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Wealth On Main Street

Author: Richard Canfield & Jayson Lowe

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Welcome to the Wealth On Main Street podcast, a guide to building dependable wealth. Join Richard Canfield and Jayson Lowe as they unlock the secrets to creating financial peace of mind in an uncertain world. Discover the strategies and mindsets to a financial future you can bank on. Discussing The Infinite Banking Concept and strategy of Becoming Your Own Banker in Canada as only Canucks can!
305 Episodes
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Have you ever felt like an invisible ceiling was capping your potential? You change your habits, you wake up earlier, and you read the latest business books, yet the same patterns of self-sabotage keep appearing in your finances and your relationships. In our latest podcast episode, we sat down with Rick Torrison, international speaker and author of Born Limitless, to discuss why most leaders fail to make sustainable changes. The answer isn't in your behaviour; it’s in your root beliefs. Why Your Past Is Informing Your Future (For Better or Worse) Rick shares a powerful metaphor about “scratched lenses.” Imagine […]
Neil Dietrich spent 16 years as a Crown attorney before realizing stability had become a set of “golden handcuffs.” In this episode, he shares what led him to leave public service, how he rigorously tested the Infinite Banking Concept, and why he now calls it the most compelling financial argument he’s ever encountered. This conversation explores reinvention, risk, expert “lanes,” and how building a family banking system can create clarity, control, and multi-generational impact.
Most dads grow up believing one core rule: if something breaks, you fix it. If someone’s hurting, you protect them. If your family needs stability, you find a way. But what happens when life hands you something that can’t be fixed? That’s where this episode goes, gently, honestly, and powerfully. In this conversation on Wealth on Main Street, Jayson Lowe and Richard Canfield sit down with Jean Dubois, father, husband, and author of Dads Can’t Fix Everything, for a discussion that isn’t about “toughing it out.” It’s about showing up, asking for help, and building certainty where you can… especially […]
Infinite Banking isn’t about tools or tactics. It’s about controlling cash flow, rethinking money, and building confidence for your family’s future.
For more than three decades, Jayson has quietly built something most people never see coming. No hype. No speculation. No “get rich quick” tactics. Just a boring-looking system that produces extraordinary results. In this special anniversary episode of Wealth On Main Street, Jayson pulls back the curtain on a journey he’s kept mostly private for 32 years and explains why 2026 is the year he’s finally opening the vault. What follows is not an investment pitch. It’s a strategy conversation about control, compounding, and building wealth that lasts longer than you do. A 32-Year Journey That Started With Curiosity When […]
Farmers don’t ask for easy. Weather. Markets. Fuel prices. Equipment failures. And decisions made far away by people who’ve never set foot on a farm. In this episode of Wealth On Main Street, Richard, Jayson, and Dan Allen sit down to talk about the one thing farmers can control, capital and why that control is becoming more important than ever. Dan isn’t just talking theory. He’s lived this life. And he’s helped more farm families than most advisors will meet in a lifetime. The Hidden Problem on Most Farms Many farm families are asset-rich and cash-poor. They may be sitting […]
Most leaders believe they’re accountable for results. Michael Walsh disagrees. In this episode of Wealth On Main Street, business coach and author Michael Walsh explains a radical but practical truth: That single mindset shift changes everything. After more than 30 years of coaching businesses to $10M, $50M, and beyond, Michael has seen what works—and what quietly destroys companies from the inside out. And according to him, traditional management is one of the biggest culprits. The Ceiling of Complexity: Why Growth Suddenly Feels Hard Almost every business hits invisible ceilings. At each stage, leaders feel stuck. More people. More problems. More […]
Banking Will Happen to You, or You Control It (Garrett Gastil) Most people don’t realize they’re “doing banking” every day. They call it car payments, mortgages, credit cards, and lines of credit. Here’s the truth Garrett Gastil shares in this episode: Banking will happen to you, or you’ll be in control of it. Garrett is one of Ascendant Financial’s newest teammates in the United States. He may be early in his practitioner journey, but he is not early in impact. Most importantly, he’s a husband and father who chose to stop outsourcing his financial future. What happened next surprised him. […]
Are You Ever Too Old to Start Infinite Banking? Most people assume financial change has an expiration date. In this episode, Richard Canfield sits down with Mary Hadfield (age 71), a mother and grandmother who proves that it’s never too late to regain control of your money. Joining the conversation is Stan Wolny, who has been guiding Mary through her Infinite Banking journey. This is a real client story, straightforward, honest, and deeply encouraging. Mary’s Starting Point: “I Was Intrigued Because It’s Not the Normal Program.” Mary didn’t discover Infinite Banking through a flashy ad or a trendy financial product. […]
From mowing lawns for beer money to leading a multi-million-dollar trades company, Cory Brewer reveals the real blueprint behind Beyond Landscaping’s explosive growth. In this episode, Cory joins Jayson Lowe and Richard Canfield to break down the systems, culture, and mindset shifts that helped him scale to 40+ full-time staff and finally step out of day-to-day chaos. If you're a trades or service business owner ready to grow without burning out, this conversation will change how you think about leadership, profit, and control.
