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Savings.com.au's Dom and Harrison, and friends, discuss the latest Australian financial news and speak with special guests from leading financial institutions, picking their brain on the latest talking points in the economy and personal finance.
140 Episodes
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This week on the pod we spoke with Justin Dowd from Australian Family Lawyers on the huge $350 billion wealth transfer (NAB figures) that's set to happen over the next couple decades. Baby Boomers are set to pass on their inheritances to their offspring, so Justin talked us through the importance of getting this right, as well as if this is fair and what this means for the Australian economy.
This week Dom and Haz spoke to Corinne Ng, the Vice President and General Manager of Travel & Lifestyle Services at AMEX. She explained some recent research that found Aussies are prioritising wellness, health and sport experiences in 2024.
Plus we spoke with podcast friend Emma Duffy, editor of Your Investment Property Magazine, to discuss the latest policy changes afoot in federal parliament. Yes, the debate on negative gearing is rearing its head again.
Plus all the latest news.
00:00 - 01:17 - Intro
01:17 - 04:01 - Melbourne property price stagnation
04:01 - 08:24 - First home buyers benefitting from raised stamp duty threshold in NSW
08:24 - 11:31 - TikTok influencers providing dud financial advice
11:31 - 20:34 - Emma Duffy
20:34 - 33:58 - Corinne Ng
33:58 - 35:10 - Outro
This week we sat down with Vince Scully from Life Sherpa to discuss the incoming indexation D-day (1 June) for those with tertiary education debts, if it makes sense to pay them off, and if there should be another way that tertiary education is tackled in Australia.
Plus we chat with InfoChoice's Bernadette Lunas on the record ongoing rental price growth, and the latest news.
00:00 - 02:26: Intro
02:26 - 05:44: NAB cuts home loan rates
05:44 - 09:43: $4000 solar home rebates in Qld
09:43 - 12:27: New market leader in the term deposit space
12:27 - 19:06: Record rent prices with Bernadette Lunas
19:06 - 38:33: Should you pay off your HECS? With Vince Scully
38:33 - 39:53: Outro
This week, for the very first time, we're joined by InfoChoice financial journalist Bernadette Lunas. We discussed the latest data from Domain that showed some cities hit record high rents this past quarter, while there's been a change in the pecking order of most expensive cities. Is there going to be any reprieve soon?
This week we sat down with Vince Scully from Life Sherpa to discuss the incoming indexation D-day (1 June) for those with tertiary education debts, if it makes sense to pay them off, and if there should be another way that tertiary education is tackled in Australia.
This week we spoke to Tom Devitt, senior economist at the Housing Industry Association. We discussed the housing supply and construction woes afflicting the nation at the moment, what led us here, and what's getting us out.
We also unpacked some long-term property forecasts and if they are sustainable with Emma Duffy, editor of Your Investment Property Magazine.
00:00 - 01:48 - Intro
01:48 - 04:16 - Unloan now offering new home loans
04:16 - 10:19 - The latest home loan & term deposit rate moves
10:19 - 12:26 - NSW Government toll road rebates
12:16 - 20:39 - Emma Duffy
20:39 - 34:43 - Tom Devitt
34:43 - 36:51 - Outro
Some recent research from Oxford Economics found Sydney's median house price could surpass $2m in the next few years, while other cities could be well north of $1m. Here to unpack that and if it's sustainable is Emma Duffy, editor of Your Investment Property Magazine.
Perth is also Australia's property darling at the moment, but as Emma explains, investors should tread with caution before putting all their eggs in one basket.
This week we spoke to Tom Devitt, senior economist at the Housing Industry Association. We discussed the housing supply and construction woes afflicting the nation at the moment, what led us here, and what's getting us out.
This week on the pod we spoke with Justin Dowd from Australian Family Lawyers on the huge $350 billion wealth transfer (NAB figures) that's set to happen over the next couple decades. Baby Boomers are set to pass on their inheritances to their offspring, so Justin talked us through the importance of getting this right, as well as if this is fair and what this means for the Australian economy.
Plus we speak with Harry O'Sullivan about kids' savings accounts and junior banking, and we also cover off the most important news from the past week.
00:00 - 01:52 - Intro
01:52 - 06:16 - Home values hit new record high
06:16 - 10:10 - Some banks cut savings account rates
10:10 - 13:20 - Inflation below expectations but stubborn
13:20 - 23:19 - Kids' savings accounts with Harry
23:19 - 38:51 - Inheritance, with Justin Dowd
38:51 - 40:27 - Outro
With high interest rates and low deposit criteria, kids have a lot to choose from in the under-18s savings account space. However, parents should be wary not to use it for their own benefit! We spoke to resident finance journo Harry O'Sullivan about some hot products in the market and the ins and outs of junior banking.
