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Savings.com.au's Dom and Harrison, and friends, discuss the latest Australian financial news and speak with special guests from leading financial institutions, picking their brain on the latest talking points in the economy and personal finance.
145 Episodes
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This week on the pod we spoke with Justin Dowd from Australian Family Lawyers on the huge $350 billion wealth transfer (NAB figures) that's set to happen over the next couple decades. Baby Boomers are set to pass on their inheritances to their offspring, so Justin talked us through the importance of getting this right, as well as if this is fair and what this means for the Australian economy.
This week Dom and Haz spoke to Corinne Ng, the Vice President and General Manager of Travel & Lifestyle Services at AMEX. She explained some recent research that found Aussies are prioritising wellness, health and sport experiences in 2024.
Plus we spoke with podcast friend Emma Duffy, editor of Your Investment Property Magazine, to discuss the latest policy changes afoot in federal parliament. Yes, the debate on negative gearing is rearing its head again.
Plus all the latest news.
00:00 - 01:17 - Intro
01:17 - 04:01 - Melbourne property price stagnation
04:01 - 08:24 - First home buyers benefitting from raised stamp duty threshold in NSW
08:24 - 11:31 - TikTok influencers providing dud financial advice
11:31 - 20:34 - Emma Duffy
20:34 - 33:58 - Corinne Ng
33:58 - 35:10 - Outro
Warren Hogan, chief economic advisor at Judo Bank, has stirred up a few headlines recently calling for the RBA to hike three more times to really wrestle with the inflation beast. He said 4.35% is not enough, and the Board needs to go to 5.10% or thereabouts. We gave him some run time - away from sensationalist headlines - to explain this analysis and thought process, and why the mortgage belt might have to grit their teeth a bit longer.
Plus we speak with Denise Raward on the so called mortgage-cliff, as well as all the latest news.
00:00 - 02:58 - Intro
02:58 - 06:30 - Inflation higher than expected, bad news for HECS-HELP debts
06:30 - 10:30 - Macquarie Bank's home loan rate cuts
10:30 - 12:55 - AMP's term deposit rate hikes
12:55 - 25:41 - The mortgage cliff with Denise Raward
25:41 - 41:19 - A 5.1% cash rate with Warren Hogan
41:19 - 43:31 - Outro
Warren Hogan, chief economic advisor at Judo Bank, has stirred up a few headlines recently calling for the RBA to hike three more times to really wrestle with the inflation beast. He said 4.35% is not enough, and the Board needs to go to 5.10% or thereabouts. We gave him some run time - away from sensationalist headlines - to explain this analysis and thought process, and why the mortgage belt might have to grit their teeth a bit longer.
This week our special guest was Matt Bowen, the head of
consumer & market insights at ING. We chatted about some new research from the bank, which revealed a large swathe of Aussies would team up with a friend to kick their home buying goals. We discuss if it's a good idea, or not!
Plus we chat with Emma Duffy from Your Investment Property Magazine on the latest news in the Aussie property sector.
00:00 – 01:18 – Intro
01:18 – 05:27 – Inflation preview
05:27 – 07:23 – $250 Tasmanian energy bill rebate
07:23 – 16:10 – Emma's property wrap
16:10 – 26:54 – Matt Bowen, ING
26:54 – 28:30 – Outro
In our fortnightly property wrap with Emma Duffy, we discussed the more affordable areas to buy in the capital cities, and which areas are still cheaper to buy than rent. For more in-depth analysis you can visit yourinvestmentpropertymag.com.au
This week our special guest was Matt Bowen, the head of consumer & market insights at ING. We chatted about some new research from the bank, which revealed a large swathe of Aussies would team up with a friend to kick their home buying goals. We discuss if it's a good idea, or not!
This week we sat down with Vince Scully from Life Sherpa to discuss the incoming indexation D-day (1 June) for those with tertiary education debts, if it makes sense to pay them off, and if there should be another way that tertiary education is tackled in Australia.
Plus we chat with InfoChoice's Bernadette Lunas on the record ongoing rental price growth, and the latest news.
00:00 - 02:26: Intro
02:26 - 05:44: NAB cuts home loan rates
05:44 - 09:43: $4000 solar home rebates in Qld
09:43 - 12:27: New market leader in the term deposit space
12:27 - 19:06: Record rent prices with Bernadette Lunas
19:06 - 38:33: Should you pay off your HECS? With Vince Scully
38:33 - 39:53: Outro
This week, for the very first time, we're joined by InfoChoice financial journalist Bernadette Lunas. We discussed the latest data from Domain that showed some cities hit record high rents this past quarter, while there's been a change in the pecking order of most expensive cities. Is there going to be any reprieve soon?
