The Business Times Branded Podcasts

Women today play a critical role in driving economic development. They are generating more wealth than ever before and gaining economic influence, particularly in the roles of consumers, wealth accumulators and investors.  According to Nielsen, by 2028, women will own 75 per cent of discretionary spending, making them the world’s greatest influencers. How are financial services catering to the needs of the modern woman? Lee Kim Siang speaks to Jacquelyn Tan, managing director, group head personal financial services, UOB to find out more. Synopsis: The Business Times Branded Podcasts; finely curated, intelligent, thought provoking content for decision-makers. Inspired by the newsroom of your trusted partner. Follow on audio apps Apple Podcasts, Spotify and Google Podcasts, or Google Home smart speaker devices. Produced by The Business Times, SPH Media. This episode of Future of Finance podcast is presented by UOB. Highlights: 00:49 Financial needs and goals that women often face 03:03 The rise of financial independence among women 05:13 Empowering women financially 07:05 Women's spending patterns in Singapore 08:25 Unique benefits of female-only cards More about: UOB Lady’s Credit Card & Lady’s Savings Account UOB Card Deals UOB Savings Promotion Written and hosted by Lee Kim Siang (kimsiang@sph.com.sg) With Jacquelyn Tan, managing director, group head personal finance services, group retail, UOB Edited by: Emily Liu & Claressa Monteiro Produced by: Lee Kim Siang & Emily Liu Engineered by: Joann Chai Pei Chieh Executive producer: Claressa Monteiro A podcast by BT Podcasts, The Business Times, SPH Media ---  Follow Future of Finance podcasts: Channel: bt.sg/btbrpod Amazon: bt.sg/bpam  Apple Podcasts: bt.sg/bpap Spotify: bt.sg/bpsp Google Podcasts: bt.sg/bpgo Website: bt.sg/brpod Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Mark To Market at: bt.sg/btmark2mkt  WealthBT at: bt.sg/btwealthbt PropertyBT at: bt.sg/btpropertybt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

Impact investing isn't just about financial returns; it's also about making a difference. However impact investing isn't without its challenges and complexities. We speak with Seah Kian Wee, CEO, UOB Venture Management to find out more. Synopsis: The Business Times Branded Podcasts; finely curated, intelligent, thought provoking content for decision-makers. Inspired by the newsroom of your trusted partner. Follow on audio apps Apple Podcasts, Spotify and Google Podcasts, or Google Home smart speaker devices. Produced by The Business Times, SPH Media. This episode of Future of Finance podcast is presented by UOB. Highlights: 00:37: Is there a growing interest in impact investing? 03:33: Focus on South-east Asia and China 04:51: Sectors that have seen the most impact 07:06: Challenges and risks More about: UOB Venture Management Written and hosted by Lee Kim Siang (kimsiang@sph.com.sg) With Seah Kian Wee, CEO, UOB Venture Management Edited by: Emily Liu & Claressa Monteiro Produced by: Lee Kim Siang & Emily Liu Engineered by: Joann Chai Pei Chieh Executive producer: Claressa Monteiro A podcast by BT Podcasts, The Business Times, SPH Media ---  Follow Future of Finance podcasts: Channel: bt.sg/btbrpod Amazon: bt.sg/bpam  Apple Podcasts: bt.sg/bpap Spotify: bt.sg/bpsp Google Podcasts: bt.sg/bpgo Website: bt.sg/brpod Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Mark To Market at: bt.sg/btmark2mkt  WealthBT at: bt.sg/btwealthbt PropertyBT at: bt.sg/btpropertybt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