This week Haz and Dom sat down with Ben Zyl, the CEO of payments platform Waave. The brand released some new findings showing the majority of Australians are concerned about a cashless society and its effects on more marginal demographics in society.
Plus we chat to Emma Duffy from Your Investment Property Magazine to talk about immigration's effect on the rental and housing markets.
And of course all the latest news.
00:00 - 01:25 - Intro
01:25 - 04:02 - BOQ boosts savings rate to 5.50% p.a.
04:02 - 08:42 - Strong jobs figures quashing calls for an early RBA rate cut
08:42 - 11:53 - New rental bond subscription service Bondable
11:53 - 18:13 - Emma Duffy
18:13 - 26:40 - Ben Zyl
26:40 - 28:59 - Outro
This week we sat down with Ben Zyl, the CEO of payments platform Waave. The brand released some new findings showing the majority of Australians are concerned about a cashless society and its effects on more marginal demographics in society.
This week we sat down with friend of the pod Emma to discuss how 548,000 arrivals in the 12 months to September 2023 is affecting the property and rental markets, sending vacancy rates to record lows, and property prices to record highs. But it's not all about new arrivals - a lot of this was seeded during the pandemic!
This week Dom and Haz spoke with Peter Munckton, fresh after the March RBA decision to hold the cash rate, on what's going on at the central bank and why the 'last mile' inflation fight isn't over.
Plus we spoke with resident finance journalist Brooke Cooper on one glaring issue with the government's help to buy scheme, plus all the latest news.
00:00 – 02:12 – Intro
02:12 – 05:07 – WA $250 handout
05:07 - 11:05 - New report on mortgage struggles
11:05 – 14:05 - Cheaper homes increasing In value fastest, Perth leading the way
14:05 – 24:07 - Brooke Cooper on Help to Buy
24:07 – 37:56 – Peter Munckton BOQ
37:56 – 39:15 – Outro
Unsurprisingly, the RBA in March elected to keep the cash rate on hold. Here to discuss the ins and outs and the whys and hows is Peter Munckton, the chief economist at Bank of Queensland. Good chat!
The government's Help to Buy scheme, which provides up to 40% of the home's value for first home buyers, looks like a clear winner. However - on top of philosophical debates about government intervention - there's one glaring issue our finance journalist Brooke Cooper has pointed out: income caps. They have the potential of keeping you in a low income trap, otherwise the government could withdraw its support because you got a pay rise!
This week, with Haz back in the hotseat with Dom, we were joined by Anthony to talk about the latest developments in the life insurance space, including some of NobleOak's latest survey findings. The insurer found some interesting trend changes since Covid!
Plus we were joined by Emma Duffy, who you all know by now, to discuss the latest movements in the property investment sector.
And all the latest titillating news.
00:00 – 02:38: Intro
02:38 – 06:05: Bankwest closing all branches
06:05 – 11:02: Some milquetoast GDP figures
11:02 – 13:44: Tariffs on certain imports cut
13:44 – 19:49: Investor lending up, with Emma Duffy
19:49 – 29:34: New life insurance findings, with Anthony Brown
29:34 – 31:38: Outro
This week Emma ran us through some ABS figures that indicated investors could be coming back into the market, or at least taking out more home loans. This goes against the grain of rental reforms and taxes supposedly scaring them off.
This week, with Haz back in the hotseat with Dom, we were joined by Anthony to talk about the latest developments in the life insurance space, including some of NobleOak's latest survey findings. The insurer found some interest trend changes since Covid!
We don't usually do share trading or wealth content, but this week on our fiftieth episode, Dom and Haz were joined by Jessica Leung to discuss what ETFs (exchange traded funds) are, and how they can form part of an interesting concept called the 'core-satellite' investment strategy.
Plus, we chat to Harry O'Sullivan about Coles and Woolies, and grocery prices more broadly, plus all the latest news.
00:00 - 01:50 - Intro
01:50 - 04:26 - ANZ approved to takeover Suncorp Bank
04:26 - 08:05 - House vs unit price gulf wider than ever
08:05 - 11:00 - Subi, new annual leave cash-in fintech app
11:00 - 21:46 - Harry's Grocery Price Index
21:46 - 33:13 - Jessica Leung on ETFs
33:13 - 35:45 - Outro
Past performance is not an indicator of future performance. The content in this podcast should not be considered financial advice and all discussions are general in nature. Consult product and ETF platforms' target market determinations (TMD) and product disclosure statements (PDS), and consult a financial adviser, before embarking on your investment journey.
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