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Author: Zeja

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I am a physician (M.D.) turned entrepreneur and educator. I grew up in an immigrant family focused on scarcity and saving. Always follow the safe path and the sure thing. Save money, live frugal and that’s how life would go. I questioned nothing, followed that path and ended up unhappy, in $250k debt and not at all living the life I wanted. I had to educate myself on everything money and got quite upset that it had never been taught to me over my many years of “education”. This platform is an effort to remedy that.

Disclaimer: We are not financial advisors and this is not financial advice.
13 Episodes
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Stocks: Explained

Stocks: Explained

2026-01-0508:40

What are stocks and how to navigate the stock market.00:00 Introduction to Stocks: Breaking Down the Basics00:34 Understanding Stock Ownership01:28 How Public Stocks Work01:58 Why Companies Sell Stocks02:52 The Importance of Stocks in Wealth Building03:14 How to Make Money from Stocks04:53 Factors Influencing Stock Prices06:05 Public vs. Private Stocks06:38 Long-Term Investment Strategies08:15 Conclusion and Future TopicsFollow Along:💌 Website/Newsletter: https://www.straightupwealth.net🤝 Community-https://www.skool.com/straight-up-wealth-4058/about?ref=7c3714c1690a44219d4d48754ae89df4📸 Instagram -https://www.instagram.com/straightupwealth🐦 Twitter - https://twitter.com/straight_wealth🎵 Tiktok - https://www.tiktok.com/@straightupwealth🎙YouTube: https://youtu.be/KQDNNlIsoJMPersonal💌 Website: ⁠⁠⁠⁠https://www.thezeja.com⁠⁠⁠⁠📸 Instagram - ⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠🐦 Twitter - ⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠🎵 Tiktok - ⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠🎙Podcast: ⁠⁠⁠⁠https://open.spotify.com/show/3xJGTFWMNcMxzQsN4Be0Aj⁠About UsI am a physician (M.D.) turned entrepreneur and educator. I grew up in an immigrant family focused on scarcity and saving. Always follow the safe path and the sure thing. Save money, live frugal and that’s how life would go. I questioned nothing, followed that path and ended up unhappy, broke, in debt and not at all living the life I wanted. I had to educate myself on everything money and got quite upset that it had never been taught to me over my many years of “education”. This platform is an effort to remedy that.Get In Touch:Happy to chat, reach out via the options above.DISCLAIMER: Do your own research. We are not licensed financial advisor. There is no legal advice or financial advice in these videos. This video, the topics discussed, and ideas presented are our opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence.
Inflation: Explained