Starting a business is not an easy journey. Many obstacles along the way could make or break the dream. In this episode, BT’s Lee Kim Siang sits down with Paul Kan from UOB to talk about the challenges faced by young entrepreneurs in the startup landscape, and the resources out there for budding entrepreneurs.  Synopsis: The Business Times Branded Podcasts; finely curated, intelligent, thought provoking content for decision-makers. Inspired by the newsroom of your trusted partner. Follow on audio apps Apple Podcasts, Spotify and Google Podcasts, or Google Home smart speaker devices. Produced by The Business Times, SPH Media. This episode of Future of Finance podcast is presented by UOB. Highlights: 00:40 Rising costs and cash flow management 02:26 Integrated solutions for business efficiency 04:02 Supporting women entrepreneurs 06:09 Advice for young entrepreneurs More about: UOB’s SME Hub Hosted by: Lee Kim Siang (kimsiang@sph.com.sg) With Paul Kan, country head, Business Banking Singapore, UOB Edited by: Emily Liu & Claressa Monteiro Produced by: Emily Liu Engineered by: Joann Chai Pei Chieh Executive producer: Claressa Monteiro A podcast by BT Podcasts, The Business Times, SPH Media ---  Follow Future of Finance podcasts: Channel: bt.sg/btbrpod Apple Podcasts: bt.sg/bpap Spotify: bt.sg/bpsp Google Podcasts: bt.sg/bpgo Website: bt.sg/brpod Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Mark To Market at: bt.sg/btmark2mkt  WealthBT at: bt.sg/btwealthbt PropertyBT at: bt.sg/btpropertybt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

UOB is a leading patron of art in Asia, championing Southeast Asian art and artists across the region over the past four decades. What is the connection between art and banking? How has this shared history shaped UOB’s business today? Lee Kim Siang sits down with Christine Ip, head of group strategic communications and brand, UOB, to find out. Synopsis: The Business Times Branded Podcasts; finely curated, intelligent, thought provoking content for decision-makers. Inspired by the newsroom of your trusted partner. Follow on audio apps Apple Podcasts, Spotify and Google Podcasts, or Google Home smart speaker devices. Produced by The Business Times, SPH Media. This episode of Future of Finance podcast is presented by UOB. Highlights: 02:11 History of UOB’s Painting of the Year Competition 03:45 Art’s role in UOB Heartbeat, the bank’s CSR programme 05:29 The impact of UOB's Painting of the Year competition 06:54 Collaboration with customers and artists 08:01 Strengthening relationships with customers through art More about: Championing Southeast Asian Art Hosted by: Lee Kim Siang (kimsiang@sph.com.sg) With Christine Ip, head of group strategic communications and brand, UOB Edited by: Emily Liu & Claressa Monteiro Produced by: Emily Liu Engineered by: Joann Chai Pei Chieh Executive producer: Claressa Monteiro A podcast by BT Podcasts, The Business Times, SPH Media ---  Follow Future of Finance podcasts: Channel: bt.sg/btbrpod Apple Podcasts: bt.sg/bpap Spotify: bt.sg/bpsp Google Podcasts: bt.sg/bpgo Website: bt.sg/brpod Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Mark To Market at: bt.sg/btmark2mkt  WealthBT at: bt.sg/btwealthbt PropertyBT at: bt.sg/btpropertybt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

How much do you know about CBDCs and how it’ll affect you? This digital form of money which is available to the general public and a liability of the central bank gives you broad access to digital money that is free from credit risk and liquidity risk.  Howie Lim gets insights from Janet Young, managing director and head, group channels and digitalisation, strategic communications and brand at UOB. Synopsis: The Business Times Branded Podcasts; finely curated, intelligent, thought provoking content for decision-makers. Inspired by the newsroom of your trusted partner. Follow on audio apps Apple Podcasts, Spotify and Google Podcasts, or Google Home smart speaker devices. Produced by The Business Times, SPH Media. This episode of Future of Finance podcast is presented by UOB. Highlights: 01:14 MAS’ Project Orchid 02:35 UOB’s involvement and purpose-bound money 04:59 Local banks and Orchid Pilots 07:14 The evolution of tech stacks 09:35 Whole CBDC; future of money 10:50 What it all means for consumers More about: UOB https://www.uobgroup.com/uobgroup/index.page  UOB Innovations https://www.uobgroup.com/techecosystem/sff/index.html#innovations UOB: Corporate & Institutional Banking https://www.uob.com.sg/corporate/index.page Written, hosted and edited by Howie Lim (howielim@sph.com.sg) With Janet Young, managing director and head, group channels and digitalisation, strategic communications and brand at UOB. Engineered by: Joann Chai Pei Chieh Executive producer: Claressa Monteiro A podcast by BT Podcasts, The Business Times, SPH Media ---  Follow Future of Finance podcasts: Channel: bt.sg/btbrpod Apple Podcasts: bt.sg/bpap Spotify: bt.sg/bpsp Google Podcasts: bt.sg/bpgo Website: bt.sg/brpod Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Mark To Market at: bt.sg/btmark2mkt  WealthBT at: bt.sg/btwealthbt PropertyBT at: bt.sg/btpropertybt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