Most people feel the pressure long before they understand where it’s coming from. The grocery bill creeps up, mortgage renewals pinch harder, and the paycheck seems to vanish faster every single month. FULL TRANSCRIPT available here → CLICK HERE! In this two-part “Triple Threat” series, Jayson Lowe, Richard Canfield, and Henry Wong sit down to unpack why everyday Canadians and Americans are feeling squeezed and, more importantly, what you can actually do about it. This episode is for the you-and-me crowd: the workers, savers, parents, and business owners trying to navigate a financial system that rarely plays fair. Instead of […]
When Policy Meets Reality “If you think you’re going to bring our trade with the United States down to zero, you’re dreaming.” – Kim Moody Canada’s economy is inseparable from the United States. Nearly 70 percent of our economic activity depends on that relationship. So when the federal government drops a new budget promising $60 billion in savings, public-service cuts, and “sacrifice,” the ripple effect reaches every Main Street business and household. This week on Wealth on Main Street, Richard Canfield sits down with Kim Moody, founder of Moody Private Client and one of Canada’s most outspoken tax experts. Together, […]
If Parliament Hill or Capitol Hill can move your wealth, you never really owned it. That single idea frames today’s conversation with Jayson Lowe, Richard Canfield, and returning guest Henry Wong. We tackle tariffs, inflation, business valuation, and why control, not prediction, is the real edge for Main Street entrepreneurs. The Short Version Why Every Tariff Headline Is Really a Valuation Headline Tariffs land in the news as political theatre. On Main Street, they land as math. What actually happens: In the episode, Henry walks through a simple illustration: a 25% tariff can trigger a drop in revenue, a deeper […]
Why we recorded this Elections show up everywhere: federal, state, provincial. However, today’s “election” is different. It’s your dividend election inside a participating whole life policy. It sounds boring. Frankly, it’s designed to be. Yet, the dividend choice you make quietly compounds for decades and affects your cash value, your death benefit, and even your taxes. In short: don’t fix what isn’t broken. Mutual companies have used this system, with smoothing and discipline, for well over a century. As a result, the line on the chart looks… uneventful. And that’s the point. First principles Think like an owner: when dividends […]
The System Behind Success (and Why Most Entrepreneurs Miss It) If time, money, energy, or attention is missing, you’re not building a business; you’re just surviving. That’s how Neil Twa, CEO and Co-Founder of Voltage Holdings, opened his conversation with Richard Canfield on the Wealth on Main Street podcast and right out of the gate, it’s clear this episode isn’t another surface-level business talk. It’s a deep dive into how to build something that runs without you, sells for millions, and still lets you sleep at night. Neil’s journey started long before AI became the buzzword of every boardroom. After […]
What would make someone leave an 11-year career as a financial planner, walk away from spreadsheets and suits, and trade it all for a pair of work boots? That’s exactly what our guest, T.D. Ford from The Texas Boys did. In this conversation, he proves that stepping out on faith can lead to more abundance, peace, and purpose than most people ever find chasing money. We discovered today’s guest, T.D. from The Texas Boys, through our YouTube community (Real Talk Fridays Series). One thoughtful comment led to a conversation, then to a collaboration. Check out their channel and The Fearless […]
How Infinite Banking Creates Financial Peace for Business Owners What if your company could run on peace of mind instead of pressure from the banks? In this episode of Wealth on Main Street, Jayson Lowe and Richard Canfield sit down with Troy Treleaven, a corporate trainer with decades of experience at the Dale Carnegie Organization. Troy shares his inspiring journey from corporate leadership coaching to discovering Nelson Nash’s Infinite Banking Concept (IBC) and how it completely transformed his perspective on money, legacy, and freedom. From Dale Carnegie to Nelson Nash: A Surprising Connection Troy’s background in leadership and mindset training […]
Success or regret often comes down to one thing: guidance. In this episode, Richard Canfield and Jayson Lowe reveal how to combine crypto and the Infinite Banking Concept (IBC) to keep control, minimize risk, and protect your wealth through every market swing. Learn the basics of Infinite Banking The Big Mistake Most Crypto Investors Make Everywhere you look, it’s “buy XRP,” “stake this,” “ride the bull run.” Yes, gains can be huge. However, without a plan to control the flow of money, you’re still at the mercy of banks, taxes, and volatility. Most people are told to buy, hold, and […]
Money touches every part of our lives, but what if the very system behind it is designed for control, not freedom? In this episode, Richard Canfield and Jayson Lowe sit down with David Morgan, known as the Silver Guru, to expose the storm building beneath our financial system. From the rise of central bank digital currencies (CBDCs) to the role of silver and Infinite Banking in protecting families, this conversation reveals practical steps to reclaim control before the next shock hits. Who is David Morgan? David is widely known as the “Silver Guru.” He’s the author of The Silver Manifesto, the voice […]
When people hear “Infinite Banking,” they’re told it’s either a magic bullet or a massive risk. The truth lives in between. This post strips away hype and reveals the real risks, most of which stem from behaviour, not the product, and how to mitigate them. If you want long-term control over how you finance life, start here and turn IBC into a durable advantage, not a headache. Let’s Be Real You’ve probably seen both extremes online. Some people refer to Infinite Banking as the “magic bullet.” Others say it’s too risky. However, the truth lies in between. There are no disadvantages to […]
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