SYM Financial Advisors Podcast

In this episode of the SYM Financial Podcast, we talk openly about how important it is to approach retirement plan features like loans and withdrawals with caution. While they can be helpful safety nets in tough times, we encourage you not to see them as a way of life or an easy fix. The real key is to keep planning, stay informed, and work with advisors who understand your unique situation. We've seen people make decisions early in their careers that they regret later, so it's all about making smart choices now and knowing your options. We also emphasize the importance of transparency—understanding fees and fiduciary responsibilities—to make sure your money is working as hard as you are. Ultimately, it's about building a strong partnership, ongoing conversations, and staying engaged. That way, you can enjoy a confident, comfortable retirement, knowing you've made the right choices along the way. About our hosts, Tom Ackmnn and Nick Gray: Tom Ackmann and Nick Gray bring a combined six decades of retirement plan experience to their advisory roles. As Principal and Senior Retirement Plan Advisor, Tom leverages over 30 years of experience in recordkeeping, compliance, plan design, and participant education to deliver comprehensive solutions that balance the needs of sponsors and participants alike. Nick, a Retirement Plan Advisor with nearly 30 years in the industry, is known for his relationship-driven approach, offering thoughtful service to plan sponsors and empowering employees with retirement planning education. Together, they provide guidance to help businesses, and their teams build secure financial futures. Connect with Tom Ackmann Connect with Nick Gray   Disclosure: Certain links above are to third-party sites and are not affiliated with SYM Financial Corporation ("SYM"). SYM is an independent investment adviser registered under the Investment Advisers Act of 1940, as amended. Registration does not imply a certain level of skill or training. More information about SYM including our investment strategies, fees and objectives, can be found in our ADV Part 2 or Form CRS, which is available upon request.

In this episode of the SYM Financial Podcast, we dive into how retirement planning has evolved, especially with the rise of automation like automatic enrollment. We see how it's made saving easier and boosted participation—people are saving more without even having to think too hard about it. But we also talk about how nothing replaces a real conversation—about your goals, risks, and what's best for your personal situation. We touch on recent changes from the Secure Act 2.0, which might impact how you contribute, especially if you're over 50 or planning to use Roth options. It's a reminder to stay informed and work with a financial advisor to understand your choices. Plus, we explore different investment options, like target date funds and risk-based portfolios, stressing that everyone's different. There's no one-size-fits-all, and honest conversations help you make smarter decisions, so you feel confident about your future. It's all about making your retirement goals achievable and feeling good about the path you're on. About our hosts, Tom Ackmnn and Nick Gray: Tom Ackmann and Nick Gray bring a combined six decades of retirement plan experience to their advisory roles. As Principal and Senior Retirement Plan Advisor, Tom leverages over 30 years of experience in recordkeeping, compliance, plan design, and participant education to deliver comprehensive solutions that balance the needs of sponsors and participants alike. Nick, a Retirement Plan Advisor with nearly 30 years in the industry, is known for his relationship-driven approach, offering thoughtful service to plan sponsors and empowering employees with retirement planning education. Together, they provide guidance to help businesses, and their teams build secure financial futures. Connect with Tom Ackmann Connect with Nick Gray   Disclosure: Certain links above are to third-party sites and are not affiliated with SYM Financial Corporation ("SYM"). SYM is an independent investment adviser registered under the Investment Advisers Act of 1940, as amended. Registration does not imply a certain level of skill or training. More information about SYM, including our investment strategies, fees and objectives, can be found in our ADV Part 2 or Form CRS, which is available upon request.

In today's episode of Executive Decisions, host Sarah Delahanty speaks with Todd and Cindy Shinabarger about their inspiring journey of transitioning from demanding careers to what they call "Life 2.0"—a purposeful and fulfilling phase of life dedicated to service and impact. Todd and Cindy share their experiences of stepping into volunteer roles with Operation Mobilization, where their skills in IT and science transformed projects and systems, helping the organization achieve excellence. They reflect on the importance of being intentional, crafting a plan, and seeking purpose beyond oneself. The couple emphasizes the challenges and rewards of creating structure after leaving the corporate treadmill, the significance of giving back, and the value of perseverance when exploring new roles. Their story encourages listeners to approach life transitions with intention, passion, and a mindset focused on serving others, offering a hopeful roadmap for those considering their own "Life 2.0." About our guests, Todd and Cindy Shinabarger: Todd Shinabarger has nearly 40 years of senior information technology management experience in various industries - including manufacturing, automotive, construction, retail, fashion and non-profit - where he led numerous multi-million dollar IT capital projects. After more than 3 decades in the corporate environment, Todd "retired" in 2015, assuming the CIO role at OM USA. Since joining, he's helped to transform and modernize the IT ecosystem, replacing nearly every IT application and process. Cindy Shinabarger grew up in Upland, Indiana. She attended Taylor University, majoring in physics systems, and discovered her passion for manufacturing during an internship at AVX Ceramic. Throughout her career in electronic manufacturing—spanning roles in failure analysis and wafer fabrication—Cindy balanced raising children while navigating a male-dominated industry. Known for her persistence and courage, she earned respect by "earning the right to be heard" and mentoring others to observe, adapt, and thrive in challenging professional environments. In Cindy's "retirement" or Life 2.0 as she and Todd call it, she now serves at OM USA, a global non-profit by using her scientific and failure analysis background to help grow the organization and launch sustainable projects. Todd and Cindy especially enjoy time with their 5 grandchildren, ages 3-12, and always make time for their annual Cousin Camp with all 5 grandkids (and no parents!). Connect with Todd Shinabarger: Todd's LinkedIn About SYM Financial and the Executive Decisions Podcast: Executive Decisions is a podcast designed for current and aspiring business leaders, offering an in-depth look at the evolving nature of executive roles. Hosted by SYM Financial Advisors Principal and Senior Financial Advisor Sarah Delahanty, the show delves into the personal and professional journeys of its guests, exploring the challenges they've overcome and the learning experiences that have shaped their paths to success. The podcast provides insights into how executives manage the increasing complexity of both their professional and personal lives. Featuring a range of guests from diverse industries, each episode aims to enlighten listeners on the continuous state of learning and adaptation necessary for effective leadership. Whether discussing career progression, leadership strategies, or personal growth, Executive Decisions is a valuable resource for anyone interested in the multifaceted world of executive leadership. Disclosure: Certain links above are to third-party sites and are not affiliated with SYM Financial Corporation ("SYM"). SYM is an independent investment adviser registered under the Investment Advisers Act of 1940, as amended. Registration does not imply a certain level of skill or training. More information about SYM including our investment strategies, fees and objectives can be found in our ADV Part 2, which is available upon request.

In today's episode of the Owner's Corner Podcast, host Seth Whicker is joined by Scott Holmes, founder of ABI Attachments and Managing Partner at PivotPoint Company. Scott shares his journey from starting ABI Attachments to his current role in merger and acquisition work with PivotPoint. He discusses the importance of having a strong team, the challenges business owners face in preparing for sale, and the value of investing in infrastructure and strategic partnerships. Throughout the episode, Scott emphasizes the significance of being prepared, taking risks, and surrounding oneself with knowledgeable people to ensure business success and personal fulfillment. About our guest, Scott Holmes: Scott A. Holmes is an innovative entrepreneur and accomplished executive, known for founding ABI Attachments and serving as the Managing Director of PivotPoint Company. With a keen eye for identifying market needs and a passion for engineering, Holmes has successfully grown ABI Attachments into a leading manufacturer of quality attachments for tractors and ATVs, catering to agricultural, equestrian, and landscape industries. His strategic vision and leadership at PivotPoint Company further showcase his ability to drive business growth and foster innovation. Holmes' dedication to excellence and commitment to customer satisfaction have solidified his reputation as a dynamic force in the industry. Connect with Scott Holmes: Email Linkedin About SYM Financial and the Owner's Corner Podcast: Welcome to the Owner's Corner Podcast hosted by Principal and Senior Financial Advisor Seth Whicker from SYM Financial Advisors. In this show, we dive into the dynamic world of business ownership. Whether you're just starting out or are deep into your entrepreneurial journey, this podcast is designed to be your go-to source for insights and inspiration. Each episode, Seth connects with business owners and industry experts, bringing you their stories of triumphs, the lessons they've learned from their mistakes, and their strategies for success. We'll discuss everything from the initial stages of launching a business to the intricate details of exit planning. Whether it's succession, retirement preparation, or exploring buy-sell agreements and growth tactics, our goal is to spark your imagination about what's possible — for you, your team, and your family. Remember, while I share my insights and those of my guests, these are our personal opinions and not reflective of SYM Financial Advisors. This podcast is here to provide general information, not specific financial advice. Disclosure: Certain links above are to third-party sites and are not affiliated with SYM Financial Corporation ("SYM"). SYM is an independent investment adviser registered under the Investment Advisers Act of 1940, as amended. Registration does not imply a certain level of skill or training. More information about SYM including our investment strategies, fees and objectives can be found in our ADV Part 2, which is available upon request.