With the shift in ASEAN’s global supply chains, what does this mean for SMEs in their pursuit of internationalisation? And how does this future shape the human capital scenario? Howie Lim gets insights from Jimmy Koh, head, network partnerships and strategic marketing, group foreign direct investment advisory, UOB. Synopsis: The Business Times Branded Podcasts; finely curated, intelligent, thought provoking content for decision-makers. Inspired by the newsroom of your trusted partner. Follow on audio apps Apple Podcasts, Spotify and Google Podcasts, or Google Home smart speaker devices. Produced by The Business Times, SPH Media. This episode of Future of Finance podcast is presented by UOB. Highlights: 01:15 Increasing interest to expand; internationalise 03:25 Why some SMEs still hold back 05:22 How to find your differentiator 08:05 Long term benefits of internationalising 10:08 How supply management issues will play out More about: UOB https://www.uobgroup.com/uobgroup/index.page  UOB Asean Insights https://www.uobgroup.com/asean-insights/index.page UOB: Corporate & Institutional Banking https://www.uob.com.sg/corporate/index.page Written and hosted by Howie Lim (howielim@sph.com.sg) With Jimmy Koh, head, network partnerships and strategic marketing, group foreign direct investment advisory, UOB. Edited by: Howie Lim & Claressa Monteiro Recording engineer: Joann Chai Pei Chieh Produced by: BT Podcasts, The Business Times, SPH Media ---  Follow Future of Finance podcasts: Channel: bt.sg/btbrpod Apple Podcasts: bt.sg/bpap Spotify: bt.sg/bpsp Google Podcasts: bt.sg/bpgo Website: bt.sg/brpod Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Mark To Market at: bt.sg/btmark2mkt  WealthBT at: bt.sg/btwealthbt PropertyBT at: bt.sg/btpropertybt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

It’s becoming more challenging for organisations to attract, retain and future proof their talent pipeline. And as work-life balance becomes more coveted, what can organisations do to continue being attractive to potential staff as expectations change? Howie Lim finds out from Dean Tong of UOB. Synopsis: The Business Times Branded Podcasts; finely curated, intelligent, thought provoking content for decision-makers. Inspired by the newsroom of your trusted partner. Follow on audio apps Apple Podcasts, Spotify and Google Podcasts, or Google Home smart speaker devices. Produced by The Business Times, SPH Media. This episode of Future of Finance podcast is presented by UOB. Highlights: 00:48 The basis of employee pride 02:02 Purposeful work initiatives and the talent value chain 04:11 Bridging the employee-employer expectation gap 06:39 Ask not what the company can do for you… 08:20 Self selection 11:45 Strategies to future proof talent pipeline More about: UOB https://www.uobgroup.com/uobgroup/index.page  The UOB Way https://www.uobgroup.com/careers/working-at-uob/career-development.page UOB: Corporate & Institutional Banking https://www.uob.com.sg/corporate/index.page Written and hosted by Howie Lim (howielim@sph.com.sg) With Dean Tong, head of group human resources, UOB. Edited by: Howie Lim & Claressa Monteiro Recording engineer: Joann Chai Pei Chieh Produced by: BT Podcasts, The Business Times, SPH Media ---  Follow Future of Finance podcasts: Channel: bt.sg/btbrpod Apple Podcasts: bt.sg/bpap Spotify: bt.sg/bpsp Google Podcasts: bt.sg/bpgo Website: bt.sg/brpod Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Money Hacks: bt.sg/btmoneyhacks BT Mark To Market: bt.sg/btmark2mkt  WealthBT: bt.sg/btwealthbt PropertyBT: bt.sg/btpropertybt BT Market Focus: bt.sg/btmktfocus BT Podcasts: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