Inflation: Explained

2025-12-3009:10

Everything about inflation!00:00 Introduction to Inflation00:13 Understanding Inflation: Definition and Impact01:08 Measuring Inflation: CPI and Other Metrics02:02 Causes of Inflation: Demand Pull and Cost Push03:59 Monetary Policy and Inflation05:08 The Real-World Impact of Inflation07:40 Strategies to Combat Inflation08:41 Conclusion: Navigating InflationFollow Along:💌 Website/Newsletter: https://www.straightupwealth.net🤝 Community-https://www.skool.com/straight-up-wealth-4058/about?ref=7c3714c1690a44219d4d48754ae89df4📸 Instagram -https://www.instagram.com/straightupwealth🐦 Twitter - https://twitter.com/straight_wealth🎵 Tiktok - https://www.tiktok.com/@straightupwealth🎙YouTube: https://youtu.be/KQDNNlIsoJMPersonal💌 Website: ⁠⁠⁠https://www.thezeja.com⁠⁠⁠📸 Instagram - ⁠⁠⁠  / thezeja  ⁠⁠⁠⁠⁠⁠⁠🐦 Twitter - ⁠⁠⁠  / thezeja  ⁠⁠⁠🎵 Tiktok - ⁠⁠⁠  / thezeja  ⁠⁠⁠🎙Podcast: ⁠⁠⁠https://open.spotify.com/show/3xJGTFWMNcMxzQsN4Be0AjAbout UsI am a physician (M.D.) turned entrepreneur and educator. I grew up in an immigrant family focused on scarcity and saving. Always follow the safe path and the sure thing. Save money, live frugal and that’s how life would go. I questioned nothing, followed that path and ended up unhappy, broke, in debt and not at all living the life I wanted. I had to educate myself on everything money and got quite upset that it had never been taught to me over my many years of “education”. This platform is an effort to remedy that.Get In Touch:Happy to chat, reach out via the options above.DISCLAIMER: Do your own research. We are not licensed financial advisor. There is no legal advice or financial advice in these videos. This video, the topics discussed, and ideas presented are our opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence.
Dividend investing is a great way to diversify your portfolio. Let's talk about it. Follow Along: 📸 Instagram - https://www.instagram.com/straightupwealth 🐦 Twitter - https://twitter.com/straightupwealth 🎵 Tiktok - https://www.tiktok.com/@straightupwealth 💌 Website/Newsletter: https://www.straightupwealth.net 🎙YouTube: https://youtu.be/KQDNNlIsoJM About Us I am a physician (M.D.) turned entrepreneur and educator. I grew up in an immigrant family focused on scarcity and saving. Always follow the safe path and the sure thing. Save money, live frugal and that’s how life would go. I questioned nothing, followed that path and ended up unhappy, broke, in debt and not at all living the life I wanted. I had to educate myself on everything money and got quite upset that it had never been taught to me over my many years of “education”. This platform is an effort to remedy that. Get In Touch: Happy to chat, reach out via Twitter or Insta above. Business Inquiries: straightupwealth@gmail.com DISCLAIMER: Do your own research. We are not licensed financial advisor. There is no legal advice or financial advice in these videos. This video, the topics discussed, and ideas presented are our opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence.
Bonds are a great way to diversify your investment portfolio. Let’s talk about them. Follow Along: 📸 Instagram - https://www.instagram.com/straightupwealth 🐦 Twitter - https://twitter.com/straight_wealth 🎵 Tiktok - https://www.tiktok.com/@straightupwealth 💌 Website/Newsletter: https://www.straightupwealth.net 🎙YouTube: https://youtu.be/W-U5MLl-Hx8 About Us I am a physician (M.D.) turned entrepreneur and educator. I grew up in an immigrant family focused on scarcity and saving. Always follow the safe path and the sure thing. Save money, live frugal and that’s how life would go. I questioned nothing, followed that path and ended up unhappy, broke, in debt and not at all living the life I wanted. I had to educate myself on everything money and got quite upset that it had never been taught to me over my many years of “education”. This platform is an effort to remedy that. Get In Touch: Happy to chat, reach out via Twitter or Insta above. Business Inquiries: straightupwealth@gmail.com DISCLAIMER: Do your own research. We are not licensed financial advisor. There is no legal advice or financial advice in these videos. This video, the topics discussed, and ideas presented are our opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence.