In this episode of the Owner's Corner podcast hosted by Seth Whicker, special guest Edward Hayes discusses the intricacies of the sign business and his journey as a business owner. The conversation delves into the importance of understanding client needs and maintaining a consistent brand message, as well as the diverse industries served by Hayes Design Co. Hayes shares his transition from a global sales career to entrepreneurship, highlighting the challenges and rewards of taking over Burkhart Signs amid the COVID-19 pandemic. He emphasizes the significance of company culture and the responsibility of supporting employees and their families. Hayes reflects on his long-term vision for the business, focusing on regional and national expansion while prioritizing generosity and legacy-building. Throughout the discussion, Hayes offers insights into navigating business challenges, seeking counsel, and maintaining resilience in pursuit of growth and success. About our guest, Edward Hayes: Edward Hayes is an accomplished professional with over two decades of experience in software sales. Transitioning to a new role as the Owner of Hayes Design Co., he now oversees a design and in-house manufacturing facility that operates nationally, assisting clients in branding their locations to meet the unique standards of each brand. Under his leadership, Hayes Design Co. has established itself as a premier destination for clients seeking tailored design solutions that align with their brand identity and values. Hayes' expertise in software sales combined with his passion for design and manufacturing has enabled him to drive the company's growth and uphold its commitment to delivering exceptional branding services across the United States. Summary and highlights from the show: Transition to Entrepreneurship: Edward Hayes shares insights into his transition from a successful global sales career to becoming a business owner, driven by a desire for tangible impact and legacy-building. Navigating Challenges: Taking over Burkhart Signs during the COVID-19 pandemic presented challenges, including financial struggles and the need to establish a new company culture. Cultural Transformation: Edward Hayes discusses the significance of fostering a positive company culture and supporting employees and their families, emphasizing the impact on morale and productivity. Long-Term Vision: Hayes outlines his long-term plans for Hayes Design Co; focusing on regional and national expansion while exploring opportunities in e-commerce. Resilience in Entrepreneurship: Edward Hayes reflects on the challenges of entrepreneurship, including financial pressures and the importance of remaining resilient in the face of adversity. Seeking Guidance: The episode highlights the value of seeking counsel from business coaches and peers, leveraging their expertise to navigate challenges and drive growth. Generosity and Legacy: Edward Hayes underscores the importance of generosity and legacy-building in business, aiming to make a positive impact on employees, the community, and future generations. Balancing Business Priorities: Throughout the discussion, Edward Hayes emphasizes the need to balance various business priorities, including sales, manufacturing, financing, and employee management, to sustain growth and success. Connect with Edward Hayes: Email Website About SYM Financial and the Owner's Corner Podcast: Welcome to the Owner's Corner Podcast hosted by Principal and Senior Financial Advisor Seth Whicker from SYM Financial Advisors. In this show, we dive into the dynamic world of business ownership. Whether you're just starting out or are deep into your entrepreneurial journey, this podcast is designed to be your go-to source for insights and inspiration. Each episode, Seth connects with business owners and industry experts, bringing you their stories of triumphs, the lessons they've learned from their mistakes, and their strategies for success. We'll discuss everything from the initial stages of launching a business to the intricate details of exit planning. Whether it's succession, retirement preparation, or exploring buy-sell agreements and growth tactics, our goal is to spark your imagination about what's possible — for you, your team, and your family. Remember, while I share my insights and those of my guests, these are our personal opinions and not reflective of SYM Financial Advisors. This podcast is here to provide general information, not specific financial advice. Disclosure: Certain links above are to third-party sites and are not affiliated with SYM Financial Corporation ("SYM"). SYM is an independent investment adviser registered under the Investment Advisers Act of 1940, as amended. Registration does not imply a certain level of skill or training. More information about SYM including our investment strategies, fees and objectives can be found in our ADV Part 2, which is available upon request.

In today's episode of Executive Decisions, host Sarah Delahanty sits down with Todd Davis who shares his rich career history from building airplanes to his executive career in the orthopedic industry. Todd reflects on his journey from managing older union workers while still in his 20's to his transition into executive leadership roles. He emphasizes the importance of work ethic, persistence, and building relationships, sharing valuable insights from his experiences. Todd also discusses his post-executive life, engaging in mentorship, fundraising efforts for his community, and continuous personal development through reading diverse materials. Through his story, listeners gain valuable lessons in leadership, adaptability, and the importance of work-life integration. About our guest, Todd Davis: Todd is a seasoned leader with over three decades of experience in the orthopedic industry, particularly in driving the success of major knee franchises for some of the world's largest companies. From Sales and Marketing to Product Development, Strategy, and M&A, Todd has demonstrated his visionary leadership skills by accelerating growth opportunities and fostering world-class teams and cultures. After retiring from his role as President and General Manager of the Global Knee Business at Zimmer Biomet in July 2019, Todd has redirected his focus towards the startup landscape within the Medtech sector. He currently serves as an Independent Board Director for PeekMed Health, a Board Observer for Enhanced Medical Nutrition, and a Board Director for JointVue, while also providing consulting expertise for companies like Smith+Nephew, Canary Medical, Maxx Ortho, Kinamed, Kneevoice, and various other OEMs. Summary and highlights from the show: Todd Davis had a formative experience working full-time at Rockwell International while still going to school. He was promoted into a managerial role in his mid to late 20's, leading teams of older aircraft mechanics. Davis learned to lead by example and develop a strong work ethic during this time, working 70 hours a week while pursuing his education at night. His transition to orthopedics involved leading a team of older individuals in the customer service group at Zimmer Biomet, where he applied his leadership skills and learned to be persistent in pursuing his goals. Todd emphasizes the importance of not chasing money but rather finding something you enjoy and working hard at it, as advised by his father. He shares his experience of persistence in pursuing opportunities, such as transitioning into marketing at Zimmer Biomet despite initial rejection from the vice president of marketing. Building relationships is crucial in the orthopedic industry, and Todd highlights the impact of handwritten thank-you notes in making lasting connections. Todd reflects on the importance of work-life balance, which he prioritized by scheduling family events and delegating responsibilities as he advanced in his career. Transitioning to board roles and mentoring startups has been rewarding for Todd, allowing him to leverage his experience and make a meaningful impact. He discusses his involvement in community initiatives, such as leading a capital campaign for a school expansion, and his interest in personal development through reading. Todd finds inspiration and leadership insights from various sources, including spiritual books, business literature, and perspectives from different industries like the restaurant business. Connect with Todd Davis: Email About SYM Financial and the Executive Decisions Podcast: Executive Decisions is a podcast designed for current and aspiring business leaders, offering an in-depth look at the evolving nature of executive roles. Hosted by SYM Financial Advisors Principal and Senior Financial Advisor Sarah Delahanty, the show delves into the personal and professional journeys of its guests, exploring the challenges they've overcome and the learning experiences that have shaped their paths to success. The podcast provides insights into how executives manage the increasing complexity of both their professional and personal lives. Featuring a range of guests from diverse industries, each episode aims to enlighten listeners on the continuous state of learning and adaptation necessary for effective leadership. Whether discussing career progression, leadership strategies, or personal growth, Executive Decisions is a valuable resource for anyone interested in the multifaceted world of executive leadership. Disclosure: Certain links above are to third-party sites and are not affiliated with SYM Financial Corporation ("SYM"). SYM is an independent investment adviser registered under the Investment Advisers Act of 1940, as amended. Registration does not imply a certain level of skill or training. More information about SYM including our investment strategies, fees and objectives can be found in our ADV Part 2, which is available upon request.