Despite digitalisation being an absolute necessity these days, only 36 percent of SMEs have made the leap. And with global headwinds slamming all economies, it is imperative SMEs ‘get with the programme’. Shannon Lung, senior vice president and head, The FinLab, UOB has more insights. Synopsis: The Business Times Branded Podcasts; finely curated, intelligent, thought provoking content for decision-makers. Inspired by the newsroom of your trusted partner. Follow on audio apps Apple Podcasts, Spotify and Google Podcasts, or Google Home smart speaker devices. Produced by The Business Times, SPH Media. This episode of Future of Finance podcast is presented by UOB. Highlights: 01:30 The undeniable importance of digitalisation 04:03 Collaboration the key to success 06:12 Long term strategies to navigate evolution 07:28 Allaying concerns SMEs have 08:36 Successful use cases from different sectors More about: UOB https://www.uobgroup.com/uobgroup/index.page  UOB The FinLab https://www.uobgroup.com/techecosystem/sff/banking-for-businesses-the-finlab-digitalising-smes.html UOB: Corporate & Institutional Banking https://www.uob.com.sg/corporate/index.page Written and hosted by Howie Lim (howielim@sph.com.sg) With Shannon Lung, senior vice president and head, The FinLab, UOB. Edited by: Howie Lim & Claressa Monteiro Recording engineer: Joann Chai Pei Chieh Produced by: BT Podcasts, The Business Times, SPH Media ---  Follow Future of Finance podcasts: Channel: bt.sg/btbrpod Apple Podcasts: bt.sg/bpap Spotify: bt.sg/bpsp Google Podcasts: bt.sg/bpgo Website: bt.sg/brpod Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Mark To Market at: bt.sg/btmark2mkt  WealthBT at: bt.sg/btwealthbt PropertyBT at: bt.sg/btpropertybt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

Can AI really manage your money safely and can it be trusted to make those big financial decisions with you? Would you even want it to? The future of finance certainly looks exciting and, perhaps, polarising at the same time. More insights from Abel Lim, head of wealth management advisory and strategy, UOB Synopsis: The Business Times Branded Podcasts; finely curated, intelligent, thought provoking content for decision-makers. Inspired by the newsroom of your trusted partner. Follow on audio apps Apple Podcasts, Spotify and Google Podcasts, or Google Home smart speaker devices. Produced by The Business Times, SPH Media. This episode of Future of Finance podcast is presented by UOB. Highlights: 01:04 Demand evolution for wealth management 03:21 Impact of AI and ML on wealth management 05:18 UOB’s PAT 07:53 Do wealth advisors have a place? 08:53 AI, ML and humans a win-win for all 10:43 Staff embrace AI powered tools 12:32 Humans’ indelible advantage over AI More about: UOB https://www.uobgroup.com/uobgroup/index.page  UOB: Macro Outlook https://www.uob.com.sg/uobgroup/research/digital-assets.page UOB: Corporate & Institutional Banking https://www.uob.com.sg/corporate/index.page Written and hosted by: Howie Lim (howielim@sph.com.sg) With Abel Lim, head of wealth management advisory and strategy, UOB Edited by: Howie Lim & Claressa Monteiro Recording engineer: Joann Chai Pei Chieh Produced by: BT Podcasts, The Business Times, SPH Media ---  Follow Future of Finance podcasts: Channel: bt.sg/btbrpod Apple Podcasts: bt.sg/bpap Spotify: bt.sg/bpsp Google Podcasts: bt.sg/bpgo Website: bt.sg/brpod Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Mark To Market at: bt.sg/btmark2mkt  WealthBT at: bt.sg/btwealthbt PropertyBT at: bt.sg/btpropertybt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

