What's Going On In Banking

Would you let an AI agent be your financial muse, or could it influence you more than you influence it? Ron Shevlin and Stacey Bryant debate Meta’s Muse, the warning that AI agents could accelerate bank runs, and whether anyone would pay $20 a month to move $200 from an account earning 1% to one earning 3%. They also explore how AI helped raise $2.3 million in deposits, what happens when software can open an account for you, and whether an agent can understand trust, community, and personal r...

What AI still can't do is at the center of two of the biggest debates in banking right now. Stacey shares a standout Finovate takeaway: a story about a janitorial company that uncovered a business opportunity no AI agent would have spotted. Meanwhile, new research suggests 8 in 10 businesses would consider switching to a financial institution built specifically for their industry. Maybe the future belongs to whoever asks the best questions. Ron and Stacey debate why human curiosity may ...

Banking’s AI adoption isn’t frozen. It’s early, uneven, and a lot more complicated than handing everyone a ChatGPT license and calling it transformation. Ron Shevlin and Stacey Bryant take apart the “frozen middle” narrative, explain why banks need to fund the less flashy stuff like APIs, data access, infrastructure, and process redesign, and warn that giving 500 employees AI tools could create 500 undocumented ways of working. Because apparently “let everyone run amok” is not an AI strategy....

Is there really such a thing as a "core deposit" anymore? Ron Shevlin isn't buying it. Fresh off the African American Credit Union Coalition conference, Stacey Bryant shares insights on attracting the next generation of consumers and leaders before the conversation turns to stablecoins, tokenization, Visa's $2.4 billion BioCatch acquisition, AI-powered fraud, and why the "Great Wealth Transfer" may not be the windfall many bankers are counting on. In other words: a normal week in banking chao...

Halfway through 2026, banking’s favorite buzzwords are still buzzing, but the numbers are starting to tell a less flattering story. Ron Shevlin and Stacey Bryant revisit the industry’s biggest predictions and dig into what’s actually happened. Fintechs are eating the checking account, stablecoins are creating awkward boardroom questions, and the much-promised “AI plumbing” has finally arrived. They also unpack why Chase’s branch expansion may have less to do with retail banking than the headl...