In this episode of EmpowHER, host Michelle Hipskind sits down with Saghi Togashi, a quantum energy and Reiki energy facilitator. Saghi shares her journey from nursing to computer science to holistic healing. After experiencing challenges in the nursing field due to empathy overload, Saghi transitioned to computer science but always harbored a desire to help others. Her path led her to discover a quantum energy device that merged her technological background with her passion for healing. Through intuitive and compassionate work, Saghi assists clients in raising their vibrational energy levels for better health and resilience. She plans to train others in this approach and continue her mission of helping people, demonstrating a deep commitment to service and holistic well-being. About our guest, Saghi Togashi: Saghi is a dedicated practitioner at Isch Wellness, where she offers transformative experiences through her expertise in Healy Frequencies and iTeraCare TeraHertz facilitation, complemented by her proficiency as a Reiki 2nd Degree Energy practitioner and a 2nd Degree Taekwondo expert in self-discipline and balance. Drawing inspiration from Dr. Carol McMakin's groundbreaking scientific principles outlined in "The Resonance Effect," Saghi harnesses the power of frequency and resonance to guide individuals on their holistic well-being journey. With Healy Individual Microcurrent Frequency and iTeraCare Terahertz Cell application, she provides cutting-edge tools aimed at elevating physical, emotional, and spiritual wellness, inviting individuals to embark on their transformative path towards optimal health and vitality. Summary and highlights from the show: Introduction to Saghi's dynamic roles as a quantum energy and Reiki energy facilitator, emphasizing the enhancement of physical energy for overall well-being. Balancing act between Saghi's numerous responsibilities as a mother, wife, daughter, sister, aunt, friend, and colleague, highlighting the challenges faced by many women in contemporary society. Career transition from nursing to computer science due to the emotional strain in the medical field, driven by a desire to bridge healthcare and technology. Personal struggles as a working mother, including the pivotal moment when her child faced a serious injury, prompting Saghi to prioritize family over career. Shift to a stay-at-home mom role, actively engaging in school activities, fundraising, and supporting her children's education and extracurricular pursuits. Introduction to holistic healing modalities initiated by a neighbor, leading Saghi to discover a quantum healing device and reconnect with spirituality and technology for well-being. Integration of nursing and computer science backgrounds to comprehend the science behind quantum healing, emphasizing compassion and understanding in healing practices. Entrepreneurial journey fueled by a passion for sharing holistic healing methods, with a vision to train compassionate individuals as practitioners and extend these practices to others. Future aspirations encompass expanding clientele, training more practitioners, and eventually retiring near the beach while overseeing the growth of her holistic healing institute. Core motivation centered on helping others and making a positive impact, reflected in Saghi's approach to holistic healing and her commitment to serving those in need with compassion. Connect with Saghi Togashi: Email Website About SYM Financial and EmpowHER Podcast: The EmpowHER Podcast is a platform for women to come together to gain financial insight and strategies with a tribe of brilliant women. This show is brought to you by Financial Advisor Michelle Hipskind, CFP ®. Michelle educates on the many important aspects of financial planning and brings in additional professionals that provide advice in their areas of expertise, giving listeners access to the appropriate professionals that can help solve the problems many women face. In-person events are held in the Fort Wayne, Indiana area. In addition to the podcast, local events, webinars, and blogs are available for all women who want to be part of the EmpowHER community. Email Michelle at mhipskind@sym.com with questions, comments, and to schedule a one-on-one conversation. Disclosure: Certain links above are to third-party sites and are not affiliated with SYM Financial Corporation ("SYM"). SYM is an independent investment adviser registered under the Investment Advisers Act of 1940, as amended. Registration does not imply a certain level of skill or training. More information about SYM including our investment strategies, fees and objectives can be found in our ADV Part 2, which is available upon request.

In today's episode of Executive Decisions, host Sarah Delahanty sits down with Dr. Drew Flamm, President of Grace College & Seminary, to explore the formative experiences that shaped his leadership path and the value of embracing a spectrum of opportunities. Dr. Flamm shares personal stories of early financial discipline, the impact of mentorship on his career, and the significance of lifelong learning in both personal and professional realms. Through anecdotes and advice, the conversation delves into the integration of personal interests with family life, highlighting the holistic approach Dr. Flamm takes to leadership and the importance of each day's potential. About our guest, Dr. Drew Flamm: Dr. Drew Flamm is the distinguished seventh president of Grace College & Seminary. Dr. Flamm is a seasoned professional in the sphere of higher education, with over sixteen years of experience across multiple institutions. He is an alumnus of Cedarville University, holding a B.A. in Comprehensive Communications, and has further honed his leadership and communication skills with an M.A. from Gonzaga University. His academic journey culminated in earning a Ph.D. in Educational Leadership from Indiana State University. Since joining Grace in 2013, Dr. Flamm has made a significant impact through his direction of the Aspire Campaign, a historic fundraising initiative for the college that successfully garnered $39.8 million, enabling the construction and renovation of five facilities, and substantially growing the endowment. His role expanded to supervising marketing, enrollment, and the prestigious Lilly Center for Lakes & Streams. Known for his strategic planning prowess, Dr. Flamm has been instrumental in steering the college through several strategic cycles with remarkable proficiency. Join us as we delve into the insights and experiences of Dr. Flamm's illustrious career in educational leadership. Summary and highlights from the show: Introduction of Dr. Drew Flamm: Sarah introduces Dr. Flamm, the seventh president of Grace College & Seminary, highlighting his extensive background in higher education and leadership roles. The Aspire Campaign: Dr. Flamm's notable achievement includes directing the Aspire Campaign, raising $39.8 million, contributing significantly to the institution's growth and endowment. Value of Hard Work: Dr. Flamm shares personal anecdotes from his first job as a paperboy, emphasizing the early lessons he learned about financial responsibility and hard work. Advice for Aspiring Leaders: He advises students and young professionals to embrace a breadth of experiences and not fear failure, emphasizing the importance of trying new things. Importance of Lifelong Learning: The conversation underscores the importance of continual learning and personal development, both personally and professionally. Navigating Risks and Opportunities: Dr. Flamm discusses pivotal moments in his career, addressing how he assessed risks and seized opportunities that led to growth and advancement. Holistic Approach to Personal Growth: He stresses the need for maintaining balance in life by taking care of one's physical, mental, and emotional health alongside professional responsibilities. Personal Interests and Family Time: Dr. Flamm talks about his love for mountain biking, music, and spending quality time with his family, including how they integrate with campus life at Grace College. Connect with Dr. Drew Flamm: Website: www.grace.edu LinkedIn: https://www.linkedin.com/in/drewflamm/ About SYM Financial and the Executive Decisions Podcast: Executive Decisions is a podcast designed for current and aspiring business leaders, offering an in-depth look at the evolving nature of executive roles. Hosted by SYM Financial Advisors Principal and Senior Financial Advisor Sarah Delahanty, the show delves into the personal and professional journeys of its guests, exploring the challenges they've overcome and the learning experiences that have shaped their paths to success. The podcast provides insights into how executives manage the increasing complexity of both their professional and personal lives. Featuring a range of guests from diverse industries, each episode aims to enlighten listeners on the continuous state of learning and adaptation necessary for effective leadership. Whether discussing career progression, leadership strategies, or personal growth, Executive Decisions is a valuable resource for anyone interested in the multifaceted world of executive leadership. Disclosure: Certain links above are to third-party sites and are not affiliated with SYM Financial Corporation ("SYM"). SYM is an independent investment adviser registered under the Investment Advisers Act of 1940, as amended. Registration does not imply a certain level of skill or training. More information about SYM including our investment strategies, fees and objectives can be found in our ADV Part 2, which is available upon request.