The future of work is about equipping employees, regardless of age and qualification, with the soft skills that make them adaptable to the evolving demands of work. And flexi-work arrangements fit right into that, according to UOB’s Dean Tong. Howie Lim gets more insights. Synopsis: The Business Times Branded Podcasts; finely curated, intelligent, thought provoking content for decision-makers. Inspired by the newsroom of your trusted partner. Follow on audio apps Apple Podcasts, Spotify and Google Podcasts, or Google Home smart speaker devices. Produced by The Business Times, SPH Media. This episode of Future of Finance podcast is presented by UOB. Highlights: 02:12 UOB’s permanent flexi-work is targeted at…? 04:50 How caregivers are catered to 06:14 The changing priorities and sentiments of employees 07:06 You can’t please everyone 08:26 Who and what should take priority? 10:21 Is unlimited leave the way? 11:14 What culture jobseekers can expect at UOB More about: UOB https://www.uobgroup.com/uobgroup/index.page  UOB: Corporate & Institutional Banking https://www.uob.com.sg/corporate/index.page UOB: Career Development https://www.uobgroup.com/careers/working-at-uob/career-development.page Written  and hosted by: Howie Lim (howielim@sph.com.sg) With Dean Tong, head of group human resources, UOB Edited by: Howie Lim & Claressa Monteiro Recording engineer: Joann Chai Pei Chieh Produced by: BT Podcasts, The Business Times, SPH Media --- Follow Future of Finance podcasts: Channel: bt.sg/btbrpod Apple Podcasts: bt.sg/bpap Spotify: bt.sg/bpsp Google Podcasts: bt.sg/bpgo Website: bt.sg/brpod Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Mark To Market at: bt.sg/btmark2mkt  WealthBT at: bt.sg/btwealthbt PropertyBT at: bt.sg/btpropertybt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

Singaporeans are worried about their finances during these volatile times but there is help at hand as UOB digitalises and deploys A.I. in thoughtful and targeted ways. It’s the Future of Finance and Jacquelyn Tan, head of group personal finances at UOB tells us how they’re doing it.  Synopsis: The Business Times Branded Podcasts; finely curated, intelligent, thought provoking content for decision-makers. Inspired by the newsroom of your trusted partner. Follow on audio apps Apple Podcasts, Spotify and Google Podcasts, or Google Home smart speaker devices. Produced by The Business Times, SPH Media. This episode of Future of Finance podcast is presented by UOB. Highlights: 01:08 Takeaways from consumer sentiment study 03:56 UOB tackles Singaporeans top financial worries 06:34 UOB’s very welcomed digital innovations 09:55 UOB successfully deploys AI 14:25 Safeguards protect digital payments 17:49 Balance between digitalisation and the human touch More about: UOB https://www.uobgroup.com/uobgroup/index.page  UOB: Macro Outlook https://www.uob.com.sg/uobgroup/research/digital-assets.page UOB: Corporate & Institutional Banking https://www.uob.com.sg/corporate/index.page Written by: Claressa Monteiro Hosted by: Howie Lim With Jacquelyn Tan, head of group personal financial services, UOB Edited by: Howie Lim & Claressa Monteiro Recording engineer: Joann Chai Pei Chieh Produced by: BT Podcasts, The Business Times, SPH Media --- Follow Future of Finance podcasts: Channel: bt.sg/btbrpod Apple Podcasts: bt.sg/bpap Spotify: bt.sg/bpsp Google Podcasts: bt.sg/bpgo Website: bt.sg/brpod Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Money Hacks: bt.sg/btmoneyhacks BT Mark To Market: bt.sg/btmark2mkt PropertyBT: bt.sg/btpropertybt WealthBT: bt.sg/btwealthbt BT Market Focus: bt.sg/btmktfocus BT Podcasts: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

Tax compliance - whether you are a large enterprise or an SME - is an immensely important and sometimes overwhelming aspect of financial tracking and reporting. How will InvoiceNow help and do you have to use it? Claressa Monteiro gets the answers from the experts. Synopsis: The Business Times Branded Podcasts; finely curated, intelligent, thought provoking content for decision-makers. Inspired by the newsroom of your trusted partner. This episode is in partnership with Infocomm Media Development Authority (IMDA) and Inland Revenue Authority of Singapore (IRAS). Highlights: 01:39 The key benefits for businesses 04:32 Benefits of a phased roll-out approach 08:25 Ready market solutions for businesses 15:02 How large enterprises benefit 24:20 The government’s support measures More about: About InvoiceNow Download the InvoiceNow Brochure IRAS GST InvoiceNow Requirement Written and hosted by Claressa Monteiro (claremb@sph.com.sg) With Jeremy Loo, deputy director, GST Division – Wholesale Trade Branch, Inland Revenue Authority of Singapore (IRAS); Kuah Mei Yin, group CFO of Courts (Singapore) Pte Ltd; Bill Xiao, deputy director, E-Invoice Project Office, Infocomm Media Development Authority (IMDA) Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim & Chai Pei Chieh Executive producer: Claressa Monteiro A podcast by BT Podcasts, The Business Times, SPH Media ---  Follow BT Branded Podcasts: Channel: bt.sg/btbrpod Apple Podcasts: bt.sg/bpap Spotify: bt.sg/bpsp Website: bt.sg/brpod Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. --- Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Correspondents at: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

