The ESPC Property Show

On today's episode, Paul & Megan sit down to dissect the latest Scottish Budget announcement and how it could affect the local property market. They touch on a lack of action on LBTT and first-time buyer relief, the proposed "mansion tax" and the increase to the Cladding Remediation fund. Plus, find out what is on the ESPC manigesto ahead of the upcoming Scottish election.Chapters:0:00-0:54 Intro0:54-5:58 "mansion tax" practicalities5:58-7:56 Cladding remediation7:56-8:57 More affordable housing budget8:57-11:10 No property tax changes11:10-12:50 The ESPC manifesto

Welcome to a brand new monthly format for the ESPC Property Show feed - the property market briefing. Listen as Megan breaks down the highlights from the most recent ESPC House Price Report region by region so you can get a snapshot of your local market. Skip to your region:0:38-1:42 City of Edinburgh1:42-2:48 East Lothian2:48-3:59 Midlothian3:59-4:57 West Fife & Kinross4:57-6:01 East Fife6:01-6:54 West Lothian6:54-7:58 Scottish BordersEnjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our .You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In our most popular episode of the year, Paul and Megan return with their predictions for the Scottish property market in 2026.They look back on how the market performed in 2025, including whether last year’s interest rate predictions stacked up, before exploring what lies ahead.From potential base rate cuts and mortgage affordability to house price growth, listings, sales volumes and time to sell, this episode breaks down what buyers and sellers can realistically expect next year.The episode also explores where Scotland’s next property hotspots could be, including areas tipped for growth due to transport links, new schools and major infrastructure investment.Whether you’re a first-time buyer, homeowner or thinking about selling in 2026, this episode offers clear, data-led insight into what could shape the year ahead.CHAPTERS:0:00-0:33 Introduction0:33-3:40 Looking back at the 2025 property market3:40-5:47 Did last year's predictions come true? 5:47-7:14 Interest rates: what happens next in 2026?7:14-9:09 Mortgage rate vs base rate9:09-11:02 Will house prices break £300,000 in 202611:02-11:50 Are buyers still paying over Home Report value?11:50-12:54 Did private school VAT affect house prices?12:54-15:27 Listings & sales: will more homes come to market?15:27-16:35 Chains, fall throughs & time to sell16:35-18:23 Scottish election policy changes to watch18:23-24:34 2026 property hotspots to watch24:34-25:40 Key takeaways for buyers and sellers in 202625:40-27:28 ESPC stats and insights27:28-28:43 What's next for the ESPC Property Show?Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Scotland is in the midst of a housing emergency — but how did we get here, and what actually needs to change to fix it?In this episode of The ESPC Property Show, Paul is joined by Fionna Kell, Director of Policy at Homes for Scotland, to unpack the realities behind Scotland’s housing shortage. From planning delays and government policy, to the role of private developers, affordable housing targets and the future of new build homes, this is a wide-ranging and timely conversation.Fionna explains why this crisis has been decades in the making, why housing needs to be treated as a national priority, and what risks Scotland faces if it fails to create the right environment for home building. The discussion also explores the growing appeal of new build homes, the impact of net zero targets, and the pressure facing SME builders — particularly in rural communities.Whether you’re a homeowner, first-time buyer, or simply interested in the future of housing in Scotland, this episode provides valuable insight into the challenges — and the reasons for cautious optimism.Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

We're back with part 2 of our First-time Buyer Special for 2025. Paul & Megan are again joined by Tzana Webster (Head of Estate Ageny, Ralph Sayer) and Aileen Venables (Partner, Harper Macleod) who chat through what happens after an offer is accepted as well as busting some property myths. If you haven't seen part one, you can watch it here: https://youtu.be/myY5e-yWif0Watch our First-timer Club to learn about the home buying process: https://www.youtube.com/playlist?list=PL5a0g5ma7LrlGitnnJuaqHd7zml_rk-vBRead our First-time buyer advice: https://espc.com/advice/first-time-buyersFind an ESPC solicitor: https://espc.com/find-an-agentChapters:0:00-0:37 Intro0:37-1:39 What happens after an offer is accepted?1:39-3:00 What is a title deed?3:00-4:20 How chains affect the legal process4:20-5:01 How the money side of things work5:01-6:03 How can you know you're in a property chain6:03-6:37 Using a LISA6:37-7:30 What you can do while your legals are completed7:30-9:54 Declaring a gifted deposit9:54-13:48 What costs do you pay as a first-time buyer13:48-15:55 What are your rights when moving in?15:55-16:36 Do buyers understimate moving in costs?16:36-20:24 Picking your move in date20:24-21:08 What's the one thing first-time buyers should do before a viewing21:08-21:52 Busting property myths21:52-24:23 What's one thing makes the most difference to first-time buyersGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