In this episode of the Owner's Corner podcast, host Seth Whicker converses with Steve Gundy, a seasoned professional in behavioral health and owner of a coaching practice. Gundy shares his journey from his first job mowing lawns to establishing a practice that serves individuals with developmental disabilities, leveraging his personal and professional experiences to build a successful business. He emphasizes the importance of aligning with state regulations, the challenges of service delivery, and the personal fulfillment derived from genuinely helping others. Looking ahead, Gundy aspires to expand his coaching to support parents and young adults navigating the complexities of independence and self-reliance. About our guest, Steve Gundy: Steve Gundy coaches parents to guide their special needs young adults to be self-supportive and free from the daily struggle. He is a life coach and President of Steve Gundy Coaching, LLC, a private practice in Granger, Indiana. Steve Gundy Coaching is a Bureau of Developmental Disabilities certified provider, Vocational Rehabilitation provider and private service supporting those living with Autism and ADHD. Steve is passionate about exhilarating experiences and all things different. Steve's mantra is to live life intensely and persevere! Summary and highlights from the show: Journey in Behavioral Health: Steve discusses the establishment of his private practice in Northern Indiana, which specializes in Medicaid behavior services for those with developmental disabilities, vocational rehabilitation, and private life coaching. Lessons from Early Work: Reflecting on his first job, Gundy emphasizes the valuable work ethic he developed while mowing lawns, learning the importance of hard work, attention to detail, and integrity. Path to Behavioral Sciences: Inspired by his mother's compassion, Steve was drawn to psychology, leading to a master's degree in social work and a career dedicated to helping others in the behavioral health field. Professional Progression: Gundy shares his professional evolution from addressing sexual abuse cases to supervising foster care programs, and eventually providing home and community-based services. Regulatory Alignment Challenges: The conversation sheds light on the complexities of adhering to state regulations and the necessity of balancing administrative tasks with client services in the behavioral health sector. Vision for Coaching Practice: Steve outlines his future for his coaching practice, aiming to assist parents and young adults in the transition towards independent living and self-sufficiency. Navigating Developmental Disability Services: He offers guidance on accessing services for developmental disabilities, stressing the importance of early intervention and persistent advocacy. Business Leadership Advice: Gundy encourages business owners to embrace their individual leadership styles, recognizing that success comes from authenticity and understanding one's personal approach to business. Connect with Steve Gundy: Email Website About SYM Financial and the Owner's Corner Podcast: Welcome to the Owner's Corner Podcast hosted by Principal and Senior Financial Advisor Seth Whicker from SYM Financial Advisors. In this show, we dive into the dynamic world of business ownership. Whether you're just starting out or are deep into your entrepreneurial journey, this podcast is designed to be your go-to source for insights and inspiration. Each episode, Seth connects with business owners and industry experts, bringing you their stories of triumphs, the lessons they've learned from their mistakes, and their strategies for success. We'll discuss everything from the initial stages of launching a business to the intricate details of exit planning. Whether it's succession, retirement preparation, or exploring buy-sell agreements and growth tactics, our goal is to spark your imagination about what's possible — for you, your team, and your family. Remember, while I share my insights and those of my guests, these are our personal opinions and not reflective of SYM Financial Advisors. This podcast is here to provide general information, not specific financial advice. Disclosure: Certain links above are to third-party sites and are not affiliated with SYM Financial Corporation ("SYM"). SYM is an independent investment adviser registered under the Investment Advisers Act of 1940, as amended. Registration does not imply a certain level of skill or training. More information about SYM including our investment strategies, fees and objectives can be found in our ADV Part 2, which is available upon request.

In this episode featuring special guest Tina Bennett from Hallmark Home Mortgage, they delve into the intricacies of mortgage debt, discussing factors like interest rates, refinancing, and the importance of seeking guidance from a mortgage professional. Through an insightful conversation and practical advice, this episode empowers people to make informed decisions about their finances and homeownership. About our guest, Tina Bennett: Tina Bennett is a seasoned professional with over 20 years of experience in the mortgage industry, currently serving as a Branch Manager and Senior Vice President at Hallmark Home Mortgage. With a passion for helping others navigate the complexities of the mortgage industry, Tina's expertise shines through her insightful discussions on topics ranging from interest rates to refinancing strategies. Her dedication to educating and empowering individuals in their home buying journey is evident as she uses her extensive knowledge and expertise to personally structure the best product for her clients. Summary and highlights from the show: Mortgage Industry Insights: Tina shares her experiences and insights gained over three decades in the mortgage industry, emphasizing the importance of understanding mortgage options and making informed financial decisions. Factors Influencing Mortgage Decisions: Discussion on whether to pay off a mortgage, considering individual financial situations, interest rate environments, and potential impact on quality of life. Historical Perspective on Interest Rates: Tina provides insights into historical interest rate trends, including peaks in the 9% range in the past, compared to the recent record-low rates. Current Housing Market Dynamics: Exploring the current housing market, including the impact of interest rates on buying decisions, trends among first-time buyers, downsizers, and those seeking to upsize. Mortgage Options and Strategies: Detailed discussion on mortgage types, including fixed-rate, adjustable-rate, and specialized products like the two-one buydown, with considerations for different financial scenarios. Understanding Loan Estimates: Importance of comparing mortgage offers using Loan Estimates, which provide a breakdown of rates, fees, and other costs associated with the loan. Construction Lending and Homebuilding: Insight into construction lending options, allowing homeowners to finance the construction of a new home while staying in their current residence until completion. Future Outlook and Homeownership Advice: Optimism for the housing market in 2024, along with advice on preparing for homeownership, including consulting with mortgage professionals early to optimize financial readiness and explore potential improvements in credit scores or debt management. Connect with Tina Bennett: Email Website About SYM Financial and EmpowHER Podcast: The EmpowHER Podcast is a platform for women to come together to gain financial insight and strategies with a tribe of brilliant women. This show is brought to you by Financial Advisor Michelle Hipskind, CFP ®. Michelle educates on the many important aspects of financial planning and brings in additional professionals that provide advice in their areas of expertise, giving listeners access to the appropriate professionals that can help solve the problems many women face. In-person events are held in the Fort Wayne, Indiana area. In addition to the podcast, local events, webinars, and blogs are available for all women who want to be part of the EmpowHER community. Email Michelle at mhipskind@sym.com with questions, comments, and to schedule a one-on-one conversation. Disclosure: Certain links above are to third-party sites and are not affiliated with SYM Financial Corporation ("SYM"). SYM is an independent investment adviser registered under the Investment Advisers Act of 1940, as amended. Registration does not imply a certain level of skill or training. More information about SYM including our investment strategies, fees and objectives can be found in our ADV Part 2, which is available upon request.