Highlighting its forward-thinking approach, Maybank has long established cross-border digital banking services which are seamless, convenient and secure, more than ready for the establishment of the new Johor-Singapore Special Economic Zone. Howie Lim gets more insights and details from Alvin Lee, country CEO, Maybank Singapore. Synopsis: The Business Times Branded Podcasts; finely curated, intelligent, thought provoking content for decision-makers. Inspired by the newsroom of your trusted partner. This episode is brought to you by Maybank. Highlights: 01:50 Implications for businesses and investors 02:59 Maybank’s role in the zone 05:40 Maybank’s critical advantage and unique offerings 07:16 Maybank’s solutions for challenged SMEs 08:47 The outlook for 2025 and beyond More about: Maybank2u SG (Lite) Written and hosted by Howie Lim (howielim@sph.com.sg) With Alvin Lee, country CEO, Maybank Singapore Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim & Chai Pei Chieh Executive producer: Claressa Monteiro A podcast by BT Podcasts, The Business Times, SPH Media ---  Follow BT Branded Podcasts: Channel: bt.sg/btbrpod Apple Podcasts: bt.sg/bpap Spotify: bt.sg/bpsp Website: bt.sg/brpod Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. --- Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Correspondents at: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

Singapore investors have become less active in ESG investing over the past year and have grown less hopeful about the ability of these funds to outperform. How come Income Insurance is committing a staggering S$1 billion in climate transition financing, then? Correspondent Howie Lim finds out from David Chua, chief investment officer at Income Insurance. Synopsis: The Business Times Branded Podcasts; finely curated, intelligent, thought provoking content for decision-makers. Inspired by the newsroom of your trusted partner. This episode is brought to you by Income Insurance. Highlights: 01:55 Combating challenges Asia faces with ESG investing 03:36 Income balances its commitment to ESG investing 07:31 Reigniting interest in ESG investing 09:07 Income advancing its sustainability objectives 10:18 Expanding investment linked funds to include sustainable fund solutions More about: Income Insurance Sustainability | Income Insurance Insurance Savings & Investment-Linked Plans Written and hosted by: Howie Lim (howielim@sph.com.sg) With David Chua, chief investment officer, Income Insurance  Edited by: Howie Lim and Claressa Monteiro Produced by: Howie Lim Engineered by: Chai Pei Chieh Executive producer: Claressa Monteiro Produced by: BT Podcasts, The Business Times, SPH Media ---  Follow BT Branded Podcasts: Channel: bt.sg/btbrpod Apple Podcasts: bt.sg/bpap Spotify: bt.sg/bpsp Website: bt.sg/brpod Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Correspondents at: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

It has been called the generation of the ‘Great Wealth Transfer’ and succession planning has never been more crucial than now, especially with the number of wealthy people in Asia hitting a record high in 2023. How can families successfully safe guard their legacies for the next generation? Correspondent Howie Lim gets expert advice from Angela Koh, head of wealth planning and family office advisory at UOB Private Bank. Synopsis: The Business Times Branded Podcasts; finely curated, intelligent, thought provoking content for decision-makers. Inspired by the newsroom of your trusted partner. This episode is brought to you by UOB Private Bank. Do note: The material contained in this podcast is intended for information only and does not constitute recommendation or advice as it does not take into account personal objectives, specific goals or financial situation. UOB does not accept any responsibility for any loss or damage caused by any use of or reliance on the opinions or views expressed in this publication which may be subject to change due to dynamic market conditions. Highlights: 00:57 How critical success planning is to long-term success 02:43 Challenges family businesses face 04:29 Shared purpose = sustainable legacy 07:27 Wealth management strategies 08:53 How UOB Private Bank is uniquely qualified to help More about: UOB Private Bank Succession Planning Family Office Written and hosted by Howie Lim (howielim@sph.com.sg) With Angela Koh, head of wealth planning and family office advisory at UOB Private Bank Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim Engineered by: Chai Pei Chieh Executive producer: Claressa Monteiro A podcast by BT Podcasts, The Business Times, SPH Media ---  Follow BT Branded Podcasts: Channel: bt.sg/btbrpod Apple Podcasts: bt.sg/bpap Spotify: bt.sg/bpsp Website: bt.sg/brpod Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. --- Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Correspondents at: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

