: Make Taxes Easier and Stash an Extra $152k in Your Savings Check out my program, Money Bootcamp Get your free visual guide to tax deductions   Get full access to Taxes For Humans at sunlighttax.substack.com/subscribe

In this episode of the Sunlight Tax Podcast, I talk with Dr. Matthew Fiedler about the new One Big Beautiful Bill Act—and what it could mean for your healthcare and taxes.   We break down how the government shutdown affects healthcare access, why there are major Medicaid cuts, and what trade-offs come with the new tax cuts. The conversation highlights the challenges faced by low and moderate-income individuals in accessing healthcare, especially in light of new administrative requirements and potential loss of coverage.    We also talk about what this means if you're self-employed or run a small business. With shifting healthcare policies and tax laws, good bookkeeping and clear financial records matter more than ever.   Dr. Fiedler emphasizes the need for a more rational approach to healthcare financing and the importance of bookkeeping for self-employed individuals.   Also mentioned in this episode: 01:46 Understanding the One Big Beautiful Bill Act 03:07 Impact of Government Shutdown on Healthcare 08:05 Overview of Healthcare Provisions in the Bill 09:30 Trade-offs in Tax Cuts and Healthcare Funding 12:20 Medicaid Cuts and Work Requirements 16:00 Navigating Medicaid for the Recently Unemployed 20:16 Cost-Shifting from Federal to State Medicaid Programs 25:29 Consequences for Low and Moderate Income Individuals 28:18 Changes in Marketplace Coverage Requirements 30:38 Implications for Self-Employed Individuals   If you enjoyed this episode, please rate, review and share it! Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.   Links: Dr. Matthew Fiedler Link to pre-order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed. Link to pre-order my workbook, Taxes for Humans: The Workbook Join my free class: Make Taxes Easier and Stash an Extra $152k in Your Savings Check out my program, Money Bootcamp Get your free visual guide to tax deductions   Get full access to Taxes For Humans at sunlighttax.substack.com/subscribe