In this episode of Executive Decisions, guest hosted by Seth Whicker, guest Tim Early, CEO of DreamOn Group, shares his insightful journey from an early career decision to move from New York to Florida, leading to a pivotal role in the medical device industry with Cordis Corporation. Tim reflects on his educational transitions, notably from West Point to Rochester Institute of Technology, and his shift from accounting to packaging engineering, emphasizing the importance of aligning one's strengths with career choices. The episode delves into Tim's experiences with changing industry regulations and the challenges they presented, highlighting his adaptability and growth in various roles, including quality engineering at companies like CR Bard Corporation and Johnson & Johnson. Tim discusses the nuances of different corporate cultures, and the significance of effective communication and diverse skill sets in executive leadership. The narrative also touches on his venture into entrepreneurship, offering valuable lessons on risk-taking, resilience, and the critical balance of opportunity and decision-making in an executive's journey. About our guest, Tim Early: Tim Early, the CEO of DreamOn Group is known by many as the Founder and former CEO of Network Partners Group and a visionary in the life sciences industry. Tim brings with him a rich history of innovation, evidenced by his contributions to medical technology and packaging. He holds patents for advancements in laparoscopic packaging. His leadership in companies like Network Partners, Zimmer, and Johnson & Johnson has centered around building teams of passionate professionals and developing solutions that emphasize client and colleague needs. With a Master's in Packaging from RIT, Tim continues to shape the industry with forward-thinking approaches and a commitment to excellence. Summary and highlights from the show: • Early Career Decisions: Tim Early shares his journey of moving from New York to Florida without a job and how he seized an opportunity in the medical device industry with Cordis Corporation, reflecting the importance of adaptability and initiative in leadership. • Educational Shift and Career Relevance: Discussing his transition from West Point to Rochester Institute of Technology, Tim highlights the significance of recognizing one's strengths and interests, as he shifted from accounting to packaging engineering. • On-the-Job Learning and Growth: Tim talks about his early career experiences in medical device packaging, emphasizing the value of learning on the job and adapting to roles beyond formal education, a key skill for successful executive leadership. • Facing Industry Regulations and Challenges: Tim's experience with FDA regulations at Cordis Corporation illustrates the importance of compliance and adaptability in executive roles, especially when navigating changing industry standards. • Career Development at CR Bard Corporation and Johnson & Johnson: Tim recounts his roles at these companies, focusing on the impact of corporate culture on his professional growth. His experiences underline the importance of aligning with a company's culture and values for effective leadership. • Quality Engineering and Interdisciplinary Skills: Tim's transition from packaging to quality engineering demonstrates the need for executives to possess diverse skill sets and the ability to handle various aspects of a business. • Leadership and Communication Skills: Discussing his role at Johnson & Johnson, Tim emphasizes the importance of effective communication with both peers and executives, a crucial skill for leadership, especially when delivering challenging news. • Insights on Corporate Culture: Reflecting on his time at different companies, Tim shares insights into various corporate cultures (technology-driven, sales and marketing-driven, financially-driven) and how understanding these cultures is vital for effective leadership and decision-making. • Professional Risks and Learning from Mistakes: Tim's story of starting ISO Pack and the challenges faced provides insights into risk-taking and learning from failures, highlighting resilience as a key attribute of executive leadership. • Final Reflections on Career and Leadership: In his closing remarks, Tim reflects on his career, emphasizing the importance of understanding the full breadth of business operations and the challenges of transitioning from a corporate executive to a business owner. He also shares his regret of not starting his entrepreneurial venture earlier, illustrating the balance of risk and opportunity in executive decision-making. Connect with Tim Early: Email LinkedIn About SYM Financial Advisors and the Executive Decisions Podcast: Executive Decisions is a podcast designed for current and aspiring business leaders, offering an in-depth look at the evolving nature of executive roles. Hosted by SYM Financial Advisors Principal and Senior Financial Advisor Sarah Delahanty, the show delves into the personal and professional journeys of its guests, exploring the challenges they've overcome and the learning experiences that have shaped their paths to success. The podcast provides insights into how executives manage the increasing complexity of both their professional and personal lives. Featuring a range of guests from diverse industries, each episode aims to enlighten listeners on the continuous state of learning and adaptation necessary for effective leadership. Whether discussing career progression, leadership strategies, or personal growth, Executive Decisions is a valuable resource for anyone interested in the multifaceted world of executive leadership. Disclosure: Certain links above are to third-party sites and are not affiliated with SYM Financial Corporation ("SYM"). SYM is an independent investment adviser registered under the Investment Advisers Act of 1940, as amended. Registration does not imply a certain level of skill or training. More information about SYM including our investment strategies, fees and objectives can be found in our ADV Part 2, which is available upon request.

In this episode of the Owner's Corner, host Seth Whicker welcomes Tim Early, CEO of DreamOn Group, for a deep dive into his entrepreneurial journey. Tim's story begins with a move from upstate New York to Florida, marking the start of his career in the medical device industry. His narrative is not just about career choices but also highlights his entrepreneurial spirit. Tim shares candid insights into his early attempts at starting several businesses, discussing the challenges and setbacks he faced along the way. These experiences, though not immediately successful, were instrumental in shaping his approach to business. The conversation culminates in the story of his eventual success with Network Partners, a testament to his perseverance and the valuable lessons learned from previous endeavors. This episode offers a unique perspective on the realities of entrepreneurship, illustrating how resilience and learning from failures can lead to significant achievements in the business world. About our guest, Tim Early: Tim Early, the CEO of DreamOn Group is known by many as the Founder and former CEO of Network Partners Group and a visionary in the life sciences industry. Tim brings with him a rich history of innovation, evidenced by his contributions to medical technology and packaging. He holds patents for advancements in laparoscopic packaging. His leadership in companies like Network Partners, Zimmer, and Johnson & Johnson has centered around building teams of passionate professionals and developing solutions that emphasize client and colleague needs. With a Master's in Packaging from RIT, Tim continues to shape the industry with forward-thinking approaches and a commitment to excellence. Summary and highlights from the show: • Tim Early's Early Career and Move to Florida: The episode begins with Tim recounting his move from upstate New York to Florida post-college, which marked the start of his professional journey in the medical device industry. • Initial Steps in the Medical Device Industry: Tim shares his experience of starting his career with Cordis Corporation, a pacemaker company, illustrating how opportunities sometimes arise from unexpected places. • Educational Background and Its Influence: Tim highlights how his education influenced his career trajectory. • Entrepreneurial Ventures and Challenges: Tim opens up about his attempts at starting several businesses, sharing the challenges and setbacks he faced, and the lessons learned from these early entrepreneurial endeavors. • Founding of Network Packaging Partners: A significant focus of the discussion is on Tim's founding of Network Packaging Partners. He details the journey and the strategies that led to the success of this venture, offering insights into what it takes to build a successful business after previous attempts. • Growth and Challenges of Network Packaging Partners: Tim talks about the growth of Network Packaging Partners, the hurdles of self-funding, and the journey to becoming cashflow positive. • Selling Network Packaging Partners to Private Equity: Tim discusses the decision to sell Network Packaging Partners to private equity, the cultural changes post-sale, and his continued role in the company. • Starting DreamOn Group: Tim concludes by sharing his current venture with DreamOn Group, focusing on the importance of adapting to new communication methods like video and building a team with complementary skills. • Resilience and Learnings: Throughout the episode, the theme of resilience is prominent. Tim's story is a testament to the importance of persevering through career shifts and using these experiences as learning opportunities for future success. Connect with Tim Early: Email LinkedIn About SYM Financial Advisors and the Owner's Corner Podcast: Welcome to the Owner's Corner Podcast hosted by Principal and Senior Financial Advisor Seth Whicker from SYM Financial Advisors. In this show, we dive into the dynamic world of business ownership. Whether you're just starting out or are deep into your entrepreneurial journey, this podcast is designed to be your go-to source for insights and inspiration. Each episode, Seth connects with business owners and industry experts, bringing you their stories of triumphs, the lessons they've learned from their mistakes, and their strategies for success. We'll discuss everything from the initial stages of launching a business to the intricate details of exit planning. Whether it's succession, retirement preparation, or exploring buy-sell agreements and growth tactics, our goal is to spark your imagination about what's possible — for you, your team, and your family. Remember, while I share my insights and those of my guests, these are our personal opinions and not reflective of SYM Financial Advisors. This podcast is here to provide general information, not specific financial advice. Disclosure: Certain links above are to third-party sites and are not affiliated with SYM Financial Corporation ("SYM"). SYM is an independent investment adviser registered under the Investment Advisers Act of 1940, as amended. Registration does not imply a certain level of skill or training. More information about SYM including our investment strategies, fees and objectives can be found in our ADV Part 2, which is available upon request.