This is one of our most popular episodes of previous seasons - the First-time buyer Special! Here's the first part of our recording with property experts Tzana Webster (Head of Estate Agency, Ralph Sayer) and Aileen Venables (Parter, Harper Macleod) where Paul & Megan find out everything first-time buyers need to know about buying property in the current local market. Watch our First-timer Club to learn about the home buying process: https://www.youtube.com/playlist?list=PL5a0g5ma7LrlGitnnJuaqHd7zml_rk-vBRead our First-time buyer advice: https://espc.com/advice/first-time-buyersFind an ESPC solicitor: https://espc.com/find-an-agentCHAPTERS:0:00-1:15 Introduction1:15-4:06 Biggest challenges facing first-time buyers4:06-8:00 Shifts in buyer behavious8:00-11:46 Fixer uppers are a lot less popular11:46-13:25 How early should you contact a solicitor?13:25-16:31 How can a solicitor help you in the buying process16:31-17:20 Find out how much you can afford17:20-18:36 You can't view again after your offer is accepted18:36-21:40 How many times should you view a property?21:40-28:38 What is a fair offer?28:38-30:10 The top offers at closing dates don't always win30:10-31:38 Why your offer isn't getting acceptedGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this episode Paul & Megan speak to Nicky Lloyd (Head of Lettings, ESPC Lettings) all about the local rental market including advice for tenants and landlords alike. Watch all of Nicky's episodes hereSearch for an ESPC Lettings rental property here Get in touch with ESPC Lettings here0:00-0:55 Intro0:55-2:06 What's been happening over the summer?2:06-3:19 Where are the hotspots and what's in demand?3:19-4:55 What is the current time to let?4:55-6:25 Are landlords still leaving the market?6:25-7:02 Should you become a landlord right now?7:02-7:52 Where's the best place to buy-to-let in Edinburgh?7:52-9:37 What are the steps to becoming a landlord in Scotland?9:37-11:28 Should you furnish your rental property?11:28-14:14 Predictions for the 2026 rental market14:14-15:25 Advice for becoming a landlord15:25-16:05 Advice for tenants in EdinburghGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this episode of The ESPC Property Show, Paul & Megan are joined well renowned tax expert, Alan Barr (Partner at Brodies LLP) to discuss Scottish property taxation including Land & Buildings Transaction Tax and Additional Dwelling Supplement. Use ESPC's LBTT calculator here: https://espc.com/advice/tools/lbtt-calculatorYou can skip to your favourite part here: 0:00-0:44 Introduction0:44-2:39 What is LBTT? (and how is it different to stamp duty)2:39-4:44 How important is LBTT to Scotland's economy?4:44-6:01 How old is property taxation?6:01-7:51 LBTT thresholds in Scotland & Stamp Duty in England & Wales7:51-9:11 Tax reliefs for first-time buyers in Scotland9:11-10:48 Are there any quirks in the system?10:48-11:36 How much does LBTT cost a buyer?11:36-12:49 Paying for ADS when you buy before you sell12:49-16:44 The recent changes to ADS16:44-18:51 Who qualifies for ADS?18:51-19:50 How have ADS changes affected the market?19:50-22:45 Are the LBTT thresholds still suitable?22:45-26:24 What can we learn from property tax elsewhere in the world?26:24-28:49 Ideas for potential reform in LBTTGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

This week's episode is another special episode - Paul & Megan are joined by four ESPC solicitor estate agent member firms to discuss the current property market. From a drop in property listings to the outlook for the Christmas market as well as some insight on where property is moving fast. If you enjoyed this episode, remember to subscribe to our channel.  Skip to the part that's relevant to you:0:00-0:50 Intro0:50-3:24 What is happening right now in the property market? 3:24-4:35 How has the market changed since the start of the year?4:35-6:53 Why is there less stock on the market?6:53-9:26 Are sellers taking a wait-and-see approach?9:26-13:27 What property types and areas are in demand?13:27-17:16 10% of property sales fall through in Scotland17:16-22:20 What are sellers' expectations when they come to the market?22:20-27:14 Should sellers get on the market now or wait until Christmas?27:14-30:31 What does the next 3 months hold for the market?30:31-32:37 Hopes for the 2026 market32:37-33:34 The Edinburgh property market is...Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