Most people spend all their money and wonder where it went. Give every penny a job to do from the beginning and that will serve you greatly. Follow Along: 📸 Instagram - https://www.instagram.com/straightupwealth 🐦 Twitter - https://twitter.com/straight_wealth 🎵 Tiktok - https://www.tiktok.com/@straightupwealth 💌 Website/Newsletter: https://www.straightupwealth.net 🎙Podcast: https://anchor.fm/straight-up-wealth Available on all major podcast platforms About Us I am a physician (M.D.) turned entrepreneur and educator. I grew up in an immigrant family focused on scarcity and saving. Always follow the safe path and the sure thing. Save money, live frugal and that’s how life would go. I questioned nothing, followed that path and ended up unhappy, broke, in debt and not at all living the life I wanted. I had to educate myself on everything money and got quite upset that it had never been taught to me over my many years of “education”. This platform is an effort to remedy that. Get In Touch: Happy to chat, reach out via Twitter or Insta above. Business Inquiries: straightupwealth@gmail.com DISCLAIMER: Do your own research. We are not licensed financial advisor. There is no legal advice or financial advice in these videos. This video, the topics discussed, and ideas presented are our opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence.
Money is often misunderstood and people become angry and emotional that they are not at the level of wealth they wish to be at. Once you understand the basics principles of money, these waters become much easier to navigate. 00:00 Intro 00:42 Money Is Value 02:16 You Must Do This 03:46 Solve Problems Follow Along: 📸 Instagram - https://www.instagram.com/straightupwealth 🐦 Twitter - https://twitter.com/straight_wealth 🎵 Tiktok - https://www.tiktok.com/@straightupwealth 💌 Website/Newsletter: https://www.straightupwealth.net 🎙YouTube https://www.youtube.com/channel/UCM16nPK2pI4NMdjSVcWTLCA About Us I am a physician (M.D.) turned entrepreneur and educator. I grew up in an immigrant family focused on scarcity and saving. Always follow the safe path and the sure thing. Save money, live frugal and that’s how life would go. I questioned nothing, followed that path and ended up unhappy, broke, in debt and not at all living the life I wanted. I had to educate myself on everything money and got quite upset that it had never been taught to me over my many years of “education”. This platform is an effort to remedy that. Get In Touch: Happy to chat, reach out via Twitter or Insta above. Business Inquiries: straightupwealth@gmail.com DISCLAIMER: Do your own research. We are not licensed financial advisor. There is no legal advice or financial advice in these videos. This video, the topics discussed, and ideas presented are our opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence.
You need to set up a strong foundation financially when you are young to get rich and become financially free as soon as you can.00:00 Intro00:11 High Paying Career01:07 Pay Off Debt01:36 No Fancy02:43 Lifestyle Inflation03:25 Budget and Invest04:12 Explore and RiskFollow Along:💌 Website/Newsletter: https://www.straightupwealth.net🤝 Community-https://www.skool.com/straight-up-wealth-4058/about?ref=7c3714c1690a44219d4d48754ae89df4📸 Instagram -https://www.instagram.com/straightupwealth🐦 Twitter - https://twitter.com/straight_wealth🎵 Tiktok - https://www.tiktok.com/@straightupwealth🎙YouTube: https://youtu.be/KQDNNlIsoJMPersonal💌 Website: ⁠⁠⁠⁠⁠https://www.thezeja.com⁠⁠⁠⁠⁠📸 Instagram - ⁠⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠🐦 Twitter - ⁠⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠⁠🎵 Tiktok - ⁠⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠⁠🎙Podcast: ⁠⁠⁠⁠⁠https://open.spotify.com/show/3xJGTFWMNcMxzQsN4Be0Aj⁠⁠About UsI am a physician (M.D.) turned entrepreneur and educator. I grew up in an immigrant family focused on scarcity and saving. Always follow the safe path and the sure thing. Save money, live frugal and that’s how life would go. I questioned nothing, followed that path and ended up unhappy, broke, in debt and not at all living the life I wanted. I had to educate myself on everything money and got quite upset that it had never been taught to me over my many years of “education”. This platform is an effort to remedy that.Get In Touch:Happy to chat, reach out via the options above.DISCLAIMER: Do your own research. We are not licensed financial advisor. There is no legal advice or financial advice in these videos. This video, the topics discussed, and ideas presented are our opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence.