We live longer but our capacity is diminishing and in practical care giving it's not always clear who is making the decisions from day-to-day. As a financial advisor, I work with clients everyday who live in the gray space with their loved ones. This is the messy middle, where caring for those who are perfectly capable one day but then slowly diminishing the next is a confounding effort. I am always encountering professionals who enlighten me to better ways to navigate what I call the scary "C"s, caregiving, confusion, chaos, and capacity. – Michelle Hipskind, CFP® In this insightful episode of EmpowHER, host Michelle Hipskind welcomes Leslie Friedel, CEO of Stillwater Hospice, for an engaging conversation on how palliative care and grief support can help bring dignity, clarity, and legitimacy to this messy middle. About our guest, Leslie Friedel: With more than 16 years of experience in nonprofit healthcare leadership, Leslie brings a wealth of knowledge to the discussion. She holds a bachelor's and master's in social work from the University of Saint Francis and Indiana University, respectively. A licensed health facility administrator and social worker, Leslie is deeply involved in the community, serving as board chair of the Indiana University Fort Wayne School of Medicine, treasurer of the Indiana Hospice and Palliative Care Organization, and secretary of the Alliance for Human Services. Join us as Leslie shares her passion for healthcare innovation and her commitment to serving the 12-county region in northeast Indiana through Stillwater Hospice's vital services. Summary and highlights from the show: • Understanding Palliative Care: The podcast highlights the benefits of palliative care, focusing on patients with life-limiting illnesses or chronic conditions, and how it can help improve decision-making and quality of life. • Challenges for Caregivers: Discussion on the difficulties faced by caregivers, often women, who balance personal responsibilities with the demands of caring for someone with a life-limiting illness. • Navigating Legal and Healthcare Decisions: The conversation examines the complexities of legal tools like power of attorney and healthcare directives, especially in the "gray area" when a patient's capacity is diminished but not entirely lost. • Role of Competency and Autonomy in Healthcare Decisions: An exploration of the balance between respecting a patient's autonomy and assessing competency in making healthcare decisions. • Anticipatory Grief: Leslie explains anticipatory grief, experienced by caregivers and loved ones prior to the actual loss, encompassing various emotions and decision-making pressures. • Importance of Early Conversations and Planning: The discussion emphasizes the necessity of having early and open conversations about end-of-life wishes and advanced directives to ease decision-making during critical times. • Managing Financial and Legal Aspects: There is an acknowledgment of the challenges in handling finances and legal matters, like selling a property or accessing resources, during palliative care situations. • Finding Support and Building a Supportive Community: The importance of creating a support system comprising professionals, support groups, and other caregivers to navigate the emotional and practical challenges of palliative care. • Conclusion and Resources: The episode concludes with an encouragement for listeners to engage in proactive planning and conversation about end-of-life care and provides resources for further information and support. Connect with Leslie Friedel: Phone (260)435-3222 LinkedIn Website About SYM Financial and EmpowHER Podcast: The EmpowHER Podcast is a platform for women to come together to gain financial insight and strategies with a tribe of brilliant women. This show is brought to you by Financial Advisor Michelle Hipskind, CFP ®. Michelle educates on the many important aspects of financial planning and brings in additional professionals that provide advice in their areas of expertise, giving listeners access to the appropriate professionals that can help solve the problems many women face. In-person events are held in the Fort Wayne, Indiana area. In addition to the podcast, local events, webinars, and blogs are available for all women who want to be part of the EmpowHER community. Email Michelle at mhipskind@sym.com with questions, comments, and to schedule a one-on-one conversation. Disclosure: Certain links above are to third-party sites and are not affiliated with SYM Financial Corporation ("SYM"). SYM is an independent investment adviser registered under the Investment Advisers Act of 1940, as amended. Registration does not imply a certain level of skill or training. More information about SYM including our investment strategies, fees and objectives can be found in our ADV Part 2, which is available upon request.

Owner of Status Go Consulting, Matt Roskuski, has over two decades of executive-level sales and marketing experience. He has worked for organizations of all sizes, from small privately-owned companies to global giants. His experience spans a diverse collection of industries including technology, telecommunications, manufacturing, consumer products, ecommerce and healthcare. Matt's a native of Ft. Wayne and has a degree in Management from Purdue - West Lafayette. Early in his career, he spent nine years in Colorado and Southern California before returning home for good. Seth welcomes Matt Roskuski to discuss his background in sales, marketing and consulting. Matt explains how he helps small businesses align their sales and marketing efforts to achieve better results. He shares examples of challenges he has faced when bringing different departments together. Matt also discusses how he works with companies on developing strategic plans and processes to improve productivity. The conversation provides business owners with insights on optimizing operations from an expert consultant. "So it's really about alignment, and making sure that everything we're doing from a marketing perspective is pointed at getting that person that we want to talk to, to notice us or to engage with us, or to be aware that we exist, again, depending on where they are in the funnel." - Matt Roskuski This week on The Owner's Corner: Entrepreneurship and business growth with Matt Roskuski. Career path and industry experience. Sales and marketing operations consulting. Aligning sales and marketing efforts for business success. Marketing strategy and execution. Aligning sales and marketing efforts for better results. Sales training and bridging gaps in organizations. The importance of customer service representatives in sales. Marketing alignment and strategy for small to medium-sized companies. Sales and marketing strategies with a consultant. Our Favorite Quotes: "From a marketing perspective, how do we find lots of that person? And that's what marketing does, right? They try to take a big group of people and find the few that are a fit potentially for what we're trying to sell them. Okay, marketing, go work your magic and get the message we agreed upon to those people that we want to talk to." - Matt Roskuski "The individual that answers the phone at SYM is probably one of your best advocates for the company. Are they cheerful, because that's the first impression a lot of people are going to get, or even our customer service representatives, we couldn't grow and be who we are without really good people servicing the client." - Seth Whicker "Make sure that what everybody's doing, whether it's sales or marketing, but particularly sales and marketing is pointed toward a result and an action that you want to drive." - Matt Roskuski Connect with Matt Roskuski: Email: mattroskuski@gmail.com Website: https://www.statusgoconsulting.com/ About SYM Financial and The Owner's Corner Podcast The Owner's Corner is a show for business owners. In each episode, host and financial planner Seth Whicker sits down with business owners and the professionals that serve them to talk about what it takes to build a business. Our guests come from many industries and walks of life to share their biggest wins, mistakes made along the way, and their thinking about the all-important exit planning. Email Seth at swhicker@sym.com with questions, comments, and to schedule a one-on-one conversation. Follow Seth on LinkedIn Follow SYM Financial on Facebook Subscribe here: Apple Podcasts Spotify Google Podcasts TuneIn Amazon Music / Audible And, if you enjoy the show, please leave a review on iTunes to help others discover the podcast. Disclosure: Certain links above are to third-party sites and are not affiliated with SYM Financial Corporation ("SYM"). SYM is an independent investment adviser registered under the Investment Advisers Act of 1940, as amended. Registration does not imply a certain level of skill or training. More information about SYM including our investment strategies, fees and objectives can be found in our ADV Part 2, which is available upon request.

Gordon Bell is the Founder and CEO of The Midland Group, a business advisory firm based in Fort Wayne, Indiana. Founded in 1991, The Midland Group has advised clients - both national and international with revenues ranging from $10 million to $5 billion - across a range of industries: manufacturing, distribution, service, and retail. The Midland Group, along with its strategic alliance partners, offers advisory services in Leadership Development, Succession Contingency Planning, Sales and Marketing, Business Development, Operational Excellence, Corporate Development, Mergers and Acquisition, Development of Multiple Exit Options, and Sell Side Preparedness / Sell Side Processes. Gordon has identified a holistic approach to help his clients build their business and prepare to exit gracefully. Midland's Advanced Value Enhancement Solutions is a program that guides clients in building, growing, and finishing strong. This forward-thinking approach has advised numerous business owners and corporate leaders to maximize their shareholder value at an accelerated rate; minimize business risk; and achieve personal, financial, and business goals. Whether it is a young business looking for growth, or established companies looking toward the future., Gordon starts by asking his clients three questions: What's your Vision? Your mission? Where are you in your journey? His approach is unique because of its accelerated focus, using 90-day plans to address both immediate and future goals, as well as proven successful development of strong leadership teams, both internally or by recruitment, Seth welcomes Gordon to the podcast to discuss his journey to becoming CEO of the Midland Group. Gordon explains that he developed a passion for serving others from a young age. He talks about his experience owning an import/export business and doing corporate development work. Gordon also discusses the various consulting services he now provides to business owners, including exit planning, leadership development, and succession planning. "Just build your best team. You build your best team, and they're a part of taking the risk with you, you're going to have a better plan. If you do that, then you're gonna have predictable financials." - Gordon Bell This week on The Owner's Corner: Leadership, entrepreneurship, and consulting experiences. Exit strategies for business owners with a focus on preparation and communication. Business planning and strategy. Leadership, collaboration, and succession planning in business. Exit planning for businesses and families. Business valuation and sale strategies. Business transactions, legal advice, and exit planning. Financial planning and exit strategies for business owners. Our Favorite Quotes: "It's the due diligence that you're collecting, whether you're on the buy side, or the sell side. How can you use that information to have a successful close? No, a successful first 90 days. How do you use that information? Because most transactions fail a year from now." - Gordon Bell "Once you've discovered what's inside the soul, you discover what their journey is going to be." - Seth Whicker "What's that mission that you've got? Where are you in the journey to accomplish that? And if I can understand and capture that, then I go through a seven step process. But if I jump to the process, I haven't captured their dreams, their heart aches, hurts. Because that's what you're trying to get at." - Gordon Bell Connect with Gordon Bell: Email: gbell@themidlandgroup.net Website: https://www.themidlandgroup.net About SYM Financial and The Owner's Corner Podcast The Owner's Corner is a show for business owners. In each episode, host and financial planner Seth Whicker sits down with business owners and the professionals that serve them to talk about what it takes to build a business. Our guests come from many industries and walks of life to share their biggest wins, mistakes made along the way, and their thinking about the all-important exit planning. Email Seth at swhicker@sym.com with questions, comments, and to schedule a one-on-one conversation. Follow Seth on LinkedIn Follow SYM Financial on Facebook Subscribe here: Apple Podcasts Spotify Google Podcasts TuneIn Amazon Music / Audible And, if you enjoy the show, please leave a review on iTunes to help others discover the podcast. Disclosure: Certain links above are to third-party sites and are not affiliated with SYM Financial Corporation ("SYM"). SYM is an independent investment adviser registered under the Investment Advisers Act of 1940, as amended. Registration does not imply a certain level of skill or training. More information about SYM including our investment strategies, fees and objectives can be found in our ADV Part 2, which is available upon request.