This week we sat down with Vince Scully from Life Sherpa to discuss the incoming indexation D-day (1 June) for those with tertiary education debts, if it makes sense to pay them off, and if there should be another way that tertiary education is tackled in Australia.
This week we spoke to Tom Devitt, senior economist at the Housing Industry Association. We discussed the housing supply and construction woes afflicting the nation at the moment, what led us here, and what's getting us out.
We also unpacked some long-term property forecasts and if they are sustainable with Emma Duffy, editor of Your Investment Property Magazine.
00:00 - 01:48 - Intro
01:48 - 04:16 - Unloan now offering new home loans
04:16 - 10:19 - The latest home loan & term deposit rate moves
10:19 - 12:26 - NSW Government toll road rebates
12:16 - 20:39 - Emma Duffy
20:39 - 34:43 - Tom Devitt
34:43 - 36:51 - Outro
Some recent research from Oxford Economics found Sydney's median house price could surpass $2m in the next few years, while other cities could be well north of $1m. Here to unpack that and if it's sustainable is Emma Duffy, editor of Your Investment Property Magazine.
Perth is also Australia's property darling at the moment, but as Emma explains, investors should tread with caution before putting all their eggs in one basket.
This week we spoke to Tom Devitt, senior economist at the Housing Industry Association. We discussed the housing supply and construction woes afflicting the nation at the moment, what led us here, and what's getting us out.
This week on the pod we spoke with Justin Dowd from Australian Family Lawyers on the huge $350 billion wealth transfer (NAB figures) that's set to happen over the next couple decades. Baby Boomers are set to pass on their inheritances to their offspring, so Justin talked us through the importance of getting this right, as well as if this is fair and what this means for the Australian economy.
Plus we speak with Harry O'Sullivan about kids' savings accounts and junior banking, and we also cover off the most important news from the past week.
00:00 - 01:52 - Intro
01:52 - 06:16 - Home values hit new record high
06:16 - 10:10 - Some banks cut savings account rates
10:10 - 13:20 - Inflation below expectations but stubborn
13:20 - 23:19 - Kids' savings accounts with Harry
23:19 - 38:51 - Inheritance, with Justin Dowd
38:51 - 40:27 - Outro
With high interest rates and low deposit criteria, kids have a lot to choose from in the under-18s savings account space. However, parents should be wary not to use it for their own benefit! We spoke to resident finance journo Harry O'Sullivan about some hot products in the market and the ins and outs of junior banking.
This week Haz and Dom sat down with Ben Zyl, the CEO of payments platform Waave. The brand released some new findings showing the majority of Australians are concerned about a cashless society and its effects on more marginal demographics in society.
Plus we chat to Emma Duffy from Your Investment Property Magazine to talk about immigration's effect on the rental and housing markets.
And of course all the latest news.
00:00 - 01:25 - Intro
01:25 - 04:02 - BOQ boosts savings rate to 5.50% p.a.
04:02 - 08:42 - Strong jobs figures quashing calls for an early RBA rate cut
08:42 - 11:53 - New rental bond subscription service Bondable
11:53 - 18:13 - Emma Duffy
18:13 - 26:40 - Ben Zyl
26:40 - 28:59 - Outro
This week we sat down with Ben Zyl, the CEO of payments platform Waave. The brand released some new findings showing the majority of Australians are concerned about a cashless society and its effects on more marginal demographics in society.
This week we sat down with friend of the pod Emma to discuss how 548,000 arrivals in the 12 months to September 2023 is affecting the property and rental markets, sending vacancy rates to record lows, and property prices to record highs. But it's not all about new arrivals - a lot of this was seeded during the pandemic!
This week Dom and Haz spoke with Peter Munckton, fresh after the March RBA decision to hold the cash rate, on what's going on at the central bank and why the 'last mile' inflation fight isn't over.
Plus we spoke with resident finance journalist Brooke Cooper on one glaring issue with the government's help to buy scheme, plus all the latest news.
00:00 – 02:12 – Intro
02:12 – 05:07 – WA $250 handout
05:07 - 11:05 - New report on mortgage struggles
11:05 – 14:05 - Cheaper homes increasing In value fastest, Perth leading the way
14:05 – 24:07 - Brooke Cooper on Help to Buy
24:07 – 37:56 – Peter Munckton BOQ
37:56 – 39:15 – Outro
Unsurprisingly, the RBA in March elected to keep the cash rate on hold. Here to discuss the ins and outs and the whys and hows is Peter Munckton, the chief economist at Bank of Queensland. Good chat!
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