It's important to follow what people who have achieved what you want are doing. Here are a few key habits common to wealthy people that will help you reach your financial goals.00:00 Intro00:29 Multiple Sources 01:30 Network03:03 Discomfort03:56 Reading5:19 Inspiring VisionFollow Along:💌 Website/Newsletter: https://www.straightupwealth.net🤝 Community-https://www.skool.com/straight-up-wealth-4058/about?ref=7c3714c1690a44219d4d48754ae89df4📸 Instagram -https://www.instagram.com/straightupwealth🐦 Twitter - https://twitter.com/straight_wealth🎵 Tiktok - https://www.tiktok.com/@straightupwealth🎙YouTube: https://youtu.be/KQDNNlIsoJMPersonal💌 Website: ⁠⁠⁠⁠⁠https://www.thezeja.com⁠⁠⁠⁠⁠📸 Instagram - ⁠⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠🐦 Twitter - ⁠⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠⁠🎵 Tiktok - ⁠⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠⁠🎙Podcast: ⁠⁠⁠⁠⁠https://open.spotify.com/show/3xJGTFWMNcMxzQsN4Be0Aj⁠⁠About UsI am a physician (M.D.) turned entrepreneur and educator. I grew up in an immigrant family focused on scarcity and saving. Always follow the safe path and the sure thing. Save money, live frugal and that’s how life would go. I questioned nothing, followed that path and ended up unhappy, broke, in debt and not at all living the life I wanted. I had to educate myself on everything money and got quite upset that it had never been taught to me over my many years of “education”. This platform is an effort to remedy that.Get In Touch:Happy to chat, reach out via the options above.DISCLAIMER: Do your own research. We are not licensed financial advisor. There is no legal advice or financial advice in these videos. This video, the topics discussed, and ideas presented are our opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence.
Debt can be used to get rich and it can be used to destroy lives. Make sure you use it wisely and know how to pay it off when the time comes. 00:00 Intro00:10 Good vs Bad Debt01:34 Get Organized01:57 Snowball Method03:09 Debt Avalanche 03:51 Extras04:20 Reduce Expenses04:42 Earn More05:15 Never AgainFollow Along:💌 Website/Newsletter: https://www.straightupwealth.net🤝 Community-https://www.skool.com/straight-up-wealth-4058/about?ref=7c3714c1690a44219d4d48754ae89df4📸 Instagram -https://www.instagram.com/straightupwealth🐦 Twitter - https://twitter.com/straight_wealth🎵 Tiktok - https://www.tiktok.com/@straightupwealth🎙YouTube: https://youtu.be/KQDNNlIsoJMPersonal💌 Website: ⁠⁠⁠⁠https://www.thezeja.com⁠⁠⁠⁠📸 Instagram - ⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠🐦 Twitter - ⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠🎵 Tiktok - ⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠🎙Podcast: ⁠⁠⁠⁠https://open.spotify.com/show/3xJGTFWMNcMxzQsN4Be0Aj⁠About UsI am a physician (M.D.) turned entrepreneur and educator. I grew up in an immigrant family focused on scarcity and saving. Always follow the safe path and the sure thing. Save money, live frugal and that’s how life would go. I questioned nothing, followed that path and ended up unhappy, broke, in debt and not at all living the life I wanted. I had to educate myself on everything money and got quite upset that it had never been taught to me over my many years of “education”. This platform is an effort to remedy that.Get In Touch:Happy to chat, reach out via the options above.DISCLAIMER: Do your own research. We are not licensed financial advisor. There is no legal advice or financial advice in these videos. This video, the topics discussed, and ideas presented are our opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence.
It's important to understand the accounting equation for both personal and corporate finance as it gives a good summary of the current state of your financial situation.00:00 Intro00:14 Double Entry System00:40 Equation01:14 Example 101:40 Example 2Follow Along:💌 Website/Newsletter: https://www.straightupwealth.net🤝 Community-https://www.skool.com/straight-up-wealth-4058/about?ref=7c3714c1690a44219d4d48754ae89df4📸 Instagram -https://www.instagram.com/straightupwealth🐦 Twitter - https://twitter.com/straight_wealth🎵 Tiktok - https://www.tiktok.com/@straightupwealth🎙YouTube: https://youtu.be/KQDNNlIsoJMPersonal💌 Website: ⁠⁠⁠⁠https://www.thezeja.com⁠⁠⁠⁠📸 Instagram - ⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠🐦 Twitter - ⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠🎵 Tiktok - ⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠🎙Podcast: ⁠⁠⁠⁠https://open.spotify.com/show/3xJGTFWMNcMxzQsN4Be0Aj⁠About UsI am a physician (M.D.) turned entrepreneur and educator. I grew up in an immigrant family focused on scarcity and saving. Always follow the safe path and the sure thing. Save money, live frugal and that’s how life would go. I questioned nothing, followed that path and ended up unhappy, broke, in debt and not at all living the life I wanted. I had to educate myself on everything money and got quite upset that it had never been taught to me over my many years of “education”. This platform is an effort to remedy that.Get In Touch:Happy to chat, reach out via the options above.DISCLAIMER: Do your own research. We are not licensed financial advisor. There is no legal advice or financial advice in these videos. This video, the topics discussed, and ideas presented are our opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence.
What Is Equity?