In this episode Matt Schrock discusses the journey that led him to joining the family construction business, DJ Construction. He talks about how DJ Construction was started by his grandfather and uncle in 1954 and has grown over the decades to include an office in Kalamazoo, Michigan. Matt describes DJ Construction's leadership structure and how they ensure the right people are in the right roles. He also discusses DJ Construction's focus on their core values of integrity, commitment, relationships, and excellence. Additionally, Matt explains how DJ Construction is putting a dent in the fatherless epidemic in their communities through strategic giving that aligns with their community impact purpose. Matt Schrock has been involved full-time in the construction industry since 2012, all with DJ Construction. He has been in his current role as Vice President since 2019. As Vice President, Matt is responsible for Business Development efforts, Client-Relationship Management, and Community Engagement. "I had to learn and I think: I had to have a teachable spirit, which sometimes I'm better at than other times, but I think that definitely buys some favor from the team showing you'll do whatever is asked." - Matt Schrock This week on The Owner's Corner: Introducing Matt Schrock Career path and growth in the family business Succession planning for a family-owned business Succession planning and contingency measures for a family-owned business Leadership structure and roles in a construction company Company culture and values in the construction industry Entrepreneurship, business, and family Opening a new office in Kalamazoo, Michigan Business growth and client relationships Family business dynamics and legacy planning Our Favorite Quotes: "We like to be very, very collaborative. And I've learned that in some sales opportunities that we've missed on or over the past number of years, some clients don't want that level of interaction, they just want us to bring them a solution." - Matt Schrock "My goal is to find what you're passionate about, and then put you in that position where you can use that passion. Because then, it's not a job that you come to every day, you look forward to showing it's a career, it's something that you really want." - Seth Whicker "The relational side of it is more of a factor to us than the exact size or scope of the project. We look for somebody that sees value in us as a partner." - Matt Schrock "I tell people during the hiring process, it might be a little laborious, it might take a while. But it's just important for us, because we want to find employees who are going to retire from here. Yeah, we're not looking just to fill seats. We want to make sure it's cultural." - Seth Whicker Connect with Matt: Email: matt@djconstruction.com Website: https://djconstruction.com/ About SYM Financial and The Owner's Corner Podcast The Owner's Corner is a show for business owners. In each episode, host and financial planner Seth Whicker sits down with business owners and the professionals that serve them to talk about what it takes to build a business. Our guests come from many industries and walks of life to share their biggest wins, mistakes made along the way, and their thinking about the all-important exit planning. Email Seth at swhicker@sym.com with questions, comments, and to schedule a one-on-one conversation. Follow Seth on LinkedIn Follow SYM Financial on Facebook Subscribe here: Apple Podcasts Spotify Google Podcasts TuneIn Amazon Music / Audible And, if you enjoy the show, please leave a review on iTunes to help others discover the podcast. Disclosure: Certain links above are to third-party sites and are not affiliated with SYM Financial Corporation ("SYM"). SYM is an independent investment adviser registered under the Investment Advisers Act of 1940, as amended. Registration does not imply a certain level of skill or training. More information about SYM including our investment strategies, fees and objectives can be found in our ADV Part 2, which is available upon request.

This podcast episode discusses Medicaid planning and how it can be used as an asset protection tool rather than just a last resort. Lindsay Koler, an elder law attorney, explains how Medicaid assessments and proper planning can help couples protect their homes and retirement accounts. She emphasizes getting powers of attorney updated and doing Medicaid planning well in advance of needing long-term care. We look at whether someone needs help with activities of daily living like feeding, dressing, taking medication to qualify for long-term care. - Lindsay Koler This week on The EmpowHER Podcast: ● Medicaid planning and long-term care options. ● Medicaid planning and asset protection. ● Strategies for Aging parents with limited income. ● Spouses in long-term care. ● Planning for long-term care costs. ● Asset protection strategies. Lindsay Koler was born and raised in Fort Wayne, Indiana. She attended Concordia Lutheran High School, and then went on to graduate from Baldwin-Wallace University with honors. She was captain of the girl's golf team at Baldwin-Wallace. She went on to receive her law degree from Cleveland Marshall College of Law in 2008. Lindsay practiced law in Ohio for more than 7 years, before moving back to her hometown of Fort Wayne in 2014. Helping others through difficult times is part of what drives Lindsay and inspires her. Lindsay and her husband, Dale, owner of Fall Creek Homes, have three children. In her free time, Lindsay enjoys golfing, watching her kids' activities, and being active in her church and community. She enjoys spending time with her three siblings and all her nieces and nephews, who also reside in the Fort Wayne area. She is passionate about healthy eating and healthy living and enjoys cooking (well, most days!) Our Favorite Takeaways: ● Medicaid is often overlooked as a financial planning tool. - Lindsay Koler ● Aging and In-Home Services perform the assessments that determine if someone meets the level of care for Medicaid waiver services. - Lindsay Koler ● There are circumstances that are maybe non-traditional or don't fit the stereotype of Medicaid, where planning and using Medicaid becomes a key element of generational wealth. - Michelle Hipskind ● Knowing the Medicaid rules can help put people at ease if they ever need long-term care. - Lindsay Koler Connect with Lindsay Koler: ● Email: lkoler@kolerlawoffice.com About SYM Financial and The EmpowHER Podcast The EmpowHER Podcast is a platform for women to come together to gain financial insight and strategies with a tribe of brilliant women. This show is brought to you by Financial Advisor Michelle Hipskind, CFP ®. Michelle educates on the many important aspects of financial planning and brings in additional professionals that provide advice in their areas of expertise, giving listeners access to the appropriate professionals that can help solve the problems many women face. In-person events are held in the Fort Wayne, Indiana area. In addition to the podcast, local events, webinars and blogs are available for all women who want to be part of the EmpowHER community. Email Michell at mhipskind@sym.com with questions, comments, and to schedule a one-on-one conversation. Follow Michelle on LinkedIn Follow SYM Financial on Facebook Subscribe here: Apple Podcasts : Spotify Google Podcasts Amazon Music / Audible And, if you enjoy the show, please leave a review on iTunes to help others discover the podcast. Disclosure: Certain links above are to third-party sites and are not affiliated with SYM Financial Corporation ("SYM"). SYM is an independent investment adviser registered under the Investment Advisers Act of 1940, as amended. Registration does not imply a certain level of skill or training. More information about SYM including our investment strategies, fees and objectives can be found in our ADV Part 2, which is available upon request.