On this week's episode of the ESPC Property Show, Paul & Megan are joined by two of the ESPC Mortgages team: David Lauder & Lisa Bell. In this episode we chat about:0:00-0:44 Intro0:44-2:39 How is the market reacting to the interest rate reductions?2:39-4:07 What's the average mortgage interest rate at the moment?4:07-5:16 Do lenders have different criteria for different types of mortgages? 5:16-7:53 Is it getting easier for first-time buyers to get a mortgage?*7:53-11:17 Is it easier to move up the property ladder now?11:17-14:10 Advice for remortgaging right now14:10-17:00 Are applications for larger mortgages treated differently?17:00-21:08 Biggest mortgage mistakes right now*21:08-23:54 A mortgage may not be out of reach23:54-26:00 Outlook for the rest of 202526:00-28:30 Advice for home movers right nowThe information contained in this podcast is provided in good faith.Whilst every care has been taken in the preparation of the information, no responsibility is acceptedfor any errors which, despite our precautions, it may contain.The initial consultation with an adviser is free and without obligation. Thereafter, ESPC Mortgages charges for mortgage advice are usually £395 (£345 for first-time buyers).YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON AMORTGAGE OR OTHER LOANS SECURED AGAINST IT.ESPC (UK) Ltd is an Appointed Representative of Lyncombe Consultants Ltd which is authorised by the Financial Conduct Authority.Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Paul and Megan are back for the sixth season of the ESPC Property Show! In this first episode back, they discuss how the summer property market looked across Edinburgh, the Lothians, Fife and the Scottish Borders including the properties in highest demand. Chapters:0:00-0:54 Intro0:54-3:51 What happened in the summer property market?3:51-5:15 What type of properties were in demand?5:15-7:05 Top performing areas7:05-8:00 Has seller confidence improved?8:00-9:18 How might interest rates affect the market?9:18-10:15 Predictions for the Autumn market10:15-11:50 Advice for buyers and sellers in the current market11:50-12:49 Key takeaways from the summer market12:49-14:53 What to expect from the rest of the seasonGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode, Megan is joined by Paul Demarco from ESPC Mortgages to discuss the insurance that first-time buyers should consider.They cover everything from how to best prepare to make an offer to what happens once an offer is accepted. You can watch this episode on YouTube here.Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode, Megan is joined by Hannah Gaddie, a solicitor at Gillespie Macandrew, and they discuss how to make an offer on a property in Scotland. They cover everything from how to best prepare to make an offer to what happens once an offer is accepted. Watch the episode on YouTube here.Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode of ESPC's First-timers Club, Megan is joined by Tzana Webster from Ralph Sayer, an ESPC solicitor estate agent member firm, to chat through what first-time buyers can expect from a property viewing including how to prepare, red flags to look out for and what NOT to ask. You can watch the episode on YouTube here.Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode of ESPC's First-timers Club, we're sharing a real life first-time buyer story. Sam has recently purchased his first home with his fiancée in Rosyth, and he joins Megan to chat through his experience of buying in a busy Fife market, his advice to other first-time buyers and how to move on after a rejected offer. You can watch the episode on YouTube here. Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode of ESPC's First-timers Club we are talking about LBTT (Land & Buildings Transaction Tax) with Gavin Pearson, a solicitor at Mov8 Real Estate.It's likely you may have heard of Stamp Duty - a tax payable on the purchase of a property, but do you know what LBTT is? LBTT is Scotland's version of Stamp Duty.During this episode Gavin debunks what LBTT is, how it is paid and how to determine how much you LBTT you will pay on a home. You can calculate this using our ESPC LBTT calculatorWatch the episode on YouTube hereGot a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode of ESPC's First-timers Club we are talking about Home Reports. Megan is joined by Kirsten Nicolson, a Director at DM Hall. In Scotland, it is a legal requirement for sellers to have a Home Report for their property. This allows prospective buyers the chance to find out more about the structural condition of the home and alerts them to any issues that they face if they were to purchase the property. During this episode Kirsten explains what a Home Report includes, how to read it and what first-time buyers should look out for.Watch the episode on YouTube here.Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode of ESPC's First-timers Club we are talking about appointing a solicitor. Megan is joined by Keri VanderburgSole, a Partner at Blair Cadell. In Scotland, it is a legal requirement to use a solicitor when buying a property. A solicitor will make offers on your behalf and can provide advice and support throughout the process. During this episode Keri explains why first-time buyers need to appoint a solicitor as well as how they can do it and her best advice for first-time buyers. Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

Welcome back to the ESPC first-timers club! In this episode we discuss the process of applying for a mortgage including how to work out your budget, how to find out about your credit score and the best ways to save money for a deposit.The initial consultation with an ESPC Mortgages adviser is free and without obligation. Thereafter, ESPC Mortgages charges for mortgage advice are usually £395 (£345 for first-time buyers). YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOANS SECURED AGAINST IT.The information contained within this website is subject to the UK regulatory regime and therefore restricted to consumers based in the UK.The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service, please visit www.financial-ombudsman.org.uk.ESPC (UK) Ltd is an Appointed Representative of Lyncombe Consultants Ltd which is authorised and regulated by the Financial Conduct Authority.Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

While Paul & Megan take a break for the summer months, we'll be dropping episodes from our "First-timers Club" mini series. It's the ultimate companion for first-time buyers in Scotland. If you would like to watch the episode in video form, you can watch it on our YouTube channel here. In this first episode Megan chats to ESPC Mortgages advisor, David Lauder, about the basics of getting a mortgage including what a mortgage actually is, why you may need one to get a property and what's involved in securing one. Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.