Nowhere has the impact of digital banking been more significant than in the ASEAN region. How will UOB continue to support this region by way of digital connectivity and financial inclusion? How is it also keeping pace with the demand for digital-first banking experiences in the region? Correspondent Howie Lim speaks to Henry Choi, group head, group retail TMRW, UOB to find out. Synopsis: The Business Times Branded Podcasts; finely curated, intelligent, thought provoking content for decision-makers. Inspired by the newsroom of your trusted partner. This episode of Future of Finance podcast is presented by UOB. Highlights: 00:42 Digital banking driving regional connectivity 03:45 Enhancing financial inclusion 05:06 The important role SMEs play 08:02 Real-time fund transfers and cross-border payments 10:24 Overcoming limitations More about: Powering innovation through ASEAN UOB all-in-one TMRW app Embracing digital transformation Written and hosted by Howie Lim (howielim@sph.com.sg) With Henry Choi, group head, group retail TMRW, UOB Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim Engineered by: Chai Pei Chieh Executive producer: Claressa Monteiro A podcast by BT Podcasts, The Business Times, SPH Media ---  Follow BT Branded Podcasts: Channel: bt.sg/btbrpod Apple Podcasts: bt.sg/bpap Spotify: bt.sg/bpsp Website: bt.sg/brpod Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Mark To Market at: bt.sg/btmark2mkt  WealthBT at: bt.sg/btwealthbt PropertyBT at: bt.sg/btpropertybt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

The Fed’s recent 50 basis-point rate cut has been a major topic of discussion. It has significantly influenced market sentiment, driving stock prices to record highs. Is it time to rethink our wealth? How should investors rebalance their portfolios? Howie Lim speaks to Abel Lim, head of wealth management advisory and strategy at UOB. Synopsis: The Business Times Branded Podcasts; finely curated, intelligent, thought provoking content for decision-makers. Inspired by the newsroom of your trusted partner. This episode is brought to you by UOB. Highlights: 01:24 Determining your risk appetite 04:19 Tools to assess risk appetite 05:27 Asset allocation strategies 09:31 Do we stay invested as inflation decreases? 13:20 Diversification cannot be stressed enough 15:15 The importance of risk management More about: UOB Wealth Insights Wealth on UOB TMRW UOB Personal Banking Written and hosted by: Howie Lim (howielim@sph.com.sg) With Abel Lim, head of wealth management advisory and strategy, UOB Edited by: Howie Lim and Claressa Monteiro Produced by: Howie Lim Engineered by: Chai Pei Chieh Executive producer: Claressa Monteiro Produced by: BT Podcasts, The Business Times, SPH Media --- Follow BT Branded Podcasts: Channel: bt.sg/btbrpod Apple Podcasts: bt.sg/bpap Spotify: bt.sg/bpsp Website: bt.sg/brpod Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Mark To Market at: bt.sg/btmark2mkt  WealthBT at: bt.sg/btwealthbt PropertyBT at: bt.sg/btpropertybt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