Dionna has been with Whirlpool Corporation for 15 years and currently leads the Whirlpool Sales Enablement Team as well as being the Chief of Staff for the Sales SVP. She is responsible for creating strategies and experiences to enable profitable sales growth for both Whirlpool and its Trade Customers. Dionna has held various positions with escalating responsibility within training, operations, sales and merchandising. As an accomplished sales leader she has been awarded National Sales Manager of the year and has delivered record breaking profitable growth in each of her respective role scopes . An active leader within inclusion and diversity, Dionna has also led FOCUS, the African American Resource Group, through strategic shifts that helped influence Whirlpool Corporation's first ever Pledge to Black Colleagues in 2020. Dionna is a native of South Bend, IN. She graduated with a B.S. from Purdue University and received her Masters of Business Administration from The University of Notre Dame (Go Irish)! This podcast shines light on Dionna's career journey and experience as an African American woman in leadership. Dionna shares with the audience her early career, mentors who helped her develop confidence, navigating being underrepresented in her roles, and her work advancing diversity and inclusion at Whirlpool. She also discussed her approach to developing leaders on her team and work-life balance. Sarah and Dionna covered a range of personal and professional topics in this thought provoking discussion about Dionna's pathbreaking career. "You can be anything you want to be. And no one told me that I couldn't. But no one had said that I could." - Dionna Topps James This week on Executive Decisions: Self-doubt and leadership growth. Leadership evolution and encouraging younger professionals to speak up. Diversity and representation in the workplace. Diversity and inclusion in leadership roles. Leadership development and team building. Hiring and evaluating leaders based on character and work ethic. Career advancement and mentorship in a corporate setting. Mentorship and personal branding. Work-life balance and personal interests with a busy woman leader. Our Favorite Quotes: "I want to be a business leader. Yes, I'm a black woman. But you don't have to be the black woman business leader." - Dionna Topps James "I believe it's my responsibility, given the opportunity that I have now, to make sure that I'm clearing the path, and enabling others that look like me to be in rooms that they're not in." - Dionna Topps James "Hire the person and the core values of that person because you can teach the job, you can teach the nuances inside the organization. But you can't teach people to be good humans." - Sarah Delahanty "You sort of have to go first and be vulnerable, which can be a heavy burden. But in my experience, it's all been worth it." - Dionna Topps James Connect with Dionna: LinkedIn: https://www.linkedin.com/in/dionna-topps-james-she-her-228519b/ Email: dionnajames215@gmail.com About SYM Financial and Executive Decisions Podcast Executive Decisions is a show for business leaders. In each episode, host and financial advisor Sarah Delahanty sits down with executives and local experts who serve them. Together, they tackle some of the harder questions that business leaders face today. From inspiring creativity in the workplace, to managing company politics, to making the best choices with executive compensation, taxes, and lifestyle — our show delivers stories and lessons learned across many industries and lifetimes. Email Sarah at sdelahanty@sym.com with questions, comments, and to schedule a one-on-one conversation. Follow Sarah on LinkedIn Follow SYM Financial on Facebook Subscribe here: Apple Podcasts Amazon Music/Audible Spotify And, if you enjoy the show, please leave a review to help others discover the podcast. Disclosure: Certain links above are to third-party sites and are not affiliated with SYM Financial Corporation ("SYM"). SYM is an independent investment adviser registered under the Investment Advisers Act of 1940, as amended. Registration does not imply a certain level of skill or training. More information about SYM including our investment strategies, fees and objectives can be found in our ADV Part 2, which is available upon request.

In this quick but packed full of information episode, Michelle discusses the importance of including plans for your pets in your estate planning. Many households now have companion animals, so it is crucial to consider what will happen to dogs, cats, or other pets if their owners become unable to care for them or pass away. Michelle recommennds speaking with your estate attorney about setting aside funds and establishing guardians for your pets. She also suggests utilizing local animal rescues, shelters, and foster programs that can provide temporary or permanent care for pets when needed. The key takeaway is to proactively plan for how your pets will be cared for after you're gone, whether it's temporarily or permanently, to gain peace of mind knowing they will be well looked after. "You can set a dollar amount and your wish list for future guardianship for your favorite pets and then know and have the peace of mind that they'll be well cared for." - Michelle Hipskind This week on The EmpowHER Podcast: The importance of including pets in estate planning since 66% of households have companion animals Options for temporary or permanent care solutions for pets through local rescues, shelters, and foster programs Speaking with your estate attorney about setting aside funds and parameters for your pets' care after you're gone Using planned giving to set up guardianship and funds for future owners of your pets to keep them in the lifestyle you provided Asking local shelters and rescues and bringing it up at estate planning reviews Our Favorite Quotes: "Even though we don't like to consider having our pets outlive us, it's certainly an important factor when planning for the future." - Michelle Hipskind "Many local rescue organizations and privately run shelters and even municipal shelters offer programming to help support those who either temporarily or permanently need care solutions for their pets." - Michelle Hipskind About SYM Financial and The EmpowHER Podcast The EmpowHER Podcast is a platform for women to come together to gain financial insight and strategies with a tribe of brilliant women. This show is brought to you by Financial Advisor Michelle Hipskind, CFP ®. Michelle educates on the many important aspects of financial planning and brings in additional professionals that provide advice in their areas of expertise, giving listeners access to the appropriate professionals that can help solve the problems many women face. In-person events are held in the Fort Wayne, Indiana area. In addition to the podcast, local events, webinars and blogs are available for all women who want to be part of the EmpowHER community. Email Michell at mhipskind@sym.com with questions, comments, and to schedule a one-on-one conversation. Follow Michelle on LinkedIn Follow SYM Financial on Facebook Subscribe here: Apple Podcasts Spotify Google Podcasts Amazon Music / Audible And, if you enjoy the show, please leave a review on iTunes to help others discover the podcast. Disclosure: Certain links above are to third-party sites and are not affiliated with SYM Financial Corporation ("SYM"). SYM is an independent investment adviser registered under the Investment Advisers Act of 1940, as amended. Registration does not imply a certain level of skill or training. More information about SYM including our investment strategies, fees and objectives can be found in our ADV Part 2, which is available upon request.

We have a quick tactical nugget for you on this latest episode of the EmpowHER podcast. In this episode, Michelle Hipskind focuses on dissecting the changes brought about by the 2019 SECURE Act, with particular emphasis on the elimination of the "stretch IRA," which imposes a 10-year limit for withdrawals for those inheriting IRA accounts. However, the podcast also sheds light on exceptions like qualified charitable distributions for beneficiaries close to 70 and a half years old. "Let's say that you are 65. A parent or an aunt, uncle, someone older than you passes away and leaves you an IRA account or funds from an IRA account. Because you have 10 years to empty that account and you are less than 10 years from 70 and a half, you are allowed to take qualified charitable distributions from that money." - Michelle Hipskind This week on The EmpowHER Podcast: Understanding the SECURE Act Hidden nuggets within the SECURE Act Examples of these hidden nuggets in action About SYM Financial and The EmpowHER Podcast The EmpowHER Podcast is a platform for women to come together to gain financial insight and strategies with a tribe of brilliant women. This show is brought to you by Financial Advisor Michelle Hipskind, CFP ®. Michelle educates on the many important aspects of financial planning and brings in additional professionals that provide advice in their areas of expertise, giving listeners access to the appropriate professionals that can help solve the problems many women face. In-person events are held in the Fort Wayne, Indiana area. In addition to the podcast, local events, webinars and blogs are available for all women who want to be part of the EmpowHER community. Email Michell at mhipskind@sym.com with questions, comments, and to schedule a one-on-one conversation. Follow Michelle on LinkedIn Follow SYM Financial on Facebook Subscribe here: Apple Podcasts Spotify Google Podcasts Amazon Music / Audible And, if you enjoy the show, please leave a review on iTunes to help others discover the podcast. Disclosure: Certain links above are to third-party sites and are not affiliated with SYM Financial Corporation ("SYM"). The opinions expressed herein are those of SYM and are subject to change without notice. This material is not financial advice or an offer to sell any product. This podcast is for informational purposes only and does not constitute investment, legal or tax advice and should not be used as a substitute for the advice of a professional legal or tax advisor. SYM reserves the right to modify its current investment strategies and techniques based on changing market dynamics or client needs. SYM is an independent investment adviser registered under the Investment Advisers Act of 1940, as amended. Registration does not imply a certain level of skill or training. More information about SYM including our investment strategies, fees and objectives can be found in our ADV Part 2, which is available upon request.