What Is Equity?

2022-11-2204:54

Equity is an important financial concept to understand both in personal finance and corporate finance. Let's talk about it.00:00 Intro 00:15 Definition00:56 Balance Sheet01:08 Example02:11 Home Owner's Equity03:58 Intangible EquityFollow Along:💌 Website/Newsletter: https://www.straightupwealth.net🤝 Community-https://www.skool.com/straight-up-wealth-4058/about?ref=7c3714c1690a44219d4d48754ae89df4📸 Instagram -https://www.instagram.com/straightupwealth🐦 Twitter - https://twitter.com/straight_wealth🎵 Tiktok - https://www.tiktok.com/@straightupwealth🎙YouTube: https://youtu.be/KQDNNlIsoJMPersonal💌 Website: ⁠⁠⁠⁠https://www.thezeja.com⁠⁠⁠⁠📸 Instagram - ⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠🐦 Twitter - ⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠🎵 Tiktok - ⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠🎙Podcast: ⁠⁠⁠⁠https://open.spotify.com/show/3xJGTFWMNcMxzQsN4Be0Aj⁠About UsI am a physician (M.D.) turned entrepreneur and educator. I grew up in an immigrant family focused on scarcity and saving. Always follow the safe path and the sure thing. Save money, live frugal and that’s how life would go. I questioned nothing, followed that path and ended up unhappy, broke, in debt and not at all living the life I wanted. I had to educate myself on everything money and got quite upset that it had never been taught to me over my many years of “education”. This platform is an effort to remedy that.Get In Touch:Happy to chat, reach out via the options above.DISCLAIMER: Do your own research. We are not licensed financial advisor. There is no legal advice or financial advice in these videos. This video, the topics discussed, and ideas presented are our opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence.
A major concept in personal and business finance is understanding assets and liabilities. You need to be deliberate with how you spend your money, so make sure you are spending most of in on the right side of these two factors.  00:00 Intro 00:05 Balance Sheet 00:19 Definitions 00:33 ExamplesFollow Along:💌 Website/Newsletter: https://www.straightupwealth.net🤝 Community-https://www.skool.com/straight-up-wealth-4058/about?ref=7c3714c1690a44219d4d48754ae89df4📸 Instagram -https://www.instagram.com/straightupwealth🐦 Twitter - https://twitter.com/straight_wealth🎵 Tiktok - https://www.tiktok.com/@straightupwealth🎙YouTube: https://youtu.be/KQDNNlIsoJMPersonal💌 Website: ⁠⁠⁠⁠https://www.thezeja.com⁠⁠⁠⁠📸 Instagram - ⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠🐦 Twitter - ⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠🎵 Tiktok - ⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠🎙Podcast: ⁠⁠⁠⁠https://open.spotify.com/show/3xJGTFWMNcMxzQsN4Be0Aj⁠About UsI am a physician (M.D.) turned entrepreneur and educator. I grew up in an immigrant family focused on scarcity and saving. Always follow the safe path and the sure thing. Save money, live frugal and that’s how life would go. I questioned nothing, followed that path and ended up unhappy, broke, in debt and not at all living the life I wanted. I had to educate myself on everything money and got quite upset that it had never been taught to me over my many years of “education”. This platform is an effort to remedy that.Get In Touch:Happy to chat, reach out via the options above.DISCLAIMER: Do your own research. We are not licensed financial advisor. There is no legal advice or financial advice in these videos. This video, the topics discussed, and ideas presented are our opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence.
What Is Money?

What Is Money?

2022-11-0805:23

Let's talk about what money actually is. You work your whole life and it shapes so much of your day to day, you should know the financial basics of what makes money what it is.  00:00 Intro 00:34 Functions 02:02 Types 03:09 Properties  Follow Along:💌 Website/Newsletter: https://www.straightupwealth.net🤝 Community-https://www.skool.com/straight-up-wealth-4058/about?ref=7c3714c1690a44219d4d48754ae89df4📸 Instagram -https://www.instagram.com/straightupwealth🐦 Twitter - https://twitter.com/straight_wealth🎵 Tiktok - https://www.tiktok.com/@straightupwealth🎙YouTube: https://youtu.be/KQDNNlIsoJMPersonal💌 Website: ⁠⁠⁠⁠https://www.thezeja.com⁠⁠⁠⁠📸 Instagram - ⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠🐦 Twitter - ⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠🎵 Tiktok - ⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠🎙Podcast: ⁠⁠⁠⁠https://open.spotify.com/show/3xJGTFWMNcMxzQsN4Be0Aj⁠About UsI am a physician (M.D.) turned entrepreneur and educator. I grew up in an immigrant family focused on scarcity and saving. Always follow the safe path and the sure thing. Save money, live frugal and that’s how life would go. I questioned nothing, followed that path and ended up unhappy, broke, in debt and not at all living the life I wanted. I had to educate myself on everything money and got quite upset that it had never been taught to me over my many years of “education”. This platform is an effort to remedy that.Get In Touch:Happy to chat, reach out via the options above.DISCLAIMER: Do your own research. We are not licensed financial advisor. There is no legal advice or financial advice in these videos. This video, the topics discussed, and ideas presented are our opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence.
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