Many HNWIs struggle with putting comprehensive wealth plans in place. And they seek tailored wealth management and protection solutions amid rising macro uncertainties. Howie Lim speaks to Leah Ng, chief bancassurance officer at Manulife Singapore to find out what they’ve got. Synopsis: The Business Times Branded Podcasts; finely curated, intelligent, thought provoking content for decision-makers. Inspired by the newsroom of your trusted partner. This episode is brought to you by Manulife Singapore. Highlights: 01:41 Concerns of HNWIs 04:48 Impact of volatility on HNWIs’ concerns 06:07 Impact of lowering inflation on portfolios 07:49 How Manulife caters to HNWIs 09:06 Innovation need not be scary 11:22 Bespoke wealth management solutions More about: Manulife Singapore Written and hosted by: Howie Lim (howielim@sph.com.sg) With Leah Ng, chief bancassurance officer, Manulife Singapore Edited by: Howie Lim and Claressa Monteiro Produced by: Howie Lim Engineered by: Joann Chai Pei Chieh Executive producer: Claressa Monteiro Produced by: BT Podcasts, The Business Times, SPH Media --- Follow BT Branded Podcasts: Channel: bt.sg/btbrpod Apple Podcasts: bt.sg/bpap Spotify: bt.sg/bpsp Website: bt.sg/brpod Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Mark To Market at: bt.sg/btmark2mkt  WealthBT at: bt.sg/btwealthbt PropertyBT at: bt.sg/btpropertybt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

It’s never too early to start planning for retirement. As Singapore ages and living costs rise, there’s a growing risk of outliving our retirement savings. Lee Kim Siang sits down with Adrian Low from DBS to talk about how we can all get started with investing for retirement. Synopsis: The Business Times Branded Podcasts; finely curated, intelligent, thought provoking content for decision-makers. Inspired by the newsroom of your trusted partner. Follow on audio apps Apple Podcasts, Spotify and Google Podcasts, or Google Home smart speaker devices. Produced by The Business Times, SPH Media. This episode of Tech in Finance podcast is presented by DBS. Highlights: 00:36 Why retirement planning starts early 03:12 DBS' holistic approach to retirement planning 04:50 Exploring DBS' Retirement digiPortfolio 08:28 Who should invest in DBS' Retirement digiPortfolio? More about: DBS Retirement digiPortfolio Investing according to your changing life stages Written and hosted by Lee Kim Siang (kimsiang@sph.com.sg) With Adrian Low, product manager, DBS digiPortfolio Edited by: Emily Liu & Claressa Monteiro Produced by: Lee Kim Siang & Emily Liu Engineered by: Joann Chai Pei Chieh Executive producer: Claressa Monteiro A podcast by BT Podcasts, The Business Times, SPH Media ---  Follow Tech In Finance podcasts: Channel: bt.sg/btbrpod Apple Podcasts: bt.sg/bpap Spotify: bt.sg/bpsp Google Podcasts: bt.sg/bpgo Website: bt.sg/brpod Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Mark To Market at: bt.sg/btmark2mkt  WealthBT at: bt.sg/btwealthbt PropertyBT at: bt.sg/btpropertybt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

HSBC Singapore explores the digital transformation of the banking industry and its impact on businesses through its Digital Horizons report. How will the four key trends highlighted in the report drive the bank's future transformation? Priya Kini, head of commercial banking, HSBC Singapore, shares her takeaways with Claressa Monteiro. Synopsis: The Business Times Branded Podcasts; finely curated, intelligent, thought provoking content for decision-makers. Inspired by the newsroom of your trusted partner. Follow on audio apps Apple Podcasts, Spotify and Google Podcasts, or Google Home smart speaker devices. Produced by The Business Times, SPH Media. This episode of Tech in Finance podcast is presented by HSBC Singapore. Highlights: 00:59 Four trends driving change in businesses 03:33 Insights from the Singapore market 06:03 HSBC's role in supporting client's future needs 08:35 HSBC's own digital transformation journey 10:31 Responding to changing client needs More about: International Business Banking | HSBC Singapore Building Smarter Business Together | HSBC Singapore Digital Horizons Report Page Written and hosted by Claressa Monteiro (claremb@sph.com.sg) With Priya Kini, head of commercial banking, HSBC Singapore Edited by: Emily Liu & Claressa Monteiro Produced by: Emily Liu Engineered by: Joann Chai Pei Chieh Executive producer: Claressa Monteiro A podcast by BT Podcasts, The Business Times, SPH Media ---  Follow Tech In Finance podcasts: Channel: bt.sg/btbrpod Apple Podcasts: bt.sg/bpap Spotify: bt.sg/bpsp Google Podcasts: bt.sg/bpgo Website: bt.sg/brpod Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Mark To Market at: bt.sg/btmark2mkt  WealthBT at: bt.sg/btwealthbt PropertyBT at: bt.sg/btpropertybt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.